MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Hamilton
          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Lighthouse Financial Services Review
          • Interest Rate Predictions 2025
            • Money Sweetspot Review
            • 20 Property Investment Risks You Can't Ignore
            • Shares vs Property Investment
            • Milford vs ANZ KiwiSaver Growth Funds Comparison
            • Best Performing KiwiSaver Funds
            • Kernel Shares & ETF Investing Review
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
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  • Banking & Savings
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  • KiwiSaver
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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  • Trade Services
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The Best Builders in Wellington

Best Builders Wellington
Updated 11 June 2025
Summary:
  • Asking for quotes and picking a builder is a big job and a lot of careful consideration is needed. Whether you're renovating, extending, adding a feature or building a work from the ground up, having a trusted builder is essential. If you're at the quote stage, the next step involves finding a reliable and trusted builder in Wellington who can take your dream to reality. 
  • To help you and put you in the strongest position, we've handpicked a list of reliable, affordable and trusted builders in Wellington save you time and money. 
​
Our Wellington builder guide covers:​​​
  • How Much Should I Pay a Builder?
  • How to Get Realistic Quotes from Builders
  • What Stages are Payments Made to a Builder?
  • Trusted Wellington Builders

MoneyHub's Top Trusted Wellington Builders
  • Our research highlighted the leading builders in Wellington who deliver exceptional results for their clients.
  • We suggest contacting Kiwi Built and Redwood Builders–our top builders have proven reviews and have delivered outstanding results to Wellington residents just like you.
  • For expert tips and advice, read the Home Renovation Guide by Kiwi Built, designed to help you plan and execute your project with confidence.
Kiwi Built
Redwood Builders

​

Best Builders Wellington

Why Choose a New Zealand Certified Builder?

Best Builders Wellington
The New Zealand Certified Builders Association (NZCB) represents the country’s most trusted trade-qualified builders. All NZCB members have a recognised building qualification and undergo a thorough approval process before joining. This means homeowners can have full confidence in the quality and professionalism of the builders they hire.

NZCB is the only builders' association in New Zealand whose members must be trade-qualified. Members have exclusive access to the industry-leading Halo 10-Year Residential Guarantee, providing protection on most types of building projects – from new homes to renovations and additions.

Whether you’re building from scratch or planning a renovation, choosing an NZCB builder ensures your project is completed to a high standard, by someone who takes pride in their craft and stands behind their work.

​
Disclaimer: While we proudly promote and recommend NZCB-certified builders for their proven standards, our guide includes a wider range of builders to ensure fairness and provide a complete view of Wellington's building professionals.
Find a NZCB Builder

How Much Should I Pay a Builder?

As a rough guide, around a third of the budget for any self-build or renovation project goes into labour costs. Unlike basic DIY projects, few people have the skills builders have. Hiring a builder outsources all the risk and project management, including finding specialists for specific work. 

If you project manage the building project yourself, you’ll save on labour costs but be heavily involved in the day-to-day progress. You will also have to manage deliveries, schedule work, assess the quality of work done and come up with a plan if things go wrong. 

​

Best Builders Wellington

How to Get Realistic Quotes from Wellington Builders

Whatever your project, be it a new house or simple extension, getting building quotes is time-consuming but fundamental to your plans. Rush the quote process, and you could be stuck with a big bill, a lousy job, or both. Simply agreeing to the first quote is unwise, as there are many reasons why prices will vary between builder. We outline a suggested process to get the best quotes and ….

Understand what an estimate or quote actually is
The jargon used for building projects can be unfamiliar. To make things simple:
  1. An ‘estimate’ is just that: an informed but non-binding guess of what a job might cost. You will receive an estimate most often on renovation work, where it’s not completely clear what the full extent of the job will be. 
  2. A ‘fixed-price quote’ is an agreed price based on work shown on a drawing or specific design. As long as nothing changes, the fixed-price quote is the total of what you will pay. Any variations to the specific design will incur an ‘extra over’ cost, which will be advised to you before work is carried out.

