MoneyHub NZ
  • Search
  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Jarden Direct Review
        • InvestNow Review
        • Kernel Review
        • Flint Wealth Review
        • Interactive Brokers
        • Smartshares Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing
      • Guides
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Best Retirement Income Products in New Zealand
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Our Favourite Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency
      • Reviews
        • Easy Crypto Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • Initial Coin Offerings
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Bad Credit Car Loans
      • Car Finance Company Reviews
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • MTF Finance Review
        • Simplify Loans Review
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • MBI (Mechanical Breakdown Insurance)
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance
      • Guides
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Travel Money Cards
        • Australia Travel Money
        • Bali Travel Money
        • Fiji Travel Money
        • Rarotonga Travel Money
        • UK Travel Money
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Booster Savvy Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management
      • Saving for a House Deposit
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • Kernel KiwiSaver Review
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
    • Business Insurance
      • Public Liability Insurance
      • Business Interruption Insurance
      • Professional Indemnity Insurance
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2023 and 2024
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • NZ Superannuation in a Nutshell
    • Superannuation Rates 2023
    • Government Departments Helping New Zealanders Directly
    • COVID-19 Help
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Job Hunting
    • Job Applications
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Travel
    • How to Get Access to Airport Lounges
    • Flybuys Review
    • Fastest Way To Earn Air NZ Status Points
    • How to Redeem Air New Zealand Airpoints Dollars
    • Air New Zealand Koru Membership Review
    • Air New Zealand Travel Tips
    • Air NZ Upgrade Guide
    • Airpoints Flexipay Guide
    • No Nonsense Upgrade Guide
    • Cheap Domestic Flights
    • Car Rental Hire
    • Auckland Airport Car Parking
    • First Table Guide
    • Accor Plus Review
    • Queenstown Like a Local
    • Auckland Travel for Less
    • Hotel Booking Sites Compared
    • 100+ Free Things to do in Auckland
    • Layby Flights Guide
    • Airbnb Refunds (Coronavirus)
    • Air New Zealand Refunds & Credits
    • Google Flights Guide
    • Skyscanner Guide
    • Working Holiday Visas
    • Currency Converter
    • Qatar Airways Travel Tips
    • Foreign Currency Exchange
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Broadband
    • Compare Broadband Plans
    • No Contract Broadband
    • Rural Broadband Plans
    • Internet Speed Test
    • Broadband Provider Reviews
      • 2degrees Broadband Review
      • Bigpipe Broadband Review
      • Compass Broadband Review
      • Contact Broadband Review
      • Electric Kiwi Broadband Review
      • Farmside Broadband Review
      • Flip Broadband Review
      • Mercury Broadband Review
      • MyRepublic Broadband Review
      • NOW Broadband Review
      • One NZ Broadband Review
      • Orcon Broadband Review
      • Spark Broadband Review
      • Skinny Review
      • Slingshot Broadband Review
      • Starlink Review
      • Voyager Broadband Review
      • Wireless Nation Broadband Review
  • Power
    • Compare Power Companies
    • Power and Broadband Bundles
    • How to Lower Your Power Bills
    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
    • How to Use Less Power
    • Power Companies
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Z Energy Power Review
  • Financial Independence
    • FIRE Guides
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
    • FIRE Tools
      • Budgeting Apps
      • Debt Repayment Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Tax Refunds
    • Money Tips
      • 20 Things to Stop Buying to Have More Money
      • 20 Indicators You're Doing Well Financially
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Money Habits that Keep You Poor
      • Saving on Household Bills
      • Debt Help
      • CAP (Christians Against Poverty) Review
      • Debtfix Review
      • Getting into Debt to Meet Short Term Living Costs
      • How to Survive a Recession
      • Average NZ Salary by Age
      • How to Maximise Income in Retirement
      • How to Handle Rising Interest Rates
      • Free Money from the Government
      • Bankruptcy Guide
      • Unclaimed Money in New Zealand
      • Financial Planning for Children With Disabilities
      • Should I Stop Contributing to KiwiSaver?
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand - 2022 and Beyond
      • Tips for Families on a Single Income
      • Side Hustles
      • Charities in New Zealand
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
  • Trade & Professional Services
    • Auckland Trade & Professional Services
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services
      • Arborists Wellington
      • Bathroom Renovations Wellington
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10 Affordable and Hassle-Free WOF Testing Stations and Mechanics Tauranga

Minimize the risk of a failed WOF, save money and time, and get repairs from trusted Tauranga mechanics with our comprehensive guide

