MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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Is Air New Zealand Koru Membership Worth the Price? Our 2025 Update Explains What You Need to Know

In this guide, we look at the costs of Koru membership, how to get it for cheaper (or free), the pros and cons and must-know considerations.
Koru Membership Review NZ
Updated 26 December 2024
Summary
  • Air New Zealand charges around $800 per year for airport lounge access, priority check-in and luggage benefits, among other benefits. However, how often you fly and how much time you want to spend at the airport will determine the actual value of a Koru membership.
  • The standard membership fees published by Air New Zealand can be significantly reduced. For example, the $255 joining fee, outlined here, can easily be avoided in several ways using a qualifying credit card (one example being the American Express Airpoints Platinum card). Such cards also discount the annual membership fees.
  • Not all airports have lounges - Whangarei, Kerikeri, Rotorua, Taupo, Gisborne, Timaru and Hokitika together see 100+ flights a week but do not offer Air New Zealand lounges.

Our guide covers:
  • Is Koru Membership Good Value for Money?
  • Koru Membership – Benefits and Must-Know Facts
  • Doing the Numbers – is Koru Membership Worth the Cost?
  • How to Cut the Cost of Koru Membership (and get it for free)
  • Koru Membership Pros and Cons

Know This First: Do you have a Platinum Airpoints Credit Card?
  • Hundreds of thousands of New Zealanders have 'platinum' credit cards from ANZ, Kiwibank and Westpac, alongside their 'regular' Airpoints-earning credit cards.
  • Our research shows these bank-issued cards frustratingly earn around 50% to 55% of the Airpoints Dollars for every dollar spent compared to the AMEX Airpoints Platinum card, despite a similar annual fee.
  • This means you have to spend nearly twice as much to earn the same number of Airpoints Dollars (vs the AMEX card). And the banks have cut perks like lounge access when AMEX hasn't.
  • We're not impressed. Our comparison research is published below - if you have one of these cards, we suggest reading the card you have vs AMEX:
  • ANZ Airpoints Platinum vs AMEX Airpoints Platinum
  • Kiwibank Airpoints Platinum vs AMEX Airpoints Platinum
  • Westpac Airpoints Platinum vs AMEX Airpoints Platinum

Advertising Disclaimer: MoneyHub may earn a referral bonus for anyone that’s approved through some of the below links. Our research and findings are independent of any airline, bank, credit card issuer, or product manufacturer/service provider, and have not been endorsed by any of these entities. Please see our Advertising Policy for more details about how we make money.

MoneyHub Founder Christopher Walsh shares his views:

"I've had a few airline loyalty programs in my time – everything from Qatar Airways Platinum down to Qantas Bronze. As a long-standing Air New Zealand Gold Airpoints member, I believe the most valuable benefit of Koru membership is access to the lounges. Fourteen domestic and seven international lounges open their doors to you as a member.

I would
give up all the Airpoints Gold benefits – extra bags, seat selection, priority boarding, etc. to keep the lounge access benefit. I believe others would do the same. Koru membership benefits closely shadow the Airpoints Gold benefits when flying Air New Zealand. How valuable Koru membership is will depend on how often you fly and where you fly to and from.

Aside from the lounge access, I would argue that everything else is probably of little value or can be purchased separately. For example:
  • Priority check-in is near-useless if you're flying without bags, and all domestic airports have kiosk check-in to save time and avoid lines.
  • Priority boarding is nice, but most elite travellers will confirm that when a boarding call is made, the line to board is usually long and "unprioritised" by the time they get to the gate after leaving the lounge.
  • Furthermore, baggage privileges are limited to one additional complimentary piece of checked baggage (up to 23kg). But to get this, you'll need to buy at least a seat+bag fare to take advantage; it's not common for most travellers to need to check in two bags regularly unless their work demands it.

As you decide what's right for you, please read our guide closely - the last thing I want you to do is overpay for membership if you end up applying. Our tips below are designed to save you money".
MoneyHub Christopher Walsh

Know This - Koru Membership, Flying More for Less, and the Airpoints Credit Card Disparity

Earning Airpoints from a credit card is arguably one of the fastest and cost-effective ways to build up a balance. Unless you're flying a lot for work, most New Zealanders will earn 5-10 Airpoints Dollars per flight (unless expensive/flexible airfares are booked). Over a year, that's probably around 40-100 Airpoints Dollars. However, if you spend $2,500 a month on groceries, petrol and general expenses, you can earn over 500 Airpoints Dollars a year with the right high-earning credit card. 

