MoneyHub NZ
  • Search
  • Investing
    • Investing Platforms >
      • Reviews >
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • InvestNow Review
        • Kernel Review
        • BlackBull Markets Share Trading Platform Review
        • Jarden Direct Review
        • Flint Wealth Review
        • ASB Securities Review
        • Interactive Brokers
        • Tiger Brokers (NZ) Review
        • Smartshares Review
      • Comparisons >
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • Virtual Stocks and Shares Trading Games
      • Guides >
        • How to Invest in Shares
        • Investing in the US Stock Market from New Zealand >
          • How To Buy Tesla Shares
          • How To Buy Facebook Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing >
      • Guides >
        • Introduction to Investing
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
      • Young People and Investing >
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
      • Investing Calculators >
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing >
      • Guides >
        • Investing Guide
        • Our Favourite Funds
        • Advisers >
          • Financial Advisers Overview
          • Financial Advisers Auckland
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds >
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Investment Scams
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews >
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
      • Calculators >
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
        • Investing Calculators
    • Alternative Investments and Trading >
      • Reviews >
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • BlackBull Markets Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides >
        • How to Invest in Gold
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency >
      • Reviews >
        • Easy Crypto Review
        • BitPrime Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs BitPrime vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides >
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins >
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance >
      • Car Finance Calculator
      • How to Save for a Car
      • Buying a Car Loan vs Personal Loan - What is Better for Buying a Car?
      • Car Loans and Collateral
      • MBI (Mechanical Breakdown Insurance)
      • GAP (Guaranteed Asset Protection Insurance) Insurance
      • Bad Credit Car Loans
      • Paying Cash for a Car vs Car Finance
      • Car Dealership Finance vs Alternatives
      • Balloon Payments
      • How to Refinance Your Car Loan
      • Simplify Loans Review
      • Car Loan Refinance Calculator
    • Personal Loans >
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Low Income Loans
      • Same Day Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Avanti Finance Review
      • Save My Bacon Review
      • Moola Review
      • Harmoney vs Moola
    • Credit Scores & Interest Rates >
      • Credit Scores and Credit Checks 2022
      • How to Build Credit in New Zealand
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps >
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance >
      • Guides >
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews >
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance >
      • House Insurance
      • House Insurance Calculator
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Insurance Brokers >
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance >
      • Cat and Dog Desexing
      • Getting a Kitten
      • Getting a Puppy
      • Pet Euthanasia
    • Life & Health Insurance >
      • Life Insurance >
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs. Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
      • Income Protection Insurance >
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance >
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Air New Zealand Credit Cards >
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Reviews >
      • American Express Credit Cards Review >
        • American Express Airpoints Platinum Review
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
      • Wise Debit Card Review
      • Flight Centre Mastercard Review
    • Guides >
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards >
      • Travel Money Cards
      • Travelex Money Card vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
  • Banking & Savings
    • Banking >
      • Best Bank Accounts
      • Best Debit Cards
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
    • Savings >
      • Best Savings Accounts
      • Best Term Deposits
      • Term Deposit Alternatives
    • Guides and Resources >
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews >
      • Wise International Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials >
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options >
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
    • Alternative Mortgage Options >
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management >
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Amortisation Calculator
      • Mortgage Refinance Calculator
    • Mortgage Brokers >
      • Mortgage Brokers Explained
      • Mortgage Brokers - Auckland
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home >
      • First Home Buyers Checklist
      • Home Buying Glossary
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
    • Selling a Home >
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment >
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House >
      • Average Building Cost Per Square Metre
      • Buying Land to Build a House
      • Construction Loans
      • Cost to Build a New House
  • KiwiSaver
    • Our Favourite KiwiSaver Funds
    • KiwiSaver Essentials >
      • Switching KiwiSaver Funds
      • KiwiSaver and Tax
      • Is KiwiSaver Safe?
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Choosing Your KiwiSaver Provider
      • KiwiSaver Robo and Digital Advice Tools
      • Opting out of KiwiSaver
      • KiwiSaver Calculator
      • What's My PIR?
      • Contributions >
        • How to Check Your KiwiSaver Contributions
        • KiwiSaver Contributions - Gross or Net?
        • Your KiwiSaver Contributions
        • Employer KiwiSaver Contributions
        • Government KiwiSaver Contributions
        • KiwiSaver Contributions Holiday
        • Voluntary Contributions
    • KiwiSaver Returns Calculator
    • Guides >
      • KiwiSaver Hardship Applications
      • Choosing a KiwiSaver Fund
      • Ethical Kiwisaver Funds
      • KiwiSaver Guide
      • KiwiSaver for Kids
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver HomeStart Grant Guide
      • KiwiSaver Private Equity
    • Schemes >
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • MAS KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Westpac KiwiSaver Scheme
