MoneyHub NZ
  • Search
  • Investing
    • Investing Platforms >
      • Reviews >
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • InvestNow Review
        • Kernel Review
        • BlackBull Markets Share Trading Platform Review
        • Jarden Direct Review
        • Flint Wealth Review
        • ASB Securities Review
        • Interactive Brokers
        • Tiger Brokers (NZ) Review
        • Smartshares Review
      • Comparisons >
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • Virtual Stocks and Shares Trading Games
      • Guides >
        • How to Invest in Shares
        • Investing in the US Stock Market from New Zealand >
          • How To Buy Tesla Shares
          • How To Buy Facebook Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing >
      • Guides >
        • Introduction to Investing
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
      • Young People and Investing >
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
      • Investing Calculators >
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing >
      • Guides >
        • Investing Guide
        • Our Favourite Funds
        • Advisers >
          • Financial Advisers Overview
          • Financial Advisers Auckland
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds >
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Investment Scams
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews >
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
      • Calculators >
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
        • Investing Calculators
    • Alternative Investments and Trading >
      • Reviews >
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • BlackBull Markets Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides >
        • How to Invest in Gold
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency >
      • Reviews >
        • Easy Crypto Review
        • BitPrime Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs BitPrime vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides >
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins >
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance >
      • Car Finance Calculator
      • How to Save for a Car
      • Buying a Car Loan vs Personal Loan - What is Better for Buying a Car?
      • Car Loans and Collateral
      • MBI (Mechanical Breakdown Insurance)
      • GAP (Guaranteed Asset Protection Insurance) Insurance
      • Bad Credit Car Loans
      • Paying Cash for a Car vs Car Finance
      • Car Dealership Finance vs Alternatives
      • Balloon Payments
      • How to Refinance Your Car Loan
      • Simplify Loans Review
      • Car Loan Refinance Calculator
    • Personal Loans >
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Low Income Loans
      • Same Day Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Avanti Finance Review
      • Save My Bacon Review
      • Moola Review
      • Harmoney vs Moola
    • Credit Scores & Interest Rates >
      • Credit Scores and Credit Checks 2022
      • How to Build Credit in New Zealand
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps >
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance >
      • Guides >
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews >
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance >
      • House Insurance
      • House Insurance Calculator
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Insurance Brokers >
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance >
      • Cat and Dog Desexing
      • Getting a Kitten
      • Getting a Puppy
      • Pet Euthanasia
    • Life & Health Insurance >
      • Life Insurance >
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs. Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
      • Income Protection Insurance >
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance >
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Air New Zealand Credit Cards >
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Reviews >
      • American Express Credit Cards Review >
        • American Express Airpoints Platinum Review
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
      • Wise Debit Card Review
      • Flight Centre Mastercard Review
    • Guides >
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards >
      • Travel Money Cards
      • Travelex Money Card vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
  • Banking & Savings
    • Banking >
      • Best Bank Accounts
      • Best Debit Cards
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
    • Savings >
      • Best Savings Accounts
      • Best Term Deposits
      • Term Deposit Alternatives
    • Guides and Resources >
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews >
      • Wise International Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials >
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options >
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
    • Alternative Mortgage Options >
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management >
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Amortisation Calculator
      • Mortgage Refinance Calculator
    • Mortgage Brokers >
      • Mortgage Brokers Explained
      • Mortgage Brokers - Auckland
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home >
      • First Home Buyers Checklist
      • Home Buying Glossary
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
    • Selling a Home >
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment >
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House >
      • Average Building Cost Per Square Metre
      • Buying Land to Build a House
      • Construction Loans
      • Cost to Build a New House
  • KiwiSaver
    • Our Favourite KiwiSaver Funds
    • KiwiSaver Essentials >
      • Switching KiwiSaver Funds
      • KiwiSaver and Tax
      • Is KiwiSaver Safe?
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Choosing Your KiwiSaver Provider
      • KiwiSaver Robo and Digital Advice Tools
      • Opting out of KiwiSaver
      • KiwiSaver Calculator
      • What's My PIR?
      • Contributions >
        • How to Check Your KiwiSaver Contributions
        • KiwiSaver Contributions - Gross or Net?
        • Your KiwiSaver Contributions
        • Employer KiwiSaver Contributions
        • Government KiwiSaver Contributions
        • KiwiSaver Contributions Holiday
        • Voluntary Contributions
    • KiwiSaver Returns Calculator
    • Guides >
      • KiwiSaver Hardship Applications
      • Choosing a KiwiSaver Fund
      • Ethical Kiwisaver Funds
      • KiwiSaver Guide
      • KiwiSaver for Kids
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver HomeStart Grant Guide
      • KiwiSaver Private Equity
    • Schemes >
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • MAS KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Westpac KiwiSaver Scheme
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
  • Business
    • Business Essentials >
      • Business Loans
      • Prospa Business Loans Review
      • Business Credit Cards
      • Public Liability Insurance
      • Business Insurance
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators >
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services >
      • Domain Names
      • Trusted Web Designers >
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups >
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • Students
    • Scholarships 2022
    • Jobs >
      • Student Jobs Guide
      • Student CV Templates
      • Student Job Cover Letters
      • Student Job Interview Questions and Answers
      • Summer Internships 2022
      • University and Polytechnic Student CV Templates
    • Money Resources >
      • Student Bank Accounts
      • Student Loans & Allowances
      • Year 13 Essential Checklist
      • Student Money Tips
      • Money in a Nutshell for Teenagers
      • Freebies for School Students
      • Money Tips for Kids and Teenagers
    • Education >
      • What to Study in 2023
      • Alternative Study Providers
      • School Holidays 2022
      • Public Holidays 2022
  • Motoring
    • Buying and Selling a Car >
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Top Cars that Hold Their Value
      • Vehicle Leasing
    • Everyday Driving >
      • 20 Ways to Make Driving Cheaper
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness >
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Footprint Online Wills Review
    • Prenuptial Agreements
    • Trusts Guide
    • Divorce Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Perpetual Guardian
  • Job Hunting
    • Job Applications >
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources >
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies >
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Broadband
  • Power
    • Compare Power Companies
    • How to Lower Your Power Bills
    • Power Companies >
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Energy Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Pulse Energy Review
      • Trustpower Review
  • Financial Independence
    • FIRE Guides >
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
      • Achieving Financial Independence, Faster
    • FIRE Tools >
      • Budgeting Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax >
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
    • Money Tips >
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Tips for Families on a Single Income
      • 20 Ways to Save LOTS on Household Bills
      • Side Hustles
      • Lending Money to Friends & Family
  • Better Living
    • Food & Grocery >
      • My Food Bag vs HelloFresh vs WOOP vs Bargain Box Comparison
      • My Food Bag Review
      • Bargain Box Review
      • HelloFresh Review
      • Woop Review
      • Online Supermarkets
      • Save Money on Food
      • Supermarket Christmas Clubs >
        • New World Christmas Club Review
        • PAK'nSAVE Christmas Club Review
        • Countdown Christmas Club Vouchers
      • Coupons & Deals >
        • Kids Eat Free
    • Entertainment >
      • Streaming TV Services
      • Netflix Review >
        • Best Netflix Movies
        • Best Netflix TV Shows
      • Amazon Prime Video Review >
        • Best Amazon Prime Movies
        • Best Amazon Prime TV Shows
      • Disney+ Review
      • Apple TV+ Review
    • Consumer Rights >
      • How to Get a Refund, Repair or Replacement
      • What To Do If You Do NOT Receive Your Refund
      • The Complete Guide to Renting in New Zealand
    • Free Samples
    • Make Money Online
    • Paid Survey Websites Review
    • Nielsen Homescan Review
    • Nielsen Digital Voice Review
    • Valued Opinions Review
    • Opinion World Review
    • Triaba New Zealand Review
    • Rewardia New Zealand Review
    • School Holiday Activities >
      • Auckland School Holiday Activities
      • Wellington School Holiday Activities
      • Christchurch School Holiday Activities
    • 65+ Best Online Shopping Websites in New Zealand
    • Shoe Size Conversion Guide
    • Affordable Online Clothes Shopping
    • Best Baby Clothes
    • Dress Size Conversion
    • New Zealand Fashion Designers
    • Buy Books Online
    • Black Friday New Zealand Deals
    • Mother's Day Ideas and Gifts
    • Father's Day Ideas and Gifts
    • Daycare Checklist
    • How to Sell on Fiverr
    • Computer & Accessories >
      • Best Printers
      • Computer Desks
    • Gym Memberships Guide
    • Retirement Villages
    • Home & Kitchen >
      • Best Vacuum Cleaners
      • Best Coffee Grinders
      • Best Waffle Makers
      • Best Air Purifiers
      • Best Dehumidifiers
      • Best Treadmills
      • Best Washing Machines
      • Best Air Fryers
      • Best Juicers
      • Best Fridge Freezers
      • Best Mattresses
      • Best Ride-On Lawn Mowers
      • Best Pressure Cookers
      • Best Lawn Mowers
    • Blinds, Curtains and Drapes Auckland
    • Bathroom Renovations Guide
    • Weddings on a Budget
    • Wedding Budget Calculator
    • Trade Me Selling Tips
    • Prezzy Cards
    • Health & Personal Care >
      • Weight Loss Shakes
      • Teeth Whitening
      • Anti-Ageing Creams
      • Hair Straighteners
      • Sunscreen
      • Jenny Craig Review
      • Weight Watchers Review
    • Grammarly Review
    • Moving to New Zealand
  • Trade & Professional Services
    • Auckland Trade & Professional Services >
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services >
      • Arborists Wellington
      • Bathroom Renovations Wellington
      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
      • Dog Boarding Kennels Wellington
      • Dog Daycare Wellington
      • Dog Grooming Wellington
      • Firewood Wellington
      • Glaziers Wellington
      • Gym Memberships Wellington
      • Heat Pump & AC Specialists Wellington
      • Lawn Mowing Services Wellington
      • Mechanics Wellington
      • Panel Beaters Wellington
      • Personal Trainers Wellington
      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services >
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dog Boarding Kennels Christchurch
      • Dog Daycare Christchurch
      • Dog Grooming Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Glaziers Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • Lawn Mowing Services Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
      • Personal Trainers Hamilton
      • Pest Control Hamilton
      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services >
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Glaziers Tauranga
      • Gym Memberships Tauranga
      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
  • Get Our Newsletter

