MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Kernel Shares & ETF Investing Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Shares vs Property Investment
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Hamilton
          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Lighthouse Financial Services Review
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Money Sweetspot Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2025
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $500+ Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
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  • Banking & Savings
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  • Essential Money Tips
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  • Trade Services
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Best Mattresses 2025 - The Definitive New Zealand Buyer Guide

Find the best mattresses with our definitive guide, including options from Sealy Posturepedic, King Koil and SleepMaker, among others.
Best Mattresses NZ
Updated 3 April 2025
Rest is priceless. In that sense, having a mattress that keeps you cool and comfortable is essential. That is why we have prepared this guide to help you choose the best mattress in New Zealand.
​
​Our Mattresses Buying Guide Covers:
  • Type of Mattresses​
  • Key Factors to Consider When Buying a Mattress in New Zealand
  • The Best Mattresses Available in New Zealand Right Now
  • Frequently Asked Questions

Best Matresses NZ

Know This First - The Three Types of Mattresses Explained

There are three different types of mattresses:

1. Spring mattresses
  • Continuous coil
  • Bonnell
  • Pocketed coil

2. Foam mattresses
  • Memory foam
  • Gel-infused foam
  • Polyfoam

3. Hybrid mattresses
​​The increasing segmentation of the market has made other types of mattresses available such as adjustable bed mattresses, futons, waterbeds, and air mattresses. However, this guide will focus on the most common types of home mattresses in New Zealand.
Best Matresses NZ

Spring Mattresses

This is the best known and most traditional type of mattress. As the name suggests, this type of mattress is composed of a layer of springs surrounded by soft materials, ranging from natural fibres to foam. Within this category, there are subgroups depending on the type of spring used, continuous coil, Bonnell, or pocketed coil, each of them designed for a different level of support. Due to their simple design, these are usually the most economical mattresses on the market. However, due to their construction, they are also usually the noisiest.

Spring Mattresses, What We Like
  • Firmness. Although they are available in various firmnesses, they are generally firmer and more supportive than the rest. This makes them ideal for people who require back support.
  • Price. These are usually the cheapest mattresses because of their simple design and construction.
  • Availability. They are generally available in all sizes and comfort levels. In other words, they are the most common type of mattress on the market.

Spring Mattresses, What We Dislike
  • Lifespan. Since most of the support work is done by the springs, these mattresses tend to last less than hybrid or foam mattresses. For reference, you can expect a lifespan of approximately 5 to 7 years.
  • Noisy. As time goes by, these mattresses tend to get louder and louder to the point of being really annoying. This is one of their main disadvantages, which is why they have evolved into the hybrid type.
  • Poor ergonomics. The cheaper models are often too firm or do not offer uniformity of comfort, especially towards the edges. This makes them less comfortable than other types of mattresses in general.
Best Matresses NZ

Foam Mattresses

Foam mattresses are very popular in New Zealand today because of the convenience and variety available on the market. These mattresses use a combination of foams and materials of varying densities to provide softness, support, and durability. Typically, this is the type of mattress that side sleepers like best as it tends to adapt better to their sleeping posture. Among its major disadvantages is that many of these mattresses trap body heat which can be very uncomfortable, especially during the summer. However, for many Kiwis, these drawbacks are more than compensated because they don't use springs, which makes them quiet.

Foam Mattresses, What We Like
  • Enhanced pressure relief. Because they tend to be softer than spring mattresses, they are ideal for side sleepers, restless sleepers, or people with painful joints. All this is possible thanks to the use of materials that absorb movement and, in the case of memory foam, even adapt to the body for enhanced pressure relief.
  • Silent. Their springless design using different layers of foam of different densities makes these mattresses quiet and soft. 
  • Durable. Quality foam mattresses are usually much more durable than their spring counterparts. Proof of this is their average lifespan of 8 to 12 years.

Foam Mattresses, What We Dislike
  • May trap body heat. Depending on the type of materials used in its construction, this type of mattress can be "hot" because it traps body heat. However, the latest generation of materials tends to minimise this effect.
  • Expensive. Top of the line and brand name models are usually more expensive than traditional spring mattresses. This is due to the use of exotic materials such as memory foam, gel, and others.
  • Not for everyone. While available in a variety of comfort levels, these mattresses tend to be softer than traditional mattresses, which may not be to the liking of many.
Best Matresses NZ

Hybrid Mattresses

You can think of hybrid mattresses as a combination of traditional spring mattresses and foam mattresses. The result is a softer, more comfortable mattress that combines the advantages of both designs and very few of their disadvantages. In other words, they are quiet, soft but supportive, regulate body temperature much better, and adjust to different sleeping positions. All in all, these mattresses are usually the best of their kind, and for this reason, they are often the most expensive.

Hybrid Mattresses, What We Like
  • Soft. Hybrid mattresses are usually soft enough to offer a higher comfort level without losing the necessary support for the spine and back.
  • Excellent ergonomics. Branded hybrid mattresses often incorporate technologies and materials that suit all types of people, regardless of their sleeping habits.
  • Quiet. While they are not as quiet as foam mattresses, they are quiet enough to go unnoticed during the night, even if you are a restless sleeper.

