- Get a bonus of up to 5% on money you spend, with the option of spending the balance before Christmas if you need to.
- Savvy customers can get $25 free in one day by buying $500 to their club account.
Updated 22 January 2023
Countdown Christmas Club Summary
- How it works: Countdown customers top up whatever amounts they wish whenever they want. On 1 December, the balance of each club account is increased by 5%. For example, if you've contributed $500 to the club, one 1 December your balance will be $525.
- Cut-off date for getting the 5% bonus: 30 November; any balance added after that will only activate the 5% bonus in the following Christmas.
- The Christmas Club is similar to that offered by New World and PAK'n'SAVE with a far simpler 5% bonus on any amount contributed. Earning 5% on money credited to the Christmas Club probably beats a bank or term deposit - the best way to maximise bonuses is to deposit money in November and use it December. A $500 contribution would turn into a $525 balance.
- The balance is not tied to one store - you can use the balance at any Countdown anywhere in New Zealand.
- We like the freedom of being able to use the money at any time of the year, with no restriction on what items you can buy.
How to participate in the Countdown Christmas Club?
What to watch out for:
- Register your account and top up whenever you like. More details are outlined here.
What to watch out for:
- You can only use it at Countdown stores, but there is almost no restriction on what you can purchase in store (tobacco products and Countdown vouchers/gift cards are excluded).
- Balances do not expire
- If items you want to buy are cheaper at another supermarket, you won't be able to use your balance and will either have to pay cash at the other supermarket or accept you will pay more at Countdown and use your balance.
You can top up your Christmas Club account through online banking. Simply log onto your bank account and in the payments section search for Countdown Christmas Club as the payee. Once you register with the Countdown Christmas Club you'll be given unique reference details to insert into your online banking.
Usually, when a retailer goes bankrupt, people with gift cards or vouchers find themselves out of pocket. This has been the case with Dick Smith Electronics, Pumpkin Patch and TopShop among others. And the same applies to the Countdown Christmas Club balances - there is no protection on the value you hold. Comparatively, the Christmas clubs operated by PAK'N'SAVE and New World put your money in a trust account which means you won't lose the value if they go bankrupt.
Your balance is not locked up until Christmas - you can use them to purchase goods at Countdown any time of the year. The only drawback is you won't receive the Christmas bonus on the amount(s) used.
If you bought $100 of credit in March, the total balance on the Christmas Club card will be $105 but you won't be see the $5 bonus on the balance before the 1st of December. If you spend $50 of the $100 balance before December the 1st, you will only receive the bonus on the remaining $50 (which calculates to be $2.50).