MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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The Best Bathroom Renovation Specialists in Hamilton

Bathroom Renovations Hamilton
Updated 13 December 2024

Summary:
  • Whether you've moved into a new home or improving your current one, bathroom renovations transform a house. However, sky-high quotes and delays in getting a builder have caused frustration among homeowners. 
  • Things have changed. There’s a strong market for bathroom renovations in Hamilton as homeowners re-invest in their property rather than move homes. 

Our guide explains what you need to know to make the right choice at every step of the process, covering:
  • How much will a bathroom renovation cost?
  • ​Best bathroom renovation companies in Hamilton right now

Know this first: Furture-proofing is essential in any design decision
  1. If you're renovating a bathroom pre-sale, the wrong style can make or limit your sales potential and/or discount the offer prices. Bathroom taste is very subjective for people, more so than other features of a home (kitchen, driveway etc). 
  2. Bathroom styles have changed a great deal in recent years with new, sleek, and modern fixtures and fittings now being the preferred choice; being ahead of the trends (but not too ahead) is important for reselling.
  3. Our bathroom renovations guide has extensive FAQs, tips and must-know facts and is worth a read.

Bathroom Renovations cost Hamilton

MoneyHub's Top Trusted Hamilton Bathroom Renovation Expert

  • ​Our research highlighted leading bathroom renovation experts who deliver results for their clients.
  • We suggest contacting Bathroom Transformations--a trusted bathroom renovation specialist known for their excellent reviews and a proven track record of delivering exceptional results for Hamilton homeowners like you.
  • Contacting a bathroom renovation specialist by phone is the best way to kick things off - you can explain your plans and hear how you can get the results you want.
Bathroom Transformations

How Much Does a Bathroom Renovation Cost?

The cost of bathroom renovations will depend upon the size of your bathroom, and the scope of the refurbishment involved. We have worked with an industry leader to ensure the upmost accuracy in the pricing we present. 

Important: With so many different fixtures, fittings, and designs – from standard to bespoke – you need to consult an expert for the final price. 

Pricing Guide:
1. For a very minor renovation (spruce up) which involves replacing all bathroomware, you would normally be in the area of $10,000

2. For a full renovation (but keeping everything pretty basic), you would normally fall in the area of $15,000 to $22,000 plus an additional $5,000 for bathroomware and tiles.

This would involve:
  • Laying floor protection throughout the house, fully stripping out and gutting the bathroom.
  • Treating all the timber framing in timber treatment, new insulation, pluming disconnected where it enters the bathroom and plumbed to suit new selected bathroomware, new linings, new floor to repair there waste pipes were adjusted, new tile and slate substrate, waterproofed floor, new kit set shower installed, tiled floor and half high walls, repair carpet where it enters the bathroom, new paint to windows, door and ceiling, all required materials, disposal of all waste, etc, etc.

Reducing your costs
  • The only way to really reduce the total would be in a DIY situation where registered tradesman aren’t employed, or if key items of the renovation were removed like testing for asbestos for old vinyl, timber treatment to all framing, new insulation, floor waterproofing, etc.
  • For a job like this the bathroom renovation main contractor would be employing and managing Carpentry, Plumbing, Electrical, Waterproofing, Tiling, Plastering, Painting, Glazing and Carpet laying

3, For a mid-end renovation with a tiled shower you would normally fall in the area of $23,000 - $35,000 plus an additional $8,000 for bathroomware and tiles. This is allowing for all of the above along will recessed tiled shelves, under tile heating, etc.

4, High end renovations fall in the area of $40,000 - $80,000 plus bathroomware and tiles. This is allowing for things like silencers/mufflers on the extractor to remove sound, extractor grille plastered into ceiling, copper pipework, high end feature lighting, tiled ceiling, low iron glass (which is crystal clear), multiple shower heads and body jets, bluetooth ceiling speakers, etc.
Bathroom Renovation Hamilton

The process of hiring a bathroom renovations company is simple and usually follows these steps:

