MoneyHub NZ
  • Search
  • Investing
    • Investing Platforms >
      • Reviews >
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • InvestNow Review
        • Kernel Review
        • BlackBull Markets Share Trading Platform Review
        • Jarden Direct Review
        • Flint Wealth Review
        • ASB Securities Review
        • Interactive Brokers
        • Tiger Brokers (NZ) Review
        • Smartshares Review
      • Comparisons >
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • Virtual Stocks and Shares Trading Games
      • Guides >
        • How to Invest in Shares
        • Investing in the US Stock Market from New Zealand >
          • How To Buy Tesla Shares
          • How To Buy Facebook Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing >
      • Guides >
        • Introduction to Investing
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
      • Young People and Investing >
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
      • Investing Calculators >
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing >
      • Guides >
        • Investing Guide
        • Our Favourite Funds
        • Advisers >
          • Financial Advisers Overview
          • Financial Advisers Auckland
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds >
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Investment Scams
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews >
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
      • Calculators >
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
        • Investing Calculators
    • Alternative Investments and Trading >
      • Reviews >
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • BlackBull Markets Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides >
        • How to Invest in Gold
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency >
      • Reviews >
        • Easy Crypto Review
        • BitPrime Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs BitPrime vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides >
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins >
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance >
      • Car Finance Calculator
      • How to Save for a Car
      • Buying a Car Loan vs Personal Loan - What is Better for Buying a Car?
      • Car Loans and Collateral
      • MBI (Mechanical Breakdown Insurance)
      • GAP (Guaranteed Asset Protection Insurance) Insurance
      • Bad Credit Car Loans
      • Paying Cash for a Car vs Car Finance
      • Car Dealership Finance vs Alternatives
      • Balloon Payments
      • How to Refinance Your Car Loan
      • Simplify Loans Review
      • Car Loan Refinance Calculator
    • Personal Loans >
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Low Income Loans
      • Same Day Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Avanti Finance Review
      • Save My Bacon Review
      • Moola Review
      • Harmoney vs Moola
    • Credit Scores & Interest Rates >
      • Credit Scores and Credit Checks 2022
      • How to Build Credit in New Zealand
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps >
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance >
      • Guides >
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews >
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance >
      • House Insurance
      • House Insurance Calculator
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Insurance Brokers >
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance >
      • Cat and Dog Desexing
      • Getting a Kitten
      • Getting a Puppy
      • Pet Euthanasia
    • Life & Health Insurance >
      • Life Insurance >
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs. Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
      • Income Protection Insurance >
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance >
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Air New Zealand Credit Cards >
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Reviews >
      • American Express Credit Cards Review >
        • American Express Airpoints Platinum Review
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
      • Wise Debit Card Review
      • Flight Centre Mastercard Review
    • Guides >
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards >
      • Travel Money Cards
      • Travelex Money Card vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
  • Banking & Savings
    • Banking >
      • Best Bank Accounts
      • Best Debit Cards
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
    • Savings >
      • Best Savings Accounts
      • Best Term Deposits
      • Term Deposit Alternatives
    • Guides and Resources >
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews >
      • Wise International Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials >
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options >
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
    • Alternative Mortgage Options >
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management >
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Amortisation Calculator
      • Mortgage Refinance Calculator
    • Mortgage Brokers >
      • Mortgage Brokers Explained
      • Mortgage Brokers - Auckland
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home >
      • First Home Buyers Checklist
      • Home Buying Glossary
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
    • Selling a Home >
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment >
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House >
      • Average Building Cost Per Square Metre
      • Buying Land to Build a House
      • Construction Loans
      • Cost to Build a New House
  • KiwiSaver
    • Our Favourite KiwiSaver Funds
    • KiwiSaver Essentials >
      • Switching KiwiSaver Funds
      • KiwiSaver and Tax
      • Is KiwiSaver Safe?
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Choosing Your KiwiSaver Provider
      • KiwiSaver Robo and Digital Advice Tools
      • Opting out of KiwiSaver
      • KiwiSaver Calculator
      • What's My PIR?
      • Contributions >
        • How to Check Your KiwiSaver Contributions
        • KiwiSaver Contributions - Gross or Net?
        • Your KiwiSaver Contributions
        • Employer KiwiSaver Contributions
        • Government KiwiSaver Contributions
        • KiwiSaver Contributions Holiday
        • Voluntary Contributions
    • KiwiSaver Returns Calculator
    • Guides >
      • KiwiSaver Hardship Applications
      • Choosing a KiwiSaver Fund
      • Ethical Kiwisaver Funds
      • KiwiSaver Guide
      • KiwiSaver for Kids
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver HomeStart Grant Guide
      • KiwiSaver Private Equity
    • Schemes >
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • MAS KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Westpac KiwiSaver Scheme
