MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
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  • Banking & Savings
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  • KiwiSaver
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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  • Trade Services
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Air New Zealand Successful OneUp Upgrade Bids Guide

Air New Zealand is no longer running at capacity on most of its long-haul routes, meaning there is now a chance of OneUp success. Our guide explains more.
airnz oneup upgrade success
Updated 11 November 2024
November 2024 update:
  • We continue to monitor the situation using online forums, seat inventory websites and Air New Zealand's website. While Gold Elite, Gold and Silver members redeeming recognition upgrade vouchers is constant (and a benefit of their status), the chances of a OneUp being cleared has increased as Air New Zealand faces competition on core USA, Australia and Asian routes.
  • However, there will be times when bidding for an upgrade is pointless. OneUp bid success is always limited, given the Gold Elite, Gold and Silver passengers redeeming recognition upgrade vouchers will be processed before any OneUp bids are considered. This means that if twenty Silver or higher Airpoints members want to redeem their vouchers and there are only six spare seats, there is no chance of successful OneUp bids.
  • However, there is good news now that Delta, United, American Airlines, and Qantas have all launched services in New Zealand, Los Angeles, San Francisco, Dallas, and/or New York. Secondly, Air New Zealand's new 787s (arriving between 2025 and 2026) will have up to fifty business class seats per aircraft. This is an increase from the 18 or 27 currently available. We hope the increase in competition on the North American routes and seats-per-787 will help increase the chances of OneUp success. Lastly, other airlines (viz. Asian carriers) have added many flights to New Zealand, meaning airfares are returning to pre-2020 levels.
  • Our guide is published below with all the facts and information you need to know. ​

Know This First: Do you have a Platinum Airpoints Credit Card?
  • Hundreds of thousands of New Zealanders have 'platinum' credit cards from ANZ, Kiwibank and Westpac, alongside their 'regular' Airpoints-earning credit cards.
  • Our research shows these bank-issued cards frustratingly earn around 50% to 55% of the Airpoints Dollars for every dollar spent compared to the AMEX Airpoints Platinum card, despite a similar annual fee.
  • This means you have to spend nearly twice as much to earn the same number of Airpoints Dollars (vs the AMEX card). And the banks have cut perks like lounge access when AMEX hasn't.
  • We're not impressed. Our comparison research is published below - if you have one of these cards, we suggest reading it:
  • ANZ Airpoints Platinum vs AMEX Airpoints Platinum
  • Kiwibank Airpoints Platinum vs AMEX Airpoints Platinum
  • Westpac Airpoints Platinum vs AMEX Airpoints Platinum

Summary of Air NZ's OneUp Bids Guide
  • Air New Zealand offers one class upgrades, i.e. economy to premium economy, or premium economy to business class, on any 787 and 777 operated flight.
  • To get an upgrade, you need to make a bid, with money or Airpoints Dollars, and if your bid is high enough, you'll be upgraded before your flight. 
  • 'Winning' an upgrade is not so easy - you have a higher chance of upgrade success on short flights (i.e. Trans-Tasman and Pacific Island routes) and less chance of success on long-haul flights, especially Auckland to Los Angeles, Houston, San Francisco, Buenos Aires, Singapore and Hong Kong (and vice versa).
  • What you bid and how full your flight is on the day of travel are the two most important factors.   
  • Our comprehensive upgrade bid guide at the end of this page provides guidance on how much to bid, to avoid overpaying while minimising the risk of missing out on some additional comfort when flying Air New Zealand. 
  • Our popular no-nonsense guide to airline upgrades explains everything you need to know about how upgrades work.

Our Guide to getting upgraded
We’ve written this guide for all levels of familiarity with Air New Zealand and the Airpoints program. While OneUp is available to any passenger booked on an Air New Zealand operated flight, it's important to mention that tier-level Airpoints members (i.e. loyal customers with fancy looking cards) get additional benefits when it comes to placing a bid. However, there is a lot of information online that is inaccurate and unhelpful when contemplating making a OneUp bid. 

