How to Check KiwiSaver
Keeping track of your KiwiSaver contributions is easy with 'My KiwiSaver', which lets you view all contributions paid to Inland Revenue
Updated 8 April 2020
My KiwiSaver keeps track of:
- Government contributions, and
- Contributions paid to Inland Revenue.
My KiwiSaver will only show the contributions when they have been processed from your employers payroll report. This may take up to 3 months from the time they are deducted from your salary or wages. You'll need to contact your provider if you want to know your overall balance and investment returns, and to see contributions made directly to them.
My KiwiSaver lets you:
- see your account with Inland Revenue any time, day or night
- update your KiwiSaver contact details
- opt out of KiwiSaver
- apply for a savings suspension.
If you've already registered for an online account at Inland Revenue's website, you can use your existing user ID and password.
If you're not registered, don't worry - it's simple. Register now.
What you can see and do in My KiwiSaver
When you log on to My KiwiSaver you can:
- view all contributions paid to Inland Revenue from:
- you
- your employer
- the Government
- see any interest Inland Revenue credits to your account
- see when Inland Revenue transfers the money to your scheme provider (this is the effective date of any interest for the month contributions are made)
- view and update your contact details
- find out how to contact your KiwiSaver provider, and see a list of all current KiwiSaver providers
- request an information pack
- apply for a savings suspension holiday
- opt out of KiwiSaver (if you were automatically enrolled, and the deadline hasn't passed)
- track your requests (for example requests for an information pack or applications for a savings suspension), and see how they're progressing.
What you can't see in My KiwiSaver
My KiwiSaver doesn't show you:
- Any payments made directly to your KiwiSaver provider
- The return on your investment
- Your overall KiwiSaver account balance.
Credit: This information originally appeared on kiwisaver.govt.nz before the website was closed down. MoneyHub's research team continues to keep it up to date.
Related Guides
- KiwiSaver Hardship - if you're a KiwiSaver member and struggling with your finances, our guide explains everything you need to do to ask for an early redemption
- Contributions holiday - if you're wanting to take a break from contributing, our guide explains your options
- KiwiSaver HomeStart Guide - get a grant of up to $20,000 and access to your KiwiSaver fund for your first house or apartment deposit
- KiwiSaver First Home Withdrawal Guide - if you want to use your KiwiSaver balance for a house deposit, our guide explains everything you need to know
- Your KiwiSaver contributions - You can choose how much to contribute. Find out what happens when you go on leave, receive a benefit or entitlement, or have a tax debt
- Your employer's KiwiSaver contributions - If you're a KiwiSaver member making contributions from your pay, your employer will also contribute to your KiwiSaver savings
- Government KiwiSaver contributions - To help you save, the Government will make an annual contribution towards your KiwiSaver account as long as you meet certain conditions.
- Voluntary contributions - make voluntary contributions (or lump sum payments) at any time, either directly to your KiwiSaver provider or through Inland Revenue
- How to check your KiwiSaver contributions - Keeping track of your KiwiSaver contributions is easy with 'My KiwiSaver'
- KiwiSaver Withdrawal - If you joined KiwiSaver on or after 1 July 2019, you can withdraw your savings when you qualify for NZ Super (currently 65)
- KiwiSaver Providers - You can choose which scheme to join, even if you're provisionally allocated to an employer-chosen/default scheme
- Opting out of KiwiSaver - If you're a new employee who's been automatically enrolled, you can choose to opt out of KiwiSaver
- KiwiSaver Fund Selection Guide - 10 Must-Know Facts Revealing Everything You Need To Know About KiwiSaver
- KiwiSaver Calculator - our retirement calculator considers KiwiSaver contributions, how much you earn right now, how much you plan to spend during retirement, and how old you are, among other factors