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
  • Business
    • Business Essentials >
      • Business Loans
      • Prospa Business Loans Review
      • Business Credit Cards
      • Public Liability Insurance
      • Business Insurance
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators >
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services >
      • Domain Names
      • Trusted Web Designers >
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups >
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • Students
    • Scholarships 2022
    • Jobs >
      • Student Jobs Guide
      • Student CV Templates
      • Student Job Cover Letters
      • Student Job Interview Questions and Answers
      • Summer Internships 2022
      • University and Polytechnic Student CV Templates
    • Money Resources >
      • Student Bank Accounts
      • Student Loans & Allowances
      • Year 13 Essential Checklist
      • Student Money Tips
      • Money in a Nutshell for Teenagers
      • Freebies for School Students
      • Money Tips for Kids and Teenagers
    • Education >
      • What to Study in 2023
      • Alternative Study Providers
      • School Holidays 2022
      • Public Holidays 2022
  • Motoring
    • Buying and Selling a Car >
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Top Cars that Hold Their Value
      • Vehicle Leasing
    • Everyday Driving >
      • 20 Ways to Make Driving Cheaper
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness >
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Footprint Online Wills Review
    • Prenuptial Agreements
    • Trusts Guide
    • Divorce Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Perpetual Guardian
  • Job Hunting
    • Job Applications >
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources >
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies >
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Broadband
  • Power
    • Compare Power Companies
    • How to Lower Your Power Bills
    • Power Companies >
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Energy Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Pulse Energy Review
      • Trustpower Review
  • Financial Independence
    • FIRE Guides >
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
      • Achieving Financial Independence, Faster
    • FIRE Tools >
      • Budgeting Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax >
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
    • Money Tips >
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Tips for Families on a Single Income
      • 20 Ways to Save LOTS on Household Bills
      • Side Hustles
      • Lending Money to Friends & Family
  • Better Living
    • Food & Grocery >
      • My Food Bag vs HelloFresh vs WOOP vs Bargain Box Comparison
      • My Food Bag Review
      • Bargain Box Review
      • HelloFresh Review
      • Woop Review
      • Online Supermarkets
      • Save Money on Food
      • Supermarket Christmas Clubs >
        • New World Christmas Club Review
        • PAK'nSAVE Christmas Club Review
        • Countdown Christmas Club Vouchers
      • Coupons & Deals >
        • Kids Eat Free
    • Entertainment >
      • Streaming TV Services
      • Netflix Review >
        • Best Netflix Movies
        • Best Netflix TV Shows
      • Amazon Prime Video Review >
        • Best Amazon Prime Movies
        • Best Amazon Prime TV Shows
      • Disney+ Review
      • Apple TV+ Review
    • Consumer Rights >
      • How to Get a Refund, Repair or Replacement
      • What To Do If You Do NOT Receive Your Refund
      • The Complete Guide to Renting in New Zealand
    • Free Samples
    • Make Money Online
    • Paid Survey Websites Review
    • Nielsen Homescan Review
    • Nielsen Digital Voice Review
    • Valued Opinions Review
    • Opinion World Review
    • Triaba New Zealand Review
    • Rewardia New Zealand Review
    • School Holiday Activities >
      • Auckland School Holiday Activities
      • Wellington School Holiday Activities
      • Christchurch School Holiday Activities
    • 65+ Best Online Shopping Websites in New Zealand
    • Shoe Size Conversion Guide
    • Affordable Online Clothes Shopping
    • Best Baby Clothes
    • Dress Size Conversion
    • New Zealand Fashion Designers
    • Buy Books Online
    • Black Friday New Zealand Deals
    • Mother's Day Ideas and Gifts
    • Father's Day Ideas and Gifts
    • Daycare Checklist
    • How to Sell on Fiverr
    • Computer & Accessories >
      • Best Printers
      • Computer Desks
    • Gym Memberships Guide
    • Retirement Villages
    • Home & Kitchen >
      • Best Vacuum Cleaners
      • Best Coffee Grinders
      • Best Waffle Makers
      • Best Air Purifiers
      • Best Dehumidifiers
      • Best Treadmills
      • Best Washing Machines
      • Best Air Fryers
      • Best Juicers
      • Best Fridge Freezers
      • Best Mattresses
      • Best Ride-On Lawn Mowers
      • Best Pressure Cookers
      • Best Lawn Mowers
    • Blinds, Curtains and Drapes Auckland
    • Bathroom Renovations Guide
    • Weddings on a Budget
    • Wedding Budget Calculator
    • Trade Me Selling Tips
    • Prezzy Cards
    • Health & Personal Care >
      • Weight Loss Shakes
      • Teeth Whitening
      • Anti-Ageing Creams
      • Hair Straighteners
      • Sunscreen
      • Jenny Craig Review
      • Weight Watchers Review
    • Grammarly Review
    • Moving to New Zealand
  • Trade & Professional Services
    • Auckland Trade & Professional Services >
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services >
      • Arborists Wellington
      • Bathroom Renovations Wellington
      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
      • Dog Boarding Kennels Wellington
      • Dog Daycare Wellington
      • Dog Grooming Wellington
      • Firewood Wellington
      • Glaziers Wellington
      • Gym Memberships Wellington
      • Heat Pump & AC Specialists Wellington
      • Lawn Mowing Services Wellington
      • Mechanics Wellington
      • Panel Beaters Wellington
      • Personal Trainers Wellington
      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services >
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dog Boarding Kennels Christchurch
      • Dog Daycare Christchurch
      • Dog Grooming Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Glaziers Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • Lawn Mowing Services Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
      • Personal Trainers Hamilton
      • Pest Control Hamilton
      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services >
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Glaziers Tauranga
      • Gym Memberships Tauranga
      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
  • Get Our Newsletter