We believe value for money is the most important factor when placing a bid. Air New Zealand may claim your bid is "weak" which is confusing. Consequently, we have put together this guide to dispel some myths and make the process clearer for passengers and to assist towards a more positive OneUp experience. 

We regularly update this page, and appreciate your feedback and thoughts - please contact us if you have first-hand experience that would be helpful.  

The guide covers:
  1. The basics of OneUp
  2. How Does OneUp Work? Does the Highest Bid Win?
  3. Our 7 Tips to Bid Right & Reduce the Risk of Missing Out
  4. 15 Rumours Disproved
  5. Latest OneUp Upgrade Bid Guide

What is OneUp

What is OneUp?

OneUp is Air New Zealand's cabin class upgrade program. With any booking on an eligible Air New Zealand ticketed and operated international flight, any passenger can make an offer to upgrade their flight by one class. This is done by way of a dollar bid, which can be paid in cash or Airpoints. Air New Zealand then notifies you 3-7 days before your flight if you have been successful.

When will I know if I have a successful OneUp?

A successful OneUp bid is announced by an email to the passenger from Air New Zealand. At the same time, the passenger is issued a new ticket showing the higher cabin than originally booked, i.e. from Economy to Premium Economy. What you bid is deducted from your Airpoints account (or charged to your payment card), and you cannot cancel or change your mind once the bid has been successful. ​

I made a bid, but the 'Offer strength' is rated 'poor' - do I need to bid more?

  1. We believe that if you follow the Latest OneUp Upgrade Bid table, the offer you make will be appropriate for the route you've booked, all other things being equal.
  2. In recent months, MoneyHub researchers experienced success with upgrades, even when bids were observed to be 'poor'.
  3. Our view is that the indicator is pre-set for all flights operating your route. We don't believe it takes into account specific factors such as day of the week, current bookings, other bids made (or expected) and frequent flyer passenger upgrade voucher demands.
  4. For the reasons above, we believe the 'Offer strength' indicator is best ignored if you wish to avoid overpaying for an upgrade.​
Air New Zealand oneup bid strength
We believe the 'Offer Strength' indicator does not indicate the chance of success

Is OneUp the only way I can upgrade my flight?

In most cases, Yes. Air New Zealand may offer upgrade promotions at the gate upon boarding, but this is infrequent and not reliable. Additionally, if you are an Air New Zealand status member, you receive an annual allotment of vouchers for free upgrades (known as recognition upgrades). 

What are my chances of OneUp success?

Your chance of a successful upgrade varies, and as we explain below, it is based on the route, the aircraft, the popularity, the bids and the number of elite travellers on board. 

What flights or routes offer OneUp?

  • Any flight operated by an Air New Zealand 777 or 787 (the aircraft must be in Air New Zealand colours or an aircraft Air New Zealand is leasing), even if the ticket is an Air New Zealand flight number. These will be indicated as an 'Air New Zealand flight' when you search on Air New Zealand's website.
  • Any ticket where you are booked in Economy or Premium Economy.

What flights or routes are ineligible for OneUp?

  • Any New Zealand domestic flight (as no premium cabins are offered)
  • Any flight operated to Australia or the Pacific Islands by an Airbus A320 aircraft, which also only offer economy cabins.

How does OneUp Work

How Does OneUp Work? Does the Highest Bid Win?

airnz oneup upgrade business class
  • Air New Zealand has a pecking order when it comes to all upgrades on offer, and OneUp bidders are unfortunately the lowest of the low. To explain things better, we outline the order as follows:
  1. First up, Airpoints Gold Elite members using a Recognition Upgrade (a free voucher issued annually for a one-class upgrade) will have first priority.
  2. Once the Gold Elite recognition upgrades clear, the airline looks at recognition upgrade requests made by any Gold and Silver members respectively.
  3. After that, Air New Zealand looks at any gifted upgrades from Gold Elite members to ordinary passengers travelling. 
  4. Once the Recognition Upgrades and gifts have cleared, that leaves the OneUp bids. 
  5. If your booking reference has more than one passenger, any offer you submit is per person for every passenger in the booking. If the offer is successful all passengers in the booking will be upgraded.


