MoneyHub NZ
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      • Comparisons
        • Best Investment Apps
        • Kernel vs Sharesies
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • How to Invest in the NASDAQ from New Zealand
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
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        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Shares vs ETFs
        • Shares vs Property Investment
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
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        • 10 Popular Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
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      • Investing Calculators
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    • Managed Funds, Tax & DIY Investing
      • Guides
        • Our Favourite Managed Funds
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          • Pathfinder Managed Funds Review
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        • Bank Credit Ratings
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        • Bright-Line Test
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        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
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        • Trading in a Nutshell
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        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
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        • How to Take Income from Investments
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Squirrel Review
        • Sharesight Review
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
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    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
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        • Plus500 Review
        • IG Review
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        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
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        • Forex Trading Guide
          • Forex Trading Platforms Comparison
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        • Futures Trading
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      • Cryptocurrency
        • Reviews
          • Swyftx Review
          • Binance Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Vault International Bitcoin Fund Review
          • NZDD Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
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          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Best Personal Loans
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      • Tools & Calculators
        • Personal Loan Calculator
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      • Lender Reviews
        • Harmoney Loans Review
        • Nectar Review
        • Avanti Finance Review
        • Money Sweetspot Review
        • Save My Bacon Review
      • Credit Health
        • How to Build Credit in New Zealand
        • Credit Scores and Credit Checks
        • Interest Rates Guide
        • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
    • Best Car Finance
      • Loan Types
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      • Tools & Calculators
        • Car Finance Calculator
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      • Resources
        • Car Finance Documents Checklist
        • Car Dealership Finance vs Alternatives
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        • Car Loans and Collateral
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        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Simplify Car Loans - Real Customer Reviews & Facts
        • Better Car Loans - Real Customer Reviews & Facts
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • Simplify vs MTF vs UDC vs Heartland
        • AA Money Review
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        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Add-On Insurance
        • Compare Mechanical Breakdown Insurance
        • GAP (Guaranteed Asset Protection Insurance) Insurance
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  • Car, Home & Pet Insurance
    • Overview
    • Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
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      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
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        • Car Insurers Directory
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    • Home & Contents Insurance
      • House Insurance
      • House Insurance Calculator
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      • MAS House Insurance - Real Customer Reviews & Facts
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      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
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      • Dental Insurance and Dentist Plans
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      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
        • Sum Insured Explained
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
      • ACC CoverPlus Extra (CPX) Explained
      • Co-Shareholder Insurance Cover
    • Find a Broker
      • Trusted Insurance Brokers in Wellington
      • Trusted Insurance Brokers in Christchurch
  • Life & Health Insurance
    • Compare Life Insurance
      • Life Insurance Calculator
      • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
      • Life Insurance Explained (Videos)
      • Stepped vs Level Life Insurance
      • Life Insurance Claims Statistics