Compass Broadband Review

We review Compass broadband's three plans and outline the pros and cons of each, benefits and how to get the best price

Compass Broadband Review
Updated 18 July 2021
Summary: 
  • Compass in a Nutshell: Compass is one of New Zealand's largest broadband providers, noted for offering enormous flexibility in their plans
  • Coverage: New Zealand-wide broadband using fibre technology
  • Plans and Pricing: Compass offers three plans, the Fibre 30 Plan (from $74.95/month), the Fibre 100 Plan (from $79.95/month), and the Fibre MAX Plan (from $99.95/month).
 
How to get the best price on Compass broadband plan:
  1. New Customers: Plans with Compass are cheapest when you sign up for 12-months or 24-months and don't plan to change providers for at least 12/24 months (therefore avoiding the early exit fee).
  2. Renewing: If you're happy with Compass and would like to continue, the best approach is to compare the pricing when your contract comes up for renewal. If Compass is offering a better deal than the renew rate, contact their support team and ask for them to apply it to your account.
 
Our review: 
In this guide, we detail the pros and cons of the three plans, compare the plans side-by-side, and outline how to choose the right Compass broadband plan for you. We cover:
  • Compass Broadband Set Up and Installation Charges
  • How Fast is a Compass Broadband Connection?
  • Comparing Compass Plans - Fibre 30 vs Fibre 100 vs Fibre MAX Plan
  • Choosing the Right Compass Plan
  • Compass Broadband Frequently Asked Questions

Christopher Walsh, Founder of MoneyHub, shares his views on comparing broadband providers:

  • Broadband plans have never been cheaper or faster, thanks to a nationwide fibre rollout, more competition and better technology.
  • That being said, we believe what matters is reliability, speed, price and support.
  • Our best broadband providers guide and this review help you make an informed choice. Our research team is committed to keeping everything up to date so you can easily find the best deal. 
  • We don't publish complicated tables or tools for comparing broadband. Instead, we focus on making you aware of the best deals where the pricing is fixed for at least 12 months.
  • If you have something we need to know about, please contact our research team - we would love to hear from you.
  • Unlike other broadband comparison websites, we have no relationship with any broadband company, and we're proud that our guides are 100% independent.
Compass Broadband review
Learn more: Compass broadband

