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        • Other Coins >
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  • Banking & Savings
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    • Compare Power Companies
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    • Power Companies >
      • Contact Energy Review
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  • Financial Independence
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      • Achieving Financial Independence, Faster
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      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
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      • Teaching Kids About Money
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      • How to Protect Your Finances from Inflation
      • Tips for Families on a Single Income
      • 20 Ways to Save LOTS on Household Bills
      • Side Hustles
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  • Better Living
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      • My Food Bag vs HelloFresh vs WOOP vs Bargain Box Comparison
      • HelloFresh Review
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      • Online Supermarkets
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      • Supermarket Christmas Clubs >
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      • The Complete Guide to Renting in New Zealand
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    • School Holiday Activities >
      • Auckland School Holiday Activities
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    • 65+ Best Online Shopping Websites in New Zealand
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    • Auckland Trade & Professional Services >
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      • Glaziers Auckland
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      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
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      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services >
      • Arborists Wellington
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      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
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      • Dog Grooming Wellington
      • Firewood Wellington
      • Glaziers Wellington
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      • Heat Pump & AC Specialists Wellington
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      • Mechanics Wellington
      • Panel Beaters Wellington
      • Personal Trainers Wellington
      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services >
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dog Boarding Kennels Christchurch
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      • Dog Grooming Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Glaziers Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • Lawn Mowing Services Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
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      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services >
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Glaziers Tauranga
      • Gym Memberships Tauranga
      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
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Car Insurers in New Zealand - The Complete Directory

Our comprehensive list includes 35+ insurance companies offering car insurance policies

Car Insurers Directory NZ
Updated 26 March 2022

Summary:
  • New Zealanders have 35+ different insurers to select from, although 80% or more of the market foes to a handul of established insurance players.
  • This guide does not provide sample quotes - our car insurance guide covers all insurers who offer online quotes.
  • The purpose of this guide is to comprehensively list every insurer offering car (comprehensive, third party and/or third party theft and fire cover) in New Zealand.

Our guide covers:
  • Everyday Car Insurers (Online Quotes Available)
  • Bank-Issued Car Insurance
  • General Insurers Offering Car Insurance (Online Quotes NOT Available)
  • Manufacturer Car Insurance
  • Specialist Car Insurers

Know This First: Every vehicle and driver is different, which is why it's impossible to say what car insurer is "best". We believe our car insurance comparison is the most comprehensive price information currently available and a good starting point. That being said, comparing multiple providers is the only way to save.

Our Thoughts on Policies and Pricing:
  1. Only a handful of insurers provide online car insurance quotes, which we feel is disappointing for price transparency.
  2. Most of the insurers listed below only provide quotes in-person or over the phone. This makes comparing more time-consuming.
  3. As a result, we have not priced tested or looked at the dozens of policies for any in-person insurance company. We believe the online car insurance market is very competitive and, in many cases, will be more affordable than bank and broker-sold insurance (when your needs are typical rather than non-standard).
  4. For this reason, we suggest arranging quotes from a selection of everyday insurers (AMI, Tower, State, AA etc) first. Our policy comparison has more details.

Car Insurers Directory NZ

Everyday Car Insurers (Online Quotes Available)

Most New Zealanders chose an established provider like AMI, Tower and AA Insurance when insuring their car. The companies compete vigorously to attract new customers, which is why comparing policies is an almost certain way to save money. Our AMI vs Tower vs AA vs State and more guide has further details, and you can buy policies from any of the companies listed below online.
AMI Car Insurance

AMI Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: AMI Car Insurance
AA Car Insurance

AA Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: AA Car Insurance
Tower Car Insurance

Tower Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Tower Car Insurance
State Car Insurance

State Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: State Car Insurance
Cove Car Insurance

Cove Car Insurance

Insurance offered: Comprehensive only
Young Drivers? No

More details: Cove Car Insurance
Trade me Car Insurance

Trade Me Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Trade Me Car Insurance
Protecta Car Insurance

Protecta Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Protecta Car Insurance
Club Auto Insurance

Club Auto Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Club Auto Car Insurance

Car Insurers Directory NZ

Bank-Issued Car Insurance

Banks love to sell insurance, but in many cases, we wish they didn't. Our research (in many cases) finds that car insurance sold by banks isn't price competitive when compared to everyday car insurers. Nonetheless, a quote from your bank is free and won't take too long to arrange.
Kiwibank Car Insurance