Be 100% clear about the work required
As you’d expect, the more information you give, and the more specific you are, the more accurate your quote will be. You’ll know upfront what the likely costs are, rather than finding out extras have been added on because your design specification didn’t include important essentials. If your specification is not clear, any fixed-price quote may be meaningless due to the additional costs incurred to complete the project. 

Understand why do quotes vary so much
After completing your design specification, the next step is to ask several trusted builders (our list of top 8 Wellington builders below is a good start) for a quote. You will almost certainly get a range of estimates and quotes, due to a few factors we explain next:
  1. Demand – Wellington, generally, is a high-demand building region. Builders know that someone is always willing to pay the going rate, even if that’s not going to be you. For this reason, builders who are available will quote less, whereas those with firm orders booked up months in advance will quote higher, or not at all. 
  2. Single quotes – If you’ve got a pre-existing relationship with a builder, or been referred one in particular, the builder may know you’re only sourcing one quote. This means they know they are setting the market, so it may be higher because you prefer to go with them.
  3. Bait and Upgrade – Builders know that once a job is accepted and work starts, it’s very unlikely they’ll be kicked off. Because everyone loves a cheap quote, a builder pricing low can get a foot in the door. But this shouldn’t be agreed to without full consideration. A cheap quote can quickly be irrelevant if there are charges for additional work not included. This is the major reason why being as detailed as possible in your building specification is essential. 

Warning: Cheap Quote vs Final Cost
  • There’s a big difference between a cheap quote and a quote that offers value-for-money. If one is significantly lower than the others, then be very careful about accepting it.
  • The more detailed the quote, the better, especially around pricing. A
  • price-breakdown that shows everything covered and specifies what everything will cost is best. This lets you compare like-for-like. 
  • If you want more detail, or for some prices to be verified, ask the builder - there is no point in staying in the dark, as you, and you only, are paying 100% of the costs. 
​

Best Builders Wellington

What Stages are Payments Made to a Builder?

To manage payments, we suggest the following:
  1. Agree a written specification for when payments will be made. 
  2. Make payments when pre-agreed stages are completed. For example, make a payment when foundations are poured, when brickwork erected, when the roof is completed etc.
  3. As most builders will operate credit accounts at their merchants (i.e. Placemakers, ITM and Carters), so shouldn't require payments in advance. But, cash is king to every business - especially builders. For this reason, do your best to pay on-time as agreed without the builder needing to follow you up.
  4. You may want to agree a retention, i.e 5% for 6 months, or 3% for 12 months, to guarantee against faulty workmanship.
  5. Tell the truth to your builder, and establish a good working relationship by being responsive and reliable. It's a business relationship afterall.

How do I pay a builder?

Most builders accept a range of payment methods, including
  1. Direct Credit (internet banking)
  2. Credit Card via the builder's website (this will only apply for smaller-sized transactions, and a surcharge may apply)
​
As mentioned above, cash is king to building business. Pay on time to avoid any tension in your working relationship.
​

Best Builders Wellington

Trusted Wellington Builders

Below is our list covering Wellington. These selections are based on their longstanding service history within Wellington, as well as their location and reviews sourced from platforms like Google Business, BuildersCrack, Facebook, TradeMe Services, and others.
Kiwi Built

Kiwi Built

Areas served: Wellington wide
Base: Lower Hutt
Hours: Mon to Thurs 7:30 am – 5 pm, Fri 7:30 am – 4 pm 
Google Review Rating: 4.9 (10+)
Website: Kiwi Built
Facebook Page: Kiwi Built
Email Address: [email protected]
​Phone: 0210 618 817
Renovation Guide: 
Home Renovation Guide: Wellington – Expert insights from Kiwi Built to help you plan and execute your project with confidence.
 
