MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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The Best Mechanics in Wellington

Discover the best mechanics in Wellington with our comprehensive guide. Whether you require a service, brake repairs, or other car repairs, our guide and trusted list ensures quality service that save you money.
car mechanics wellington
Updated 30 April 2025
Summary:
  • ​Need a reliable Car Mechanic in Wellington? Whether you need a service, brake repairs or any other type of repair, our guide aims to save you money.
  • Every Wellington car owner fears calling a garage only to hear "we’ve found a couple of things wrong with your car that will need to be replaced".

Our Wellington mechanic guide covers:​​​
  • How Much do Mechanics Charge?
  • ​Reliable Wellington Mechanics Available Right Now
  • Frequently Asked Questions
​

car mechanics Wellington cost

How Much do Mechanics Charge?

Mechanic hourly rates in Wellington can vary depending on the location, speciality & the specific services provided. However, the average hourly rate at a workshop in New Zealand is around $100-$140 per hour. If you're at a dealership, especially a European one, you may pay up to $180 per hour.

How much is a service?
The AA reports that the average service cost is between $200 and $400, and it will vary depending on the make of your car. 

For repairs, get a quote first and ask the right questions:
  • ​Disagreements over price will arise when a mechanic and customer failed to agree on a cost before the work is done.
  • Requesting a quote detailing the cost of a job will minimise the chances of any nasty billing surprises. Such a quote will formally set out the cost of a job so that you know what to expect. 

Whatever the issue with your car, when organising a quote, we suggest asking:
  1. What is the estimate of the total cost to fix the problem(s)?
  2. ​Is GST included? 15% adds up, so make sure the final price you hear and agree to is GST-inclusive. For example, $300 becomes $345 with GST included.
  3. What is the guarantee period? You want a solution, not a short-term fix, so ask to make sure that the proposed solution offered is final.

What can I do if a mechanic does work without asking me first?

In the age of internet reviews, this is much less common, but it still happens. According to the Consumer Guarantees Act, motorists are not liable to pay for any unauthorised work performed on cars - as long as they have been clear about the service's limits.
For example:
  1. If you drop off your car at a garage and say "fix whatever is wrong with it", you will be required to pay the full amount for any work performed.
  2. Alternatively, if you drop it in and ask for the mechanics to find out what's wrong with it, but they undertake repairs that are more than a minor 'fix', you are not liable to pay the bill without raising a dispute.
  3. To ensure no disputes arise, it's always best to get a quote upfront.
​

Car Mechanic Wellington

​Trusted and Reliable Wellington Mechanics Available Right Now

​Our list below, which is no particular order, covers mechanics in Wellington. We have selected these mechanics based on their history of longstanding service within Wellington, location and data extracted from internet reviews on Google Business, Facebook, TradeMe Services and others.
Auto Care Kilbirnie

Auto Care Kilbirnie

Base: Kilbirnie, Wellington
Hours: Mon to Fri 7:30 am – 5 pm 
Google Review rating: 4.7/5
Facebook Page: Auto Care Kilbirnie
Website: Auto Care Kilbirnie
​Email address: [email protected]
Phone:   04 387 2105 
 
Customer Feedback:
  • Works fast and efficient  
  • Good client communication  
  • Friendly and approachable staff 
  • Looks after their customers  
  • High-quality work  
 
Pros:
  • Upfront about the costs involved and does not overcharge 
  • MTA Assured
 
Cons:
  • Does have weekends service
 
Important Must-know Facts and Services:
  • Auto Care Kilbirnie has been providing auto mechanical service and repair to the Wellington region for over 35 years
  • Caters all types of vehicles, including European brands, classic and racing cars
  • Provides services for warrant of fitness, wheel alignment, engine management, oil change, car air-conditioning, clutch repairs, etc.
Access Mobile Mechanics

Access Mobile Mechanics

Base: Whitby, Porirua 
Hours: 24/7
Google Review rating: 5.0/5
Facebook Page: Access Mobile Mechanics
Website:  None
​Email address: Not specified
Phone:  021 876 879  
 
Customer Feedback:
  • Trustworthy and does not rip off customers  
  • Explains things clearly that needs to be done  
  • Provides helpful options to minimise cost  
  • Keeps the client up to date with all the progress  
  • Committed to making the vehicle work   
 