  1. ​Contact a renovations company for a no-obligation consultation - a project manager will visit your home and listen to your ideas, taking measurements and notes, as well as asking questions. 
  2. A quote will be provider - this outlines the expected cost of the work you want. Unless specified, it will include standard fittings.
  3. Adjusting the fittings and tile choices - you can upgrade to other products, styles and designs to suit your needs and budget. 
  4. Signing the contract - once you're happy with the design and quote, you will sign a contract with the company. It covers the specifications of the work to be completed, and the amount of money you will be. It will also outline the estimated time it will take to complete the work. 
  5. ​Starting the renovation - the trades team will prepare your bathroom by removing the existing fixtures, water pipes and electrical cables as required. 
  6. Renovation - the trades team will install everything as per the contract; tiles, fittings, cabinets, new pipes and any decorative details like lighting and mirrors etc.
  7. Completion - the project manager will ask for you to sign-off on the finished bathroom to make sure you're happy. You'll then be given the guarantees and make any final payment (per the contract).

How Can I Get the Best Quote for Bathroom Renovations?

Bathroom renovations quotes can be arranged for below-market, but you'll need to make some concessions, as we explain below:
  1. Look for discounted ranges and display models – Last year’s bathroom suites may come at a better price, or you could see if you can get a deal on showroom models that have been on display a while
  2. Go for standard, not custom design – if you want custom sizing, you'll pay a lot more. If you're ordering standard sizing which comes off a production line (showers, sinks, cabinets etc), you'll pay a lot less. 

Questions to Ask a Bathroom Renovation Company

​To make sure you get a fully-inclusive quote with no nasty surprises at the end, we suggest asking the following questions:
  1. What is the service offered? Is it "all inclusive" (i.e. design, supply of fittings, project management, fit-out, clean up and disposal of old bathroom fittings) or is it "design and supply", which means you'll have to hire your own trades people to complete the renovation? In almost all circumstances, an "all inclusive" arrangement gives you the most control while limiting the companies or people you deal with to one.
  2. Once you know the service offered, ask for their range of bathroom furnishings and fittings. 
  3. If there are non-standard items included in a quote, can these be specified? Are there alternatives to non-standard items to reduce the cost? The more generic your fittings, the cheaper the cost
  4. Is everything included in the price; are there any hidden extras? Get an assurance that the quote is the final price and not an estimate. Ask what the payment terms area, i.e. payment by stage, or 50% upfront and 50% on completion?

Before you settle on a Bathroom Renovation company, consider the following:
  1. Look online for reviews - recent customer experiences are paramount to getting comfortable with a supplier
  2. Ask around family and friends who might have recently had their bathroom remodelled - they may recommend a company
  3. Always ask several companies to quote for your job, and then use the quotes to negotiate.
  4. Does the quote deliver precisely the bathroom suite and design you want, or are there limitations? If they are, why?
  5. What is the time frame in which to complete the job?
  6. Is the company insured for damage and liability while in your home?
  7. How long will the work, fixtures and fittings be guaranteed for? Bathrooms have a lot of wear in tear so you need to be protected should there be issues later on.
​

Bathroom Renovations Hamilton

MoneyHub's Top Trusted Hamilton Bathroom Renovation Expert

  • ​Our research highlighted leading bathroom renovation experts who deliver results for their clients.
  • We suggest contacting Bathroom Transformations—a trusted bathroom renovation specialist known for their excellent reviews and a proven track record of delivering exceptional results for Hamilton homeowners like you.
  • Contacting a bathroom renovation specialist by phone is the best way to kick things off - you can explain your plans and hear how you can get the results you want.
Bathroom Transformations

Reliable Hamilton Bathroom Renovation Companies Available Right Now

​Our list below covers bathroom renovation specialists in Hamilton. We have selected these based on their history of longstanding service within Hamilton, location and data extracted from internet reviews on Google Business, Facebook, TradeMe Services and others.

Remember, you want your bathroom to be beautiful, functional, and as you imagine it, so take your time getting the right people on board for your bathroom renovation.
Enhanced Renovations

Bathroom Transformations

Base: Bankwood Road, Hamilton 
Hours: Mon to Sat 7:00 am – 5:30 pm
​Google Rating: 5.0/5 
Website: Bathroom transformations
Facebook page: None
Email address: [email protected]
Phone: 027 344 5765
 ​
Customer Feedback:
  • Exceptional renovation work with impressive upgrades to bathrooms
  • New shower, vanity, and vinyl flooring exceed expectations
  • Professional team committed to completing work on schedule without sacrificing quality
  • Easy to communicate with and adaptable to changes during the project

