MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Kernel Shares & ETF Investing Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Shares vs Property Investment
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Hamilton
          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Lighthouse Financial Services Review
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Money Sweetspot Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Cove Car Insurance - Real Customer Reviews & Facts
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
      • Open a USD Bank Account from New Zealand
      • Depositor Compensation Scheme (DCS) Explained
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2025
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $500+ Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
      • Attending the Singapore FinTech Festival
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
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    • Reviews
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  • Banking & Savings
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  • KiwiSaver
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  • Travel Insurance
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  • Power
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  • Essential Money Tips
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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  • Trade Services
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    • Hamilton Trade Services
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The Definitive Guide to Critical Illness and Trauma Insurance

Critical Illness and Trauma Insurance NZ
Updated 30 December 2021

Our guide outlines what critical illness and trauma insurance is, what it covers, what it excludes, what it costs, pros and cons, alternatives and must-know facts to help you make an informed decision.

Warning: Before selecting any policy, make sure you read the terms and conditions, exceptions, and exclusions of your policy before you buy it. With critical illness and trauma insurance, there is no room for misunderstandings.

What is Critical Illness and Trauma Insurance?

Trauma insurance, sometimes called critical illness insurance, is designed to protect you and your family from the financial impact of illnesses such as cancer, heart attacks, and strokes. Trauma insurance provides a lump-sum payment that you can use to pay for a wide variety of expenses, including:
  • Mortgage
  • Utilities
  • Car payment
  • Child care
  • Health insurance out-of-pocket costs like excesses and any co-payments
  • Travel expenses
  • Treatments not covered by traditional health insurance or state health care

While health insurance may cover many expenses related to the types of conditions covered by trauma insurance, you will often incur additional expenses that are not covered by your health insurance policy.

Know This First - Do I need trauma insurance?

  1. When considering whether or not to buy a trauma insurance policy, you should ask yourself if you have had a family member get cancer, have a heart attack, or stroke? Do you know a co-worker or friend diagnosed with cancer or that had a heart attack or stroke?
  2. Most of us will answer yes to either or both of these questions. But it is just as important to ask yourself if I was to receive a similar diagnosis would I be able to pay my bills or for other expenses that would come up?
  3. If the answer is no, you should consider purchasing trauma insurance to provide a financial safety net for you and your loved ones.
  4. Even if the answer is yes, trauma insurance is still worth considering given it pays a lump sum benefit to help you through the health challenge you may be having.

You may need trauma insurance if you have:
  • A family who is solely dependant on your income
  • A mortgage or other personal loans
  • Limited savings or an emergency fund to cover expenses if you can't work 
  • A business with ongoing overhead costs

To help you make an informed decision about buying or renewing trauma insurance, our guide covers:
  • What Does Trauma Insurance Cover?
  • Pros and Cons of Trauma Insurance
  • Best Trauma Insurance Policies
  • Alternatives to Trauma Insurance
  • 5 Must-Know Trauma Insurance Facts
  • Trauma Insurance Frequently Asked Questions

Advertising Disclosure: MoneyHub may receive a payment if you make a purchase via our website. Such commercial arrangements have no influence on our independent reviews of financial products. Please refer to our advertising policy for more details.

Trauma and Critical Illness Insurance in a Nutshell - Our View:
  • Trauma and Critical Illness Insurance policy costs vary between insurers - comparing is the best way to get the best deal. Never go direct to an insurer without other quotes in hand. This lets you compare with confidence as you're better informed.
  • Quotes usually include two fees; the premium fee (i.e. the cost of the insurance) and a policy fee (a fee charged by the insurer to administrate your policy). Make sure the quote you receive includes both of these fees.
  • Most policies offer "Total & Permanent Disablement" as an add-on, so don't assume such events (i.e. injuries) are automatically included.
  • Exclusions are common with Trauma and Critical Illness insurance - make sure you understand what's not covered before buying any policy.
  • Every person or couple will have different needs and expectations, which is why our sample quotes are examples only.
  • We strongly suggest using a comparison tool; LifeDirect is the most extensive and offers quotes from multiple leading trauma insurers such as Cigna, AIA, Fidelity and others. All have strong credit ratings, meaning the insurers will pay if you need to replace your income with insurance. And, should you need to claim, LifeDirect handles that too by liaising with the insurer.
Get a quote from LifeDirect
Compare our results

Critical Illness and Trauma Insurance NZ

What Does Trauma Insurance Cover?

