MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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The Best Firewood Suppliers in Christchurch

​Our firewood guide explains what wood is best and who the most trusted Christchurch firewood suppliers are
Firewood Christchurch
Updated 29 January 2025

Know this first: If you're reading this in winter, finding affordable dry wood ready for immediate burning can be difficult. It's also the most expensive time to buy as unprepared people panic buy.

This guide explains how to buy firewood at any time of the year, with a focus on buying in advance of winter and storing it for DIY drying. Our research revealed that while firewood suppliers sell year-round, spring and summer are the best times to buy.

Summary:
  • Every year, many Christchurch residents attempt to heat their home with over-priced and poor-quality firewood that’s damp, contains many varieties of trees (making it difficult to burn and manage a fire consistently) and/or generally offers ​poor value for money.
  • The best approach to securing firewood is to pre-order it in advance, with the best time being between September and December. If you wait until winter, there are delays, price gauging and (in some years) scams. 
  • If you only use your fire to heat your home (i.e. there's no heat pump installed), and you have large spaces, you’re going to need a sizeable amount of firewood. It’s always cheaper to buy in bulk upfront and dry it at home before use. The longer you can dry it, the less wood you'll need to burn.
  • ​How often you light the fire influences what wood to buy. If your fire is on all day, hardwood slow-burns so you don’t need to stoke it or top-up wood. If you’re just lighting a fire in the evening for a couple of hours, you'll need softwood to start it off and hardwood to sustain the fire.

This guide has been published to help you get the best-burning firewood for your home at a competitive price. We cover:
  • Softwood vs Hardwood Explained
  • Buying Firewood in a Nutshell
  • ​​Top Firewood Suppliers in Christchurch

MoneyHub user Dave describes his philosophy for firewood:
"There's no secret to having good firewood; all you have to do is plan in advance. Around October every year without fail, I go shopping for a good stack of wood that slow burns. I prefer blue gum as it's easy to chop up and light. In October, demand is low and I don't pay more than $600 for three cubic metres. I then leave it in the garage until the fire lights up around June. By that time, it's perfectly dry. I never have any issues with wet wood, nor do I get ripped off".

MoneyHub's Top Trusted Firewood Supplier in Christchurch
  • Our research identified the leading firewood suppliers in Christchurch who consistently deliver exceptional results.
  • We recommend City Firewood— our top-rated firewood supplier with proven reviews and outstanding service to Christchurch residents. 
  • Contacting a firewood supplier by phone is the best way to start—discuss your firewood needs and learn how the right wood selection can keep your home warm and cosy all winter.
City Firewood

Firewood Christchurch

Softwood vs Hardwood Explained (and why burning the right type makes a big difference)

There are two different types of firewood – softwood and hardwood, and within those several species of trees. 

1. Softwood is a low-density wood, which means (compared to hardwood):
  • It doesn’t give as much heat as there is less wood to burn
  • It’s easier to light, carry and split (as it weighs less)
  • It’s quicker to burn
  • It’s quick to grow
  • It dries faster but can absorb more moisture

2. Hardwood is a high-density wood, which means (compared to softwood)
  • It burns longer and gives out more heat
  • It takes longer to dry but is far more resistant to moisture given its density
  • It is heavier and more difficult to split

In the table below, we outline the different woods available throughout New Zealand, and how long it takes to dry (also known as 'season'). We have excluded pricing as it varies month to month, and there is no standard size - suppliers sell it by 3.6 cubic metres, 1 cubic metre, 48cm x 78cm hessian sacks and other sizes. 