      • Pre-Existing Medical Conditions
      • Buying Life Insurance Direct vs Using an Insurance Broker
      • Life Insurance Policies - Features and Questions to Ask
      • When To Cancel Or Change a Life Insurance Policy
      • Life Insurance For Smokers and Vapers
      • AIA Vitality Review
    • Health Insurance
      • Health Insurance Explained (Videos)
      • Health Insurance Benefits and Limits Compared by Insurer
      • How Many New Zealanders Have Health Insurance?
      • Southern Cross Health Insurance Alternatives
      • ACC Claims Statistics
      • Pharmac Explained & Annual Review
      • Going to Australia for Medical Treatment
      • Dental Costs
      • BMI Calculator New Zealand
    • Income Protection Insurance
      • Income Protection Insurance for Self-Employed
      • ACC vs Income Protection Insurance
      • Income Protection Insurance Claims Statistics
      • Income Protection Insurance Explained (Videos)
    • Trauma Insurance
    • Mortgage Insurance
    • Redundancy Insurance
    • Funeral Insurance
  • Travel Insurance
    • Top Destinations
      • Australia Travel Insurance
      • USA Travel Insurance
      • Bali Travel Insurance
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      • Japan Travel Insurance
      • UK Travel Insurance
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      • Canada Travel Insurance
      • Other Destinations
        • Asia
          • China Travel Insurance
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        • Europe
          • France Travel Insurance
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        • Americas & Africa
          • Peru Travel Insurance
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    • Pre-Existing Medical Conditions Travel
    • Over 70s Cover
    • Annual Multi-Trip Travel Insurance
    • Cruise Travel Insurance
    • Southern Cross Travel Insurance Review
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Travel Insurance for Unexpected Events
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross vs CoverMore vs Allianz
      • Southern Cross Travel Insurance - Real Customer Reviews and Facts
      • 1Cover vs Southern Cross vs AA Travel Insurance
      • Allianz Travel Insurance - Real Customer Reviews and Facts
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • AMEX Airpoints Platinum Travel Insurance Review
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
      • Our Travel Insurance Resources
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • Kiwibank Airpoints Cards Have Ended – Best Replacement Options
      • BNZ Advantage Credit Cards Are Changing (Not Good News) – Best Replacement Options
    • The Best American Express Credit Cards
    • Credit Cards That Earn Business Class Flights
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Balance Transfer Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Best Foreign Currency Debit & Credit Cards
    • Free Credit Cards
    • Low Interest Credit Cards
    • Credit Cards for Bad Credit
    • Guides & Tools
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Credit Card Minimum Payments Explained
      • Mastercard vs Visa
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Airline Credit Cards
      • Q Card & Q Mastercard Review
      • GEM Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • China Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • South Korea Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
      • Open a USD Bank Account from New Zealand
      • Sending Money to Australia
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Wedge Review
      • Best Savings Accounts
      • Term Deposits vs Cash Funds
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2026 & 2027
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Debt to Income Calculator
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
    • Mortgage Management
      • Self-Employed Mortgage Applications
      • Interest Rate Strategies
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Top 10 Areas for First Home Buyers 2025
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees & Calculator
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Auckland Mortgage Brokers
      • Whangerei Mortgage Brokers
      • Hamilton Mortgage Brokers
      • Tauranga Mortgage Brokers
      • Napier and Hastings Mortgage Brokers
      • Palmerston North Mortgage Brokers
      • Rotorua Mortgage Brokers
      • Gisborne Mortgage Brokers
      • Taupo Mortgage Brokers
      • Whanganui Mortgage Brokers
      • New Plymouth Mortgage Brokers
      • Wellington Mortgage Brokers
      • Wairarapa Mortgage Brokers
      • Kapiti Mortgage Brokers
      • Nelson Mortgage Brokers
      • Blenheim Mortgage Brokers
      • Christchurch Mortgage Brokers
      • West Coast Mortgage Brokers
      • Dunedin Mortgage Brokers
      • Queenstown Mortgage Brokers
      • Wanaka Mortgage Brokers
      • Invercargill Mortgage Brokers
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyer Guide
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • KiwiSaver Switching Explained
      • KiwiSaver Statistics Explained
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $260.72 Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
      • Feijoa Review
    • KiwiSaver Schemes
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
        • Pathfinder vs ANZ KiwiSaver Growth Funds Comparison
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Retirement
    • Planning Your Retirement
      • Over-65 Entitlements - The Definitive List for New Zealanders
      • Retirement in a Nutshell
      • Retirement Budget Calculator (Budget Builder)
