MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Kernel Shares & ETF Investing Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Best Investment Apps
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • How to Invest in the NASDAQ from New Zealand
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Popular Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Shares vs Property Investment
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Popular Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Australian Investment Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
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          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Whanganui
          • Financial Advisers Kapiti
          • Financial Advisers Wairarapa
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Lighthouse Financial Services Review
        • Bank Credit Ratings
        • Depositor Compensation Scheme (DCS) Explained
        • Tax on Investments and Savings
        • Tax Efficient Investing
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Leading ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Best Car Finance
      • Loan Types
        • Electric Vehicle Loans
        • Car Loan Refinance
        • Bad Credit Car Loans
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        • Business Vehicle Loans
        • Asset Finance
      • Tools & Calculators
        • Car Finance Calculator
        • Car Loan Amortisation Calculator
        • Car Loan Refinance Calculator
        • Motorcycle and Moped Loan Calculator
        • Asset Finance Repayment Calculator
        • Boat Financing Calculator
      • Resources
        • Car Finance Documents Checklist
        • Car Dealership Finance vs Alternatives
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Simplify Car Loans - Real Customer Reviews & Facts
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • Simplify vs MTF vs UDC vs Heartland
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance by Vehicle
        • Toyota Aqua Financing Guide
        • Toyota Corolla Financing Guide
        • Toyota HiAce Financing Guide
        • Toyota RAV4 Financing Guide
        • Toyota Hilux Financing Guide
      • Car Finance Add-On Insurance
        • Compare Mechanical Breakdown Insurance
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • PPI (Payment Protection Insurance)
    • Best Personal Loans
      • Loan Types
        • Debt Consolidation Loans
        • Secured Loans
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        • Home Renovation Loans
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        • Low Income Loans
        • Beneficiary Loans
      • Tools & Calculators
        • Personal Loan Calculator
        • Debt Consolidation Calculator
        • Refinance Personal Loan Calculator
        • Home Renovation Loan Calculator
        • Interest Calculator
      • Lender Reviews
        • Harmoney Loans Review
        • Nectar Review
        • Avanti Finance Review
        • Money Sweetspot Review
        • Save My Bacon Review
      • Credit Health
        • How to Build Credit in New Zealand
        • Credit Scores and Credit Checks
        • Interest Rates Guide
        • Interest Rate Comparison
      • Debt Solutions
        • How to Pay Down Debt Faster
        • Baycorp and Debt Collection
        • The Dangers of Debt Consolidation
        • Using Home Equity for Non-Essential Expenses
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Overview
    • Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Cove Car Insurance - Real Customer Reviews & Facts
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home & Contents Insurance
      • House Insurance
      • House Insurance Calculator
      • Home and Contents Insurance
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Compare Auckland House Insurance Policies & Costs
      • Sum Insured Explained
      • Area Replacement vs Sum Insured
      • Natural Disaster House Insurance
      • MAS House Insurance - Real Customer Reviews & Facts
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Renters' Insurance
      • Students Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Explained (Videos)
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Health Insurance Explained (Videos)
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • Income Protection Insurance Explained (Videos)
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
    • Travel Insurance
      • Compare Travel Insurance
      • AMEX Airpoints Platinum Travel Insurance Review
      • Travel Insurance by Destination
        • Australia and the Pacifc
          • Australia Travel Insurance
          • Fiji Travel Insurance
          • Rarotonga Travel Insurance
        • Asia
          • Bali Travel Insurance
          • China Travel Insurance
          • India Travel Insurance
          • Japan Travel Insurance
          • Malaysia Travel Insurance
          • Singapore Travel Insurance
          • South Korea Travel Insurance
          • Thailand Travel Insurance
          • Vietnam Travel Insurance
        • Americas & Africa
          • Canada Travel Insurance
          • Peru Travel Insurance
          • South Africa Travel Insurance
          • USA Travel Insurance
        • Europe
          • France Travel Insurance
          • Greece Travel Insurance
          • Italy Travel Insurance
          • UK Travel Insurance
      • Specific Risk Cover
        • Do I Need Travel Insurance?
        • Pregnancy Travel Insurance
      • Travel Insurer Reviews
        • Southern Cross Travel Insurance Review
        • AMI Travel Insurance Review
        • State Travel Insurance Review
      • Essential Information
        • Basic vs Comprehensive Travel Insurance
        • Health Insurance vs Travel Insurance
        • ACC vs Travel Insurance
        • Australia NZ Reciprocal Health Care Agreement
        • Travel Insurance Excess Explained
        • Claiming on Travel Insurance
        • How to Renew a New Zealand Passport
        • What is TAANZ?
        • Travel Packing List
        • Travel Insurers Directory
        • Travel Insurance Glossary
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
      • ACC CoverPlus Extra (CPX) Explained
      • Co-Shareholder Insurance Cover
    • Find a Broker
      • Trusted Insurance Brokers in Wellington
      • Trusted Insurance Brokers in Christchurch
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • AMEX Airpoints Platinum - Real Cardholder Reviews & Facts
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • China Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • South Korea Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
      • Open a USD Bank Account from New Zealand
      • Sending Money to Australia
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Wedge Review
      • Best Savings Accounts