Trauma insurance pays a lump sum amount if you suffer a critical illness or severe injury. The specific conditions covered under a trauma insurance policy can vary between different insurance companies. For that reason, it is vital to understand precisely what is covered under a trauma insurance policy.

The product disclosure statement will provide you with the details regarding the coverage you purchase and, just as importantly, what is not covered. Make sure you take the time to thoroughly read and understand it to avoid surprises in the future.


The conditions covered under a trauma insurance policy vary, but most comprehensive policies cover approximately 30 or so different conditions. Some of the most common conditions covered include:
  • Cancer
  • Heart Attack
  • Stroke
  • Other Terminal Illnesses 
  • Coronary artery bypass
  • Aorta surgery

Other conditions that may be covered depending on the policy you choose include things like:
  • Alzheimer's disease
  • Blindness
  • Chronic liver illness
  • Chronic lung disease
  • Head trauma
  • Parkinson's disease
  • Severe burns
  • Diabetes 

One of the main benefits of a trauma insurance policy is its flexibility by giving you a lump sum cash payout. This allows you and your family to determine what you want and need to use that money for. It could be to pay for medical services that are not covered or for a hotel room so your loved ones can be nearby when you are receiving treatment.

What does trauma insurance not cover?

When you buy trauma or any other type of insurance, it is important to understand the benefits provided by the policy. However, it is equally important to understand the exclusions and waiting periods applicable to your policy.

Several exclusions are common with trauma insurance, and there are waiting periods that can apply as well. The specific details regarding exclusions and waiting periods will vary depending on the insurance provider you purchase your policy from. Some standard exclusions include:
  • Death from suicide within the first 13 months of the policy
  • An intentionally self-inflicted injury that results in a traumatic event
  • Any other traumatic event not listed on the policy
  • A 90 day qualifying period also often applies. In many cases, no benefits will be paid if you are diagnosed with a traumatic condition during your qualifying period.

Critical Illness and Trauma Insurance NZ

Pros and Cons of Trauma Insurance

Pros
  • Trauma insurance can provide financial assistance to help pay for out-of-pocket costs associated with a particular set of diseases. If you are diagnosed with a condition that meets the policy requirements, you will receive a lump sum payout that you can use to help pay for any expenses you may incur.
  • Since trauma insurance covers specific illnesses, it can offer significant coverage at a competitive price.
  • In many cases, a trauma insurance policy will cover you even if you are diagnosed and receive treatment in a foreign country. Additionally, since you can use the payout for anything you choose, you can use it to pay for medical treatment abroad if you decide to seek medical assistance in another country.
  • Trauma insurance policies pay you directly; they are not paid out to your doctor or any other health care professional or facility.
  • The lump-sum payment you receive from your trauma insurance policy is tax-free. That means if your policy makes a $10,000 payout, that's how much you'll get.

Cons
  • The most significant con of trauma insurance is that the payout I sonly made when a traumatic illness is diagnosed. A doctor must confirm that your condition meets the definition of the conditions covered by your policy which can be somewhat narrow. If your condition falls outside of the definitions laid out in your policy, no payment is made.
  • The types of conditions defined as covered by insurers can be very specific and narrow. This is why it is critical to understand your policy coverages and details and work with an insurance expert experienced with these policies if you have questions or want to make sure you fully understand how the policy works. There is no guarantee that you will receive a payment even if you are diagnosed with a critical illness that may seem like the policy should cover it.

After carefully weighing the pros and cons of trauma insurance, you can select a policy for yourself or your loved ones. It bears repeating; make sure you read the terms and conditions, exceptions, and exclusions of your policy before you buy it.

Compare Trauma Insurance NZ

Comparison: Best Trauma Insurance Policies

We used LifeDirect to prepare the quotes below for a 35 year old make, 45 year old male and 40 year old male and female couple, each with a $50,000 payout.