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
  • Business
    • Business Essentials >
      • Business Loans
      • Prospa Business Loans Review
      • Business Credit Cards
      • Public Liability Insurance
      • Business Insurance
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators >
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services >
      • Domain Names
      • Trusted Web Designers >
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups >
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • Students
    • Scholarships 2022
    • Jobs >
      • Student Jobs Guide
      • Student CV Templates
      • Student Job Cover Letters
      • Student Job Interview Questions and Answers
      • Summer Internships 2022
      • University and Polytechnic Student CV Templates
    • Money Resources >
      • Student Bank Accounts
      • Student Loans & Allowances
      • Year 13 Essential Checklist
      • Student Money Tips
      • Money in a Nutshell for Teenagers
      • Freebies for School Students
      • Money Tips for Kids and Teenagers
    • Education >
      • What to Study in 2023
      • Alternative Study Providers
      • School Holidays 2022
      • Public Holidays 2022
  • Motoring
    • Buying and Selling a Car >
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Top Cars that Hold Their Value
      • Vehicle Leasing
    • Everyday Driving >
      • 20 Ways to Make Driving Cheaper
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness >
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Footprint Online Wills Review
    • Prenuptial Agreements
    • Trusts Guide
    • Divorce Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Perpetual Guardian
  • Job Hunting
    • Job Applications >
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources >
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies >
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Broadband
  • Power
    • Compare Power Companies
    • How to Lower Your Power Bills
    • Power Companies >
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Energy Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Pulse Energy Review
      • Trustpower Review
  • Financial Independence
    • FIRE Guides >
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
      • Achieving Financial Independence, Faster
    • FIRE Tools >
      • Budgeting Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax >
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
    • Money Tips >
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Tips for Families on a Single Income
      • 20 Ways to Save LOTS on Household Bills
      • Side Hustles
      • Lending Money to Friends & Family
  • Better Living
    • Food & Grocery >
      • My Food Bag vs HelloFresh vs WOOP vs Bargain Box Comparison
      • My Food Bag Review
      • Bargain Box Review
      • HelloFresh Review
      • Woop Review
      • Online Supermarkets
      • Save Money on Food
      • Supermarket Christmas Clubs >
        • New World Christmas Club Review
        • PAK'nSAVE Christmas Club Review
        • Countdown Christmas Club Vouchers
      • Coupons & Deals >
        • Kids Eat Free
    • Entertainment >
      • Streaming TV Services
      • Netflix Review >
        • Best Netflix Movies
        • Best Netflix TV Shows
      • Amazon Prime Video Review >
        • Best Amazon Prime Movies
        • Best Amazon Prime TV Shows
      • Disney+ Review
      • Apple TV+ Review
    • Consumer Rights >
      • How to Get a Refund, Repair or Replacement
      • What To Do If You Do NOT Receive Your Refund
      • The Complete Guide to Renting in New Zealand
    • Free Samples
    • Make Money Online
    • Paid Survey Websites Review
    • Nielsen Homescan Review
    • Nielsen Digital Voice Review
    • Valued Opinions Review
    • Opinion World Review
    • Triaba New Zealand Review
    • Rewardia New Zealand Review
    • School Holiday Activities >
      • Auckland School Holiday Activities
      • Wellington School Holiday Activities
      • Christchurch School Holiday Activities
    • 65+ Best Online Shopping Websites in New Zealand
    • Shoe Size Conversion Guide
    • Affordable Online Clothes Shopping
    • Best Baby Clothes
    • Dress Size Conversion
    • New Zealand Fashion Designers
    • Buy Books Online
    • Black Friday New Zealand Deals
    • Mother's Day Ideas and Gifts
    • Father's Day Ideas and Gifts
    • Daycare Checklist
    • How to Sell on Fiverr
    • Computer & Accessories >
      • Best Printers
      • Computer Desks
    • Gym Memberships Guide
    • Retirement Villages
    • Home & Kitchen >
      • Best Vacuum Cleaners
      • Best Coffee Grinders
      • Best Waffle Makers
      • Best Air Purifiers
      • Best Dehumidifiers
      • Best Treadmills
      • Best Washing Machines
      • Best Air Fryers
      • Best Juicers
      • Best Fridge Freezers
      • Best Mattresses
      • Best Ride-On Lawn Mowers
      • Best Pressure Cookers
      • Best Lawn Mowers
    • Blinds, Curtains and Drapes Auckland
    • Bathroom Renovations Guide
    • Weddings on a Budget
    • Wedding Budget Calculator
    • Trade Me Selling Tips
    • Prezzy Cards
    • Health & Personal Care >
      • Weight Loss Shakes
      • Teeth Whitening
      • Anti-Ageing Creams
      • Hair Straighteners
      • Sunscreen
      • Jenny Craig Review
      • Weight Watchers Review
    • Grammarly Review
    • Moving to New Zealand
  • Trade & Professional Services
    • Auckland Trade & Professional Services >
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services >
      • Arborists Wellington
      • Bathroom Renovations Wellington
      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
      • Dog Boarding Kennels Wellington
      • Dog Daycare Wellington
      • Dog Grooming Wellington
      • Firewood Wellington
      • Glaziers Wellington
      • Gym Memberships Wellington
      • Heat Pump & AC Specialists Wellington
      • Lawn Mowing Services Wellington
      • Mechanics Wellington
      • Panel Beaters Wellington
      • Personal Trainers Wellington
      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services >
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dog Boarding Kennels Christchurch
      • Dog Daycare Christchurch
      • Dog Grooming Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Glaziers Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • Lawn Mowing Services Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
      • Personal Trainers Hamilton
      • Pest Control Hamilton
      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services >
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Glaziers Tauranga
      • Gym Memberships Tauranga
      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
  • Get Our Newsletter

