MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Kernel Shares & ETF Investing Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Shares vs Property Investment
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Hamilton
          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Lighthouse Financial Services Review
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Money Sweetspot Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2025
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $500+ Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
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  • Banking & Savings
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  • Essential Money Tips
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  • Trade Services
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Best Car Batteries: A Guide to Buying a Car Battery in New Zealand

Buy a reliable battery that goes the distance; our definitive guide explains everything you need to know
Best Car Battery NZ
Updated 8 August 2024
​Few car components are as important as the car battery. Just take a moment to think about it. A dead battery will leave you no choice but to ask for roadside assistance. So as simple and inconspicuous as it may seem, your car battery deserves some attention. 

In this guide, we will help you understand the basic concepts you need to know to buy the best battery in New Zealand and thus avoid unnecessary headaches.
Our Car Battery Buying Guide Covers:​
  • ​Types of Car Battery
  • Key Factors to Consider When Buying a Car Battery in New Zealand
  • Four of the Best Electric Scooters Available in New Zealand Right Now​

best car battery

Types of Car Battery

When it comes to car batteries, you will find several classifications. You can categorize batteries depending on their intended purpose, the technology they use, their size, and so on. It is overwhelming, we know. But considering car batteries have been around for more than 130 years, that should no surprise either. For the purpose of this guide, we will classify them according to their technology, since in our opinion that will give you the necessary knowledge to distinguish one type from another when you go shopping car batteries. 
  1. Wet Cell Batteries, also known as Flooded Batteries
    1. Lead-Acid Batteries, also known as Starting, Lighting and Ignition Batteries (SLI)
    2. Enhanced Flooded Batteries (EFB)
  2. Dry Cell Batteries, also known as Valve-Regulated Lead-Acid (VRLA) Batteries
    1. Absorption Glass Mat (AGM) Batteries
    2. Gel Cell Batteries
best car battery

Lead-Acid Batteries (SLI)

Lead-acid batteries, also known as SLI due to its purpose of providing power to Starting, Lighting and Ignition systems, are the most common type of battery. Internally, they consist of several positive and negative plates and a liquid solution called electrolyte that usually contains lead, sulfuric acid and water. What set this type of battery apart from the rest is their low manufacturing cost, and their ability to deliver short, quick bursts of energy.

Due to its working principle, this type of battery is better suited for old-style cars, that does not have too many electric accessories. It is important to notice that you can find in stores a special type of SLI battery called calcium battery, which is a lead-acid battery with no antimony in its grids. Calcium batteries offer better resistance to vibration, heat, and generally speaking offer better power output than their antimony based counterparts.
 
Lead-Acid Batteries Highlights 
  • They are the most common type of battery.
  • They are cheap.
  • SLI batteries are good for “standard” vehicles that do not require continuous power from the battery, but quick bursts such as those needed during engine start.
 
Lead-Acid Batteries - What We Like:
  • Economic. The technology behind modern SLI batteries has been around for more than 50 years. That makes these batteries cheap to manufacture and hence they are the most affordable type of battery you can find
  • Widely available. Since this type of battery is (still) the standard in many applications, you can purchase it almost everywhere. This is an advantage in case you have an emergency far from home and need a battery to get your car running.
  • Come in different sizes and capacities. It is almost certain that you can find an SLI car battery in any size, post configuration, and capacity you may need. Bear this in mind, since if you have a restoration project, or a custom application, this type of battery might be ideal to get the most out of your available space.
 
Lead-Acid Batteries - What We Dislike: 
  • Require maintenance. Depending on their manufacturing process, some SLI batteries might require periodic maintenance that consists of completing the electrolyte solution in case of need.
  • Leak prone. Since these types of batteries are flooded with acid, they can only be used in the position indicated by the manufacturer. They cannot be flipped or tipped as this would almost immediately lead to an acid spill.
  • Not compatible with newer cars. This type of battery does not meet the specifications required by newer cars. In other words, most SLI batteries are focused on vehicles and applications from 5 years ago.
best car battery

Enhanced Flooded Batteries (EFB)

As their name implies, Enhanced Flooded Batteries (EFB) are optimized versions of the SLI batteries. This type of battery features additional insulation material between the inner plates, giving them an extended life cycle and more than double the partial and deep discharge performance compared to conventional batteries.

