MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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30+ Essential Qatar Airways Tips and Tricks

Flying Qatar Airways? Our dedicated page lists everything you need to know to get the best fares and cheap business class and upgrades.
qatar airways tips
Updated 7 July 2024

Summary
  • We've separated our list into different stages of a journey, from booking to post-travel, with a special section on maximising the perks from Qatar Airways loyalty. Have a tip that we haven't covered? Email us and let us know. 
  • Before You Book
  • During the Booking Process
  • ​Pre-Flight
  • In-flight
  • Arrival And Transit
  • Maximising Loyalty Perks And Benefits

Key Highlights
  • Know when to book the cheapest flights and get more Avios (Qatar Airways' frequent flyer points)
  • Never miss out on redeeming Avios for free flights and upgrades
  • Redeem First Class award flights for the same Avios as a Business Class ticket

Upgrades on your mind?
Our popular no-nonsense guide to airline upgrades explains everything you need to know about how upgrades work.

Before You Book

Qatar Airways Travel Tips NZ

Join Privilege Club, the Qatar Airways Frequent Flyer Program

​If you’re not already a member, it pays to join before booking any fares. Firstly, you’ll earn bonus Avios for taking your first flight. Secondly, you will be able to register for offers in the membership section. Many sale airfares in the past have offered double or triple Avios, but you’ll need to register before you book. Lastly, Avios are credited to your account when you check in for a flight and you can redeem them at Doha Duty Free. 

You will get 0.65 US cents per Avios redeemed, which is about 0.01 cent NZD per Avios. A return economy class flight from Auckland to London will earn around 12,000 Avios, which is worth around NZ$120. You can sign up to Privilege Club when you book a flight to ensure the booking reference/ticket is associated/linked to the account.
Qatar Airways Travel Tips NZ

Be Aware: Some departure cities offer much cheaper tickets than others

This is certainly the case within Europe. Qatar Airways has 20+ European destinations, but fares vary tremendously depending on where you depart from, especially in premium cabins. The known cheaper tickets apply to departures from Oslo (Norway) and Stockholm (Sweden), as well as Sofia (Bulgaria) and Brussels (Belgium). If you're flexible and don't mind half a day of extra flying to save thousands in tickets, this may work for you. This applies to both Economy and Business fares. 
​
Qatar Airways Travel Tips NZ

​Wait for the right sale - book your flights during a bonus Avios promotion

Qatar Airways frequently runs sales. The best tip is to wait for the better sales. If it’s leisure travel you are booking, we highly recommend waiting for a sale - you can subscribe to the Qatar Airways newsletter to be alerted to sales taking place. 
Qatar Airways Travel Tips NZ

Travelling for leisure? Look for a new route sale to grab a bargain

Qatar Airways frequently announces new destinations, usually 5-10 per year. ​If you're flexible and open to new options for a holiday, you can save a lot of money by flying in the first month or two of their services. Subscribe to the Qatar Airways newsletter to be in the know when new destinations go on sale.
Qatar Airways Travel Tips NZ

Flying to Europe? Business class is competitively priced ex Auckland

Throughout 2023 and 2024, our research team has observed fares for around $4,500 one-way to key destinations. 
Qatar Airways Travel Tips NZ

​Consider a stopover in Doha; a free stop for up to 14 days is permitted on most airfares

Don’t like long haul flights? A stop over in Doha for one night will break up a journey (but it’s impossibly hot from June to September, so take that into consideration). The airport is little over 10 minutes in a taxi from downtown. You can explore the ambitious Museum of Islamic Art, Souq Wafiq and walk around the corniche. You can get a taste of the region from locals and expat favourites Parisa (Persian food) and Bandar Aden (Yemeni). Visas are free for most nationalities. 

Qatar Airways offers a stopover package with high quality and deeply discounted hotels - details are on their website.
Qatar Airways Travel Tips NZ

​Be aware that you won’t get a hotel for layovers in Doha < 8 hours (and some fares don’t allow any free accommodation)

Qatar Airways has a strict rule – tickets with stopovers of less than 8 hours are ineligible for free hotels and food etc. If the only flight you can get has a stopover for longer than 8 hours, call Qatar Airways and ask them if you’re eligible for a free stopover. Or check the ticket rules by looking at your ticket and clicking "stopover" as per the example below. 
 
