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Health Insurance Benefits and Limits Compared - Southern Cross vs AIA vs nib vs Accuro vs Partners Life vs Unimed and more

Updated 11 February 2026
Summary and Key Findings

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Our guide covers:


Data Source

Health Insurance Coverage by Gender, Age, Ethnicity and Income

Coverage by Gender (2024)

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Coverage by Age Group (2024)

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Coverage by Ethnicity (2024)

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Coverage by Income Level (2024)

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Historical Trends (2011-2024)

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Children's Health Insurance (2024)

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Regional Coverage (2024)

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Frequently Asked Questions

How many New Zealanders have health insurance?

Is health insurance worth it in New Zealand?

Why is health insurance coverage so much lower for Māori and Pacific peoples?

Why does coverage drop so much after age 65?

How much does health insurance cost?

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