MSD & Work and Income - The Complete Guide

Our guides explain everything you need to know about popular benefits and entitlements available to those in need

New Zealand offers some of the best social welfare entitlements in the world, but many people find it challenging to understand the Work and Income system and how to get what they need. With the economic conditions created by COVID-19, MoneyHub has published several specific guides to explain everything you need to know in plain English. Millions of New Zealanders have received some form of government assistance in recent years, from initiatives such as Working for Families to the Jobseeker Allowance.

We Cover:

Navigating Work and Income

An essential must-read guide that explains everything you need to know about dealing with Work and Income before visiting your local office

Understanding Jobseeker Support

We explain how this benefit works and reveal tips to make sure you're supported for as long as you need to be.

Understanding the Accommodation Supplement

Despite its complexities, our guide reveals everything you need to know about how it works

Disability Allowance

we walk through the basics of those who need extra support

myMSD

we explain why myMSD is, how it works, why it's essential and must-know tips and facts

Community Services Card

we cover who qualifies, what it offers and why they're important

Hardship Assistance

we explain what's available to anyone in urgent need

Loans for Unemployed

If you're unemployed, this guide outlines the types of loan available. We look at Work and Income support, as well as the potential risks of taking a loan and the cost-effective alternatives you may apply for

Understanding Working for Families

we explain how this long-running initiative works and what's on offer

Understanding Superannuation (NZ Super)

our guide walks you through how it works, what you're entitled to and must-know tips to help your payments go further.

Our specialist guides cover:

CV Guide - our popular CV guide helps you publish an interview-ready CV that stands out and speaks directly to employers
Cover Letter Guide - our guide walks you through structuring the perfect cover letter
Interview Questions - we explain essential questions to prepare and must-know interview tips to land a job
Beneficiary loans - we outline the explain essential questions to prepare and must-know interview tips to land a job
Government Departments Helping New Zealanders Directly - we outline options that are available as well as provide a general overview of 10+ government departments