Desexing your Cat or Dog – Costs, Pros, Cons and Must-Know Facts
Desexing ranges from $200 to $600 for a dog and $120 to $400 for a cat, with males cats and dogs cheaper than females given the surgical requirements. We suggest getting quotes from multiple vets to lock in the cheapest price.
Updated 6 March 2026
Summary
Our guide to desexing a cat or dog covers:
- Desexing your pet means removing your cat or dog's reproductive organs.
- It’s a surgical procedure that veterinarians do under general anaesthetic. You may also hear it called spaying for females or neutering for males.
- In female cats and dogs, vets remove the ovaries, and, in males, they remove the testicles.
- Removing the reproductive organs prevents cats and dogs from having babies, but has other health benefits too.
- Cost: Desexing ranges from $200 to $600 for a dog and $120 to $400 for a cat, with males cats and dogs cheaper than females given the surgical requirements. We suggest getting quotes from multiple vets to lock in the cheapest price.
- Know this: The SPCA offers a free cat desexing service, known as a Snip 'n' Chip, via its website. Registration is open periodically in Auckland and around New Zealand. Contacting the SPCA as soon as possible will help get your name on the list.
Our guide to desexing a cat or dog covers:
​How Much Does it Cost to Desex a Cat or Dog?
The fee to desex varies based on whether it's a cat or dog, and the veterinarian practice itself. On average, pet owners pay $200 - $600 for a dog spay or neuter and $120 - $400 for a cat spay or neuter. To ensure you don't overpay, always call three or four vets to find prices, and ask what’s included.
Are there additional costs?
Yes - Typically a cat or dog needs pre-surgical tests, care while in surgery, and a follow-up visit, all of which add to the cost.
Are there additional costs?
Yes - Typically a cat or dog needs pre-surgical tests, care while in surgery, and a follow-up visit, all of which add to the cost.
Why Should you Consider Desexing your Cat or Dog?
There are many reasons to consider desexing your pet besides the obvious – not having litters of puppies or kittens. Other reasons include:
- It stops a female dog’s cycle and stops male attention to the female causing pregnancy
- Neutering a male dog prevents excessive aggression
- Neutering stops male dogs from wandering the neighbourhood looking for a female
- Neutering male cats reduces their aggression levels
What Recent Pet Insurance Analysis Revealed: Shocking Price Gaps and Hidden Co-Payment Traps
AA Pet Insurance vs PD Insurance and Petcover vs Pet-n-sur vs Southern Cross Pet Insurance vs Cove vs Tower vs SPCA Pet Insurance.
1) PD Insurance and Petcover: Most Popular Insurers
2) The Co-Payment Trap: You're Still Paying 20-35% of Every Bill
3) Cove: Cheapest Monthly, But Co-Payments are Charged When You Claim
4) Pet-n-Sur: The Most Expensive for Least Coverage
5) Dental Coverage: The $200+ Hidden Cost
- We analysed quotes from eight leading insurers for two typical pets: Buster (a 1-year-old Jack Russell) and Monty (a 1-year-old Tabby cat). The results exposed massive pricing disparities and a disturbing trend:
AA Pet Insurance vs PD Insurance and Petcover vs Pet-n-sur vs Southern Cross Pet Insurance vs Cove vs Tower vs SPCA Pet Insurance.
1) PD Insurance and Petcover: Most Popular Insurers
- PD Insurance is the only insurer offering genuine 100% coverage without co-payments or age-based loadings across all plans - PD offers our favourite pet insurance policies based on benefits and pricing.
- Petcover plans advertise no co-payment on some tiers but all plans apply age contribution loadings of 20–35% on older pets per their policy wording, which decreases the amount you can claim.
2) The Co-Payment Trap: You're Still Paying 20-35% of Every Bill
- AA Pet Insurance: Forces a 20% co-payment on ALL policies - you pay $2,000 on a $10,000 claim
- Tower: 20% co-payment means $1,400 out of pocket on a $7,000 claim
- Southern Cross: Southern Cross offers 10%, 20% and 30% co-payment options
- SPCA Pet Insurance: 10%, 20% and 30% co-payment for medium cover - the worst value we found
3) Cove: Cheapest Monthly, But Co-Payments are Charged When You Claim
- Cove offers the lowest premiums ($30.79 medium) but combines 10-20% co-payments with high excesses
- A $10,000 claim with Cove costs YOU $2,000+ (20% co-payment + $250 excess)
4) Pet-n-Sur: The Most Expensive for Least Coverage
- Pet-n-sur charges $96.19/month for dogs with a 20% co-payment and only $9,000 coverage
- Most expensive premium, and you still pay 20% of bills, means this is arguably the worst value proposition
5) Dental Coverage: The $200+ Hidden Cost
- With dental procedures often costing $1,000 to $2,000+, PD Insurance includes dental cover (up to $500 on Deluxe) and can save you hundreds compared to policies that exclude dental entirely or charge extra for add-on cover
​Pre-Surgery: How to Prepare your Cat or Dog for Desexing
Preparing your cat or dog for desexing will minimize any issues. Here are some ways you can help:
Post Surgery: How to Care for a Cat or Dog after Desexing
Desexing a pet is surgery. In both males and females, vets must open up the abdominal cavity and remove the reproductive organs. Most animals go home the same day but need extra special care for the next few days including:
Important: Use caution with any activity or exercise for the days following surgery. Dogs should only be walked for a few short minutes, enough time to go to the bathroom. Cats should have a quiet area with no toys or distractions so they can rest. Cats and dogs should avoid jumping.
