MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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Search

The Best Panel Beaters in Wellington

​Browse top rated panel beating professionals, and know what you should expect to pay
Panel Beaters Wellington
Updated 21 October 2024

Summary:
  • Nothing is more annoying than discovering a car dent. Not only is a getting panel beating inconvenient, it's also an almost-certainly expensive. If you're insured, then you will need to decide whether or not you you claim given the excess costs and affects on your car insurance premiums. The next step involves finding a reliable, skilled and trusted panel beater in Wellington who can fix the damage as quickly as possible.
  • To help you and put you in the strongest position, we've handpicked a list of reliable, affordable and trusted panel beaters in Wellington to save you time and money. Our guide to how much panel beating jobs cost helps pre-empt what you can expect to pay.
  • Some minor dents and dings can be solved with a DIY approach, but you'll need to be careful. We guide you through what you can do if you're happy to sort out the problem yourself first. 

Our Wellington panel beaters guide covers:​​
  • How much does panel beating and smash repairs cost? 
  • When should I claim on my insurance?
  • Trusted Wellington Panel Beaters
  • DIY damage repairs
​

Panel Beaters Wellington

How much does panel beating and smash repairs cost?

What you pay will depend on many different factors, so no repair is like another. The factors that affect your quote include:
  1. Parts required - if the damage means you'll need a new door or panel, then it'll be more expensive than merely repairing some superficial paint damage. 
  2. The time taken to do the work (panel beaters and painters labour) - time is usually charged on a 10-minute basis, so the greater the extent of the damage, the more time spent. A minor scratch will be faster to repair than severe paint damage. 
  3. Your car's make, age and model - European parts can often be more expensive than Japanese or Korean, and if your car is old, finding a replacement door can be tricky.
  4. The type of paint required - does the panel beater need a specialist car paint? If so, there will be an extra cost. 
  5. Whether or not you're insured, and the excess - needless to say, if you're uninsured, you'll have to stump up the entire bill yourself. If you are insured, your excess will usually be anywhere between $250 and $750. If the damage wasn't your fault, claiming from your insurer will likely affect your car insurance premium when you renew. 
  6. If complications arise - it may look like a regular job, but if during the repairs your panel beater finds rust or other damage, the job cost may increase. 

Generally, all things being equal, the cheapest type of cars to fix will be a Toyota Corolla or Mazda Demio, and the most expensive will be a French or German make.  

Nothing is straightforward - it's normal for panel damage repair to look worse than it is when it comes to getting a quote, but conversely, sometimes minor damage can end up costing more than you expect if specialist paint or hands are needed.

What can I expect to pay?

  • The average panel beater job costs around $1,000, but can quickly get to over $3,000 or $5,000. 
  • Scratch repairs and paint damage removal can cost under $1,000.
  • Because no quotes are alike, and knowing that expertise and trust is everything, we have listed Wellington​ panel beaters who have trusted reputations and deliver on quality.
  • We believe those panel beaters who give customers a low price for a quick job can compromise on quality and often lead to problems and more cost later on. 

How does a panel beater charge me?

A bill from a panel beater is usually made up of a number of factors:
  1. Labour charge - this is a set rate, exclusive of GST, often between $80 and $130 per hour. There will often be a minimum first-hour charge.
  2. Parts and materials - this can include doors, paint and anything specific to your repair. There may be a markup as well.
  3. Specialist equipment costs - if your job requires non-standard tools or expertise, you will most likely pay an hourly charge on whatever was used.
  4. GST - the total of 1, 2 and 3 above will be added, and GST (15%) added. 
​

Panel Beaters Wellington

When should and shouldn't I claim on my insurance?

​If you have comprehensive insurance, your policy will likely cover any panel beating costs. But it doesn't always make financial sense to claim on your policy. Depending on the type of insurance, a claim today can increase your policy cost when it comes time to renew or switch car insurers. 

To help explain things more clearly, we identify five common accident scenarios and estimate the cost of panel beating repairs. We aim to help you decide whether it makes sense to claim with your car insurance company or pay for it yourself. 
Damage
Estimate
DIY Repair?
Claim?
​Dented bumper
$400 to $700
Possible
Consider claiming if panel beating cost significantly exceeds excess
Minor paint scratches
$250 to $600
Possible
Claiming is likely to be more cost effective if costs exceed $1,000+
​Deep paint scratches
$500+
​Unlikely
​Claiming is likely to be more cost effective if costs exceed $1,000+
Rear end damage
$500+
​Unlikely
Claiming is likely to be more cost effective if costs exceed $1,000+
For more details about car insurance excesses and quotes in general, visit our car insurance comparison guide.
​

Panel Beaters Wellington

Trusted and Reliable Wellington Panel Beaters Available Right Now

​Our list below, which is no particular order, covers the Wellington area, excluding the Hutt valley. We have selected these panel beaters based on their history of longstanding service within Wellington, location and data extracted from internet reviews on Google Business, Facebook, TradeMe Services, specialist panel beating forums, and other sources.
Wellington Panel and Paint (Rongotai)

