MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Kernel Shares & ETF Investing Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Best Investment Apps
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • How to Invest in the NASDAQ from New Zealand
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Popular Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Shares vs Property Investment
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Popular Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Managed Funds
          • Pathfinder Managed Funds Review
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Australian Investment Funds
        • Advisers & Wealth
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Hamilton
          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Whanganui
          • Financial Advisers Kapiti
          • Financial Advisers Wairarapa
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Craigs Investment Partners Review
          • Craigs vs Forsyth Barr vs JBWere
          • Lighthouse Financial Services Review
          • Wealth Advisers Auckland
          • Wealth Advisers Hamilton
          • Wealth Advisers Tauranga
          • Wealth Advisers Napier & Hastings
          • Wealth Advisers Palmerston North
          • Wealth Advisers Lower Hutt & Upper Hutt
          • Wealth Advisers Wellington
          • Wealth Advisers Nelson
          • Wealth Advisers Christchurch
          • Wealth Advisers Dunedin
        • Bank Credit Ratings
        • Depositor Compensation Scheme (DCS) Explained
        • Tax on Investments and Savings
        • Tax Efficient Investing
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Leading ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Best Car Finance
      • Loan Types
        • Electric Vehicle Loans
        • Car Loan Refinance
        • Bad Credit Car Loans
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        • Business Vehicle Loans
        • Asset Finance
      • Tools & Calculators
        • Car Finance Calculator
        • Car Loan Amortisation Calculator
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        • Motorcycle and Moped Loan Calculator
        • Asset Finance Repayment Calculator
        • Boat Financing Calculator
      • Resources
        • Car Finance Documents Checklist
        • Car Dealership Finance vs Alternatives
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Simplify Car Loans - Real Customer Reviews & Facts
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • Simplify vs MTF vs UDC vs Heartland
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance by Vehicle
        • Toyota Aqua Financing Guide
        • Toyota Corolla Financing Guide
        • Toyota HiAce Financing Guide
        • Toyota RAV4 Financing Guide
        • Toyota Hilux Financing Guide
      • Car Finance Add-On Insurance
        • Compare Mechanical Breakdown Insurance
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • PPI (Payment Protection Insurance)
    • Best Personal Loans
      • Loan Types
        • Debt Consolidation Loans
        • Secured Loans
        • Bad Credit Loans
        • Green Loans
        • Dental Loans and Finance
        • Home Renovation Loans
        • Online Loans
        • Cash Advance
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        • Low Income Loans
        • Beneficiary Loans
      • Tools & Calculators
        • Personal Loan Calculator
        • Debt Consolidation Calculator
        • Refinance Personal Loan Calculator
        • Home Renovation Loan Calculator
        • Interest Calculator
      • Lender Reviews
        • Harmoney Loans Review
        • Nectar Review
        • Avanti Finance Review
        • Money Sweetspot Review
        • Save My Bacon Review
      • Credit Health
        • How to Build Credit in New Zealand
        • Credit Scores and Credit Checks
        • Interest Rates Guide
        • Interest Rate Comparison
      • Debt Solutions
        • How to Pay Down Debt Faster
        • Baycorp and Debt Collection
        • The Dangers of Debt Consolidation
        • Using Home Equity for Non-Essential Expenses
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Overview
    • Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Cove Car Insurance - Real Customer Reviews & Facts
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home & Contents Insurance
      • House Insurance
      • House Insurance Calculator
      • Home and Contents Insurance
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Area Replacement vs Sum Insured
      • Natural Disaster House Insurance
      • MAS House Insurance - Real Customer Reviews & Facts
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Renters' Insurance
      • Students Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
    • Life & Health Insurance
      • Compare Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Explained (Videos)
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Health Insurance Explained (Videos)
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • Income Protection Insurance Explained (Videos)
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
    • Travel Insurance
      • Compare Travel Insurance
      • AMEX Airpoints Platinum Travel Insurance Review
      • Travel Insurance by Destination
        • Australia and the Pacifc
          • Australia Travel Insurance
          • Fiji Travel Insurance
          • Rarotonga Travel Insurance
        • Asia
          • Bali Travel Insurance
          • China Travel Insurance
          • India Travel Insurance
          • Japan Travel Insurance
          • Malaysia Travel Insurance
          • Singapore Travel Insurance
          • South Korea Travel Insurance
          • Thailand Travel Insurance
          • Vietnam Travel Insurance
        • Americas & Africa
          • Canada Travel Insurance
          • Peru Travel Insurance
          • South Africa Travel Insurance
          • USA Travel Insurance
        • Europe
          • France Travel Insurance
          • Greece Travel Insurance
          • Italy Travel Insurance
          • UK Travel Insurance
      • Specific Risk Cover
        • Do I Need Travel Insurance?
        • Pregnancy Travel Insurance
      • Travel Insurer Reviews
        • Southern Cross Travel Insurance Review
        • AMI Travel Insurance Review
        • State Travel Insurance Review
      • Essential Information
        • Basic vs Comprehensive Travel Insurance
        • Health Insurance vs Travel Insurance
        • ACC vs Travel Insurance
        • Australia NZ Reciprocal Health Care Agreement
        • Travel Insurance Excess Explained
        • Claiming on Travel Insurance
        • How to Renew a New Zealand Passport
        • What is TAANZ?
        • Travel Packing List
        • Travel Insurers Directory
        • Travel Insurance Glossary
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
      • ACC CoverPlus Extra (CPX) Explained
      • Co-Shareholder Insurance Cover
    • Find a Broker
      • Trusted Insurance Brokers in Wellington
      • Trusted Insurance Brokers in Christchurch
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Have Ended – Best Replacement Options
      • BNZ Advantage Credit Cards Are Changing (Not Good News) – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • AMEX Airpoints Platinum - Real Cardholder Reviews & Facts
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • China Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • South Korea Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
      • Open a USD Bank Account from New Zealand
      • Sending Money to Australia
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Wedge Review
      • Best Savings Accounts
      • Term Deposits vs Cash Funds
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2026 & 2027
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Self-Employed Mortgage Applications
      • Interest Rate Strategies
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Top 10 Areas for First Home Buyers 2025
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $500+ Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
      • Investment Traps to Avoid When Accessing Your KiwiSaver Funds at 65
      • Feijoa Review
    • KiwiSaver Schemes