Customer Feedback:
  • Known for delivering high-quality renovations with attention to detail
  • Provides expert advice that ensures no regrets about renovation decisions
  • Skilled in creating indoor/outdoor flow through verandah designs
  • Exceptional craftsmanship in restoring and enhancing features of older homes
  • Experienced with intricate detailing, including custom mouldings and balustrades
  • Keeps building sites clean and organised throughout the project
 
Pros:
  • ​Licensed Building Practitioners and registered Master Builders
  • The Kiwi Built App provides clients with daily updates, expense tracking, and seamless project management for real-time transparency and collaboration
    ​
Cons:
  • None
 
Important Must-know Facts and Services:
  • Over 24 years in the building industry, providing comprehensive services with a highly skilled team and an in-house designer to assist with custom designs
  • Specialises in high-quality villa renovations, restorations, new builds, and bathroom projects
  • Services include high-quality construction, custom architectural designs, expert villa renovations, and comprehensive building maintenance
Redwood Builders LTD

Redwood builders LTD

Areas served: Kapiti Coast & Wellington 
Base: Paraparaumu 
Hours: Mon to Sun 7 am – 7 pm 
Google Review Rating: 5.0/5 (10+)
Website: Redwood Builders LTD
Facebook Page: Redwood Builders LTD
Email Address: [email protected]
​Phone: 022 351 4392
 
Customer Feedback:
  • Impressive knowledge of building codes and ability to meet tight deadlines
  • Consistently high standard of workmanship
  • Transparent pricing and clear communication
  • Focuses on what the client wants to achieve
 
Pros:
  • Every build is backed by the Master Build 10-year guarantee for top workmanship
  • 12-month maintenance guarantee included, covering all remedial work at no cost
  • ​Extensive scope of work includes tasks such as earthworks, framing, cladding, insulation, painting, flooring, and kitchen installation

Cons:
  • None 
 
Important Must-know Facts and Services:
  • Licensed Building Practitioners and registered Master Builders
  • Expertise in new home builds, renovations, and commercial construction
  • Years of extensive work in the Kapiti Coast and greater Wellington region ensures that their building work stands the test of time, providing you with years of enjoyment and satisfaction
  • Manages entire construction projects from start to finish, coordinating sub-trades
Fair & Square Building Services Limited

Fair & Square Building Services Limited/h3>

​Areas served: Wellington and nearby areas
Base: Kilbirnie, Wellington
Hours: Mon to Thur 7 am – 5 pm
             Fri 7 am – 4pm & Sat 7 am 
– ​1 pm 
Google Review Rating: 5.0 (10+)
Website: Fair & Square Building Services Limited
Facebook Page: Fair & Square Building Services Limited
Email Address: [email protected]
​Phone: 021 243 5264
 
Customer Feedback:
  • Known for excellent communication and a professional approach throughout the building process
  • Works carefully and considers clients' needs, particularly in sensitive living situations
  • Maintains a tidy worksite and provides positive suggestions based on experience
  • Friendly, hardworking team with a focus on high-quality workmanship and customer satisfaction
  • Trusted for projects requiring extra care and attention to detail, ensuring a seamless experience
 
Pros:
  • Accreditations include SiteWise, SiteSafe, Licensed Building Practitioners, and Amotai membership
 
Cons:
  • None
 
Important Must-know Facts and Services:
  • Fair & Square is a Pasifika family-owned building firm with over 25 years of experience
  • They offer services in residential new builds, design & build, home renovations, and light commercial builds
  • They manage projects from start to finish, working with a trusted team of subcontractors
  • The company is known for its strong communication, quality, and commitment to safety
All Built

All Built Company Ltd

Areas served: Wellington wide
Base: Wellington
Hours: Mon – Fri 7:30 am to 5 pm 
Google Review Rating: 4.7 (10+)
Website: All Built Company Ltd
Facebook Page: All Built Company Ltd
Email Address: [email protected]
​Phone: 027 341 2116
 
Customer Feedback:
  • Known for exceptional quality work with no corners cut
  • Specialises in extensions, renovations, repairs, and carpentry with genuine craftsmanship
  • Takes pride in delivering hassle-free projects with a focus on high standards
  • Highly recommended for professional, reliable service in building and maintenance
  • Efficient in handling small, fiddly tasks with excellent attention to detail
 