Compare Travel Insurance

This Guide is Not Currently Updated Due to the Ongoing COVID-19 Travel Restrictions - ALL POLICIES Outlined Below Are Not Applicable for Current Travel. We Will Update the Guide When International Travel Returns to Normal and Insurers Relaunch Policies

travel insurance nz
​Updated 25 March 2022 (broken link replacements only for insurers that have closed down; please see note above regarding this page's relaunch)

What is Travel Insurance?

​Travel insurance is an insurance policy that is intended to cover medical expenses, lost luggage, flight accident and other losses incurred while travelling. Many travel insurance companies offer a range of policies; the more expensive the premium, the more extensive the coverage. 

Introduction: The 3 Golden Rules of Travel Insurance
  1. You don't need to buy it from your bank - our research showed banks like Westpac and BNZ can charge up to DOUBLE for like-for-like policies from well known travel insurers.
  2. You don't need to buy it from well-known brands - our research showed State and Tower can charge up to DOUBLE compared to other challenger insurers who can often provide better cover.
  3. Buy it when you book your tickets so you don't forget (and be sure that the policy includes cancellation cover).
Our Guide Covers:
  • Australia & Pacific Travel Insurance - 7 days from $25
  • Asia Travel Insurance - 14 days from $72
  • Europe & North America Travel Insurance - 4 weeks from $120
  • Cruise Travel Insurance - 14 days from $60
  • ​Travel Insurance - 15 Need to Knows
  • Price Busting: Big Insurance Brand Travel Insurance, Travel Agent Travel Insurance and Bank Travel Insurance - avoid paying up to 100% more for similar policies
  • ​Making a Claim on Your Travel Insurance Policy
Know this first:
  1. We have published this guide to explain the ins and outs of travel insurance. We explain how travel insurance works, what you need to consider when buying a policy and what to watch out for. 
  2. We have shortlisted the best travel insurance policies for travel in Australia, the Pacific Islands, Asia, Europe, North America and cruises.

Disclaimer: While we have taken the utmost care in putting together this guide, you use it at your own risk, and we do not guarantee the accuracy of the information presented. We recommend confirming policy terms and conditions directly with any travel insurance company before purchase. 