      • Term Deposits vs Cash Funds
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2025 & 2026
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Self-Employed Mortgage Applications
      • Interest Rate Strategies
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Top 10 Areas for First Home Buyers 2025
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $500+ Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
      • Investment Traps to Avoid When Accessing Your KiwiSaver Funds at 65
      • Feijoa Review
    • KiwiSaver Schemes
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business Loans & Tools
    • Business Credit Cards
      • American Express Gold Business Card Review
    • Compare Business Loans
      • Small Business Loans
      • Prospa Business Loans Review
      • Business Line of Credit
      • Business Borrowing Options
      • Business Loan Calculator
      • Business Loan Brokers Explained
      • Commercial Vehicle Finance Options
      • Invoice Finance
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Wise Business Account Review
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • Provisional Tax
      • Lighthouse Accounting Services Review
      • PAYE Tax Rates 2025 & 2026
      • Tax Codes in New Zealand
      • Minimum Wage
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
      • Attending the Singapore FinTech Festival
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
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    • Pet Insurance
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      • Cat and Dog Desexing
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    • Business Insurance
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    • Find a Broker
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  • Credit Cards
    • Best Credit Cards
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    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
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    • Balance Transfer Credit Cards
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    • Reviews
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        • American Express Airpoints Platinum Review
        • AMEX Airpoints Platinum - Real Cardholder Reviews & Facts
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        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
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        • Qantas Credit Cards
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        • Emirates Skywards Credit Cards
        • RewardPay Review
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    • Guides
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  • Travel Money Cards
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    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
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      • USA Travel Money
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  • Banking & Savings
    • Banking
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    • Savings
      • Best Term Deposits
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      • Booster Savvy Review
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    • Guides and Resources
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    • Reviews
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  • Mortgages
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    • Alternative Mortgage Options
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      • Top 10 Areas for First Home Buyers 2025
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      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
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    • Mortgage Brokers
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      • LifeDirect Mortgages Review
    • Buying a Home
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      • Bridging Finance
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      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
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      • 20 Property Investment Risks You Can't Ignore
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    • Building a House
      • NZCB Review
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      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
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      • Free $500+ Government Money for KiwiSaver
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      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
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      • What's My PIR?
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      • Investment Traps to Avoid When Accessing Your KiwiSaver Funds at 65
      • Feijoa Review
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      • MAS KiwiSaver Scheme
        • MAS Review
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      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
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  • Business Loans & Tools
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    • Business Essentials
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    • Online Services
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    • For Startups
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  • MSD
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    • Food Grants Guide
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  • Motoring
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      • Turners Cars Review
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    • Car Dealerships Explained
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      • Gaspy App Review
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      • Best Car Batteries
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      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
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    • Warrant of Fitness
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      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
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  • Law
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    • Agreeable Review
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    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
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      • Best Ways to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
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      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
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    • Foreign Currency Exchange
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  • Mobile & SIM
    • Compare Mobile Plans
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    • Mobile Data Roaming