Pros:
  • Provides 24-hour service for any mechanical issues
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Access Mobile Mechanics provides automotive service anywhere within the Greater Wellington
  • Offers vehicle servicing, tune-ups, warrant of fitness, general repairs, tyre change, electrical system check and repair
Motorworx Service

Motorworx Service

Base: Thorndon, Wellington
Hours: Mon – 8 am - 4:30 pm
             Tues
– Thur 8am - 5pm 
             Fri 
–  8am - 4pm 
Google Review rating: 4.9/5
Facebook Page: Motorworx Service
Website:  Motorworx Service
​Email address: [email protected]
Phone:   04 385 0060 
 
Customer Feedback:
  • Excellent service, especially in urgent situations, accommodating special needs with care and attention
  • Fair pricing with high-quality workmanship, including additional touches like car cleaning
  • Efficient in sourcing and fixing hard-to-find European car parts, handling everything seamlessly
  • Honest and straightforward, providing fair estimates without unnecessary upselling
  • Small but capable team with a strong attitude, excellent customer service, and high levels of reliability
Pros:
  • Skilled and equipped to repair and service any part of European and Japanese vehicles

Cons:
  • Closed on weekends 
 
Important Must-know Facts and Services:
  • ​Has been operating in the Wellington area for over 20 years
  • Offers full vehicle servicing, belt replacement, power steering fluid flush, suspension repairs, air conditioning repairs, warrant of fitness, vehicle grooming, etc.
313 Motors Ltd

313 Motors Ltd

Base: Te Aro, Wellington 
Hours: Mon to Fri 8 am – 5 pm, Sat 8 am – 12:30 pm 
Google Review rating: 5.0/5
Facebook Page: 313 Motors Ltd
Website:  313 Motors Ltd
​Email address: [email protected]
Phone:  04 555 0329
 
Customer Feedback:
  • Professional mechanics with outstanding workmanship  
  • Offers helpful advice regarding the vehicle condition  
  • Good at communication and provides clear explanations  
  • Excellent customer service  
  • Does not overcharge clients  
 
Pros:
  • Operates on Saturdays 
  • Specialises in servicing newer hybrid vehicles
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Established in 2017, and has quickly made a name for itself with quality repairs, professional workmanship, friendly approachable customer service and quick turnaround times
  • Provides cambelt servicing, car batteries inspection, vehicle servicing, tune-ups, warrant of fitness, general repairs, tyre change, electrical system check and repair
Broadway Motors Ltd

Broadway Motors Ltd

Base: Strathmore Park, Wellington
Hours: Mon to Fri 7 am – 5:30 pm
Google Review rating: 4.8/5
Facebook Page: None
Website:  Broadway Motors Ltd
​Email address: [email protected]
Phone:  04 939 0416  
 
Customer Feedback:
  • Friendly staff and easy to talk to  
  • Work is carried out quickly  
  • Fixes the car on time  
  • Goes the extra mile to help  
 
Pros:
  • Reasonable rates and upfront with everything  
  • MTA assured
 
Cons:
  • Not operating on weekends 
 
Important Must-know Facts and Services:
  • Broadway Motors Ltd is a mechanical and auto electrical specialists based in Strathmore, Wellington
  • Caters to both fleet companies and individuals who require vehicle servicing, maintenance and repairs
  • Offers WOF, auto electrical services, mechanical repairs and services 
Wellington European

Wellington European

Base: Mount Cook, Wellington 
Hours: Mon to Fri 7:30 am – 5 pm 
Google Review rating: 4.7/5
Facebook Page: Wellington European
Website:  Wellington European
​Email address: [email protected]
Phone:  04 384 8867 
 
Customer Feedback:
  • Has great knowledge of cars 
  • Excellent to deal with  
  • Provides helpful advice  
  • High-quality workmanship  
  • Communicates everything the client has to know  
 
Pros:
  • Provides free repair estimation 
  • Schedules appointment right away
 
Cons:
  • No weekends operation 
 
Important Must-know Facts and Services:
  • Wellington European is an MTA Approved automotive repair business based in Mount Cook, Wellington
  • Specialises in European car servicing with the aid of their latest diagnostic equipment
  • Provides WOF inspection, vehicle servicing, parts and performance upgrades  
Wellington Car Mechanic