Pros:
  • Offers personalised pricing options for greater control
  • Free, no-obligation house renovation consultation and cost estimate
Cons:
  • None 

Important Must-know Facts and Services:
  • Fully licensed, family-owned building and renovation company
  • Specialises in kitchen and bathroom renovations, home extensions, and alterations
  • Serves the Waikato region, including Hamilton, Cambridge, Kauwhata, and Te Awamutu
Hamilton Pro Builders

Hamilton Pro Builders - Home Kitchen Bathroom Renovations

Base: Hamilton 
Hours: Mon to Fri 8:00 am – 5 pm
​Google Rating: 5.0/5 
Website: Hamilton Pro Builders
Facebook page: None
Email address: None
Phone: 0800 447 045
 ​
Customer Feedback:
  • Impressive professionalism and friendliness from the team
  • Reasonable quotes and amazing quality of workmanship
  • Careful attention to detail in design and workmanship shows commitment to quality
  • High skill in plumbing, tiling, and carpentry ensures renovations are done perfectly

Pros:
  • The team consists of licensed building practitioners
  • Affordable rates while ensuring value for money
Cons:
  • None 

Important Must-know Facts and Services:
  • Licensed and insured for construction services
  • Experienced in building homes and commercial properties
  • Expertise in new builds, renovations, decks, pergolas, and house extensions
Bathroom Renovations Hamilton

Smith & Sons Renovations & Extensions – Hamilton

Base: Melville, Hamilton  
Hours: 
Mon to Fri 9 am – 5 pm  
​Google Rating: 4.9/5
Website: Smith & Sons Renovations & Extensions - Hamilton
Facebook page: Smith & Sons Renovations & Extensions - Hamilton
Email address: [email protected]
Phone: 0800 764 846
​

Customer Feedback:
  • Takes all of the hassles of rebuilds
  • Professional and friendly at all times
  • Completes the job on time
  • Excellent attention to detail
  • Communicates well with the clients

Pros:
  • Provides services across New Zealand
  • Highly experienced team with 15,000 completed home renovations

Cons:
  • None

Important Must-know Facts and Services:
  • ​Smith & Sons Renovations & Extensions – Hamilton offers quality renovation building services, including full kitchen and bathroom renovations.
  • With more than 15,000 completed home renovations, they have proven their ability to create a unique and lasting build. 
  • Smith & Sons Renovations & Extensions cover all areas in New Zealand with their highly skilled and experienced builders.
  • They provide services such as bathroom renovations, kitchen renovation, home extensions and makeovers, garage conversions, knock-down rebuild and decks and outdoor
Bathroom Renovations Hamilton

Refresh Renovations Waikato​

Base: New Zealand wide
Hours: Mon to Fri 8:30 am – 5:30 pm  
​Google Rating: 4.8/5 
Website: Refresh Renovations Waikato
Facebook page: Refresh Renovations Waikato
Email address: [email protected]
Phone: 0800 336 033
​

Customer Feedback:
  • Finishes work with a great outcome
  • Highly professional in carrying out the renovation
  • Provides helpful guidance and advice during the process
  • Completes the renovation at the expected time
  • Responds quickly to all questions and enquiries

Pros:
  • Award-winning renovation company

Cons:
  • None

Important Must-know Facts and Services:
  • ​Refresh Renovations Waikato operates across New Zealand with Waikato offices in Hamilton East and Rototuna, Hamilton.
  • They have a wide range of renovation and design services for small townhouses, farmhouses, and flats.  
  • Their services include Home renovation, bathroom renovation, kitchen renovation, design planning, office renovation, additions and extensions, outdoor renovations, heating and aircon services. 

MoneyHub's Top Trusted Hamilton Bathroom Renovation Expert

  • ​Our research highlighted leading bathroom renovation experts who deliver results for their clients.
  • We suggest contacting Bathroom Transformations—a trusted bathroom renovation specialist known for their excellent reviews and a proven track record of delivering exceptional results for Hamilton homeowners like you.
  • Contacting a bathroom renovation specialist by phone is the best way to kick things off - you can explain your plans and hear how you can get the results you want.
Bathroom Transformations

