PAYE Income Tax Calculator 2021 and 2022
Calculate your after-tax earnings in seconds with our trusted tool
Updated 6 December 2021
- Important - the calculator below uses the 2021-22 rates which is what you need to understand your tax obligations.
- Wondering how much difference that pay rise or new job would make? Our PAYE calculator shows you in seconds.
- To use the PAYE calculator, enter your annual salary (or the one you would like) in the Insert Income box below.
- The table below will automatically display your gross pay, taxable amount, PAYE tax, ACC, KiwiSaver, and student loan repayments on annual, monthly, weekly and daily basis.
Disclaimer: This is a guide using standard assumptions to estimate your tax breakdown. There are many other possible variables - for a definitive understanding, contact the IRD. This calculator assumes you're employed, as being self-employed means hourly, weekly, fortnightly and monthly income payments will be different, depending on when you make tax payments and how much you pay.
PAYE related need-to-know guides:
- Jobseeker Support - our guide explains everything you need to know about claiming entitlements when looking for work
- Accommodation Supplement - our guide explains how you can claim for assistance to meet weekly housing costs
- Income tax refund guide - avoid the agents and do it yourself directly with the IRD
- Mortgage affordability calculator - find out how much you can borrow for a home loan
- Student loan repayments - find out how much you'll need to repay every year based on your income
- Debt help - debt is everywhere in New Zealand and our guide walks you through the options available
Income Tax Rates (PAYE): 2021 and 2022
Tax rate |
Taxable income bracket |
Tax owed |
10.5% |
$0 to $14,000 |
10.50% of taxable income, |
17.50% |
$14,001 to $48,000 |
$1,470 plus 17.50% of the amount over $14,000 |
30.00% |
$48,001 to $70,000 |
$7,420 plus 30.00% of the amount over $48,000 |
33.00% |
$70,001 to $180,000 |
$14,020 plus 33.00% of the amount over $70,000 |
39.00% |
$180,000+ |
$50,320 plus 39.00% of the amount over $180,000 |
For Reference - Income Tax Rates (PAYE): 2020 and 2021
Income Level |
PAYE Rate |
Income up to $14,000 |
10.50% |
Income over $14,000 and up to $48,000 |
17.50% |
Income over $48,000 and up to $70,000 |
30% |
Income over $70,000 |
33% |
Source: Inland Revenue - our PAYE tax rates guide has more details
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