Independent Reserve Review

Independent Reserve is an Australian-based cryptocurrency exchange. The company provides a platform for New Zealanders to buy and sell various cryptocurrencies on an exchange.

Independent Reserve Review NZ
Updated 23 September 2021
Independent Reserve is a popular cryptocurrency exchange based in Sydney and provides services tailored for New Zealand residents. The company already caters to thousands of Kiwi crypto traders and is one of the few exchange platforms accepting New Zealand dollar deposits for trading crypto on the exchange. 

Summary:
  • Independent Reserve accepts deposits and issues accounts denominated in NZD, AUD, SGD and USD.
  • The exchange supports 27 cryptocurrencies for deposits, withdrawals and trading.
  • The Independent Reserve platform supports various order types for exchange trading. The platform also supports automated cryptocurrency trading strategies, a cryptocurrency wallet and an OTC service for orders about AU$100,000.
  • The company offers 24/7 support, which is reasonable considering the cryptocurrency markets are decentralised and operate on weekends and bank holidays.
  • Independent Reserve has been featured in The Australian Financial Review, 7NEWS, News.com.au, and Independent Reserve price charts are regularly referenced in 9NEWS articles.
  • The company has many great reviews on Google Reviews, Trustpilot and other review sites.
  • The website claims to serve over 200,000 Australian, New Zealand and international customers. The claim seems justified considering Independent Reserve receives a few hundred thousand website visitors monthly, with 80% from Australia and 10% from New Zealand.
  • The company has several awards and notable recognitions, such as being featured in the Deloitte Tech Fast 50 Australia, Financial Times High Growth Companies 2020 and Australian Financial Review’s Most Innovative Companies.
  • Independent Reserve is a gold member of the Blockchain Australia association, and the company’s CEO is a board member of the association.
 
To explain Independent Reserve in detail, our guide covers:
  • Introduction to Independent Reserve
  • How to create an Independent Reserve account
  • Buying and Selling Crypto on Independent Reserve
  • ​Pros and Cons
  • Alternatives to Independent Reserve - Easy Crypto vs BitPrime vs Binance vs LocalBitcoins
  • Frequently Asked Questions

Warning:
  1. By publishing this guide, we are not recommending or suggesting in any way or form that Bitcoin or any other cryptocurrency is a suitable investment.
  2. We published and update this guide to help people understand the Independent Reserve platform - MoneyHub is conservative, and our publisher, Christopher Walsh, has zero Bitcoin or other cryptocurrency investments.
  3. We present this information in good faith and remain objective at all times. ​By including this guide under our Investing and Saving section, we are not advocating that cryptocurrency is an investment. We may earn a referral bonus for anyone that clicks on some of the below links - see our Advertising Policy for more details.​​

Independent Reserve Review NZ

Introduction to Independent Reserve

Independent Reserve is a registered Australian company (ABN 46 164 257 069) headquartered at Level 26, 44 Market Street, Sydney, 2000, New South Wales, Australia.

Two Bitcoin enthusiasts founded independent Reserve in 2013, a period when Bitcoin began gaining mainstream media attention. In 2015, co-founder and CEO Adam Tepper died in a motorcycle accident in Thailand. Co-founder Adrian Przelozny assumed the role of CEO and continued to run the company. 

The company describes a robust governance structure on its website, which is clearly important when considering how vulnerable a company can be if it’s in the hands of one person. The site notes that its advisory board is chaired by Mike Tilley, the former CEO of Merrill Lynch Australia and other experts.

Independent Reserve is a cryptocurrency exchange, similar to a stock exchange where participants buy and sell from each other. The model differs from other popular cryptocurrency trading services in New Zealand, such as BitPrime and Easy Crypto, which define themselves as ‘retailers’ and act as brokers for other exchanges.

Although Independent Reserve reserve isn’t licensed or authorised as a digital asset exchange, part of the companies activities is regulated by AUSTRAC. Under Australian anti-money laundering and counter financing terrorism laws, the company is obligated to report to the Australian Transaction Reports and Analysis Centre (AUSTRAC). AUSTRAC requires reporting entities to follow know-your-customer procedures and report certain transactions to the agency.​

Swyftx Review NZ

How to create an Independent Reserve account

Per Australian regulations and general anti-money laundering best practices, Independent Reserve requires complete identity verification before allowing you to deposit funds and begin trading. The platform also boasts several security features to keep your account safe.