Compare Travel Insurance Quotes With Our Top 3 Insurers

  • Our research highlighted three price and value-leading travel insurers who have a strong history of promptly processing, and most importantly, paying claims.
  • We suggest getting quotes from Columbus Direct, Southern Cross Travel Insurance and TINZ (in that order) to get an idea of what it's going to cost. Despite Southern Cross pricing higher in our review, it ranks above its big-brand peers in our policy analysis. 
  • Getting a quote is easy and fast  - one minute is all you'll need.
  • It's easy to overpay for travel insurance - banks, airlines and online booking sites all sell policies. Our top three insurers above offer market-leading cover, prices and service.
Columbus Direct
Southern Cross
TINZ

Compare Cheap Holiday and Travel Insurance NZ

Travel Insurance FAQs

Why do I need travel insurance?

You need travel insurance for many reasons, but most importantly you need it as it can help cover any medical expenses you incur overseas. Travel insurance also can cover you for accidental damage, lost or stolen items. Some insurance policies also cover delayed flights and cancellation. MoneyHub has put together this guide to help you maximise the benefits while minimising the cost of travel insurance wherever you are heading off to. ​

What type of travel insurance is the best for my holiday?

Finding the right travel insurance involves knowing how long you will be away, how many people will be travelling together, where you are going and what you will be doing. Are you going solo (individual), travelling as a couple, a family, over 65 years old or part of a group? Your answer will determine what you pay for travel insurance.

What does travel insurance usually cover?

Standard travel insurance policies usually provide cover for the following:
  • Cancellation and travel delays: This includes pre-departure cancellations due to illness, delayed flights and delayed luggage
  • Medical expenses: The costs of visiting a doctor and/or having medical treatment, and all related medicines
  • Personal liability: This is to cover damage you cause to a person and/or property
  • Emergency evacuation: If you need medical treatment or aftercare back in New Zealand, this is the cost of flying you home. 
  • Baggage and personal belongings: This covers you if your bags or items are lost, stolen or damaged. 

Expert tip: When purchasing a policy, check that the policy covers more than just medical - the difference in cost between policies NOT covering baggage and travel cancellation/delays and those that DO cover them is often very little. 

Do I need travel insurance when visiting Australia?

You may have heard that medical costs are covered if you need treatment in Australia, but the reality is that only basic subsidised emergency care is included. Also, there are a lot of costs if you need medical care that won't be covered - medicines, unused hotel nights and re-booked flights back to New Zealand are just some of these items. Beyond medical costs, travel insurance will cover lost, stolen or damaged property as well as a number of other unfortunate events so even if you don't get sick you still could experience some other inconvenience. 

It's our view that travel insurance to Australia is affordable, and to protect yourself from unknown costs and stress we recommend getting it. Our researchers found 5-day policies for around $20 which won't break the bank and provide a lot of upsides should you need to claim.

Expert tip: When purchasing a policy, check that the medical cover goes beyond standard reciprocal agreement between Australia and New Zealand and includes private care. Otherwise, you run a risk of joining a waiting list in Australia for non-urgent treatment (just as you would in New Zealand) which makes for a miserable holiday.​​

Do I need travel insurance if I'm on holiday in the Pacific Islands?

The answer is yes, and for the same reasons you would buy travel insurance for a visit to Australia. The Pacific Islands offers even less protection to visitors by way of emergency care, and if an illness is serious you may need to be emergency evacuated back to New Zealand. Remember, the medical technology and expertise you find in Auckland probably won't be the same in Tonga or Niue, so small problems can quickly turn into big ones. 

Comprehensive travel insurance is the best solution to eliminate the costs and stress associated with an accident or emergency when holidaying in any of the Pacific Islands. 

What information do I need to get travel insurance quotes?

You can speed up the process and focus on what matters by making a note of:
  • Your travel dates (include the day you arrive back into New Zealand when you price policies)
  • The ages of anyone travelling with you, and any pre-existing medical conditions they may have
  • A list of valuables you plan to bring, such as cameras, laptops and other high-value items. Some policies may require additional cover fees for them to be included.  
  • The amount you are prepared to pay for a claim - this is called the "excess". The higher the excess, the cheaper the policy. But if you don't want to pay, for example, a $250 excess for a claim worth $400, consider paying a little more upfront to lower the excess to perhaps a more manageable $100. 

What should I consider when shopping for a travel insurance policy?

The travel insurance policy you will need depends on what you are doing. A week in Australia is fairly standard and many policies offer cover which includes all the important things. However, if you're skiing for a week in Whistler or heading off to backpack around Asia for six months, you'll need a different travel insurance policy.  

The most suitable policy has the right level of cover and inclusions, such as lost baggage, theft, travel cancellation, medical treatment, emergency repatriation and public liability cover. If you have something specific you need to be insured for, you should be able to add this to the policy for a small fee. ​

Compare Travel Insurance Quotes With Our Top 3 Insurers

  • Our research highlighted three price and value-leading travel insurers who have a strong history of promptly processing, and most importantly, paying claims.
  • We suggest getting quotes from Columbus Direct, Southern Cross Travel Insurance and TINZ (in that order) to get an idea of what it's going to cost.
  • Getting a quote is easy and fast  - one minute is all you'll need.
  • It's easy to overpay for travel insurance - banks, airlines and online booking sites all sell policies. Our top three insurers above offer market-leading cover, prices and service.
Columbus Direct
Southern Cross
TINZ

travel insurance nz

Travel Insurance - 15 Need-to-Knows

  • ​Travel insurance for New Zealanders can be expensive, but saving money on your next policy is easy with our complete guide.
  • With one in six Kiwis flying out of New Zealand without travel insurance, taking a risk could be costly. If you have booked a trip but not bought travel insurance, buy it now – it is not as expensive as you may think and the peace of mind and full protection is worth the expense.
  • ​We don’t believe Travel Insurance is about picking the lowest price or the biggest or most well-known brand. In this guide, we explain how travel insurance works and offer expert tips and tricks to get the most suitable cover while avoid paying top dollar. 
Travel Insurance NZ

Travel Insurance is about covering the unpredictable

Many Kiwis take a risk and say “why would I get travel insurance, I probably won’t use it”. It’s the “probably” which is the issue. Any trip overseas exposes you to unpredictable events; no one can predict the future and “safe” destinations expose you to unforeseen risks. In summary, travel insurance is about protecting yourself from the things you don’t plan for and don’t want to pay for.
Travel Insurance NZ

Buy travel insurance as soon as you've booked your trip to take advantage of cancellation coverage for a family event or pre-trip illness

Many travel insurance policies include pre-trip illness and cancellation benefits, so buying it at the same time as a flight/holiday gives you added protection for free. It’s never too early to insure your trip and get refunded if you are too ill to travel. ​
travel insurance nz
Travel Insurance NZ

NEVER assume all policies are the same

The coverage and terms of travel insurance are not always clear, and New Zealand insurers offer different inclusions and exclusions. There are many questions to ask yourself to make it easier, including:
  1. Am I checking in bags, or travelling only with hand luggage?
  2. Am I taking expensive electronics (camera, laptop, phone etc)?
  3. Am I partaking in adventurous sports, including skiing?
  4. Am I taking a lot of cash?