Tauranga WOF
Updated 7 August 2021
​Generally, the biggest surprise with getting a WOF isn’t the upfront fee (a WOF is generally cheap; $50 to $75 is standard). Instead, it’s the WOF ‘fails’ that can end up costing a lot of money. To ensure getting a WOF in Tauranga​​ is a hassle-free process, our guide covers:
  • Suggest DIY Pre-WOF Test
  • WOF repairs - know the costs upfront to avoid surprises
  • Top 10 Tauranga mechanics for WOF fails

Know this first: ​Find the right WOF test centre for your vehicle's condition
A WOF promotion for $30 or $40 sounds good, but be careful. You face the risk of being strong-armed into spending $500+ with the mechanics if a fault is found. To make things simpler and put you in control, we suggest the following approach:

Is your car in excellent condition?
  • If your car is less than five years old and/or is kept in top condition, choosing a WOF testing centre based on price is likely to be the best option. 

Is your car in moderate condition and likely to need only minor repairs?
  • If you believe that your car will probably pass, a WOF testing station that doesn’t offer repairs is likely to be the best choice. A popular example is VTNZ. As they don’t carry out repairs, there's no vested interest in anything failing.

Is your car likely to need major repairs?
  • If you’re confident your vehicle will need repairs to pass its WOF, then the best approach is to take it to an independent testing agent (like VTNZ) and research trusted local garages. Once you know the faults from a failed WOF, you can arrange a quote.

Final Steps: Re-testing your vehicle after repairs
  • If your vehicle fails a WOF and you get the necessary repairs, it will need to be re-tested.
  • If you fix all the items that require attention within 28 days of the initial inspection, the WOF testing station will re-inspect the vehicle at no additional cost.
  • If you exceed the 28 days from the initial inspection, a new fee and inspection are required.

Our Pick for an Independent WOF Assessment in Tauranga

  • While thousands of NZTA-approved garages and service centres offer a WOF, we believe Vehicle Testing New Zealand (VTNZ) is a truly independent operation. There are numerous locations all over Tauranga​​. ​
  • The one-off fee is $67, and if your vehicle fails, you can take it to any garage of your choice (VTNZ doesn't offer repairs). 
  • We have no business relationship with VTNZ and publish our view as a journalistic opinion.
  • For repairs, our top 10 Tauranga mechanics for WOF fails has you covered.
Find your local Tauranga VTNZ

​

Tauranga WOF

DIY Pre-WOF Test

Per 2019 government statistics, in 2019 a total of 1,886,104 vehicles failed a WOF on the first attempt. This means that 40% of vehicles are not at the desired level of roadworthiness.

We suggest saving yourself the hassle of having to fix common mistakes by undertaking a DIY pre-WOF check at home. Some simple pre-WOF fixes can lower the risk of a failure, although some fails can only be fixed by professional mechanics. Pre-empting the issues and fixing them beforehand saves you money, time and frustration. 

Know this: Around 1 in 6 vehicles fail their WOF because of a dead light bulb. The table below outlines the most common reasons for failing a WOF and ways to prepare in advance.
Reason for Failure
Checks to do before your WOF
Lights
Make sure all of your lights are working. Do a 360-degree walk-around of your car while every light is on, and check brakes, dip, hazard and indicators, as well as the number plate light. 

Solution: If a light is out, a new bulb costs a few dollars from stores such as Repco and Supercheap Auto.
Suspension
A comprehensive suspension check is impossible, but if you push down on each corner of your car and then release, the car should re-balance. If it doesn't, then shock absorber reconditioning may be required. Your WOF will reveal what's needed.
Brakes
If your brakes feel tense then it's likely you have an issue. You may also see a brake warning light which indicates your brake pads need replacing. If an issue comes up on your WOF, a mechanic is the best person to fix it.
Tyres
Tyre pressure
Check your car's tyre pressure and fill them up to their recommended level at a petrol station. You can find the desired PSI in your vehicle handbook, inside the fuel filler flap, or on the driver's door post.

Tyre tread 
The minimum legal tread depth is 1.5mm within all principal grooves that contain these moulded tread depth indicators. If it is below, you'll need to buy a new tyre for every one that fails the WOF.
Windscreen
Per the NZTA, damage (apart from scratching and surface pitting that does not affect the driver’s vision, such as small stone marks) will fail a WOF. If you have windscreen damage that affects your vision of the road, you'll need to get this repaired. Some insurers cover glass repair without excess, so see if this applies to you.

