MoneyHub NZ
  • Search
  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Jarden Direct Review
        • InvestNow Review
        • Kernel Review
        • Flint Wealth Review
        • Interactive Brokers
        • Smartshares Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing
      • Guides
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Best Retirement Income Products in New Zealand
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Our Favourite Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency
      • Reviews
        • Easy Crypto Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • Initial Coin Offerings
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Bad Credit Car Loans
      • Car Finance Company Reviews
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • MTF Finance Review
        • Simplify Loans Review
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • MBI (Mechanical Breakdown Insurance)
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance
      • Guides
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Travel Money Cards
        • Australia Travel Money
        • Bali Travel Money
        • Fiji Travel Money
        • Rarotonga Travel Money
        • UK Travel Money
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Booster Savvy Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews
      • Wise International Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management
      • Saving for a House Deposit
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • Kernel KiwiSaver Review
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
    • Business Insurance
      • Public Liability Insurance
      • Business Interruption Insurance
      • Professional Indemnity Insurance
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2023 and 2024
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • NZ Superannuation in a Nutshell
    • Superannuation Rates 2023
    • Government Departments Helping New Zealanders Directly
    • COVID-19 Help
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Job Hunting
    • Job Applications
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Travel
    • How to Get Access to Airport Lounges
    • Flybuys Review
    • Fastest Way To Earn Air NZ Status Points
    • How to Redeem Air New Zealand Airpoints Dollars
    • Air New Zealand Koru Membership Review
    • Air New Zealand Travel Tips
    • Air NZ Upgrade Guide
    • Airpoints Flexipay Guide
    • No Nonsense Upgrade Guide
    • Cheap Domestic Flights
    • Car Rental Hire
    • Auckland Airport Car Parking
    • First Table Guide
    • Accor Plus Review
    • Queenstown Like a Local
    • Auckland Travel for Less
    • Hotel Booking Sites Compared
    • 100+ Free Things to do in Auckland
    • Layby Flights Guide
    • Airbnb Refunds (Coronavirus)
    • Air New Zealand Refunds & Credits
    • Google Flights Guide
    • Skyscanner Guide
    • Working Holiday Visas
    • Currency Converter
    • Qatar Airways Travel Tips
    • Foreign Currency Exchange
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Broadband
    • Compare Broadband Plans
    • No Contract Broadband
    • Rural Broadband Plans
    • Internet Speed Test
    • Broadband Provider Reviews
      • 2degrees Broadband Review
      • Bigpipe Broadband Review
      • Compass Broadband Review
      • Contact Broadband Review
      • Electric Kiwi Broadband Review
      • Farmside Broadband Review
      • Flip Broadband Review
      • Mercury Broadband Review
      • MyRepublic Broadband Review
      • NOW Broadband Review
      • One NZ Broadband Review
      • Orcon Broadband Review
      • Spark Broadband Review
      • Skinny Review
      • Slingshot Broadband Review
      • Starlink Review
      • Voyager Broadband Review
      • Wireless Nation Broadband Review
  • Power
    • Compare Power Companies
    • Power and Broadband Bundles
    • How to Lower Your Power Bills
    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
    • How to Use Less Power
    • Power Companies
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Z Energy Power Review
  • Financial Independence
    • FIRE Guides
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
    • FIRE Tools
      • Budgeting Apps
      • Debt Repayment Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Tax Refunds
    • Money Tips
      • 20 Things to Stop Buying to Have More Money
      • 20 Indicators You're Doing Well Financially
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Money Habits that Keep You Poor
      • Saving on Household Bills
      • Debt Help
      • CAP (Christians Against Poverty) Review
      • Debtfix Review
      • Getting into Debt to Meet Short Term Living Costs
      • How to Survive a Recession
      • Average NZ Salary by Age
      • How to Maximise Income in Retirement
      • How to Handle Rising Interest Rates
      • Free Money from the Government
      • Bankruptcy Guide
      • Unclaimed Money in New Zealand
      • Financial Planning for Children With Disabilities
      • Should I Stop Contributing to KiwiSaver?
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand - 2022 and Beyond
      • Tips for Families on a Single Income
      • Side Hustles
      • Charities in New Zealand
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
  • Trade & Professional Services
    • Auckland Trade & Professional Services
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services
      • Arborists Wellington
      • Bathroom Renovations Wellington
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The Best Heat Pump and Air Conditioning Experts in Christchurch

Heat Pumps Christchurch
Updated 23 May 2023

Summary:
  • Heat pumps are a clean way to heat your home and serve as a cost-effective alternative to wood burners, fan heaters and underfloor heating. Every week, hundreds of Christchurch homes have a heat pump installed. But what are the upfront costs, ongoing costs and pros and cons?

