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    • Auckland Trade & Professional Services >
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    • Wellington Trade Services >
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    • Christchurch Trade Services >
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      • Builders Christchurch
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      • Car Detailing Christchurch
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      • Cattery Christchurch
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      • Firewood Christchurch
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      • Lawn Mowing Services in Christchurch
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      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
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      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
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      • Mechanics Hamilton
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      • Puppy Schools Hamilton
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    • Tauranga Trade Services >
      • Arborists Tauranga
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      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
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      • Glaziers Tauranga
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      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
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Find a Mortgage Broker in Christchurch

Get the money you need to buy your dream home in Christchurch with help from a local mortgage broker

Auckland Mortgage Brokers
Updated 29 March 2022
Top Christchurch Mortgage Brokers

  • Mortgage brokers hunt the home loan market to find you a good deal, as well as save a lot of time on form-filling. They can advise you on everything you need to know about taking out a mortgage and the house-buying process, as well as KiwiSaver withdrawals and grants if you qualify.
  • A Bank may have told you NO, but a mortgage broker has the contacts to very often turn that into a YES. 
  • Mortgage brokers know the key details about each lenders' criteria and can recommend the right lenders for your situation.
  • The most important thing is to find a mortgage broker you're comfortable with. Dozens are working all over Christchurch, and we've created this guide to help you navigate arranging a home loan.
  • Remember: Real estate agents you meet at open homes will probably recommend brokers. Many have existing relationships and get a commission for any business you give to their recommended mortgage broker. You don't need to engage them - you have full control of who you choose.

​Our Christchurch Mortgage Broker guide covers:​​​
  • How much does a mortgage broker cost?​
  • Christchurch Mortgage Brokers - 5 Things to Know Upfront
  • 10 Trusted Christchurch Mortgage Brokers Available Right Now​​

Know This First: The Process of Working with a Mortgage Broker

  1. Once you've decided to contact a mortgage broker, you will have an initial assessment. This is a meeting where you share details about your financial position and what you want to achieve.
  2. After that, the mortgage broker will provide a comparison of the best-suited home loans you qualify for - this often means they will create a shortlist of the home loans most relevant to you.
  3. Once you've considered the home loans, you will decide on one and make an application. The mortgage broker does this on your behalf; you'll need to provide the information they ask.
  4. Once the application is submitted, the lender (i.e. bank) will come back with their decision - it will, in most cases, be an approval or decline. 

Useful Tools to Help Plan a Mortgage:
  • Mortgage Calculator
  • How Much Can I Borrow Calculator
  • Interest-Only Mortgage Calculator
  • Fixed or Floating Mortgage Rate Calculator​

MoneyHub's Top 3 Trusted Christchurch Mortgage Brokers
  • Our research highlighted three leading mortgage brokers who deliver results for their clients.
  • We suggest contacting The Mortgage Girls, Duane Aarts and Mortgage Group - our top three mortgage brokers have proven five-star reviews and have delivered outstanding results to Christchurch residents just like you.
  • Contacting a mortgage broker by phone is the best way to kick things off - you can explain your plans and hear how you can get the results you want.
  • ​Advertising Disclosure: The three mortgage brokers appearing on this list have accepted MoneyHub's invitation for enhanced promotion, and pay for this service. We stand by their reputation and service, which we conclude as being excellent.
The Mortgage Girls
Duane Aarts Mortgage express
Mortgage Group

Auckland Tyres

How much does a mortgage broker cost?

  • There are no upfront costs or service fees. Mortgage brokers make their money from commissions paid to them by the banks.
  • You won't necessarily pay more for your mortgage either. Mortgage brokers work the same as travel agents who earn commissions from airlines and hotels etc.
  • It is up to you to decide which bank and mortgage deal you want - the mortgage broker will be paid by the lender you pick.
  • Industry insiders suggest this can be as high as 1% of your loan amount; your broker could earn $5,000 from a $500,000 mortgage. But the law states that mortgage brokers are not required to disclose commission payments.

What should I ask a mortgage broker to make sure I get the best deal and service?

As individual mortgage broker expertise and access to deals will vary around Christchurch, you can get comfortable by asking two essential questions: 
  1. How many lenders do you work with? The more lenders (i.e. banks) the broker has a relationship with, the higher the chances you'll get the best deal. A good answer is at least five banks, but the more they cover, the better for you. 
  2. What are your fees and commissions? You can ask that, even if they are not legally obliged to tell you. If they do, it will probably create trust and help you understand a little bit more about how mortgage brokerage works.