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
        • Pathfinder vs ANZ KiwiSaver Growth Funds Comparison
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business Loans & Tools
    • Business Bank Accounts
    • Business Credit Cards
      • American Express Gold Business Card Review
    • Compare Business Loans
      • Small Business Loans
      • Prospa Business Loans Review
      • Business Line of Credit
      • Business Borrowing Options
      • Business Loan Calculator
      • Invoice Finance
      • Business Loan Brokers Explained
      • Commercial Vehicle Finance Options
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Wise Business Account Review
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • Provisional Tax
      • Lighthouse Accounting Services Review
      • PAYE Tax Rates 2025 & 2026
      • Tax Codes in New Zealand
      • Minimum Wage
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Digital Marketing Agencies Auckland
      • Video Production Auckland
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
      • Attending the Singapore FinTech Festival
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
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    • Pet Insurance
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    • Business Insurance
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  • Credit Cards
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      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
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    • Reviews
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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      • Booster Savvy Review
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    • Guides and Resources
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  • Mortgages
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      • Top 10 Areas for First Home Buyers 2025
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    • Mortgage Brokers
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      • LifeDirect Mortgages Review
    • Buying a Home
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    • Selling a Home
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      • Bridging Finance
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      • Trusts vs LTCs vs Companies
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    • Building a House
      • NZCB Review
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      • Construction Loans
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  • KiwiSaver
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      • KiwiSaver Must-Know Facts
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      • Feijoa Review
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    • KiwiSaver Calculators
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    • For Startups
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  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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  • Travel
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    • Air New Zealand Specific
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    • Lounges, Upgrades, Car Hire & More
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    • Best of New Zealand
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      • Queenstown Like a Local
    • Hotels & Dining
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    • Foreign Currency Exchange
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  • Mobile & SIM
    • Compare Mobile Plans
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    • Saily Review
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    • Apple Watch Buying Guide
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  • Broadband
    • Compare Broadband Plans
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    • Internet Speed Test
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      • Skinny Review
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  • Power
    • Compare Power Companies
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    • Electric Vehicle Power Plans
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    • Power Companies
      • Contact Energy Review
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  • Essential Money Tips
    • Must-Read Lists & Tips
      • Fleeced Kiwi Awards 2025
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      • 10 Things to Do Differently with Money in 2026
      • 10 Signs You’re in Financial Danger
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      • 20 Things to Stop Buying to Have More Money
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Frugal Decisions That Often Backfire
      • 20 Money Habits that Keep You Poor
      • 20 Ways to Save on Household Bills
      • 20 Supermarket Ripoffs
      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
      • Bailing Out Your Partner Financially
      • Financial Red Flags in a Relationship
      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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      • Tips for Families on a Single Income
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    • Valuable Insights
      • Why Am I Not Wealthy?
      • Can the Average New Zealander Become a Millionaire?
      • Money Habits Keeping You in the Rat Race
      • 15 Great Things New Zealanders Can be Optimistic About
      • How to Survive a Recession
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      • Stealth Wealth
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      • Average NZ Salary by Age
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      • Dental Costs
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    • Challenging Economic Conditions
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      • How to Protect Your Finances from Inflation
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
    • FIRE Guides
      • How Much Money Do You Need to Retire Comfortably in New Zealand
      • Retirement in a Nutshell
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      • 10 Habits of Quiet Millionaires
      • Financial Freedom by 50
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      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
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    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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      • Bankruptcy Guide
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Choosing an Accountant
      • Accountants in Auckland
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      • Tax Refunds
  • Life Essentials
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      • Make Money Online
      • Paid Survey Websites Review
        • Ipsos iSay Review
        • Nielsen Homescan Review
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        • Valued Opinions Review
        • Opinion World Review
        • Triaba New Zealand Review
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      • Free Samples
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    • Kids Eat Free
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      • HelloFresh Review
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      • Online Supermarkets
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      • Supermarket Christmas Clubs
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    • Entertainment
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    • Consumer Rights
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    • School Holiday Activities
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    • Shopping Resources
      • 65+ Best Online Shopping Websites in New Zealand
      • Shoe Size Conversion Guide
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      • Temu Review
      • Affordable Online Clothes Shopping
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      • Black Friday New Zealand Deals
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    • Living Essentials
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New Zealand Average and Median Wages and Salaries 2025 (by Age, Gender, Region)