- Bath your dog a few days before the procedure. Since it’s a surgery, vets need a sterile environment, and if your pet’s fur is clean, it’s easier for the surgeons.
- Your pet cannot eat anything 12 hours before surgery, which is usually the night before surgery.
- Your pet can usually have water up until the morning of the surgery, but then you should withhold it.
- Make sure your pet toilets before bringing him/her to the clinic.
Post Surgery: How to Care for a Cat or Dog after Desexing
Desexing a pet is surgery. In both males and females, vets must open up the abdominal cavity and remove the reproductive organs. Most animals go home the same day but need extra special care for the next few days including:
- Make sure your cat or dog doesn’t overly lick the sutured area (use an Elizabethan collar if necessary)
- Watch the wound for swelling, pus, or signs of infection
- Provide a quiet area to rest for the next few days
- Make sure your pet gets plenty of water
- Provide a warm blanket, especially for females who have a harder time recovering
- Offer small bits of food frequently rather than one large meal for the first few days following surgery
Important: Use caution with any activity or exercise for the days following surgery. Dogs should only be walked for a few short minutes, enough time to go to the bathroom. Cats should have a quiet area with no toys or distractions so they can rest. Cats and dogs should avoid jumping.
Cat and Dog Desexing - Pros and Cons
Desexing has a range of benefits, but to ensure you know all the facts we've listed key pros and cons.
Pros:
Cons:
Pros:
- Desexing your cat or dog may increase his/her lifespan
- Eliminates the chance of reproductive organ cancers (ovarian or testicle)
- Reduces the risk of pets running away, getting injured, or injuring someone
- Avoids pregnancy, and all associated costs
- You’ll save money on council registration of fixed dogs, for example, is $40+ a year cheaper for a desexed dog)
- It’s easier to board animals when they are fixed
Cons:
- There’s always a risk of having any type of surgery, although vets are highly experienced in this routine procedure so the risk is very low
- Some animals may gain a little weight due to a slower metabolic rate after desexing
- There's an upfront cost of the operation and follow-up care (estimated to be $100 to $300 in total, including follow-ups)
​Desexing Your Cat or Dog - Frequently Asked Questions
While desexing is a standard procedure, and arguably an essential part of being a responsible pet owner, many people have questions before they visit the vet. Our list of questions below outlines common queries.
At what age should you desex your Cat or Dog?
Every clinic differs in the age they recommend, but on average it’s 4 – 6 months of age. Vets try to wait until six months of age unless there are signs the dog may go into heat, at which point, they may try to desex your female dog beforehand. If not, you have to wait a few months after the cycle.
Is 2-years too old to desex a cat or dog?
While there is generally a minimum age for desexing, there isn’t an upper age. However, waiting much past a dog’s first year of life quickly diminishes the benefits of desexing. If a pet is too old, it’s often not worth the risk.
How long does it take for a dog to recover from desexing?
It can take up to 10 days for pets to recover from desexing. Every day they’ll gain more strength and abilities, but you should try to keep him/her as calm as possible for the entire ten days. You’ll be able to tell when your pet is ready for more activity.
Do dogs change after being desexed?
The only changes you’ll see in your pet are positive. Most pets relax a little bit because they no longer have hormones surging through them. This may make them less temperamental and more relaxed.
Do pets become ‘lazy’ after being desexed?
Pets don’t necessarily become ‘lazy’ after being desexed, but they may jump less. In the case of male dogs, they won’t mount people or objects as much, and they won’t be a runaway risk by jumping the fence.
Can your pet jump after being desexed?
Try to prevent your cat or dog from jumping for at least ten days after desexing. That’s how long it takes for the incision to heal. If a pet jumps too soon, he/she can rip the area open, putting him/her at risk of infection.
How long does testosterone stay in a male dog’s body after desexing?
It can take up to six weeks for the testosterone to fully leave your dog’s body. This means your dog may still exhibit aggressive or hyper behaviours, but the behaviours will diminish with time.
How long does a desexed dog need to wear a cone after surgery?
Every dog differs, but in general, vets recommend a dog wears a cone for at least 14 days after the surgery. This gives the incision plenty of time to heal. This is especially important for animals that lick excessively.
Does desexing change a dog’s ability to guard?
Desexing shouldn’t affect a dog’s ability to guard. While it lowers a dog’s aggression, it doesn’t affect the dog’s ability or desire to guard.
Does your Cat or Dog need to see the vet after desexing?
Yes, your vet will likely see your pet a week or so after the surgery. He/she will remove the sutures, and check on your pet’s health, including his/her behaviour and overall wellbeing.
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After reviewing the wording and prices of every major pet insurance policy, our research found that PD Insurance consistently offers the strongest combination of coverage, simplicity and value for most pet owners. Here's what sets them apart:
PD Insurance - Our Top-Rated Pet Insurer
After reviewing the wording and prices of every major pet insurance policy, our research found that PD Insurance consistently offers the strongest combination of coverage, simplicity and value for most pet owners. Here's what sets them apart:
PD Insurance - Our Top-Rated Pet Insurer
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