Table 1 - Firewood Specs

Firewood & Type
​Burn Time
Burn Temperature
Time to Dry
Standard Pine (Softwood)
Short (use for starting fires)
Hot
6-12 months
Old Pine (Softwood)
Medium
Hot
​6-12 months
Macrocarpa
​(Softwood)
Medium
​Hot
​6-12 months
​​Douglas Fir (Softwood)
Long
​Hot
6-9 months
Gum (Hardwood)
Long
​Hot
9-18 months
Macrocarpa (Softwood)
Medium
Hot
6-9 months

Firewood Christchurch

MoneyHub's Top Trusted Firewood Supplier in Christchurch
  • Our research identified the leading firewood suppliers in Christchurch who consistently deliver exceptional results.
  • We recommend City Firewood— our top-rated firewood supplier with proven reviews and outstanding service to Christchurch residents. 
  • Contacting a firewood supplier by phone is the best way to start—discuss your firewood needs and learn how the right wood selection can keep your home warm and cosy all winter.
City Firewood

Buying Firewood in a Nutshell

Making the wrong buying decision today can lead to sub-optimal fires and colder homes during winter. There's no point drying firewood that burns quickly and doesn't heat as well as better burning varieties. We reveal what you need to know in detail.

1. What type of firewood should I buy?

You may be asked “Gum, pine, larch or mix?”. Our view is simple:
  1. Gum (hardwood) is the best; it’s usually the most expensive and it’s harder
  2. Pine (softwood), means you’re forever topping up the fire – what you save in money you pay for in time and inconvenience.
  3. Macrocarpa (softwood) burns for longer than pine but shorter than gum. 
  4. “Mix” could mean anything and is not recommended as the sole source of firewood. When you buy wood, you want certainty about what species of tree it is, and that it's easy to put on the fire. Having to burn all different wood types in different sizes doesn’t make an inviting fireplace.

Our view:
  • If you have a small home, a short and intense fire can warm up your living areas to be comfortable, and softwoods will do the job just fine. However, more people like longer-lasting fires that slow burn, and hardwoods deliver more heat overall meaning they're more cost-effective.
  • Many homeowners buy two types of firewood for balance, just as pine (softwood) and gum (hardwood) to manage their fire.
  • Ordering gum or other hardwoods as the core of your firewood pile means your fire will be cost-effective to run and easier to predict and manage.

2. How much firewood do I need to buy every year?

We believe the average house in Christchurch will most likely use between 7-14 cubic metres of firewood. 

Important:
  1. If you have significant storage space (i.e. in the garage, under the house), buying more than you need for one year is a good idea. Firewood never 'expires', but running short during winter means you'll be forced to pay whatever price is asked. 
  2. In addition to the hardwood you buy, you'll need to purchase some kindling to start your fire, or have some softwood on hand (such as pine).

3. How do I get the best price for firewood in Christchurch?

The only way to avoid ending up with bad wood and/or overpaying is to compare. We have listed a number of trusted providers below. To get the best price, be organised, shop in spring or early summer, store the wood and re-order every year at the same time.

To avoid overpaying or being surprised at the final bill, here are six essential questions to ask before placing an order. It’s cost-effective to buy in bulk, meaning five cubic metres will cheaper than buying five orders of one cubic metre. Before you contact a supplier, make sure you know how much firewood you need (in cubic metres) and the variety of tree (i.e. gum, pine etc.) so you can get an ‘all-in, fully inclusive’ comparable quote.
  1. What is the price for (insert quantity) cubic metres of (insert tree variety)  
  2. How is the volume measured? (you’ll want a supplier that has certified measurement for their truck/trailer etc).
  3. What size are the pieces? (make sure the wood fits into a standard log burner; wood that is 300mm/1 foot long) and in smaller lengths is best)
  4. Is the wood green or dry? (if it’s green, you’ll need to store it at home and wait 6-18 months before you can burn it)
  5. Does the quote include GST? (if not, you’ll need to add on 15%)
  6. Does the price include delivery costs? (if not, you’ll be charged a one-off fee, which needs to be factored in)

4. ​When is the best time to buy firewood in Christchurch?

The best (and cheapest) time is spring and summer because firewood needs time to dry before use. Buying is October, for example, lets you dry the wood for around six months before you use it. The worst time (and most expensive) is winter. You’ll either end up with pre-dried firewood (which is very expensive), or ‘unseasoned’ (i.e. wet) firewood, which isn’t going to dry in time for use.