Our Results:
  • Trauma and Critical Illness Insurance policy costs vary between insurers - comparing is the best way to get the best deal. Never go direct to an insurer without other quotes in hand. This lets you compare with confidence as you're better informed.
  • Quotes usually include two fees; the premium fee (i.e. the cost of the insurance) and a policy fee (a fee charged by the insurer to administrate your policy). Make sure the quote you receive includes both of these fees.
  • Most policies offer "Total & Permanent Disablement" as an add-on, so don't assume such events (i.e. injuries) are automatically included.
  • Exclusions are common with Trauma and Critical Illness insurance - make sure you understand what's not covered before buying any policy.
  • Every person or couple will have different needs and expectations, which is why our sample quotes are examples only.
  • We strongly suggest using a comparison tool; LifeDirect is the most extensive and offers quotes from multiple leading trauma insurers such as Cigna, AIA, Fidelity and others. All have strong credit ratings, meaning the insurers will pay if you need to replace your income with insurance. And, should you need to claim, LifeDirect handles that too by liaising with the insurer.

Important: Prices are displayed as fortnightly charges and include the policy fee and administration fee.
Insurer
35 Year Old Male
Non-Smoker

$50,000 cover
(standalone)
45 Year Old Male
Non-Smoker

$50,000 cover
(standalone)
40 Year Old Male and Female
Non-Smokers

$50,000 cover each ($100,000 in total, standalone)
Cigna
$7.42
$16.20
$17.84
Fidelity Life
$4.64
$13.11
$15.02
AIA
$7.94
$17.70
$19.41
Asteron Life
$7.41
$17.30
$21.63
Partners Life
$10.21
$18.84
$20.48
Get a quote from LifeDirect

Critical Illness and Trauma Insurance NZ

Alternatives to Trauma Insurance

In addition to trauma insurance, some additional insurance products can provide financial support if you become sick or injured. These alternatives include the following types of insurance:

1. Income Protection Insurance
  • Income protection is an insurance product that provides a monthly benefit to replace your income if you cannot work due to illness or injury.
  • In general, payments under incomer protection insurance policies will replace between 75-85% of your income.
  • These types of policies like trauma insurance are designed to provide a financial safety net if you cannot work due to an illness or injury.
  • To make a claim on your income protection insurance, you must provide the insurance company proof that you are disabled and cannot work. This is different from trauma insurance that will pay if you are diagnosed with a specific condition. 

2. Accidental Injury Insurance
  • Personal accident and injury insurance policies provide a monthly or lump sum benefit if you are unable to work after an injury or accident. However, due to ACC, this type of insurance is uncommon (only AIA offer this for individuals, and Chubb offers it for workplaces).
  • Similar to trauma insurance, personal accident payouts may be used to pay for out-of-pocket expenses related to your injury or and other expenses you may have.
  • These policies are another way to provide the peace of mind that you will be able to cover medical or daily living expenses if you are unable to work due to an accident.
  • When you buy a personal accident policy, there is a waiting period before your policy pays out and a defined benefit payout period. The waiting period is a set amount of time you have to wait after your injury before submitting a claim.
  • The waiting period can be as short as two weeks or as long as three months. The benefit period is a set amount of time during which you can claim the benefit. In general, the maximum monthly claim length is between two and five years, depending on the insurer and policy you buy.

Trauma and Critical Illness Insurance in a Nutshell - Our View:
  • Trauma and Critical Illness Insurance policy costs vary between insurers - comparing is the best way to get the best deal. Never go direct to an insurer without other quotes in hand. This lets you compare with confidence as you're better informed.
  • Quotes usually include two fees; the premium fee (i.e. the cost of the insurance) and a policy fee (a fee charged by the insurer to administrate your policy). Make sure the quote you receive includes both of these fees.
  • Most policies offer "Total & Permanent Disablement" as an add-on, so don't assume such events (i.e. injuries) are automatically included.
  • Exclusions are common with Trauma and Critical Illness insurance - make sure you understand what's not covered before buying any policy.
  • Every person or couple will have different needs and expectations, which is why our sample quotes are examples only.
  • We strongly suggest using a comparison tool; LifeDirect is the most extensive and offers quotes from multiple leading trauma insurers such as Cigna, AIA, Fidelity and others. All have strong credit ratings, meaning the insurers will pay if you need to replace your income with insurance. And, should you need to claim, LifeDirect handles that too by liaising with the insurer.
Get a quote from LifeDirect
Compare our results

