MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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Most Stolen Cars in New Zealand (6 Months from 1 May – 31 October 2024): Latest Data & Insights

Our research lists the most stolen cars, with insights on targeted models, theft trends and how to protect your vehicle.
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Updated 29 April 2025

Summary
  • Our ongoing research suggests around 8,000 to 10,000 cars are stolen yearly - a significant number, averaging around 20-30 per day throughout the year. We first reported stolen car data in December 2018, and continue to publish the latest results every six months.
  • Car insurance policy costs are increasing, as our average insurance costs research explains, with theft being a factor in how insurers charge for cover.
  • Our guide outlines the twenty most stolen cars in the six months from 1 May 2024 to 31 October 2024; we will update this again on 1 May 2025 for the previous six months.
  • If you're looking to buy a car, finance a car or insure a car, being aware of models that are more regularly stolen can help you assess your risk. For example, third-party car insurance won't pay if your car is stolen unless you have dedicated theft cover.
  • Our data has been sourced from the NZ Police, with our research team presenting the thefts in a way that makes sense to readers. Please contact our research team if you have any suggestions about what you'd like to see in our summary. 

Our guide covers:
  • New Zealand's Most Stolen Cars - Average Frequency and Theft Locations
  • Most Stolen Car by Region and Population
  • Most Stolen Car by Colour and Type
  • Why are Cars Stolen? How Can I Lower the Risk of Being a Target? ​
  • Why Are the Top Ten Car Models Targeted?
  • How to Check if a Car is Stolen and if Money is Owed on a Car
  • Frequently Asked Questions
  • Our Conclusion

Disclaimer: The car theft data presented here is based on reported incidents from New Zealand Police records. While this data may not capture all vehicle thefts - some of which are reported only to insurers - historically, it has aligned closely with individual reports from car insurers. AMI and AA are two examples of insurers who routinely release their claim data to the media, such as this 2024 example in Stuff.co.nz, regarding the most commonly stolen models.

New Zealand's Most Stolen Cars - Average Frequency and Theft Locations

New Zealand's Most Stolen Cars - Average Frequency and Theft Locations

We recognise that certain models may have higher theft rates simply due to the number registered with the NZTA. However, as the NZTA does not provide theft data relative to the number of registered vehicles per model, our report does not reflect 'thefts per registration count'. We have also excluded trailers and mopeds from our data set below.
Rank Car Model Make Number Stolen Average Stolen Per Week Region the Car is Most Likely to be Stolen In
1HiluxToyota1716.6Canterbury
2HiaceToyota1134.4Auckland City
3CourierFord1023.9Canterbury
4NavaraNissan803.1Bay of Plenty
5AquaToyota773.0Counties/Manukau
6CommodoreHolden752.9Counties/Manukau
7LegacySubaru752.9Counties/Manukau
8CorollaToyota752.9Counties/Manukau
9RangerFord732.8Northland
10DemioMazda672.6Auckland City
11ImprezaSubaru592.3Counties/Manukau
12FalconFord572.2Canterbury
13AtenzaMazda562.2Counties/Manukau
14SwiftSuzuki542.1Counties/Manukau
15TiidaNissan522.0Auckland City
16LandcruiserToyota512.0Canterbury
17AxelaMazda501.9Central
18VitzToyota501.9Waikato
19BountyMazda471.8Canterbury
20AxioToyota451.7Northland
Note: ​This table excludes trailers, motorbikes, mopeds, and similar non-car vehicles to focus on passenger cars, as this represents the majority of vehicle thefts relevant to most drivers.

