MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Hamilton
          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Lighthouse Financial Services Review
          • Interest Rate Predictions 2025
            • Money Sweetspot Review
            • 20 Property Investment Risks You Can't Ignore
            • Shares vs Property Investment
            • Milford vs ANZ KiwiSaver Growth Funds Comparison
            • Best Performing KiwiSaver Funds
            • Kernel Shares & ETF Investing Review
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
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  • Banking & Savings
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  • KiwiSaver
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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  • Trade Services
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The Best Personal Trainers in Auckland

Best Auckland Personal Trainers
Updated 01 May 2024

Summary:
  • ​A Personal Trainer is someone you need to trust as they will be guiding you in your fitness and health regime. You need to be able to get along with them and believe in them, so finding the right one is something that needs careful consideration.
  • There are many personal trainers working at gyms and studios throughout the Auckland area, and our guide explains how to find one that works with you and for you.

Our Auckland Personal Trainer guide covers:
  • How much does a Personal Trainer Cost?
  • What to look for when choosing a Personal Trainer
  • The Best Personal Trainers in Auckland right now


MoneyHub's Top Trusted Auckland Personal Trainer
  • Our research highlighted the leading personal trainers in Auckland who deliver exceptional results for their clients.
  • We suggest contacting The Lifestyle PT - our top personal trainer has proven reviews and has delivered outstanding results to Auckland residents just like you.
  • Contacting a personal trainer by phone is the best way to kick things off - you can explain your requirements and hear how you can get the results you want.
The Lifestyle PT

Best Auckland Personal Trainers

How much does a Personal Trainer cost?

The rates you can expect to pay for a Personal Trainer are dependent on several factors. These include the regularity of your sessions, what you want them to help you with, and their location. It would not be unusual for city-centre trainers to charge more than those in the suburbs, for example.

This is a general guide to rates for Auckland personal trainers that should help you.
  • Group sessions will be between $20 and $50 per hour
  • Personal one to one session between $40 and $80 per hour
  • The national average in New Zealand is around $55 per hour for a professional personal trainer

How Can I Get the Best Price for Auckland Personal Training Services?

  1. ​Book Block Sessions – If you commit to a series of sessions there is every chance a personal trainer will give you a better price than if you choose to attend as and when, as it is more convenient to them.
  2. Use Your Gym – if you are a member of a gym you will get better rates from the personal training on offer there, so talk to them about your requirements.
  3. Stay Local – a local personal trainer will be less expensive than one you need to travel to work with.

Best Auckland Personal Trainers

Finding the Right Personal Trainer for You - Must-Know Questions to Ask Before Signing Up

  1. What training and experience do they have?
  2. Do they work with everyone with a tailored programme?
  3. What is their method of training, and how often do you need to schedule sessions?
  4. Is everything included in the price, and how do you pay?

Top Tip: ​Before You Settle on a Personal Trainer Consider the Following
Ask around friends, family, and colleagues who may be able to recommend a good personal trainer
Always visit the studio or gym, preferably to watch the trainer in action
Be sure to check any references or qualifications

Further Questions to Ask When Choosing an Auckland Personal Trainer

​Now that you have narrowed down your options, and are sure of the trainer’s credentials, there are a few further considerations:
  1. Ask what their philosophy is; different trainers work in different ways, and there may be one approach you prefer.
  2. Do they offer a program, i.e. six sessions over six weeks, do they design programs around a specific goal, or something else?
  3. Ask for customer testimonies and ask around at the gym or studio - people in gyms talk.
  4. Does the trainer have a specific programme for you, and is it what you want?
  5. How long has the trainer been training?
  6. Do you find the person easy to get on with, as you’re going to be spending a lot of one-to-one time with them?
  7. Are they qualified in first aid, and what is the procedure for accident and injury (it does happen)?