    • Revolut eSIM – Real User Reviews, Facts & Comparison
    • Saily Review
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    • Apple Watch Buying Guide
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    • Best Power Banks
  • Broadband
    • Compare Broadband Plans
    • No Contract Broadband
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    • Internet Speed Test
    • Broadband Provider Reviews
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      • NOW Broadband Review
      • One NZ Broadband Review
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      • Skinny Review
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  • Power
    • Compare Power Companies
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    • How to Lower Your Power Bills
    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
    • How to Use Less Power
    • Power Companies
      • Contact Energy Review
      • Electric Kiwi Review
      • Genesis Energy Review
      • Globug Review
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      • Powershop Review
  • Essential Money Tips
    • Must-Read Lists & Tips
      • Fleeced Kiwi Awards 2025
      • Best and Worst Loyalty Programmes
      • 10 Things to Do Differently with Money in 2025
      • 10 Signs You’re in Financial Danger
      • 20 Indicators You're Doing Well Financially
      • 20 Things to Stop Buying to Have More Money
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Frugal Decisions That Often Backfire
      • 20 Money Habits that Keep You Poor
      • 20 Supermarket Ripoffs
      • 20 Ways to Save on Household Bills
      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
      • Bailing Out Your Partner Financially
      • Financial Red Flags in a Relationship
      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
      • Teaching Kids About Money
      • Single Parenting and Money
      • Tips for Families on a Single Income
      • Financial Planning for Children With Disabilities
    • Valuable Insights
      • Why Am I Not Wealthy?
      • Can the Average New Zealander Become a Millionaire?
      • Money Habits Keeping You in the Rat Race
      • 15 Great Things New Zealanders Can be Optimistic About
      • How to Survive a Recession
      • How to Handle Rising Interest Rates
      • Stealth Wealth
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      • Average NZ Salary by Age
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      • Dental Costs
      • Charities in New Zealand
      • Trade Me Alternatives
    • Challenging Economic Conditions
      • Financial Support Resources
      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand
      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
    • FIRE Guides
      • How Much Money Do You Need to Retire Comfortably in New Zealand
      • Retirement in a Nutshell
      • Retirement Money Drawdown
      • 10 Habits of Quiet Millionaires
      • Financial Freedom by 50
      • How to Maximise Income in Retirement
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
    • FIRE Tools
      • Financial Coaches
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      • SortMe Review
    • Repaying Debt
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      • CAP (Christians Against Poverty) Review
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      • Getting into Debt to Meet Short Term Living Costs
      • Bankruptcy Guide
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Choosing an Accountant
      • Accountants in Auckland
      • Tax Refunds
  • Life Essentials
    • Money & Income Ideas
      • Side Hustles
      • Make Money Online
      • Paid Survey Websites Review
        • Ipsos iSay Review
        • Nielsen Homescan Review
        • Nielsen Online (Computer & Mobile Panel) Review
        • Valued Opinions Review
        • Opinion World Review
        • Triaba New Zealand Review
        • Rewardia New Zealand Review
      • Free Samples
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      • Hosting International Students
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    • Kids Eat Free
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    • Meal Kits & Supermarkets
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      • HelloFresh Review
      • My Food Bag Review
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      • Online Supermarkets
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      • Supermarket Christmas Clubs
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    • Entertainment
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      • Disney+ Review
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    • Consumer Rights
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      • What To Do If You Do NOT Receive Your Refund
      • Tenant and Landlord Obligations & Rights
    • School Holiday Activities
      • Auckland School Holiday Activities
      • Wellington School Holiday Activities
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    • Shopping Resources
      • 65+ Best Online Shopping Websites in New Zealand
      • Shoe Size Conversion Guide
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      • Temu Review
      • Affordable Online Clothes Shopping
      • Best Baby Clothes
      • Buy Books Online
      • Black Friday New Zealand Deals
      • Mother's Day Ideas and Gifts
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      • New Zealand Fashion Designers
    • Living Essentials
      • FInding a Rental in Auckland
      • Gym Memberships Guide
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    • Senior Living
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      • Rest Homes and Residential Care Facilities - Costs and Financing
      • Medical Alarms
    • Wedding Resources
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    • Home & Kitchen
      • Bathroom Renovations Guide
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      • Best Fridge Freezers
      • Best Mattresses
      • Best Slow Cookers
      • Best Pressure Cookers
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      • Best Ride-On Lawn Mowers
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      • Best Meat Thermometers
      • Best Printers
      • Best Computer Desks
      • Best Antivirus, Anti-Malware and Internet Safety Habits
      • Best VPN Services
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      • Best Wifi Extenders
      • Best Electric Scooters
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
      • Weight Loss Shakes
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  • Trade Services
    • Auckland Trade Services
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      • Car Detailing Auckland ​
      • Catering Auckland
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30 Trade Me Selling Tips

