MoneyHub NZ
  • Search
  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Jarden Direct Review
        • InvestNow Review
        • Kernel Review
        • Flint Wealth Review
        • Interactive Brokers
        • Smartshares Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing
      • Guides
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Best Retirement Income Products in New Zealand
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Our Favourite Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency
      • Reviews
        • Easy Crypto Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • Initial Coin Offerings
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Bad Credit Car Loans
      • Car Finance Company Reviews
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • MTF Finance Review
        • Simplify Loans Review
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • MBI (Mechanical Breakdown Insurance)
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance
      • Guides
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Travel Money Cards
        • Australia Travel Money
        • Bali Travel Money
        • Fiji Travel Money
        • Rarotonga Travel Money
        • UK Travel Money
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Booster Savvy Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews
      • Wise International Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management
      • Saving for a House Deposit
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • Kernel KiwiSaver Review
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
    • Business Insurance
      • Public Liability Insurance
      • Business Interruption Insurance
      • Professional Indemnity Insurance
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2023 and 2024
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • NZ Superannuation in a Nutshell
    • Superannuation Rates 2023
    • Government Departments Helping New Zealanders Directly
    • COVID-19 Help
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Job Hunting
    • Job Applications
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Travel
    • How to Get Access to Airport Lounges
    • Flybuys Review
    • Fastest Way To Earn Air NZ Status Points
    • How to Redeem Air New Zealand Airpoints Dollars
    • Air New Zealand Koru Membership Review
    • Air New Zealand Travel Tips
    • Air NZ Upgrade Guide
    • Airpoints Flexipay Guide
    • No Nonsense Upgrade Guide
    • Cheap Domestic Flights
    • Car Rental Hire
    • Auckland Airport Car Parking
    • First Table Guide
    • Accor Plus Review
    • Queenstown Like a Local
    • Auckland Travel for Less
    • Hotel Booking Sites Compared
    • 100+ Free Things to do in Auckland
    • Layby Flights Guide
    • Airbnb Refunds (Coronavirus)
    • Air New Zealand Refunds & Credits
    • Google Flights Guide
    • Skyscanner Guide
    • Working Holiday Visas
    • Currency Converter
    • Qatar Airways Travel Tips
    • Foreign Currency Exchange
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Broadband
    • Compare Broadband Plans
    • No Contract Broadband
    • Rural Broadband Plans
    • Internet Speed Test
    • Broadband Provider Reviews
      • 2degrees Broadband Review
      • Bigpipe Broadband Review
      • Compass Broadband Review
      • Contact Broadband Review
      • Electric Kiwi Broadband Review
      • Farmside Broadband Review
      • Flip Broadband Review
      • Mercury Broadband Review
      • MyRepublic Broadband Review
      • NOW Broadband Review
      • One NZ Broadband Review
      • Orcon Broadband Review
      • Spark Broadband Review
      • Skinny Review
      • Slingshot Broadband Review
      • Starlink Review
      • Voyager Broadband Review
      • Wireless Nation Broadband Review
  • Power
    • Compare Power Companies
    • Power and Broadband Bundles
    • How to Lower Your Power Bills
    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
    • How to Use Less Power
    • Power Companies
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Z Energy Power Review
  • Financial Independence
    • FIRE Guides
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
    • FIRE Tools
      • Budgeting Apps
      • Debt Repayment Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Tax Refunds
    • Money Tips
      • 20 Things to Stop Buying to Have More Money
      • 20 Indicators You're Doing Well Financially
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Money Habits that Keep You Poor
      • Saving on Household Bills
      • Debt Help
      • CAP (Christians Against Poverty) Review
      • Debtfix Review
      • Getting into Debt to Meet Short Term Living Costs
      • How to Survive a Recession
      • Average NZ Salary by Age
      • How to Maximise Income in Retirement
      • How to Handle Rising Interest Rates
      • Free Money from the Government
      • Bankruptcy Guide
      • Unclaimed Money in New Zealand
      • Financial Planning for Children With Disabilities
      • Should I Stop Contributing to KiwiSaver?
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand - 2022 and Beyond
      • Tips for Families on a Single Income
      • Side Hustles
      • Charities in New Zealand
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
  • Trade & Professional Services
    • Auckland Trade & Professional Services
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services
      • Arborists Wellington
      • Bathroom Renovations Wellington
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Best New Zealand Investment Apps