Account verification

To verify your Independent Reserve account, you’ll need to provide the following details:
  • Create a unique username;
  • Create a password to access the account. Always use a unique password that isn’t used for other online accounts you have;
  • Define the purpose of your account and source of funds, for example, your wages or salary;
  • Enter your date of birth, which must match your identity document;
  • Your country of residence;
  • Mobile phone number, which is verified by a one time code sent to you by SMS;
  • Email address, which is verified by clicking a link in an email sent to your inbox;
  • Upload your valid government-issued photo ID, such as a passport or driver's license;
  • You need to upload a selfie with you holding the same government-issued photo ID and a note saying "Independent Reserve DD/MM/YYYY"; and
  • Finally, you need to upload a utility bill or bank statement to verify your address.

Security features

Once your Independent Reserve account is created, you should utilise the accounts security features. 
  • Two-Factor Authentication (2FA): 2FA is a common tool used to protect online accounts. If 2FA is enabled, your accounts cannot be accessed even if your password is compromised. The most common tool for 2FA is the Google Authenticator app, available on iOS and Android devices.
  • Duress password: You can set a duress password which, when entered instead of your standard account password, causes your Independent Reserve account to be suspended for 24-hours. If you’re being coerced to log in to your account or expose your password, the duress password will protect your funds.

Independent Reserve Review NZ

Buying and selling cryptocurrencies on Independent Reserve

Independent Reserve offers various features for trading cryptocurrencies. This section offers an overview of what’s available.

Trading platform & order types

Independent Reserve offers a simple web trading platform that features TradingView charts and simple graphs and tables for showing the order book and market depth chart.
Picture
​The platform supports the following common order types: market orders, limit orders and stop-limit orders. 

Independent Reserve fees

  • Trading fees: Trading fees start from 0.5% and fall based on a 30-day rolling volume-based discount scheme. If you trade more than AU$100,000 cumulatively in the past 30 days, you’ll apply for the first discount tier, which is 0.48%. The lowest trading fee possible is 0.2%, available after trading over AU$20 million.
  • NZD deposits: New Zealand dollar deposits below NZ$5,000 incur a fee of NZ$15.
  • NZD withdrawals: NZ$20 is charged on all withdrawals.
  • Cryptocurrency deposits: Free
  • Cryptocurrency withdrawals: A small fee is applied to all crypto withdrawals. For example, BTC 0.0003 is charged for making a Bitcoin withdrawal, equivalent to NZ$20 (at the time of writing).

Cryptocurrency wallet

Independent Reserve operates a cryptocurrency wallet to support the exchange trading functions. The wallet isn’t designed for general spending of your crypto; it can be better described as an account to perform trading functions. For example, funds from your wallet are blocked to cover limit orders. Similarly, when one of your orders is filled, the funds are settled in your wallet.​

OTC trading desk

OTC stands for over-the-counter. The OTC trading desk is a service for making very large transactions off the exchange. Suppose you wanted to buy $300,000 of Bitcoin, by placing the order on one exchange, it would be filled against many sell orders from the order book, resulting in a worse average price. An OTC trading desk acts as a broker by splitting your order across multiple exchanges. OTC trading offers less slippage and access to deeper liquidity for filling large transactions.

AutoTrader

The AutoTrader feature lets you configure three auto-trading functions: AutoBuy, AutoBasket and AutoSchedule.
  • AutoBuy: If the AutoBuy function is configured, it will automatically use your deposit to buy selected cryptocurrencies when you deposit dollars to your account.
  • AutoBasket: The AutoBasket function is similar to the AutoBuy function, except a basket of multiple cryptocurrencies is purchased. The basket’s contents vary according to their weight in the capitalisation of the entire cryptocurrency market based on CoinMarketCap data. For example, if you deposit $100 to your Independent Reserve account and the current weightings are 70% Bitcoin, 20% Ethereum, 5% Cardano and 5% Ripple, then the AutoBasket strategy will buy you $70 worth of Bitcoin, $20 worth of Ethereum, $5 worth of Cardano and $5 worth of Ripple.
  • AutoSchedule: The AutoSchedule function lets you configure rules to buy specified cryptocurrencies at certain times automatically. For example, if you have $200 in your account, you can schedule to buy $50 of Bitcoin every Monday for the next four weeks.

API trading

​Independent Reserve offers various API technologies to connect to its exchange. The exchange offers connectivity via FIX API for active traders, which is a common messaging protocol used by capital markets participants, such as banks, market makers, prime brokers, and exchanges.
 
The company also offers a JSON-based API for third-party developers to build applications that connect to Independent Reserve servers.

