MoneyHub NZ
  • Search
  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Jarden Direct Review
        • InvestNow Review
        • Kernel Review
        • Flint Wealth Review
        • Interactive Brokers
        • Smartshares Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Jarden Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
    • Introduction to Investing
      • Guides
        • Index Funds
        • 10 Ways to Invest in New Zealand
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • ETFs (Exchange Traded Funds)
        • Best Retirement Income Products in New Zealand
        • Index Funds vs ETFs
        • Shares vs ETFs
        • Dollar-Cost Averaging Guide
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Our Favourite Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • Managed Funds
          • Booster Private Land and Property Fund Review
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowd Funding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Forex Trading Tools
        • Forex Trading Platforms Comparison
        • Forex Trading Courses and Education
        • Forex Regulation
        • Copy Trading
    • Cryptocurrency
      • Reviews
        • Easy Crypto Review
        • Swyftx Review
        • Binance Review
        • Easy Crypto vs Swyftx
        • Independent Reserve Review
        • eToro Review
        • Coinbase Review
        • Kiwi-Coin Bitcoin Exchange Review
        • Vault International Bitcoin Fund Review
      • Guides
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
        • Guide to NFTs
        • Bitcoin Wallet Guide
        • Bitcoin Mining
        • How to Sell Bitcoin
        • Bitcoin and Crypto Scams
        • Initial Coin Offerings
        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
          • How to Buy Litecoin in New Zealand
          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Bad Credit Car Loans
      • Car Finance Company Reviews
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • MTF Finance Review
        • Simplify Loans Review
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • MBI (Mechanical Breakdown Insurance)
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Car Insurance
      • Guides
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
      • Reviews
        • Tower Car Insurance Review
        • Cove Car Insurance Review
        • Trade Me Car Insurance Review
      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
      • Third Party Car Insurance
      • Caravan Insurance
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Where is Amex Accepted?
      • Credit Card Interest Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Travel Money Cards
        • Australia Travel Money
        • Bali Travel Money
        • Fiji Travel Money
        • Rarotonga Travel Money
        • UK Travel Money
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • International Money Transfers
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Booster Savvy Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Guide
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
    • Mortgage Management
      • Saving for a House Deposit
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • Kernel KiwiSaver Review
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
    • Business Insurance
      • Public Liability Insurance
      • Business Interruption Insurance
      • Professional Indemnity Insurance
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • Business Calculators
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2023 and 2024
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • NZ Superannuation in a Nutshell
    • Superannuation Rates 2023
    • Government Departments Helping New Zealanders Directly
    • COVID-19 Help
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Job Hunting
    • Job Applications
      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Travel
    • How to Get Access to Airport Lounges
    • Flybuys Review
    • Fastest Way To Earn Air NZ Status Points
    • How to Redeem Air New Zealand Airpoints Dollars
    • Air New Zealand Koru Membership Review
    • Air New Zealand Travel Tips
    • Air NZ Upgrade Guide
    • Airpoints Flexipay Guide
    • No Nonsense Upgrade Guide
    • Cheap Domestic Flights
    • Car Rental Hire
    • Auckland Airport Car Parking
    • First Table Guide
    • Accor Plus Review
    • Queenstown Like a Local
    • Auckland Travel for Less
    • Hotel Booking Sites Compared
    • 100+ Free Things to do in Auckland
    • Layby Flights Guide
    • Airbnb Refunds (Coronavirus)
    • Air New Zealand Refunds & Credits
    • Google Flights Guide
    • Skyscanner Guide
    • Working Holiday Visas
    • Currency Converter
    • Qatar Airways Travel Tips
    • Foreign Currency Exchange
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Broadband
    • Compare Broadband Plans
    • No Contract Broadband
    • Rural Broadband Plans
    • Internet Speed Test
    • Broadband Provider Reviews
      • 2degrees Broadband Review
      • Bigpipe Broadband Review
      • Compass Broadband Review
      • Contact Broadband Review
      • Electric Kiwi Broadband Review
      • Farmside Broadband Review
      • Flip Broadband Review
      • Mercury Broadband Review
      • MyRepublic Broadband Review
      • NOW Broadband Review
      • One NZ Broadband Review
      • Orcon Broadband Review
      • Spark Broadband Review
      • Skinny Review
      • Slingshot Broadband Review
      • Starlink Review
      • Voyager Broadband Review
      • Wireless Nation Broadband Review
  • Power
    • Compare Power Companies
    • Power and Broadband Bundles
    • How to Lower Your Power Bills
    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
    • How to Use Less Power
    • Power Companies
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Z Energy Power Review
  • Financial Independence
    • FIRE Guides
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
    • FIRE Tools
      • Budgeting Apps
      • Debt Repayment Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Tax Refunds
    • Money Tips
      • 20 Things to Stop Buying to Have More Money
      • 20 Indicators You're Doing Well Financially
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Money Habits that Keep You Poor
      • Saving on Household Bills
      • Debt Help
      • CAP (Christians Against Poverty) Review
      • Debtfix Review
      • Getting into Debt to Meet Short Term Living Costs
      • How to Survive a Recession
      • Average NZ Salary by Age
      • How to Maximise Income in Retirement
      • How to Handle Rising Interest Rates
      • Free Money from the Government
      • Bankruptcy Guide
      • Unclaimed Money in New Zealand
      • Financial Planning for Children With Disabilities
      • Should I Stop Contributing to KiwiSaver?
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand - 2022 and Beyond
      • Tips for Families on a Single Income
      • Side Hustles
      • Charities in New Zealand
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
  • Trade & Professional Services
    • Auckland Trade & Professional Services
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services
      • Arborists Wellington
      • Bathroom Renovations Wellington
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Best Treadmills 2023: The Definitive New Zealand Home Buying Guide