Know this: Choosing a personal trainer is one decision that you need to take care with; whoever you train with will have a great influence on your future health and fitness.
​

Best Auckland Personal Trainers

The Best Auckland Personal Trainers Available Right Now

​Our list below, which is no particular order, covers Personal Trainers in Central, East, West, North and South Auckland. We have selected these based on their history of longstanding service within Auckland, location and data extracted from internet reviews on Google Business, Facebook, TradeMe Services and others.
Smart Fit Personal Training Studio

The Lifestyle PT

Base: ​Glen Eden, Auckland
Hours: Mon to Sat 8am - 830pm
Google Review Rating:5.0/5
Website: The Lifestyle PT
Facebook Page:  The Lifestyle PT
Email address: [email protected]
​Phone: 0210 356 180
 
Customer Feedback
  • Effective pain relief and improved mobility, often within a single session, for neck, shoulder, and back pain
  • Personalized, hands-on sessions tailored to strength training, pain relief, posture correction, and calisthenics
  • Dedication and expertise, with a commitment to understanding and educating clients, often exceeding scheduled time
  • Positive long-term results, with lasting physical improvements and better management of flare-ups, enhancing daily and sports performance
 
Pros:
  • Open from 5pm onwards to accommodate clients' work schedules
  • Has extensive experience of 10 years
  • Pairs physical training with comprehensive lifestyle tips for a holistic approach to health and fitness

Cons:
  • Does not operate on Sundays
  • Does not cater to clients that want instant fat loss
  • More expensive than the average personal trainer as he offers a more comprehensive package
 
Important Must-know Facts and Services:
  • Offers specialized expertise in pain management, including back pain relief, posture correction, sports therapy, calisthenics training, and personalized treatment plans.
  • Helped over 300 successful clients reach their own milestones and move without pain 
  • Dinesh's own journey with chronic pain uniquely positions him to empathize with clients' struggles and guide them toward similar transformative journeys
Smart Fit Personal Training Studio

Smart Fit Personal Training Studio

Base: Mount Wellington, Auckland
Hours: Mon to Fri 5 am – 10 pm, Sat 6 am – 12 pm 
Google Review rating: 5.0/5
Website:  Smart Fit Personal Training Studio
Facebook Page: Smart Fit Personal Training Studio
Instagram: Smart Fit Personal Training Studio
Email address: [email protected]
Contact Number: 021 257 1801
 
Customer Feedback:
  • Supportive and motivating personal trainers to help you achieve your fitness goal
  • Customised fitness solutions
  • Fun and challenging situations
 
Pros:
  • Modern studio in a convenient location with easy parking and friendly staff
 
Cons:
  • Does not operate on Sundays 
 
Important Must-know Facts and Services:
  • Smart Fit Personal Training Studio is a private, personal training studio conveniently situated in Auckland’s central suburb of Mount Wellington
  • The studio has a dedicated functional training floor, top-of-the-line equipment, and personal guidance and coaching from certified trainers
  • Provides 30/45/60 minutes Intense Focused Training
  • Offers group classes, exclusive training studio, sports supplements, etc.
Busy Body Personal Training

Busy Body Personal Training

Base: Howick, Auckland
Hours: Mon to Fri 7 am – 7 pm, Sat and Sun 9 am – 2 m
Google Review rating: 5.0/5
Website:  Busy Body Personal Training
Facebook Page: Busy Body Personal Training
Instagram: Busy Body Personal Training
Email address: [email protected]
Contact Number: 021 287 9489
 
Customer Feedback:
  • Professional and knowledgeable trainers
  • Fast and effective exercise
  • Excellent personalised service
  • Offers Busy Body’s Health Hub
 
Pros:
  • Operates seven days a week 
  • Provides customised fitness plan aligned with the client’s need
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Busy Body Personal Training provides Personal Training and specialised fitness solutions and nutrition guidance using the latest scientific principles, from a purpose-built, private training studio in Howick, Auckland
  • Provides personal training, squad training, boot camps, high-intensity training, massage, reflexology, etc.
Vision Personal Training

Vision Personal Training

Base: Ponsonby, Auckland
Hours: Mon to Thur 6 am – 8 pm, Fri 6 am – 7 pm, Sat 7 am – 12 pm
Google Review rating: 4.9/5
Website:  Vision Personal Training
Facebook Page: Vision Personal Training
Instagram: Vision Personal Training
Email address: [email protected]
Contact Number: 027 779 7170
 
Customer Feedback:
  • Friendly and encouraging staff committed to helping you achieve results
  • Good facilities
  • Integrated training and nutrition guidance
 
Pros:
  • Provides personalised training programmes
  • Longer hours of operations
 
Cons:
  • Does not operate on Sundays 
 
Important Must-know Facts and Services:
  • Vision Personal Training is one of the largest Australian owned franchised networks of Personal Training studios with 50 locations in Australia and Auckland (Parnell, Ponsonby and Takapuna)
  • Helps transform people’s lives through education, motivation and inspiration
  • Provides weightloss programmes, personalized one-on-one training, group training, and nutrition planning
Bodi