Compass Broadband Review

Compass Broadband Set Up and Installation Charges

Know this first: When comparing broadband providers, service setup charges are an essential part of the deal. In the case of Compass, the installation cost will depend on the type of contract you choose – the three choices are open term (prepaid), 12-month fixed-term and 24-month fixed-term. The differences in cost are significant: 
  1. Open Term (prepaid): The installation is free, however, you will have to pay for your modem (or use a compatible modem that you have available)
  2. Fixed Term (12 months): Free standard connection, however, you will have to buy a compatible modem or rent one (or use a compatible modem if you already have one)
  3. Fixed Term (24 months): Free standard installation and free D-Link DIR-853 Wi-Fi Router (currently valued at $180)
 
Important: 
  • Compass services are not available in some areas of New Zealand. You can check broadband availability by entering your address in Compass website.

Compass Broadband Customer Service and Outage Support

  • Compass' Customer Service Hours are 8 am - 7 pm, 7 days. You can submit your support request by email or by using Compass helpdesk. Additionally, there’s a freephone number where you can contact support: 0800 640 840.
Learn more: Compass broadband

Compass Broadband Review

How Fast is a Compass Broadband Connection?

The speed of your internet connection will be determined by the type of line available in your area. Depending on your location, Compass may have ADSL, VDSL, or Fibre lines available. Below is a reference of what to expect from Compass current Fibre line offerings: 
  • Compass’ Fibre 30 Speed: Up to 30Mbps download speed / 10Mbps upload speed
  • Compass’ Fibre 100 Speed: Up to 100Mbps download speed / 20Mbps upload speed
  • Compass’ Fibre MAX Speed: Up to 900Mbps download speed / 450Mbps upload speed

Compass Broadband Review

Comparing Compass Plans - Fibre 30 vs Fibre 100 vs Fibre MAX Plan

Compass offers three fixed-line broadband plans, the Fibre 30 Plan, the Fibre 100 Plan, and the Fibre MAX Plan. We outline the offering of each, as well as the pros and cons. 
Compass Broadband Review

​Compass Fibre 30 Broadband Plan Review

Summary: The Compass Fibre 30 plan is a good option for NZ households looking for an inexpensive broadband plan with unlimited data and reasonable speeds 
  • Pricing: $74.95/month – up to 30Mbps download speed / 10Mbps upload speed
  • Discount: When you sign up on a 12-month term contract you get free installation. When you sign up on a 24-month term contract you get free installation and a free modem.
  • Learn more: For more details regarding Fibre-based plans, visit Compass' Broadband page
 
The Pros: 
  1. Low-cost plan with adequate speeds for basic web browsing and other light tasks
  2. Unlimited data
  3. Above-average upload speed when compared to similarly priced ADSL2 and VDSL plans offered by other companies
  4. Fibre technology, which enables up to 30 Mbps download speed and up to 10 Mbps upload speed
  5. Free installation when choosing a 12-month fixed-term contract
  6. Free installation and a free modem rental when choosing a 24-month fixed-term contract
  7. Receive a welcome credit of $150 if you sign up on a 24-month term, or $100 if you sign up on a 12-month term
 
The Cons: 
  1. No free modem rental if you sign up to a 12-month or open term contract
  2. Unlike the Fiber 100 and Fiber MAX plans, you must pay your bill monthly. The weekly and daily options are not available
  3. If you cancel the fixed-term 12-month or 24-month contract, you will have to pay an early termination fee of $199
Compass Broadband Review

Compass Fibre 100 Plan Review

Summary: The Compass Fiber 100 plan is a solid option for families who need enough bandwidth to enjoy a lag-free experience when using multiple video streaming services like Netflix or Disney+ simultaneously. 
  • Flexible Pricing: $79.95/month,  or $19.95/week, or $3/day (prepaid without a landline), or $4/day (prepaid with landline) – up to 100Mbps download speed / 20Mbps upload speed
  • Discount: When you sign up on a 12-month term contract you get $100 welcome credit and free installation. When you sign up on a 24-month term contract you get $150 welcome credit, free installation, and a free modem. The customer credit is subject to Compass's special terms and conditions regarding promotions
  • Learn more: For more details regarding Fibre-based plans visit Compass' Broadband page
 
