MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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The Best Electricians in Hamilton

​Our list of the best electricians in Hamilton and electrical services cost guide, has you covered. Check out our suggested price range for a number of jobs, and must-know electrician money saving tips.
Best Electricians Hamilton
Updated 25 November 2024

Summary:
  • While you can change a light bulb or run an extension cord, unless you’re an electrician by trade, any electrical job which requires wiring, repair, installation or replacement will need a professional.
  • To give you the confidence to hire the right electrician, we’ve put together a guide that walks you through everything you need to know, step by step. 
​
Our Hamilton electrician services guide covers:​​
  • How Much do Electrical Services & Repairs Cost?
  • Trusted Hamilton Electricians
  • Frequently Asked Questions
​

Best Electricians Hamilton

MoneyHub's Top Trusted Hamilton Electrician
  • Our research highlighted the leading electricians in Hamilton who deliver exceptional results for their clients.
  • We suggest contacting Superheat Electrical--our trusted electrician with proven reviews, consistently delivering excellent results for Hamilton residents like you.
  • Contacting an electrician by phone is the best way to kick things off - you can explain your electrical needs and hear how you can get the results you want.
Superheat Electrical

How Much do Electrical Services & Repairs Cost?

The following are guide prices only, and include materials, GST and standard travel time.
Service
Price Range
Notes 
Install or replace a power socket ​
$150 to $250
Standard pricing, may vary based on location and job complexity
Install power point for washing machine/heater ​
$150 to $250
Typically for standard installations​
Electrical inspections ​
$250 to $400
Can vary based on property size and complexity
Hot water cylinder repair ​
From $200+
Price depends on issue (e.g., thermostat, element repair)
Heat pump or air conditioning installation ​
From $800
Larger systems or electrical upgrades can increase the price
Heat pump or air conditioning repairs ​
$150 to $500+
Pricing depends on the issue (e.g., motor repairs, refrigerant refills)
Heat pump replacement
From $700+
More complex setups, such as ducted systems, may require additional labor costs
Wiring upgrades ​
Custom quote required
Depends on property size, scope, and potential permit requirements

How does an electrician charge me?

A bill from an electrician is usually made up of a number of factors:
Labour charge - this is a set rate, exclusive of GST, often between $90 and $120 per hour. There will often be a minimum first-hour charge. 
  1. Parts and materials - if the electrician has the parts in their van, or if they need to pick up something from an electrical store, you will be charged for what's needed. There may be a markup as well.
  2. Travel cost (this can be factored into the labour charge) - if the electrician charges travel costs, this is usually charged from the time the electrician leaves for your home, to when they arrive back at their base after the job. This will also include the time it takes to visit an electrical store to get any parts. 
  3. GST - the total of 1, 2 and 3 will be added, and GST (15%) added. 

If you require an electrician to visit after hours (i.e. outside of 7am to 5pm), you will most likely pay either a call-out fee, or a higher hourly charge. 

​How can I get the best price for electrical work?

  1. Shop around - it's unlikely your electrical needs will be urgent, so don't rush to confirm an electrician right away. Instead, approach an electrical job like you would when buying a phone or car - be calm and patient. Have a ring around and explain your electrical needs, and ask for an estimate of the job, as well as the hourly cost, travel cost and parts markup percentage.
  2. Know that prices and quotes will usually exclude GST - be sure to check - our GST calculator shows the total price you'll pay if you're quoted 'GST exclusive'.
  3. Find a local electrician - electricians will often charge travel time, so the closer to your home is to the electrician and an electrical store (if needed), the cheaper the labour cost. For this reason, you will also pay more if you are in an out-of-town property.
  4. Be available during standard business hours - you might have to be late for work or work from home for a half day, but most out-of-hours visits (i.e. 6pm to 7am, and all hours on weekends) will be more expensive than standard hours. If in doubt, check with the electrician before. If the job can wait, don't pay a weekend or late night surcharge if it can be sorted the next day.​

How do I pay an electrician?