Our guide outlines the investment apps, platforms and options for new and experienced investors alike. Whether you have $100 or $100,000 to invest, our guide explains everything you need to know
Best Investment Apps NZ
Updated 20 June 2023

Important: Sharesies and Stake Fee Change
  • On 21 December 2022, Sharesies announced a fee change that will affect most customers. In short, the average investor's brokerage fee jumps from around 0.50% to 1.90%. This excludes foreign exchange fees which are also set to increase.  
  • The response has been negative, as outlined in this Reddit forum and MoneyKing article. More complaints appear on the Sharesies Facebook page.
  • Please be aware that for most New Zealanders who invest around $500-$5,000, the new fees significantly increase, making the platform less attractive.
  • Stake announced it was ending its 'free trade fees' in March 2023 and charging US$3 per trade. This guide reflects both Sharesies' and Stake's fee increases.

Finding the Best Investment App for Your Needs
Investing apps have taken New Zealand by storm since the launch of Sharesies in 2017. While web-based platforms such as ASB Securities and Direct Broking have existed for years, the 'Sharesies effect' has made investing accessible for everyone. You can invest as little as 1 cent with Sharesies and $1 on many other platforms, and you can do it from your phone. With the arrival of innovative services like Sharesies, Hatch, InvestNow, Stake, Tiger Brokers and specific fund managers, the range of investing apps continues to grow. Best of all, every innovation directly benefits the New Zealand consumer with lower fees and more choice.

This guide outlines investment platforms and apps currently available to anyone residing in New Zealand. We cover:
  • ​Summary of Best Investment Apps​
  • ​Investment Apps Pros and Cons
  • Our Favourite Investing Apps (for Specific Purposes)
  • Frequently Asked Questions

Know this first: We've included investment platforms that are web-based in our list of investing apps. This is because we believe for the majority of New Zealanders, a web-based interface and an app are both sufficient for the type of investing being conducted. If you do feel as if you need further insights beyond a particular app's offering, we suggest looking at Sharesight as a possible add-on.

Are you looking to understand investment terms? Investment apps can be confusing - our extensive investing glossary outlines must-know words and explains what they mean with relevant New Zealand examples.

Our Favourite Investment Apps

Based on our research and evaluation of the various apps, platforms and interfaces, we believe the five apps stand above the competition based on their offering, features, pricing and service:
  1. Hatch: Best App or Platform for New Zealanders Growing their Portfolio while Learning About Investing
  2. Tiger Brokers (NZ): Best Low-Cost Shares Platform
  3. Sharesies: Best App or Platform for Beginners and Auto-Investing
  4. InvestNow: Best App or Platform for Managed Funds
  5. Kernel: Best App or Platform for Specialised Index Funds
  6. Simplicity Investment Funds: Best App or Platform for Low-Cost Index Funds
  7. Flint Wealth: Best App or Platform for Research and Education

Best Investment Apps NZ

Summary of New Zealand's Best Investment Apps

Investment
​Platform
Investment
​Opportunities
Commission 
​& Fees
Minimum Purchase
More
​Information
Sharesies
NZ Shares, NZ ETFs, NZ Managed Funds (unlisted), ASX Shares, ASX ETFs, US Shares, US ETFs
1.90% on the trade with caps:
$25 NZD (NZX shares)
$15 AUD (ASX shares)
$5 USD (US shares)
+
0.50% FX conversion fee (for AU or US trades)
1 cent
Sharesies Review
Hatch
US Shares and ETFs
US$3 per trade (buy and sell)
0.50% FX conversion fee
$1
Hatch Review
Stake
US Shares and ETFs
$3 per US trade up to $30,000, or 0.01% per US trade $30,000 or greater.