The problem is not every Airpoints credit card is equal. The banks are reducing the earning ratio of their Airpoints Dollars-earning credit cards while cutting back on other benefits. Most disappointing is when it comes to 'Platinum' credit cards:
  • Our research shows these bank-issued cards frustratingly earn around 50% to 55% of the Airpoints Dollars for every dollar spent compared to the AMEX Airpoints Platinum card, despite a similar annual fee.
  • This means you have to spend nearly twice as much to earn the same number of Airpoints Dollars (vs the AMEX card). And the banks have cut perks like lounge access when AMEX hasn't.
  • We're not impressed. Our comparison research is published below - if you have one of these cards, we suggest reading it:
  • ANZ Airpoints Platinum vs AMEX Airpoints Platinum
  • Kiwibank Airpoints Platinum vs AMEX Airpoints Platinum
  • Westpac Airpoints Platinum vs AMEX Airpoints Platinum
Our view is simple - flying Air New Zealand is a lot more cost-effective with an American Express card than any other credit card. Best of all, the annual fee is in line with bank cards and the card benefits arguably exceed the bank-issued cards, which makes it our Favourite Airline Credit Card in our 2024 Editor's Choice Awards.

We continue to challenge the 'deals' offered by banks (this Stuff.co.nz column is one example) and believe there is a reliance of New Zealanders accepting inferior credit card rewards because it's convenient. However, we don't see an American Express as an inconvenience.

Conclusion: If you are looking to pay for a Koru membership, we believe it's most cost-effective with a credit card that earns the highest Airpoints Dollars - this continues to be the American Express Platinum Airpoints Card. However, as always, if you are in any doubt about what you can afford, the best Airpoints credit card is likely to be "no credit card".
AMEX Airpoints Platinum
VIsit American Express
Visit Air NZ Koru

Koru Membership Review NZ

Is Koru Membership Good Value for Money?

It all depends on how much you travel. As Air New Zealand doesn't offer paid access to domestic lounges or domestic business class, Koru membership (or premium Airpoints qualification) is the only way to get in the door. The benefits of priority check-in, priority seating selection, an additional bag and lounge access for you and a guest all come in one membership. 

Our view is simple:
  • If you fly alone and 1-5 times per year, Koru membership is probably not worth it. You'll be paying around $100 per trip for the benefits. However, if you're flying away for the weekend and not checking in bags, the benefits are further limited.
  • If you fly 5-8 times per year as a couple, the economics are better. That is at least 20 visits to an airport with a lounge (five flights outbound, five on the return, with one visit each per person), you're paying around $30 per entry per person. If you're booking low-cost seat or seat+bag fares, you're unlikely to fly enough to reach Airpoints Gold, so Koru membership is the only realistic way to access lounges.
  • If you fly 8-10+ times per year as an individual, Koru membership is likely to be very useful. This is because planes get delayed, so a lounge makes it more comfortable and WIFI is always available. In addition, the jet-area lounges in Auckland, Wellington and Christchurch have showers, and if you need to change planes via a main centre, access to a lounge becomes more convenient.
  • Related guide: The Fastest Way To Earn Air NZ Status Points

Koru Membership Review NZ

Koru Membership – Benefits and Must-Know Facts

In this section, we expand on the benefits of Koru membership and ways to save money on the joining fee and annual fees.

Who is Koru Membership for?

Koru Membership runs parallel to the Air New Zealand Airpoints program. It is aimed at people who don't fly enough (or buy status points-heavy airfares) to qualify for Gold or Gold Elite level Airpoints membership. Koru membership offers a similar level of benefits to premium Airpoints members and anyone flying in business class overseas.

What Does Koru Membership Cost?

  • There's a one-off joining fee of $255, which covers setting up your membership.
  • You then select how long you'd like to be a member for - one year ($834), two years ($1,459) or five years ($3,374). The longer the period you prepay, the cheaper the annual cost.
  • Prepaying too far in advance is not without the danger of overpaying should your travel habits change - Air New Zealand makes its refund policy clear: Koru membership costs are not refundable and won't be put on hold should your Airpoints tier status change to Gold or Gold Elite member. In such instances, your Koru membership will run for its full term and is non-transferable. This means you'd have paid for Koru membership, but the benefits would all come free via Airpoints.
  • Alternatively, if you sign up for two or five years and then stop flying, there's no chance of a refund.