Car Therapy Centre

Base: Gilmer Terrace, Wellington
Hours: Mon to Thur 7:30 am – 4 pm 
Google Review rating: 4.8/5
Facebook Page: Car Therapy Centre
Website:  Car Therapy Centre
​Email address: [email protected]
Phone:  04 472 8279
 
Customer Feedback:
  • Thoroughly explains the work which will take place  
  • Advises of any additional work before proceeding  
  • Friendly and reliable service 
  • Fast turn around  
  • Reasonable pricing  
 
Pros:
  • Conveniently located in a hotel car park  
  • MTA approved
 
Cons:
  • Only operates four days a week
 
Important Must-know Facts and Services:
  • Car Therapy Centre has more than 30 years of experience in the automotive industry and has a team of expert mechanics to deal with all vehicle services and maintenance
  • Offers WOF inspections, car servicing, car repairs, vehicle diagnostics, new tyres alignment, car inspection, tune-ups, and oil change
Prop Auto Ltd

Prop Auto Ltd

Base: Te Aro, Wellington  
Hours: Mon to Fri 7:30 am – 6 pm
Google Review rating: 4.9/5
Facebook Page: Prop Auto Ltd
Website: Prop Auto Ltd 
​Email address: [email protected]
Phone:  04 801 8083  
 
Customer Feedback:
  • Fair and transparent pricing  
  • Provides reliable advice  
  • Friendly and easy to work with  
  • Doesn’t rip customers off  
 
Pros:
  • Mechanics take time to explain the necessary details  
  • MTA assured 
 
Cons:
  • No weekends operations 
 
Important Must-know Facts and Services:
  • Prop Auto Ltd is a family-owned and operated diesel and petrol vehicle repair centre that is conveniently located in the heart of Wellington city
  • Offers tyre balancing, tune-ups, computer scans, mechanical repairs, etc.
Midas Newtown

Midas Newtown

Midas NewtownBase: Mount Cook, Wellington 
Hours: Mon to Fri 7 am – 5:30 pm, Sat 8 am – 12 pm
Google Review rating: 4.9/5
Facebook Page: None
Website:  Midas Newtown
​Email address: [email protected]
Phone:  04 389 2226
 
Customer Feedback:
  • Reliable, straight forward and honest 
  • Consistently high quality of work 
  • Provides helpful options and great service  
  • Knowledgeable mechanics  
 
Pros:
  • Notifies in advance before doing anything major  
  • Operates on Saturdays 
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Midas Lower Hutt has locally owned and operated workshops throughout New Zealand
  • They have been operating since 1988, providing reliable and professional mechanical service.  
  •  Offers mechanical repairs, maintenance, warrant of fitness, lubes and change oil
  • Does tyres and wheel alignments 
My Auto Shop

My Auto Shop

My Auto Shop mechanics come to your home, office or work site to complete any work you need on your car.
Google Rating: 4.8/5
Base: Wellington Wide
Website: My Auto Shop
Facebook Page: My Auto Shop
Email Address: [email protected]
Phone: 09 887 8317


Further details:
  • You can see upfront prices for your car repair before you book, so you don't have any unwanted surprises.
  • You'll get digital updates on when they're arriving, photos & detailed service reports straight to your email.
  • All the My Auto Shop mechanics are MTA-approved and come with a 10,000km guarantee.
  • You can watch how it all works here and check out reviews from hundreds of happy customers.
  • You can also use My Auto Shops' handy marketplace to compare other workshops in your neighbourhood too.
​

The Best Mechanics in Wellington NZ FAQs

Car Mechanic Frequently Asked Questions

Maintenance can be a part of car ownership, often forgotten about by drivers, and if you don't keep on top of it, repairs can come as unwelcome surprise costs. However, finding a great mechanic and staying on top of your car servicing can save you money in the long run. 

How much do Wellington mechanics charge per hour?

Mechanic hourly rates in Wellington can vary depending on the location, speciality & the specific services provided. However, the average hourly rate at a workshop in New Zealand is around $100-$140 per hour. If you're at a dealership, especially a European one, you may pay up to $180 per hour.

How much is a service for my car?

The cost of a car service will vary depending on your car's make and model, the engine's size and oil capacity, and the specific services included in the service package. Generally, a basic car service can cost between $180 to $300, while a more comprehensive service can range from $300 to $600 or more. 