It may feel unusual to spend $300 or $600 of firewood just as winter comes to an end, but doing so will lock in the best quality wood, lowest price and give you the longest runway for drying it at home. However, freshly cut hardwood like gum needs at least six months to dry (and in some cases, up to 18 months).

5. Why is some firewood smoky when I burn it?

Firewood that isn’t sufficiently dry is known as ‘green wood’ and burning it creates smoke. It also adds to air pollution and is bad for your health to breathe in. You may also be burning wet wood, which is even worse than green wood. Neither woods are fit for the purpose of burning.

The best time to buy wood is spring or early summer; this means you have a maximum of 6 to 10 months of drying time before you need to use it. Some hardwoods need longer to dry, so you may have to wait until the second winter to use what you have stored.

To avoid hassle later on, make sure firewood is cut into the right size first-time (300mm long, and different widths for slow or long burn). This gives each piece as much surface area as possible, meaning it can dry faster.
​
Firewood is best dried outside, stored under a tarpaulin or piece of roofing iron. This gives it maximum sun and airflow. Drying it in a woodshed takes longer as it lacks airflow and is likely to be dark. Stacking firewood needs careful consideration, and it should always be stacked in single-piece wide to maximize airflow. 

6. ​What is better, a Woodburner or an open fireplace?

Modern Woodburners are far more efficient, healthy and cleaner than an open fireplace. A Woodburner is designed to transmit heat into the room, using 80% of the heat generated. This compares favourably to an open fire, which inefficiently sends around 80% of the heat generated up into the chimney. Woodburners can also be used to help heat your home’s hot water cylinder, reducing power bills in winter when electricity rates are at their highest.

Firewood Christchurch

MoneyHub's Top Trusted Firewood Supplier in Christchurch
  • Our research identified the leading firewood suppliers in Christchurch who consistently deliver exceptional results.
  • We recommend City Firewood— our top-rated firewood supplier with proven reviews and outstanding service to Christchurch residents. 
  • Contacting a firewood supplier by phone is the best way to start—discuss your firewood needs and learn how the right wood selection can keep your home warm and cosy all winter.
City Firewood

The Best Christchurch Firewood Providers

City Firewood

City Firewood

Base: Harewood, Christchurch
Hours: Mon to Fri 7:30 am – 5 pm, Sat 7:30 am – 4 pm 
Google Review rating: 4.7/5 (270+)
Website: City Firewood
Facebook Page: City Firewood
Online orders available? Yes
​Email address: [email protected]
Phone number: 03 359 9323
 
Customer Feedback:  
  • Dependable source for high-quality firewood, consistently meeting expectations
  • Friendly and helpful customer service, from office staff to delivery drivers
  • Efficient and easy ordering process, both online and over the phone
  • Flexible with delivery details, accommodating last-minute changes smoothly 
Pros: 
  • Their Kiln-dried wood is processed in a large oven for deeper drying than seasoning or shed methods
  • ​ECAN-accredited trusted Good Wood Merchant
 
Cons:
  • None 
Important Must-know Facts and Services:
  • City Firewood prides itself on supplying the highest quality firewood for their customers and at outstanding prices to ensure customers get the most out of their fireplace
  • Offers a great range of different screened firewood with other burning attributes and at a variety of sizes
Storcon Firewood Christchurch

Storcon Firewood Christchurch

Base: Yaldhurst, Christchurch
Hours: Mon to Fri 8 am – 4 pm 
Google Review rating: 4.7/5 (40+)
Website:   Storcon Firewood Christchurch
Facebook Page:  Storcon Firewood Christchurch
Online orders available? Yes
​Email address: f[email protected]
Phone number: 021 340 090
 
Customer Feedback:  
  • Consistently reliable supplier with excellent communication from order to delivery
  • High-quality, clean, and dry firewood available in a range of wood types
  • Friendly and careful delivery drivers who handle requests and unload precisely
  • Fair pricing with good value for money, making it a top choice for repeat customers
 
Pros: 
  • Offers pick-up and delivery 
  • ECAN-accredited trusted Good Wood Merchant
 
