MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
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  • Banking & Savings
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  • KiwiSaver
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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  • Trade Services
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The Best Frequent Flyer Credit Cards - 2025 Edition

Whatever your travel needs, a credit card can offer a strong tailwind when it comes to earning points or miles to make a redemption. Our guide explains the best credit cards for anyone loyal to Air New Zealand, Qantas, Qatar Airways, Singapore Airlines and five other airlines.
The Best Frequent Flyer Credit Cards
Updated 19 June 2025

Summary:
  • New Zealanders typically signing up for a frequent flyer program will choose Air New Zealand's Airpoints program. This is because it's easy to earn points (known as Airpoints Dollars), given Air New Zealand has a huge domestic flight network. The program also has many partners - supermarkets, petrol stations, insurers and other retailers where you can earn Airpoints Dollars by spending money.
  • While Airpoints is very convenient to earn and redeem rewards, it's not always the most rewarding - Air New Zealand is often criticised for being expensive, and you can't book business class award flights at any discount unless you're a Silver-level frequent flyer (or higher).
  • New Zealand has a simple landscape for frequent flyer credit cards. There are credit cards which earn Airpoints and credit cards which offer points transfers to a range of airlines and their respective frequent flyer program. In almost all cases, the most rewarding credit cards are issued by American Express, given their focus on rewards and benefits for cardholders.
  • To help explain what you need to know to make an informed choice, this guide looks at frequent flyer credit cards available and shortlists the best options available and explains why they deliver value above the alternatives.

Know This First: Don't 'chase' frequent flyer rewards and spend when you don't need or want to. Too many New Zealanders have overbearing credit card debt - this is a huge problem that isn't being solved, and we don't want to see more debt created. Frequent flyer credit cards align best with those who always repay their credit card balance the following month and have flexibility with their travel needs. Our analysis also confirms the best value generated from frequent flyer credit cards is used for business class flights and luxury hotels. If such rewards hold little interest or don't suit your plans, an Air New Zealand Airpoints credit card is arguably a more suitable option to consider. 

What are the options for someone looking to earn frequent flyer perks but not overpay for the annual card fee?
We argue that American Express is the only credit card issuer interested in providing value for money when it comes to frequent flyer credit cards. Specifically:
  • For Air New Zealand, AMEX's popular Airpoints Platinum card earns 40% more Airpoints Dollars for every $100 spent compared to any bank card. This makes it an unrivalled card, and even more so when you factor in all the travel benefits it offers. 
  • When it comes to other airlines, again, only AMEX offers a frequent flyer credit card that syncs with the programs of Qantas, Emirates, Qatar Airways, Singapore Airlines, Cathay Pacific and Malaysian Airlines, among others. The Gold Rewards Card, which we have extensively reviewed, integrates with these programs.
  • If you want to earn points for business class flights, our dedicated guide has you covered. Again, the options skew in favour of American Express given the extensive airline partners they work with.

To help you decide what frequent flyer credit card is right for you, our guide covers:
  • The Best Air New Zealand Airpoints Program Credit Cards
  • The Best Qantas Frequent Flyer Credit Cards
  • The Best Qatar Airways, Singapore Airlines and Cathay Pacific (and Other Airlines) Frequent Flyer Credit Cards​
  • Frequently Asked Questions

Important: If you're looking for a credit card that will earn points or miles with a specific airline, our dedicated guides have you covered:
  • Air New Zealand Credit Cards
  • Qatar Airways Credit Cards
  • Emirates Credit Cards
  • Cathay Pacific Credit Cards
  • Qantas Credit Cards
  • Singapore Airlines Credit Cards