Users pay regulatory fees

1% FX conversion fee
$1
Stake Review
InvestNow
ETFs Managed Funds and Index Funds
No platform fees, fund management fees vary
$250
InvestNow Review
Flint Wealth
Managed Funds
No platform fees, fund fees vary
​$50
Flint Wealth Review
ASB Securities
NZ and Australian Shares
$15 ( < NZ$1,000)
$30 (NZ$1,000 - NZ$10,000)
0.30% (> NZ$10,000)
Australian trades: AU$30
$1
ASB Securities Review
Simplicity Investment Funds
Index Funds
0.10% or 0.31% p.a. management fee
$1,000 per fund
Simplicity Investment Funds Review
Kernel Wealth​
​Index Funds
0.25% p.a. (core funds management fee) and $5/month membership fee (if investing over $25,000)
$1 per fund
Kernel Wealth Review
Tiger Brokers (NZ)
US Shares and ETFs
Australian Shares and ETFs
Asian Markets
Options
Futures

Varies based on market, but cheaper than Sharesies, Hatch and Stake for US trades
$1
Tiger Brokers (NZ_ Review

How do I use an Investment App?

  1. Signing up: For most investment apps, you'll need to be 16 years or older, a New Zealand resident with a New Zealand bank account. There will usually be an anti-money laundering check after you apply. Once approved, you'll set up a login and password. 
  2. Investing: You'll be able to see the range of investments offered, which depending on the app, can be anything from 4 to 4,000+. The investment app will guide you through how to fund your account, either by setting up a regular automatic payment from your bank account, or transferring in a one-off sum. Once your account is funded, you can buy and sell investments based on the current market price. 
  3. Monitoring: Most investment apps have tools so you can see the performance of your investments, helping you make ongoing decisions.

Investment Apps NZ

​Investment Apps: Pros and Cons

Pros:
  • ​​Low minimum investment – many platforms have a $5 or $10 minimum investment, which allows you to start investing right away. Sharesies, for example, innovates further with a 1 cent minimum investment.
  • Low fees for smaller accounts – if a platform charges are membership fee, it will (usually) be less than $30/year. Others only charge a transaction fee, so there’s no ongoing cost unless you buy and sell investments. In contrast, others such as Hatch, Sharesies, InvestNow and Stake don’t charge anything.
  • Simple to use – design and user experience are at the heart of keeping investors happy. This means you can sign up for an account in minutes and, after your details are approved, quickly fund your account. You can then track the progress of your investments, visualise your profits, and view investment options.
  • Automatic investments - many platforms offer automatic investing, meaning you can actively save for your future. Sharesies, for example, lets you allocate regular contributions to one (or many) or its funds to help grow your balance.
  • Socially responsible investing (SR) opportunities are highlighted – many apps categorise their investment options under SRI and ESG (Environmental, Social and Governance) so you can invest in things that are important to you. For example, Sharesies offers the Pathfinder funds which invest in sustainable businesses.

Cons:
  • You may under-invest – if you add $5 or $10 to your investment balance, it’s unlikely to add up to anything significant unless you commit to the long term. An investment app with a balance of $500 or $1,000 after 2+ years of contributing isn’t substantial in the scheme of things. To protect your future, a solid savings plan is needed – sporadic (and small) top-ups are unlikely to provide a suitable long-term strategy.
  • Fees can eat into profits – Before investing, check what the platform fees are (per month) and calculate the annual costs and how that affects your expected returns. For example, if a platform charges $30/year to be a member and you invest $1,000, the $30 represents an annual fee of 3%. This is relatively high and means your returns must be above 3% per year to break even.
  • Limited account options – right now, most investments apps don’t offer joint accounts or the opportunity to invest on behalf of your business. Only some apps offer managed funds, and investing with Hatch, Stake and Sharesies means a foreign exchange risk if your investments are held in USD (which may increase or decrease against the NZD, affecting the local value of the investments).
  • Investing based on hype and buzz can have consequences – there has been a surge of investing Whatsapp and Facebook groups established in the last couple of years. While the intentions are genuine, many ‘tips’ are shared around New Zealand, encouraging inexperienced investors to buy and sell particular shares. If you’re going to actively pick shares to invest in, you have to accept that there is risk and your investment could fall in value. With any investment, the best approach is to diversify your portfolio so that you’re not overly exposed should one asset drop in value.