Cons:
  • None 
Important Must-know Facts and Services:
  • Firewood is pre-seasoned for 12-24 months, ensuring quality based on wood type
  • Naturally air-dried split firewood, prepared for 5-7 months for optimal dryness
  • Extensive shed storage maintains a dry firewood supply throughout winter
Gardenbox

Gardenbox

Base: Middleton, Christchurch
Hours: Mon to Sat 7:30 am – 5 pm, Sun 8 am – 4:30 pm
Google Review rating: 4.8/5 (200+)
Website: Gardenbox
Facebook Page: Gardenbox
Online orders available? Yes
Email address: [email protected]
​Phone number: 03 348 2915
 
Customer Feedback:  
  • Responds promptly to customer enquiries 
  • Provides reasonable prices 
  • Helpful and reliable staff 
  • Delivers the order on time 
 
Pros: 
  • Operates seven days a week 
 
Cons:
  • Additional fee may apply for delivery 
 
Important Must-know Facts and Services:
  • Garden Box was formed in 2018 when they purchased Parkhouse Garden Supplies
  • Offers various types of firewood like Oregon, dry split pine, pine offcuts, beech firewood, blue gum, etc. 

MoneyHub's Top Trusted Firewood Supplier in Christchurch
  • Our research identified the leading firewood suppliers in Christchurch who consistently deliver exceptional results.
  • We recommend City Firewood— our top-rated firewood supplier with proven reviews and outstanding service to Christchurch residents. 
  • Contacting a firewood supplier by phone is the best way to start—discuss your firewood needs and learn how the right wood selection can keep your home warm and cosy all winter.
City Firewood

City Firewood

Kimberly's Firewood

Base: Templeton, Christchurch
Hours: Mon to Sun 8am - 5pm
Google Review rating: 4.7/5 (10+)
Website: Kimberly's Firewood 
Facebook Page:  None
Online orders available? Yes
​Email address: [email protected]
Phone number: 022 170 6270
 
Customer Feedback:  
  • Great customer service and friendly staff
  • Prompt, fast delivery
  • High-quality, clean, and dry firewood
  • Reasonable pricing
 
Pros: 
  • Offers a variety of firewood options, including blue gum, genuine old man pine, mixed old man pine & blue gum, and pizza oven wood oak
  • Open Monday to Friday until 5pm
Cons:
  • None
Important Must-know Facts and Services:​
  • Orders can be placed online through a simple website delivery system. The process is quick and easy. Convenient for all customers.
  • Guarantees top-quality wood and promises to rectify any quality issues within the day
  • Firewood is properly dried outside the building and then stored indoors to ensure it remains dry for the customer
Davies Firewood

Davies Firewood

Base: Templeton, Christchurch
Hours: Mon to Sat 7:30 am – 5 pm
Google Review rating: 4.6/5 (60+)
Website: Davies Firewood
Facebook Page: Davies Firewood
Online orders available? Yes
​Email address: [email protected]
Phone number: 03 323 8002 
 
Customer Feedback:  
  • Sells quality woods 
  • Knowledgeable and friendly staff
  • Communicates to the customer promptly
  • Owners address customer’s concerns and provide resolution
 
Pros: 
  • Efficient service from the initial contact to delivery
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Davies Firewood supplies and delivers dry firewood throughout Christchurch and to rural areas near Templeton 
  • A family-owned business that originated in 1965
  • Produces and delivers split, screened and dry firewood
  • Stocks a range of different types of wood
⚠️​ Disclaimer: MoneyHub.co.nz may have financial relationships with some businesses listed on this page due to their acceptance of our invite for additional promotion. We stand by the businesses we work with and believe them to be among the best. The pricing information provided is for informational and guidance purposes only and may not accurately represent the actual quotes or final bills for individual services. Our list should not be considered comprehensive. Please research and obtain quotes directly from a range of businesses to ensure accurate pricing and suitability for your needs.

Related guides:
  • Firewood Buying Guide
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        • Qantas Credit Cards
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  • Banking & Savings
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  • KiwiSaver
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
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      • Guarantors - Loans and Mortgages
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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    • Shopping Resources
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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