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Euro Exchange Rate

Live NZD to EUR FX

Updated Hourly
Code: EUR
Symbol: €

Best Value Debit Card, Credit Card and ATMs for Spending and Withdrawing Euros

  1. ​​Best Money Transfer Service - TransferWise, as revealed by our extensive research into international money transfers.
  2. Best Debit Card for Euros - The TransferWise Debit Card (best NZD:EUR rate, and 0% foreign currency fees if you withdraw up to NZ$350 within a 30-day rolling period (and then a 2% fee of anything above that). 
  3. Best Credit Card for Euros - The Flight Centre Mastercard outperforms all other cards given its 0% overseas currency conversion fee.
  4. ATMs Availability and Costs - ATMs are common all over Europe. Most are free, but some charge anyway as much as €4 to even €8 to withdraw. Always look for a bank ATM, and not a 'EuroNet' ATM (or similar) which charges the fee. Find out what your bank's international debit card and credit card fees here.
  5. All Travel Money Cards support Euros - our comparison highlights which cards offer the best FX rates and lowest fees.
  6. Save money when withdrawing or spending Euros with our foreign exchange guide.
  7. Like New Zealand, Euros come in €5, €10, €20, €50 and €100 notes, as well as the sizeable €500 note.

Suggested money tip when arriving and travelling in the Euro zone:
  1. Bring around NZD$300 in cash which you can use as a safety net and exchange in most major European cities.
  2. Withdraw the amount of EUR you'll need as you go, minimising the ATM fees with the right currency card.
  3. Avoid airport money exchange kiosks - they most likely offer the worst exchange rates for NZD to EUR conversions. ATMs give you the market exchange rate without the greedy commission.
  4. Leftover Euros? If you have a small amount remaining, you can use them to settle your hotel bill extras, transfers back to the airport and/or apply them to a duty free purchase on departure (you can pay part cash, part card). Alternatively, banks will buy back Euro notes (not coins) when you return to New Zealand for a better exchange rate than any airport kiosk.
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