​Due to these enhancements, EFB batteries are often used as replacements for conventional SLI batteries. Some Deep Cycle Batteries use this technology since is relatively cheap and provide a decent number of charging cycles. The performance of EFB batteries also made them perfect for entry-level start-stop systems included in some newer cars.
 
Enhanced Flooded Batteries Highlights 
  • Offer about 2x times the partial and deep discharge performance of SLI batteries
  • They are still relatively cheap in comparison with other modern batteries
  • Can be used in various car applications, including recent vehicles using entry-level start-stop systems
 
Enhanced Flooded Batteries, What We Like 
  • Affordable. Although EFB batteries are more expensive than conventional SLI batteries, they are still way more affordable than other technologies used in newer cars.
  • Better value than SLI batteries. Their increased performance and relatively reasonable price make EFB batteries a good option for many applications that consume more power from the battery.
  • Come in different sizes and capacities. Similar to SLI batteries, EFB batteries are available in many sizes and capacities.
 
Enhanced Flooded Batteries, What We Dislike 
  • May require maintenance. While most EFB batteries are “maintenance-free” we strongly suggest double-checking this aspect before purchasing the battery.
  • Not compatible with high-performance applications. Although EFB batteries perform noticeably better than their SLI siblings, they still lack the required level of deep discharge performance and capacity of newer Gel and AGM batteries used in much newer cars.
best car battery

Absorption Glass Mat (AGM) Batteries

AGM batteries have many advantages in comparison to “wet cell batteries”. First of all, since their electrolyte is bound to a special glass fibre separator they can be positioned in any direction without risk of leakage. Secondly, AGM batteries have a higher output which makes them perfect for more recent cars that have all kind of electric accessories, computers, and modules. In addition to these benefits, can withstand up to three times more charging cycles than a conventional SLI battery. 
 
Absorption Glass Mat (AGM) Batteries Highlights 
  • AGM batteries offer higher output than EFB and SLI batteries.
  • They ideal for cars with high power demands (such as automatic start-stop systems).
  • Due to its construction, AGM batteries are maintenance-free.
 
Absorption Glass Mat (AGM) Batteries, What We Like 
  • Highest power output. AGM batteries can be used in almost all type of vehicles, regardless of the number of accessories, electronic systems or total power consumption. They offer the highest specific power of any other type of battery.
  • Great flexibility. AGM batteries can be positioned vertically, horizontally, or diagonally, without any risk of leaks. Depending on your application this can be a huge benefit. For example, in custom off-road applications you can position the battery (or batteries) attached to the sides of the trunk compartment if you need to.
  • Excellent partial and deep discharge performance. Due to its design, AGM batteries are exceptional for off-road, and RVs applications that require a reliable power source to feed lighting systems, sound systems, infotainment systems, and more.
  • Vibration resistance. AGM batteries are not affected by vibration, making them perfect for demanding off-road applications.
 
Absorption Glass Mat (AGM) Batteries, What We Dislike 
  • Expensive. With the exception of Lithion-Ion batteries, this is the most expensive battery type of all.
  • Sensitive to heat. One big disadvantage of AGM batteries is their low resistance to heat. For this reason, most manufacturers locate AGM batteries outside the engine compartment, usually in the trunk or bellow passenger seats.
  • Deep discharge. Although AGM batteries offer better resistance to deep discharging than EFB and SLI batteries, they still fall behind Gel batteries.
  • Cycle life. Arguably one of the most significant drawbacks of AGM batteries had to do with their expected lifecycle. They last more than EFB batteries by several orders of magnitude, however, Gel batteries typical outperform them by a factor of two.
best car battery

Gel Cell Batteries

Gel cell batteries are a special type of VRLA battery that basically differs from their AGM cousins in the material used for the electrolyte. In the case of Gel batteries, they use a silica-based electrolyte instead of fibreglass. This alone provides significant improvements in areas as average life expectancy, resistance to deep discharging, risk of thermal runaway, and cost. Due to their nature, this type of batteries is used for deep-cycle applications such as marine applications, small electric vehicles, off-road applications (ATVs), and more.
 
