MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
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  • Banking & Savings
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  • KiwiSaver
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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  • Trade Services
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Forex Trading Platforms Comparison - MetaTrader 4 vs cTrader vs MetaTrader 5 vs Currenex

There are dozens of forex trading platforms offered by brokers for trading or speculating on foreign exchange prices. It can be hard to choose the right platform for your needs. This guide explores the variety of trading platforms available to forex traders.
Forex Trading Platforms Comparison
Updated 24 April 2024

Warning: If you’re new to forex trading, you should be aware that forex trading is a highly speculative and risky product. Between 70 and 90% of traders lose money. Forex trading is a derivative traded with high leverage, and you can very quickly lose your entire investment. We recommend reading our Forex Trading Guide for more information.

Our guide covers:
  • ​White label trading platforms
      - MetaTrader 4
      - cTrader
      - MetaTrader 5
      - Currenex
      - Other white label forex trading platforms
  • Trading platform comparison 
  • Proprietary trading platforms
  • Copy-trading platforms
  • Frequently asked questions 

Know This First:
  1. ​The forex trading platform you choose is your gateway to the foreign exchange market. It’s important to choose a platform you’re comfortable with and find easy to use.
  2. Your broker provides most platforms for free, and most brokers offer demo accounts, also known as paper trading accounts, for practising. You’ll use the trading platform for analysing the markets, placing orders and managing positions.
  3. Even if you feel your needs aren’t very demanding, you should still invest the time to assess your options before you begin trading. This guide helps you explore the options available.

Summary
  • The most popular trading platform is MetaTrader 4; it’s used by millions of forex traders and offered by hundreds of brokers worldwide. 
  • Other popular trading platforms are MetaTrader 5, cTrader, and Currenex. 
  • Larger forex brokers develop proprietary trading platforms to provide a unique product experience to their customers, rather than using the same platforms as their competitors.
  • Forex brokers usually offer contracts for difference in the same platform, allowing you to trade products like precious metals, oil, indices and other markets alongside forex.
  • There are many features to consider before choosing a trading platform, and this guide breaks some of the most important ones down for you.
  • Most trading platforms support automated trading functionality allowing users to build and test their automated trading strategies.
  • If you find any terms or jargon while reading this guide you’re not familiar with, refer to our investment terms glossary.

Looking to trade in Forex? BlackBull Markets is a trusted NZ-based broker offering powerful Forex trading solutions with the following advantages:
  • MetaTrader 4 and 5 Support: Trade on the world's most popular platforms, known for their reliability and integration capabilities.
  • EAs and Scalping Allowed: Utilise Expert Advisors and scalping strategies without restrictions.
  • Leverage up to 1:500: Maximise your trading potential with high leverage options available.
    ​Ongoing Education: BlackBull Markets is committed to educating its users through daily trading and market updates, workshops, and more.
Visit Blackbull Markets
Blackbull Markets

Forex Trading Platforms Comparison

White label trading platforms

​Most forex brokers operate a white label trading platform, meaning they rent or license the software, to provide forex trading services to their customers. The concept is similar to how an e-commerce company might use Shopify to build an online store rather than developing one from scratch.
 
The main advantage for brokers is financial. It’s cheaper to license or rent a platform than to build one from scratch. It can take years and cost several million dollars to build a forex trading platform. The maintenance costs can also be a burden. Only the largest brokers have the resources to build a proprietary trading platform. Therefore, most brokers offer MetaTrader 4, MetaTrader 5, cTrader or Currenex.
 
Brokers also benefit from having a platform familiar to traders. However, this can also be a disadvantage as it makes it easier for traders to switch brokers if they offer the same platform.
 
When operating a white label trading platform, brokers can choose the trading instruments listed, connect liquidity and market data providers and set trading conditions. Even though many brokers offer the same platform, it doesn’t mean the experience will be identical. 

Forex Trading Platforms Comparison

MetaTrader 4

MetaTrader 4 is effectively the face of the forex trading industry. Hundreds of brokers offer MT4, and it’s typically the first platform traders are introduced to when they begin their forex trading journey.
 