Bodi

Base: Ellerslie, Auckland 
Hours: Mon to Sun 5 am – 10 pm
Google Review rating: 4.8/5
Website:  Bodi
Facebook Page: Bodi
Instagram: None
Email address: [email protected]
Contact Number: 09 282 3928
 
Customer Feedback:
  • Personalised plan and approach
  • Fun and varied classes and workouts
  • A friendly and welcoming atmosphere
  • Motivating, supportive and caring trainers
 
Pros:
  • Knowledgeable trainers/coaches who help clients achieve their fitness, health or mobility goals
  • Operates seven days a week with longer hours of operation
  • Free Fitness Assessment
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Bodi Transformations is a results-focused personal trainer with an exclusive training studio in Auckland
  • Helps clients achieve sustainable results with the studio’s Weight/Fat loss Body Transformation Education Programme and personalised coaching approach
  • Offer personal training, group classes and Cavitation Treatment
The Sweat Shop

The Sweat Shop

Base: Coatesville, Auckland
Hours: Mon to Sat 6 am – 9 pm 
Google Review rating:
Website:  The Sweat Shop
Facebook Page: The Sweat Shop
Instagram: The Sweat Shop
Email address: [email protected]
Contact Number: 021 429 084
 
Customer Feedback:
  • Provides total body workout
  • Knowledgeable, professional and flexible 
  • Genuinely passionate about physical wellbeing and mental wellbeing Varied workouts
  • Fun and challenging sessions
 
Pros:
  • Trainers are supportive and motivating to help a client get back in shape
 
Cons:
  • Only operates six days a week
 
Important Must-know Facts and Services:
  • Anna Liguori‘s The Sweat Shop is a women’s fitness specialist in Auckland, providing mobile Personal Trainer services
  • She is a Registered and Certified Personal Trainer and a Pelvic Floor Safe Instructor
  • Offers services for one-on-one coaching, group fitness, pre and post-natal exercise

MoneyHub's Top Trusted Auckland Personal Trainer
  • Our research highlighted the leading personal trainers in Auckland who deliver exceptional results for their clients.
  • We suggest contacting The Lifestyle PT - our top personal trainer has proven reviews and has delivered outstanding results to Auckland residents just like you.
  • Contacting a personal trainer by phone is the best way to kick things off - you can explain your requirements and hear how you can get the results you want.
The Lifestyle PT

Body Fit

Body Fit

Base: Beach Haven, Auckland
Hours: Mon to Thur 6:15 am – 7:30 pm, Fri 6:15 am – 3 pm, Sat 7:30 am – 11 am 
Google Review rating: 5.0/5
Website:  Body Fit
Facebook Page: Body Fit
Instagram: Body Fit
Email address: [email protected]
Contact Number: 027 660 4623
 
Customer Feedback:
  • Tailored exercise plans
  • In-depth knowledge of body alignment, muscle work and anatomy
  • A fantastic and encouraging coach
  • Professional rewarding workouts
 
Pros:
  • Provides fun boot camps and studio sessions that work for all fitness levels 
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Located on the North Shore. Body Fit is a Personal Training studio offering the award-winning GRAVITY Training System and other functional training solutions, including boot camps, cross-fit, corrective exercise and back care
  • Former NZ representative to Commonwealth Games (1998) and World Championships (1997)
  • Won the title of NZ Champion Gymnast (1994)
  • Offers services for personal training, outdoor cross-fit boot camps, advance back pain treatment
The Active Lifestyle

The Active Lifestyle

Base: Mount Eden, Auckland
Hours: Mon to Fri 9 am – 7:30 pm
Google Review rating: 4.9/5
Website:  The Active Lifestyle
Facebook Page: The Active Lifestyle
Instagram: The Active Lifestyle
Email address: [email protected]
Contact Number: 021 268 9271
 
Customer Feedback:
  • Highly knowledgeable and fun to work out with
  • Caters small group sessions well-prepared
  • They work with your individual goals and provide tailored workouts
  • A+ personal care and support
 
Pros:
  • Great fitness coaches and motivators
 
Cons:
  • No weekends operation
  • Strictly by appointment only
 
Important Must-know Facts and Services:
  • The Active Lifestyle is a Personal Training studio focusing on strength-based interval training
  • Provides small group training, personal training, online training and nutrition plans tailored to your specific needs
Tomfit Gym