Most electricians accept a range of payment methods, including:
  • Direct Credit (internet banking)
  • Cash with invoice
  • Credit Card via the electrican's website (a surcharge may apply)
  • On-site Eftpos

Electricians usually have strict payment terms, with 7 or 10 days standard.
​

Best Electricians Hamilton

MoneyHub's Top Trusted Hamilton Electrician
  • Our research highlighted the leading electricians in Hamilton who deliver exceptional results for their clients.
  • We suggest contacting Superheat Electrical--our trusted electrician with proven reviews, consistently delivering excellent results for Hamilton residents like you.
  • Contacting an electrician by phone is the best way to kick things off - you can explain your electrical needs and hear how you can get the results you want.
Superheat Electrical

​Trusted Hamilton Electricians Available Right Now

  • Unless otherwise stated, all companies listed below are Master Electricians.
  • ​Our list below, which is in no particular order, covers Hamilton and the Waikato district. We have selected these based on their history of longstanding service within Hamilton, location and data reviewed from internet reviews on Google Business, BuildersCrack, Facebook, TradeMe Services and others.
Heat Pumps Hamilton

​Superheat Electrical and Air-Conditioning

Base: St Andrews, Hamilton
Hours: Mon to Fri 7:30am – 5pm 
Google Rating: 5.0/5
Website: Superheat Electrical and Air-Conditioning 
Facebook page: 
None
Email address: [email protected]
Phone: 07 849 0405
 ​
 Customer Feedback:   
  • Provides thorough assessments and fair, competitive quotes
  • ​Punctual, professional, and skilled in their craft
  • Delivers clean, tidy installations with high attention to detail
  • Flexible with payment terms and customer needs
  • Excellent communication from assessment to completion
  • Ensures no surprise costs, sticking to the quoted price

Important Must-know Facts and Services:
  • Superheat Electrical is a family-owned Hamilton business with 20 years of experience, specialising in electrical and HVAC services as Master Electricians and IRHACE members
  • Superheat Electrical offers installation, maintenance, and repair services for residential and commercial properties, including electrical wiring, lighting, safety inspections, energy efficiency upgrades, home automation, security systems, and EV charging stations
  • Offers a 5-year installation warranty covering workmanship and materials
Switched On Electrical Ltd

Switched On Electrical Ltd

Areas served: Hamilton and Waikato Region
Base: Frankton, Hamilton
Hours: 24/7
Google Review rating: 4.9/5
Website: Switched On Electrical Ltd
Facebook Page: Switched On Electrical Ltd
Email address: [email protected]
​Phone: 07 847 2005
 
Customer Feedback:
  • Same-day arrival after the call
  • Demonstrated friendliness, knowledge, and professionalism
  • Provided a detailed explanation of the issue for understanding
 
Important Must-know Facts and Services:
  • All work is backed by the Master Electricians $20,000 Workmanship Guarantee 
  • Provides free no-obligation quotes
  • Specializes residential repairs, maintenance and upgrades, rental repairs, new builds, commercial and outdoor electrical 
2E Electrical

2E Electrical

Areas served: Hamilton
Base: St Andrews, Hamilton
Hours: Mon to Fri 7:30am-4pm 
Google Review rating: 4.8/5
Website: 2E Electrical
Facebook Page: 2E Electrical
Email address: [email protected]
​Phone: 0800 233 532
 
Customer Feedback:
  • Maintained continuous communication for appointment scheduling
  • Brilliant service from pricing through installation to follow-up
  • Assessed requirements and executed the job perfectly.

Important Must-know Facts and Services:
  • 2E electrical has more than 700 happy customers all over Hamilton
  • 2E Electrical have a massive range of experience including property maintenance, new build fit outs, renovation work, commercial fit outs, office data and power, large-scale commercial projects, switchboard work, servicing heavy industry machines, DC power plant and battery maintenance, industrial repair work and A/C installation and maintenance. 
Leading Edge Electrical

Leading Edge Electrical

Areas served: Hamilton and greater Waikato
Base: Frankton, Hamilton
Hours: 24/7
Google Review rating: 4.7/5
Website:  Leading Edge Electrical
Facebook Page: Leading Edge Electrical
Email address: [email protected]
​Phone: 0800 453 234