Gel Cell Batteries Highlights 
  • They are expensive but more affordable than AGM batteries
  • Perfect for deep-cycle applications
  • They have an incredible life expectancy
 
Gel Cell Batteries, What We Like 
  • Deep-cycle ready. Depending on your application, replacing your actual battery with a gel battery might be an excellent idea. For instance, if you love exploring remote places in New Zealand you might want to have a deep-cycle battery to power your lights and accessories during the night knowing that you will not harm batteries internals doing so.
  • Reliable. Gel batteries are among the most reliable type of battery you can purchase. They share most features of AGM batteries and then enhance some of them even further.
  • Faster charge. Gel batteries can be charged up to 5 times faster than conventional batteries using lead-acid technology.
 
Gel Cell Batteries, What We Dislike 
  • Expensive. While gel batteries might cost you less than AGM batteries they are still quite expensive when compared with SLI type
  • Heat sensitive. Although they can withstand heat better than AGM batteries, it is recommended to keep them in areas where temperatures do not exceed 49°C.

Best Car Battery NZ

Key Factors to Consider When Buying a Car Battery in New Zealand

Buying a car battery in New Zealand is easy once you know what to look for. Below is a quick cheat sheet with the key factors you should have in mind when choosing a battery for your car or SUV:
  1. Battery type. This has to do with the technology in which is based on the battery. Lead-acid, calcium, AGM, Gel, etc.
  2. Intended usage. Depending on your application you may obtain better results with one particular type of battery. For instance, ATVs might benefit more from AGM or Gel batteries than SLI or EFB batteries.
  3. Battery size. Batteries are classified into group sizes which indicate the length, width, and height of the battery. You can easily find the battery group by looking at your current battery, or by consulting your owner’s manual. It is recommended to use the same size as the OEM battery. However, some cars, SUVs, and off-road applications allow you to use bigger batteries which translates is higher reserve capacity.
  4. Reserve capacity. Simply put, the reserve capacity is the amount of time the battery can run on its own charge without the aid of the alternator before discharging. Good reserve capacity is important as it can help you in situations like leaving your car lights on or alternator failure. 
  5. Type of terminals. Different vehicles may use different types of battery terminals, different terminal positions, and even different terminal polarity. This is one of the most important factors to consider (especially polarity) since you will not be able to install the battery if the type and position of the terminals are not the same as the old battery.
  6. Cold Cranking Amps (CCA). Cold Cranking Amp (CCA) is a measure that points to the ability of the battery to start a car at 0 degrees Fahrenheit. The higher the CCA the higher the output of the battery.
  7. Maintenance. This aspect refers to the level of maintenance required by the battery. In that regard, maintenance-free batteries (aka sealed batteries) are a better option than standard batteries.
  8. Price. Conventional lead-acid batteries usually cost less than AGM batteries, however, AGM batteries can last up to 3 times more. So, in cases where you can choose between one type or another, you will have to consider the short-term and long-term benefits of each battery type.

best car battery

Four of the Best Car Batteries Available in New Zealand Right Now

​Choosing the best car battery currently available in New Zealand is not an easy task. We have compiled our list (in no particular order) based on average consumer reviews collected from consumer.org.nz as well as other sources both in New Zealand and overseas.

1. Best Lead-Acid Battery

Century DIN65ZLMF - ULTRA Hi PERFORMANCE
  • More details: Century DIN65ZLMF - ULTRA Hi PERFORMANCE​
  • ​Pricing: From $202.99 
Best Car Battery NZ
​What We Like
​What We Dislike
  • Affordable
  • Good for daily usage
  • Excellent warranty
  • Lead-acid SLI type
  • Heavy
​The Century DIN65ZLMF Ultra Hi-Performance battery is without any doubt an excellent choice as replacement of the factory equipped battery. This is basically the same OEM factory but at a discounted price. Century’s Hi-Performance line consists of premium batteries with ultra-high quality materials prepared for New Zealand’s climate. Although the DIN65ZLMF is adequate under normal driving conditions, it has all the limitations associated with a “standard” lead-acid battery.
 