Kiwibank Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Kiwibank Car Insurance
ASB Car Insurance

ASB Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: ASB Car Insurance
ANZ Car Insurance

ANZ Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: ANZ Car Insurance
Westpac  Car Insurance

Westpac Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Westpac Car Insurance
BNZ Car Insurance

BNZ Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: BNZ Car Insurance
TSB Car Insurance

TSB Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: TSB Car Insurance
The Cooperative Bank Car Insurance

Co-Operative Bank Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: The Cooperative Bank Car Insurance

Car Insurers Directory NZ

General Insurers Offering Car Insurance (Online Quotes NOT Available)

New Zealanders usually buy car insurance directly with an insurer, but not always. Companies like FMG and MAS can often arrange attractive quotes, but they only sell in-person. To ensure you get a complete comparison, we suggest contacting one or two of the insurers listed below and see what they can offer.
Crombie Lockwood Car Insurance

Crombie Lockwood Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Crombie Lockwood Car Insurance
Allianz Car Insurance

Allianz Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Allianz Car Insurance
Provident Car Insurance

Provident Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Provident Car Insurance
MAS Car Insurance

MAS Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: MAS Car Insurance
NAC Car Insurance

NAC Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: NAC Car Insurance
Ando Car Insurance

Ando Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Ando Car Insurance
Swann Car Insurance

Swann Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Swann Car Insurance
FMG Car Insurance

FMG Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: FMG Car Insurance
AMP Car Insurance

AMP Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: AMP Car Insurance
Zurich Car Insurance

Zurich Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Zurich Car Insurance
Aon Car Insurance

Aon Direct Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Aon Car Insurance

Car Insurers Directory NZ

Manufacturer Car Insurance

Most car manufacturers offer insurance alongside car finance and leasing offers. If you're buying a new car, manufacturer car insurance can provide complete protection beyond accidents. For example, some policies combine comprehensive cover with Mechanical Breakdown Insurance and breakdown cover. 

If you've paid by finance, insurance costs can be added to your vehicle credit contract. Some manufacturer car insurance offers new for old replacements using genuine manufacturers parts and a promise of replacement if the vehicle is written off within three years of the date of purchase.

Manufacturer dealerships are usually negotiable on a lot of add-ons; insurance can be one of them. The best way to get a benchmark is to get quotes from everyday car insurers, so you have something to compare when talking to the sales team.
Toyota Car Insurance

Toyota Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Toyota Car Insurance
Volkswagen Car Insurance

Volkswagen Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Volkswagen Car Insurance
Audi Car Insurance

Audi Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Audi Car Insurance
Nissan Car Insurance

Nissan Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Nissan Car Insurance
Suzuki Car Insurance

Suzuki Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Suzuki Car Insurance
Tesla Car Insurance

Tesla Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Tesla Car Insurance
moneyhub nz

Lexus Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Lexus Car Insurance
Hyundai Car Insurance

Hyundai Car Insurance

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Hyundai Car Insurance

Car Insurers Directory NZ

Specialist Car Insurers

Some car insurers focus on a particular niche, such as older drivers, high-end and luxury cars and drivers who work as rideshare drivers. Whatever your situation, getting a quote from a specialist provider is an excellent way to get a benchmark about what you should be paying.
OverFifty Car Insurance

OverFifty Car Insurance (drivers aged 50 and over)

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: OverFifty Car Insurance
Classic Cover Car Insurance

Classic Cover Car Insurance (classic cars)

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Classic Cover Car Insurance
Insure Direct Car Insurance

InsureDirect Car Insurance (taxi and ridesharing car insurance)

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Insure Direct Car Insurance
Star Car Insurance

Star Insurer Car Insurance (high end and luxury cars)

Insurance offered: Comprehensive, Third Party and Third Party Fire and Theft
Young Drivers? Yes
More details: Star Car Insurance

Related guides:
  • Compare Car Insurance
  • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
  • Car Insurance Excess
  • ​How to Get Cheaper Car Insurance
  • Third Party Car Insurance
  • No Claims Bonus
  • ​Cheapest Cars to Insure
  • Car Insurance Glossary
  • Car Valuations
  • ​Buying a Used Car
  • Cut Driving Costs​​
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