In this guide, we cover:
  • How much do heat pumps cost?
  • Pros and Cons of a Heat Pump
  • Top Most Sought-After Christchurch Heat Pump Professionals

Know this first - Essential to the efficient running of a heat pump is a well-insulated home. Before shopping around for a heat pump, make sure your home is warm and sealed. Otherwise, your energy efficient heat pump will be working inefficiently for all winter.

Heat pumps are big business – in 2019, government data confirmed over 170,000 new units were sold around New Zealand. Right now, 30% of New Zealand homes have one installed. ​​

Heat Pumps Christchurch

How much do heat pumps cost?

There are three significant costs - the unit price and installation (both one-off), and the ongoing costs.
Research from Consumer NZ in 2019 found significant variations in heat pump unit and installation costs.

1. The unit
  • The price range is $1,350 to about $6,000
  • Most heat pump units installed in Christchurch have a 6 kW capacity, but the price of each unit, like any appliance or whiteware, will be influenced by brand, promotions and warranties.

2. The installation
  • Consumer estimates a standard installation will cost anywhere from ranging from $750 to $1,350.
  • You’ll need an electrician (who will connect the unit to your main circuit) and an installer (who affixes the unit and makes sure everything is installed correctly, as well as being adequately protected from the weather.

3. Operating costs
  • Per a recent article in Stuff and guidance from the ECCA, heat pumps are the most efficient way of using electricity to heat your home. This is because they transfer heat from outside air and in this way produce three to four times more warmth (300-400 per cent efficiency).
  • In terms of energy usage, for every 5kW of heating, you pay for around 1.5kW of electric energy. In general, heat pump heating is roughly one quarter the cost of electric heating and about one third the cost of gas heating.
  • While every heat pump, home and power unit price will be different, the savings over oil-filled heaters can be significant. As an example, for a standard-sized lounge, with insulation and good curtains, heating this to 21 degrees in winter will cost:
  1. $4.30 per day ($30c/kWh) using an oil heater (total cost per winter month = $129).
  2. $0.95 per day using a heat pump like the Daikin FTXM50 (total cost per winter month = around $30).

Heat Pumps Christchurch

Pros and Cons of a Heat Pump

Heat pumps get a lot of positive media, but are they without drawbacks? We explain the pros and cons below:
  1. ​Energy-efficient – heat pumps produce far fewer carbon emissions than conventional heating such as wood burners. As Christchurch chills down for winter and the smell of fires burn, a heat pump is arguably the greenest heating source you can have.
  2. Easy to install – heat pumps are, in most cases, easy to install. They will need some space outside for the condenser unit, but an experienced heat pump installation professional will find a discreet place to place them. 
  3. Provides aircon – Christchurch can have hot summers, so being able to use the unit to cool your living areas can be more efficient than ceiling fans or stand-up fans. 

​Cons
  1. Upfront cost - According to a recent article in Stuff, you're unlikely to get any change from $2,300-$3,500, but you "should regain that in electricity savings over time".
  2. Noise – some heat pumps can be noisy, so selecting a quiet model is wise if you’re sleeping close to the unit. 
  3. Not 100% zero-carbon – unless your electricity source is solar, hydro or wind, the energy used to run a heat pump isn’t completely zero-carbon. 
  4. Not always efficient for smaller spaces – Per a recent article in Stuff, electric heaters are the most cost-effective option to heat small bedrooms and occasionally-used areas, like an office. But in large living spaces, a heat pump that runs at triple the efficiency for a fraction of the cost (as low as 20 per cent compared with other forms of electric heating), will more than pay for itself.
Heat Pump Frequently Asked Questions

Heat Pumps Frequently Asked Questions

Heat pumps are a big investment, and with such a variety of options it is essential to do your homework. The FAQs below help explain how to find the right unit for your needs.

Which heat pump is right for my home?

Firstly, you need to calculate the space you wish your heat pump to regulate. You'll need to look at the number of windows, your insulation and potential places for installation. Different heat pumps are designed for different sizes and conditions. This avoids a unit being pushed to the limits (when the unit's power is too small for the area) or worn out by turning off and on frequently (when a unit is too big for a small space).

How long does it take to install a heat pump?

In most instances, it will be about 3-6 hours, depending on complications, pipe material and wall material.​

How long will a heat pump last, and how long is the warranty?

Quality units can last between 10 to 15 years. It's important to carry out regular maintenance to extend the life as long as possible. A warranty is usually around five years, but some manufacturers offer warranties for up to seven years. 