If there are earlier connecting flights but the fares are more expensive, waiting for a cheaper flight does not make you eligible for free accommodation either. If in doubt, call Qatar Airways.
qatar stopover rules
Qatar Airways Travel Tips NZ

​Check Flyertalk’s Specialist thread

Check the useful Flyertalk thread Qatar Airways flight deals. It gives a good overview of the latest airfare promotions and the latest news about Qatar Airways. You can ask questions and an active community will most likely reply. 

During the Booking Process

Qatar Airways Travel Tips NZ

Book a flight online via Qatarairways.com and log in to your Privilege Club account first

​Online travel agencies may charge 3-5% less than Qatar Airways’ website, but if you want to change a flight or cancel altogether, you’ll pay fees on top of the fees Qatar Airways charges. The online travel agent can also hold you to ransom and extort a high fee, or not offer changes at all. Some online travel agents can state the ticket you book is “non-changeable, non-refundable” even if it is. You’ll also earn bonus Avios and/or Qpoints under any promotion.
Qatar Airways Travel Tips NZ

Look for discount codes

Often buried in an email or sale promotion is a PROMO code. Just search a page for “code” to find them. They offer 5-20% off existing sale fares, so will save more money.
 
MoneyHub user Dave emailed: "We were booking return flights from Auckland to Amsterdam this year and found a discount code; this saved an extra 5%, which was a $400 saving". 
Qatar Airways Travel Tips NZ

Choose your seats online, but know you can ask for exit seats at check in

Qatar Airways makes it clear - Standard Seats are complimentary for most fare types. They include window, aisle and middle seats, and exclude exit and front row seats. If you are travelling in Economy Comfort or Economy Convenience, you can select a Standard Seat from the moment you book your flight. If you are travelling in Economy Classic, you can select a Standard Seat for a fee.

Know This: If you want a shot at an exit row seat (with free benefits such as extra leg room and being the first to get served food) then get to check in 3 hours early, as they’re available on a first come first served basis (with families travelling with babies taking priority). 

Pre-Flight

Qatar Airways Travel Tips NZ

​Consider upgrading if you receive an email offer 3-7 days before your flight

Many airlines offer upgrade bidding, but Qatar Airways offers a fixed price with no uncertainty. The airline emails passengers a week before their flight with an offer to upgrade to Business Class if there is space available. Examples shown below include Auckland to Doha for US$900 and Doha to London for US$700.

We recommend considering it for long haul routes (i.e. anything over 6-7 hours) if you’re comfortable with the price. Please be aware you won't get the perks of lounge access and the Avios and tier points you earn will be in line with the original ticket.
qatar upgrade offer
qatar upgrade offer
Qatar Airways Travel Tips NZ

Want exit row seats? You’ll need to get to the airport early

​As we mentioned above, if you want a shot at an exit row seat then get to check in 3 hours early. There is no guarantee you’ll get one, but it’s worth asking. If not, ask how full the flight is – you may be able bag 2-3-4 seats to yourself if it’s a quiet day.
Qatar Airways Travel Tips NZ

Pack NOT to exceed the baggage allowances

Qatar Airways offers a generous 30kg per person on most routes in Economy class, but if you're 1kg over things get very expensive. You can check in as many pieces as you want, but the limit is strict. Frequent flyers get extra allowances, but don't risk thinking you can sweet talk the check in agent - you won't be allowed to travel with overweight baggage unless you're prepared to pay the fees - a steep US$40/kg per kilogram (and more if you're travelling further).
Qatar Airways Travel Tips NZ

​Check your credit card for lounge access, or consider buying it

Lounge access has never been cheaper, with many banks and credit cards offering it with certain banking packages. If you don’t have access, don’t worry. A simple Google of “lounge access + your airport name” will throw up a lot of deals and offers. In the UK, prices start from £15, and throughout Europe the standard price is 25-30 Euros. Considering an airport drink and sandwich will set you back a lot more than normal, 3 hours of lounge access can be an investment worth making. You’ll be a lot more relaxed showing up for your flight.
qatar airways tips
Qatar Airways Travel Tips NZ

​Use the same lounge as Qatar Airways for free

If you're set on purchasing lounge access, Qatar Airways uses third party lounges for almost all of its destinations. If you want to be called when first and business passengers are, search your airport here and look for the airport you’re flying from and the Qatar Airways logo. Many of the lounges listed sell lounge access, but some don't.