Make MORE Money on Trade Me Using Our Tips

trademe selling tips
Updated 21 April 2020

​
​Old stuff in your house may be worth a decent amount of money. It’s incredible what fellow Kiwis will buy and what they’ll pay for it. But Trade Me could also be a lot of hard work with little financial reward. To get the highest prices, best reviews and a more positive Trade Me experience, we have put together a list of tips and shortcuts.
 
If you are a professional Trade Me seller, this guide is not for you.
 
This page is our guide on how to sell, how to get the maximum return on your listing fees, picking the right keywords and offering buyers the best possible experience. 

Our top tips include:
  • Be cold and calculating with what you really need, and sell what you don’t
  • Build up a trusted reputation BEFORE listing your first item
  • Every word counts. And what matters most is accuracy
  • Sell your items for more by picking the right keywords (for example, “gents” beats “men’s”, “authentic” beats “genuine”)
  • Overshare when it comes to descriptions
  • Invest the time in taking good photos that show the item from important angles
  • Make sure you select “10 days” for the length of your auction and Invest in extras if your item is of value
  • Consider allowing payments by Afterpay
  • Set the auction to close between 8-10pm on a Sunday night
  • List your item when it's in a season of high demand
  • Try $1 Reserve auctions for maximum interest
  • Blacklist dodgy buyers

Trade Me - The Perfect Tool for Money Saving
​Not only does selling what you don’t need on Trade Me bring in extra money, it can declutter your home on a one-off or a regular basis. It also has a positive effect for society in general – it’s good for the environment as reused goods avoid the landfills, and someone buys something they want for less than it costs new.

Trade Me selling can also be addictive, but in a good way. Watching the bids is exciting while answering the listing’s general questions can add value to the listing if done correctly. And the satisfaction from posting off your sales can be very therapeutic and rewarding. 
As one MoneyHub reader explains:
​I was relocating to Auckland and registered for Trade Me for the first time, aged 62. My children said to throw everything I didn’t want, or give it away. But I’m not flush with money and decided to invest the time in Trade Me following your tips. I made around $18,000 after fees over 3 months which was outstanding. Thank you MoneyHub!  - Liz, Auckland
trade me tips nz

Step 1 - Finding Items to Sell on Trade Me

Trade Me Selling Tips NZ

Be cold and calculating with what you really need, and sell what you don’t

Let's kick things off with a challenge: do you want more money and less clutter? If your answer is "yes" then look around your home for things to sell. If you haven’t used it in a year, do you really need it? Take a few walks around and group together the things that sit there just gathering dust. Think back to when you used each item – if it’s more than 12 months, get rid of it.
 
Know what sells best
  • New items. Anything like clothes with their tags and phones in their boxes will command a higher price than used goods.
  • Branded goods. We live in a world of brands, and people will always trust “Icebreaker Merino jersey” more than just “Merino jersey”. The same goes for “Russell Hobbs Toaster” over “Toaster”.
  • Items with keywords. Keywords are everything – it’s unlikely you’ll get a lot of interest describing something as just a “wallet”. People will more likely search for something like “Gucci wallet” or “kids wallet”.
  • Rare and antique items. We’re not talking about junk, but rare items that no one else has listed. 
​
Trade Me Selling Tips NZ

Don’t chuck stuff out – try your luck on Trade Me

What may be rubbish to you could be just what someone else is searching for right now. And it’s astonishing not only what people buy, but also what they’re prepared to pay for it.
 
“I was selling down some stuff I found in the attic. A lot of old mens metal shavers from the 1950s. I could not believe I sold four of them on Trade Me for about $100 each - incredible.” – Jo, Napier
trade me tips nz
Trade Me Selling Tips NZ

Know the difference between JUNK and VALUE, and avoid listing the junk

You never know what the value of something is until you list it. But it’s pointless to pay listing fees for stuff no one would ever buy. Be sure to challenge what people would actually want; a broken toy, torn clothes, worn-out bedding and a faulty cheap toaster probably have no value whatsoever and should be taken to the landfill. In short, low value items that are not in good condition often have a considerably low value and are not worth your time.
​

Step 2 - Building up Trust BEFORE Selling

Trade Me Selling Tips NZ

​Build up a trusted reputation BEFORE listing your first item

We live in a world where reviews mean everything; good reviews give buyers trust and a bad review can dramatically lower your street cred and ability to price high.