The Pros: 
  1. Competitive priced when compared to similar fibre plans from other companies
  2. Fast enough to meet the needs of most Kiwi families
  3. Flexible, your choice of monthly, weekly, or prepaid payment options
  4. Unlimited data
  5. $100 or $150 customer credit when signing up 12-month or 24-month fixed-term contracts respectively
  6. The Fibre 100 Prepaid offers no fixed terms, no credit checks, and no penalties or late fees
  7. Fibre technology, which enables up to 100 Mbps download speed and up to 20 Mbps upload speed
  8. Free installation when choosing a 12-month fixed-term contract
  9. Free installation and a free modem rental when choosing a 24-month fixed-term contract
 
Cons: 
  1. If you are on a Fibre 100 Prepaid plan and your balance is $0 for more than 8 days you will be disconnected and will have to pay a $65 reconnection fee. You can learn more about Compass Prepaid broadband visiting their website
  2. Both the weekly and daily payment options cost you more compared to the monthly plan
  3. If you cancel the fixed-term 12-month or 24-month contract, you will have to pay an early termination fee of $199
Compass Broadband Review

Compass Fibre MAX Plan Review

Summary: The Compass Fiber MAX plan is hands down the best option for professionals, gamers, and content creators in need of the fastest connection possible 
  • Flexible Pricing: $99.95/month or $24.95/week – up to 900Mbps download speed / 450Mbps upload speed
  • Discount: When you sign up on a 12-month term contract you get $100 welcome credit and free installation. When you sign up on a 24-month term contract you get $150 welcome credit, free installation, and a free modem. The customer credit is subject to Compass special terms and conditions regarding promotions
  • Learn more: For more details regarding Fibre-based plans visit Compass' Broadband page
 
The Pros: 
  1. Competitive priced when compared to top tier fibre plans from the competition
  2. Offers one of the fastest connection speeds available in New Zealand
  3. Flexible, with your choice of monthly or weekly payment options
  4. Unlimited data
  5. $100 or $150 customer credit when signing up 12-month or 24-month fixed-term contracts respectively
  6. Fibre technology, which enables up to 900 Mbps download speed and up to 450 Mbps upload speed
  7. Free installation when choosing a 12-month fixed-term contract
  8. Free installation and a free modem rental when choosing a 24-month fixed-term contract
 
Cons: 
  1. No prepaid option available for this plan
  2. The weekly payment option costs you more compared to the monthly plan
  3. If you cancel the fixed-term 12-month or 24-month contract, you will have to pay an early termination fee of $199

Which Compass Broadband Plan is Best?

Our view is that, for most homes, the 'mid-tier' Compass Fibre 100 Plan offers the best value for your money. However, if you are a content creator or your work requires the fastest broadband connection, the Fibre MAX may be a better option.
Learn more: Compass broadband

Compass Broadband Review

Choosing the Right Compass Plan - Fibre 30 vs Fibre 100 vs Fibre MAX Broadband Plan

To determine which plan best suits your needs, consider the following specifications and features:
 
1. Connection Speed: In general terms:
  • The Fibre 30 Plan is suitable for couples without children or small families with basic needs such as checking emails, reading the news, watching YouTube videos, or watching Netflix on a single screen at a time.
  • The Fibre 100 Plan is more suitable for larger families who require additional bandwidth to simultaneously enjoy 2-3 streaming services such as Netflix, Amazon Prime, Disney+ etc. 
  • The Fibre MAX Plan is definitely the best alternative for creative professionals and/or gamers and streamers that require very fast download and upload speeds.
​
2. Flexibility:
  • Compass is currently one of the broadband providers offering more flexibility in New Zealand. Among the available options, there the option of a prepaid plan or fixed-term plans with 12 months or 24 months duration. Moreover, the Fibre 100 Plan is notable for offering monthly, weekly, and daily (prepaid) payment options. However, the truth is that the benefits of the 24-month fixed-term arrangement are unrivalled.
 
3. Set-Up Charges:
  • The price structure used by Compass reinforces the difference between a fixed term and an open term.
  • If you decide to opt for an open term (prepaid), you will have to pay for everything from the connection installation to the modem.
  • In contrast, if you decide to sign up for a one year contract, the installation will be free of charge. Furthermore, if you decide to sign up for a two-year contract, both the installation and the modem will be free.
  • However, If you sign up for a fixed term and terminate the contract before the agreed 12 or 24 month period, you will have to pay an early termination fee of $199.
  • Our view is simple - opting for the open term contract only makes sense if you are willing to use your own modem and don’t plan to be a customer within 12 months. 
Learn more: Compass broadband

Compass Broadband Review

Compass Broadband Frequently Asked Questions

To help you decide if Compass is right for your home, we've included several frequently asked questions to help you know more about the service.