The median NZ salary is $69,836 in 2025. See how your pay compares by age, gender, ethnicity and region – with full data tables from Stats NZ.
New Zealand Average and Median Wages and Salaries
Updated 11 January 2026
Summary
  • Stats NZ publishes earnings data annually through the New Zealand Income Survey - this guide uses the June 2025 release – the most recent available – covering 2.85 million workers across all regions, ages, and demographics.

Data Limitations – What This Data Can and Can't Tell You
Before diving into the numbers, there are important caveats to understand:
  1. Part-time and full-time workers are mixed together: Stats NZ does not separate earnings by hours worked. This means the medians and averages reflect a blend of full-time, part-time, and casual workers. If you work full-time, these figures will look lower than your reality. There's no way to filter for "full-time only" from this dataset.
  2. The gender pay gap is unadjusted: The 16% gap compares raw median earnings – it does not control for hours worked, occupation, industry, qualifications, or career breaks. Women are more likely to work part-time or take time out for caregiving, which affects total earnings. This data shows the outcome gap, not necessarily a "same job, same pay" gap. Stats NZ explicitly notes this with their disclaimer -"This measure does not consider factors that could influence differences in earnings, such as occupation, qualifications gained, age, and hours worked."
  3. No industry or occupation breakdown: The data doesn't tell you what professions earn – only what age groups, genders, ethnicities, and regions earn overall. Two people with the same median salary could be in completely different jobs.
  4. It's descriptive, not explanatory: This is univariate data – it shows what people earn, not why. The ethnicity and gender gaps may reflect industry concentration, qualification differences, location, hours worked, or discrimination – the data alone can't separate these factors.
  5. Smaller groups have larger sampling errors: National and regional figures are robust, but breakdowns for smaller demographics (e.g., MELAA workers in Southland) are estimates with wider margins of error.