For most people, the total up-front cost of joining Koru as a new member (including the one-off $255 fee) comes out at:
  • One year: $1,089
  • Two years: $1,714
  • Five years: $3,629

Renewal: You can renew your Koru membership by paying the same annual fee. However, if your membership period finishes and you don't renew, you'll need to pay the $255 joining fee again.

Understanding the Koru Lounge Access Benefit

The most valuable benefit of Koru membership is lounge access ahead of Air New Zealand flights for the member and one guest who is travelling with you. There are around thirty lounges to access worldwide, as outlined below:
  • Domestic Air New Zealand lounges: There are currently fourteen, but you won't find them in Whangarei, Kerikeri, Rotorua, Taupo, Gisborne, Timaru and Hokitika. More details of where they are and what they look like can be found on Air New Zealand's domestic lounge directory and the regional lounge directory.
  • International Air New Zealand lounges: Air New Zealand operates many lounges for its international flights. There are three in New Zealand (Auckland, Wellington and Christchurch) and lounges in Perth, Melbourne, Sydney, Brisbane, Nadi and Rarotonga. These lounges are single-class, meaning business class passengers use the same facilities. More details can be found on the international lounge directory.
  • International Partner lounges: Air New Zealand doesn't operate lounges everywhere, so it uses "partner" facilities in many locations. Examples include Los Angeles, Singapore and Hong Kong. Koru members have full access to a lounge at such locations. More details are found on the partner lounge directory.
  • International Partner Airline lounges: If you've booked an Air New Zealand ticket with an Air New Zealand flight number (i.e. starting with an NZ), the following airlines recognise Koru membership:
  1. Air China: Koru members, travelling between Auckland and Beijing with Air China can access the Air New Zealand lounge in Auckland and the Air China lounge in Beijing.
  2. Cathay Pacific - Koru members, travelling between Auckland and Hong Kong with Cathay Pacific can access the Air New Zealand lounge in Auckland and the Thai Airways lounge in Hong Kong.
  3. Singapore Airlines: Koru members, travelling between Auckland or Christchurch and Singapore with Singapore Airlines can access the Air New Zealand lounge in Auckland or Christchurch and the SATS lounge in Singapore.
  4. United Airlines: Koru members travelling between Auckland and San Francisco with United Airlines can access the Air New Zealand lounge in Auckland and receive a drink voucher in San Francisco.

Lounge Access for Children
  • If you have children, Koru membership has added value.
  • Koru members can bring up to a maximum of three children aged between 3 and 17 years (inclusive) into Air New Zealand Domestic and International Lounges on a complimentary basis (if space is available). Children aged two years and under can access a lounge too.
  • This means that in addition to a guest (i.e. partner), a family of up to five (with children aged 17 or below) can access a Koru lounge with one membership.

Qantas Domestic Lounges in Australia
Koru members do not have access to Qantas Domestic Australia Club lounges when travelling on Air New Zealand codeshare flights. This means if you've booked an Air New Zealand ticket to, for example, Hobart via Sydney, you wouldn't be able to use the Qantas lounge at Sydney airport during your transit. This is a benefit reserved for Air New Zealand's Gold, Gold Elite and business class passengers.

Further Benefits of Koru Membership:

It's arguable that while the lounges are the biggest benefit, there are a host of other perks which make membership convenient. We outline these below:

1. Priority check-in
Koru members can access the Premium check-in areas/desks, avoiding lines and self-check-in kiosks.

2. Additional Air New Zealand baggage allowance
When travelling with Air New Zealand, Koru members can check-in another bag (up to 23kg) if they have purchased a seat+bag fare (or higher). This pushes the standard economy allowance from 23kg to 46kg.

3. Priority baggage
Check-in bags are tagged "priority – Koru" and are some of the first to appear on the baggage reclaim belt on arrival.

4. Complimentary frequent flyer seating
Koru members don't need to pay to select their seats and receive complimentary access to Air New Zealand's reserved frequent flyer seating areas located towards the front of the economy cabin. This saves lots of time getting off a plane and is a valued benefit enjoyed by many Koru members. You can't book these seats unless you're a Elite, Gold or Koru member.

Koru Membership Review NZ

Doing the Numbers – Is Koru Membership Worth the Cost?