Our guide explains everything you need to know to buy the treadmill at the best price.
Best Treadmill NZ
Updated 4 January 2023
Summary
  • Treadmills are popular fitness tools in many New Zealand homes and offer comprehensive workouts in the comfort of your own home (without worrying about the weather, being around others, or fighting for the few treadmills at the gym).
  • This guide outlines everything you need to know before making a decision buy a treadmill. Prices vary considerably; we explain what matters most before you invest. 

​Our guide covers:
  • Know this first: What Should you Look for in a Treadmill?
  • What Types of Treadmills are Available?
  • Buying a Treadmill Frequently Asked Questions
  • ​The Best Treadmills Available in New Zealand Right Now
  • Short-Term, Low-Cost Alternative: Hiring a Treadmill 

Your Guide to What to Look for in a Treadmill, thanks to TheMarket NZ:
  • Our friends at TheMarket NZ sponsor this MoneyHub guide.
  • If you are looking to buy a treadmill, our guide helpfully takes you through what’s available and lists the best options available right now online and in stores around New Zealand.
  • TheMarket is a trusted retailer owned by The Warehouse Group, just like Noel Leeming, Torpedo 7 and other well-known New Zealand stores.
  • TheMarket offers several treadmills – you can see their current selection here.
Picture
TheMarket Treadmill

Best Treadmills NZ

Know this first: What Should you Look for in a Treadmill?

Before you shop for a treadmill, know what to look for in one. It may seem like a simple decision, but it’s harder than you think. Consider the following features:

1. The Treadmill Motor
  • Ask what the continuous horsepower rating is on a treadmill. This is your most important number. It tells you what the treadmill can deliver over lengthy periods. Ideally, you want a horsepower of 1.5 – 2.0hp or higher. Anything lower and you may be disappointed in its performance, especially if you are a runner.
  • In addition to the motor’s speed, is its noise level. A loud treadmill may make you crazy and may even drown out your music as you try to work out. Read reviews or listen to the treadmill in the store to determine how loud it is and if it will annoy you. Listen not only for the treadmill’s motor but the vibration level too, as that can get on your nerves while you run. 

2. The Quality of the Running Mat
  • The quality of the running mat matters for a few reasons - the better the mat quality, the quieter the treadmill runs, and the thicker the mat or the better the quality, the longer it will last.
  • At the very least, make sure the running mat is 2 ply construction for the best comfort and least amount of noise. The running mat should also be well oiled underneath (so it doesn’t stick to the running board and cause the motor to burn out prematurely). 
  • Think about how you enjoy running. Do you enjoy the hard pavement when you run outside, or do you prefer a more cushioned surface? You’ll find treadmills that span the spectrum of padded and cushioned surfaces to flatter surfaces, catering to different types of runners. 

3. The Walking or Running Surface
  • Your safety depends on the width of the treadmill. First, determine if you’ll walk or run on it. If you’ll do both, look for a treadmill that’s wide enough for you to run, as you need more room for running than walking.
  • A treadmill meant for running should measure at least 43 cm wide, whereas you can get away with a 40 cm wide treadmill if you’ll only walk on it.
  • Pay attention to the length of the walking or running surface too. Walkers need a length of at least 125 cm and runners need at least 135 cm. If you are exceptionally tall or a fast runner, you may want a longer length. Your stride helps determine the right length. 

4. The Size of the Mat Rollers
  • The mat rollers are what keep the mat rolling on the treadmill. The smoother the mat rolls, the safer your walk or run is, and the less noise the treadmill makes.
  • Larger rollers allow the mat to last longer as it resists bending and undergoes less wear and tear. Large rollers also don’t have to work as hard, which reduces the amount of heat and friction, reducing the wear and tear on the mat. Mat rollers should be at least 2.5 inches for the smoothest run. 