      • How Much Money Do You Need to Retire Comfortably in New Zealand
      • Can You Actually Retire on Just NZ Super?
      • Retirement Calculator
      • Net Worth Calculator
      • Can the Average New Zealander Become a Millionaire?
      • Million Dollar Calculator
      • Average and Median New Zealand Net Worth by Age 2024
      • Average KiwiSaver Balance by Age
      • When Can I Retire?
    • NZ Super & Pension Transfers
      • Super Rates 2026 and 2027
      • NZ Superannuation in a Nutshell
      • The Future of NZ Super
      • UK Pension Transfer to New Zealand
      • UK Pension Transfers - “Scheme Pays” Tax Rules
      • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
    • Retirement Income
      • How to Turn $100,000 Into a Retirement Income in New Zealand
      • How to Turn $500,000 Into a Retirement Income in New Zealand
      • How to Turn $2 Million Into a Retirement Income in New Zealand
      • How to Invest So You Never Run Out of Money in Retirement
      • How to Maximise Income in Retirement
      • Retirement Money Drawdown
      • Popular Retirement Income Products in New Zealand
      • Lifetime Retirement Income
      • Spending Your Savings in Retirement
    • Windfalls & Lump Sums
      • The Best Way to Invest Inheritance or a Windfall
      • How to Invest $1 Million in New Zealand
      • Investment Mistakes to Avoid When Accessing Your KiwiSaver Funds at 65
    • Getting Financial Advice
      • Financial Advisers Overview
      • Financial Advisers Directory
      • What the FMA Wants Financial Advice to Be
      • Craigs vs Forsyth Barr vs JBWere
      • Craigs Investment Partners Review
      • Lighthouse Financial Services Review
      • MAS Financial Advice Service Review
      • Free Initial Financial Advice
      • Private Banking
      • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
    • Financial Advisers by City
      • Financial Advisers Auckland
      • Financial Advisers Hamilton
      • Financial Advisers Tauranga
      • Financial Advisers Napier & Hastings
      • Financial Advisers Palmerston North
      • Financial Advisers Wellington
      • Financial Advisers Lower Hutt & Hutt Valley
      • Financial Advisers Whanganui
      • Financial Advisers Kapiti
      • Financial Advisers Wairarapa
      • Financial Advisers Nelson & Tasman
      • Financial Advisers Christchurch
      • Financial Advisers Dunedin
    • Wealth Advisers by City
      • Wealth Advisers Auckland
      • Wealth Advisers Hamilton
      • Wealth Advisers Tauranga
      • Wealth Advisers Napier & Hastings
      • Wealth Advisers Palmerston North
      • Wealth Advisers Lower Hutt & Upper Hutt
      • Wealth Advisers Wellington
      • Wealth Advisers Nelson
      • Wealth Advisers Christchurch
      • Wealth Advisers Dunedin
    • Estate Planning & Later Life
      • Wills Guide
        • Enduring Power of Attorney Guide
        • Trusts Guide
        • Living Wills Guide
        • Probate
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
    • Senior Living
      • Retirement Villages
      • Rest Homes and Residential Care Facilities - Costs and Financing
      • Reverse Mortgages
      • Lifetime Home Review
      • Medical Alarms
      • Tips for Seniors Renting or Paying Down a Mortgage
      • SuperGold Card Review
    • Retire Early (FIRE)
      • FIRE Explained
      • How to Retire Early
      • Financial Freedom by 50
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Achieving Financial Independence, Faster
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
  • Law & Accounting
    • Legal Resources
      • Separation Agreements
      • Prenuptial Agreements
      • Divorce Guide
      • Agreeable Review
      • Footprint Online Wills Review
      • Perpetual Guardian
    • Choosing an Accountant
      • Accountants in Auckland
      • Accountants in Wellington, Hutt and Kapiti
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Tax Refunds
  • Business
    • Business Bank Accounts
    • Business Credit Cards
      • American Express Gold Business Card Review
    • Compare Business Loans
      • Compare & Choose
        • Small Business Loans
        • Business Line of Credit
        • Business Borrowing Options
        • Invoice Finance
      • Calculators
        • Business Loan Calculator
        • Small Business Loan Calculator
        • Business Line of Credit Calculator
        • Business Loan vs Line of Credit Calculator
      • Vehicle & Leasing
        • Commercial Vehicle Finance Options
        • Operating Leases
        • Finance Leases
        • Operating Leases vs Financing Leases
      • Lender Reviews
        • Prospa Business Loans Review
        • Bizcap Business Loans Review
        • Taxi (Business Funding) Review
      • Guides & Data
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  • Banking & Savings
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  • KiwiSaver
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  • EVs
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  • Travel
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    • Best of New Zealand
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    • Moving Overseas
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      • Moving to Australia
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  • Mobile & SIM
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    • Apple Watch Buying Guide
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  • Power
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  • Essential Money Tips
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EV Charging in New Zealand - Costs, Networks and the Best Deals

