Travel Insurance for Over 70s in New Zealand
Updated 4 June 2023
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Over-70s travel insurance in New Zealand is customised to meet the typical requirements of older travellers. This form of insurance often provides more comprehensive medical coverage than a standard travel insurance policy.
As you age, travel insurance can become costlier, especially if you have pre-existing medical conditions. However, several providers now offer dedicated coverage for senior travellers, ensuring that you can obtain the protection you need without excessive expenses.
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Know This First: What is the Best Travel Insurance for Over 70s with Medical Conditions in NZ?
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Over-70s travel insurance in New Zealand is customised to meet the typical requirements of older travellers. This form of insurance often provides more comprehensive medical coverage than a standard travel insurance policy.
As you age, travel insurance can become costlier, especially if you have pre-existing medical conditions. However, several providers now offer dedicated coverage for senior travellers, ensuring that you can obtain the protection you need without excessive expenses.
Our guide covers:
X
X
X
Know This First: What is the Best Travel Insurance for Over 70s with Medical Conditions in NZ?
- If you have a serious medical condition, finding affordable over 70s travel insurance may be more challenging. Conditions like heart disease, cancer, or diabetes increase the risk of making a claim. Our guide to travel insurance for pre-existing medical conditions has more information.
- While cost is important, don't merely assume the cheapest policy is the best one for you. It's crucial to find a provider who can personalise your policy to ensure adequate medical coverage for your condition.
- In New Zealand, many insurance providers can offer coverage for all declared medical conditions with no exclusions.
Can You Get Travel Insurance for New Zealanders Over 70 Heading Overseas?
- Yes, several providers in New Zealand offer dedicated over 70s travel insurance. This type of insurance often provides more extensive medical and health coverage than standard policies, including post-hospital care and medical equipment damage.
- Over-70s travel insurance is also more likely to cover pre-existing medical conditions, provided these are declared in your application.
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What Does Over 70s Travel Insurance Cover?
Over 70s travel insurance focuses more on medical and health coverage. While you may need to answer additional questions about your medical history, accurate responses may help you receive coverage for pre-existing conditions such as diabetes and cancer.
Furthermore, if you require a carer to travel with you, they might be included in your policy.
Over-70s travel insurance should offer the same standard coverage as general travel insurance, including:
Optional add-ons include cruise cover (LINK) and gadget cover.
Common exclusions for over 70s travel insurance include:
Furthermore, if you require a carer to travel with you, they might be included in your policy.
Over-70s travel insurance should offer the same standard coverage as general travel insurance, including:
- Lost or stolen baggage
- Cancellation cover
- Delays
- Coronavirus-related claims
Optional add-ons include cruise cover (LINK) and gadget cover.
Common exclusions for over 70s travel insurance include:
- Undeclared pre-existing medical conditions
- Some sports activities
- Incidents while under the influence
- Terrorism
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The cost of over 70s travel insurance will typically be higher than that of a standard policy. Other factors that may affect your premium include:
- Destination
- Trip length
- Planned activities
- Level of cover
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Frequently Asked Questions
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