Cryptocurrencies supported by Independent Reserve

​Independent Reserve supports the following cryptocurrencies: Bitcoin, Ethereum, Ripple, Tether USD, Cardano, Aave, Basic Attention Token, Bitcoin Cash, Compound, Dai, Dogecoin, Polkadot, EOS, Ethereum Classic, The Graph, Chainlink, Litecoin, Polygon, Maker, OMG Network, Perth Mint Gold Token, Synthetix Network Token, Uniswap, USD Coin, Stellar Lumens, yearn.finance and 0x 

Buying bitcoin with two local and trusted platforms - Easy Crypto and BitPrime

  • Our bitcoin research highlighted several bitcoin platforms, but few are based in New Zealand and offer transparency. For this reason, we suggest considering the locally-owned (and trusted) Easy Crypto and BitPrime platforms.
  • These two platforms are popular with our users, have esteemed reputations and are trusted by tens of thousands of New Zealanders.
  • Both options are free to join, funded from any New Zealand bank account/card, and have a local support team.
  • Advertising Disclosure: We may earn a referral bonus for anyone that clicks on some of the below links - see our Advertising Policy for more details.
Visit Easy Crypto
Visit BitPrime

Independent Reserve Review NZ

Independent Reserve - Pros and Cons

Pros:
  • Multi-currency order book. Most exchanges supporting multiple base currencies operate independent markets for each currency pair. For example, Binance operates separate order books for BTC/USDT, BTC/EUR, BTC/GBP and BTC/AUD, each with different spreads and depth of market (liquidity). A spot currency exchange operation is performed when you place orders on the Independent Reserve exchange, allowing the platform to consolidate all orders into one exchange.
  • Independent Reserve has a strong reputation in Australia’s blockchain scene and substantial mainstream media recognition. The company seems to take compliance and money laundering risks seriously, which is essential to maintaining the integrity of a cryptocurrency exchange.

Cons:
  • High deposit and withdrawal fees. Because NZD deposits to the Independent Reserve are transferred via SWIFT rather than a local transfer to a New Zealand bank account, the company charges NZ$15 for deposits below NZ$5,000 and NZ$20 for all withdrawals, regardless of value. 
  • Independent Reserve doesn’t offer a mobile application. All trading is directed through the web application, which is inconvenient for many traders who check prices several times throughout the day.
  • The liquidity is lower than other exchanges. For example, there is 38 BTC on the sell-side available to buy at the time of writing. In contrast, the BTC/USDT liquidity on Binance is over 200 BTC on the sell-side. However, the BTC/AUD liquidity on Binance is 57 BTC on the sell-side, comparable to Independent Reserve.
  • The spreads are higher than other exchanges. For example, on Independent Reserve, the current BTC/NZD spread is NZ$790, and the BTC/AUD spread is AU$77, whereas, on Binance, it’s AU$33.1.

Independent Reserve Review NZ

Alternatives to Independent Reserve - Easy Crypto vs BitPrime vs Swyftx vs Binance vs LocalBitcoins

We compare four popular and trusted options below:
Easy Crypto (BitPrime Review alternative)

Easy Crypto

  • Payment methods: POLI instant pay, or local NZ bank transfer
  • Fees: All fees are included in the spread, which is why the bid and offer prices might look higher than other platforms. The fees are around 0.70% to 0.90%. 
  • Minimum order size: NZ$100
  • Settlement: Private wallet
  • Coins available: 109, including Bitcoin
  • Learn more: ​Easy Crypto
BitPrime

BitPrime

  • Payment methods: Bank transfer, POLI, and debit/credit card via third-party payment provider Simplex
  • Fees: Fees depend on the payment method and order size. For card payments, the fee is 5%. For bank transfers below NZ$20,000, the fee is 2.9%, for larger transactions, discounts are available
  • Minimum order size: NZ$100
  • Settlement: Private wallet
  • Coins available: 89 different coins, including Bitcoin. Almost all coins are able to be sourced through their Custom Order page.
  • Learn more: BitPrime
Swyftx

Swyftx

  • Payment methods: To buy Bitcoin with New Zealand dollars on Swyftx, only bank transfers are permitted.
  • Withdrawal fees: Minimum withdrawal of NZ$30 with a NZ$10 withdrawal fee.
  • Trading fees: 0.6% platform fee on the value of the transaction. Swyftx states that it offers high volume discounts.
  • Verification requirements: The steps from signup to trade are simple - first, users create an account (by entering their name and details). Then, Swyftx verifies your ID (via photo ID, phone number and email address) and, once done, asks for a deposit (made via bank transfer). Once the deposit has cleared, users can start trading.
  • Limits: Daily deposit limit up to NZ$50,000, no trading limits.
  • Markets available: Various
  • More details: Visit Swyftx and/or read our Swyftx review.
​Binance​

