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NZ Bank Prefix and Account Codes

Know what bank you're sending money to - our bank prefix code and branch number table identifies the bank account in seconds
Updated 19 October 2023
Bank Prefix
Bank Name
Branch Range
01, 04, 06 and 11 
ANZ
0001–5699
02
BNZ
0001–1299
02
​The Co-operative Bank
1242, 1245–1250
03
Westpac
0001–1999
03
Heartland Bank
Provided via Westpac
03
NZCU
Provided via Westpac
03
Rabobank
0001–1999
03
SBS
Provided via Westpac
05
China Construction Bank
8884-8889
​12
ASB
3000–3999
15
TSB
3900–3999
31
Citibank
2800–2849
​38
​Kiwibank
9000–9499
88
Bank of China
​8800-8805
Know this: If you can't identify a bank prefix or account on the list, it may belong to legacy or non-transactional banks:
  • National Australia Bank (Prefix: 08)
  • Industrial and Commercial Bank of China (Prefix: 10)

If you're paying a Wise account registered in New Zealand, it has a 04 prefix and the account is provided by ANZ. 

Don't see the bank account above? Don't pay it (yet)
  • If you don't recognise the bank above or have concerns, call the supplier and verify the account.
  • ​There have been many bank account fraud cases using invoices and intercepted emails in New Zealand - this government guide has more details, as does this NZ Herald article. 
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