Best Investment Apps NZ

Our Favourite Investing Apps (for Specific Purposes)

  1. Hatch: Best App or Platform for New Zealanders Growing their Portfolio while Learning About Investing
  2. Tiger Brokers (NZ): Best Low-Cost Shares Platform
  3. Sharesies: Best App or Platform for Beginners and Auto-Investing
  4. InvestNow: Best App or Platform for Managed Funds
  5. Kernel: Best App or Platform for Specialised Index Funds
  6. Simplicity Investment Funds: Best App or Platform for Low-Cost Index Funds
  7. Flint Wealth: Best App or Platform for Research and Education
Best Investment Apps NZ

Hatch: Best App or Platform for Low-Cost Investing in the US Markets

  • Hatch in a nutshell: Part of FNZ, Hatch offers New Zealanders a tremendous number of options for investing in the US markets. It's similar to Stake, with a different fee base which can work out cheaper if you're a serious and regular investor.
  • Why we like Hatch? The platform works best for investing US$265+ or more at a time, as Hatch charges an NZD:USD FX conversion fee of 0.5% (vs 1% for Stake and 0.50% for Sharesies). There's also a flat US$3 order fee, to buy or sell up to 300 shares (then it’s $0.01 a share).
  • How does Stake compare to Stake and Sharesies? Our Stake vs Hatch vs Sharesies review has more details..
  • Interface: Website and app
  • Investments offered: Extensive - all listed US shares and ETFs
  • ​Read our review: Hatch Review
  • Sign up to Hatch: Visit Hatch to learn more
Best Investment Apps NZ

Tiger Brokers (NZ): Best Low-Cost Shares Platform

  • Tiger Brokers (NZ) in a nutshell: Tiger Brokers (NZ) is a low-cost broker. Currently, the broker offers low commissions, 0.35% FX fees and free level-2 data on US-listed shares and ETFs. For US shares, it's a lower-cost alternative to Hatch, Sharesies, Stake and Interactive Brokers. The company offers access to US, Hong Kong, Singaporean and Australian stock markets and China A-Shares. Altogether, over 7,000 shares are listed on the platform.
  • Why we like Tiger Brokers (NZ)? Tiger Brokers is focused on global investing, and at a time when some other platforms have raised their fees, Tiger Brokers is around half the cost of its nearest competitor for US stock trades. Tiger Brokers is the only global online player to have a local Auckland-based team and to be regulated in New Zealand. It focuses on delivering low fees to global market investors looking to build wealth using shares, futures and options. It continues to innovate and has recently launched auto-invest, fractional shares and its own TigerGPT investment chatbot.
  • Interface: Website and app
  • Investments offered: Extensive - US, Australian and Asian market shares and ETFs, as well as options and futures trading.
  • ​Read our review: Tiger Brokers (NZ) Review
  • Sign up to Tiger Brokers (NZ): Visit Tiger Brokers (NZ) to learn more
Best Investment Apps NZ

Sharesies: Best App or Platform for Beginners and Auto-Investing

  • Sharesies in a nutshell: The Wellington-based platform offers investment into 136 NZX-listed companies, 36 NZX ETFs, 8 Managed Funds (unlisted), 1852 ASX-listed companies, 228 ASX-ETFs, 2200+US-listed companies, 770+ US ETFs and more securities added weekly.
  • Why we like Sharesies? Sharesies is a popular investment app for New Zealanders of all ages looking at an affordable way to enter the sharemarket locally (and overseas) without their investment being eaten up in brokerage fees. With the ability to invest in any NZX-listed and US-listed company, and the array of index funds offered, there is a significant choice for most investors. We like that Sharesies offers share purchase monthly plans (like subscriptions) that reduce the cost of investing for anyone wanting to make regular contributions. As this is arguably the ethos of Sharesies, we are pleased to see this feature added.
  • Interface: Website
  • Investments offered: Extensive - NZ, AU and US shares and ETFs, plus a select number of New Zealand-based managed funds
  • ​Read our review: Sharesies Review  
  • Sign up to Sharesies: Visit Sharesies to learn more
Best Investment Apps NZ