Why have we published this guide? We want to make financially savvy New Zealanders aware of several important facts:
  • Firstly, bank-issued airline credit cards are limited to Air New Zealand and offer poor flight rewards. This will not change and is frustrating given the high annual fees and lack of other card benefits.
  • Secondly, AMEX cards earning AMEX points are designed to be rewarding and consistently give cardholders the ability to earn points for upgrades and business class flights (as well as economy flights) on top-rated airlines. The flexibility is unrivalled.
  • Thirdly, not every airline's frequent flyer program is the same – some airlines have appallingly limited award flight availability (Qantas and Cathay Pacific are examples), while others are generous (Qatar Airways and Singapore Airlines being examples). You won't usually be able to redeem for travel during peak periods, but if you are flexible, there's a lot of value to take advantage of.
  • Before signing up to any frequently flyer program, you'll need to have low expectations and be flexible around your travel dates. As such, this guide isn't for everyone, given many New Zealanders' travel needs are best met with cash bookings.
  • While there is no 'entry' requirement for annual spending, these cards will benefit any household routinely spending $5,000+ a month on their credit card. And, as always, it's essential to always pay off the balance every month – any interest charged reverses the gains from awards and is an expensive debt to carry. Do not go into unpaid credit card debt chasing awards - you cannot win; you can only lose.

MoneyHub Founder, and Head of Research, Christopher Walsh shares his views about frequent flyer credit cards:

"Frequent flyer credit cards are, at worst, expensive to hold and, at best, wonderfully lucrative. The trouble is that most people have a sub-standard card that rewards the issuer more than the cardholders.

It's frustrating to see some banks charge a hefty annual fee (e.g. $100+), 2%+ as an FX fee (for doing nothing other than charging you that fee, given Visa or Mastercard processes the transaction on the banks' behalf) while giving you less than 1% back in rewards. The devaluation of the banks' Airpoints-earning Platinum cards in late 2022 doesn't give me confidence that benefits will be restored. Also, I'm not impressed that the annual fees have stayed high despite the rewards earning rate being cut by at least 40%.

The reality is frequent flyer credit cards will reward those who spend more than average given all the bills convert into points, miles or Airpoints Dollars at the end of each month at a fixed rate. If you spend $2,000+ on a credit card every month, then frequent flyer cards have benefits, but there are still some poor-value options pretending to be convenient options.

We've published this guide to challenge the status quo and bring transparency to everyday New Zealanders looking for a better deal for themselves at the end of every credit card billing cycle. However, they're not for everyone - if you risk being unable to make repayments in full every month, the interest you'll be charged (over 20% p.a.) will wash away any reward values. If this could be you, I suggest avoid applying for a credit card altogether".
MoneyHub Founder and Head of Research Christopher Walsh
Christopher Walsh
MoneyHub Founder and Head of Research

The Best Air New Zealand Airpoints Frequent Flyer Credit Cards

The Best Air New Zealand Airpoints Program Credit Cards

Given the banks have significantly scaled back how many Airpoints Dollars they give cardholders for every $100 spent, everything other than the American Express Airpoints Platinum Card is arguably poor value. Banks are offering much less despite keeping (or increasing) their annual fees.

​Our comparison of Air New Zealand Airpoints Credit Cards outlines everything you need to know and is linked to provide greater insights for anyone considering an AIrpoints-earning credit card.

Christopher Walsh MoneyHub Founder and Head of Research outlines this 'class of its own' credit card for anyone looking for an Air New Zealand frequent flyer credit card:

Christopher Walsh MoneyHub Founder and Head of Research
Christopher Walsh
MoneyHub Founder and
Head of Research
"This award-winning AMEX card earns around 40% more the number of Airpoints Dollars per dollar spent compared to Platinum cards from ANZ and Westpac. For this reason, it's our 2025 Editor's Choice Favourite Airline Credit Card.

You'll need to spend around $13,650 to offset its $195 annual fee, but with a 300 Airpoints Dollars signup offer, lounge vouchers, and so much more, the value offered is second to none.

And, if you're Air NZ Silver, Gold or Gold Elite (or want to achieve it), AMEX's generous Status Point earning opportunities also increase your balance helping you reach the thresholds with less flying.