5. The Incline
  • Do you like to run or walk at an incline? Do you want power or manual incline features? Power incline is the easiest and fastest way to adjust your height while you’re walking or running. Incline running or walking is one of the best ways to burn fat.
  • Many treadmills have a one-button process that inclines or declines the treadmill for you quickly. This can be important, especially when you’re running out of breath and want to get the incline down fast. 

6. The Dashboard
  • What information do you want on your treadmill’s dashboard? Do you want to know how far you ran? The time it took? The incline you walked or ran at? How many calories you burned? Do you want specific programs that alter your course? Do you want your treadmill to track your heart rate? Do you want an emergency pull button if you feel sick or need to stop suddenly? 

7. Music
  • Do you want to be able to plug your phone or iPod into the treadmill to hear your music? Do you want Bluetooth speakers in it? What about the treadmill itself, do you want one that will talk to you into your earbuds, telling you what’s coming next, giving warnings, or alerts?

Remember - be specific about what you want as each treadmill has different dashboard features. ​

best treadmills NZ

What Types of Treadmills are Available?

Treadmills come in all forms - the four options below explain what's available in New Zealand, and the pros and cons of each.

Option One: Walking Treadmills

Walking treadmills are the narrowest and have the smallest mat size. Walking treadmills usually have a light frame and slow motor. You may be able to adjust the incline, but you shouldn’t job on walking treadmills.

Pros:
  • A small size that fits just about anywhere
  • Lightweight and easy to move around
  • Good for walking at fast speeds

Cons:
  • Not made for jogging or running
  • The speeds may be too slow for anyone that prefers even speed walking

Option Two: ​Jogging Treadmills

Jogging treadmills have a larger mat size to allow for more running space and safety. Jogging treadmills measure 42 – 45 cm wide and 120 – 140 cm long. Jogging treadmills have a sturdier frame and a faster motor of about 2.5hp or higher. 

Pros:
  • Good for joggers that like different running programs
  • Sturdier frame lasts longer
  • Safer mat size even for walkers

Cons:
  • The heavier frame makes it hard to move
  • The wider frame makes it hard to find somewhere to keep it

Option Three: Running Treadmills

Runners run at incredible speeds and need a treadmill that can keep up with them. Running treadmills have a much larger mat measuring more than 45 cm wide and 140 cm long. The motor usually runs at 3.0hp or more. 

Pros:
  • Can withstand fast running speeds up to 10 km/h
  • A heavy-duty frame that lasts a long time
  • Great for walking, jogging or running

Cons:
  • Its wide construction requires plenty of room around it
  • Running treadmills are often expensive

Best Treadmills NZ

Treadmill Frequently Asked Questions

How do you choose a good treadmill? 

Pay close attention to the mat size (make sure it’s wide enough for your walking or running) and the speed. If the treadmill doesn’t support your exercise, whether jogging or running, it will break down faster and could it put you in danger if it’s not wide enough to support running. Also pay close attention to safety features, such as handrails, emergency stop buttons, and mat roller sizes.

How much horsepower does a treadmill need?

Walkers can get by with the least amount of horsepower, typically 2.0 hp. Joggers, on the other hand, need 2.5 hp and runners need at least 3.0 hp. Base your horsepower needs on your speed though. If you’re a fast jogger or a fast runner, you’ll need greater speeds than the minimum to keep up with yourself and to ensure the horsepower is enough for you.

When is the best time of year to buy a treadmill?

Many manufacturers run sales on treadmills in January, right after everyone set their New Year’s resolution and are more likely to buy exercise equipment. You may find sales during other times of the year, but January typically offers the best deals.

Is it okay to run on a treadmill every day?

While you should vary your exercise routine to wake up your muscles, there’s nothing wrong with walking or running on the treadmill every day. If you decide to do this though, make sure you choose a heavy-duty treadmill that can withstand that type of wear and tear. Too much use on a ‘low-end model’ may cause it to fail prematurely. 

Is a treadmill worth the price?

Treadmills are an investment, but they are an investment in your health. You don’t have to worry about getting to the gym (and you don’t have to pay for the membership). You also don’t have to worry about the weather. There are no excuses why you can’t work out when you have a treadmill at home.

How much should I expect to pay for a treadmill?

Treadmills range in price from around $500 to $3,000 or more, depending on the appliance's size, features, and quality.

What features should I look for in a treadmill?

Some features to consider when purchasing a treadmill include the size and weight capacity of the unit, the motor size and power, the cushioning system, and the available workouts and programs.

How do I choose the right size treadmill for my space?

It is important to choose a treadmill that is the appropriate size for the space in which it will be used. Consider the size of the room and the size and weight of the person who will be using the treadmill.

How do I maintain a treadmill?

To maintain a treadmill, it is important to regularly clean and lubricate the belt and check for any visible signs of damage or wear and tear. It is also a good idea to follow the manufacturer's recommendations for regular maintenance, such as tightening bolts and checking the motor.