​Answering these questions will help you pick the right policy. In our Best Travel Insurance section below, we pick providers who meet our minimum inclusion criteria, protecting you for things like pre-travel cancellation and cover what you would expect travel insurance to include. These two providers also have positive customer feedback and are consistent in paying out on claims, even in very extraordinary cases.​
Travel Insurance NZ

If I am holidaying in New Zealand, do I need travel insurance?

Most policies will cover domestic New Zealand travel, but the benefits are not as useful compared to when you are overseas. As you can use ambulances, airlifts and hospitals for free as a New Zealand resident, the only significant benefits are theft/loss protection, rental car excess charges and cancellation. If you want peace of mind and protection for valuables, buying travel insurance for a New Zealand trip is recommended.

MoneyHub user Zac writes:
​One of the main benefits of domestic travel insurance is rental car excess. For example - as an NZ resident, you rent a car for a weekend. Most car insurers will charge a rental vehicle excess fee, usually around $20 a day, to bring the excess down from $2,000 to $0 should you have an accident. Often, domestic travel insurance covers car rental excesses and is cheaper (around $10/day) and more comprehensive than what is sold by the car rental company. The only drawback is that if you have an accident, you'll need to pay the car insurance excess directly and claim on your insurance policy later.
Travel Insurance NZ

Check with your credit card provider to see if you are already covered

Many credit cards include “free” travel insurance as part of their annual fee. If you have one of these cards, check out exactly what it covers and who exactly is protected, as well as how to activate the insurance cover. 
Travel Insurance NZ

If you are 65+ or there is a 65+-year-old travelling with you, separate policies may often be cheaper

Insurers consider older travellers as high risk, and charge a lot more for a policy. If you are buying for a group, the price of the policy will be higher if you have one or more older people. It is often cheaper to get separate policies, i.e. one for the family and one for the grandparents, rather than combining everyone together in one policy.​
Travel Insurance NZ

Get quotes for individual policies and family policies, as one policy is often cheaper than two

It's likely that covering your partner and/or family will be cheaper with one policy than buying individual cover for each person, but not always. In some situations, separate policies may be cheaper. This is usually the case when an individual:
  • is 65+
  • Has a medical condition
  • Has a history of making travel insurance claims​
Travel Insurance NZ

Be completely honest when buying a policy and ALWAYS declare ALL medical conditions!

Travel insurers in New Zealand have a good reputation for paying claims, but they are under no obligation to pay you if you lied when you applied. To best protect you from a nightmare later on, give your insurer a full description of all of your health problems, it is also important to inform them if you are pregnant.​
Travel Insurance NZ

One drink can prevent a claim from being paid

The terms and conditions of a travel insurance policy make the rules around alcohol clear - if you are "under the influence" during an incident, your claim will be invalid. This means that if you go out clubbing in Barcelona and lose your bag while intoxicated, your policy won't cover you.  

It’s important to have common sense when it comes to alcohol and travel. If you are going to go wine tasting, don’t drive your rental car until you are sober. If you have half a bottle of wine at lunch and then go skiing, you may invalidate your policy.
Travel Insurance NZ

Check our list of activities that travel insurance generally doesn’t cover, UNLESS you specifically request to add it on

If you plan to go beyond the beaten path and hire a scooter, go off-piste skiing or do anything else considered adventurous, check your policy covers it. Often it won't, which means you are uninsured if anything goes wrong. 
​
A MoneyHub reader emailed us a horror story: “My friend was talked into going off-piste skiing by her friends during a week in Switzerland, despite knowing she wasn’t insured for that. She had an accident, broke her leg and had to pay very expensive bills. Had she been 50 metres away on the trail, she would have been fully covered by her travel insurance”. 
Travel Insurance NZ

Avoid just taking out "medical only" travel insurance - the price difference is never worth it

Some insurers are offering "medical only" policies, but for 10% more you can get a fully comprehensive policy which includes everything from delays to cancellations and theft. The price difference may work out to be $10 or $20 but it's worth it if or when something does happen. 
travel insurance nz
Travel Insurance NZ

Read the reviews of your insurer before you purchase

​Facebook pages are a good place to see how responsive the company is. Are there are a lot of complaints about delays in paying claims, or not paying claims at all? Have a read through before buying any policy to make sure you are happy with the service. 
Travel Insurance NZ

Take advantage of travel insurance comparison sites

New Zealand websites such as “comparetravelinsurance.co.nz” and “trademeinsurance.co.nz” don’t compare every travel insurance company but they do a fairly decent job. But keep in mind both of these sites are not "independent" - one is even owned by a travel insurance provider. We suggest starting with our handpicked list below, which offer the best value and most appropriate coverage.
Travel Insurance NZ

Off on a cruise? Cruises need extra cover, so make sure you get it

Kiwis love cruises, but standard travel insurance cover often won’t protect you from cruise-specific events, such as missing your departure or being sick due to an onboard virus. See our best Cruise travel insurance picks below. ​
Travel Insurance NZ

Heading off to live overseas? You'll need a specialist travel insurance policy

Long-term cover usually means travel insurance policies that last around 12 months, with the option to extend. What you will pay varies greatly, even if the cover is similar. Shopping around and comparing the market online is the best way to save the most and get the best cover. 

Compare Travel Insurance Quotes With Our Top 3 Insurers

  • Our research highlighted three price and value-leading travel insurers who have a strong history of promptly processing, and most importantly, paying claims.
  • We suggest getting quotes from Columbus Direct, Southern Cross Travel Insurance and TINZ (in that order) to get an idea of what it's going to cost.
  • Getting a quote is easy and fast  - one minute is all you'll need.
  • It's easy to overpay for travel insurance - banks, airlines and online booking sites all sell policies. Our top three insurers above offer market-leading cover, prices and service.
Columbus Direct
Southern Cross
TINZ

Compare Cheap Holiday and Travel Insurance NZ

Travel Insurance Best Buys

What we looked for:
  • Comprehensive cover for more than just medical - we analysed in detail, beyond the cheap policies offering nothing but accident cover. We looked for reasonable levels of medical cover (i.e. $5 million or more), lost or stolen personal items and travel delays.
  • Low excess - $100 excess policies beat $200+ excess policies
  • Zero excess on essentials - some policies don't charge an excess on delays and hospital cash saving travellers money from day one
  • Payout history - we cross-checked online to get an indication of any issues with claim payouts from existing customers
  • Value for money - the selection below presents what we consider the best value for money and would personally purchase if embarking on the travel specified.  
  • User-friendly websites - we valued insurers who presented their policies, payout limits and other essential information clearly for easy and quick comparison.