Critical Illness and Trauma Insurance NZ

5 Must-Know Trauma Insurance Facts

Below are five of the most important facts to know about trauma insurance:
  1. Trauma insurance only covers a specific set of illnesses, and while it is limited in its coverage, this allows the policies to provide significant coverage at a competitive price.
  2. Trauma insurance provides a lump-sum benefit, and you can choose what you want to spend than money on. You can use it to pay for medical expenses, your mortgage, travel costs, or even to pay someone to clean your house while you recover. There are no limitations as to what you can use the money for.
  3. It can be very beneficial to work with someone who is an expert in the area of trauma insurance to ensure you find the right policy to fit your needs. There are many different trauma insurance policies available from many insurance companies—each one with its own unique set of policy triggers, exclusions, and options. Working with an insurance broker will usually ensure you get a policy that provides you with the coverage you are looking for within your budget.
  4. The most common claims for trauma insurance are cancer, heart attack, coronary bypass, and stroke. With advances in medical care and treatment, these diagnoses are no longer a death sentence, and with proper care, you can return to a healthy, active lifestyle. Having trauma insurance provides you with a financial cushion allowing you to focus on recovery and not worry about your finances.
  5. Trauma insurance is often part of an overall financial plan. Reviewing your current financial situation, health insurance coverage, life insurance, and other factors that influence you and your family's overall financial picture, you can determine the level of trauma insurance that is right for you.

Critical Illness and Trauma Insurance NZ

Trauma Insurance Frequently Asked Questions

Everyone has a unique family and personal situation when they consider trauma insurance. We anticipate some of the questions you may have below:

What does trauma insurance cover?

The specific conditions covered under a trauma insurance policy can vary from one insurance company to another. However, most comprehensive policies cover cancer, heart attack, and stroke in addition to a much longer list of other conditions. Be sure to review the list of covered conditions under the specific policy you buy to avoid any surprises in the future.

How much trauma insurance is right for me?

The answer to this question depends on your individual situation, which is why working with an insurance broker can help you determine how much coverage you are comfortable with and can afford. When choosing the level of coverage appropriate for you, you will take several variables into account, including rehabilitation costs, medical expenses, income replacement, and other financial responsibilities.

How are trauma insurance claims paid?

Trauma insurance claims are paid out as a lump sum for you to use however you choose, giving you the financial freedom to focus on your recovery and ensuring your expenses are covered.

What will I have to provide if I file a claim?

Your insurance company will most likely request you provide medical records relating to the illness you are claiming for. Your doctor should be able to provide the information the insurance company needs to process your claim.

Do I need trauma insurance?

A severe illness can have a significant impact on your finances. If you are the primary earner for your family and have a major trauma like a heart attack, you may be unable to work for months. This can put your family under severe financial strain as mortgage payments and other expenses stack up.

Statistics show that you are more likely to recover from a major trauma than to die if you are younger than 70. While you may recover from the trauma, you may never recover from the financial impact. Trauma Insurance provides a financial safety net to ease your concerns about the financial implications of a traumatic medical illness.


Trauma and Critical Illness Insurance in a Nutshell - Our View:
  • Trauma and Critical Illness Insurance policy costs vary between insurers - comparing is the best way to get the best deal. Never go direct to an insurer without other quotes in hand. This lets you compare with confidence as you're better informed.
  • Quotes usually include two fees; the premium fee (i.e. the cost of the insurance) and a policy fee (a fee charged by the insurer to administrate your policy). Make sure the quote you receive includes both of these fees.
  • Most policies offer "Total & Permanent Disablement" as an add-on, so don't assume such events (i.e. injuries) are automatically included.
  • Exclusions are common with Trauma and Critical Illness insurance - make sure you understand what's not covered before buying any policy.
  • Every person or couple will have different needs and expectations, which is why our sample quotes are examples only.
  • We strongly suggest using a comparison tool; LifeDirect is the most extensive and offers quotes from multiple leading trauma insurers such as Cigna, AIA, Fidelity and others. All have strong credit ratings, meaning the insurers will pay if you need to replace your income with insurance. And, should you need to claim, LifeDirect handles that too by liaising with the insurer.
Get a quote from LifeDirect
Compare our results