If you’re new to Trade Me, buy a few small items you need through the website BEFORE you list items for sale. Even having 3-5 positive reviews from sellers will give buyers later on the confidence to deal with you. You’ll also get experienced in how the website works and how to leave feedback. With frequent stories in the news about Trade Me frauds, very few buyers will deal with zero-feedback sellers or anyone with more negative reviews than positive ones.

​Having a trusted profile is the difference between getting the true market price for your items and getting something much less. No one wants to be burned, so investing in getting feedback BEFORE you start selling is a proven strategy. For example, if you join Trade Me today and list an iPhone tomorrow, it’s unlikely anyone will buy it.
trade me selling tips
Trade Me Selling Tips NZ

Leave reviews, and avoid buying from bad sellers

The last thing you want to do is get involved in a Trade Me squabble - the reviews pollute your profile and are not worth the effort. Buy small items from trusted sellers who have a reputation. Make sure you leave a positive review for each positive experience, and be descriptive about what you liked about the trader - your seller will be obliged to return the favour. 

And as a buyer, you must be on your best hehaviour. Be sure to pay on time, respond to questions promptly and be clear about pickup or delivery details. No one likes chasing people over $5 - be responsive and see the positive reviews flow in. 
trade me selling tips

Step 3 - Creating the PERFECT Trade Me Listing

Trade Me Selling Tips NZ

Invest your time in checking the competition….and find the weaknesses

It’s worth taking 20-30 minutes to analyse your competition before you list an item. Ask questions like:
  • What is their title missing? How can it be improved?
  • What keywords are missing from the title and description?
  • Do the photos do the item justice? How can the photos be improved?
  • What are the questions asked by the bidders? The best descriptions anticipate questions in advance and save you time during the auction as well. 
  • Does the listing have a story about why the item is being sold? If not, can you add one that gives your buyers credibility about your motives. The more trust you have, the higher the price.
 
Trade Me Selling Tips NZ

​Every word counts. And what matters most is accuracy

For example, “New Size 12 Country Road Flower Print Dress - Cotton” beats “Beautiful women’s dress, perfect for summer!” – the search terms that matter are “new”, “size 12”, “Country Road” and “Dress”. If you are stuck for ideas on how to describe the item and what search terms to use, Google the item you’re selling and see how it is described. That will give you a great starting point.
​
Trade Me Selling Tips NZ

Sell your items for more by picking the right keywords (for example, “gents” beats “men’s”, “authentic” beats “genuine”)

A British University crawled 60,000+ ebay.co.uk listings to isolate keywords that powered up the final price of listings. Subtle words make a big difference to what buyers are prepared to pay. For example:
  • When selling perfume, “authentic” beats “genuine”
  • When selling shoes, “sneaker” beats “trainer”
  • Smaller differences can mean everything too - a watch with “resistance” can expect to sell for ~50% more than a “resistant” watch.
 
The study found grammatical errors such as missing apostrophes and internet speak also had a negative impact on the price products sold for. This is believed to be because bad grammar and spelling give the impression that the seller doesn’t care and thus the item for sale is seen as less desirable.  ​
trade me selling tips
Trade Me Selling Tips NZ

Overshare when it comes to descriptions

The more you can write about your item, the more trust you will gain from buyers. But don’t make the mistake of writing everything that comes to your mind. And remember, the buyers don’t know you and are looking for a reason to trust you.
Get the right listing structure to maximize the trust and spike a flow of bids:
  1. Describe any defects, damage or imperfections upfront. Don’t write “slightly damaged iPhone”, but be a devil of details – “a 2cm long hairline-crack appears on the top of the screen”. Photograph the damage if possible, so that buyers know exactly what you’re selling.
  2. Visuals need text associations. Don’t just include a bunch of photos without referencing them in to your text.
  3. Respond to any question with kindness. Start with “Thanks for the question (username)” or “That’s a great question – let me answer it…”. Going across as even 1% passive aggressive will have buyers running for the hills.