Many mechanics advertise a 'from' price that may grow with the oil capacity and filter required. 

How do I know what car repairs I need?

If you're unsure what repairs your car needs, it's best to take it to a mechanic for a diagnostic. They can thoroughly inspect your vehicle and provide you with a detailed report of any necessary repairs or maintenance. 

How can I know my car is safe to drive?

Regular maintenance and inspections are crucial for ensuring your car is safe to drive. It's recommended to follow your car manufacturer's recommended maintenance schedule and have your vehicle serviced & inspected by a mechanic regularly. The annual warrant of fitness check for your car requires help with this but isn't as thorough as a full service from a mechanic. 
Some easy safety things you can keep an eye on yourself include: 
  • Signs of wear on your tyres 
  • Headlights or indicator bulbs out
  • Bad wiper blades 
  • Shaky steering

Can Mechanics complete a WoF?

Most mechanics in New Zealand has a certified WoF (Warrant of Fitness) inspector who can complete a WoF, which is required annually for all vehicles in the country. A mechanic can inspect your vehicle and provide a WoF certificate if it meets the required safety standards.

What can I do if I'm not happy with the work a mechanic did on my car?

If you're unsatisfied with the mechanic's work on your car, the first step is to contact the mechanic or the shop to discuss your concerns. They may offer to fix the issue or provide a refund. If you're still unsatisfied, you can file a complaint with the Motor Trade Association or the Disputes Tribunal.

What should I look for when choosing a mechanic?

Choosing a mechanic can be a daunting task, but there are a few key things to look for that can help you make an informed decision:
  1. MTA Approval: Look for an MTA (Motor Trade Association)-approved mechanic. This means they have been independently assessed to ensure they meet the industry standards for competency, professionalism, and ethical behaviour.
  2. Great track record of reviews: Check the mechanic's reviews and ratings online. Look for recent reviews from past customers, and see what they have to say about their experience. You can use websites like Google Reviews, Facebook or Trustpilot to find reviews.
  3. Transparency of pricing & expected costs: A good mechanic should be able to provide you with a quote or estimate before any work is done and should explain the costs and any additional fees upfront.
  4. Ability to talk directly to the mechanic: Look for a mechanic who is willing to talk to you directly about your car and the work that needs to be done, not just the office staff. You should feel comfortable asking questions and getting clear answers. A mobile mechanic at your house means you have unfiltered access to ask any silly questions you may have.​

I have an EV. Do I need a special mechanic?

While EVs (Electric Vehicles) have a different engine, many of the car's mechanical parts are still the same, such as brakes, suspension and steering. However, not all mechanics specialize in EVs, so it's best to look for a mechanic or a shop that specializes in EVs or has experience working on them.

What is a Mobile Mechanic?

A Mobile Mechanic is a mechanic who travels to your home or work to perform repairs and maintenance on their vehicle. This can be a convenient option for those short on time and unable to make it to a shop.

What are the "Dos and Don'ts" when dealing with a mechanic?

Do:
  • Ask for a quote or estimate first, and get it in writing if possible. Check if it's inclusive of GST.
  • Check their availability and confirm a day. You will generally not just be able to show up.
  • Give clear information about your car's problems and how to recreate them.
  • Check the workmanship & part warranty period. Most MTA workshops are six months or 10,000 km.
Don't: 
  • Blame the mechanic for any issues with your car that were pre-existing.
  • Take your car to lots of different mechanics for quotes. Respect their time spent with you.
  • Expect them to be able to fix your car on the spot. Parts are often required to come from suppliers, which may take time. 
⚠️​ Disclaimer: MoneyHub.co.nz has no financial or otherwise relationship with any businesses listed on this page. The pricing information provided is for informational and guidance purposes only and may not accurately represent the actual quotes or final bills for individual services. No provider has paid to appear on our website, and this list should not be considered comprehensive. Please research and obtain quotes directly from a range of businesses to ensure accurate pricing and suitability for your needs

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    • Reviews
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        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
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        • American Express Platinum Card Review
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        • Qantas Credit Cards
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  • Travel Money Cards
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  • Banking & Savings
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  • KiwiSaver
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
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    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
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      • Guarantors - Loans and Mortgages
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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    • Shopping Resources
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    • Health & Personal Care
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  • Trade Services
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