MetaTrader 4 launched on the 1st of July 2005. The platform was developed by MetaQuotes, an FX charting and trading software vendor. Despite its age and many shortcomings compared to newer trading platforms, MT4 retains its position as the most used platform in the industry.
 
MT4 was the first viable white label forex trading platform, and it was an ideal choice for brokers. At the time, the online trading industry was just emerging, and the regulatory burden was far less developed and almost non-existent in most developed countries, making it incredibly easy to launch a forex broker.
 
The downside of MetaTrader 4 is that the system wasn’t designed to connect to external liquidity, meaning brokers either had to take all the risk of their clients' trades or build plugins to bridge MT4 with external liquidity providers.
 
MT4 is offered by almost 1,000 brokers worldwide, making it by far the most accessible trading platform. You can create a demo account from the MetaTrader 4 website or simply visit one of the brokers supporting the platform, such as BlackBull Markets. MT4 is available as a Windows, macOS and Linux desktop application and a mobile application for Android, iOS and Huawei devices. MetaQuotes developed a web browser-based application, but not until 2015. Meanwhile, many brokers and third-party developers built their own web-based trading platform connected to the MT4 backend. MT4 brokers offer a wide range of web trader applications with different appearances and features. 
Forex Trading Platforms Comparison

cTrader

​cTrader is a forex & CFD trading platform created by Spotware Systems, a software development company building platforms for trading various financial markets. cTrader is the company’s flagship product and was released in April 2011.
 
FxPro was the first broker to pilot the platform and offered it exclusively for the first year. In 2013, the platform was adopted by a handful of well known Australian brokers. Since then, cTrader has gained popularity but remains the underdog to MT4.
 
Over the years, cTrader has released countless updates based on user feedback and emerging trends. The platform offers a copy trading ecosystem, strategy analysis dashboard and integrated news, technical analysis and signals.
 
cTrader positioned itself as the transparent alternative to MT4, which had earned a questionable reputation as brokers could easily manipulate price feeds and interfere with execution. cTrader is hosted by the platform’s developers, meaning brokers don’t have root access to modify server functionality or database records, drastically limiting the potential to manipulate the trading environment. Unfortunately, this commitment to transparency is one of the factors that inhibited cTrader’s growth in the forex industry. 

Forex Trading Platforms Comparison
MetaTrader 5 was released on the 1st of June 2010. The main difference between MT4 and MT5 is the latter was designed to be a multi-asset class trading platform capable of connecting to stock exchanges to trade exchange-traded products, like stocks. The downside is the platform didn’t support hedging, which is an essential characteristic of forex trading, making MT5 useless to forex brokers and traders.
 
More forex brokers are adding MT5 every month, but not necessarily out of preference. An MT4 license has a fixed capacity of users, and brokers need to buy additional licenses to extend how many users they can support. MetaQuotes ceased selling new MT4 licenses, effectively putting a ceiling on brokers’ capacity. A black market for second-hand MT4 licenses emerged, where brokers paid 50% more to acquire used licenses. It seems brokers have accepted they must migrate to MT5 eventually.
 
The appearance of MT5 is barely different to its predecessor, MT4, as it retains the classic MetaTrader aesthetics. Like MT4, the platform is available on PC, macOS, Linux, iPhone, Android, Huawei and web browsers.

Forex Trading Platforms Comparison

Currenex

Currenex is a forex trading platform designed for experienced private traders and professional, institutional traders. Currenex was acquired by State Street Corporation in 2007 and operates not just as a trading platform but as a liquidity aggregator and execution venue. Unlike the other platforms listed above, Currenex primarily caters to institutional clients, such as banks, brokers, hedge funds and corporations. The white-label solution Currenex offers to brokers enables them to provide the Currenex trading application to their clients to access the trading venue hosted by Currenex.
 
For the average point-and-click trader, Currenex doesn’t offer much value. The interface lacks anything noteworthy in terms of charting, analysis, order types and other features. High-frequency traders using algorithms or high volume traders placing orders of 1,000,000 or more can achieve better execution as it supports access to more liquidity sources.
 
Although Currenex hosts an exchange venue, you can’t go directly to the company to open an account as a private trader. You still need to go via a broker. Brokers usually reserve this platform for their high-value customers.