What this data is useful for: Understanding broad patterns, benchmarking roughly where you sit by age, and tracking trends over time. The data isn't a precise tool for determining whether you're underpaid in your specific role.

Key Findings
  • The median annual salary is $69,836 – this is what the 'typical' NZ worker earns
  • The average annual salary is $81,484
  • The median hourly rate is $34.25, around 1.5× the minimum wage
  • The highest-paid region is Wellington ($76,544 median) while the lowest-paid regions are Nelson/Tasman/Marlborough/West Coast ($63,232 median)

Important Observations:
  1. Age is the single biggest predictor of earnings: Workers aged 45-49 earn the most ($81,900/year median). The gap between the youngest (15-19, $19,656/year) and peak earners is 4.2×.
  2. The gender pay gap is narrowing but still persists: At 16.0% nationally, it's down from 25.5% in 2010 – significant progress. But the gap widens with age: it's 7.7% for 25-29 year olds but 20.9% for 50-54 year olds. Women's earnings appear to stall in their 30s-40s (the 'motherhood penalty'), while men's continue climbing.
  3. Ethnicity shapes outcomes: European workers earn a median of $72,800/year. Pacific Peoples earn $64,480/year – an 11.4% gap. Māori and Asian workers both earn $66,560/year (8.6% gap). These gaps persist across all age groups and have narrowed only modestly over 10 years.
  4. The 65+ workforce is substantial and growing: 209,600 people aged 65+ are in paid employment – 7.4% of the workforce. They earn a median of $54,860/year (lower than the peak, reflecting part-time work and reduced hours), and this cohort has grown significantly as New Zealanders work longer.

Know This: Wages have outpaced inflation over 10 years
  • The data confirms that Median earnings grew 52.6% from $45,760 (2015) to $69,836 (2025).
  • Cumulative CPI inflation over the same period was approximately 30-35%, suggesting real wage gains of ~15-20%.

To help you understand what's important, our guide covers:
  • New Zealand's Salary Statistics - Understanding the Big Numbers
  • Salaries by Age – How Much Should You Earn at Your Age?
  • Understanding the Gender Pay Gap
  • Salaries by Ethnicity
  • Salaries by Region – Where New Zealand Pays the Most
  • Historical Trends – 10 Years of Salary Growth
  • Frequently Asked Questions

New Zealand's Salary Statistics – Understanding the Big Numbers

New Zealand's Salary Statistics – Understanding the Big Numbers

​Know This: 
  • The median ($69,836) is what the 'typical' worker earns – half of working New Zealanders earn more, half earn less.
  • The average ($81,484) is pulled up by high earners. For most people, the median is the better benchmark to show what's the 'mid point'.