InvestNow: Best App or Platform for Managed Funds

  • InvestNow in a nutshell: The Wellington-based platform offers investment into 140+ managed funds from 23 well-regarded fund managers, with a platform fee of $0/year. Investments from $250 can be made into any fund, many funds run by big names such as AMP, Fisher Funds, Milford Asset Management and Platinum Asset Management making their funds available.
  • Why we like InvestNow? The 100+ fund choices offer something for every investor type. You won't pay any fees to InvestNow for using the platform, and the platform keeps growing with more options.
  • Interface: Website
  • Investments offered: Extensive - 100+ funds, ETFs and access to otherwise high buy-in funds
  • ​Read our review: InvestNow Review
  • Sign up to InvestNow: Visit InvestNow to learn more
Best Investment Apps NZ

Kernel: Best App or Platform for Specialised Index Funds

  • Kernel in a nutshell: Kernel's 10+ funds all have the same fees (an annual 0.25% p.a. management fee for core funds, and 0.45% p.a. for thematic funds, and a $5/month membership fee if you invest over $25,000). The funds give exposure to global companies such as Apple, Nike, Amazon, Nestle and Microsoft, or more conservative assets like property and NZ market leaders, as well as ESG (ethical) and global infrastructure.
  • Why we like Kernel? The minimum investment is $1 per fund, it's easy-to-invest user experience, it's educational focus and fund innovations. With some of the lowest fund fees in New Zealand, there’s a lot to like about Kernel. 
  • Interface: Website
  • Investments offered: 10+ funds
  • ​Read our review: Kernel Review
  • Sign up to Kernel: Visit Kernel to learn more
Best Investment Apps NZ

Simplicity Investment Funds: Best App or Platform for Low-Cost Index Funds

  • Simplicity Investment Funds in a nutshell: Simplicity Investment Funds offer ​five funds, with annual fees set at 0.10% (NZ Shares fund and NZ Bond fund) and 0.31% (Growth fund, Balanced fund and Conservative fund).
  • Why we like Simplicity Investment Funds? Simplicity's investment funds offer a 'set and forget' approach with its passive funds. As index funds, the investing rationale is that market-index investments always beat a fund manager in the long term, and as investing has a long-term focus, the risks are low, and the return is seen to be reliable. With fees from as low as 0.10% p.a., Simplicity is New Zealand's cheapest investment platform.
  • Interface: Website
  • Investments offered: Five funds
  • ​Read our review: Simplicity Investment Funds Review​
  • Sign up to Simplicity Investment Funds: Visit the website to learn more
Best Investment Apps NZ

Flint Wealth: Best App or Platform for Research and Education

  • Flint Wealth in a nutshell: The Wellington-based platform offers investment into around 100 managed funds from 10 well-regarded fund managers, with a platform fee of $0/year.
  • Why we like Flint Wealth? Much like InvestNow, Flint offers funds from boutique managers (Mint, Castle Point, Devon, Pathfinder etc.) alongside larger players like Fisher Funds, Harbour and Nikko AM. However, Flint offers free research and insights – qualitative and quantitative research reports on many of the funds are available for free download, which is unique to New Zealand retail investing platforms. Flint also displays RIAA (Responsible Investment Association Australasia) certification against certified funds (RIAA is outlined in our ethical investing guide).
  • Interface: Website
  • Investments offered: 100+
  • ​Read our review: Flint Wealth
  • Sign up to Simplicity Investment Funds: Visit the website to learn more

Best Investment Apps NZ

Investment Apps - Frequently Asked Questions

Investing apps are increasingly simple to use, but there are some must-know facts. Our FAQs below explain what's important for making the right choice.

How much money do I need to invest?

​$1 is the minimum investment for most (but not all) investment apps and platforms. New Zealanders who do the best out of their investing activities, i.e. make the most money, tend to invest regularly, are diversified and stay committed for the long term.
​

Our list of apps above generally works best when you invest at least $100 to avoid ongoing fees eating into returns. A sensible amount to start with is at least $100 to $500 and then contribute regularly.