Remember: You will get more bids if people trust you. It's that simple. 

Trade Me Selling Tips NZ

Invest the time in taking good photos that show the item from important angles

The optimal number of photos for a general item is between 5-8, depending on what it is. Take your photos in the right light, and don’t rush the process. Also, once you’ve used up your listing’s photo allowance, don’t hesitate to pay for more if they add weight to the listing. For 10 to 25 cents per photo, it is worth it.
 
Simple tips include:
  • Make sure there is enough light – dark or blotchy photos kill a listing. If you are selling a car, wait for a sunny day. And be careful about the background – an overgrown lawn and garden isn’t going to convert buyers, but a beach or tidy street is.
  • For small items, use a white or plain background. If your items have imperfections, photograph those with a ruler beside them to quantify the issue. You’ll get points for honesty and added trust.
  • Take a number of photos - close ups and important angles all help towards selling an item. Remember, the buyers don’t know the item as well as you do, so you have to present it to them and make sure they are not missing any images. If you are selling a DVD, it doesn’t need 4 photos, but a piece of jewellery is best sold alongside multiple close-ups and photos from different angles.
trade me selling tips
Trade Me Selling Tips NZ

Make postage costs clear upfront

NZ Post has a useful tool to estimate the cost of postage, and if you list the price upfront you’ll get more love from the buyer. Even though you won’t know the location you’re sending it to, it’s a good idea to enter a town in another island to get an estimate. Also, saying “any savings in postage will be included in your item in cash”, meaning if you save a couple of dollars on postage it’s very nice to include them with the parcel. 

Step 4 - Deciding on Price and Listing Features

Trade Me Selling Tips NZ

Make sure you select “10 days” for the length of your auction

This is the most basic and effective Trade Me tip of them all. The standard auction length is 7 days, but it only costs 25 cents to make your listing a “10 day auction”. Those extra days will give you up to ~40% more views and offer the best chance of a higher selling price. The best time to list is Thursday evening, so that you can set the end date to Sunday evening as we outlined above. 
trade me tips
Trade Me Selling Tips NZ

Invest in extras if your item is of value

Trade Me offers a lot of “promotional fees” designed to boost the visibility of a listing. If you’re wanting to get your photos to lead your category, stand out in bold and to have photos blown up in the listing results, Feature Combo ($3.45) and Super Feature ($3.95) are two add-on fees that will put you where you want to be. However, before buying up all the extras, consider:
  1. What is the item worth and/or likely to sell for? If it’s above $50, then seriously consider a “Feature Combo” package.
  2. Could the item also belong in a second category? If so, it’s worth the fee ($0.99) to list in another category. If you’ve paid for a Feature Combo or any other promotion, the package features will also show up in the second category.  
  3. Photos sell items. If you don’t want to invest too much, adding the “Gallery” feature ($0.55) means your item is higher up in the gallery and buyers will see your main photo enlarged.
 
If in doubt, ask yourself – is it reasonable that one or two extra fees will boost the number of bids? Unless you’re selling junk, the answer is probably yes. 

Trade Me Selling Tips NZ

Set the auction to close between 8-10pm on a Sunday night

​The best time for your auction to close is not at 5am on Tuesday morning when everyone in New Zealand is asleep, but when most computers and phones are logged onto Trade Me. For this reason, Sunday evening is a perfect time for an auction to close. The traffic spikes every evening anyway, and Sunday is particularly good because there’s no sporting distractions on TV so your listing has the best chance of attracting eyes of bidders in its final moments.