Is Compass available at my address?

Most likely - you'll need to type in your address to see if you're covered. You can do that here under See Availability.

​Does Compass offer a free modem?

Yes, Compass offers the option of free modem rental when you sign up for a 24-month contract. If you prefer, you could also set up your own modem using these guides.

Does Compass offer additional perks?

Compass does not offer free streaming services as other broadband providers do. However, it does offer discounts and interesting payment options. Compass also offers 4G Mobile plans as add-ons if you are a Broadband customer. These Mobile plans range from $28.95 - $69.95 per month, depending on how much mobile data, minutes and text you want in your Mobile package. You can browse the Mobile plans here.

Does Compass offer an open term contract?

Yes, Compass offers an open-term contract (prepaid), but to access it you will have to pay several additional fees. Our view is that this may be impractical for most customers. 

Does Compass offer discounts for broadband plans?

​Yes - Compass does offer discounts for its fixed-term plans. In that regard, the Fibre 100 Plan is arguably the most appealing option.

Who owns Compass?

Compass is owned by Compass Communications, a 100% kiwi owned independent telecommunications group

Does Compass offer a home phone add-on with its broadband plans?

Yes – you can opt for a landline add-on when contracting the Fibre 100 prepaid plan.
Learn more: Compass broadband

Related Guides
  • Compare Broadband
  • Best Amazon Prime TV Shows
  • Best Amazon Prime Movies
  • Best Netflix TV Shows
  • Best Netflix Movies
EXPLORE
Top Performing KiwiSaver Funds
Best Credit Cards
Sharesies vs Hatch vs Stake
Student Jobs
and Scholarships
Compare Car Finance
LEGAL
How this Website Works
Advertising Policy
Terms & Conditions
Cookies & Data FAQs
Privacy Policy