Heading Overseas and Want to Use the Leading Travel Money Card? Our Wise Debit Card Summary Explains More:

Christopher Walsh MoneyHub
Christopher Walsh
MoneyHub Founder (and Frequent User of Wise)

We like the Wise Debit Card because it lets you:
  1. Get the best exchange rates out of any card on the market in New Zealand - every NZ Dollar goes further with Wise per our travel money card comparison.
  2. Spend abroad without hidden fees, and track all your spending through their app
  3. Convert and hold 54 currencies (Wise uses the real exchange rate to convert)
  4. Go 'cardless' by connecting your Wise card to Apple Pay and Google Pay
  5. Order the card with a low one-off $14 card issue fee and set it up in minutes via the Wise website or app.
  6. Travel with ease, and not worry about 'locking in rates' unless you want to - it's the most transparent travel money card on offer.

Our view:
  • The Wise Debit Card has no tricky fees, and is years ahead of all the other traditional travel money cards.
  • You will convert at the best exchange rates and pay very low fees on each transaction. Best of all, it's easy to use and won't confuse you the way traditional travel money cards might.
  • There may be fees for anyone who relies on physical cash - you can make two withdrawals of up to NZ$350/month in total (or the equivalent foreign currency) without any fees. However, after NZ$350, you will pay ATM fees (NZ$1.50/withdrawal) and a 1.75% commission. These fees are not charged when you use the card to pay online or in-store. For most people, physical cash is likely to be less secure, and since COVID card acceptance is near-universal in most of the countries New Zealanders usually travel to.
  • We don't have much time for the rest of the travel money cards available and can't offer a "runner up", which is unusual in most comparisons on MoneyHub. In this case, the other options don't offer anything as innovative and cost-effective as Wise does.
Wise Debit Card Review
Visit Wise
Our Wise Debit Card Review
Favourite Travel Money Card 2023

Revolut: Our Leading Travel Money & Data Roaming Solution Working in 100+ Countries

  • Revolut stands out as a top travel money service, comparable to Wise, but with an added advantage – exceptional eSIM data roaming options.
  • For those with an eSIM-enabled phone, Revolut offers highly affordable and reliable roaming data plans to keep you connected wherever your travels take you. You'll pay a set fee for 1GB, 3GB, 5GB or whatever you need. Our research team has used it, and we're big fans.
  • Best of all, you avoid the fear of having a big bill or the hassle of buying a local SIM. Revolut lets you top up 24/7, even if you run out of data and don't have WiFi to connect to.
  • You can use Revolut as a travel money card and a robust and reliable roaming solution, with roaming costs seamlessly deducted from your Revolut balance for instant, hassle-free service.
  • Overall, we believe Revolut's roaming offers exceptional value across 100+ countries and provides a far superior solution to any local roaming 'deal' on offer.
Revolut Roaming Review NZ
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Our 7 Tips to Bid Right & Reduce the Risk of Missing Out

Our 7 Tips to Bid Right & Reduce the Risk of Missing Out

1. Know an Airpoints Elite Member? Sweet talk them now.

  • If you know an Airpoints Elite member, you’ve improved your chances considerably. All they need to do is add you to their gifting register, input your booking reference and lodge the upgrade request. 
  • If you’re planning to travel with an Elite member on the same booking, you can secure upgrades instantly up to 365 days before travel if there is availability. To avoid disappointment, it’s best to call the Airpoints line to check availability before booking your flight. 
  • Elite members have access to fixed price upgrades. For example, it costs 220 Airpoints for a single Economy to Premium Economy Airpoints Dollar Upgrade and 480 Airpoints for a Premium Economy to Business Premier Airpoints Dollar Upgrade for all Air New Zealand sectors. Full details are found on the upgrade chart. 
airnz oneup upgrade premium economy

2. Off-Peak flights have the best success.

Flights on a Tuesday or Wednesday are less popular and therefore relatively easier to achieve OneUp success. Additionally, leaving Auckland on a Saturday night is also less competitive. It’s less popular with business people and families.