Wellington Panel and Paint (Rongotai)

Base: Rongotai, Wellington
Hours: Mon to Fri 7 am – 5 pm 
Google Review rating: 4.7/5
Website:  Wellington Panel and Paint (Rongotai)
Facebook Page: None 
Email address: Not specified 
​Phone:  04 387 8318
Courtesy car? No
 
Customer Feedback:
  • High-quality spray painting
  • Helpful and upfront about the cost
  • Gets the job done as fast as possible
  • Friendly and approachable staff
 
Pros:
  • Offers reasonable price
  • Caters to all types of vehicles 
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Wellington Panel and Paint is an auto body shop in Rongotai that offers quality panel beating and paint services for all types of land vehicles
  • Accepts re-painting and accident repairs 
Edwards Panel & Paint (Lyall Bay)

Edwards Panel & Paint (Lyall Bay)

Base: Lyall Bay, Wellington
Hours: Mon to Fri 8 am – 5 pm 
Google Review rating: 4.6/5
Website:  Edwards Panel & Paint (Lyall Bay) 
Facebook Page: Edwards Panel & Paint (Lyall Bay) 
Email address: [email protected]
​Phone:  04 387 3105
Courtesy car? Yes
 
Customer Feedback:
  • Finishes the work on time
  • Quality panel beating services
  • Offers professional and personalised service
 
Pros:
  • Reasonable prices
  • Provides accurate quotation

Cons:
  • Usually booked and busy 
 
Important Must-know Facts and Services:
  • Edwards Panel & Paint provides private vehicle repair services ranging from minor dents to major collision repairs
  • Uses of the latest technologies to make sure that your car is restored and calibrated to its original form
  • A member of the Motor Trade Association (MTA) and the Collision Repair Association (CRA).
  • Offers premium services for collision repairs, panel beating and insurance works 
Porirua Motor Body Repairs Ltd

Porirua Motor Body Repairs Ltd

Base: Elsdon, Porirua
Hours: Mon to Fri 7:30 am – 5:30 pm 
Google Review rating: 4.5/5
Website:  Porirua Motor Body Repairs Ltd
Facebook Page: None
Email address: [email protected]
​Phone:  04 237 8917 
Courtesy car? Yes
 
Customer Feedback:
  • Does an excellent job at minimal expense
  • Great customer service
  • Willing to go the extra mile for their clients
  • Quality finish and excellent workmanship
 
Pros:
  • Extends their services to motorbike repairs, furniture paint jobs and wheel replacements 
 
Cons:
  • Only accept insurance claim service
 
Important Must-know Facts and Services:
  • Porirua Motor Body Repairs Ltd prides itself as the longest established collision repair shop in Porirua
  • They started operating in 1963, providing panel beating and spray painting services
Heretaunga Collision Repair Centre

Heretaunga Collision Repair Centre

Base: Trentham, Wellington
Hours: Mon to Fri 7:30 am – 4:30 pm, Sat 9:30 am – 12 pm 
Google Review rating: 4.9/5
Website: Heretaunga Collision Repair Centre
Facebook Page: Heretaunga Collision Repair Centre
Email address: [email protected]
​Phone:  04 528 6507 
Courtesy car? Yes
 
Customer Feedback:
  • Friendly and professional service
  • Fast turn around
  • Great client communication and thoroughly explains what needs to be done
  • High-quality finish
 
Pros:
  • Transparent with their job
  • No budget surprises
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Heretaunga Collision Repair Centre has been serving the Wellington and Hutt Valley area for over 11 years
  • Provides professional panel beating and spray painting services for all types of vehicles
  • MTA assured and is an authorised repair centre of Mazda, Holden, Hyundai cars
Rolrich Panel & Spray

Rolrich Panel & Spray

Base: Lower Hutt, Wellington 
Hours: Mon to Fri 7:30 am – 4:30 pm 
Google Review rating: 4.6/5
Website:  Rolrich Panel & Spray
Facebook Page: Rolrich Panel & Spray
Email address: [email protected]
​Phone: 04 568 4837
Courtesy car? Yes
 
Customer Feedback:
  • Shows care about their work and their customers
  • Provides thorough and honest quotes
  • Friendly and knowledgeable staff 
  • Provides top-notch workmanship 
 
Pros:
  • Approved by all major insurance companies
  • Uses the latest colour technology and fully qualified staff
 
Cons:
  • Usually booked and busy 
 
Important Must-know Facts and Services:
  • Rolrich Panel & Spray is a family-owned and operated business servicing the Wellington region for 25 years
  • Ensures that all cars are correctly repaired to manufacturers specifications and that they are safe to use
  • Accepts vehicle repair, panel beating, painting and spray-painting services
Spot On Panel & Paint Ltd (Mount Victoria)

Spot On Panel & Paint Ltd (Mount Victoria)

Bases:  37 Home Street (off Kent Terrace), Mt Victoria
              111 Naenae Road, Lower Hutt 
Hours: Mon to Fri 8am - 5:30pm 
                   Sat 8:30am - 1:30pm