For those spending over $1,000 a month on a credit card and always repay the balance, the AMEX card offers unmatched benefits, such as lounge access, travel insurance, a signup bonus, and the highest Airpoints Dollars earning rate."
MoneyHub Editor's Choice Award
Learn More or Apply

The Best Qantas Frequent Flyer Credit Cards NZ

The Best Qantas Frequent Flyer Credit Cards

  • The only credit cards currently available that earn Qantas Frequent Flyer points in New Zealand are American Express cards. These are the American Express Gold Rewards Card ($200/year fee) and the high-end and arguably exclusive American Express Platinum Card ($1,250/year fee).
  • These American Express cards earn Membership Rewards Points; both cards earn 2 Membership Rewards Points per NZ$1 spent. You can then convert Membership Rewards Points into Qantas Frequent Flyer Points at a rate of 2:1 (2 Membership Rewards points = 1 Qantas Point). The estimated transfer time is up to one business day, and the minimum transfer amount is 500 Membership Rewards Points.
  • We calculate that both American Express cards effectively earn Qantas Points at a rate of $1 spent = 1 point, given the American Express earning rate ($1 = 2 Amex points) and the conversion rate (2 Amex points = 1 Qantas point).
  • However, you won't earn Status Credits on any AMEX card, so if you want to retain (or progress to) silver, gold or platinum, you'll need to fly Qantas. This is the case with Qantas credit cards globally - none offer the ability to earn Status Credits.
  • The alternative to AMEX for earning Qantas points is the BNZ. The BNZ also offers a transfer of points deal, where 4 BNZ points = 1 Qantas Point. As a background, $1 spent = 1 or 1.67 BNZ points, depending on the card. This means you'll earn 0.25 or 0.42 Qantas points per $1 spent. This is around a 58% to 75% lower earning rate than the AMEX cards and shows the BNZ to be poor value.

What can I earn with a Qantas Frequent Flyer Credit Card?

Per our guide covering the best ways to spend AMEX points:
  • Luxury flights offer the best rewards, given the high cost of paying cash for any airfare, which can be avoided if you have enough points.
  • Auckland to New York (one way), Qantas Business Class (126,500 Qantas points) is a leading flight reward for anyone earning Qantas Frequent Flyer points from a credit card. Using an AMEX card earning Membership Reward Points, you'd need to spend $126,500 on your card (given the earning rate of 2 per $1 spent and the transfer rate to Qantas of 2:1); there's no required timeframe to do this in as AMEX points don't expire unless you cancel your credit card.
  • Given the estimated $5,000 value of the flight, every $1 spent on your AMEX Card would give you a return of approximately 3.95 cents (or 3.95%) in the form of this specific Qantas flight.

More details: AMEX Gold Rewards Card Review

MoneyHub's Qantas Frequent Flyer Points-Earning American Express Cards - apply in minutes for a credit card that delivers the best value for money based on your needs.
  • Our research highlighted two leading AMEX cards that reliably and consistently reward New Zealanders with Qantas points and offer many benefits, perks and award-earning opportunities.
  • Please note both cards earn at a rate of 2 Membership Rewards points for every $1 spent. You can convert your balance to Qantas; 2 Membership Rewards points = 1 Qantas Frequent Flyer Point.
  • For example, if you spend around $4,000 a month on your credit card, you'll earn around 48,000 Qantas Frequent Flyer points per year.
  1. Our pick for earning Qantas Frequent Flyer Points (most popular): The American Express Gold Rewards Card - $200/year fee. You'll also get a $200 statement credit when you apply online, are approved and spend $1,500 on your new card within the first 3 months. New Card Members only.
  2. Our pick for a premium and travel card: The American Express Platinum Card - $1,250/year annual fee. Please note, the card is a charge card; if you don't pay the balance due, you'll be liable for a $20.00 fee or 3.25% of the closing balance, whichever is greater, of the overdue amount. For example, if you have a $10,000 balance due and don't make the repayment, you'll be charged $325. You'll also get 100,000 Membership Reward points (the equivalent of 50,000 Qantas points) when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.
  3. Important: MoneyHub suggests that anyone unable to pay off a monthly credit card balance should look for an alternative source of credit. Most credit cards, with AMEX being no exception, charge interest rates that can make repayments challenging to manage.
American Express Gold Rewards Card
American Express Platinum Card

Best Qatar Airways, Singapore Airlines and Cathay Pacific Frequent Flyer Credit Cards

The Best Qatar Airways, Singapore Airlines and Cathay Pacific (and Other Airlines) Frequent Flyer Credit Cards

Only American Express credit cards earning Membership Reward Points integrate with the frequent flyer programs of airlines such as Qatar Airways, Cathay Pacific, Singapore Airlines and Virgin Australia, among others. 