Tomfit Gym

Base: Albany, Auckland
Hours: 24/7
Google Review rating: 4.9/5
Website:  Tomfit Gym
Facebook Page: Tomfit Gym
Instagram: Tomfit Gym
Email address: [email protected]
Contact Number: 021 211 9871
 
Customer Feedback:
  • Friendly gym with a family-like vibe
  • Supportive and encouraging environment
  • Quality facilities
 
Pros:
  • Always open, top-notch equipment and supportive coaches
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Tomfit Gym is a locally owned and operated 24-hour gym in Auckland
  • Offers fun and family-friendly atmosphere fuelled by a team of knowledgeable and supportive health and exercise professionals
  • Provides personal and group training
Truly Toned Personal Trainer Takapuna

Truly Toned Personal Trainer Takapuna

Base: North Shore, Auckland 
Hours: 24/7
Google Review rating: 5.0/5
Website:  Truly Toned Personal Trainer Takapuna
Facebook Page: Truly Toned Personal Trainer Takapuna
Instagram: Truly Toned Personal Trainer Takapuna
Email address: [email protected]
Contact Number: 021 228 6633
 
Customer Feedback:
  • Knowledgeable and experienced trainer 
  • Shows genuine care to help clients achieve their goals
  • Personal training sessions and fun workout
  • High quality of care and attention
 
Pros:
  • Operates 24/7 
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Truly Toned Personal Trainer Takapuna offers personalised training
  • Focuses on health and physical self-improvement
  • Helps clients manage the inevitable physical changes that develop with age

Auckland Personal Trainer: Dayne Williams

Base: Auckland
Hours: Mon to Fri 11 am – 9 pm, Sun 10 am – 1 pm
Google Review rating: 4.8/5
Website:  Auckland Personal Trainer: Dayne Williams
Facebook Page: Auckland Personal Trainer: Dayne Williams
Instagram: Auckland Personal Trainer: Dayne Williams
Email address: [email protected]
Contact Number: 022 309 9318
 
Customer Feedback:
  • Skilled and knowledgeable trainer
  • Professional, friendly and passionate about his job
  • Patient and motivational trainer
  • Provides varied workouts
 
Pros:
  • Goes the extra mile to help you reach your fitness goals.
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Dayne Williams is an Auckland health and fitness professional with a diploma in Fitness Training and Relaxation Massage, as well as a Bachelor’s degree in Sports and Recreation
  • He also has a sports and exercises background in boxing, CrossFit and weight lifting
  • Offers personal training, relaxation massage, boxing program, and online training program

MoneyHub's Top Trusted Auckland Personal Trainer
  • Our research highlighted the leading personal trainers in Auckland who deliver exceptional results for their clients.
  • We suggest contacting The Lifestyle PT - our top personal trainer has proven reviews and has delivered outstanding results to Auckland residents just like you.
  • Contacting a personal trainer by phone is the best way to kick things off - you can explain your requirements and hear how you can get the results you want.
The Lifestyle PT

⚠️​ Disclaimer: MoneyHub.co.nz may have financial relationships with some businesses listed on this page due to their acceptance of our invite for additional promotion. We stand by the businesses we work with and believe them to be among the best. The pricing information provided is for informational and guidance purposes only and may not accurately represent the actual quotes or final bills for individual services. Our list should not be considered comprehensive. Please research and obtain quotes directly from a range of businesses to ensure accurate pricing and suitability for your needs.
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  • Credit Cards
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Mortgage Brokers
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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    • For Startups
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  • MSD
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    • Best of New Zealand
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    • Foreign Currency Exchange
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  • Travel Insurance
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      • Americas & Africa
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    • Essential Information
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  • Mobile & SIM
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  • Broadband
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  • Power
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    • Power Companies
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  • Essential Money Tips
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    • Money & Relationships
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      • Financial Red Flags in a Relationship
      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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    • Valuable Insights
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    • Challenging Economic Conditions
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
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  • Financial Independence
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    • FIRE Tools
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      • SortMe Review
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    • Tax
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      • Salary Sacrifice in New Zealand
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  • Life Essentials
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        • Triaba New Zealand Review
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      • Free Samples
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    • Kids Eat Free
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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    • Living Essentials
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    • Home & Kitchen
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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