Our View: 
  • The gap between average and median tells an important story. At 17%, it suggests a relatively healthy distribution compared to many OECD countries, but it's widening.
  • The top earners are pulling away, and for workers asking 'am I paid fairly?', the median is almost always more useful than the average.
Metric Median Average Gap What It Means
Annual Salary $69,836 $81,484 +17% Average skewed by top earners
Hourly Rate $34.25 $42.37 +24% Median is 1.5× minimum wage
Male Annual Salary $75,816 $90,064 +19% Higher skew at top
Female Annual Salary $63,700 $71,812 +13% Less skewed distribution
Total Workforce 2,850,800 - - People in paid employment

Salaries by Age – How Much Should You Earn at Your Age NZ

Salaries by Age – How Much Should You Earn at Your Age?

​Know This: 
  • The table below answers the question every worker asks: 'Am I on track?'
  • However, the answer depends heavily on your age – salaries follow a clear lifecycle pattern, peaking in the late 40s before declining.
  • Peak earnings hit at ages 45-49, but after 50, salaries gradually decline – likely reflecting reduced hours, career changes, and the shift to part-time work.
  • The 65+ group earnings mask a large difference between full-time and part-time workers, so they are not truly reliable.​
Age Group Median Salary Average Salary Gap Median Hourly Workers (000s)
15-19 $19,656 $28,392 +44% $24.00 122.9
20-24 $55,120 $52,988 -4% $27.80 237.5
25-29 $66,820 $70,772 +6% $32.00 280.7
30-34 $75,816 $81,952 +8% $36.00 334.6
35-39 $79,196 $89,336 +13% $38.36 339.7
40-44 $79,768 $92,300 +16% $38.36 305.2
45-49 (Peak) $81,900 $98,176 +20% $39.04 272.4
50-54 $79,768 $96,044 +20% $38.36 273.3
55-59 $76,804 $95,056 +24% $36.66 255.2
60-64 $69,784 $83,980 +20% $35.58 219.7
65+ $54,860 $67,392 +23% $34.13 209.6

Understanding the Gender Pay Gap New Zealand

Understanding the Gender Pay Gap

The gender pay gap is one of New Zealand's most-discussed labour market issues. The data below is clear - men earn more than women at every age group, in every region, and across all ethnicities. The gap has narrowed significantly since 2010, but progress has stalled in recent years.

​The Gender Pay Gap Over Time:
Year Male Median Female Median Gap ($) Gap (%)
2010 $45,344 $33,800 $11,544 25.5%
2015 $52,000 $38,896 $13,104 25.2%
2020 $59,852 $47,892 $11,960 20.0%
2024 $74,464 $60,528 $13,936 18.7%
2025 $75,816 $63,700 $12,116 16.0%

Gender Pay Gap by Age – Where It Widens
  • ​​The gap isn't uniform across life stages. It's smallest in the 20s and grows dramatically from the 30s onwards – coinciding with the years when many women reduce hours for caregiving.
Age Group Male Median Female Median Gap ($) Gap (%) Life Stage Impact
15-19 $23,920 $17,992 $5,928 24.8% Part-time work differences
20-24 $58,240 $52,000 $6,240 10.7% Near parity - early career
25-29 (Smallest) $69,836 $64,480 $5,356 7.7% Smallest gap - pre-family
30-34 $80,288 $69,836 $10,452 13.0% Gap emerges - family formation
35-39 $84,760 $69,836 $14,924 17.6% Caregiving impact visible
40-44 $85,800 $70,720 $15,080 17.6% Gap persists
45-49 $92,092 $74,100 $17,992 19.5% Peak male earnings
50-54 (Widest) $90,740 $71,812 $18,928 20.9% Widest gap
55-59 $84,240 $69,836 $14,404 17.1% Gap persists into late career
60-64 $77,792 $61,360 $16,432 21.1% Retirement transition
65+ $59,852 $48,880 $10,972 18.3% Part-time work for both