Our Sample
To obtain our quote data and recommended value-for-money policies, we used a number of different ages as specified below. In most cases, travel insurance quotes rarely move "within the range", so if you and your children are of a different age to what we used, the quotes will still be similar to what we have given below,  the age of school-aged children is not a significant factor for policy prices.

Our travellers: 
  • Individuals - one 30-year-old
  • Couples - two 35-year-olds
  • Family - two 35-year-olds and two children aged 8 and 10
  • ​65+ - one ​70-year-old
​
Underwriters
  • All travel insurance sold in New Zealand by brands such as State, 1Cover and TINZ is underwritten by major insurers. ​This means the policy has strength and you are not relying on the solvency of your provider to pay out any claim.
  • You'll see statements that say the policy is underwritten by Allianz, QBE, Chubb, Lloyds, Southern Cross and Tower for example, and we have noted the underwriter with every best buy. ​

Best Australia & Pacific Travel Insurance

7 days in Australia
  • Individuals - Comprehensive from TINZ ($25, underwritten by Lloyd's) offers complete family protection with a $100 excess.  
  • Couples - TBA
  • Family - Comprehensive from TINZ ($53, underwritten by Lloyd's) offers complete family protection with a $100 excess. 
  • ​​65+ ​- TBA

7 days in Fiji
  • Individuals - Comprehensive from TINZ ($35, underwritten by Lloyd's) offers complete protection for individuals with a $100 excess. 
  • Couples - Comprehensive from TINZ ($63, underwritten by Lloyd's) offers complete protection for couples with a $100 excess 
  • Family - Comprehensive from TINZ ($63, underwritten by Lloyd's) offers complete family protection with a $100 excess. 
  • ​65+ ​- TBA

Best Asia Travel Insurance

14 days in Thailand
  • Individuals - Standard from Columbus Direct ($72, underwritten by Lloyd's) offers complete protection for individuals with a $0 excess for any travel delay or delayed luggage claim, with a $150 excess for everything else.
  • Couples - Comprehensive from TINZ ($131, underwritten by Lloyd's) offers complete protection for couples with a $100 excess or Standard from Columbus Direct ($136, underwritten by Lloyd's) which also offers complete protection for couples with a $0 excess for any travel delay or delayed luggage claim, with a $150 excess for everything else.
  • Family - Comprehensive from TINZ ($131, underwritten by Lloyd's) offers complete family protection with a $100 excess. 
  • ​65+ - TBA

14 days in Japan
  • Individuals - Standard from Columbus Direct ($72, underwritten by Lloyd's) offers complete protection for individuals with a $0 excess for any travel delay or delayed luggage claim, with a $150 excess for everything else.
  • Couples - Standard from Columbus Direct ($136, underwritten by Lloyd's) offers complete protection for couples with a $0 excess for any travel delay or delayed luggage claim, with a $150 excess for everything else.
  • Family - Standard from Columbus Direct ($136, underwritten by Lloyd's) offers complete family protection with a $0 excess for any travel delay or delayed luggage claim, with a $150 excess for everything else.
  • ​65+ - TBA

Compare Travel Insurance Quotes With Our Top 3 Insurers

  • Our research highlighted three price and value-leading travel insurers who have a strong history of promptly processing, and most importantly, paying claims.
  • We suggest getting quotes from Columbus Direct, Southern Cross Travel Insurance and TINZ (in that order) to get an idea of what it's going to cost.
  • Getting a quote is easy and fast  - one minute is all you'll need.
  • It's easy to overpay for travel insurance - banks, airlines and online booking sites all sell policies. Our top three insurers above offer market-leading cover, prices and service.
Columbus Direct
Southern Cross
TINZ

Best Europe & North America Travel Insurance

4 weeks in Europe
  • Individuals - Standard from Columbus Direct ($125, underwritten by Lloyd's) which has a $0 excess for any travel delay or delayed luggage claim and a $150 excess for everything else or Comprehensive from TINZ ($120, underwritten by Lloyd's) with a $100 excess 
  • Couples - Comprehensive from TINZ ($225, underwritten by Lloyd's) offers complete protection for couples with a $100 excess
  • Family - Comprehensive from TINZ ($225, underwritten by Lloyd's) offers complete family protection for families with a $100 excess
  • ​65+ - TBA

2 weeks in the USA
  • Individuals -  Standard from Columbus Direct ($101, underwritten by Lloyd's) which has a $0 excess for any travel delay or delayed luggage claim and a $150 excess for everything else or Comprehensive from TINZ ($105, underwritten by Lloyd's) with a $100 excess
  • Couples - Comprehensive from TINZ ($200, underwritten by Lloyd's) offers complete protection for couples with a $100 excess
  • Family -  Comprehensive from TINZ ($200, underwritten by Lloyd's) offers complete protection for families with a $100 excess
  • ​65+ - TBA. Both Standard from Columbus Direct and Comprehensive from TINZ have policies that range from $240-$262. 

Best Cruise Travel Insurance

14 day Pacific and Australia Cruise
  • Individuals - Premier from Columbus Direct ($60, underwritten by Lloyd's) which has a $0 excess for any travel delay or delayed luggage claim and a $150 excess for everything else
  • Couples - Premier from Columbus Direct ($115, underwritten by Lloyd's) which has a $0 excess for any travel delay or delayed luggage claim and a $100 excess for everything else
  • Family -  Premier from Columbus Direct ($115, underwritten by Lloyd's) which has a $0 excess for any travel delay or delayed luggage claim and a $100 excess for everything else
  • ​65+ - Essentials from TINZ ($123, underwritten by Lloyd's) offers complete protection for couples with a $100 excess

Compare Travel Insurance Quotes With Our Top 3 Insurers

  • Our research highlighted three price and value-leading travel insurers who have a strong history of promptly processing, and most importantly, paying claims.
  • We suggest getting quotes from Columbus Direct, Southern Cross Travel Insurance and TINZ (in that order) to get an idea of what it's going to cost.
  • Getting a quote is easy and fast  - one minute is all you'll need.
  • It's easy to overpay for travel insurance - banks, airlines and online booking sites all sell policies. Our top three insurers above offer market-leading cover, prices and service.
Columbus Direct
Southern Cross
TINZ

Compare Cheap Holiday and Travel Insurance NZ

Price Busting: Big Insurance Brand Travel Insurance

We compared our Best Buys (above) with well-known brands such as Southern Cross, AA Travel and Air New Zealand for couples travel insurance for trips to Australia, the USA and Europe.  