ABOUT
Contact Us
About MoneyHub

Join our Newsletter
Media and Press Information
Make a Complaint
MEMBERSHIPS
InsurTech NZ
fintechnz member
  • Search
  • Investing
    • Investing Platforms >
      • Reviews >
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • InvestNow Review
        • Kernel Review
        • BlackBull Markets Share Trading Platform Review
        • Jarden Direct Review
        • Flint Wealth Review
        • ASB Securities Review
        • Interactive Brokers
        • Tiger Brokers (NZ) Review
        • Smartshares Review
      • Comparisons >
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • Virtual Stocks and Shares Trading Games
      • Guides >
        • How to Invest in Shares
        • Investing in the US Stock Market from New Zealand >
          • How To Buy Tesla Shares
          • How To Buy Facebook Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing >
      • Guides >
        • Introduction to Investing
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
      • Young People and Investing >
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
      • Investing Calculators >
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing >
      • Guides >
        • Investing Guide
        • Our Favourite Funds
        • Advisers >
          • Financial Advisers Overview
          • Financial Advisers Auckland
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds >
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Investment Scams
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews >
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
      • Calculators >
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
        • Investing Calculators
    • Alternative Investments and Trading >
      • Reviews >
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • BlackBull Markets Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides >
        • How to Invest in Gold
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency >
      • Reviews >
        • Easy Crypto Review
        • BitPrime Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs BitPrime vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides >
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins >
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance >
      • Car Finance Calculator
      • How to Save for a Car
      • Buying a Car Loan vs Personal Loan - What is Better for Buying a Car?
      • Car Loans and Collateral
      • MBI (Mechanical Breakdown Insurance)
      • GAP (Guaranteed Asset Protection Insurance) Insurance
      • Bad Credit Car Loans
      • Paying Cash for a Car vs Car Finance
      • Car Dealership Finance vs Alternatives
      • Balloon Payments
      • How to Refinance Your Car Loan
      • Simplify Loans Review
      • Car Loan Refinance Calculator
    • Personal Loans >
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Low Income Loans
      • Same Day Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Avanti Finance Review
      • Save My Bacon Review
      • Moola Review
      • Harmoney vs Moola
    • Credit Scores & Interest Rates >
      • Credit Scores and Credit Checks 2022
      • How to Build Credit in New Zealand
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps >
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance >
      • Guides >
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews >
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance >
      • House Insurance
      • House Insurance Calculator
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Insurance Brokers >
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance >
      • Cat and Dog Desexing
      • Getting a Kitten
      • Getting a Puppy
      • Pet Euthanasia
    • Life & Health Insurance >
      • Life Insurance >
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs. Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
      • Income Protection Insurance >
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance >
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Air New Zealand Credit Cards >
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Reviews >
      • American Express Credit Cards Review >
        • American Express Airpoints Platinum Review
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
      • Wise Debit Card Review
      • Flight Centre Mastercard Review
    • Guides >
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards >
      • Travel Money Cards
      • Travelex Money Card vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
  • Banking & Savings
    • Banking >
      • Best Bank Accounts
      • Best Debit Cards
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
    • Savings >
      • Best Savings Accounts
      • Best Term Deposits
      • Term Deposit Alternatives
    • Guides and Resources >
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews >
      • Wise International Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials >
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options >
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
    • Alternative Mortgage Options >
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management >
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Amortisation Calculator
      • Mortgage Refinance Calculator
    • Mortgage Brokers >
      • Mortgage Brokers Explained
      • Mortgage Brokers - Auckland
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home >
      • First Home Buyers Checklist
      • Home Buying Glossary
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
    • Selling a Home >
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment >
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House >
      • Average Building Cost Per Square Metre
      • Buying Land to Build a House
      • Construction Loans
      • Cost to Build a New House
  • KiwiSaver
    • Our Favourite KiwiSaver Funds
    • KiwiSaver Essentials >
      • Switching KiwiSaver Funds
      • KiwiSaver and Tax
      • Is KiwiSaver Safe?
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Choosing Your KiwiSaver Provider
      • KiwiSaver Robo and Digital Advice Tools
      • Opting out of KiwiSaver
      • KiwiSaver Calculator
      • What's My PIR?
      • Contributions >
        • How to Check Your KiwiSaver Contributions
        • KiwiSaver Contributions - Gross or Net?
        • Your KiwiSaver Contributions
        • Employer KiwiSaver Contributions
        • Government KiwiSaver Contributions
        • KiwiSaver Contributions Holiday
        • Voluntary Contributions
    • KiwiSaver Returns Calculator
    • Guides >
      • KiwiSaver Hardship Applications
      • Choosing a KiwiSaver Fund
      • Ethical Kiwisaver Funds
      • KiwiSaver Guide
      • KiwiSaver for Kids
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver HomeStart Grant Guide
      • KiwiSaver Private Equity
    • Schemes >