When deciding whether Koru membership is worth it for your travels, the best starting point is to estimate how many times you expect to fly in the next twelve months. Our examples explain more:

Example 1: Taking five return trips (10 flights) per year and visiting the lounge up to 10 times.
  • If you signed up and paid the annual fee, the total cost is $1,089 – so the cost per visit is around $109. This is much more than the cost of a meal and drink at any airport.
  • However, if you have a guest with you, the cost per visit drops to around $55.
  • Of course, lounge access isn't the only benefit of a Koru membership, so you'll need to evaluate how important the other perks (outlined above) are.

Example 2: Taking ten return trips (20 flights) per year and visiting the lounge up to 20 times.
  • This works out to be around $55 per visit or $28 if you're with a guest.
  • Add in children 17 years and under, and it's even more cost-effective.

Koru membership isn't for everyone. You may prefer to order off a menu and choose a drink from an extensive list. If so, your best bet is likely to be a nice airport café or restaurant while you wait. And even at airport prices, $1,089 can go a long way for the occasional traveller.

Know this: Even if you fly once a month, you're unlikely to reach Airpoints Gold
  • Most Air New Zealand flights earn 5-15 status points per sector. So even if you fly 20 flights a year, you'll earn between 100 and 300 status points, whereas Gold requires you to earn 900 status points.
  • For this reason, Koru membership gives many of the benefits of a top-tier frequent flyer at a fixed annual cost.
  • However, if you do reach Gold (or higher) as a Koru member, the benefits start right away, but you won't be refunded for the unused Koru benefits.

Other Ways to Get Air New Zealand Lounge Access

Air New Zealand lounges aren't just for Koru and premium Airpoints members. There are other ways to gain access:
  1. ​Travel with a qualifying member – if you're on the same flight as someone with Airpoints Gold (or higher) or has Koru membership, they can guest you in.
  2. Reach Silver Airpoints status: Silver members receive one complimentary lounge entry per year.

Koru Membership Review NZ

How to Cut the Cost of Koru Membership (and get it for free)

By getting a qualifying credit card, you can save up to 45% in your first year (and up to 23% every year you renew). We explain how:
  • The American Express Airpoints Platinum Card, Kiwibank Airpoints Platinum Visa and ANZ Airpoints Visa Platinum offer cardholders a $255 saving on the joining fee (reducing it to $0) and an annual $145 saving on the membership fee.
  • In addition, the annual credit card fees charged by any of the three cards are well below the Koru joining fee.
  • This means joining, and a one-year membership costs around $400 less using a qualifying credit card compared to joining irectly with Air New Zealand.

Do you want Koru membership for around $145 per year? American Express offers 300 bonus Airpoints Dollars when you apply for their Airpoints Platinum Card card, are approved and spend $1,500 on your new card within the first 3 months. New Card Members only. You can then put your 300 free Airpoints towards Koru membership given the card waives your joining fee and offers the $145 a year discount which brings down the total cost.

Know This - Koru Membership, Flying More for Less, and the Airpoints Credit Card Disparity

Earning Airpoints from a credit card is arguably one of the fastest and cost-effective ways to build up a balance. Unless you're flying a lot for work, most New Zealanders will earn 5-10 Airpoints Dollars per flight (unless expensive/flexible airfares are booked). Over a year, that's probably around 40-100 Airpoints Dollars. However, if you spend $2,500 a month on groceries, petrol and general expenses, you can earn over 500 Airpoints Dollars a year with the right high-earning credit card. 

The problem is not every Airpoints credit card is equal. The banks are reducing the earning ratio of their Airpoints Dollars-earning credit cards while cutting back on other benefits. Most disappointing is when it comes to 'Platinum' credit cards:
  • Our research shows these bank-issued cards frustratingly earn around 50% to 55% of the Airpoints Dollars for every dollar spent compared to the AMEX Airpoints Platinum card, despite a similar annual fee.
  • This means you have to spend nearly twice as much to earn the same number of Airpoints Dollars (vs the AMEX card). And the banks have cut perks like lounge access when AMEX hasn't.
  • We're not impressed. Our comparison research is published below - if you have one of these cards, we suggest reading it:
  • ANZ Airpoints Platinum vs AMEX Airpoints Platinum
  • Kiwibank Airpoints Platinum vs AMEX Airpoints Platinum
  • Westpac Airpoints Platinum vs AMEX Airpoints Platinum
Our view is simple - flying Air New Zealand is a lot more cost-effective with an American Express card than any other credit card. Best of all, the annual fee is in line with bank cards and the card benefits arguably exceed the bank-issued cards, which makes it our Favourite Airline Credit Card in our 2024 Editor's Choice Awards.