In-Flight

Qatar Airways Travel Tips NZ

Business and First Class

The service in Qatar Airways premium cabins is award-winning and a dine-on-demand service. We recommend letting the experience unfold. We've added a few helpful tips to make it a little bit better.  
  1. Reserve a meal in advance: Once you board and receive your menu, you do have the option of reserving a meal that you'd like to have. This prevents the risk of missing out if too many are ordered by other passengers. If you want that mezze in 12 hours time before you land, order it before you take off.  
  2. Sit back, relax: Qatar Airways offers dine-on-demand on all services, so you can decide when you eat. If you'd like less interruptions, pick seats at the back of the cabin - there tends to be far less foot traffic going past your seat. 
  3. Get changed into PJs before takeoff: For the ultimate in comfort, nip into the bathrooms before the doors close - many passengers have a habit of changing as soon as the seatbelt signs go off, which means you'll wait a little longer. 
qatar airways tips
Qatar Airways Travel Tips NZ

Economy Class

Again, Qatar Airways' Economy service helped the airline win the award for Skytrax's Airline of the Year in 2024. We recommend letting the experience unfold and include a few helpful tips to make it a little bit better. 
  1. All flights are better with noise cancellation headphones: Forget the brand names, you can get a working set for around US$30 from Amazon. These will reduce the aircraft noise and let you hear (and enjoy) the in-flight entertainment infinitely better. 
  2. Visit the crew for a snack and drink: Qatar Airways is fairly generous with offering snacks and drinks throughout the flight, but if you visit the galley you can help yourself. You can ask for something you'd like (chocolate bar, fruit etc) and what drink (alcoholic and non-alcoholic). It also gives you a break from your seat. 
  3. Sign up for Privilege Club: The crew are encouraged to get enrollments for the Qatar Airways frequent flyer program. If you're not a member, sign up on board.  

Arrival and Transit

Qatar Airways Travel Tips NZ

Doha Hamad International Airport is a high-spec transit hub and more like Singapore Changi Airport than Dubai, Los Angeles or London Heathrow

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Qatar Airways Travel Tips NZ

​Eligible for a free stopover? Bring the confirmation and get on your way as quickly as possible

Upon arriving in Doha, proceed directly to the Qatar Airways Transit desk which you'll see before you go through the main security check. Make sure you have all of your documents with you and make a note of our key things to know:
  • In most cases, you won't have access to your checked in luggage as it is in transit. Make sure to pack what you'll need for your transit (i.e. sunscreen, spare clothes) in your hand luggage. 
  • You'll get free meals and transfers, but if you need anything else you'll need to pay in USD, QAR (local Qatari currency) and/or by credit card. 
  • The hotels on offer are all over Doha. If you want to see something outside of your room, ask nicely if you can go to a hotel near the Souq. 
  • Be sure to order a wakeup call and make your transfer back - Qatar Airways won't take responsibility if you sleep in and miss your flight. 
Qatar Airways Travel Tips NZ

​Keep on to your boarding passes

Qatar Airways is reliable in crediting frequent flyer points (Avios) and tier points (Qpoints) automatically, but don’t discard the boarding passes just in case. If you credit your Qatar Airways flights to a partner airline program, you’ll need to keep the boarding passes as proof. 
Qatar Airways Travel Tips NZ

Long stopover in Doha? Take a free tour

The tours leave 3 times a day and is a recommended escape from Hamad International aka Doha airport. You can sign up at the counter on the ground floor of the retail area (look for the kiosk near the giant yellow bear). The tours last around 3 hours and you’ll see the Museum of Islamic Art, the Doha waterfront (corniche), the Pearl development (luxury shopping and apartments) and Souq Waqif. It's kid friendly, free to do (they offer a complimentary bottle of water) and the tour guide managers the immigration process. 

More details: Qatar Transit Tour
  • Tour Timings: 08:00 | 11:30 | 15:00 | 16:00 | 18:00 | 19:00 | 20:00 | 21:30
  • Frequency: Daily
  • Duration: 3 hours
  • Required Transit Time: 6 hours
  • Meeting Time: 2 hours before the scheduled tour
  • Meeting Point: Discover Qatar desk at Hamad International Airport
Qatar Airways Travel Tips NZ

Long layover with no hotel? Check out the "quiet rooms"

If you need some peace of quiet, you'll be able to find a reclining seat in the free-to-use Doha airport quiet rooms. Be aware they are separated into male and female rooms, with no exceptions. The seats are not flat but provide enough comfort for a short rest. 