Hybrid Mattresses, What We Dislike
  • Pretty expensive. Comfort comes at a price, and in the case of hybrid mattresses, this price is usually quite high. Expect to pay thousands of dollars for high-end hybrid mattresses.
  • Too soft for some. Although they are available in various comfort levels, hybrid mattresses are often too soft for some people. In fact, because they do not absorb movement as well as foam mattresses, they are often not the best choice for restless sleepers.

Best Matresses NZ

Key Factors to Consider When Buying a Mattress in New Zealand

When choosing which mattress is best for you, consider the following factors:
  1. Comfort Level: Generally, you can get mattresses with different levels of comfort/firmness, including medium, firm, soft, extra firm, extra soft, and others. Since these are subjective levels, our suggestion is to try the mattress before you buy it. Many shops allow you to try the mattress for one night, which is perfect for getting an idea of what to expect in terms of comfort.
  2. Sleeping position:. Everyone has a different way of sleeping. Some prefer to sleep on their side, some on their back, some on their stomach, and many people change position several times during the night. While, in theory, some types of mattresses are more conducive to one sleeping style than others, it is best to test the mattress as suggested in the previous point.
  3. Price: Depending on your budget, your options may be limited to spring or foam mattresses. However, thanks to advances in materials and manufacturing processes, hybrid mattresses are also available at reasonable prices today. If you can choose between the three types, our recommendation is to first favour brand name mattresses with hypoallergenic materials that offer a generous warranty, even if it means buying a spring mattress.
  4. Size: Last but not least is the size of the mattress. We advise you not to rely on standard sizes, as in some cases manufacturers make mattresses with a few millimetres or even centimetres difference. In other cases, there are also sizes that can be confusing, such as King, Super King, and Californian King mattresses. Always double-check the measurements and compare them with your sheets to avoid headaches later on.

Best Matresses NZ

Four of the Best Mattress Available in New Zealand Right Now

Choosing the best mattress currently available in New Zealand is not an easy task. We have compiled our list (in no particular order) based on average consumer reviews collected from consumer.org.nz as well as other sources both in New Zealand and overseas.

1. Best Budget Mattress: Dunlop Living Foam Single Mattress

More details: Dunlop Living Foam Single Mattress​
​Pricing: From $169
Best Matresses NZ
​What We Like
​What We Dislike
  • Inexpensive 
  • Thicker than regular foam mattresses
  • Easy to clean
  • Available in single and double sizes
  • Not recommended for regular use
  • Cheap materials
If all you require is a mattress for occasional use, then nothing beats a foam mattress. They are economical, practical, lightweight, and easy to wash. Available in the most common sizes for this type of application (single and double), this type of mattress can save you a lot of money when you have a visitor. However, it should be noted that mattresses of this type are not the best for people who are overweight or suffer from back problems.

Dunlop Living Foam Single Mattress Key Features
  • Recommended for: spare beds, occasional usage
  • Mattress Feel: medium
  • Mattress Type: foam
  • Available Sizes: single, double
  • Warranty: 12 months​

2. Best Firm Mattress: SleepMaker Posture Classic Medium Queen Mattress

More details: SleepMaker Posture Classic Medium Queen Mattress​
​Pricing: From $878 (reference price for Queen size)
Best Matresses NZ
​What We Like
​What We Dislike
  • Affordable 
  • Quiltex and Dunlop foams
  • Allergy-control materials
  • Duracoil coil design for firm support
  • Proudly made in New Zealand
  • Offer less pressure relief on joints
Hybrid mattresses do not necessarily have to be prohibitively expensive. Proof of this is this mattress which offers a good alternative for those who prefer a firm rather than a soft firmness level. Available in all sizes, the Sleep Support Classic features a combination of foam and springs that guarantee robust support regardless of your sleeping position. Moreover, its premium hypoallergenic materials ensure long years of trouble-free use.

SleepMaker Sleep Support Classic Queen Mattress Key Features
  • Recommended for: any application or use case 
  • Mattress Feel: firm
  • Mattress Type: hybrid
  • Available Sizes: all sizes
  • Warranty: 5 years

3. Best Soft Mattress: King Koil Chiro Confidence Soft Californian King Mattress

More details: King Koil Chiro Confidence Soft Californian King Mattress​
​Pricing: From around $
5,499 (reference price for Californian King size)
Best Mattresses NZ
​What We Like
​What We Dislike
  • Unparalleled spinal support
  • Breathable pressure-relieving comfort
  • Micro Comfort Coils
  • Cool to touch Gel-infused memory foam
  • Made in New Zealand
  • Quite expensive
  • Rarely in stock
If you are looking for maximum comfort regardless of your sleeping position, this is the ideal mattress. This sophisticated mattress, proudly made in New Zealand, incorporates all kinds of technologies and premium materials to guarantee you a restful night's sleep. The combination of gel-infused memory foam and Micro Comfort Coils allows it to conform to your body shape while regulating the temperature to always feel cool. Furthermore, its unique design provides maximum spinal support to the point of being endorsed by the International Chiropractors Association. All in all, if your budget allows, this is one of the best mattresses available in New Zealand.