Our findings:
  • Our best buys, which offer low excess and generous medical and personal item cover, were priced around half the price when compared to major brands like State, AMI, AA Travel, Cover More and Air New Zealand.

Recap - Our Best Buys for Couples:
  • 1 Week Australia - TBA
  • 2 Weeks USA - Comprehensive from TINZ - $200 with a $100 Excess
  • 4 Weeks Europe - ​Comprehensive from TINZ - $225 with a $100 Excess​ ​

Couples Travel Insurance

Big Insurance Brand Travel Insurance Quotes for 3 Example Holidays

Brand/Insurer
1 Week Australia
2 Weeks USA
4 Weeks Europe
Southern Cross
$​66.51
$​296.40
$249.69
​1 Cover
$72.28
$​273.55
$​253.81
Cigna
$65.87
$​349.78
$​291.55
Tower
$​57.24
$​275.53
$​394.97
AMI
$76.00*
$354.00
$​434.00
State
$76.00*
$354.00
$​434.00
AA Travel
$76.00
$416.00
$480.00
Cover More
$90.00
$420.00
$516.00
Air New Zealand
$102.00
$466.00
$526.00
Quotes obtained
Southern Cross Travel Insurance - $100 Excess, TravelCare Policy 
1 Cover Travel Insurance - $200 Excess, Comprehensive Policy

Cigna Travel Insurance - $100 Excess, Standard Policy
*Tower Travel Insurance - $100 Excess, NB: Australia - Family Plan A - medical cover limited to $200,000; Europe/USA - Plan C - unlimited)
AMI Travel Insurance - $100 Excess, International Plan 
State Travel Insurance - $100 Excess, International Plan
AA Travel Insurance - $200 Excess, Comprehensive Policy, NB: Prices are taken before 10% AA Member discount
​Cover More Travel Insurance - $100 excess, Options Plan
Air New Zealand Travel Insurance - $100 excess, International Plan
Note: Where "Europe" isn't an option, we have selected "France" in its place. 

Price Busting: Travel Agent Travel Insurance

We compared our Best Buys (above) with well travel agents such as House of Travel, Mondo and STA Travel. We excluded Flight Centre as they did not provide online quotes or offer policy information without engaging a travel agent.  We priced travel insurance for couples travelling on trips to Australia, the USC and Europe. 

Our findings:
  • Our best buys, which offer low excess and generous medical and personal item cover, were around half the price of that charged by travel agents for cover in Australia.
  • For the USA and Europe, our best buys were around 30% cheaper than the travel agent travel insurance for very similar policies
Brand
1 Week Australia
2 Weeks USA
4 Weeks Europe
House of Travel
$100.00
$372.00
$486.00
Mondo
$102.60
$298.30
$336.30
STA Travel
$88.00
$318.00
$300.00
Quotes obtained:
House of Travel Travel Insurance - $100 Excess, Comprehensive policy
Mondo Travel Insurance - $100 Excess, Basic policy
STA Travel Insurance - $250 Excess, Comprehensive policy
Note: Where "Europe" isn't an option, we have selected "France" in its place. 

Price Busting: Bank Travel Insurance

We compared our Best Buys (above) with the banks offering travel insurance, pricing policies for couples travelling on trips to Australia, the USA and Europe. 

Our findings:
  • Westpac was the most price-competitive bank across the board, with low priced cover for a week in Australia.
  • Banks policies were still at least 25% more expensive than our best buys, and in some cases (i.e. ANZ and AMP) the policies offered were twice as much for similar cover to the USA and Europe.
Brand
1 Week Australia
2 Weeks USA
4 Weeks Europe
Westpac
$60.00
$276.00
$342.00
BNZ
$84.29
$270.09
$350.71
TSB Bank
$81.96
$277.80
$360.98
ANZ
$92.00
$460.00
$524.00
AMP
$88.00
$476.00
$538.00
Quotes obtained:
Westpac Travel Insurance - $100 Excess, TravelPlus policy
BNZ Travel Insurance - $100 Excess, Standard policy
TSB Bank Travel Insurance - $100 Excess, Standard policy
ANZ Travel Insurance - $100 Excess, Travel Protector policy
AMP Travel Insurance - $100 Excess, Comprehensive policy

Note: Where "Europe" isn't an option, we have selected "France" in its place. 

Compare Travel Insurance Quotes With Our Top 3 Insurers

  • Our research highlighted three price and value-leading travel insurers who have a strong history of promptly processing, and most importantly, paying claims.
  • We suggest getting quotes from Columbus Direct, Southern Cross Travel Insurance and TINZ (in that order) to get an idea of what it's going to cost.
  • Getting a quote is easy and fast  - one minute is all you'll need.
  • It's easy to overpay for travel insurance - banks, airlines and online booking sites all sell policies. Our top three insurers above offer market-leading cover, prices and service.
Columbus Direct
Southern Cross
TINZ

Compare Cheap Holiday and Travel Insurance NZ

Making a Travel Insurance Claim

If something has gone wrong, it's a straightforward process to claim on your travel insurance policy. You'll need to know the excess fee on your policy and be prepared to answer any follow-up questions the claim assessor asks. 

If you do need to claim, follow our 5 step process:

1. Contact your insurer immediately (or as soon as you can) to make a claim

You'll have all the information and can gather more details if requested - do not wait until you get home to make claims. The quicker you submit a claim, the quicker it will be assessed and paid out. 

2. If you are planning to claim for non-urgent medical treatment, get your insurer to accept it BEFORE you go any further
Call your insurer and talk about the medical treatment and if it is covered by your policy. For example, if your bags are lost and you have essential medicines inside them, make sure they cover this and make a note of who you spoke with so there is less chance of a rejected claim later. If it's an emergency, don't delay any treatment. 