It's a simple process to earn points in each airline's respective frequent flyer program, outlined in these three steps:

1. You'll need the right card: Cards like the American Express Gold Rewards Card and the American Express Platinum Card earn Membership Rewards Points at the rate of $1 spent = 2 Membership Rewards Points. These can then be transferred once a minimum threshold is met. 

2. Understand the conversion rates: The rate at which Membership Rewards Points can be converted into airline points varies. For example:

2 Membership Rewards Points = 1 Airline Point/Mile:
  • Cathay Pacific (Asia Miles)
  • Malaysia Airlines (Enrich Miles)
  • Qantas Airways (Qantas Points)
  • Virgin Australia (Velocity Points)

3 Membership Rewards Points = 1 Airline Point/Mile:
  • Emirates (Skywards Miles)
  • Qatar Airways (Privilege Club Avios)
  • Singapore Airlines (KrisFlyer Miles)

3. Know your earning potential: The rate of earning Membership Rewards Points is consistent across the board, offering 2 points per NZ$1 spent, which are then converted into airline points or miles when you're ready to make an award booking or upgrade. 

Understanding American Express Membership Rewards Points' Conversion to Airline Programs

  • The AMEX Gold Rewards Card offers an earning rate of 2 Rewards Points for every $1 spent. However, when converting these accumulated points into airline loyalty program currencies, the conversion rates vary depending on the airline.
  • As outlined above, converting to Singapore Airlines' Krisflyer requires more Membership Rewards points per Krisflyer Mile (3:1) than converting to Qantas Frequent Flyer Points (2:1). However, a high conversion rate doesn't necessarily mean better value - Qantas typically doesn't offer as many business award seats as Singapore Airlines, and all flights from New Zealand (other than New York) require a stop in Australia.
  • American Express outlines the transfer times, which can range from 1 to 10 business days, depending on the airline. However, to book business class flights, you'll usually need to look 8 to 11+ months in advance and be flexible with the days you can travel.

Before you make any moves, you'll need to follow a suggested process that avoids the pitfalls that exist with any frequent flyer program:
  1. Sign up for a frequent flyer program that suits your travel needs – we suggest Qatar Airways or Singapore Airlines as good starting points if you're looking for Asia, Europe, Africa and/or the Middle East.
  2. Check the availability of award business class flights – you can do this by logging in and making a mock booking to see what's available.
  3. Once you're comfortable that there is sufficient availability, we suggest converting AMEX points to airline points. For most airlines, the balance will take one business day to convert and appear in your account. Malaysia Airlines and Air New Zealand take a little longer (10 and 2 days, respectively).  
  4. Book the flights you want once the points appear in your frequent flyer program – you'll need to pay taxes and any surcharges with a debit or credit card. 

Know This: The airline you book with issues the ticket, and you'll need to contact them for any questions or changes; AMEX does not have any relationship in issuing an award ticket. However, using an AMEX will activate Gold or Platinum card travel insurance (assuming you meet the requirements).

You will continue to earn AMEX points until you convert them again for another flight or redeem them directly with AMEX for another award. ​

Beyond Credit Cards - Our Top-Rated Debit Card for Travel and Non-NZD Payments - The Wise Debit Card

Christopher Walsh MoneyHub
Christopher Walsh
MoneyHub Founder (and Frequent User of Wise)

Our View:
  • Very few credit cards offer 0% FX fees; the Westpac and Flight Centre Mastercards are the only two.
  • However, the Wise Debit Card is a popular choice alongside any credit card and offers superior exchange rates and low fees for international transactions.
  • Many New Zealanders use it alongside their credit card to manage finances more effectively while getting the maximum value for every NZD. 
  • The Wise Debit card is a popular backup card useful for everyday spending overseas. MoneyHub readers continue to email our research team to explain how useful the app is to review spending and how surprised they are that the fees for spending overseas are so low.​