Maximizing Loyalty Perks and Benefits

Qatar Airways Travel Tips NZ

​Regular flyer? Consider making Qatar Airways you preferred airline

Qatar Airways is a member of the oneworld alliance, meaning frequent flyer benefits transfer to airlines such as Cathay Pacific, Qantas, American Airlines, Japan Airlines and British Airways. By volume of destination and fleet sizes, oneworld is the largest alliance. If you fly from a city served by a few oneworld airlines, it’s worth considering picking Qatar Airways. Most cheap airfares on oneworld airlines are eligible for Qatar Avios and Qpoints.
Qatar Airways Travel Tips NZ

Flying as family? Consider the Qatar Airways Family Program

Few frequent flyer programs allow what Qatar Airways offers under the family program, and it's especially beneficial if you're a Gold or Platinum member. In summary, a Privilege Club member can nominate up to nine family members and earn 25%-100% of the Avios a family member earns on their own flight, with the % depending on the main member's tier status.

Limitations
You won't earn bonus Avios from online booking promotions, nor will the family member earn their own Avios. But it works well if you're an elite member of Qatar Airways and family members (Spouse, Children and Parents of main member) are flying. It's worth considering if to avoid ending up with a small number of unusable Avios in children's accounts for example. 
Qatar Airways Travel Tips NZ

​Obtain and Retain oneworld Sapphire with less flights

You’ll need 300 Qpoints to achieve Sapphire, and 235 Qpoints to renew it. A return business class fare from Auckland to Europewill earn 180-294 Qpoints depending on the fare class. If you fly at least a few times for work, Qatar Airways offers a wide network. Further to this, many oneworld airlines earn as many (or more) Qpoints for business class tickets. So achieving Sapphire (or Emerald) and retaining it can be done with two long haul flights and some British Airways, Qantas or American Airlines regional flights.

You’ll need to take four Qatar flights a year to renew your membership so if you can see yourself flying via Doha at least once a year, making Privilege Club your go-to program may make sense. You’ll also get an annual allowance of 40 “Qcredits” which can be used on upgrades (a oneway Auckland-Doha upgrade costs 35 Qcredit for example, where as Europe-Asia one way is 40 Qcredits and covers the two flights taken).
Qatar Airways Travel Tips NZ

Don’t have enough Avios for an award? Paying the rest can be very cost effective

Qatar sells 1,000 top up Avios for US$30, and you can part pay an airfare (50% of the award ticket to be paid by Avios). This can be advantageous if you have a limited number of Avios and want to fly somewhere and use them all up. 

Take for example a flight from Doha to Auckland. A business class one way award is 70,000 Avios. If you have 40,000 Avios, you can buy 30,000 Avios for US$900. Given an airfare bought in cash would cost over US$3,000 this option may be of use.
Qatar Airways Travel Tips NZ

X

Qatar Airways Travel Tips NZ

Book award flights in First Class and pay Business Class Avios

If you're wanting an award via Doha, most Middle Eastern destinations don't offer Business Class. However, Qatar Airways lets you fly First Class for the price of Business Class mileage. This is illustrated below for a flight from Auckland to Doha (Business) to Cairo (First).
qatar airways first class
Qatar Airways Travel Tips NZ