Forex Trading Platforms Comparison

Other white label forex trading platforms

Besides the four platforms introduced above, only a handful of other platforms could be used by forex and CFD brokers. However, they aren’t commonly used, so they aren’t described in detail in this guide.
 
Other forex trading platforms you might stumble upon are:
  • xStation, developed by XTB Limited
  • Sirix, developed by Leverate
  • DX Trade, developed by Devexperts
  • Protrader, developed by PSOFT LLC
  • XW Trader, developed by Forexware
  • Fortex, developed by Fortex Inc
  • ActTrader, developed by ActTrader Technologies

Forex Trading Platforms Comparison

Trading platform comparison - MetaTrader 4 vs cTrader vs MetaTrader 5 vs Currenex

​This section defines and explores the key features every trading platform should have and compares the similarities and differences between MetaTrader 4, cTrader, MetaTrader 5 and Currenex.

Compatibility with operating systems

​Some trading platforms aren’t compatible with every operating system. You should consider the device you want to trade using and which platforms are supported. It’s worth noting that although the MetaTrader platforms support the broadest range of operating systems and devices, brokers must subscribe specifically to offer mobile and web applications. 
MetaTrader 4
cTrader
MetaTrader 5
Currenex
Windows, macOS, Linux, web, iOS, Android, Huawei
Windows, web, iOS, Android
​Windows, macOS, Linux, web, iOS, Android, Huawei
​Windows

Chart types and features

​Every trading platform is equipped with charts showing historical market data. Depending on their trading strategy, scalpers and day traders may want to zoom in and look at smaller timeframes, whereas swing and position traders want to zoom out and look at larger time frames. Below is an overview of chart properties
MetaTrader 4
cTrader
MetaTrader 5
Currenex
​Timeframes
9
26
21
7
​Chart types
3
8
3
1
​Zoom levels
5
5
5
Custom
​Detachable charts
No
Yes
No
No
Chart linking
No
Yes
No
No

Technical analysis indicators

​Many traders rely on technical analysis indicators to assess what they think will happen in the market and plan their trades. Technical analysis requires different indicators for determining the presence and direction of a trend, the volatility, momentum and volume of a particular asset.
 
Other tools trading platforms offer are drawings, such as trendlines, channels and Fibonacci retracements. 
MetaTrader 4
cTrader
MetaTrader 5
Currenex
Indicators
30
65
38
30
​Objects
31
24
44
10

Order types

​The standard order types you’d expect to find in a trading platform are market orders executed at the best available price and pending stop & limit orders. There are various configurations of these order types, such as stop-loss & take-profit orders. A stop-loss is simply a stop order that closes a position, and a take-profit is a limit order that closes a position.
 
Some platforms have more advanced order functionality, such as OCO orders, which lets you place two orders, and if one is triggered, the other is cancelled. Or a limit range order, which lets you combine a market order with a limit order to prevent slippage. Below you can see the order types supported by each platform.
MetaTrader 4
cTrader
MetaTrader 5
Currenex
Market order
Limit order
Stop order
Take-profit
Stop-loss 
Market order
Limit order
Stop order
Take-profit
Stop-loss
Stop-limit order
Limit-range order
Good-till-date
Trigger on the second consecutive qualifying price
Trigger on opposite price
Market order
Limit order
Stop order Take-profit
Stop-loss
Stop-limit order
​Market order
Limit order
Stop order
Take-profit
Stop-loss
Stop-limit order
Hidden order
Iceberg order
IFD (if done) order
OCO (one cancels the other) order
Discretionary order

Trade management functionality

​Besides the order types for placing orders and entering positions, you should consider the functions available for managing your positions after they’re open. For example, one of the biggest drawbacks of MT4 is that brokers can impose restrictions on how close to the market price you can place pending orders. 
MetaTrader 4
cTrader
MetaTrader 5
Currenex
​Scale in and out of positions
No
Yes
No
Yes
Double position
No
Yes
No
No
Reverse position
No
Yes
No
No
​Close multiple positions in a single click
No
Yes
​
Yes