Cost: It only costs 25 cents to add a “scheduled end time” to any listing, and you can easily recover the cost with one bid. 
​
Trade Me Selling Tips NZ

Avoid disappointment by challenging your expectations about what an item can sell for

The best way to know what an item will sell for is to add similar items to your own watchlist. This way you’ll have an idea of what to expect. You can’t change your mind about selling the item if the auction closed and you didn’t get the price you wanted. It’s best to be realistic and accept that Trade Me is fair for everyone and ultimately it’s a massive market that you can’t influence.
trade me tips afterpay
Trade Me Selling Tips NZ

​Consider allowing Afterpay for more sales

Whatever your views are on Afterpay (see a skeptical story here), allowing buyers to purchase your goods using Afterpay could land you with a higher price. This is because there will be more people are in the “market” for what you’re selling if they're planning to use Afterpay. You’ll get paid upfront, but there is a commission of around 6%. 6% may seem high, but if you get a 20% higher price because many buyers bid knowing they could use Afterpay, you’re up overall.
​​
Trade Me Selling Tips NZ

Sell in your item's "high season"

Timing is everything. You'll have more of a struggle to sell your BBQ in July, or your ski gear in October. Wait for the right time for the goods to be "in season". You'll get more interest, more bids and a much more responsive market overall. 

Trade Me Selling Tips NZ

Get "Professional" photos....for free

There are many free websites offering photo editing that let you crop, resize and sharpen up images to enhance your item's appearance to Trade Me buyers. Don't edit out imperfections or anything else as this will lead to unhappy buyers. Useful tools include:
  • BeFunky: Free Online Photo Editor
  • Fotor - Photo Editing & Collage Maker
  • piZap - Free Online Photo Editor
  • Canva - ​Free Online Photo Editor
trade me tips
Trade Me Selling Tips NZ

Challenge your fears and list at $1 with “No Reserve”

Every Trade Me buyer does the same thing – they hunt the site for deals and bargains. Your listing will excite more buyers if it is listed at $1 with no reserve. The best way to draw in the punters is to add “NO RESERVE” to your listing’s title and above the description. With no reserve and a low starting price, buyers will place bids liberally and automatically have your listing added to their watchlist as a result. And no one likes to miss out, so a flow of bids are almost guaranteed for the right listing (i.e. not junk).
​
No reserve also lets the Trade Me market dictate what the value of your item actually is; there are no restrictions and it avoids a massive buyer turnoff experienced from seeing the “reserve not met” after placing a bid. Best of all: your item will sell, which gets what you didn’t want in the first place out of your home. 

Trade Me Selling Tips NZ

Be familiar with Trade Me fees to only pay for what you NEED

Trade Me offers a lot of extras in addition to its standard fees. There are so many fees, with more than 100 fee combinations on items you want to list. Be ruthless with regards to what you really need, and cut out what you don't. There is no point giving a "Super Feature" to a low value listing that is almost certain to sell. Remember, the success fee is around  8% of your item's winning bid; going nuts on unnecessary fees is a fast way to reduce what you finally get paid. 
​

Step 5 - Getting the Best Trade Me Experience

Trade Me Selling Tips NZ

NEVER bid on your own auction

Firstly, it’s against the terms and conditions on Trade Me. Secondly, it’s illegal by way of being a “misuse of computer” under the Crimes Act. Trade Me has a section on shill billing – using other accounts or some other devious means to bid on your own auction. Just don’t do it – the Trade Me marketplace will take care of you if you have the right item and honest intentions. 
trade me tips
Trade Me Selling Tips NZ

Blacklist dodgy buyers

Trade Me lets you confidentially block users with one single click. They will then be prohibited from bidding and/or asking questions on any of your listings. Best of all, you don’t need to explain or justify your decision and you can blacklist whoever you like.
​
Trade Me Selling Tips NZ

Keep shipping and packaging material to re-use for your Trade Me sales

Any items you buy online will likely come with a mass of packaging. Hold on to the large envelopes, boxes and packaging materials – they will come in useful every time you sell an item.
 
Top Trade Me sellers take extra care with packaging – including a handwritten note and wrapping clothes in tissue are nice touches that can lead to extremely positive reviews. 
​
Trade Me Selling Tips NZ

Make “Pickup Only” delivery efficient by giving ONE time slot to every buyer

If you’re selling a few things all at once, it’s easier to give one pick up timeslot rather than going back and forth with multiple buys trying to work out a time. For example, 10am – 1pm on a Saturday should provide enough flexibility for most people. Getting buyers to commit to it will save you a lot of time and hassle.
  
Trade Me Selling Tips NZ

Be a Fantastic Seller, and Do Not Hesitate to refund if you’re in the wrong

Be a responsive seller in every aspect. Don't delay delivery, be friendly with any post-sale exchanges, respond quickly to emails and messages and most importantly of all leave feedback for your buyer. This way you'll be more inclined to receive the best possible reviews, strengthening your "brand" for future listings. 