Binance

  • Payment methods: Debit/credit card via third-party payment provider Simplex
  • Fees: Card processing fees are 3.5% with a minimum fee of US$10. When withdrawing Bitcoin, for example to your private wallet, there is a withdrawal fee of 0.0005 BTC, approximately NZ$28
  • Minimum order size: The minimum order size is the equivalent of US$30, which is approximately NZ$46
  • Settlement: On an account
  • Coins available: With a bank card, you can buy 18 different cryptocurrencies, including Bitcoin. On the exchange, there is hundreds of coins are available to trade once you have an account funded with crypto
  • Learn more: ​Binance​ or read our Binance Review
LocalBitcoins

LocalBitcoins

  • Payment methods: It depends on your agreement with the seller
  • Fees: A fee of 1% is charged to the party which listed the ad on the platform, other fees might be priced into the offer from the seller
  • Minimum order size: The seller sets the minimum order size
  • Settlement: Private wallet
  • Coins available: Bitcoin only
  • Learn More: LocalBitcoins

Independent Reserve Review NZ

Independent Reserve - Frequently Asked Questions

We answer common questions below to help further explain Independent Reserve's offering:

Is Independent Reserve regulated?

Not yet. Independent Reserve is not regulated in Australia, where the company is headquartered, nor is it licensed or registered in New Zealand. The company has recently received Approval in Principle from the Monetary Authority of Singapore to become a regulated provider for digital payment token services. If Independent Reserve is granted a license from the Monetary Authority of Singapore, it will be the company’s first license.

Is Independent Reserve registered with the FSPR?

No. Independent Reserve is not registered with the Financial Service Providers Register in New Zealand.

Do I need to create a Bitcoin wallet to use Independent Reserve?

You do not need to create a cryptocurrency wallet to trade on the Independent Reserve exchange. However, you should always keep in mind that exchanges are a target of hackers who may attempt to steal your cryptocurrency holdings.

Is Independent Reserve available in New Zealand?

Yes. Independent Reserve is available in New Zealand.

Is Independent Reserve a scam?

As a general warning, you should always be careful when dealing with any cryptocurrency company, as scams are high in this niche. Based on the amount of media coverage and high profile partnerships this company has, it seems extremely unlikely that Independent Reserve is a scam. If you’re concerned about Bitcoin scams, read our Bitcoin and Crypto Scams in New Zealand Guide.

What is Blockchain Australia?

Blockchain Australia is an association that advocates for the development of the blockchain sector in Australia. The organisation establishes standards, conducts self-regulation amongst members and aims to build and maintain the sector’s integrity.

Buying bitcoin with two local and trusted platforms - Easy Crypto and BitPrime

  • Our bitcoin research highlighted several bitcoin platforms, but few are based in New Zealand and offer transparency. For this reason, we suggest considering the locally-owned (and trusted) Easy Crypto and BitPrime platforms.
  • These two platforms are popular with our users, have esteemed reputations and are trusted by tens of thousands of New Zealanders.
  • Both options are free to join, funded from any New Zealand bank account/card, and have a local support team.
  • Advertising Disclosure: We may earn a referral bonus for anyone that clicks on some of the below links - see our Advertising Policy for more details.
Visit Easy Crypto
Visit BitPrime

Related Guides
  • ​How to Buy Bitcoin in New Zealand
  • ​​​​How to Buy Ethereum in New Zealand
  • ​Easy Crypto Review
  • BitPrime Review
  • Swyftx Review
  • Kiwi-Coin Review
  • Binance Review
  • ​​Beginner's Guide to Cryptocurrencies
  • New Zealand Bitcoin Exchanges
  • ​Bitcoin in New Zealand
  • How to Buy Ripple in New Zealand
  • How to Buy Cardano in New Zealand
  • Bitcoin and Crypto Scams
  • Bitcoin Wallets
  • ​Joshua Wang YouTube Guide (buying Bitcoin in New Zealand)
EXPLORE
Top Performing KiwiSaver Funds
Best Credit Cards
Sharesies vs Hatch vs Stake
Student Jobs
and Scholarships
Compare Car Finance
LEGAL
How this Website Works
Advertising Policy
Terms & Conditions
Cookies & Data FAQs
Privacy Policy