A windscreen with damage that prevents the wiper blades from working properly will also fail a WOF. 
​Exhaust
A leaking exhaust will fail a WOF. To test it, turn on your engine (in a well-ventilated location) to check for unusual noises or abnormal smoke. If you notice either or both, it indicates a leak which will fail a WOF.
Steering
There's no test you can do at home, but if you feel as if the steering could be more responsive or you see a warning light, a repair may be needed.
Fluids
Check the brake fluid, windscreen washer and oil reserves, as well as for leaks.
Everything else
Give your car a comprehensive once-over, making sure that your seatbelts are functioning, the horn works, the doors open and close from inside and outside, and make sure the wing-mirrors are clean and secure. Most importantly, check there are no warning lights on.
​

Tauranga Best WOF

WOF repairs - know the costs upfront to avoid surprises

For repairs, get a quote first and ask the right questions:
  • Requesting a quote detailing the cost of a job will minimise the chances of any nasty billing surprises. Such a quote will formally set out the cost of a job so that you know what to expect. 

Whatever the WOF issue with your car, when organising a quote, we suggest asking:
  1. What is the estimate of the total cost to fix the problem(s)?
  2. ​Is GST included? 15% adds up, so make sure the final price you hear and agree to is GST-inclusive. For example, $300 becomes $345 with GST included.
  3. What is the guarantee period? You want a solution, not a short-term fix, so ask to make sure that the proposed solution offered is final and will meet the needs of the WOF assessment.
​

Tauranga WOF

​10 Reliable Tauranga Mechanics that will Test and Resolve WOF Fails

​Our list below, which is no particular order, covers mechanics who test and resolve WOF fails, located in Tauranga. We have selected these mechanics based on their history of longstanding service within Tauranga, location and data extracted from internet reviews on Google Business, Facebook, TradeMe Services and others.

No mechanic has paid to appear on this list, and MoneyHub.co.nz has no relationship with any company appearing below.
Tauranga Best WOF

Fulton Automotive

Fulton Automotive is an automotive repair and maintenance provider servicing Tauranga and Mount Maunganui. It is a family-owned business with all experienced and certified female-friendly mechanics to take care of all types of vehicle servicing. Fulton Automotive is MTA Assured and has a growing number of satisfied customers. 
   
What customers like: 
  • Honest, trustworthy and helpful team 
  • Respectful to customers  
  • Provides courtesy cars with drop off and pick-up service 
  • Offers helpful advice and inform their clients well about the repair   
  • Quick turn around time  
  • Reasonable prices 
  • Careful in handling cars 
  • Female friendly service  
​
Services include, but are not limited to: 
  • Campervan servicing 
  • Warrant of Fitness 
  • Mechanical and automotive repair  
  • Vehicle pre-purchase inspections 
  • Electrical diagnosis and repair  
  • Professional car  grooming  
  • Brakes and ABS repairs 
Google Rating: 4.9/5 
Base: Maunganui, Tauranga 
Contact:  07 575 9525  
Website: Fulton Automotive ​
Tauranga Best WOF

Elite Automotive Repairs Ltd

Elite Automotive Repairs Ltd provides a general mechanical repair of cars, trailers and caravans in Tauranga area. They deal with almost all types of vehicles, including Japanese, European and classic types. 
​

What customers like: 
  • Provides great service and value for money 
  • Thoroughly informs the client about the process  
  • Friendly approach to customers  
  • No long waiting line  
  • Honest, reliable and trustworthy staff  

​Services include, but are not limited to: 
  • WOFs for cars, trailers and caravans 
  • Full car servicing  
  • Tune-ups  
  • Motor rebuilds  
  • Wheel alignments  
  • Brakes repair  
  • Batteries replacement  
  • Mechanical repairs  
Google Rating: 4.6/5  
Base: Gate Pa, Tauranga 
Contact:  07 541 0055 
Website: Elite Automotive Repairs Ltd ​
Tauranga WOF

Automotivated

Automotivated has been in the industry for over 20 years specialising in brake and clutch servicing. They are MTA Approved with years of experience in handling European vehicles, particularly Fiat and Peugeot. 

What customers like: 
  • Goes the extra mile for their customers 
  • Makes the process fast and easy   
  • Quick turn around time  
  • Provides courtesy car to use when necessary  
  • Affordable and reliable service  

​Services include, but are not limited to: 
  • Car diagnostics and mechanical repair   
  • Warrant of Fitness  
  • Oil changing 
  • Car servicing  
  • Brake and clutch servicing  
Google Rating: 5/5 
Base: Second Avenue, Tauranga 
Contact: 07 571 0548   
Website: Automotivated ​
Tauranga WOF

Avila mobile mechanic

Avila mobile mechanic is a mobile automotive repair service provider catering to the whole Tauranga area. They are ready for emergency call outs, and they will come to you with the right tools to finish the repair on site.  