​What investment app is best for buying shares?

It depends on the amount you’re buying and selling. In the summaries above, we have itemised the apps based on price (which is trading costs and ongoing member fees), app features and investing minimums.

​I’m new to investing – what is the best app?

For new investors wanting to learn as they go, Sharesies is arguably New Zealand’s most popular option with hundreds of thousands of users. Sharesies lets you invest in New Zealand, Australian and US sharemarkets, as well as invest in a select number of New Zealand-based managed funds. It has several useful features, such as regular contributions and top-ups helping users invest for the long-term. There’s also a highly active Facebook group to help new investors.

​What assets can I buy and sell using these apps?

It depends on the app and platform; some offer shares, ETFs and index funds (such as Sharesies), whereas others offer US shares only (Hatch and Stake). Others specialise in ETFs and funds (InvestNow), while Simplicity and Kernel exclusively offer their branded index funds.

Is my money safe?

All New Zealand-based apps and platforms are highly regulated. Popular services such as Sharesies, Hatch, Stake, InvestNow, ASB Securities and Direct Broking have a strong custodial structure in place to prevent you losing any of your investment in the case that the services fail financially. Our dedicated guide explains custodians in detail and how they protect investors. A custodian exists with one purpose - to hold assets on behalf of specific beneficiaries. It can't go bust as it is tightly regulated and regularly monitored. 
​

However, it’s essential to be aware of the risks of investing. The decisions that you make, i.e. what you invest in, are not protected. This can mean the balance of your investments can drop, and you’ll lose money if you then sell or redeem.

How many investment apps should I sign up for?

It depends. It's unwise to double-up on apps that charge membership fees as you're paying twice for access to the same (or similar) investment opportunities. A new investor would be prudent to pick two apps to use, and then, once established and experienced, look for further opportunities. 

How can I quit or leave an investing app?

The standard practice is to sell, transfer or redeem your investments (so your balance is $0). You can then notify the client/customer service team to close down access. Many investing apps charge ongoing membership fees which will be avoided by cancelling the account.

To recap our selections:

MoneyHub's Best Investment Apps

  • Sharesies
  • Hatch
  • InvestNow
  • Flint Wealth
  • ASB Securities
  • Simplicity Investment Funds
  • Kernel Wealth​

Related guides:
  • Comparing Sharesies vs Investnow vs Hatch and more
  • Custodian guide 
  • NZX in a Nutshell 
  • Investing in US Shares (from New Zealand)
  • ETFs vs Shares
  • ETFs vs Index Funds
  • Investing glossary
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        • Other Coins
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  • Loans & Finance
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  • Credit Cards
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    • Reviews
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  • Banking & Savings
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  • Mortgages
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    • Buying a Home
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  • KiwiSaver
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        • MAS Review
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  • Business
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    • For Startups
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  • MSD
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    • Government Departments Helping New Zealanders Directly
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  • Motoring
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  • Law
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  • Job Hunting
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  • Travel
    • How to Get Access to Airport Lounges
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  • Broadband
    • Compare Broadband Plans
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    • Internet Speed Test
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  • Power
    • Compare Power Companies
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    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
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    • Power Companies
      • Contact Energy Review
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  • Financial Independence
    • FIRE Guides
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      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
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    • FIRE Tools
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    • Tax
      • Beginner's Guide to Tax
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    • Money Tips
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      • 20 Indicators You're Doing Well Financially
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Money Habits that Keep You Poor
      • Saving on Household Bills
      • Debt Help
      • CAP (Christians Against Poverty) Review
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      • Getting into Debt to Meet Short Term Living Costs
      • How to Survive a Recession
      • Average NZ Salary by Age
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      • Free Money from the Government
      • Bankruptcy Guide
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      • Financial Planning for Children With Disabilities
      • Should I Stop Contributing to KiwiSaver?
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand - 2022 and Beyond
      • Tips for Families on a Single Income
      • Side Hustles
      • Charities in New Zealand
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
  • Trade & Professional Services
    • Auckland Trade & Professional Services
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      • Quality Tyres Auckland
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    • Wellington Trade Services
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    • Christchurch Trade Services
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