KiwiSaver Providers

Compare the most popular KiwiSaver providers in detail, with up-to-date fund reviews. Our guides walk you through first-home withdrawals, home-start grants and hardship applications. Best of all, we've gathered everything in one place.

Our two must-read guides:

• Retirement in a Nutshell
• Our favourite five KiwiSaver funds

Changing your KiwiSaver scheme provider

• If you wish to change funds and they're not operated by the same scheme provider, you'll need to change schemes.
• You can change your KiwiSaver scheme provider at any time, but you can only belong to one at a time.
• If you want to change your scheme provider, you must apply directly to the provider of the scheme you want to join. Your new provider will then arrange for your savings to be transferred from your old scheme to the new one and notify you of the transfer. 
• Your old scheme provider may charge you a transfer fee - you will need to check this with them.
• You may be charged a transfer fee by your old scheme provider and will need to check this with your current provider. In most cases this doesn't happen, but it's still important to check.

Locate a KiwiSaver scheme provider and learn its pros, cons and everything you need to know

• Below is a list of organisations that provide KiwiSaver schemes. Default providers are identified by a * after their name.
• Selecting a provider does not automatically enrol you into KiwiSaver. You can find out more information about the different schemes by selecting the appropriate review from the list below.