We continue to challenge the 'deals' offered by banks (this Stuff.co.nz column is one example) and believe there is a reliance of New Zealanders accepting inferior credit card rewards because it's convenient. However, we don't see an American Express as an inconvenience.

Conclusion: If you are looking to pay for a Koru membership, we believe it's most cost-effective with a credit card that earns the highest Airpoints Dollars - this continues to be the American Express Platinum Airpoints Card. However, as always, if you are in any doubt about what you can afford, the best Airpoints credit card is likely to be "no credit card".
AMEX Airpoints Platinum
VIsit American Express
Visit Air NZ Koru

Koru Membership Review NZ

Koru Membership – Pros and Cons

If you need further help evaluating whether or not to apply for Koru membership, our pros and cons has specific details:

Pros:
  • The ability to take one guest and up to three children under 18 into an Air New Zealand lounge is a strong feature of Koru membership, even if you're flying 3-5 times a year as a family.
  • The luggage savings can be significant – if you often carry many bags and book seat+bag fares, having an extra luggage allowance is valuable.
  • Air New Zealand has upgraded all of its jet-area domestic lounges (Auckland, Wellington and Christchurch) to the same or similar standard. The catering is also similar, as it is in the regional lounges. This means as long as your home city has a lounge, Koru membership has added value.
  • The membership fee can be tax-deductible even if you travel infrequently for work.
  • Domestic lounges are open all day, and you can arrive up to four hours before your flight's departure time.
  • Air New Zealand's team works hard to provide clean bathrooms, spotless showers (in Auckland, Wellington and Christchurch), comfortable seats, round-the-clock food and beverage and good coffee, and are nice places to be if and when a flight is delayed.

Cons:
  • Overcrowding – Air New Zealand has had problems with lounge overcrowding; we believe that on Friday afternoons/evenings, Auckland, Wellington and Christchurch airports can see more people in the domestic lounges than in the main terminal. This means it can be hard to find seats.

Overall:
  • If you are unsure if Koru membership is for you because of how much you'll fly, it's probably not for you.
  • If you're likely to fly more than five times a year and/or travel with someone else regularly, it will likely be much more attractive.
  • The joining fee and full price are expensive, especially when many companies and government departments get big discounts. For this reason, it's worth considering a qualifying credit card that saves 45% of the first-year cost.
  • If you're unwilling to commit to the cost, you may want to consider an American Express offer which gives 500 bonus Airpoints Dollars when you apply for their Airpoints Platinum Card. You can then put these towards Airpoints Dollars to cover the joining fee and 12 months of membership.
  • We urge people to try it for one year first, before committing to a two-year or five-year membership. Life changes and Air New Zealand doesn't give refunds for unused memberships.

Related Guides
  • ​How to Redeem Air New Zealand Airpoints Dollars
  • ​Air New Zealand Credit Cards
  • Air New Zealand OneUp
  • The Fastest Way To Earn Air NZ Status Points
  • Air New Zealand Flexipay
  • Cheap Domestic Travel
  • AMEX Airpoints Platinum Card Review
  • ANZ Airpoints Platinum vs AMEX Airpoints Platinum
  • Kiwibank Airpoints Platinum vs AMEX Airpoints Platinum
  • Westpac Airpoints Platinum vs AMEX Airpoints Platinum
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  • Credit Cards
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    • Reviews
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        • Where is AMEX Accepted?
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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  • Business
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    • For Startups
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  • Law
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    • Best of New Zealand
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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    • Power Companies
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  • Essential Money Tips
    • Must-Read Lists & Tips
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      • 20 Frugal Decisions That Often Backfire
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      • 20 Supermarket Ripoffs
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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    • Valuable Insights
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      • Money Habits Keeping You in the Rat Race
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      • Stealth Wealth
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      • Dental Costs
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    • Challenging Economic Conditions
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
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    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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    • Tax
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  • Life Essentials
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      • Free Samples
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    • Kids Eat Free
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      • HelloFresh Review
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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    • Living Essentials
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    • Home & Kitchen
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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