Car Theft Rates by Region and Population NZ

Car Theft Rates by Region and Population

Our analysis is grouped based on six months of police data, recognising that areas with higher populations have a correspondingly higher likelihood of theft. To add context to these figures, we’ve reported the riskiest and safest areas for car thefts in relation to population size.
Region Total Thefts Estimated Population (2023) Stolen Cars per 10,000 People Most Stolen Car
Northland305198,40015Toyota Hilux
Counties/Manukau687534,75013Subaru Impreza
Bay of Plenty413351,70012Toyota Hilux
Eastern241215,00011Subaru Legacy
Auckland City468481,74010Mazda Familia
Waitematā522597,5109Holden Commodore
Waikato498507,20010Ford Falcon
Canterbury564655,0009Toyota Hilux
Wellington459550,0008Mitsubishi Lancer
Central320354,1009Subaru Impreza
Nelson & Tasman52115,2005Toyota Hilux
Southern99319,2003Honda Civic

Most Stolen Car by Colour NZ

Most Stolen Car by Colour and Type

Our analysis provides the most common colours of stolen cars but does not account for the total number of each colour (e.g., Silver, White, Black) registered with the NZTA. These figures are presented for informational purposes only and may reflect broader trends in car colour popularity rather than a higher theft risk specific to each colour.

The ten most popular colours for stolen cars based on the data includes:
  1. Silver: 1,252 thefts
  2. White: 963 thefts
  3. Black: 692 thefts
  4. Blue: 494 thefts
  5. Grey: 433 thefts
  6. Red: 330 thefts
  7. Green: 196 thefts
  8. Gold: 85 thefts
  9. Brown: 48 thefts
  10. Yellow: 44 thefts
Our analysis further highlights the most targeted vehicle types for theft, as recorded in police reports. It’s important to note that these figures are provided for reference only and do not reference the total number of each vehicle type registered with the NZTA. The data may reflect overall trends in vehicle type popularity rather than a specific risk associated with each type. This information serves to give insight into the types of vehicles more frequently targeted by thieves.
  1. Stationwagon: 1,014 thefts
  2. Saloon: 726 thefts
  3. Hatchback: 708 thefts
  4. Trailer: 628 thefts
  5. Utility: 572 thefts
  6. Roadbike: 213 thefts
  7. Light Van: 194 thefts
  8. Moped: 187 thefts
  9. Boat Trailer: 82 thefts
  10. Heavy Trailer: 71 thefts

Why are Cars Stolen How Can I Lower the Risk of Being a Target

Why are Cars Stolen? How Can I Lower the Risk of Being a Target? ​

Generally, there are four reasons - parts, joyrides (either ending in arson, broken windows, damaged ignitions, and/or a write-off, or undamaged), criminal activity (drug-related), or ramraids. This article from 2024, focused on Hamilton, explains the risks to everyday drivers.

If you're buying a new car, we suggest considering the following to dissuade thieves:
  • A car with an immobiliser - these are much more difficult to steal. Be aware that Japanese imports don't usually come with immobilisers as standard, but this is not the case with NZ-new cars.
  • A manual car (not an automatic) is less attractive as younger thieves are unfamiliar with how to drive them.
  • Avoiding a Mazda Demio and Toyota Aqua means you're at a lower risk, as these are the favourites to steal.
  • A steering wheel lock - given car thefts are opportunistic, a lock is an extra hassle and a risk to a thief canvassing for a car to steal when other cars further down the street likely won't have one.

Know This: Steering wheel-locks are, arguably, better at preventing theft than immobilisers. Thieves won't know if a car has an immobiliser until they've broken into it and may damage it out of frustration once they find out. A steering wheel lock is a big visual deterrent for opportunistic thieves.

Why Are the Top Ten Car Models Targeted NZ

Why Are the Top Ten Car Models Targeted?

Generally, the models listed below are often targeted due to popularity, ease of resale for parts, and, sometimes, a lack of advanced security features makes them thief favourites. Our ongoing research into the 8,000 - 10,000+ cars stolen yearly throughout New Zealand shows the same car models.