​What does it cost to charge an EV in New Zealand? Our complete guide compares home and public charging, every charging network, and the best power company deals, with a charging cost calculator. 
EV Charging in New Zealand - Costs, Networks and the Best Deals
Updated 3 June 2026

Summary
  • Charging an EV is far cheaper than buying petrol, but only if you do it in the right place.
  • Our calculator below lets you see your own numbers, then compare EV power plans and power companies to lock in a cheap home rate.
  • Our guide outlines what charging actually costs, compares every major public charging network, and outlines the power-company deals that cut the price further with their EV plans (as our dedicated EV plan guide outlines).

We cover:
  • Using our EV Charging Cost Calculator
  • Public Charging Networks in New Zealand
  • Power Company EV Charging Plans and Deals
  • How to Find an EV Charger
  • Frequently Asked Questions​

Know This First: How EV charging works
There are two kinds of charging:
  1. AC charging is slower and cheaper, and covers home wall chargers and many destination chargers at shops, hotels and car parks. You usually bring your own cable.
  2. DC fast charging is the rapid roadside kind that adds a lot of range in 20 to 40 minutes, costs more per unit, and has its cable attached.

What it actually costs
  • Home charging, especially overnight at a cheap night rate, costs a fraction of public fast charging. The car you choose matters far less than where and when you plug it in - our detailed review of Electric Vehicle (EV) Power Plans explains what's on offer.
  • Electricity is sold per kilowatt-hour (kWh). An EV uses between 15 and 22 kWh to travel 100km. The calculator below works out what 100km costs you when charging at home on a night rate and at a public fast charger, compared with what the same distance costs in a petrol car.
  • People debate over which EV to buy more than they think about how they will charge it, when that is the decision that actually controls their running costs. Charge at home on a good night rate makes an EV genuinely cheap to run.
  • However, if you rely on public fast chargers and give most of that saving back, and use the most expensive remote chargers, you are not far from the cost of petrol for the distance you'll get per dollar spent. Our view is simple - sort how you will charge an EV first, then choose the car.


Using our EV Charging Cost Calculator

Our View: Home charging and a power plan offering a cheap overnight rate are the proven ways to achieve the lowest EV running costs. We see public fast charging as an occasional convenience for road trips, but it's not cost-effective for ongoing charging. A leading EV plan night rate does more to lower your running costs than which EV you buy. And if you cannot charge at home at all, it's arguable that the running-cost case for an EV is much weaker.
EV Charging Cost Calculator
Cost to drive 100km, and a year
Charging on a night ratethe cheapest way to run an EV
Home charging, day rate
Public fast charging
Petrol carsame distance
Know This
One thing this leaves out This is charging cost only. A full EV also pays road user charges of $76 per 1,000km, the same as a diesel, which you pay whether you charge at home or in public. For the full running-cost picture, including RUC and finance, use our EV Transition Calculator.
Compare EV power plans Should I switch to an EV?

Default rates are starting points, not your prices. Public charging fees (idle and service charges) are not included and can add to a small or interrupted charge.

Public Charging Networks in New Zealand

Public Charging Networks in New Zealand

The public network is a patchwork of operators, each with its own app, pricing and coverage. You will usually need the operator's app to start a charge, though a few take contactless. The prices below are indicative and often change, so we link to each operator for current rates.

ChargeNet (DC + AC, nationwide)
  • Overview: New Zealand's largest fast-charging network, more than 520 charge points, is now majority-owned by Genesis Energy and expanding fast with government backing
  • Coverage: Nationwide, across main highways and urban centres, including hyper-rapid hubs at select locations such as Bombay, Taupō, Kaiwaka, Rotorua and Bulls
  • Speed: 50kW rapid up to 300kW hyper-rapid (older CHAdeMO connectors up to 62kW)
  • How you pay: ChargeNet app, RFID fob, or automatic start on compatible cars
  • Pricing: Indicative DC roughly $0.60 to $0.95/kWh, some remote sites around $1.15 per kWh
  • Watch for: Idle fees once your car finishes charging per this announcement, so move it promptly
  • More details: ChargeNet