Auckland Mortgage Brokers

Christchurch Mortgage Brokers - 5 Things to Know Upfront

  1. Mortgage brokers may not work with every bank, so it's important to ask upfront what lenders won't be included so it's clear what you are comparing.
  2. Cross-selling is being reported; this involves you being recommended insurance policies by a mortgage broker or one of their associates. As insurance is very lucrative; there may be a lot of pressure to buy. You are under no obligation to and our guides to life insurance, contents insurance, home insurance and income protection insurance outline what you need to know. 
  3. You may also be recommended conveyancing services by a related law firm. You are under no obligation to hire the lawyers suggested by your mortgage broker.
  4. If a real estate agent is insisting you use their recommended mortgage broker, you don't have to. You don't even need to use a mortgage broker at all.
  5. Many banks promote mortgage deals with free holidays, cashback and various other perks if you go with them direct. If you go with a mortgage broker, you won't receive these perks.

MoneyHub's Top 3 Trusted Christchurch Mortgage Brokers
  • Our research highlighted three leading mortgage brokers who deliver results for their clients.
  • We suggest contacting Duane Aarts, Mortgage Group and The Mortgage Girls - our top three mortgage brokers have proven five-star reviews and have delivered outstanding results to Christchurch residents just like you.
  • Contacting a mortgage broker by phone is the best way to kick things off - you can explain your plans and hear how you can get the results you want.
  • ​Advertising Disclosure: The three mortgage brokers appearing on this list have accepted MoneyHub's invitation for enhanced promotion, and pay for this service. We stand by their reputation and service, which we conclude as being excellent.
Duane Aarts Mortgage express
MORTGAGE GROUP 
The Mortgage Girls

​

Auckland Mortgage Brokers

Trusted Christchurch Mortgage Brokers Available Right Now

​Our list below covers Christchurch and the surrounding Canterbury regions. We have selected these based on their history of longstanding service within Christchurch, location and data extracted from internet reviews on Google Business, Facebook, TradeMe Services, specific mortgage forums and guides, and other sources.

Beyond standard mortgage clients, the mortgage brokers below all have experience with non-standard and 'complicated' client requests. This can include single-income, self-employed and foreign income situations.

Know this: It's important to remember you don't need to go with the first broker you talk to. More importantly, you’re in no way obliged to go with the mortgage broker a real estate agent recommends, even if you buy your home with them.
Quality Tyres Auckland

The Mortgage Girls

The Mortgage Girls was established in 2015 with a vision to help make home buying dreams come true for everyday New Zealanders. The team of three has a wealth of experience in banking and finance, with professionals who have delivered fantastic results to homeowners all over Christchurch. Their 70+ 5-Star Facebook reviews indicate their recent success. 

​What customers like:​
  • They kept fighting for our mortgage, and encouraging us that nothing is ever impossible.
  • They deliver what they say, meaning homeownership is more than possible. 
  • The girls organise all the paperwork, and are happy to answer every question big and small.
  • Responsive and proactive in promptly arranging home loans offers

​​Services include but not limited to:  
  • First Home Buyers
  • New Build
  • Investing
  • Commercial

​Google Rating: ~4.8/5
Address:  174 Huxley Street, Sydenham, Christchurch 8023
Website: The Mortgage Girls
Contact number: 0800 864 864​
Quality Tyres Auckland

Duane Aarts - Mortgage Express

Duane Aarts has over 18 years' experience in a retail banking environment, having worked for three of the big banks in Australia and New Zealand. Every day, Duane uses his wealth of financial knowledge and lending expertise to help Christchurch house hunters buy their home they want. 

​What customers like:​
  • Helpful, proactive and delivers fantastic mortgage deals.
  • First-rate knowledge, guidance and hard work. 
  • Great skill in communicating the complexities surrounding purchasing a property in a very simple manner.
  • Able to work directly with buyer's agent and solicitor, saving a lot of time

​​Services include but not limited to:  
  • First Home Buyers
  • Mortgage Restructure
  • Investment Property Lending

​Google Rating: 5/5 
Address: 88 Division St, Riccarton, Christchurch 8041
Website: Duane Aarts Mortgage Express
Contact number:
 022 430 6012 or 03 260 0914​
Quality Tyres Auckland

Mortgage Group

Martin Eagle is a Registered Financial Adviser specialising in Mortgage Brokering with 25 years of Property Development and Investment experience. Martin believes in making the process 'simple, fast and approved', and specialises in 10% deposit loans, first-time buyers, Welcome Home Loans, KiwiSaver, Home Start Grants and giftings.  

​What customers like:​
  • A proven expert who knows the mortgage business inside-out.
  • Offers a very approachable way of making mortgages happen, and has the client's interest in every dealing.
  • Answers questions helpfully and makes sure everything is understood, all while offering guidance and genuine support.

​​​Services include but not limited to:  
  • First Home Buyers Mortgage
  • Investment Property Financing
  • Renovation Loans
  • Reverse Mortgages / Equity Release
  • Refinancing - Re Fixing an Existing Mortgage
  • Construction Loans
  • New Turn Key Builds

​Google Rating: 5/5 
Address: 1/171 Victoria Street, Christchurch 8013
Website: Mortgage Group
Contact number: 
0275 260 007
Quality Tyres Auckland

Simon Maule - Loan Market

Loan Market employs many mortgage brokers, and Simon Maule at Loan Market Metro looks after clients in Christchurch city and is something of a shining star. As part of Loan Market, Simon looks across all lenders available in the market to get the best deal. A video outlines his service, team and benefits. 