What customers like: 
  • Carefully explains the vehicle issues to the clients  
  • Finishes the job quickly  
  • Comes in ready with all necessary tools  
  • Reasonable charges  
  • With honest and professional mechanics  

​Services include, but are not limited to: 
  • Engine service and repairs  
  • Pre-purchase inspections  
  • Break down assistance and call out service  
  • Brake system service, check and repair   
  • Ignition system service, check and repair  
  • Coolant system service, check and repair  
  • General services
​Google Rating: 5/5 
Base: Mount Maunganui, Tauranga 
Contact: 021 138 8471  
Website: Avila mobile mechanic
Tauranga WOF

Premier Automotive

Premier Automotive is a vehicle servicing and repair centre that has been serving the Tauranga area for more than 30 years. They make use of the latest equipment and technology to make sure that your vehicle runs smoothly according to the standards. 

​What customers like: 
  • Honest, friendly and skilled automotive engineers  
  • Provides competitive pricing  
  • Knowledgeable on all aspects of car mechanic  
  • Fast and efficient 
  • Provides clean courtesy cars  
  • Pleasant to deal with  

​Services include, but are not limited to: 
  • Radiators and cooling system repairs  
  • Timing belts  
  • Steering and suspension  
  • DPF Service  
  • Auto electrical services and diagnostics  
  • Warrant of Fitness 
  • Transmission repair  
  • Oil Change   
  • Air conditioning   
  • Performance tuning  
Google Rating: 4.8/5 
Base: Eleventh Avenue, Tauranga 
Contact: 07 578 7319  
Website: Premier Automotive  ​
Tauranga WOF

Davidson Motors

Davidson Motors  is a locally owned and operated servicing specialist for Jaguar, European and classic cars. They have a team of mechanics with more than two decades of experience in the automotive industry.  

What customers like: 
  • Calls the client to update with the progress  
  • Great quality work 
  • Provides fair and clear quotation with competitive pricing 
  • Good customer service  
  • Goes the extra mile to keep customers satisfied  

​Services include, but are not limited to: 
  • Repairs  
  • Oil changes 
  • Maintenance  
  • Inspections  
  • Brakes and suspension 
  • Ignition problems   
  • Warrant of Fitness  
Google Rating: 4.8/5 
Base: Greerton, Tauranga  
Contact: 07 578 3998  
Website: Davidson Motors  ​
Tauranga WOF

AutoSuper Shoppe Judea

Auto Super Shoppe Judea is a locally owned but nationally known vehicle service centre with 90+ branches within New Zealand. The business started in 2006 and has selected the top workshops all over the country to join their league. 

What customers like: 
  • Knowledgeable and friendly staff  
  • Provides courtesy car for a number of days   
  • Carefully explains the process to the clients  
  • Fast service with affordable prices 
  • Good quality finish 
  • Excellent client communication   

​Services include, but are not limited to: 
  • Clutch repairs  
  • Warrant of Fitness  
  • Automatics transmission servicing  
  • Repairs and service of brakes and radiators  
  • Fleet servicing  
  • Cambelt and timing belt  
  • Car battery replacements  
  • Fleet management  
  • Engine management diagnostics  
  • Oil Change  
Google Rating: 4.9/5  
Base: Judea, Tauranga 
Contact: 07 578 6092   
Website: Auto Super Shoppe Judea ​
Tauranga WOF

Vehicle Service Centre

Vehicle Service Centre has been running under the current management since 1997 intending to promote affordable vehicle servicing to all. Being an MTA Assured member, Vehicle Service Centre provides a 12-month guarantee period to all the service works. 

What customers like: 
  • Kind, honest and trustworthy staff  
  • Every detail is well communicated 
  • Quality repair job 
  • Competitive pricing  
  • Efficient with fast turn around rate 
  • Free courtesy cars with pick up and drop-off service 

Services include, but are not limited to: 
  • Full maintenance services 
  • Pre-purchase inspections  
  • Transmission service fluid service  
  • Coolant flushing  
  • Brake fluid flushing  
  • Lube services 
 
Google Rating: 4.8/5  
Base: Mount Maunganui, Tauranga 
Contact: 07 575 8604    
Website: Vehicle Service Centre  ​
Tauranga WOF

Highbrook Automotive

Bethlehem Motors provides a wide range of automotive services. Since 1952, they have been catering to people within the Tauranga area while complying to all manufacturer's specifications. Bethlehem Motors is an MTA Assured repair centre. 