ABOUT
Contact Us
About MoneyHub

Join our Newsletter
Media and Press Information
Make a Complaint
MEMBERSHIPS
InsurTech NZ
fintechnz member
  • Search
  • Investing
    • Investing Platforms >
      • Reviews >
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • InvestNow Review
        • Kernel Review
        • BlackBull Markets Share Trading Platform Review
        • Jarden Direct Review
        • Flint Wealth Review
        • ASB Securities Review
        • Interactive Brokers
        • Tiger Brokers (NZ) Review
        • Smartshares Review
      • Comparisons >
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • Virtual Stocks and Shares Trading Games
      • Guides >
        • How to Invest in Shares
        • Investing in the US Stock Market from New Zealand >
          • How To Buy Tesla Shares
          • How To Buy Facebook Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing >
      • Guides >
        • Introduction to Investing
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
      • Young People and Investing >
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
      • Investing Calculators >
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing >
      • Guides >
        • Investing Guide
        • Our Favourite Funds
        • Advisers >
          • Financial Advisers Overview
          • Financial Advisers Auckland
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds >
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Investment Scams
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews >
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
      • Calculators >
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
        • Investing Calculators
    • Alternative Investments and Trading >
      • Reviews >
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • BlackBull Markets Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides >
        • How to Invest in Gold
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency >
      • Reviews >
        • Easy Crypto Review
        • BitPrime Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs BitPrime vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides >
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins >
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance >
      • Car Finance Calculator
      • How to Save for a Car
      • Buying a Car Loan vs Personal Loan - What is Better for Buying a Car?
      • Car Loans and Collateral
      • MBI (Mechanical Breakdown Insurance)
      • GAP (Guaranteed Asset Protection Insurance) Insurance
      • Bad Credit Car Loans
      • Paying Cash for a Car vs Car Finance
      • Car Dealership Finance vs Alternatives
      • Balloon Payments
      • How to Refinance Your Car Loan
      • Simplify Loans Review
      • Car Loan Refinance Calculator
    • Personal Loans >
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Low Income Loans
      • Same Day Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Avanti Finance Review
      • Save My Bacon Review
      • Moola Review
      • Harmoney vs Moola
    • Credit Scores & Interest Rates >
      • Credit Scores and Credit Checks 2022
      • How to Build Credit in New Zealand
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps >
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance >
      • Guides >
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews >
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance >
      • House Insurance
      • House Insurance Calculator
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Insurance Brokers >
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance >
      • Cat and Dog Desexing
      • Getting a Kitten
      • Getting a Puppy
      • Pet Euthanasia
    • Life & Health Insurance >
      • Life Insurance >
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs. Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
      • Income Protection Insurance >
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance >
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Air New Zealand Credit Cards >
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Reviews >
      • American Express Credit Cards Review >
        • American Express Airpoints Platinum Review
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
      • Wise Debit Card Review
      • Flight Centre Mastercard Review
    • Guides >
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards >
      • Travel Money Cards
      • Travelex Money Card vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
  • Banking & Savings
    • Banking >
      • Best Bank Accounts
      • Best Debit Cards
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
    • Savings >
      • Best Savings Accounts
      • Best Term Deposits
      • Term Deposit Alternatives
    • Guides and Resources >
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews >
      • Wise International Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials >
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options >
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
    • Alternative Mortgage Options >
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management >
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Amortisation Calculator
      • Mortgage Refinance Calculator
    • Mortgage Brokers >
      • Mortgage Brokers Explained
      • Mortgage Brokers - Auckland
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home >
      • First Home Buyers Checklist
      • Home Buying Glossary
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
    • Selling a Home >
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment >
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House >
      • Average Building Cost Per Square Metre
      • Buying Land to Build a House
      • Construction Loans
      • Cost to Build a New House
  • KiwiSaver
    • Our Favourite KiwiSaver Funds
    • KiwiSaver Essentials >
      • Switching KiwiSaver Funds
      • KiwiSaver and Tax
      • Is KiwiSaver Safe?
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Choosing Your KiwiSaver Provider
      • KiwiSaver Robo and Digital Advice Tools
      • Opting out of KiwiSaver
      • KiwiSaver Calculator
      • What's My PIR?
      • Contributions >
        • How to Check Your KiwiSaver Contributions
        • KiwiSaver Contributions - Gross or Net?
        • Your KiwiSaver Contributions
        • Employer KiwiSaver Contributions
        • Government KiwiSaver Contributions
        • KiwiSaver Contributions Holiday
        • Voluntary Contributions
    • KiwiSaver Returns Calculator
    • Guides >
      • KiwiSaver Hardship Applications
      • Choosing a KiwiSaver Fund
      • Ethical Kiwisaver Funds
      • KiwiSaver Guide
      • KiwiSaver for Kids
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver HomeStart Grant Guide
      • KiwiSaver Private Equity
    • Schemes >