Heat Pumps Christchurch

The Best Christchurch Heat Pump Professionals

​Our list below, which is no particular order, highlights popular Christchurch-based heat pump installation specialists. We have selected these based on their history of longstanding service within Christchurch, location and data extracted from internet reviews on Google Business, Facebook, TradeMe Services and others.
Heat Pumps Christchurch

The Heat Pump People

The Heat Pump People is a New Zealand owned and operated authorised supplier of a wide range of residential heat pumps and commercial air conditioning systems. Their business provides service to the Christchurch and the wider Canterbury region. They offer design and build, sales, installations, parts, repairs and programmed preventative maintenance services.
Google Rating: 4.6/5
Base:  Sydenham, Christchurch
Website: The Heat Pump People
Facebook page: The Heat Pump People
Email address: info@theheatpumppeople.co.nz
Phone: 03 366 1823
​
What customers like:   
  • Great to deal with and knowledgeable technician
  • Reasonable prices
  • Able to answer all questions asked
  • Quick and professional tradesmen
  • Cleans up after work
  • Works efficiently without timeframes
Services include but not limited to:    
  • Residential heating system installation
  • Commercial air conditioning
  • Industrial heating and cooling system installation
Heat Pumps Christchurch

Heat Pumps NOW

Heat Pumps NOW is an accredited heat pump specialists with decades of experience in the heating and air conditioning industry. They supply both air conditioning and heating solutions, bringing only the best heat pump brands such as Mitsubishi, Fujitsu, Toshiba and Panasonic.
Google Rating: 4.9/5
Base: Riccarton, Christchurch  
Website: Heat Pumps NOW
Facebook page: Heat Pumps NOW
Email address: admin@heatpumpsnow.co.nz
Phone: 03 377 7393
​
What customers like:   
  • Considerate of their client’s requirements
  • Clean installation of systems
  • Respectful of their client’s place and the people they deal with
  • Outstanding communication and service
  • Reasonable rates and fees
Services include but not limited to:    
  • Heat pump installation, repairs and service
  • Air conditioning installation
  • Central heating and underfloor heating installation
Heat Pumps Christchurch

Hartnell Coolheat Ltd

Hartnell Coolheat Ltd offers design, installation, maintenance and service of all air conditioning and heat pump units for both commercial and residential clients. They take pride in their efficient and cutting-edge technology that allows them to provide the most reliable climate control systems.
Google Rating: 5.0/5
Base: Sydenham, Christchurch
Website: Hartnell Coolheat Ltd
Facebook page: Hartnell Coolheat Ltd
Email address: info@hartnell.co.nz
Phone: 03 366 3952
​
What customers like:   
  • Highly professional heat pump installation company
  • Works tidily
  • Fair pricing
  • Knowledgeable staff
Services include but not limited to:    
  • Mechanical ventilation systems,
  • Heat Recovery units
  • Hydronic underfloor systems
Heat Pumps Christchurch

New Zealand Heat Pumps

New Zealand Heat Pumps is a local heat pump and air conditioning experts servicing the Canterbury region and all places in New Zealand. They make sure to provide only high-quality brands that use the latest technology to meet their client’s expectations and to fulfil their temperature requirements.
Google Rating: 4.8/5
Base: Sydenham, Christchurch
Website: New Zealand Heat Pumps
Facebook page: New Zealand Heat Pumps
Email address: info@newzealandheatpumps.co.nz
Phone: 0800 200 400
​
What customers like:   
  • Easy and quick to deal with
  • Great service from start to finish
  • Advised on the most suitable heat pump options
  • Goes the extra mile for their client
  • Leaves the premise clean and tidy after installation
  • Competitive pricing
  • Quick to respond on servicing requests
Services include but not limited to:    
  • Commercial heat pump installation
  • Residential heat pump installation ​
Heat Pumps Christchurch

Heat Pump Air Conditioning Energy Centre

Heat Pump Air Conditioning Energy Centre has been providing climate control solutions to the Canterbury region since 1986. They help families to stay comfortable all year-round and enable businesses to operate at optimum temperature requirement.
Google Rating: 4.5/5
Base: Blenheim Road, Christchurch
Website: Heat Pump Air Conditioning Energy Centre
Facebook page: Heat Pump Air Conditioning Energy Centre
Email address: info@hpac.net.nz
Phone: 03 348 3057
​
What customers like:   
  • Works neatly
  • Friendly and professional installation team
  • Finishes the job as promised
  • Great client communication
  • Installs quickly
Services include but not limited to:    
  • Tidy and neat installation
  • Professional and friendly installation team
  • Works tirelessly to finish a job
  • Easy to communicate with
  • Installs quickly ​
Heat Pumps Christchurch