3. If you've had something stolen, inform the police
The more evidence you have of a loss, the better your chance of you have of being successful in your claim. Don't hesitate to report the theft and get the police report and/or crime reference number details to include in your claim. 

4. Keep all of your receipts
Whatever type of problem you experience, if you need to buy anything make sure you keep hold of all the receipts. This includes food and drinks for delayed flights, new clothes for delayed bags and so on. A credit card statement may suffice, but actual itemised receipts make a claim go a lot smoother. 

5. If your claim is rejected, appeal and complain
Facebook is full of complaints from travel insurance policyholders who have been rejected. If you have been rejected and you think it's unfair, appeal it. Jump on the phone and explain why your claim meets the T&Cs of the policy you bought. If they don't agree, you can lodge a complaint with the Insurance & Financial Services Ombudsman Scheme which resolves disagreements between customers and their insurers. Their free-of-charge service will make the final decision about your claim and order the insurer to pay out if they find in your favour. 

Compare Travel Insurance Quotes With Our Top 3 Insurers

  • Our research highlighted three price and value-leading travel insurers who have a strong history of promptly processing, and most importantly, paying claims.
  • We suggest getting quotes from Columbus Direct, Southern Cross Travel Insurance and TINZ (in that order) to get an idea of what it's going to cost.
  • Getting a quote is easy and fast  - one minute is all you'll need.
  • It's easy to overpay for travel insurance - banks, airlines and online booking sites all sell policies. Our top three insurers above offer market-leading cover, prices and service.
Columbus Direct
Southern Cross
TINZ

Related guides:
  • Travel Money Cards
  • Flight Centre Mastercard Review
  • TransferWise Debit Card Review
  • Foreign Currency Exchange
  • Best Foreign Currency Debit and Credit Cards

For detailed consumer guides of well-known travel insurance policies, please see the following links:
  • AA Travel Insurance
  • AMI Travel Insurance
  • Southern Cross Travel Insurance
  • 1Cover Travel Insurance
EXPLORE
Top Performing KiwiSaver Funds
Best Credit Cards
Sharesies vs Hatch vs Stake
Student Jobs
and Scholarships
Compare Car Finance
LEGAL
How this Website Works
Advertising Policy
Terms & Conditions
Cookies & Data FAQs
Privacy Policy

