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South African Rand Exchange Rate

Live NZD to ZAR FX

Updated Hourly
Code: ZAR
Symbol: R

Best Value Debit Card, Credit Card and ATMs for Spending and Withdrawing South African Rand

  1. ​​Best Money Transfer Service - TransferWise, as revealed by our extensive research into international money transfers.
  2. Best Debit Card for South African Rand - The TransferWise Debit Card (best NZD:ZAR rate, and 0% foreign currency fees if you withdraw up to NZ$350 within a 30-day rolling period (and then a 2% fee of anything above that). 
  3. Best Credit Card for South African Rand - The Flight Centre Mastercard outperforms all other cards given its 0% overseas currency conversion fee.
  4. ATMs Availability and Costs - ATMs are common all over South Africa. Security is a risk, so be vigilent when withdrawing. Using an airport or hotel ATM, or one inside a bank, is considerably safer than anything on the street. Find out what your bank's international debit card and credit card fees here.
  5. Be aware, most Travel Money Cards DO NOT support South African Rand, so they aren't useful when in South Africa.
  6. Save money when withdrawing or spending South African Rand with our foreign exchange guide.
  7. Rand comes in R10, R20, R50 and R100 and R200 notes. Smaller notes are better when paying in markets or in village shops.

Suggested money tip when arriving and travelling in South Africa:
  1. Bring around NZD$300 in cash which you can use as a safety net and exchange at select banks.
  2. Withdraw the amount of ZAR to minimise ATM fees - you can take out a maximum of R3,000 at any time (around NZ$300).
  3. Avoid airport money exchange kiosks - they most likely offer the worst exchange rates. ATMs give you the market exchange rate without the greedy commission. 
  4. Leftover ZAR? If you have a small amount of Rand remaining, you can use them to settle your hotel bill extras, transfers back to the airport and/or apply them to a duty free purchase on departure (you can pay part cash, part card). No banks will buy ZAR back in New Zealand, so it's best to spend or exchange it before you fly home.
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