Upgrade with Avios and/or use QCredits up to 12 months in advance with certainty

You'll need to check award availability before you book a paid ticket (and be flexible) if you want the certainty of a locked-in upgrade at the time of booking a paid ticket. The process is as followed:
  1. Log into Qatar Airways Privilege Club 
  2. Search for the route and date you are thinking about upgrading, ensure to select "Business" or "First" for the cabin.  
  3. The route will show up as either available, not available or available as a "Flexi award". If the route shows available (with no Flexi icon) then there is an award seat available, which you can redeem with your Avios or Qcredits.
  4. If the route shows "Flexi" (as indicated in the second example below) then there is no possibility of an upgrade right now, but things may change closer to the flight. 
  5. You can pick other dates if your preferred date is showing "Flexi". 
  6. Once you have settled on a date, you'll need to book an airfare in a suitable Economy fare class (booking classes "O", "T", and "W" won't be eligible, so book at least K, L, M, N, Q, S, or V). You'll pay more for the ticket overall but be able to upgrade as a result. 
  7. You can then redeem Avios for the upgrade - more details are outlined on the Qatar Airways website. The upgrade will be instant.
  8. If you have any difficulties, call Qatar Airways immediately upon booking (or call them as you book to double check they can see what you see and can upgrade you to the cabin) and ask them to upgrade you. Upgrades are usually processed instantly or within one day - once you're off the phone wait for an email to show the upgraded journey. The agent will assure you the upgrade is confirmed at the end of your call. 
  9. Don't submit it by email, award spaces/upgrade seats go fast - online or over the phone are the only ways to do it. 
  10. If you are not flexible with dates, the next best option is to check 3 days before a flight when Qatar Airways tends to open up more award seats. Failing that, you can ask at the airport and complete a form with the agent if an upgrade is available.
qatar airways qcredits
Qcredits and Avios upgrade redemption permitted - cabin does not show "Flexi" so seat available for upgrade
qatar airways qcredits
Qcredits and Avios upgrade redemption not permitted - cabin shows as "flexi"
Qatar Airways Travel Tips NZ

Want a free upgrade? Know the pecking order for frequent flyers

On certain flights, Qatar Airways will overbook the Economy cabin. When this happens, Qatar Airways upgrades in (loosely) the following order:
  1. Qatar Airways Platinum Privilege Club members
  2. Qatar Airways Gold Privilege Club members
  3. Qatar Airways Silver Privilege Club members
  4. oneworld Emerald members
  5. oneworld Sapphire members
  6. oneworld Ruby members

Know something we don't?

Have a tip that we haven't covered? Email us and let us know

Related guides:
  • Qatar Airways Credit Cards
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  • Credit Cards
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    • Reviews
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        • Where is AMEX Accepted?
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        • American Express Platinum Card Review
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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    • Reviews
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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    • For Startups
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  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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    • Best of New Zealand
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    • Foreign Currency Exchange
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  • Travel Insurance
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      • Americas & Africa
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    • Specific Risk Cover
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    • Essential Information
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      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
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  • Mobile & SIM
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    • Apple Watch Buying Guide
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    • Best iPhone Plans
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  • Broadband
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    • Internet Speed Test
    • Broadband Provider Reviews
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  • Power
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    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
    • How to Use Less Power
    • Power Companies
      • Contact Energy Review
      • Ecotricity Review
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      • Powershop Review
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  • Essential Money Tips
    • Must-Read Lists & Tips
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      • 10 Signs You’re in Financial Danger
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      • 20 Things to Stop Buying to Have More Money
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      • 20 Frugal Decisions That Often Backfire
      • 20 Money Habits that Keep You Poor
      • 20 Supermarket Ripoffs
      • 20 Ways to Save on Household Bills
      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
      • Bailing Out Your Partner Financially
      • Financial Red Flags in a Relationship
      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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      • Single Parenting and Money
      • Tips for Families on a Single Income
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    • Valuable Insights
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      • Can the Average New Zealander Become a Millionaire?
      • Money Habits Keeping You in the Rat Race
      • 15 Great Things New Zealanders Can be Optimistic About
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      • Stealth Wealth
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      • Average NZ Salary by Age
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      • Dental Costs
      • Charities in New Zealand
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    • Challenging Economic Conditions
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      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand
      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
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      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
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    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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      • CAP (Christians Against Poverty) Review
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      • Getting into Debt to Meet Short Term Living Costs
      • Bankruptcy Guide
    • Tax
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      • Salary Sacrifice in New Zealand
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      • Choosing an Accountant
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  • Life Essentials
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      • Make Money Online
      • Paid Survey Websites Review
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        • Triaba New Zealand Review
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      • Free Samples
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    • Kids Eat Free
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    • Meal Kits & Supermarkets
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      • HelloFresh Review
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      • Supermarket Christmas Clubs
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    • Entertainment
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    • Consumer Rights
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    • School Holiday Activities
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    • Shopping Resources
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    • Living Essentials
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    • Wedding Resources
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    • Home & Kitchen
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      • Best Printers
      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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