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  • ​Life Insurance
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  • Life Insurance Calculator
  • Life Insurance - Buying Direct vs Using a Broker
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  • Insurance
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      • Reviews & Policy Comparisons
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  • Credit Cards
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    • Reviews
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        • Where is AMEX Accepted?
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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      • Depositor Compensation Scheme (DCS) Explained
    • Savings
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    • Guides and Resources
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    • Reviews
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  • Mortgages
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    • Alternative Mortgage Options
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      • Remortgaging Guide
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    • Mortgage Brokers
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      • LifeDirect Mortgages Review
    • Buying a Home
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      • NZCB Review
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  • KiwiSaver
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      • KiwiSaver Must-Know Facts
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  • Business
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    • For Startups
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  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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  • Travel
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    • Air New Zealand Specific
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    • Lounges, Upgrades, Car Hire & More
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    • Best of New Zealand
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    • Foreign Currency Exchange
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  • Travel Insurance
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      • Australia and the Pacifc
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      • Americas & Africa
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    • Specific Risk Cover
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    • Essential Information
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      • How to Renew a New Zealand Passport
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  • Mobile & SIM
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  • Broadband
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  • Power
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    • Electric Vehicle Power Plans
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    • Power Companies
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  • Essential Money Tips
    • Must-Read Lists & Tips
      • Fleeced Kiwi Awards 2025
      • 10 Things to Do Differently with Money in 2025
      • 10 Signs You’re in Financial Danger
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      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Frugal Decisions That Often Backfire
      • 20 Money Habits that Keep You Poor
      • 20 Supermarket Ripoffs
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
      • Bailing Out Your Partner Financially
      • Financial Red Flags in a Relationship
      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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    • Valuable Insights
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      • Can the Average New Zealander Become a Millionaire?
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      • 15 Great Things New Zealanders Can be Optimistic About
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      • Stealth Wealth
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      • Dental Costs
      • Charities in New Zealand
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    • Challenging Economic Conditions
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      • How to Protect Your Finances from Inflation
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
    • FIRE Guides
      • How Much Money Do You Need to Retire Comfortably in New Zealand
      • Retirement in a Nutshell
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      • Financial Freedom by 50
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      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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      • CAP (Christians Against Poverty) Review
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      • Getting into Debt to Meet Short Term Living Costs
      • Bankruptcy Guide
    • Tax
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      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Choosing an Accountant
      • Tax Refunds
  • Life Essentials
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      • Make Money Online
      • Paid Survey Websites Review
        • Ipsos iSay Review
        • Nielsen Homescan Review
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        • Valued Opinions Review
        • Opinion World Review
        • Triaba New Zealand Review
        • Rewardia New Zealand Review
      • Free Samples
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      • Hosting International Students
      • How to Sell on Fiverr
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    • Kids Eat Free
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    • Meal Kits & Supermarkets
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      • HelloFresh Review
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      • Supermarket Christmas Clubs
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    • Entertainment
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      • Disney+ Review
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    • Consumer Rights
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      • Tenant and Landlord Obligations & Rights
    • School Holiday Activities
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    • Shopping Resources
      • 65+ Best Online Shopping Websites in New Zealand
      • Shoe Size Conversion Guide
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      • Black Friday New Zealand Deals
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    • Living Essentials
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    • Wedding Resources
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    • Home & Kitchen
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      • Best Mattresses
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      • Best Ride-On Lawn Mowers
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      • Best Meat Thermometers
      • Best Printers
      • Best Computer Desks
      • Best Antivirus, Anti-Malware and Internet Safety Habits
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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