Salaries by Ethnicity NZ

Salaries by Ethnicity

Ethnicity correlates with earnings outcomes in New Zealand. European workers consistently earn more than Māori, Pacific Peoples, and Asian workers. These gaps persist across all age groups and have narrowed only modestly over 10 years.
Ethnic Group Median Salary Average Salary Gap vs European Workforce
European $72,800 $85,020 +17% - 1,911,600 (67.1%)
Other Ethnicity $71,916 $88,244 +23% -1.2% 35,400 (1.2%)
MELAA $69,108 $82,888 +20% -5.1% 52,000 (1.8%)
Asian $66,560 $74,360 +12% -8.6% 584,700 (20.5%)
Māori $66,560 $75,400 +13% -8.6% 398,000 (14.0%)
Pacific Peoples $64,480 $72,280 +12% -11.4% 170,200 (6.0%)

Ethnic Pay Gap by Gender

Ethnic Group Male Median Female Median Gender Gap vs European Male
European $79,768 $64,844 18.7% -
Māori $70,304 $60,580 13.8% -11.9%
Pacific Peoples $67,184 $60,840 9.4% -15.8%
Asian $69,836 $62,816 10.1% -12.5%
MELAA $72,384 $64,844 10.4% -9.3%
Other Ethnicity $77,584 $66,560 14.2% -2.7%

10-Year Salary Growth by Ethnicity

Ethnic Group 2015 Median 2025 Median Growth ($) Growth (%)
European $47,892 $72,800 +$24,908 +52.0%
Māori $41,600 $66,560 +$24,960 +60.0%
Pacific Peoples $39,884 $64,480 +$24,596 +61.7%
Asian $41,600 $66,560 +$24,960 +60.0%

Salaries by Region – Where New Zealand Pays the Most

Salaries by Region – Where New Zealand Pays the Most

Where you work matters - Wellington leads on median earnings, followed by Auckland and Taranaki. Rural and provincial regions pay 15-20% less than the main centres. Auckland has 34% of all workers – the gravitational pull of higher salaries and more opportunities.
Region Median Salary Average Salary Gap Workers (000s) Share of NZ
Wellington $76,544 $89,388 +17% 319.7 11.2%
Auckland $72,800 $87,048 +20% 977.5 34.3%
Taranaki $72,800 $82,160 +13% 64.5 2.3%
Gisborne/Hawke's Bay $69,888 $82,316 +18% 117.5 4.1%
Canterbury $69,836 $78,572 +13% 383.6 13.5%
Otago $69,004 $76,544 +11% 153.4 5.4%
Bay of Plenty $66,924 $74,204 +11% 184.0 6.5%
Waikato $66,560 $75,036 +13% 260.3 9.1%
Manawatu-Wanganui $65,520 $72,592 +11% 135.9 4.8%
Northland $65,156 $74,308 +14% 88.7 3.1%
Southland $64,272 $71,708 +12% 57.5 2.0%
Nelson/Tasman/Marl./WC $63,232 $73,216 +16% 108.1 3.8%

Regional Gender Pay Gap

The gender gap varies significantly by region - Wellington has the smallest gap (10.3%); while Nelson/Tasman/Marlborough/West Coast has the largest (24.1%).
Region Male Median Female Median Gap ($) Gap (%)
Wellington (smallest gap) $80,080 $71,812 $8,268 10.3%
Otago $73,216 $63,232 $9,984 13.6%
Auckland $77,792 $66,820 $10,972 14.1%
Manawatu-Wanganui $71,552 $58,240 $13,312 18.6%
Waikato $73,164 $59,280 $13,884 19.0%
Canterbury $76,960 $61,776 $15,184 19.7%
Gisborne/Hawke's Bay $78,000 $62,504 $15,496 19.9%
Bay of Plenty $74,776 $59,852 $14,924 20.0%
Taranaki $79,040 $62,400 $16,640 21.1%
Southland $73,632 $57,980 $15,652 21.3%
Northland $72,800 $57,200 $15,600 21.4%
Nelson/Tasman/Marlborough/West Coast (largest gap) $70,200 $53,248 $16,952 24.1%

Historical Trends – 10 Years of Salary Growth NZ

Historical Trends – 10 Years of Salary Growth

New Zealand salaries have grown strongly over the past decade, but the pace has slowed. The 2020-2022 period saw unusually fast growth driven by COVID catch-up and labour shortages – that's now normalised.