3. Successful bids are more common for Premium Economy than Business Premier.

Lie-flat beds are in short supply on all routes, and in high demand from paying passengers on long-haul routes. If there are available seats for upgrading, more will come from Premium Economy than Business Premier. ​

4. Not everyone bids, in fact, if you do you’re the minority.

On a 300-seat aircraft, it’s fairly likely no more than 10% of passengers will make a OneUp bid. Don’t feel as if you’re competing against hundreds of people when you bid. ​

5. Use the Power of Silver, Gold and Gold Elite Status.

  • If you are a loyal tier-reaching Air New Zealand Airpoints member, whatever you bid, you will be upweighted by 10%, 30% and 50% as a Silver, Gold and Gold Elite respectively.
  • This means if you’re happy to bid $100 for a Trans-Tasman upgrade to Premium Economy, as a Silver/Gold/Gold Elite member, Air New Zealand will assess your bid at $110, $130 and $150 respectively.
  • Inversely, if you believe a bid of $300 will be successful for a route, you can divide your bid by 1.1, 1.3 or 1.5 and bid that amount (i.e. a Gold member can bid $230 as the 30% upweight will compute the bid to $300).​

6. Consider a Skycouch as an alternative to Premium Economy.

It’s often cheaper and offers more space. However, during school holiday periods the Skycouch cabin can turn into a school playground. ​

7. OneUp work best alone.

If you’re travelling with someone else, you might be successful with your OneUp and they may not – or vice versa. If you are both successful, you may not be able to sit together. In short, if you travel by yourself, you have the highest chance of success than travelling with a party given the limited number of seats available. Expectations need to be managed if you're planning to submit bids for an entire family or group travelling together, as it's unlikely that everyone will be successful even if the bids are equal. 
air new zealand upgrade cost

15 OneUp Rumours Disproved

15 OneUp Rumours Disproved

  1. ​The price of your original ticket is irrelevant – your bid is what matters 
  2. Air New Zealand staff members on staff travel don’t take priority over you – but if your bid is too low and Air New Zealand rejects it, the spare seat will be available for staff travel at the gate.
  3. You cannot increase your bid if you’re rejected – Air New Zealand doesn’t give second chances.
  4. You don’t earn Airpoints Dollars and Status Points on the upgraded cabin class - only the original booking class earns points.
  5. If you are Silver or Gold tier with another Star Alliance airline, you have no advantage or priority - you can only participate in OneUp by paying cash.  
  6. You can’t bid for another upgrade to Business Premier if you’re successful with your first OneUp from Economy to Premium Economy 
  7. Your success and failure in previous bids on other flights is irrelevant – only what you bid matters. 
  8. Generally, for long-haul routes, routes operated by the 787-900 (fitted with 18 Business Premier Seats) are the hardest to have OneUp success. 
  9. OneUp bids rated “very poor” or “weak” can still be successful – Air New Zealand wants to maximise revenue and give some colour to the process, but if you’re the second highest bid that the system classifies as “weak”, in reality, the bid is “strong”. 
  10. Many routes have limited success - in previous years, Auckland to/from Los Angeles (777), San Francisco (777), Houston (777), Vancouver (777) and New York (787) were the hardest to upgrade from Premium Economy to Business Premier. However, as other airlines (Qantas, Delta, United and American Airlines) have launched services between the US and New Zealand, there is more competition and more empty seats on Air New Zealand, so much so the airline issued profit warnings in April 2024.
  11. Some routes are much easier - Throughout the year, Auckland to/from Tokyo, Taipei, Seoul and Shanghai (all 787) are the easiest to upgrade from both Economy and Premium Economy or into Business Premier.
  12. Whether you pay by credit card or Airpoints Dollars, your bid has the same value and merit (i.e. bidding in cash does not trump bidding in Airpoints).
  13. Timing is everything - seasonal events make every route unique, with a surge in premium travel experienced during Chinese New Year, Easter, Overseas All Black matches and School Holidays, among others. 
  14. Those with low expectations will be the happiest - OneUp success is notoriously difficult, so our advice is to consider your bid as a refundable lottery ticket and don’t get obsessed with the bidding amount in the lead-up to your flight. 
  15. You don’t have a priority if you bid earlier or closer to date of travel – all bids are considered at the same time, based on their dollar value. 
air nz upgrade