Trailing stop loss

​Unlike a regular stop-loss set at a fixed price, a trailing stop-loss follows the market price by a set distance and automatically adjusts whenever the price moves in your favour but stays put when the price moves back. Trailing stop losses can be useful to some trading strategies. Some platforms execute trailing stop-losses in the platform, requiring the application for the trailing stop loss to function. In contrast, others offer server-side trailing stop losses meaning you can close the application. 
MetaTrader 4
cTrader
MetaTrader 5
Currenex
Hosted locally (application must be running)
Hosted on the trading platform server (application can be closed)
​ Hosted locally (application must be running)
 
Hosted on the trading platform server (application can be closed)

Depth of market

​Depth of market, also known as the order book or market depth, is a window into the liquidity available in the market. Platforms designed for market execution, like cTrader and Currenex, use volume-weighted average prices (VWAP) when executing orders. VWAP execution means if there is not enough liquidity to fill an order at one price, it will sweep multiple layers from the order book to fill the entire order. Therefore, cTrader and Currenex show a depth of market indicator.
MetaTrader 4
cTrader
MetaTrader 5
Currenex
​Depth of market
No
Yes
Yes
Yes

Automated trading

​If you’re tech-savvy, you might be curious about the automated trading development capabilities these platforms offer. Many traders find automating their trading strategies is very practical for bypassing the emotional toll trading plays. cTrader and MetaTrader have built-in integrated development environments for coding and testing trading robots.
Value
MetaTrader 4
cTrader
MetaTrader 5
Currenex
​Integrated Development Environment
Yes: MetaEditor
Yes Yes: cTrader Automate
Yes: MetaEditor
No
Programming language
​MQL4 (Based on C++)No
C#
MQL5 (Based on C++)
No
FIX API
No
Yes
No
Yes
​Open API
No
Yes: JSON
No​
No

Miscellaneous features

​It’s not just charting tools and order types that make a trading platform practical. There are many other tools and features that can make all the difference. Here’s a list of various features worth knowing.
MetaTrader 4
cTrader
MetaTrader 5
Currenex
​One-click trading
Yes
Yes
Yes
Yes
Market sentiment indicator
No
Yes
No
No
Interactive chart trading
No
Yes
No
No
​Price alerts
Yes
Yes
Y​es
Yes
​Community
Yes: MQL5.com
Yes: ctrader.com
Yes: MQL5.com
No

User guides

You want a trading platform that is well documented and explains the features and settings clearly. Here are links to the user guides for MT4, MT5, cTrader and Currenex:
  • MetaTrader 4 Help
  • MetaTrader 5 Help
  • cTrader Help
  • The Currenex documentation is not publicly available 

Looking to trade in Forex? BlackBull Markets is a trusted NZ-based broker offering powerful Forex trading solutions with the following advantages:
  • MetaTrader 4 and 5 Support: Trade on the world's most popular platforms, known for their reliability and integration capabilities.
  • EAs and Scalping Allowed: Utilise Expert Advisors and scalping strategies without restrictions.
  • Leverage up to 1:500: Maximise your trading potential with high leverage options available.
    ​Ongoing Education: BlackBull Markets is committed to educating its users through daily trading and market updates, workshops, and more.
Visit Blackbull Markets
Blackbull Markets

Forex Trading Platforms Comparison

Proprietary trading platforms

Well established brokers normally follow the path of building their own trading platforms. Some build platforms simply because their company predates any viable white label solutions or distinguishes themselves from the competition. In general, if a broker is publicly listed, they have likely built a platform; otherwise, the company would essentially not have any intellectual property and is at the mercy of a third party. For example, Plus500, CMC Markets, IG Markets and Interactive Brokers are all publicly listed companies and operate proprietary trading platforms.
 
Learn more about the proprietary trading platforms offered by different brokers:
  • Blackbull Markets Review
  • IG Markets Review
  • CMC Markets Review
  • Interactive Brokers Review
  • Plus500 Review

Forex Trading Platforms Comparison

Copy-trading platforms

​Copy-trading is essentially an arrangement where presumably successful traders publish their trading strategies on a copy-trading platform for others to copy in their trading accounts. The trader providing the strategy earns a fee or percentage of the profits for sharing their strategy. Copy-trading platforms let followers allocate funds to copy strategies. Copy-trading platforms are essentially a library of strategies where investors can search and evaluate different strategies.
 