To help explain this further, we've also linked our dedicated guides for many of the models listed below, covering essential insurance cost details, common theft patterns and best security tips:

1. Mazda Demio

  • The Mazda Demio lacks some advanced security features, making it an easy mark for opportunistic thieves. A Stuff.co.nz article in late 2022 suggests they were once stolen in and around Hamilton 'to the point of extinction' given their use in ram raids.
  • Additionally, its parts are easily transferable to other models, making it valuable on the black market - in 2022, it was the most stolen car on New Zealand's roads per this Stuff.co.nz research.
  • ​More Details: Mazda2 and Mazda Demio Insurance Costs and Insights

2. Toyota Hilux

  • The Hilux is one of the most popular vehicles in rural areas for its robustness and off-road capabilities. It is a valuable asset for thieves looking to resell to farmers or off-road buyers. Its sturdy build makes selling for parts or as a whole vehicle in remote regions easier, and a 2022 NZ Herald article suggested owners were least likely to recover a stolen Hilux.
  • Continued (unconfirmed) reports suggest the Hilux (and Hiace) are popular with criminal groups who break down and strip the vehicles before sending the parts to smaller nations.
  • ​More Details: Toyota Hilux Insurance Costs and Insights

3. Subaru Legacy

  • Targeted primarily by youth criminals and boy racers, the Legacy's engine and AWD capabilities make it a prized vehicle among joyriders. Thieves often strip a Legacy for parts or burn it. In the 2000s and early 2010s, the Legacy was the most stolen car, according to historical NZ Herald reporting.
  • ​More Details: Subaru Legacy Insurance Costs and Insights

4. Nissan Navara

  • The Navara is often stripped for parts or resold as a whole in rural areas. Media reporting suggests incidents often involving overnight thefts from residential driveways or farming properties.
  • ​More Details: Nissan Navara Insurance Costs and Insights

5. Toyota Aqua

  • According to 2024 insurance data reported by RNZ, the Aqua is the most stolen car claimed for under either a comprehensive policy or third-party fire and theft. Generally, organised groups are known to target Aquas; their lightweight build makes it a quick car to drive away.
  • ​More Details: Toyota Aqua Insurance Costs and Insights

6. Holden Commodore

  • The Commodore is popular for its high-performance parts. Commonly targeted in Counties/Manukau, this model is stripped for parts like engines and transmissions. Commodores are often stolen from suburban driveways or under-monitored parking zones.​

7. Toyota Corolla

  • As one of the most reliable models, the Corolla is frequently stolen for parts, but as they're not considered as high-value, hence the lower instances of theft compared to the number of Corollas on the road.
  • ​More Details: Toyota Corolla Insurance Costs and Insights

8. Ford Ranger

  • The Ford Ranger is often targeted for its parts or used in off-road modifications. Organised theft groups target these vehicles due to their value in rural regions.
  • ​More Details: Ford Ranger Insurance Costs and Insights

9. Toyota Hiace

  • Often a target due to its reputation as a highly durable, versatile commercial van, the Hiace is widely stolen for its parts (as first reported by the NZ Herald in 2010). Thieves frequently target these vans because they're commonly left in industrial areas with minimal surveillance.
  • Continued (unconfirmed) reports suggest the Hiace (and Hilux) are popular with criminal groups who break down and strip the vehicles before sending the parts to smaller nations.​
  • ​More Details: Toyota HiAce Insurance Costs and Insights

10. Ford Courier

  • A reliable choice among tradespeople, the stolen Ford Couriers are often fed to organised crime rings that break them down for parts. ​

Compare Car Insurance Quotes With Our Top Two Insurers:

Our comprehensive car insurance research has identified Tower Insurance and Cove Insurance as leading options in car insurance based on value and coverage. 

Comparing saved money and gives you the information to make an informed decision. Consider getting fast online quotes from these insurers for a well-informed decision:
  • Tower Insurance: Known for its extensive and competitive car insurance policies, Tower Insurance stands out in our comparison review. Their policy encompasses many benefits, making it a preferred choice for many and popular with MoneyHub readers whose circumstances offer an attractive quote.
  • Cove Insurance: As a notable contender in the market, Cove Insurance offers comprehensive policies with competitive pricing, excluding under-21 drivers to focus on quality coverage. Alongside Tower, Cove is popular with MoneyHub readers looking for cost-effective cover.