Why we like the Wise Debit Card:
  • Best exchange rates: Wise offers the best exchange rates in New Zealand per our research, making every NZ Dollar stretch further.
  • No hidden fees: Spend abroad and online without worrying about hidden fees while tracking all your spending easily through their app with the option to convert and hold 54 different currencies.
  • Go cardless: The Wise Card links to Apple Pay and Google Pay.
  • Low setup fee: For a low one-time fee of $14, you can order your Wise card and set it up in minutes via the Wise website or app.
  • Online shopping benefits: Enjoy smooth and secure online shopping with Wise. Approve payments easily and benefit from low fees compared to traditional credit cards.
Wise Debit Card Review
Visit Wise
Our Wise Debit Card Review
Favourite Travel Money Card 2023

Frequently Asked Questions About Frequent Flyer Credit Cards

Frequently Asked Questions

How does the value compare between airline partners with different point transfer ratios?

The transfer ratio doesn't solely determine the value of airline rewards points. A 3:1 transfer ratio doesn't automatically mean poorer value compared to a 2:1 ratio. It is essential to consider factors like the cost of award flights, seat availability, and additional perks. Some programs with a 3:1 ratio may offer better reward flight availability or more lucrative redemption options, for example, Qatar Airways. 

What are the most flexible frequent flyer credit cards available in New Zealand?

The Gold Rewards Card offers flexibility in earning and transferring points to airline frequent flyer programs, including Qantas, Emirates, Qatar Airways, Singapore Airlines, Cathay Pacific, and Air New Zealand.

Are high annual fee credit cards worth it for frequent flyers?

High annual fee credit cards can be worthwhile for frequent flyers if the benefits outweigh the costs. These cards often come with additional travel perks, higher point earning rates, and greater reward options, especially for business class travel. However, there's nothing worse than paying credit card fees on a card you don't use. For this reason alone, it's critical to challenge whether or not any credit card will provide you value to compensate for the annual fee. 

How do I choose the best frequent flyer program for my travel habits?

The right decision will be the airline you fly the most and are most loyal to. For most New Zealanders, that will be Air New Zealand. However, other popular airlines include Qantas, Qatar Airways, and Singapore Airlines, among others. To have the best chance of success, you must evaluate which rewards are most suitable and commit to one airline's program. 

Are there any hidden costs with frequent flyer credit cards?

Our guide outlines common hidden costs, such as annual fees, interest rates, and transaction fees, to help you decide which credit card to choose.

Related Guides:
  • ​​Compare Air New Zealand Airpoints Credit Cards: This guide extensively compares credit cards that earn Airpoints Dollars, highlighting the best cards for maximising your earnings for every dollar spent.
  • AMEX Gold Rewards Card Review: We assess the features, benefits, and earning potential of the American Express Gold Rewards Card, making it an essential read for those considering this card for its frequent flyer perks.
  • Credit Cards for Business Class Flights: This guide offers insights into how to best use credit card points to secure business class flights, comparing various credit cards and their partnerships with airline frequent flyer programs and what they offer.
  • Analysis of Credit Card Foreign Transaction Fees: We explore the impact of foreign transaction fees on overseas purchases and provide strategies to minimise these costs, a crucial guide for frequent international travellers.
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  • Credit Cards
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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    • For Startups
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  • MSD
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  • Law
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    • Best of New Zealand
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  • Travel Insurance
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      • Americas & Africa
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    • Specific Risk Cover
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    • Essential Information
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  • Mobile & SIM
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  • Broadband
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  • Power
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    • Power Companies
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  • Essential Money Tips
    • Must-Read Lists & Tips
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      • 20 Frugal Decisions That Often Backfire
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      • 20 Supermarket Ripoffs
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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      • Tips for Families on a Single Income
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    • Valuable Insights
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      • Money Habits Keeping You in the Rat Race
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      • Stealth Wealth
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      • Dental Costs
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    • Challenging Economic Conditions
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
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    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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    • Tax
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      • Salary Sacrifice in New Zealand
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  • Life Essentials
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      • Paid Survey Websites Review
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        • Triaba New Zealand Review
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      • Free Samples
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    • Kids Eat Free
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      • HelloFresh Review
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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    • Living Essentials
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    • Home & Kitchen
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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