Copy-trading has become a popular alternative investment for the average person. The solution is typically marketed to new and inexperienced traders or time-strapped individuals without the time to learn how to trade.
 
Many people will be aware of the brand eToro. The company has raised a lot of awareness of this niche by investing significantly to get mainstream attention through PR, sports sponsorship deals and clever advertising campaigns.
 
Copy-trading is a familiar concept in the forex industry, with many brokers offering some degree of social, mirror or copy trading. Other popular copy-trading platforms are:
  • ZuluTrade
  • Mirror Trader
  • Myfxbook AutoTrade
  • cTrader Copy
 
And many brokers provide their own copy-trading solutions. 

Forex Trading Platforms Comparison

Frequently Asked Questions

Are trading platforms like MetaTrader 4 regulated in New Zealand?

No. White label trading platforms like MT4 or cTrader are considered fintech platforms, not investment service providers. The companies responsible for developing these platforms are not regulated, nor are they required to be anywhere in the world. It’s the brokers who provide the financial services that need to be licensed and authorised. 

Are there any cTrader brokers in New Zealand?

Yes. The only broker in New Zealand offering cTrader is Jarden. However, New Zealanders can open accounts with overseas brokers to access the cTrader platform. Remember that the Financial Markets Authority has no oversight or enforcement over foreign companies and makes you vulnerable to investment scams targeting New Zealanders. A selection of cTrader brokers are listed on the cTrader community website, or you can find a complete list of cTrader brokers on a trading blog dedicated to the platform.​

Why is MetaTrader 4 the most popular trading platform?

Some estimates suggest 16 million traders use MetaTrader 4. Two statistics indicating how many traders use MT4 are the Android app installed 10,000,000 times to date and MQL5.com, the MetaTrader community, received 6.6 million visits in May 2021. 

Do I need a subscription or license to access forex trading platforms?

Although there are numerous platforms you can buy or rent, the platforms offered by retail forex brokers are provided for free. It’s possible to connect to a brokers’ API and trade from a trading platform that you’ve acquired. The process is often complicated, and brokers require some commitment before following through with this special case.

Why hasn’t this guide mentioned TradingView in the trading platform comparison?

Although TradingView is tremendously popular, it’s not exactly a trading platform. TradingView is more like a charting platform for analysing markets. Although you can connect to a few brokers via TradingView, it’s only one or two. The majority of TradingView users don’t use it for trading, so we haven’t included it in our comparison. However, TradingView is an excellent platform with many advantages.

Looking to trade in Forex? BlackBull Markets is a trusted NZ-based broker offering powerful Forex trading solutions with the following advantages:
  • MetaTrader 4 and 5 Support: Trade on the world's most popular platforms, known for their reliability and integration capabilities.
  • EAs and Scalping Allowed: Utilise Expert Advisors and scalping strategies without restrictions.
  • Leverage up to 1:500: Maximise your trading potential with high leverage options available.
    ​Ongoing Education: BlackBull Markets is committed to educating its users through daily trading and market updates, workshops, and more.
Visit Blackbull Markets
Blackbull Markets


Related Guides
  • ​Foreign Exchange Currency Trading
  • Blackbull Markets Review
  • IG Markets Review
  • CMC Markets Review
  • Interactive Brokers Review
  • Plus500 Review
  • Forex Trading Courses and Education
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  • Credit Cards
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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  • Business
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    • For Startups
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  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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    • Best of New Zealand
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  • Travel Insurance
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    • Essential Information
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  • Mobile & SIM
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  • Power
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    • Power Companies
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  • Essential Money Tips
    • Must-Read Lists & Tips
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
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    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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    • Valuable Insights
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      • Dental Costs
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    • Challenging Economic Conditions
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
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  • Financial Independence
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    • Tax
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  • Life Essentials
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      • Free Samples
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    • Kids Eat Free
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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    • Living Essentials
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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