Requesting a quote is straightforward and quick, requiring only about two to five minutes of your time. Comparing and switching insurers could lead to significant savings, and both Tower and Cove are known for their attractive offerings to new customers.
​

Advertising Disclosure: Our reviews and research focus on price and coverage. MoneyHub may receive a commission for quotes or policy acquisitions. For more information, please refer to our Advertising Policy.​
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How to Check if a Car is Stolen and if Money is Owed on a Car

How to Check if a Car is Stolen and if Money is Owed on a Car

To check if a car is stolen:

  1. ​Police Check & PPSR: The first step to check if a car is stolen is to look it up on the New Zealand Police’s online system or search the Personal Property Securities Register (PPSR). The PPSR will display any security interests or claims against the vehicle, which can include stolen statuses if the vehicle is reported as such.
  2. Car History Services: Car history services like CarJam can also reveal if a car is stolen, showing previous ownership and any records linked to the police. These services consolidate vehicle information, giving a more complete view of a car’s history.

What happens if a car is stolen but not reported to the police?
If a car is stolen but not reported, it won’t appear in police records, PPSR, or services like CarJam. In this case, it may only be flagged as stolen when a legitimate owner eventually reports it to the police. Unfortunately, this can leave a buyer vulnerable to unknowingly purchasing stolen property. To reduce risks:
  • Request ownership documentation: Always ask for ownership papers and verify the seller's identity.
  • Look for red flags: Be cautious if the seller is unwilling to provide detailed ownership records or history.

To check if a car has finance owing:

A car with "money owing" or "finance debt" means the seller still has finance on the car. For example, they might list it for $10,000 but owe a lender $7,000. This can create risk for buyers without a clear process.
While many forums advise against buying cars with finance owing, it's possible to do so safely by following steps to protect yourself and ensure clear ownership:
  1. Check Finance Owing: Ask the seller for a settlement statement from their lender. This document shows the exact debt amount.
  2. Arrange Payment Carefully: Most buyers pay the seller an agreed price minus the amount owed, then pay the lender directly to settle the debt. Never pay the lender before you have ownership, and avoid giving the seller the full amount expecting them to clear the debt. Paying the lender yourself is safer to prevent possible repossession.
  3. PPSR Search: Use the Personal Property Securities Register (PPSR) to check for any finance on the car. Register, search the motor vehicle section using the car's VIN, registration, or chassis number, and pay the small search fee (around $2 plus GST). The PPSR will confirm any security interest on the vehicle but won’t show the debt amount. CarJam is another option for a similar fee.

Know This: If you sense anything unusual during the sale, it's best to walk away. Buying a car with finance owing can be safe, but only if you follow a clear, protective process.

Frequently Asked Questions about Most Stolen Cars NZ

Frequently Asked Questions

Why are certain car models stolen more frequently than others?

Certain car models are targeted more often due to popularity, ease of theft, profits from parts and their presence on the road. There are also models that are in demand for joyrides and ramraids. Popular models, like the Toyota Hilux and Mazda Demio, have readily available parts that can be resold, and thieves find it easy to dismantle them for a quick profit. Additionally, older models may lack modern anti-theft features, making them easier to steal.

How can I lower my car insurance costs if I own a commonly stolen model?

Yes, insurers often consider security upgrades when calculating premiums. Our dedicated guide explains more. In summary, installing advanced security systems such as immobilisers, alarms, and steering wheel locks demonstrates a proactive approach to protecting your car.

How accurate is car theft data, and should I rely on it when choosing a car model?

Car theft data provides valuable insights but is not all-encompassing. New Zealand Police data is based on reported thefts, while insurance data can include additional incidents not reported to the police. Although incomplete, these datasets have historically aligned on the most commonly stolen models, giving a reliable picture of trends.

Does car colour affect the likelihood of theft?