Pros:
  • Members of the Licensed Building Practitioners (LBP) scheme and the New Zealand Certified Builders Association
  • Offers 10-year Halo residential guarantee insurance through NZCB for customer protection
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Offers a range of services, such as kitchen/bathroom renovations, home remodelling, hard landscaping, decking, and fencing
  • All Built specialises in residential building services, including renovations, extensions, and new homes
  • Led by Jeremy Grove, a Licensed Building Practitioner and NZ Certified Builder with 15+ years of experience

MoneyHub's Top Trusted Wellington Builders
  • Our research highlighted the leading builders in Wellington who deliver exceptional results for their clients.
  • We suggest contacting Kiwi Built and Redwood Builders–our top builders have proven reviews and have delivered outstanding results to Wellington residents just like you.
  • For expert tips and advice, read the Home Renovation Guide by Kiwi Built, designed to help you plan and execute your project with confidence.
Kiwi Built
Redwood Builders

Built Construction Group Limited

Built Construction Group Limited

Areas served: Wellington wide
Base: Brooklyn, Wellington
Hours: Mon to Fri 7:30 am – 5 pm 
Google Review Rating: 4.8 (10+)
Website: Built Construction Group Limited
Facebook Page: None
Email Address: [email protected]
​Phone: 022 126 3416
 
Customer Feedback:
  • Known for professional and reliable service with a focus on quality results
  • Provides clear guidance and communication throughout the building process
  • Ensures smooth project progress, handling permits and council requirements efficiently
  • Delivers projects on time and within budget, maintaining high-quality standards
  • Highly recommended for both new builds and maintenance/renovation work
 
Pros:
  • Licensed Building Practitioner and Registered Master Builders
  • Sitesafe and Sitewise accredited
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Built Construction Group Limited is a Wellington-based building firm specialising in residential, commercial & project management
  • Started its operation in 2014, catering to both small and large scale projects
  • Offers premium services for a residential build, commercial build, office fit-outs. Seismic remedial work, car decks and new home builds 
Smartway Builders Limited

Smartway Builders Limited

Areas served: Greater Wellington Region
Base: Tawa, Wellington
Hours: Mon to Fri 8 am – 5 pm 
Google Review Rating: 4.6 (20+)
Website: Smartway Builders Limited
Facebook Page: Smartway Builders
Email Address: [email protected] 
​Phone: 021 030 4291
 
Customer Feedback:
  • Specialises in transforming challenging projects into successful outcomes
  • Expertly removes and replaces outdated structures, creating functional outdoor spaces
  • Known for excellent communication and clear, transparent pricing
  • Completes renovations on time, ensuring consistent progress with no delays
  • Skilled at staying on budget and managing timelines effectively
    ​ 
Pros:
  • Licensed Building Practitioner, offering full end-to-end project management, home building, and renovation services for both residential and commercial properties
  • Offers online consultation and booking 
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Their team of professional builders collaborates seamlessly with architects, engineers, surveyors, plumbers, and electricians, ensuring a stress-free and smooth process
  • They provide construction services for decks, pergolas, paths, and paving
  • Smartway Builders also assists with planning, landscaping, and building sleep-outs
Auckland Builder

Form & Dwell

Areas served: Wellington region
Base: Mobile only
Hours: Mon to Fri 9 am – 5 pm 
Google Review Rating: 5.0 (60+)
Website: Form & Dwell
Facebook Page: Form & Dwell
Email Address: [email protected]
​Phone: 027 318 2202 
 
Customer Feedback:
  • Known for exceptional attention to detail and high standards of craftsmanship
  • Adds value at every stage of the project, from design to completion
  • Highly regarded for sourcing reliable sub-contractors and resolving issues promptly
  • Possesses a keen eye for aesthetics, making informed decisions on design choices
  • Delivers projects on time while maintaining excellent communication and quality workmanship
 
Pros:
  • No hidden costs
  • Licensed Building Practitioner and Registered Master Builders
 