What customers like:​
  • Reliable and dedicated, taking care of the hard work that comes with organising a mortgage
  • Able to answer every question, and is pleasant and easy to deal with
  • Explanations were explained in plain language and easy to understand.

​Services include but not limited to:  
  • Home Loans
  • Self-employed borrowers
  • Investment property loans

​Google Rating: ~5/5 
Address:  372 Riccarton Rd, Upper Riccarton, Christchurch 8041
Website: Simon Maule
Contact number: 03 343 2335
Quality Tyres Auckland

Tony Mounce Mortgages & Insurance

Tony Mounce Mortgages & Insurance is a sizeable Riccarton-based mortgage broker working with clients in Christchurch and around New Zealand. Since launching Tony Mounce Mortgages & Insurance in 2009, the team has grown to include 20+ knowledgeable, experienced insurance advisers.

What customers like:​
  • Personal service, offers a range of insurance solutions, responsive and excellent communication. 

Services include but not limited to:  
  • Home Loans
  • Investment Property Loans
  • First Home Buyers

Google Rating: ~5/5 
Address: 1 Rimu Street, Riccarton, Christchurch 8041
Website: Tony Mounce
Contact number: 03 365 8625 or 0800 668 623
Quality Tyres Auckland

Antonia McAtamney - Loan Market

Loan Market employs many mortgage brokers, and Antonia McAtamney is one of the highest-rated in Christchurch having worked for Loan Market since 2013. 

What customers like:​
  • Makes the mortgage process seamless and secures highly competitive first home mortgage rates
  • Makes everything straightforward and happy to explain all the banking terms that can seem like a foreign language
  • Maintains strong lines of communication at each stage of the home loan application, pre-approval and approval stage

Services include but not limited to:  
  • Home Loans
  • Investment Property Loans
  • First Home Buyers

​​Google Rating: ~5/5 
Address: 21 Humphreys Dr, Woolston, Christchurch 8023
Website: Antonia McAtamney
Contact number:  021 469 244​
Quality Tyres Auckland

Advanced Mortgage Solutions

Advanced Mortgage Solutions works with clients to ensure each home loan is tailored to suit their individual needs. The company has several mortgage brokers who specialise in working with first home buyers and investors. Overall, the company has exceptionally positive client reviews and offers a range of services for even the most complicated financial situation. 

What customers like:​
  • Makes the most complicated issues simple, by explaining things in layman's terms
  • Quick to respond to any questions, and replies are thorough
  • Provided a step-by-step visual guide to explain the whole process
  • Provides options and guides customers through the various mortgage proposals, answering questions along the way

Services include but not limited to:  
  • Home Loans
  • First Home Buyers
  • Turn-key or Construction Loan
  • Construction Loans

​Google Rating: ~5/5 
Address: 918 Colombo St, Christchurch Central, Christchurch 8013​
Website: Advanced Mortgage Solutions
Contact number: 03 980 4541
Disclaimer: Specific services will vary, as will home loan financing deals. Our guide is for informational purposes only.

MoneyHub's Top 3 Trusted Christchurch Mortgage Brokers
  • Our research highlighted three leading mortgage brokers who deliver results for their clients.
  • We suggest contacting Mortgage Group, The Mortgage Girls and Duane Aarts - our top three mortgage brokers have proven five-star reviews and have delivered outstanding results to Christchurch residents just like you.
  • Contacting a mortgage broker by phone is the best way to kick things off - you can explain your plans and hear how you can get the results you want.
  • ​Advertising Disclosure: The three mortgage brokers appearing on this list have accepted MoneyHub's invitation for enhanced promotion, and pay for this service. We stand by their reputation and service, which we conclude as being excellent.
MORTGAGE GROUP
The Mortgage Girls
Duane Aarts Mortgage express

Related Mortgage and Home Loan Guides

Mortgage Essentials:
  • Best Home Loans Offers
  • Mortgage Calculator
  • How Much Can I Borrow?
  • Mortgage Repayment Calculator
  • Mortgage Options
  • Mortgage Cashback

Other Mortgage Options:
  • Interest-Only Mortgages
  • Interest-Only Mortgage Calculator
  • Revolving Credit Mortgages
  • Offset Mortgages
  • Offset Mortgage Calculator
  • Fixed vs Floating Mortgage Rate Calculator
Alternative Mortgage Options:
  • Low-Deposit Home Loans
  • Rent to Own Homes
  • First Home Loan Guide
  • Reverse Mortgages

Mortgage Management:
  • Pay Off Your Mortgage Faster
  • Mortgage Overpayment Calculator
  • Remortgaging Guide
  • Mortgage Holiday Guide
  • Amortisation Calculator
  • Mortgage Refinance Calculator

Mortgage Brokers
  • Mortgage Brokers Overview
Top christchurch Mortgage Brokers
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