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • MAS KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Westpac KiwiSaver Scheme
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
  • Business
    • Business Essentials >
      • Business Loans
      • Prospa Business Loans Review
      • Business Credit Cards
      • Public Liability Insurance
      • Business Insurance
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators >
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services >
      • Domain Names
      • Trusted Web Designers >
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups >
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • Students
    • Scholarships 2022
    • Jobs >
      • Student Jobs Guide
      • Student CV Templates
      • Student Job Cover Letters
      • Student Job Interview Questions and Answers
      • Summer Internships 2022
      • University and Polytechnic Student CV Templates
    • Money Resources >
      • Student Bank Accounts
      • Student Loans & Allowances
      • Year 13 Essential Checklist
      • Student Money Tips
      • Money in a Nutshell for Teenagers
      • Freebies for School Students
      • Money Tips for Kids and Teenagers
    • Education >
      • What to Study in 2023
      • Alternative Study Providers
      • School Holidays 2022
      • Public Holidays 2022
  • Motoring
    • Buying and Selling a Car >
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Top Cars that Hold Their Value
      • Vehicle Leasing
    • Everyday Driving >
      • 20 Ways to Make Driving Cheaper
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness >
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Footprint Online Wills Review
    • Prenuptial Agreements
    • Trusts Guide
    • Divorce Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Perpetual Guardian
  • Job Hunting
    • Job Applications >
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources >
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies >
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Broadband
  • Power
    • Compare Power Companies
    • How to Lower Your Power Bills
    • Power Companies >
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Energy Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Pulse Energy Review
      • Trustpower Review
  • Financial Independence
    • FIRE Guides >
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
      • Achieving Financial Independence, Faster
    • FIRE Tools >
      • Budgeting Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax >
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
    • Money Tips >
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Tips for Families on a Single Income
      • 20 Ways to Save LOTS on Household Bills
      • Side Hustles
      • Lending Money to Friends & Family
  • Better Living
    • Food & Grocery >
      • My Food Bag vs HelloFresh vs WOOP vs Bargain Box Comparison
      • My Food Bag Review
      • Bargain Box Review
      • HelloFresh Review
      • Woop Review
      • Online Supermarkets
      • Save Money on Food
      • Supermarket Christmas Clubs >
        • New World Christmas Club Review
        • PAK'nSAVE Christmas Club Review
        • Countdown Christmas Club Vouchers
      • Coupons & Deals >
        • Kids Eat Free
    • Entertainment >
      • Streaming TV Services
      • Netflix Review >
        • Best Netflix Movies
        • Best Netflix TV Shows
      • Amazon Prime Video Review >
        • Best Amazon Prime Movies
        • Best Amazon Prime TV Shows
      • Disney+ Review
      • Apple TV+ Review
    • Consumer Rights >
      • How to Get a Refund, Repair or Replacement
      • What To Do If You Do NOT Receive Your Refund
      • The Complete Guide to Renting in New Zealand
    • Free Samples
    • Make Money Online
    • Paid Survey Websites Review
    • Nielsen Homescan Review
    • Nielsen Digital Voice Review
    • Valued Opinions Review
    • Opinion World Review
    • Triaba New Zealand Review
    • Rewardia New Zealand Review
    • School Holiday Activities >
      • Auckland School Holiday Activities
      • Wellington School Holiday Activities
      • Christchurch School Holiday Activities
    • 65+ Best Online Shopping Websites in New Zealand
    • Shoe Size Conversion Guide
    • Affordable Online Clothes Shopping
    • Best Baby Clothes
    • Dress Size Conversion
    • New Zealand Fashion Designers
    • Buy Books Online
    • Black Friday New Zealand Deals
    • Mother's Day Ideas and Gifts
    • Father's Day Ideas and Gifts
    • Daycare Checklist
    • How to Sell on Fiverr
    • Computer & Accessories >
      • Best Printers
      • Computer Desks
    • Gym Memberships Guide
    • Retirement Villages
    • Home & Kitchen >
      • Best Vacuum Cleaners
      • Best Coffee Grinders
      • Best Waffle Makers
      • Best Air Purifiers
      • Best Dehumidifiers
      • Best Treadmills
      • Best Washing Machines
      • Best Air Fryers
      • Best Juicers
      • Best Fridge Freezers
      • Best Mattresses
      • Best Ride-On Lawn Mowers
      • Best Pressure Cookers
      • Best Lawn Mowers
    • Blinds, Curtains and Drapes Auckland
    • Bathroom Renovations Guide
    • Weddings on a Budget
    • Wedding Budget Calculator
    • Trade Me Selling Tips
    • Prezzy Cards
    • Health & Personal Care >
      • Weight Loss Shakes
      • Teeth Whitening
      • Anti-Ageing Creams
      • Hair Straighteners
      • Sunscreen
      • Jenny Craig Review
      • Weight Watchers Review
    • Grammarly Review
    • Moving to New Zealand
  • Trade & Professional Services
    • Auckland Trade & Professional Services >
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services >
      • Arborists Wellington
      • Bathroom Renovations Wellington
      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
      • Dog Boarding Kennels Wellington
      • Dog Daycare Wellington
      • Dog Grooming Wellington
      • Firewood Wellington
      • Glaziers Wellington
      • Gym Memberships Wellington
      • Heat Pump & AC Specialists Wellington
      • Lawn Mowing Services Wellington
      • Mechanics Wellington
      • Panel Beaters Wellington
      • Personal Trainers Wellington
      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services >
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dog Boarding Kennels Christchurch
      • Dog Daycare Christchurch
      • Dog Grooming Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Glaziers Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • Lawn Mowing Services Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
      • Personal Trainers Hamilton
      • Pest Control Hamilton
      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services >
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Glaziers Tauranga
      • Gym Memberships Tauranga
      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
  • Get Our Newsletter