Bathroom Renovations Hamilton

MGK Kitchens ​

Base: Frankton, Hamilton
Hours: Mon to Fri 7:30 am – 5 pm
​Google Rating: 5.0/5 
Website: MGK Kitchens
Facebook page:
None
Email address: [email protected]
Phone: 027 222 3486
 ​
Customer Feedback:
  • Exceptional design and installation process that is easy and helpful
  • High-quality cabinetry with great longevity and functionality
  • Timely installation, meeting promised deadlines
  • Attentive to customer needs, catering to unique and different preferences

Pros:
  • Award-winning renovations
  • A wide range of design ideas is available

Cons:
  • None 

Important Must-know Facts and Services:
  • MGK Kitchens offers remodelling services for both bathrooms and kitchen units
  • They have been serving the Hamilton and Waikato area for more than 20 years​
  • Rebranded as MGK Kitchen, formerly known as Plain & Fancy Furniture & Kitchens
Ridge Beam Carpentry Limited

Ridge Beam Carpentry Limited

Base: Queenwood, Hamilton
Hours: Mon to Sat 7:00 am – 5:00 pm
​Google Rating: 5.0/5 
Website: Ridge Beam Carpentry Limited
Facebook page: Ridge Beam Carpentry Limited
Email address: [email protected]
Phone:  ​027 299 4184

Customer Feedback:
  • Created aesthetically beautiful and highly functional spaces
  • Expertly managed renovations in small spaces, such as a wet bathroom with a walk-in shower and bench seat
  • Exceptional workmanship evident in framing, plastering, painting, tiling, and plumbing
  • Provided valuable insights and practical solutions to enhance designs

Pros:
  • The team consists of licensed building practitioners
  • 10 Years Builders Guarantee, offering peace of mind to clients
Cons:
  • None 

Important Must-know Facts and Services:
  • Over 15 years of experience in the building industry
  • Collaborative approach with designers and architects to streamline processes and reduce costs

MoneyHub's Top Trusted Hamilton Bathroom Renovation Expert

  • ​Our research highlighted leading bathroom renovation experts who deliver results for their clients.
  • We suggest contacting Bathroom Transformations—a trusted bathroom renovation specialist known for their excellent reviews and a proven track record of delivering exceptional results for Hamilton homeowners like you.
  • Contacting a bathroom renovation specialist by phone is the best way to kick things off - you can explain your plans and hear how you can get the results you want.
Bathroom Transformations

​

Bathroom Renovations Hamilton

Unsure about the scale of your bathroom renovation project? Evaluate your needs first

If you don't know exactly what you need done, and want to minimise the cost while maximising the aesthetics, follow these easy steps to get a complete picture of your current situation:
  1. Review your bathroom - how bad is the current condition? Are tiles chipped, is the colour dated, does the bath and/or sink have cracks or chips? If the answer is yes, contacting a bathroom renovations company is likely to be your next step. Otherwise, superficial cosmetic work (like changing the colour or re-tiling) can be a DIY project. 
  2. Assess the fixtures' condition - if pipes are rusting, or if you're noticed blockages that don't seem to go away, it's likely you'll need to budget for a replacement.
  3. Repainting vs. reconstruction - sometimes the colour of a bathroom can be the main problem. Repainting and adding a few bathroom-friendly plants can make the difference between spending $500 and spending $5,000. Don't ask for quotes until you have properly considered a repaint.
  4. Fixture resizing - you may think that fixtures inside your bathroom have become too cumbersome, or you want to eliminate some altogether, i.e. replacing a bath with a shower suite. It's unlikely you can change the size of your bathroom area, so reducing the size of fixtures frees up space while minimising friction in your bathroom. 

In summary, thinking about your plans carefully will help you plan the right bathroom renovation, be it a simple redecoration or a full refurbishment. You don't need to invest big if a simple re-paint will solve most of the issues with your current bathroom.
⚠️​ Disclaimer: MoneyHub.co.nz may have financial relationships with some businesses listed on this page due to their acceptance of our invite for additional promotion. We stand by the businesses we work with and believe them to be among the best. The pricing information provided is for informational and guidance purposes only and may not accurately represent the actual quotes or final bills for individual services. Our list should not be considered comprehensive. Please research and obtain quotes directly from a range of businesses to ensure accurate pricing and suitability for your needs.​
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  • Banking & Savings
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  • KiwiSaver
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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      • Guarantors - Loans and Mortgages
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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    • Health & Personal Care
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  • Trade Services
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