 Customer Feedback:
  • Reviewed my list, provided additional solutions and advice, and patiently explained when needed
  • Professional and reliable from initial contact, a pleasure to work with
  • Provided guidance towards a lower-cost system meeting my needs, rather than pushing the most expensive option

Important Must-know Facts and Services:
  • Specialize in SmartVent home ventilation installations
  • Offers a 100% Customer Satisfaction Guarantee to ensure every customer is happy with the job we have done
  • Provides services in new homes, renovations, commercial spaces, maintenance, heat pumps and smart vent systems
Endurance Electrical

Endurance Electrical

Areas served: Hamilton wide 
Base: Frankton, Hamilton
Hours: Mon to Fri 8 am – 5 pm 
Google Review rating: 4.9/5 
Website: Endurance Electrical 
Facebook Page: Endurance Electrical 
Email address: [email protected]
​Phone: 07 282 1018

 Customer Feedback:
  • Friendly and professional service with offered options
  • Fair quotes provided
  • Prompt and efficient job completion
 
Important Must-know Facts and Services:
  • Offers home electrical services, commercial electrical services, heatpump installation, and smartvent installation
  • Endurance Electrical are commercial electrical contractors – they specialise in preventative electrical maintenance, emergency breakdowns and electrical fit outs

MoneyHub's Top Trusted Hamilton Electrician
  • Our research highlighted the leading electricians in Hamilton who deliver exceptional results for their clients.
  • We suggest contacting Superheat Electrical--our trusted electrician with proven reviews, consistently delivering excellent results for Hamilton residents like you.
  • Contacting an electrician by phone is the best way to kick things off - you can explain your electrical needs and hear how you can get the results you want.
Superheat Electrical

Contact Electrical

Contact Electrical

Areas served: Hamilton wide 
Base: Frankton, Hamilton
Hours: Mon to Fri 8am - 4:30pm, Saturday & Sunday 24/7
Google Review rating: 4.5/5 
Website:  Contact Electrical
Facebook Page: Contact Electrical
Email address: [email protected]
​Phone: 0800 545 454
 
Customer Feedback:
  • Provides clear quotes outlining options on the same day
  • Keeps customer needs in mind
  • Professional, polite, and explains things clearly for understanding
  
​Important Must-know Facts and Services:
  • Contact Electrical has been operating for over 40 years as a family owned business with a great team of highly qualified electricians and apprentices
  • Run a 24/7 on call service
  • Their electricians hold the appropriate electrical registrations and staff are currently police vetted, site safe registered, hold first aid certificates and a range of different at heights licenses
Shore Spark Electrical

ELEC 24/7 NZ

Areas served:  Hamilton
Base: Rototuna, Hamilton
Hours: 24/7
Google Review rating: 4.9/5
Website: ELEC 24/7 NZ
Facebook Page: ELEC 24/7 NZ
Email address: [email protected]
​Phone: 027 294 8216
 
Customer Feedback:
  • Provided thorough explanations and multiple options
  • Impressed by detailed scheduling and job completion despite unexpected challenges
  • Friendly and professional service, even on a public holiday

 Important Must-know Facts and Services:
  • Free quotes with $0 call-out fee
  • Provides services in New-Builds & Renovations​
  • Offers heat-pump solutions, EV charger installations, and solar energy solutions
Laser Electrical Auckland Central

Concept electrical solutions

Areas served: Hamilton and Waikato region
Base: Hamilton
Hours: 24/7
Google Review rating: 4.8/5
Website: Concept Electrical Solutions
Facebook Page: None
Email address: [email protected]
​Phone:  0210 543 159
 
Customer Feedback:
  • Found the team to be efficient, professional, with fantastic quality of work and knowledge
  • Adapts to non-standard requests with quick thinking
  • Listens attentively, makes observations, and plans work efficiently to minimize disruption

Important Must-know Facts and Services:
  • Provides services in lighting control, surround sound & AV solutions, access control, wired and wireless networks, security systems, automation, and multi-room audio & video
  • Specializes in automation technology for disability and aged care sectors​
HK Electrical Ltd