Can a treadmill be used for weight loss?

A treadmill can be an effective tool for weight loss when used as part of a balanced diet and exercise plan. Regular use of a treadmill can help burn calories and improve cardiovascular fitness.

Will a treadmill be noisy?

Treadmills can vary in terms of noise level, with some models being quieter than others. If noise is a concern, you may consider a treadmill with a quieter motor or a treadmill with a built-in fan or music player to help mask any noise.

Can I use a treadmill in small spaces like an apartment?

Yes, it is possible to use a treadmill in a small space, such as an apartment. However, it is important to choose a treadmill that is appropriately sized for the space and to use the treadmill at a volume that is respectful of your neighbours.

Should I buy a treadmill with a motor or a manual treadmill?

The best type of treadmill for you will depend on your preferences and needs. A motorized treadmill is typically more expensive than a manual treadmill, but it may be more convenient and offer a wider range of workouts and programs. A manual treadmill is generally less expensive and may be a good option for those who prefer a simple, low-impact workout.

Best Treadmills NZ

The Best Treadmills Available in New Zealand Right Now

Our list below, which is in no particular order, covers three reliable and trusted treadmills available online and in stores around New Zealand. We have selected these based on average consumer reviews from customers locally and internationally, as well as various vendor websites and social media platforms both in New Zealand and, if available, overseas.
 
No Treadmill brand or retailer or brand has paid to appear on this list, and MoneyHub.co.nz has no relationship with any supplier or brand below.
Best Treadmills NZ

  • Go from 1 km/h to 20 km/h on the FreeForm Cardio F80 Treadmill. The easy to manoeuvre speed control buttons allow speed adjustment with one button.
  • 3.0 continuous horsepower and pre-set programs.
 
Pros:
  • Quiet motor thanks to the high-grade insulation that reduces the machine’s vibration
  • 15 incline levels
  • Includes safety features such as emergency stop braking

Cons:
  • Some runners don’t like the feel of the cushioned running pad
  • You need a lot of room to store it 

Pricing: From $1,599

Learn more here: Torpedo7 and GymandFitness.co.nz

freeform f80 marathon runner treadmill
Best Treadmills NZ

NordicTrack T Series Treadmills

  • The Nordic Track T Series Treadmills have a 2.6 continuous horsepower and goes up to 10 mph.
  • It has up to a 10-degree incline and includes a heart rate monitor.
  • The 1.9” rollers and SMART-Response motor give you a smooth run, and its SpaceSaver design makes it easy to store.
 
Pros:
  • Holds up to 300 pounds
  • Folds up for easy storage
  • Has exceptional horsepower, great for runners

Cons:
  • The rollers measure 1.9”, which is less than the ideal 2.5” rollers
  • It may be harder to move than the advertisements claim
 
Pricing: From $5,599

Learn more here: EliteFitness.co.nz
NordicTrack T Series Treadmill
Best Treadmills NZ

NordicTrack 2450 Treadmill

  • The NordicTrack 2450 has 4.0 continuous horsepower and goes up to 22 kph.
  • It's easy incline adjustment goes from a 3% decline to a 14% incline, and the belt is wide enough for even the fastest runner.
  • If you prefer preset workouts, you’ll love the 50 preset workouts the NordicTrack offers.
 
Pros:
  • Large 14” HD display touchscreen
  • Links up with iFit for live workouts with live instructors
  • Heart rate grips or separate strap for heart rate monitoring

Cons:
  • The iFit subscription is an extra charge
  • You may have to change the deck if you prefer a hard (or soft) surface

Pricing: From $7,245

Learn more here: NordicTrack and EliteFitness.co.nz
NordicTrack 2450 Treadmill

Hiring a treadmill

Short-Term, Low-Cost Alternative: Hiring a Treadmill

Many fitness providers hire treadmills, avoiding the need to buy (and store) a treadmill long-term. Hiring vs buying is increasingly popular - with many models costing around $2,000, paying per week is attractive. While prices range, you can hire a treadmill for a year for around $500 to $900. Most people take an 8-week or 12-week option and commit to regular use.

Before hiring any treadmill, be aware:
  1. Entering into an agreement creates a credit contract, so you'll have to pay what you agree when you hire the treadmill
  2. Find out what the replacement or repair policy is before signing up to hire
  3. Confirm the delivery and collection pricing - i.e. is it free, or are there extra charges?
  4. Understand what the cleaning fees are when you return it, and/or the condition it needs to be returned in. 

Final thoughts:
  • Take your time when choosing a treadmill. It’s a large (and expensive) purchase that should last you for many years. Think about everyone that will use the treadmill, and where you’ll store it as it’s not something you’ll want to move often.
  • It’s an investment in your home and your health, so take your time choosing the right one for you. 

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