Century DIN65ZLMF - ULTRA Hi PERFORMANCE Key Features: 
  • Recommended for: daily usage, stock battery replacement
  • Battery type: Lead-acid
  • Battery size:  277mm (L) x 175mm (W) x 175mm (H) x 175mm (TH)
  • Reserve Capacity: 63AH
  • Type of terminals: standard post
  • Cold Cranking Amps (CCA): 690CCA
  • Maintenance: maintenance-free
  • Warranty: 36 months
  • Weight: 15.5Kg

2. Best EFB Battery

Century DIN65LMF ISS Active EFB
  • More details: Century DIN65LMF ISS Active EFB​
  • Pricing: From $525
Best Car Battery NZ
​What We Like
​What We Dislike
  • Compatible with ISS vehicles
  • EFB technology
  • Slightly higher reserve capacity
  • Expensive
  • Heavier than the stock battery
  • Not as reliable as AGM or Gel batteries
​If you are looking for the benefits of EFB batteries then the Century DIN65LMF ISS Active EFB - ULTRA Hi PERFORMANCE is for you. Although EFB batteries are not as reliable as AGM or Gel batteries, they last longer than standard batteries, offer better partial and deep discharge performance and slightly better reserve capacity. With that said, our suggestion is to compare the price of EFB batteries compatible with your vehicle and the price of a good AGM battery. If the price of both is similar, we suggest you opt for the AGM battery as it offers more benefits than its EFB counterparts.
 
Century DIN65LMF ISS Active EFB - ULTRA Hi PERFORMANCE Key Features: 
  • Recommended for: daily usage
  • Battery type: Enhanced flooded battery (EFB)
  • Battery size:  277mm (L) x 175mm (W) x 175mm (H) x 175mm (TH)
  • Reserve Capacity: 65AH
  • Type of terminals: standard post
  • Cold Cranking Amps (CCA): 650CCA
  • Maintenance: maintenance-free
  • Warranty: 24 months
  • Weight: 17Kg

3. Best Calcium Battery

Century NS70LMF Ultra Performance Calcium
  • More details: Century NS70LMF Ultra Performance Calcium​
  • ​Pricing: From $290
Best Car Battery NZ
​What We Like
​What We Dislike
  • Good off-road performance
  • Calcium technology
  • Huge reserve capacity
  • Heavier than the stock battery
  • Not as reliable as AGM or Gel batteries
​Without any doubts, batteries using calcium-based technology as the Century NS70LMF Ultra Performance offer good value. They don't cost you a fortune and still provide you with a noticeable improvement over the factory battery. Aside from the huge improvement in battery’s reserve capacity, its calcium technology allows you to use this battery in demanding off-road trails without worrying about heat or vibration. Hands down, a good choice for New Zealanders that love adventure.
 
Century NS70LMF Ultra Performance Calcium Key Features: 
  • Recommended for: daily usage, off-road
  • Battery type: Calcium Technology Lead-Acid
  • Battery size:  260mm (L) x 174mm (W) x 202mm (H) x 225mm (TH)
  • Reserve Capacity: 80AH
  • Type of terminals: standard post
  • Cold Cranking Amps (CCA): 685CCA
  • Maintenance: maintenance-free
  • Warranty: 24 months
  • Weight: 18.2Kg

4. Best AGM Battery

Century DIN66LAGM ISS Active AGM
  • More details: Century DIN66LAGM ISS Active AGM
  • Pricing: From $550
Best Car Battery NZ
​What We Like
​What We Dislike
  • Compatible with ISS vehicles
  • AGM technology provides superior starting power
  • 3x higher cycling performance
  • Deep discharge capabilities
  • Expensive
  • Heaviest of the list
​AGM batteries such as the Century DIN66LAGM ISS Active offer the highest level of performance possible. Not only you get above-average reserve capacity, but also incredible CCA output. Moreover, since AGM batteries have great deep discharge capabilities, you can use this battery with confidence to power LED lights bars, LED pods, sound systems, and more. Although it is true that AGM batteries are the most expensive, it is also true that they offer a long lifespan and benefits that no other type of battery can give you.
 
Century DIN66LAGM ISS Active AGM Key Features: 
  • Recommended for: daily usage, off-road, performance applications
  • Battery type: Absorption Glass Mat (AGM)
  • Battery size: 278mm (L) x 175mm (W) x 190mm (H) x 190mm (TH)
  • Reserve Capacity: 70AH
  • Type of terminals: standard post
  • Cold Cranking Amps (CCA): 760CCA
  • Maintenance: maintenance-free
  • Warranty: 24 months
  • Weight: 20.60Kg

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  • Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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      • SortMe Review
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  • Life Essentials
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      • Free Samples
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    • Kids Eat Free
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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