While car colour may not inherently increase theft risk, common colours like silver, white, and black may be targeted simply because they are more prevalent on the road. Popular colours offer less visibility and tend to blend in, making them more attractive to thieves looking for vehicles that don't stand out. The colour data mainly reflects broader trends rather than any inherent risk associated with a specific shade.

Why do third-party insurance policies often exclude theft coverage?

Third-party insurance covers damage to other drivers' cars and other people's property, but not your vehicle. Theft coverage requires comprehensive or third-party theft-inclusive policies, as insurers recognise theft as a significant risk factor, particularly for high-demand models.

Are certain regions in New Zealand where car theft is more prevalent?

Yes, regions like Counties/Manukau, Canterbury, and Auckland City report higher theft rates due to larger populations and higher vehicle concentrations. Counties/Manukau is a known hotspot for vehicle theft, particularly for models like the Subaru Legacy and Toyota Aqua. The data shows a clear correlation between population density and theft rates. Still, rural areas are not immune, as utility vehicles and work trucks are frequently stolen in places like Northland.

How can I check if a used car I'm considering has a theft history or outstanding debt?

You can check a car's history, including its theft status and outstanding debt, using online services like CarJam. These services provide a detailed vehicle report, including ownership history, security interests, and any police reports related to theft. It's a small investment that can prevent costly issues later.

Do cars with manual transmissions experience lower theft rates?

It depends - if a vehicle model is highly targeted for parts, even a manual transmission won't fully deter determined thieves. That said, choosing a manual transmission might help reduce theft risk slightly, particularly if it has other security measures, such as a wheel lock.

Does adding a steering wheel lock prevent theft?

Yes, a steering wheel lock is an effective visual deterrent. While it may not prevent all theft attempts, it signals to thieves that stealing your car will be time-consuming and risky, making them more likely to move on to an easier target. Unlike an immobiliser, which isn't visible, a steering lock creates an additional layer of defence that opportunistic thieves tend to avoid.

Our Conclusion - Most Stolen Cars NZ

Our Conclusion

  • Car theft in New Zealand remains a significant issue, impacting thousands of drivers every year. As our data shows, some car models, colours, and vehicle types are consistently targeted, driven by demand for parts, vehicle popularity, and ease of theft.
  • Staying informed about theft trends, particularly for high-risk models, empowers car owners to make safer choices. Simple precautions like securing vehicles with advanced locks, using immobilisers, and choosing comprehensive insurance can offer additional layers of protection. For prospective buyers, understanding car history and finance checks through services like PPSR and CarJam can prevent future complications and provide peace of mind.
  • We’ll continue to update this guide every six months, so readers have the latest insights to stay informed and better prepared. For tailored advice, consider exploring our resources on car security, insurance, and financing options.

Compare Car Insurance Quotes With Our Top Two Insurers:

Our comprehensive car insurance research has identified Tower Insurance and Cove Insurance as leading options in car insurance based on value and coverage. 

Comparing saved money and gives you the information to make an informed decision. Consider getting fast online quotes from these insurers for a well-informed decision:
  • Tower Insurance: Known for its extensive and competitive car insurance policies, Tower Insurance stands out in our comparison review. Their policy encompasses many benefits, making it a preferred choice for many and popular with MoneyHub readers whose circumstances offer an attractive quote.
  • Cove Insurance: As a notable contender in the market, Cove Insurance offers comprehensive policies with competitive pricing, excluding under-21 drivers to focus on quality coverage. Alongside Tower, Cove is popular with MoneyHub readers looking for cost-effective cover.​
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        • Qantas Credit Cards
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  • Banking & Savings
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      • LifeDirect Mortgages Review
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  • KiwiSaver
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
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      • Guarantors - Loans and Mortgages
    • Money & Family
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    • Valuable Insights
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      • Graduating Without a Job
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  • Financial Independence
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      • SortMe Review
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    • Tax
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  • Life Essentials
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      • Free Samples
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    • Kids Eat Free
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      • HelloFresh Review
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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    • Living Essentials
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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