MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
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  • Banking & Savings
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  • KiwiSaver
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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  • Trade Services
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Pet Sitters - Options and Costs - The Definitive New Zealand Guide

Explore our comprehensive guide to pet sitting options and costs, which explains the costs, must-know considerations, listing platforms, alternatives, pros and cons and frequently asked questions.
Pet Sitters NZ Comparison and Costs
Updated 10 March 2025
Summary:
  • ​In New Zealand, pet sitting is a growing industry, with many options available to suit different needs and budgets. Pet sitters offer a convenient and personalised alternative to traditional kennels and catteries. Pet sitters can provide in-home care for pets while their owners are away, including feeding, exercise, and companionship.
  • ​A range of pet sitting services are available throughout New Zealand, including individual pet sitters, professional pet sitting companies, and boarding pet sitters. The cost of pet sitting can vary significantly, and pet owners need to shop around and get quotes from multiple pet sitters to find the best price for their needs.
  • Pet owners should also consider their pet's specific needs and choose a pet sitter that meets them. While pet sitting can be a convenient and beneficial option for many pet owners, it's important to weigh the pros and cons and decide what is best for the pet and the owner.

Our guide covers:
  • What are Pet Sitters and What Do They Do?
  • Popular and Trusted Pet Sitting Platforms
  • Pros and Cons of Pet Sitters
  • ​Frequently Asked Questions

Compare Pet Insurance Quotes from New Zealand's Most Trusted Insurers, Relied on by Thousands of Pet Owners:

Christopher Walsh MoneyHub Founder
Christopher Walsh
MoneyHub Founder

Our pet insurance research has identified the top pet insurers offering unbeatable prices and value. We suggest getting instant quotes from Southern Cross, PD Insurance, and Cove before exploring the wider market—this way, you can be confident you're getting the best possible deal. Our view is this:
  • Southern Cross: Trusted for its comprehensive coverage and customer-focused policies, Southern Cross is a leading choice for pet owners. Their plans cover everything from routine care to major surgeries, ensuring your pet's health is fully protected. As a not-for-profit with a strong reputation for paying claims, Southern Cross also offers options for dental care, vaccinations, and wellness benefits, making keeping your pet healthy and happy much easier. Plus, you can save with their exclusive discounts - a 5% additional pet discount if you're insuring more than one pet, a 2.5% discount for Southern Cross Health Society members, and another 2.5% discount for setting up a direct debit.
  • PD Insurance: PD Insurance covers 100% of vet bills (subject to claim limits and exclusions), with flexible excess options ($100, $150, or $200). With a quick, two-day reimbursement process for accepted claims and no lock-in contracts, PD Insurance is a hassle-free option. They also offer a "buy online, get the first month free" promotion, making it even more appealing. Plus, only one excess is charged per claimable event, so follow-up bills won't cost extra.
  • Cove: Cove's Major policy is ideal for those who want budget-friendly premiums with coverage for large, unexpected vet bills. With flexible payment options and no long-term contracts, Cove easily manages your policy. Plus, they offer your first month free (worth up to $100) on your first policy, adding even more value.
  • Getting a quote from these top insurers is quick and easy—just two to three minutes is all it takes to see how much you can save.
  • Advertising Disclosure: We may receive a payment from a pet insurer if you purchase a policy through our links. Our shortlist is based on coverage quality, claims history, flexibility, and value.
pet insurance southern cross
Southern Cross
PD Insurance - Pet Insurance NZ Compare
PD Insurance
Cove Pet Insurance NZ
Cove

What are Pet Sitters and What Do They Do

What are Pet Sitters and What Do They Do?

Pet sitting is a service offered to pet owners who need someone to take care of their furry friends while away from home. It's a popular alternative to traditional kennels or catteries, as it allows pets to remain in the comfort of their own home and receive individual care and attention.
​
Pet sitters are individuals or companies that offer in-home care for pets while their owners are away. They typically visit the pet's home regularly to feed, exercise, provide companionship, and take care of any other pet needs. Some pet sitters may offer additional services such as administering medication or grooming. Pet sitters may work with various pets, including dogs, cats, birds, and small animals such as rabbits and guinea pigs.

What are the different types of pet sitters in New Zealand?