Heat Pumps by Wakefield Electrical

Heat Pumps by Wakefield Electrical uses a specially designed step-by-step process to help clients choose the right heat pump based on their requirements. The installation is taken care of their certified Mitsubishi heat pump installers in Christchurch.
Google Rating: 5.0/5
Base: Sydenham, Christchurch
Website: Heat Pumps by Wakefield Electrical
Facebook page: Heat Pumps by Wakefield Electrical
Email address: heatpumps@wakefieldelectrical.co.nz

Phone: 03 371 7434
​
What customers like:   
  • Friendly and knowledgeable staff
  • Professional and excellent customer service
  • Offers great prices
  • Prompt and efficient
Services include but not limited to:    
  • Heat pump installation
  • Heat pump servicing and maintenance
Heat Pumps Christchurch

DC Installation Services

DC Installation Services is a team of experienced heat pump technicians providing energy-efficient heating and cooling for homes across Christchurch. They have over 15 years of experience in the industry offering energy-efficient heating and cooling solutions to all home and business owners.
​Google Rating: 4.6/5 
Base: Mobile only
Website: DC Installation Services
Facebook page:
None
Email address:
Not specified
Phone: 0800 324 678
​
What customers like:   
  • Makes sure that their client is okay with installing the system  
  • Fast and professional installation of heat pumps
  • Installs are of high-quality standards
Services include but not limited to:    
  • Heat pump installation
  • Air conditioning installation
  • Maintenance and service
Heat Pumps Christchurch

Simply Heat Christchurch

Simply Heat Christchurch started operating in 2011 and has since become a great company when it comes to heating products. They provide service across Canterbury, Central Otago and Marlborough. Some of their offerings include gas fires, wood fires, ultra-low emission burners, heat pumps and central heating systems.
​Google Rating: 5.0/5
Base: Sydenham, Christchurch
Website: Simply Heat Christchurch
Facebook page: Simply Heat Christchurch
Email address: info@simplyheat.co.nz

Phone: 03 365 3685
​
What customers like:   
  • Helps their client to find the right heating solution for them
  • Offers helpful advice
  • Prompt service
  • Has a great selection of heaters
  • Competitive pricing
Services include but not limited to:    
  • Heat pump installation
  • Gas fires and wood fires installation
  • Ultra-low emission wood burners installation
  • Solar hot water systems
  • Hot water systems
  • Electric panel heaters
Heat Pumps Christchurch

Gavin Lowe Energy & Electrical

Gavin Lowe Energy & Electrical has a team of experienced service engineers and maintenance technicians who have the skills and qualifications to install, maintain and service heat pump systems.  They have worked on Christchurch’s premier homes and buildings. Hence they are one of the trusted heat pump and air-conditioning company.
​Google Rating: 4.7/5 
Base: Sydenham, Christchurch
Website: Gavin Lowe Energy & Electrical
Facebook page:
 Gavin Lowe Energy & Electrical
Email address: info@gavinlowe.co.nz

Phone: 03 337 9584
​
What customers like:   
  • Staff were knowledgeable and professional
  • Offers sound advice and the best layout option
  • Punctual, polite and efficient
  • Prompt after-sales service
  • Tidy and respectful team of installers
Services include but not limited to:    
  • Heat pumps and air conditioning
  • Service repair and maintenance
  • Ventilation and heat recovery
  • Solar energy
  • Hot water heating
  • Other electrical services
Heat Pumps Christchurch

ATL Electrical

ATL Electrical is local specialists in heat pump installation, repair and maintenance. They provide service for both commercial and residential properties in Canterbury and Christchurch.
Google Rating: 4.9/5
Base: Middleton, Christchurch
Website: ATL Electrical
Facebook page:
 ATL Electrical
Email address: info@atlelectrical.co.nz

Phone: 0800 555 770
​
What customers like:   
  • Friendly and professional service
  • Quickly sorts out the heat pump problem
  • Goes above and beyond to get the job done
  • Provides an honest and realistic quotation
Services include but not limited to:    
  • Heat pump installation
  • Heat pump repair
  • Heat pump maintenance
  • Electrical services
  • Automation services
⚠️​ Disclaimer: MoneyHub.co.nz has no financial or otherwise relationship with any businesses listed on this page. The pricing information provided is for informational and guidance purposes only and may not accurately represent the actual quotes or final bills for individual services. No provider has paid to appear on our website, and this list should not be considered comprehensive. Please research and obtain quotes directly from a range of businesses to ensure accurate pricing and suitability for your needs.

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