- Best Money Transfer Service - TransferWise, as revealed by our extensive research into international money transfers.
- Best Debit Card for Indian Rupee - The TransferWise Debit Card (best NZD:INR rate, and 0% foreign currency fees if you withdraw up to NZ$350 within a 30-day rolling period (and then a 2% fee of anything above that).
- Best Credit Card for Indian Rupee - The Flight Centre Mastercard outperforms all other cards given its 0% overseas currency conversion fee.
- ATMs Availability and Costs - ATMs are common all over India, with 20,000 Rupees (around NZ$450) being the maximum withdrawal per transaction. Find out what your bank's international debit card and credit card fees here.
- Be aware, Travel Money Cards DO NOT support Indian Rupee, so they aren't useful when in India.
- Save money when withdrawing or spending Indian Rupee with our foreign exchange guide.
- Indian Rupee come in ₹5, ₹10, ₹20, ₹50, ₹100, ₹200, ₹500, and ₹2,000 notes. Smaller notes are better when paying in markets or in village shops.
Suggested money tip when arriving and travelling in India:
- Bring around NZD$300 in cash which you can use as a safety net and exchange in most major cities' FX kiosks.
- Avoid airport money exchange kiosks - they most likely offer the worst exchange rates. ATMs give you the market exchange rate without the greedy commission.
- Leftover Rupees? If you have a small amount of ₹ notes and coins remaining, you can use them to settle your hotel bill extras, transfers back to the airport and/or apply them to a duty free purchase on departure (you can pay part cash, part card). Rupees can't be exchanged back in New Zealand so do your best to exchange or spend them before you leave India.