There are several different types of pet sitters available in New Zealand:
  • Individual pet sitters: These individuals offer pet-sitting services on a freelance basis. They may work with various pets and offer a range of services.
  • Professional pet-sitting companies: These companies offer pet-sitting services as their main business. They may employ multiple pet sitters and offer in-home visits, dog walking, and grooming services.
  • Boarding pet sitters: These are pet sitters who offer overnight care for pets in their homes. This option can be good for pets who don't do well in a kennel or cattery environment.
  • Pet-sitting services within a boarding kennel or cattery: Some kennels and catteries may offer pet-sitting services in addition to traditional boarding. These services may include in-home visits or daycare options.

What is pet boarding? How is it different to pet sitting?

  • Pet boarding is a type of pet care service where pets are housed and cared for by a professional boarding facility or individual while their owners are away. Pet boarding facilities can range from small, family-run businesses to large businesses. Pet boarding facilities typically offer a range of services, including basic care such as feeding and cleaning, as well as additional services such as exercise, grooming, and medical care.
  • On the other hand, pet sitting is a pet care service where a pet sitter comes to the pet's home to care for the pet while the owner is away. Pet sitters may provide a range of services, including feeding, watering, and cleaning, as well as exercise, playtime, and companionship.
  • Pet boarding and pet sitting are options for pet owners who need to leave their pets while they’re away, but they differ in terms of where the pet is cared for and the type of care provided.
  • Pet boarding facilities may offer a more structured and comprehensive range of services but may not provide the same level of individualised care and attention as a pet sitter.
  • Pet sitting may offer more individualised care and attention but may not be able to provide the same range of services as a pet boarding facility.

Our comprehensive guides to catteries in Hamilton, Wellington, Christchurch, Auckland and Tauranga; and dog kennels in Tauranga ,Hamilton, Auckland , Wellington and Christchurch have further information.

How Much Do Pet Sitters Cost?

​The cost of pet sitting can vary significantly depending on the location, the service offered, and the individual pet sitter or company. Pet sitters generally charge by the day or visit, and their prices vary depending on the city and region but for Auckland for example, prices range from $60 to $100 per day or $30 to $50 per visit. Some pet sitters may offer discounts for extended stays or multiple pets. To get the best price and service, we suggest getting quotes from multiple pet sitters.

What about live-in pet sitters?
Many pet sitters provide a free live-in service (although power, water and internet will be used). Trusted live-in pet sitters look after your pets and continue all the animals' usual routines, including medication, grooming, exercise, and bedtime routines as if the owner were still there.

When do people hire pet sitters?

Pet owners may hire pet sitters for a variety of reasons, including:
  • Holidays: Pet owners may hire pet sitters while on holiday to care for their pets while away.
  • Business trips: Pet owners may hire pet sitters for shorter periods while they're away on business.
  • Work commitments: Pet owners who work long hours or have irregular schedules may hire pet sitters to care for their pets during the day.
  • Medical appointments: Pet owners may hire pet sitters to care for their pets while they're away for medical appointments or treatments.

Warning: In many cases, a pet sitter will be trusted in your home and this is not without its risks. Before hiring anyone or accepting their services, please keep in mind the following:
  1. Pet sitters should be reliable and trustworthy: Pet owners need to choose a pet sitter who is reliable and trustworthy, as they will be responsible for the care of the pet while the owner is away.
  2. Pet sitters should be able to meet the needs of the pet: Pet owners should choose a pet sitter who can meet their pet's specific needs, whether administering medication or catering to a special diet. You'll need to be as specific as possible about this as the needs of pets vary greatly as does a pet sitter's experience.
  3. Pet sitters should have good references: Pet owners should look for online reviews and/or ask for references from pet sitters and speak to previous clients to get a sense of their reliability and the quality of their service.
  4. Pet sitters should be insured: Pet owners should choose a pet sitter insured in case of any accidents or injuries that may occur while caring for the pet.