ABOUT
Contact Us
About MoneyHub

Join our Newsletter
Media and Press Information
Make a Complaint
MEMBERSHIPS
InsurTech NZ
fintechnz member
  • Search
  • Investing
    • Investing Platforms >
      • Reviews >
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • InvestNow Review
        • Kernel Review
        • BlackBull Markets Share Trading Platform Review
        • Jarden Direct Review
        • Flint Wealth Review
        • ASB Securities Review
        • Interactive Brokers
        • Tiger Brokers (NZ) Review
        • Smartshares Review
      • Comparisons >
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • Virtual Stocks and Shares Trading Games
      • Guides >
        • How to Invest in Shares
        • Investing in the US Stock Market from New Zealand >
          • How To Buy Tesla Shares
          • How To Buy Facebook Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing >
      • Guides >
        • Introduction to Investing
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
      • Young People and Investing >
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
      • Investing Calculators >
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing >
      • Guides >
        • Investing Guide
        • Our Favourite Funds
        • Advisers >
          • Financial Advisers Overview
          • Financial Advisers Auckland
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds >
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Investment Scams
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews >
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
      • Calculators >
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
        • Investing Calculators
    • Alternative Investments and Trading >
      • Reviews >
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • BlackBull Markets Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides >
        • How to Invest in Gold
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency >
      • Reviews >
        • Easy Crypto Review
        • BitPrime Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs BitPrime vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides >
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins >
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance >
      • Car Finance Calculator
      • How to Save for a Car
      • Buying a Car Loan vs Personal Loan - What is Better for Buying a Car?
      • Car Loans and Collateral
      • MBI (Mechanical Breakdown Insurance)
      • GAP (Guaranteed Asset Protection Insurance) Insurance
      • Bad Credit Car Loans
      • Paying Cash for a Car vs Car Finance
      • Car Dealership Finance vs Alternatives
      • Balloon Payments
      • How to Refinance Your Car Loan
      • Simplify Loans Review
      • Car Loan Refinance Calculator
    • Personal Loans >
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Low Income Loans
      • Same Day Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Avanti Finance Review
      • Save My Bacon Review
      • Moola Review
      • Harmoney vs Moola
    • Credit Scores & Interest Rates >
      • Credit Scores and Credit Checks 2022
      • How to Build Credit in New Zealand
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps >
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance >
      • Guides >
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews >
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance >
      • House Insurance
      • House Insurance Calculator
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Insurance Brokers >
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance >
      • Cat and Dog Desexing
      • Getting a Kitten
      • Getting a Puppy
      • Pet Euthanasia
    • Life & Health Insurance >
      • Life Insurance >
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs. Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
      • Income Protection Insurance >
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance >
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Air New Zealand Credit Cards >
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Reviews >
      • American Express Credit Cards Review >
        • American Express Airpoints Platinum Review
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
      • Wise Debit Card Review
      • Flight Centre Mastercard Review
    • Guides >
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards >
      • Travel Money Cards
      • Travelex Money Card vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
  • Banking & Savings
    • Banking >
      • Best Bank Accounts
      • Best Debit Cards
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
    • Savings >
      • Best Savings Accounts
      • Best Term Deposits
      • Term Deposit Alternatives
    • Guides and Resources >
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews >
      • Wise International Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials >
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options >
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
    • Alternative Mortgage Options >
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management >
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Amortisation Calculator
      • Mortgage Refinance Calculator
    • Mortgage Brokers >
      • Mortgage Brokers Explained
      • Mortgage Brokers - Auckland
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home >
      • First Home Buyers Checklist
      • Home Buying Glossary
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
    • Selling a Home >
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment >
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House >
      • Average Building Cost Per Square Metre
      • Buying Land to Build a House
      • Construction Loans
      • Cost to Build a New House
  • KiwiSaver
    • Our Favourite KiwiSaver Funds
    • KiwiSaver Essentials >
      • Switching KiwiSaver Funds
      • KiwiSaver and Tax
      • Is KiwiSaver Safe?
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Choosing Your KiwiSaver Provider
      • KiwiSaver Robo and Digital Advice Tools
      • Opting out of KiwiSaver
      • KiwiSaver Calculator
      • What's My PIR?
      • Contributions >
        • How to Check Your KiwiSaver Contributions
        • KiwiSaver Contributions - Gross or Net?
        • Your KiwiSaver Contributions
        • Employer KiwiSaver Contributions
        • Government KiwiSaver Contributions
        • KiwiSaver Contributions Holiday
        • Voluntary Contributions
    • KiwiSaver Returns Calculator
    • Guides >
      • KiwiSaver Hardship Applications
      • Choosing a KiwiSaver Fund
      • Ethical Kiwisaver Funds
      • KiwiSaver Guide
      • KiwiSaver for Kids
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver HomeStart Grant Guide
      • KiwiSaver Private Equity
    • Schemes >
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • MAS KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Westpac KiwiSaver Scheme
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
  • Business
    • Business Essentials >
      • Business Loans
      • Prospa Business Loans Review
      • Business Credit Cards
      • Public Liability Insurance
      • Business Insurance
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators >
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services >
      • Domain Names
      • Trusted Web Designers >
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups >
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • Students
    • Scholarships 2022
    • Jobs >
      • Student Jobs Guide
      • Student CV Templates
      • Student Job Cover Letters
      • Student Job Interview Questions and Answers
      • Summer Internships 2022
      • University and Polytechnic Student CV Templates
    • Money Resources >
      • Student Bank Accounts
      • Student Loans & Allowances
      • Year 13 Essential Checklist
      • Student Money Tips
      • Money in a Nutshell for Teenagers
      • Freebies for School Students
      • Money Tips for Kids and Teenagers
    • Education >
      • What to Study in 2023
      • Alternative Study Providers
      • School Holidays 2022
      • Public Holidays 2022
  • Motoring
    • Buying and Selling a Car >
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Top Cars that Hold Their Value
      • Vehicle Leasing
    • Everyday Driving >
      • 20 Ways to Make Driving Cheaper
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness >
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Footprint Online Wills Review
    • Prenuptial Agreements
    • Trusts Guide
    • Divorce Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Perpetual Guardian
  • Job Hunting
    • Job Applications >
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources >
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies >
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Broadband
  • Power
    • Compare Power Companies
    • How to Lower Your Power Bills
    • Power Companies >
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Energy Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Pulse Energy Review
      • Trustpower Review
  • Financial Independence
    • FIRE Guides >
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
      • Achieving Financial Independence, Faster
    • FIRE Tools >
      • Budgeting Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax >
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
    • Money Tips >
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Tips for Families on a Single Income
      • 20 Ways to Save LOTS on Household Bills
      • Side Hustles
      • Lending Money to Friends & Family
  • Better Living
    • Food & Grocery >
      • My Food Bag vs HelloFresh vs WOOP vs Bargain Box Comparison
      • My Food Bag Review
      • Bargain Box Review
      • HelloFresh Review
      • Woop Review
      • Online Supermarkets
      • Save Money on Food
      • Supermarket Christmas Clubs >
        • New World Christmas Club Review
        • PAK'nSAVE Christmas Club Review
        • Countdown Christmas Club Vouchers
      • Coupons & Deals >
        • Kids Eat Free
    • Entertainment >
      • Streaming TV Services
      • Netflix Review >
        • Best Netflix Movies
        • Best Netflix TV Shows
      • Amazon Prime Video Review >
        • Best Amazon Prime Movies
        • Best Amazon Prime TV Shows
      • Disney+ Review
      • Apple TV+ Review
    • Consumer Rights >
      • How to Get a Refund, Repair or Replacement
      • What To Do If You Do NOT Receive Your Refund
      • The Complete Guide to Renting in New Zealand
    • Free Samples
    • Make Money Online
    • Paid Survey Websites Review
    • Nielsen Homescan Review
    • Nielsen Digital Voice Review
    • Valued Opinions Review
    • Opinion World Review
    • Triaba New Zealand Review
    • Rewardia New Zealand Review
    • School Holiday Activities >
      • Auckland School Holiday Activities
      • Wellington School Holiday Activities
      • Christchurch School Holiday Activities
    • 65+ Best Online Shopping Websites in New Zealand
    • Shoe Size Conversion Guide
    • Affordable Online Clothes Shopping
    • Best Baby Clothes
    • Dress Size Conversion
    • New Zealand Fashion Designers
    • Buy Books Online
    • Black Friday New Zealand Deals
    • Mother's Day Ideas and Gifts
    • Father's Day Ideas and Gifts
    • Daycare Checklist
    • How to Sell on Fiverr
    • Computer & Accessories >
      • Best Printers
      • Computer Desks
    • Gym Memberships Guide
    • Retirement Villages
    • Home & Kitchen >
      • Best Vacuum Cleaners
      • Best Coffee Grinders
      • Best Waffle Makers
      • Best Air Purifiers
      • Best Dehumidifiers
      • Best Treadmills
      • Best Washing Machines
      • Best Air Fryers
      • Best Juicers
      • Best Fridge Freezers
      • Best Mattresses
      • Best Ride-On Lawn Mowers
      • Best Pressure Cookers
      • Best Lawn Mowers
    • Blinds, Curtains and Drapes Auckland
    • Bathroom Renovations Guide
    • Weddings on a Budget
    • Wedding Budget Calculator
    • Trade Me Selling Tips
    • Prezzy Cards
    • Health & Personal Care >
      • Weight Loss Shakes
      • Teeth Whitening
      • Anti-Ageing Creams
      • Hair Straighteners
      • Sunscreen
      • Jenny Craig Review
      • Weight Watchers Review
    • Grammarly Review
    • Moving to New Zealand
  • Trade & Professional Services
    • Auckland Trade & Professional Services >
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services >
      • Arborists Wellington
      • Bathroom Renovations Wellington
      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
      • Dog Boarding Kennels Wellington
      • Dog Daycare Wellington
      • Dog Grooming Wellington
      • Firewood Wellington
      • Glaziers Wellington
      • Gym Memberships Wellington
      • Heat Pump & AC Specialists Wellington
      • Lawn Mowing Services Wellington
      • Mechanics Wellington
      • Panel Beaters Wellington
      • Personal Trainers Wellington
      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services >
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dog Boarding Kennels Christchurch
      • Dog Daycare Christchurch
      • Dog Grooming Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Glaziers Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • Lawn Mowing Services Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
      • Personal Trainers Hamilton
      • Pest Control Hamilton
      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services >
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Glaziers Tauranga
      • Gym Memberships Tauranga
      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
  • Get Our Newsletter