HK Electrical Ltd

Areas served: Hamilton 
Base: Dinsdale, Hamilton
Hours: 24/7
Google Review rating: 5.0/5
Website: HK Electrical Ltd
Facebook Page: HK Electrical Ltd
Email address: [email protected]
​Phone: 022 628 8280
 
Customer Feedback:
  • Quick response, professional, and efficient service
  • Completed the job with friendly service and no fuss
  • Provided options to fit our needs and budget
Important Must-know Facts and Services:
  • Owned and operated by a local registered Electrician
  • Offers installation of recessed LED lighting, alarm systems and security camera and lighting 
  • Available for contact and constant communication via Whatsapp until the job is done
Hart Electrical

Hart Electrical

Areas served: Hamilton and wider Waikato region 
Base: Frankton, Hamilton
Hours: Mon to Fri 7:30 am – 5 pm
Google Review rating: 5.0/5
Website: XP Electrical
Facebook Page: XP Electrical
Email address: [email protected]
​Phone: 0800 497 353
​

Customer Feedback:
  • Professional, friendly, and capable team with fair prices
  • Professional and friendly team delivering excellent results
  • Great communication, punctual, and excellent workmanship
      
Important Must-know Facts and Services:
  • Provides commercial and residential electrical services
  • Quick and accurate pricing guide available on their website
  • XP Electrical brings a combined 35 years of local and international industry experience, including hands-on work and project management roles

MoneyHub's Top Trusted Hamilton Electrician
  • Our research highlighted the leading electricians in Hamilton who deliver exceptional results for their clients.
  • We suggest contacting Superheat Electrical--our trusted electrician with proven reviews, consistently delivering excellent results for Hamilton residents like you.
  • Contacting an electrician by phone is the best way to kick things off - you can explain your electrical needs and hear how you can get the results you want.
Superheat Electrical

Best Electricians Hamilton

The Best Electricians in Hamilton - Frequently Asked Questions

Before hiring anyone, we suggest reading both the Master Electricians' Consumer guide and the EWRB's Consumer resources to give you some information about proceeding. Common queries include:

What should I check for to ensure an electrician in Hamilton is qualified and trustworthy?

Always verify that the electrician is a registered Master Electrician (if they're claiming to be), which ensures they offer a workmanship guarantee. You can also check licences as outlined here. Online reviews and our shortlist above help shortlist trusted Hamilton electricians. 

Know This: Be cautious of electricians who offer extremely low rates, as this can indicate inexperience or lack of proper licensing. Also, beware of those who insist on full payment upfront or do not provide a clear, written quote.

How can I accurately estimate the cost of an electrical job in Hamilton?

Request a detailed quote from multiple electricians for a precise estimate. Include specifics of your project and ask for an itemized quote covering labour, materials, and travel costs. Remember, prices may exclude GST, so you must get like-for-like quotes.

How should I prepare my home for an electrician's visit?

Ensure the area where the electrician will work is clear of furniture and other obstacles. If possible, identify the location of your main electrical panel. Providing clear access and information can save time and reduce the cost of the job.

How can I ensure that the electrical work done in my home is up to code?

Ask the electrician to provide compliance details with the New Zealand Electrical Code of Practice. After completing the job, a certified electrician should issue a Certificate of Compliance (COC) or an Electrical Safety Certificate (ESC) which looks like this, verifying that the work meets legal safety standards.

How do I handle discrepancies or issues with the electrical work done?

If you're unsatisfied with the work, contact the electrician immediately to discuss your concerns. Reputable electricians will address any issues promptly. If the problem persists and your electrician won't resolve it to meet your needs, you may contact the Electrical Workers Registration Board for assistance.
⚠️​ Disclaimer: MoneyHub.co.nz may have financial relationships with some businesses listed on this page due to their acceptance of our invite for additional promotion. We stand by the businesses we work with and believe them to be among the best. The pricing information provided is for informational and guidance purposes only and may not accurately represent the actual quotes or final bills for individual services. Our list should not be considered comprehensive. Please research and obtain quotes directly from a range of businesses to ensure accurate pricing and suitability for your needs.​
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  • Banking & Savings
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  • KiwiSaver
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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      • Guarantors - Loans and Mortgages
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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    • Health & Personal Care
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  • Trade Services
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