Popular and Trusted Pet Sitting Platforms NZ

Popular and Trusted Pet Sitting Platforms

  • ​Generally, there aren’t chains of pet sitting companies. Instead, pet sitters are local operators working with a handful of pets.
  • As a result, pet sitting platforms are the most common way for people to find pet sitters (apart from word of mouth).
  • Our list below covers the most popular pet sitter websites in New Zealand offering pet sitting, and outlines what you need to know.
Kiwi House Sitters

Kiwi House Sitters

  • Kiwi House Sitters is a platform that connects pet owners with trusted house sitters in New Zealand.
  • Pet owners can search for and book a house sitter through the platform and review and rate the services provided. House sitters can create profiles on the platform and offer their services to pet owners.
  • Kiwi House Sitters aims to provide a convenient and reliable way for pet owners to find someone to care for their pets and homes while they're away.
  • Kiwi House Sitters is free for pet owners to sign up and place ads to look for a pet sitter. The website primarily generates revenue through advertising and successfully connecting pet sitters to pet owners (it is pet sitters who pay an annual membership fee to look after pets and stay in their owner's homes).
  • Website: Kiwi Pet Sitters
Pawshake Pet Sitter NZ

Pawshake

  • Pawshake is a website and app that connects pet owners with trusted pet sitters and dog walkers in their local area.
  • Pet owners can search for and book a pet sitter or dog walker through the platform and review and rate the services provided.
  • In addition, pet sitters and dog walkers can create profiles on the platform and offer their services to pet owners in their local area.
  • Pawshake aims to provide a convenient and reliable way for pet owners to find quality care for their pets while away.
  • Website: Pawshake
Holidog Pet Sitter NZ

Holidog

  • Holidog is a platform that connects pet owners with trusted pet care providers, including pet sitters, dog walkers, and boarding facilities. Pet owners can search for and book a pet care provider through the platform, and can also review and rate the services provided.
  • Pet care providers can create profiles on the platform and offer their services to pet owners in their local area.
  • Holidog aims to provide a convenient and reliable way for pet owners to find quality care for their pets while they are away. 
  • Website: Holidog

Beyond the list above, there are also local providers (that may or may not list themselves on the above websites).

What are the alternatives to pet sitters?

There are several alternatives to pet sitters including:
  • Kennels and catteries: These are facilities where pets are housed while their owners are away. They offer a range of services, including feeding, exercise, and grooming, but may not offer the same level of individualised care and attention as a pet sitter.
  • Boarding with friends or family: Some pet owners may have their pets stay with friends or family members while they're away. This choice can be a good option for placing pets in a comfortable environment, but it may not be suitable for all pets.
  • In-home dog daycare (during a normal workweek): Some pet owners may have their pets stay in a home environment with a dog daycare provider while at work. This option can be good for pets who don't do well in a kennel or cattery environment and need more socialisation.

Pros and Cons of Pet Sitters

Pros and Cons of Pet Sitters

There are several benefits to using a pet sitter rather than a kennel or cattery:
  • Comfort and familiarity: Pets can stay in the comfort of their own home and familiar surroundings, which can reduce stress and anxiety.
  • Individualised care: Pet sitters offer individualised care and attention to each pet, which can be particularly beneficial for pets with special needs or requiring extra care and attention.
  • Flexibility: Pet sitters can be flexible with their schedules and visit times, allowing owners to choose a service that best suits their needs.
  • Convenience: Pet sitters can often offer additional services such as administering medication or grooming, which can be convenient for busy owners.
  • Peace of mind: Pet owners can know that their pet is being well cared for while they're away.

There are a few downsides to using a pet sitter, including:
  • Cost: Pet sitting can be more expensive than a kennel or cattery, especially if multiple visits per day are required or if the pet sitter provides additional services such as grooming or administering medication. However, short-term pet sitters that live in your home and don't charge a fee can be very cost-effective. 
  • Limited availability: Pet sitters may not be available during peak times or in certain locations, making it difficult for pet owners to find a suitable sitter.
  • Trust: Pet owners may be concerned about leaving their pet with a stranger and need to build trust with their pet sitter.

Pet Sitters - Options and Costs - Frequently Asked Questions

Frequently Asked Questions

The below list is not exhaustive - please ask the prospective pet sitter all relevant questions before hiring them, and be sure you understand their answers and any limitations they have.

Are pet sitters worth it?

Whether or not pet sitting is worth it will depend on the individual circumstances of the pet owner and their pet. Some pet owners may find that the benefits of pet sitting outweigh the costs, while others may prefer the convenience of a kennel or cattery.