What customers like: 
  • Professional, friendly and caring staff  
  • Knowledgeable of their products and vehicles  
  • Well-priced products and reasonable charges  
  • Provides value for money 
  • Highly skilled mechanics  

​Services include, but are not limited to: 
  • WOF repairs  
  • All Vehicle Warranty Serving 
  • Fleet servicing 
  • Auto insurance claim repairs 
  • Diagnosis & repairs 
  • Electronic diagnosis & repairs 
  • Auto electrical works  
  • Pre Purchase Inspections 
Google Rating: 4.9/5 
Base: Bethlehem, Tauranga 
Contact: 07 576 4799  
Website: Bethlehem Motors  ​
Tauranga WOF

Otumoetai Automotive

Otumoetai Automotive has been in the automotive industry for over 20 years. Its owner and operator is a senior technician and a certified WOF inspector with vast knowledge in fixing and diagnosing all sorts of vehicles. Otumoetai Automotive is MTA Assured and uses modern technology for vehicle diagnostics. 

What customers like: 
  • Great client communication  
  • Honest workers and easy to deal with  
  • Reliable local mechanic  
  • High-quality work 
  • Good customer service  

​Services include, but are not limited to: 
  • WOF checks and repairs  
  • Brakes repair 
  • Full maintenance services  
  • Computer diagnostics  
  • Tune-ups  
  • Pre-purpose inspections 
Google Rating: 5/5  
Base: Otumoetai, Tauranga 
Contact:  07 576 6975 
Website: Otumoetai Automotive

Our Pick for an Independent WOF Assessment in Tauranga

  • While thousands of NZTA-approved garages and service centres offer a WOF, we believe Vehicle Testing New Zealand (VTNZ) is a truly independent operation. There are numerous locations all over Tauranga. ​
  • The one-off fee is $67, and if your vehicle fails, you can take it to any garage of your choice (VTNZ doesn't offer repairs). 
  • We have no business relationship with VTNZ and publish our view as a journalistic opinion.
  • For repairs, our top 10 Tauranga mechanics for WOF fails has you covered.
Find your local Tauranga VTNZ

Disclaimer: MoneyHub.co.nz has no relationship, financial or otherwise, with any of the mechanics listed on this page. Quotes and final bills for individual vehicle repairs vary, and our pricing guide is for guidance purposes only. 

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        • Other Coins
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  • Loans & Finance
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  • Insurance
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      • Health Insurance
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  • Credit Cards
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    • Reviews
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  • Banking & Savings
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  • Mortgages
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    • Mortgage Brokers
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    • Buying a Home
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  • KiwiSaver
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        • MAS Review
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  • Business
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      • Prospa Business Loans Review
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      • Digital Identity Programs and Online Verification Tools
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    • For Startups
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  • MSD
    • Navigating Work and Income Benefits
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    • Government Departments Helping New Zealanders Directly
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  • Motoring
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      • CarJam Review
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    • Everyday Driving
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      • 20 Ways to Make Driving Cheaper
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  • Law
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  • Job Hunting
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  • Travel
    • How to Get Access to Airport Lounges
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    • 100+ Free Things to do in Auckland
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    • Foreign Currency Exchange
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  • Broadband
    • Compare Broadband Plans
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    • Internet Speed Test
    • Broadband Provider Reviews
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  • Power
    • Compare Power Companies
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    • How to Lower Your Power Bills
    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
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    • Power Companies
      • Contact Energy Review
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  • Financial Independence
    • FIRE Guides
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      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
    • FIRE Tools
      • Budgeting Apps
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      • Free Financial Literacy Classes
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    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
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    • Money Tips
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      • 20 Indicators You're Doing Well Financially
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Money Habits that Keep You Poor
      • Saving on Household Bills
      • Debt Help
      • CAP (Christians Against Poverty) Review
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      • Getting into Debt to Meet Short Term Living Costs
      • How to Survive a Recession
      • Average NZ Salary by Age
      • How to Maximise Income in Retirement
      • How to Handle Rising Interest Rates
      • Free Money from the Government
      • Bankruptcy Guide
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      • Financial Planning for Children With Disabilities
      • Should I Stop Contributing to KiwiSaver?
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand - 2022 and Beyond
      • Tips for Families on a Single Income
      • Side Hustles
      • Charities in New Zealand
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
  • Trade & Professional Services
    • Auckland Trade & Professional Services
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      • Quality Tyres Auckland
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    • Wellington Trade Services
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