Google Review rating: 5.0/5
Website:  Spot On Panel & Paint Ltd 
Facebook Page: Spot On Panel & Paint Ltd 
Email address: ​[email protected]
​Phone:  04 384 2717
​
              022 098 1779

Courtesy car? Yes
 
Customer Feedback:
  • Friendly, welcoming staff with excellent communication.
  • Fast turnaround time, often completing jobs within a day or a few days.
  • Thorough assessments with upfront pricing provided on the spot.
  • High-quality workmanship, restoring cars to like-new condition.
  • Consistently goes above and beyond, including cleaning cars after service.
  • Accurate color matching and seamless repairs, with no visible differences. 
Pros:
  • Spot On Panel & Paint uses the Cromax Pro paint system for superior color accuracy, reduced material use, and faster turnaround times, while consistently delivering professional-grade results and increased efficiency.
  • Spot On also offers local drop-off services (by prior arrangement) and loan cars when needed.
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Spot On has been handling everything from minor scratches to complete body rebuilds since 1990
  • Also offers additional services such as car grooming, rust repairs, new tyres and wheel alignment, paint protection, WOF, mechanical and electrical work, window replacement, towbar fitting, and headlight bulb upgrades to ensure your vehicle is in top shape.
Alan Rea Panelbeaters & Spraypainters

Alan Rea Panelbeaters & Spraypainters

Base: Lower Hutt, Wellington
Hours: Mon to Fri 8 am – 5 pm 
Google Review rating: 4.7/5
Website:  Alan Rea Panelbeaters & Spraypainters
Facebook Page: None 
Email address: [email protected]
​Phone:  04 568 5422
Courtesy car? No
 
Customer Feedback:
  • Helpful and friendly staff 
  • Assures client of their professional workmanship 
 
Pros:
  • Provides online quote 
  • Answers questions via email
  • Experienced and professional panel beaters 
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Alan Rea Panelbeaters & Spraypainters is a small organisation that is currently servicing the area of Wellington
  • Specialises in providing service in the areas of panel beating, automotive repairs and more
Eastern Hutt Panelbeaters

Eastern Hutt Panelbeaters

Base: Lower Hutt, Wellington
Hours: Mon to Fri 8 am – 4:30 pm 
Google Review rating: 4.9/5 
Website:  Eastern Hutt Panelbeaters
Facebook Page: None
Email address: [email protected]
​Phone:  04 567 8978
Courtesy car? No
 
Customer Feedback:
  • Excellent customer service 
  • Goes the extra mile to achieve the result that a client expects 
  • Impressive service and communication 
 
Pros:
  • Provides lower price with no hidden charges 
 
Cons:
  • None
 
Important Must-know Facts and Services:
  • Eastern Hutt Panel & Paint is a Lower Hutt, Wellington-based repair shop that provides high-quality service for Panel Beaters, Spray Painting, Accident Repair and Insurance claims
Plimmerton Panel & Paint

Plimmerton Panel & Paint

Base: Porirua, Wellington
Hours: Per appointment 
Google Review rating: 4.8/5 
Website:  Plimmerton Panel & Paint
Facebook Page: Plimmerton Panel & Paint
Email address: [email protected]
​Phone:  027 312 1289
Courtesy car? No 
 
Customer Feedback:
  • Excellent and professional service
  • Fast turnaround time with quality result 
  • Helpful and accommodating staff 
  • Provides reliable resolution and information
  • Shows expertise on their services
 
Pros:
  • Provides guaranteed service
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Plimmerton Panel & Paint is an organisation under PRA
  • Specialises their service on panel beating, spray painting, rust repairs, fibreglassing, camper vans and more 
​

Panel Beaters Wellington

DIY damage repairs for small dents and damage

If you're happy to try a DIY approach, minor damage can be tackled with common household tools without the risk of making it worse. 

Small shallow dents (up to 5-8 cm in diameter) – if a flying stone has hit you or had someone back into you ever so slightly, hold a toilet plunger over the centre and apply pressure. When you release tension, the dent should be pulled out, and the panel will fall back into shape. It won't work on corner dents, but if your dent is on the bonnet, roof, boot or door, you may be in luck. This video explains more about what you should and shouldn't do, and the limitations of DIY.

Warning – unless you have the experience, correct tools and confidence, DIY panel beating could make the situation worse. If in doubt, don't proceed. If you see that the dent has ripples or a crease, it's likely only a panel beater is going to be able to help. This may be frustrating due to the small size of the damage, but panel beating is a highly skilled profession for a reason. 

⚠️​ Disclaimer: MoneyHub.co.nz has no financial or otherwise relationship with any businesses listed on this page. The pricing information provided is for informational and guidance purposes only and may not accurately represent the actual quotes or final bills for individual services. No provider has paid to appear on our website, and this list should not be considered comprehensive. Please research and obtain quotes directly from a range of businesses to ensure accurate pricing and suitability for your needs.​

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  • Banking & Savings
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  • KiwiSaver
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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      • Guarantors - Loans and Mortgages
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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    • Health & Personal Care
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  • Trade Services
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