Cons:
  • None 
 
Important Must-know Facts and Services:
  • Form & Dwell is a full-service building practice based in Wellington, specialising in bespoke residential spaces
  • Focus areas include kitchen, laundry, and bathroom renovations
  • Their approach emphasises value, functional beauty, and close collaboration with clients and partners
  • They aim to create inspiring, elevated environments by crafting surfaces and exploring concepts
Wellington Building Services

Wellington Building Services

Areas served: Wellington and surrounding suburbs 
Base: Ngauranga, Wellington
Hours: Mon to Fri 8 am – 5 pm 
Google Review Rating: 4.9/5
Website: Wellington Building Services
Facebook Page: Wellington Building Services 
Email Address: [email protected] 
Phone: 04 472 4443 
  
 Customer Feedback:
  • Known for quick, professional, and high-quality repair work
  • Provides excellent communication and project management throughout the process
  • Specialises in restoration after water damage, offering reliable and efficient services
  • Demonstrates superb customer service, ensuring client needs are met and projects stay on track
  • Skilled in handling insurance jobs, delivering quality repairs within the required timeframe
 
 Pros:
  • Licensed Building Practitioners 
  • Site Safe Members

Cons:
  • None 
 Important Must-know Facts and Services:
  • Wellington Building Services offers building remediation, renovations, repairs, and maintenance across the Wellington region
  • Services include architectural consultancy, project management, and house extensions
  • Specialises in small to large-scale renovations, including kitchen and bathroom makeovers, and re-cladding

MoneyHub's Top Trusted Wellington Builders
  • Our research highlighted the leading builders in Wellington who deliver exceptional results for their clients.
  • We suggest contacting Kiwi Built and Redwood Builders–our top builders have proven reviews and have delivered outstanding results to Wellington residents just like you.
  • For expert tips and advice, read the Home Renovation Guide by Kiwi Built, designed to help you plan and execute your project with confidence.
Kiwi Built
Redwood Builders

⚠️​ Disclaimer: MoneyHub.co.nz may have financial relationships with some businesses listed on this page due to their acceptance of our invite for additional promotion. We stand by the businesses we work with and believe them to be among the best. The pricing information provided is for informational and guidance purposes only and may not accurately represent the actual quotes or final bills for individual services. Our list should not be considered comprehensive. Please research and obtain quotes directly from a range of businesses to ensure accurate pricing and suitability for your needs.
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  • Insurance
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  • Credit Cards
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        • Where is AMEX Accepted?
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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    • Reviews
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  • Mortgages
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    • Mortgage Brokers
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      • LifeDirect Mortgages Review
    • Buying a Home
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      • NZCB Review
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  • KiwiSaver
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  • Business
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    • For Startups
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  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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  • Travel
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    • Air New Zealand Specific
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    • Best of New Zealand
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    • Foreign Currency Exchange
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  • Travel Insurance
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    • Essential Information
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  • Mobile & SIM
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  • Broadband
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    • Internet Speed Test
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  • Power
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    • Power Companies
      • Contact Energy Review
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  • Essential Money Tips
    • Must-Read Lists & Tips
      • 10 Things to Do Differently with Money in 2025
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      • 20 Things to Stop Buying to Have More Money
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Frugal Decisions That Often Backfire
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      • 20 Supermarket Ripoffs
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
      • Bailing Out Your Partner Financially
      • Financial Red Flags in a Relationship
      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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      • Tips for Families on a Single Income
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    • Valuable Insights
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      • Can the Average New Zealander Become a Millionaire?
      • Money Habits Keeping You in the Rat Race
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      • Stealth Wealth
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      • Dental Costs
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    • Challenging Economic Conditions
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
    • FIRE Guides
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      • FIRE Explained
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    • FIRE Tools
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      • SortMe Review
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    • Tax
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  • Life Essentials
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      • Paid Survey Websites Review
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        • Opinion World Review
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      • Free Samples
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    • Kids Eat Free
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    • Entertainment
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    • Consumer Rights
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    • School Holiday Activities
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    • Shopping Resources
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    • Living Essentials
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    • Home & Kitchen
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