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Mercury Energy Review - 2022 Prices, Discounts, Deals, Tariffs and Fees

Our guide explains Mercury's pricing, bonuses, contracts, pros and cons and must-know facts, and how it compares to other power companies for residents of Auckland, Wellington, Christchurch and Dunedin.

Mercury Energy Review
Updated 10 May 2022
Mercury Energy in a Nutshell 
  • Mercury Energy is currently New Zealand’s third-largest electricity retailer by market share after Genesis Energy and Contact Energy and its major shareholder (51%) is the New Zealand government. It is listed on the NZX.
  • Mercury's power plants are located in Auckland, Waikato, and the Bay of Plenty. Its market share is around 17% with 300,000+ customers.
  • Plans and Pricing: Mercury offers two types of electricity plans, an open term plan called “Everyday Rates” and several fixed-term plans which availability may vary depending on the area where you live as well as the type of electricity meter you have installed (conventional or smart meter). Regardless of the contract type, all Mercury plans are available for both low and standard users.
  • Our power company comparison research concluded that Mercury is one of the most price competitive for both low and standard users in Auckland, Wellington, Christchurch and Dunedin. In several instances, it topped our pricing tables for both low and standard users.

Our review: To help you understand how Mercury Energy works and the pros and cons of their plans, our guide covers:
  1. Mercury Energy Prices 
  2. Mercury Energy Plans
  3. Our Conclusion
  4. ​Frequently Asked Questions

MoneyHub Founder Christopher Walsh shares his views around power pricing and Mercury's market-leading pricing:

"As I say in a recent Stuff.co.nz column, electricity comparisons can be complicated. Many MoneyHub users have asked us about what electricity provider is the cheapest. The answer isn’t simple – it depends on where you live and whether you’re a low user or a standard user. But even then, there’s a lot of ways the industry makes it near-impossible to compare like for like. The good news is Mercury, despite being a major player, is focused on market-leading pricing. Naturally, I am a big fan".

"I've talked about how early payment discounts are seldom offered by power companies. However, Mercury bucks the trend and goes big on the discount. And while you won't get free hours of power, you'll likely get low unit prices and daily rates".

"Mercury is 100% renewable (hydro and geothermal), and is building New Zealand's largest wind farm. There's a lot to like about Mercury and we're delighted to see a dominant player innovating with low costs, renewable investments and plans that make sense".

"Mercury prices well in most locations we've price tested, but the pricing listed assumes you received the sign-up bonus, pay early and by direct debit. If you pay later, the costs are higher".

Christopher Walsh MoneyHub
MoneyHub Founder
Christopher Walsh


Mercury Energy Pricing

1. Mercury Energy Prices

Our Price Comparison Research and Results:
  • Our latest 2022 research revealed that Mercury's plans for all major cities offered some of the cheapest electricity prices. We are big fans of their commitment to price-leading daily charges and unit prices.
  • Mercury offers a sign-up bonus, early payment discount, direct debit discount and the option to earn Airpoints Dollars.
  • We believe Mercury offers opportunities for many households to make market-leading monthly savings on their energy bills. However, as with any power company, the exact prices depend on where you live in New Zealand and how much energy you use. Also, you'll need to trigger the early payment discount to maximise the savings.
  • Compare Mercury's prices with the rest of the market here.

How green is Mercury Energy?

Mercury is 100% renewable. It operates thirteen power stations, all of them using renewable energy. Eight of these stations use the power of the Waikato River to generate 4,006 GWh/year of hydroelectric power, four use the geothermal energy of the North of Taupo to generate 3,015 GWh/year and lastly, a geothermal power station located at the Bay of Plenty is responsible for generating 831 GWh of clean energy each year. Mercury has invested significant money to build New Zealand's largest wind farm.

Mercury Energy Review

2. Mercury Energy Plans - "Fixed" vs "Everyday Rates"

Mercury currently offers three plans, one with no fixed term (“Everyday Rates”), a one-year fixed-term plan (“$75 Credit”) and a two-year fixed-term plan ($200 Credit). All of them offer up to 12% prompt payment discount, the option to earn Airpoint Dollars and competitive rates (the longer the term the lower the fixed and variable charges). We describe the plans briefly below.

Mercury Everyday Rates Plan (No Fixed-Term) Review

This is Mercury’s basic, no-commitment plan. No fixed term, no break fees.

Pros:
  • No fixed-term commitment, no break-fees.
  • Prompt payment discount of up to 12%
  • Option to earn Airpoints Dollars
 
Cons:
  • Higher daily and variable rates
  • No sign-up bonus

Mercury Fixed-Term Plans Review

$75 Credit plan (One year fixed term) - This is Mercury’s one year fixed plan. Offers a $75 sign-up bonus.

Pros:
  • $75 Credit applied within 2 months of joining
  • Energy prices locked in for one year, prices lower than on the no-fixed term plan
  • Prompt payment discount of up to 12%
  • Option to earn Airpoints Dollars
 
Cons:
  • Break fee of $150 applies if you terminate the contract early
  • Fixed-term contract
 
$200 Credit plan (Two year fixed term) - This is Mercury’s two year fixed plan. Offers a $200 sign-up bonus.

Pros:
  • $200 Credit applied within 2 months of joining
  • Energy prices locked in for two years, prices lower than on the no-fixed term plan and one-year fixed plan
  • Prompt payment discount of up to 12%
  • Option to earn Airpoints Dollars
 
Cons:
  • Break fee of $200 applies if you terminate the contract early
  • Fixed-term contract 

Mercury Energy Review

3. Mercury Conclusion - Everyday Rates vs Fixed-term Plans

To determine which plan best suits your needs, you’ll need to consider the following: 
  1. Total energy consumption (kWh) per year: Regardless of your household electricity consumption, if you are the owner of the property (and don't mind signing a long-term contract) then Mercury's fixed-term plans offer more value for your money since they have considerably lower rates. The Everyday Rates plan is better suited for families with extremely low energy consumption (below 8,000 kWh/year) that definitely don't want the limitations associated with a 12 or 24-month contract.
  2. Flexibility and convenience: From a convenience and flexibility point of view, Mercury's Everyday Rates plan certainly has a notable advantage over the fixed-term plans. The single fact of not having an early cancellation fee makes this plan ideal for renters and landlords. However, even homeowners may take advantage of this plan since it allows them to switch to a different power company anytime without paying an exit fee.
  3. Additional benefits: Although all Mercury plans share many benefits, one factor to consider is the "credit" you receive when you sign (or renew) your fixed-term contract. Two-year plans offer up to $200 of credit, which is a benefit that cannot be overlooked.

Mercury Energy FAQs

4. Mercury Energy Frequently Asked Questions

To help you decide if Mercury is right for your home, we've published a number of frequently asked questions.

What does Mercury cost per month, and is it the cheapest?

What you pay depends on where you live, how much energy you use and what plan you're on. Our electricity comparison guide has more information about estimated costs and how it compares to other companies.

Is Mercury available at my address?

Most likely - you'll need to type in your address to see if you're covered.

What does a Mercury Energy bill look like, and how do I pay?

This FAQ covers what kind of charges you will find on your Mercury bill and the ways of payment they accept.

Does Mercury use renewable sources of electricity?

Yes, in fact, 100% of the power plants Mercury operates use renewable energy sources, whether hydroelectric or geothermal. Moreover, in 2019 Mercury set a record in power generation from its geothermal plants located at the central North Island when they operated 24/7 at 97.7% of capacity.

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