Meridian (Zero) (DC + AC, nationwide)
  • Overview: Meridian's network, 400-plus charge points and growing, matched to 100% certified renewable energy and open to any driver, not just Meridian customers
  • Coverage: Nationwide and expanding, with both roadside DC and slower destination AC chargers
  • Speed: A mix of AC and DC fast charging; top speed varies by site
  • How you pay: Zero app
  • Pricing: Varies by site and region
  • Watch for: You need the Zero app to start a charge, so set it up before you travel
  • More details: Zero / Meridian

Z Energy (DC, service stations)
  • Overview: Fast chargers built into Z service stations, handy because coffee, food and toilets are already on site
  • Coverage: Z forecourts nationwide, concentrated on main routes and urban centres
  • Speed: Fast DC, commonly 50kW and up, with higher-power chargers at busier sites
  • How you pay: Z app
  • Pricing: Indicative DC around $0.85 to $0.90/kWh
  • Watch for: Idle or per-minute fees can apply, so check the app before you start
  • More details: Z Energy

bp charge (DC, service stations)
  • Overview: Fast chargers at BP sites; Contact Energy customers can earn a large discount here through the bp charge partnership
  • Coverage: Selected BP forecourts, mainly on highways and in urban areas
  • Speed: Fast DC, often 150kW or higher at newer sites
  • How you pay: The bp app
  • Pricing: Indicative DC around $0.85/kWh, lower for eligible Contact customers
  • Watch for: The best rates depend on being a Contact customer and charging in set windows
  • More details: bp charge

Tesla Supercharger (DC, selected sites open to all, but it depends on the generation of the charger per this Reddit post)
  • Overview: Some Tesla Superchargers are now open to non-Tesla cars through the Tesla app, though Tesla drivers pay less
  • Coverage: Key highway and urban locations, but not every site is open to non-Tesla vehicles, so you'll need to check the app
  • Speed: Superchargers up to 250kW
  • How you pay: The Tesla app, which works for non-Tesla cars at participating sites
  • Pricing: Varies, and is higher for non-Tesla vehicles
  • Watch for: Congestion fees when a site is busy, or you charge past 80%, on top of the per-kWh price
  • More details: Tesla Charging

Regional and smaller operators
Several smaller networks fill in local coverage. Coverage and pricing vary widely, so check each one through PlugShare or the operator's own app before relying on it.
  • Jolt: Auckland, 25kW DC, on a free-then-paid model, so watch the cost once you pass the free allowance
  • Plug and Save: North Island DC, and one of the few that accepts contactless payment as well as an app
  • Hikotron: AC chargers, mainly in the Waikato, aimed at commercial drivers
  • We.EV: Northern Waikato
  • Thundergrid: a small selection of chargers in the Wellington region​

Power Company EV Charging Plans and Deals

Power Company EV Charging Plans and Deals

Our EV plan research suggests biggest savings often come from your electricity retailer, not the charging network. These deals change, so confirm the current terms with the provider, and see our full EV power plan research.

Genesis EVerywhere (Genesis Energy)
  • What you get: Charge at ChargeNet stations and pay your at-home rate instead of the public price
  • Best for: Anyone who charges on the road often; Genesis owns ChargeNet, so the savings are built in
  • Watch for: The EV plan typically runs on a fixed term with an exit fee
  • More details: Genesis

Meridian
  • What you get: Cheaper power overnight (roughly 9pm to 7am) for affordable home charging, plus introductory free use of the Zero public network for new customers
  • Best for: Home charging on a night rate, with a head start on public charging
  • Watch for: The cheap rate applies to the overnight window, so charging is best scheduled
  • More details: Zero / Meridian​

Contact + bp charge (Contact Energy)
  • What you get: Discounts of up to around 70% on bp fast chargers in set windows, plus a small discount on Contact's EV plan
  • Best for: Contact residential customers who use bp fast chargers; it is an open contract with no exit fee
  • Watch for: The biggest discounts apply only in set time windows
  • More details: bp's current offer