OneUp Upgrade Bid Guide - November 2024

Assumptions:
  1. We have not factored in the near-zero chance of OneUp success currently observed by our research team and from reports gathered.
  2. Inbound route bids suggestions (i.e. Tokyo to Auckland, Los Angeles to Auckland) are the same as those listed below. 
  3. The bids presented below exclude any elite tier level up-weighting. If you are Gold level, for example, we recommend placing your bid at the rates presented below. 
  4. The bids presented do not guarantee success - as explained in our guide there are many factors affecting OneUp success.
  5. All prices are in NZD. For your booking currency, please use the appropriate NZD FX rate to bid (i.e. a NZ$200 bid would be approximately US$135). 
Australia Routes
  • Auckland to Brisbane, Melbourne and Sydney: $150 to Premium Economy, $250 to Business Premier
  • Auckland to Perth: $250 to Premium Economy, $400 to Business Premier

American Routes
  • Auckland to Vancouver: $350 to Premium Economy, $700 to Business Premier
  • Auckland to Los Angeles: $500 to Premium Economy, $700 to Business Premier
  • Auckland to Honolulu: limited data available**, we take an estimate of 100% above the Elite upgrade pricing which is $360 and $720 for upgrades to Premium Economy and Business Premier respectively. 
  • Auckland to Houston: limited data available**, we take an estimate of 100% above the Elite upgrade pricing which is $480 and $960 for upgrades to Premium Economy and Business Premier respectively. 
  • Auckland to San Francisco: $550 to Premium Economy, $700 to Business Premier
  • Auckland to New York: This route is regularly sold-out in Premium Economy and Business Premier; no data is available.

Asian Routes
  • Auckland to Hong Kong: $350 to Premium Economy, $650 to Business Premier
  • Auckland to Shanghai: $350 to Premium Economy, $600 to Business Premier
  • Auckland to Tokyo: $350 to Premium Economy, $600 to Business Premier
  • Auckland to Singapore: $450 to Premium Economy, $650 to Business Premier
  • Auckland to Seoul: $250 to Premium Economy, $350 to Business Premier (when operating)
  • Auckland to Taipei: $250 to Premium Economy, $450 to Business Premier
  • Auckland to Denpasar (Bali): $250 to Premium Economy, $350 to Business Premier

Pacific Routes
  • Auckland to Apia, Tonga, Rarotonga and Nadi: $150 to Premium Economy, $450 to Business Premier
  • Auckland to Papeete: $300 to Premium Economy, $600 to Business Premier

**Where we cannot collect sufficient data and/or take a position with regards to a suitable bid, we have estimated 100% above the Elite upgrade pricing level for the best chance of upgrade success. 

Contributors: MoneyHub would like to thank the Flyertalk community, Tripadvisor contributors and every MoneyHub user who continue to reach out to us to update our guide.

Related guides
  • How to use Google Flights
  • The Fastest Way To Earn Air NZ Status Points
  • ​No Nonsense Upgrade Guide
  • Air New Zealand Travel Tips
  • Cheap New Zealand Domestic Flights
  • Compare Air New Zealand Credit Cards

Important: Do you need Travel Insurance? Too many New Zealanders take the risk and travel without it. Our Compare Travel Insurance guide helps you find affordable coverage from trusted insurers with a history of paying claims. We also compare by country to help you make finding what you need easier: 
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  • Credit Cards
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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    • Warrant of Fitness
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  • Law
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    • Best of New Zealand
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  • Travel Insurance
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    • Essential Information
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  • Mobile & SIM
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  • Power
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    • Power Companies
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  • Essential Money Tips
    • Must-Read Lists & Tips
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
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    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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    • Valuable Insights
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      • Dental Costs
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    • Challenging Economic Conditions
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
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  • Financial Independence
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    • Tax
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  • Life Essentials
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      • Free Samples
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    • Kids Eat Free
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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    • Living Essentials
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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