If you've made an error, own it and gain added trust. 
​If you’ve made a mistake and not packaged something correctly, or given an inaccurate description, the buyer is likely to be annoyed. Trade Me reviews are everything to building and establishing trust in the Trade Me community. If you are in the wrong, it’s not worth the fault and risk of negative feedback – it’s just easier to refund and spare yourself any hassle and (public) argument.

Of course, do challenge the buyer’s “disappointment” if you feel as if you’re being taken advantage of or lied to by a dodgy buyer – it happens a lot. Trade Me can step in as well to settle disputes before things get ugly. 
trade me selling tips
Trade Me Selling Tips NZ

Know the rules around paying tax on Trade Me sales

If you are selling things you no longer want, like a car, jacket or a TV, you won’t pay tax on anything you sell. But if your Trade Me usage is “for profit” then you may be liable to pay tax. Specifically, if any of the following apply, the IRD will want to know about it:
  1. you acquired the goods with the purpose of on-selling AND
  2. the purpose of the activity is to make a profit, OR
  3. your business involves dealing in these goods
 
Additionally, if you need to pay tax, you may also need to charge GST – if your Trade Me sales exceeds $60,000 in 12 months, you’ll need to charge GST on everything you sell. Read about your tax obligations here.
​

Step 6 - Using Trade Me To Solve Problems

Trade Me Selling Tips NZ

Use Trade Me to dispose of big and heavy items without lifting a finger

Have big items you want to get rid of? Don’t hire a trailer or arrange disposal for old sofas and broken appliances without trying Trade Me first. Listing items for $1 and you may get a buyer who will pick the item up. People often like broken items for parts, and next-to-free sofas are perfect for anyone moving into a flat.
trade me selling tips
Trade Me Selling Tips NZ

Use Trade Me for short term needs

Trade Me works in mysterious ways. Think you can’t sell something for more than you bought it? Think again. It can be done with the right description, pricing and timing. And perhaps some luck.

If you only need something for a limited time, Trade Me could be the answer. For example, if your flat needs a TV or sofa for a few months, or you want an Xbox game for a couple of weeks. Trade Me lets you do just that – buy it, use it, look after it, sell it. If marketed correctly, you can effectively use something for “free” if you get a good price on both the buying and selling stage. It has been done so many times before, and you can do it too.  ​
​

Step 7 - Trade Me Alternatives - Should You Consider Them?

Trade Me Selling Tips NZ

Have low quality items you don’t want to put on Trade Me? Sell them for free using Facebook

Trade Me has lost a little ground with the rise of the popular local Facebook selling groups as well as the “Marketplace” tool. Unlike Trade Me, there are no fees and you have an instant insight into each buyer (and seller), by way of Facebook profiles. You can communicate using Facebook messenger and pay online or in person.

Many people use Facebook for less “valuable” items, given the online shopping platform is not as professional and is less visited than Trade Me.
trade me vs facebook marketplace
Trade Me Selling Tips NZ

Trade Me rivals tend not to have the audience

You may see Trade Me online auction competitors offering free listings and all sorts of promotions, but be warned – they don’t have anywhere near the traffic Trade Me does. Trade Me is one of New Zealand’s top 10 most visited sites. No other local online auction site comes into the top 1000. If you want to take a chance, you've got nothing to lose other than your time. We're just not convinced of the traction these sites claim they get. 

Trade Me Expert?
Know something we don't and want to share it? Please email our team - we welcome all constructive comments and tips.
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  • Loans & Finance
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  • Insurance
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    • Business Insurance
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  • Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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      • Booster Savvy Review
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  • Mortgages
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      • Top 10 Areas for First Home Buyers 2025
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      • LifeDirect Mortgages Review
    • Buying a Home
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      • Bridging Finance
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      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
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      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
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    • Building a House
      • NZCB Review
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      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
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      • Free $500+ Government Money for KiwiSaver
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      • Feijoa Review
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        • MAS Review
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    • KiwiSaver Calculators
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  • Business Loans & Tools
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    • For Startups
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  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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  • Travel
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      • Moving to Australia
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