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • MAS KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Westpac KiwiSaver Scheme
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
  • Business
    • Business Essentials >
      • Business Loans
      • Prospa Business Loans Review
      • Business Credit Cards
      • Public Liability Insurance
      • Business Insurance
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators >
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services >
      • Domain Names
      • Trusted Web Designers >
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups >
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • Students
    • Scholarships 2022
    • Jobs >
      • Student Jobs Guide
      • Student CV Templates
      • Student Job Cover Letters
      • Student Job Interview Questions and Answers
      • Summer Internships 2022
      • University and Polytechnic Student CV Templates
    • Money Resources >
      • Student Bank Accounts
      • Student Loans & Allowances
      • Year 13 Essential Checklist
      • Student Money Tips
      • Money in a Nutshell for Teenagers
      • Freebies for School Students
      • Money Tips for Kids and Teenagers
    • Education >
      • What to Study in 2023
      • Alternative Study Providers
      • School Holidays 2022
      • Public Holidays 2022
  • Motoring
    • Buying and Selling a Car >
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Top Cars that Hold Their Value
      • Vehicle Leasing
    • Everyday Driving >
      • 20 Ways to Make Driving Cheaper
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness >
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Footprint Online Wills Review
    • Prenuptial Agreements
    • Trusts Guide
    • Divorce Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Perpetual Guardian
  • Job Hunting
    • Job Applications >
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources >
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies >
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Broadband
  • Power
    • Compare Power Companies
    • How to Lower Your Power Bills
    • Power Companies >
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Energy Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Pulse Energy Review
      • Trustpower Review
  • Financial Independence
    • FIRE Guides >
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
      • Achieving Financial Independence, Faster
    • FIRE Tools >
      • Budgeting Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax >
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
    • Money Tips >
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Tips for Families on a Single Income
      • 20 Ways to Save LOTS on Household Bills
      • Side Hustles
      • Lending Money to Friends & Family
  • Better Living
    • Food & Grocery >
      • My Food Bag vs HelloFresh vs WOOP vs Bargain Box Comparison
      • My Food Bag Review
      • Bargain Box Review
      • HelloFresh Review
      • Woop Review
      • Online Supermarkets
      • Save Money on Food
      • Supermarket Christmas Clubs >
        • New World Christmas Club Review
        • PAK'nSAVE Christmas Club Review
        • Countdown Christmas Club Vouchers
      • Coupons & Deals >
        • Kids Eat Free
    • Entertainment >
      • Streaming TV Services
      • Netflix Review >
        • Best Netflix Movies
        • Best Netflix TV Shows
      • Amazon Prime Video Review >
        • Best Amazon Prime Movies
        • Best Amazon Prime TV Shows
      • Disney+ Review
      • Apple TV+ Review
    • Consumer Rights >
      • How to Get a Refund, Repair or Replacement
      • What To Do If You Do NOT Receive Your Refund
      • The Complete Guide to Renting in New Zealand
    • Free Samples
    • Make Money Online
    • Paid Survey Websites Review
    • Nielsen Homescan Review
    • Nielsen Digital Voice Review
    • Valued Opinions Review
    • Opinion World Review
    • Triaba New Zealand Review
    • Rewardia New Zealand Review
    • School Holiday Activities >
      • Auckland School Holiday Activities
      • Wellington School Holiday Activities
      • Christchurch School Holiday Activities
    • 65+ Best Online Shopping Websites in New Zealand
    • Shoe Size Conversion Guide
    • Affordable Online Clothes Shopping
    • Best Baby Clothes
    • Dress Size Conversion
    • New Zealand Fashion Designers
    • Buy Books Online
    • Black Friday New Zealand Deals
    • Mother's Day Ideas and Gifts
    • Father's Day Ideas and Gifts
    • Daycare Checklist
    • How to Sell on Fiverr
    • Computer & Accessories >
      • Best Printers
      • Computer Desks
    • Gym Memberships Guide
    • Retirement Villages
    • Home & Kitchen >
      • Best Vacuum Cleaners
      • Best Coffee Grinders
      • Best Waffle Makers
      • Best Air Purifiers
      • Best Dehumidifiers
      • Best Treadmills
      • Best Washing Machines
      • Best Air Fryers
      • Best Juicers
      • Best Fridge Freezers
      • Best Mattresses
      • Best Ride-On Lawn Mowers
      • Best Pressure Cookers
      • Best Lawn Mowers
    • Blinds, Curtains and Drapes Auckland
    • Bathroom Renovations Guide
    • Weddings on a Budget
    • Wedding Budget Calculator
    • Trade Me Selling Tips
    • Prezzy Cards
    • Health & Personal Care >
      • Weight Loss Shakes
      • Teeth Whitening
      • Anti-Ageing Creams
      • Hair Straighteners
      • Sunscreen
      • Jenny Craig Review
      • Weight Watchers Review
    • Grammarly Review
    • Moving to New Zealand
  • Trade & Professional Services
    • Auckland Trade & Professional Services >
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services >
      • Arborists Wellington
      • Bathroom Renovations Wellington
      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
      • Dog Boarding Kennels Wellington
      • Dog Daycare Wellington
      • Dog Grooming Wellington
      • Firewood Wellington
      • Glaziers Wellington
      • Gym Memberships Wellington
      • Heat Pump & AC Specialists Wellington
      • Lawn Mowing Services Wellington
      • Mechanics Wellington
      • Panel Beaters Wellington
      • Personal Trainers Wellington
      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services >
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dog Boarding Kennels Christchurch
      • Dog Daycare Christchurch
      • Dog Grooming Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Glaziers Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • Lawn Mowing Services Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
      • Personal Trainers Hamilton
      • Pest Control Hamilton
      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services >
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Glaziers Tauranga
      • Gym Memberships Tauranga
      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
  • Get Our Newsletter