More options: Visit our EV plan research

Important: Watch the fees - the headline per-kWh rate is not the whole cost at a public charger. Always check the operator's live pricing before you plug in.
  • Idle fees: Around $1 a minute once your car finishes or after a short grace period, so move it promptly
  • Service or per-minute fees: Some networks charge these, which makes a small top-up far more expensive per kWh than a full charge
  • Tesla extras: Congestion fees at busy sites, and a higher rate for non-Tesla cars

How to Find an EV Charger NZ

How to Find an EV Charger

We do not run our own map, because the live data is best left to the tools built for it. The most useful EV charging maps and location tools are:
  1. PlugShare (broad coverage of all charger types)
  2. EVRoam from NZTA
  3. Google Maps and Apple Maps both show chargers too.
  4. For a national overview of the network, the EECA EV charger dashboard is the official source.​

EV Charging Costs NZ - Frequently Asked Questions

Frequently Asked Questions


Is it cheaper to charge at home or at a public station?

Home, by a wide margin, and cheaper still overnight on a night rate. Public DC fast charging typically costs three to six times the home off-peak rate, so it is best kept for road trips rather than everyday use.

How much does it cost to charge an EV in New Zealand?

It depends entirely on where you charge. At a cheap night rate, an EV can cost only a few dollars per 100km, while a public fast charger can be several times that. Use the calculator above with your own rates to see the figure for your situation.

Do I need an app to use public chargers?

Usually yes - most networks need their own app or an RFID fob to start a charge. A few sites accept contactless payment, but the app is the norm, so set up accounts for the networks near you in advance.

What is the difference between AC and DC charging?

AC charging is slower and cheaper, used at home and at destination chargers, and usually needs your own cable. DC fast charging is the rapid roadside type that adds a lot of range quickly, costs more per unit, and has the cable attached.

Can non-Tesla cars use Tesla Superchargers?

At many sites, yes, through the Tesla app. Non-Tesla cars pay a higher rate than Tesla drivers (if the car is compatible per this Reddit post), and congestion fees can apply when a site is busy. Check the app for which sites are open and what they cost.

Are EV power plans actually worth it?

They can be, if the plan gives you a genuinely cheap overnight window or free hours you can charge in. The label alone means little, so compare the off-peak rate and any fixed daily charge. See our EV power plan comparison for more details.

Assumptions and sources
  • Charging cost is your rate (cents per kWh) multiplied by the energy your EV uses per 100km. Public charging fees, such as idle and service charges, are not included in the per-kWh figures and can add materially to a small or interrupted charge.
  • Default rates in the calculator are starting points, not your actual prices. Home and night rates vary by retailer and region; compare power companies for your real numbers.
  • Operator prices shown are indicative and change frequently. We link to each provider so you can confirm current rates to ensure accuracy.
  • This guide does not cover road user charges, which a full EV pays separately at $76 per 1,000km. See our EV Transition Calculator for the full picture of running costs.
  • Sources: Charging operators' own pricing pages, NZTA for network information, and MBIE for fuel and electricity prices.

Important: This is a guide only, not financial or car buying advice. Prices, deals, and network coverage change constantly, so confirm the current details with each provider before you commit to any EV power plan or one-off charge. No saving is guaranteed.

Related Resources
  • EV Transition Calculator
  • ​EV Power Plan Research
  • ​EV Charging Cost Calculator
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      • PayPal NZ Account Fees
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    • For Startups
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      • Turners Cars Review
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      • Gaspy App Review
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      • Buyer’s Guide for the 2023 Toyota Hilux
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    • Warrant of Fitness
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  • EVs
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  • Travel
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    • Best of New Zealand
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    • Moving Overseas
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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      • Fleeced Kiwi Awards 2025
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
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  • Life Essentials
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    • Shopping Resources
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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    • Wellington Trade Services
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    • Christchurch Trade Services
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    • Hamilton Trade Services
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    • Tauranga Trade Services
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    • Dunedin Trade Services
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      • Wedding Photographers Queenstown
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    • Napier and Hastings Trade Services
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  • Students
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    • Education & Studying
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  • Events
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