King Koil Intimate Phoenix Soft Californian King Mattress Key Features
  • Recommended for: Couples looking for utmost comfort
  • Mattress Feel: soft
  • Mattress Type: hybrid (gel, natural fibres, coils)
  • Available Sizes: all sizes, from single to Californian King 
  • Warranty: 10 years​

4. Best Extra Firm Mattress: Sealy Posturepedic Arlington Extra Firm Double Mattress

More details: Sealy Posturepedic Arlington Extra Firm Double Mattress
​Pricing: From $4,799 (reference price for Double size)
Best Matresses NZ
​What We Like
​What We Dislike
  • ​SmarTex fabric for better moisture control
  • Incredible structural support
  • Made in New Zealand
  • Somewhat expensive
There are times when a firm mattress is not enough, either because of a condition or because you prefer an extreme level of firmness. In such cases, a mattress like the Sealy Posturepedic Extra Firm may be a good option. This mattress features a spring system that responds to your body weight and keeps you in an aligned position for a more restful night's sleep. Its SmarTex fabric also provides excellent body temperature control to keep you cool throughout the night. Finally, its Unicased edge support gives you a larger surface area and unbeatable support.

Sealy Posturepedic Extra Firm Mattress Key Features
  • Recommended for: People who require an extra firm mattress
  • Mattress Feel: extra firm
  • Mattress Type: springs
  • Available Sizes: all sizes, from single to Californian King 
  • Warranty: 10 years​

Best Mattresses NZ Frequently Asked Questions

Frequently Asked Questions

What type of mattress is best for me?

The type of mattress that is best for you will depend on your personal preferences and needs. Some common types of mattresses include memory foam, innerspring, hybrid, and airbeds. Memory foam mattresses are known for their contouring and pressure relief, while innerspring mattresses are known for their support and durability. Hybrid mattresses combine memory foam and innerspring features, and airbed mattresses can be adjusted to your desired level of firmness.

How much should I spend on a mattress?

The amount you should spend on a mattress will depend on your budget and the type of mattress you choose. Mattresses can range in price from a few hundred to several thousand dollars (and more). It's a good idea to set a budget and shop around to find the best deal, and our guide is designed to help you understand what's important.

How long should a mattress last?

The average lifespan of a mattress is about 7-10 years, though some higher-quality mattresses may last longer with proper care.

How do I know if a mattress is comfortable?

The best way to determine if a mattress is comfortable is to try it out in person. Most mattress stores and online retailers offer a trial period during which you can try out the mattress in your home and return it if it is uncomfortable. It's a good idea to spend at least 15-20 minutes lying on the mattress to get a feel for it.

Can I return a mattress if I don't like it?

Not always - stores and online retailers offer a return or exchange policy for mattresses that are faulty or not to standard. However, for 'change of mind', mattresses are often specifically excluded. For this reason it's essential to carefully choose.

How do I care for my mattress?

To care for your mattress, use a mattress protector to protect it from spills and stains, and rotate it every 3-6 months to evenly distribute wear and tear. You should also vacuum the mattress regularly to remove dust and debris.

Can I wash my mattress protector?

Most mattress protectors are machine washable and can be laundered according to the care instructions on the packaging. It's a good idea to use a mild detergent and wash the protector in a cold or warm setting, as hot water can shrink or damage the fabric.

Is it better to buy a firm or soft mattress?

The firmness of a mattress is a matter of personal preference, and there is no one-size-fits-all answer. Some people prefer a firmer mattress for support and alignment, while others prefer a softer mattress for pressure relief and comfort. It's a good idea to try out a few different firmness levels to see what feels most comfortable for you.

What is a memory foam mattress made of?

Memory foam mattresses are made from a special type of foam that is highly responsive to pressure and body heat. The foam is made from polyurethane, a synthetic material that is derived from petrochemicals, and may also contain other additives such as plant-based oils, gels, and fragrances.

Can I flip a memory foam mattress?

Memory foam mattresses do not need to be flipped like traditional innerspring mattresses, but some manufacturers recommend rotating them 180 degrees every 3-6 months to distribute wear and tear evenly. It's a good idea to refer to the care instructions provided by the manufacturer for specific guidance on how to care for your memory foam mattress.

What is a hybrid mattress?

A hybrid mattress is a type of mattress that combines the features of both memory foam and innerspring mattresses. The top layer of a hybrid mattress is typically made of memory foam or another type of foam, while the bottom layer is made of innerspring coils. Hybrid mattresses are designed to provide the pressure relief and contouring of memory foam with the support and durability of innerspring coils.
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  • Credit Cards
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        • Qantas Credit Cards
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  • Banking & Savings
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      • LifeDirect Mortgages Review
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  • KiwiSaver
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  • Travel Insurance
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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    • Shopping Resources
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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