Know This: The median salary grew 52.6% over 10 years – from $45,760 in 2015 to $69,836 in 2025. But growth has slowed sharply: +8.0% in 2022, +7.5% in 2023, +5.0% in 2024, and just +2.6% in 2025. We're back to pre-COVID norms.

Our View: The 2022-2023 wage spike was driven by acute labour shortages, closed borders, and employers bidding up wages to fill roles. However, the current growth of 2.6% in 2025 is closer to the long-term average.

​Median Annual Salary Over Time
Year Median Salary Average Salary Gap YoY Change
1998 $26,936 $30,368 +13% -
2000 $27,924 $31,668 +13% +3.7%
2005 $33,280 $38,896 +17% +19.2% (5yr)
2010 $39,884 $46,176 +16% +19.8% (5yr)
2015 $45,760 $53,612 +17% +14.7% (5yr)
2020 $54,080 $62,244 +15% +18.2% (5yr)
2021 $55,848 $66,716 +19% +3.3%
2022 $60,320 $70,876 +18% +8.0%
2023 $64,844 $74,724 +15% +7.5%
2024 $68,068 $79,196 +16% +5.0%
2025 $69,836 $81,484 +17% +2.6%

Average and Median Wages and Salaries NZ - Frequently Asked Questions

Frequently Asked Questions


Why does the median differ from the average, and what does it mean?

The median is the middle value – half earn more, half earn less. The average (mean) adds everyone up and divides by the total. A few very high earners pull the average up without affecting the median. For most purposes, the median represents the 'typical' worker.

How do I know if I'm paid fairly for my age?

You can compare your annual salary to the median for your age group, as outlined in the tables above. If you're above median, you're earning more than half of workers your age. But you'll need to consider a few things, including the industry you work in (some pay more), your location (Wellington/Auckland pay more), hours worked, and qualifications. The age tables give you a starting point, not a definitive answer.

How accurate is this data?

This data comes from Stats NZ's New Zealand Income Survey, a supplement to the Household Labour Force Survey. It surveys approximately 15,000 households quarterly and is considered robust for national and regional figures.

However, smaller demographic breakdowns have larger sampling errors, so you'll need to treat precise figures as estimates.

Does the data include all workers?

This covers people in paid employment – employees and self-employed. It excludes people not in paid work (students, retirees, caregivers, unemployed), people working under the table, and overseas workers.

Data Source & Methodology
  • All data is sourced from Stats NZ: Earnings for people in paid employment by region, sex, age groups and ethnic groups – Year ended June 2025.
  • Figures are estimates with sampling error. Annual salaries calculated from weekly data × 52 weeks.
  • The regional boundaries follow Stats NZ standard classifications.​

Related Guides
  • NZ Household Wealth Statistics
  • NZ Debt Statistics
  • KiwiSaver Balance by Age – Are You on Track?
  • How Much Do You Need to Retire Comfortably in NZ?
  • Net Worth Calculator
  • PAYE Calculator
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  • Loans & Finance
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  • Insurance
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    • Business Insurance
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  • Credit Cards
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    • Reviews
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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  • Mortgages
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      • LifeDirect Mortgages Review
    • Buying a Home
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      • Bridging Finance
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    • Building a House
      • NZCB Review
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      • Construction Loans
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  • KiwiSaver
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      • Feijoa Review
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    • KiwiSaver Calculators
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  • Business Loans & Tools
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    • For Startups
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  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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  • Travel
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    • Air New Zealand Specific
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    • Best of New Zealand
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      • Queenstown Like a Local
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    • Foreign Currency Exchange
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  • Mobile & SIM
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