What’s the difference between a Dog Kennel and a pet sitter? What about a Cattery and a pet sitter?

A kennel or cattery is a facility where pets, typically dogs or cats, are housed while their owners are away. These facilities offer a range of services, including feeding, exercise, and grooming, but they may not offer the same level of personalised care and attention as a pet sitter.
​
Pet sitters, on the other hand, are individuals or companies that offer in-home care for pets. They typically visit the pet's home regularly to feed, exercise, provide companionship, and take care of any other pet needs. In addition, some pet sitters may offer additional services such as administering medication or grooming.

Where can I find more about dog boarding?

Check out our definitive guide to dog boarding kennels in Auckland, Hamilton, Wellington, Christchurch and Tauranga

How do I know if a pet sitter is reliable and trustworthy?

There are several ways to ensure that a pet sitter is reliable and trustworthy:
  • Ask for references and speak to previous clients.
  • Meet the pet sitter in person before hiring them.
  • Ask about their experience and training in pet care.
  • Check if they're insured in case of any accidents or injuries.

What factors should I consider when hiring a pet sitter?

​A contract with a pet sitter should include the following information:
  • The dates and times of the pet-sitting service.
  • The services to be provided include feeding, exercise, and administering medication.
  • The rate for the pet sitting services.
  • Any additional fees or charges, such as for additional pets or extended stays.
  • The contact information for the pet sitter and the pet owner.
  • Any special instructions or requirements for the care of the pet.
  • The cancellation policy.
  • Any liability or insurance information.
It's important to have a plan in case of emergencies while you are away. Here are some steps to take:
  • Leave contact information for yourself and any emergency contacts with the pet sitter.
  • Make sure your pet has identification tags and is up to date on all vaccinations.
  • Ensure the pet sitter knows the location of important documents, such as medical or vaccination records.
  • Ensure the pet sitter knows the location of emergency supplies, such as a first aid kit.
  • Consider purchasing pet insurance to cover any unexpected medical expenses.

Is it okay to leave my pet with a pet sitter for an extended period?

​Leaving your pet with a pet sitter for an extended period can be a good option for some pets, as long as the pet sitter is reliable and trustworthy and the pet is comfortable with the arrangement. It's important to ensure that the pet sitter can meet the pet's needs, including providing adequate exercise, companionship, and medical care if necessary. It's also a good idea to check in with the pet sitter regularly and make arrangements for someone to check on the pet if you are away for an extended period.

Can I leave my pet with a pet sitter if my pet has special needs or requires medication?

​Yes, it's possible to leave your pet with a pet sitter if they have special needs or require medication. However, it's important to choose a pet sitter who is comfortable and capable of meeting your pet's needs. Be sure to communicate clearly with the pet sitter about your pet's specific needs and ensure they're aware of any medications or special care that your pet requires. It's also a good idea to leave detailed instructions and make arrangements for someone to check on the pet if you are away for an extended period.

Can I leave my pet with a pet sitter if they have special needs, health issues, or behavioral challenges?

Leaving pets with conditions like separation anxiety, health concerns, or behavioural issues with a pet sitter requires thoughtful selection. For pets with separation anxiety, finding a sitter experienced in such situations who can provide comforting items and calming techniques is essential. Consulting a veterinarian or professional trainer may also be beneficial for managing anxiety.

For older pets or those with health problems, the sitter should be knowledgeable and comfortable handling these specific needs. Similarly, pets with behavioural issues need a sitter skilled in managing such behaviours, offering the necessary attention and care for their comfort. Ultimately, the goal is to choose a pet sitter who is experienced and willing to work closely with you to ensure the well-being and comfort of your pet.

How do I prepare my pet for a pet sitter if they have never been left with a pet sitter before?

If your pet has never been left with a pet sitter before, it's important to prepare them gradually to help them adjust to being left alone. Here are some steps you can take:
  • Introduce your pet to the pet sitter before you leave, and allow them to spend some time together to get comfortable.
  • Leave your pet with the pet sitter for short periods, gradually increasing the duration as they become more comfortable.
  • Leave your pet with a familiar item, such as a blanket or toy, to help them feel comforted while you are away.
  • Consider using a calming pheromone spray or diffuser to help your pet relax.
  • Leave detailed instructions for the pet sitter and ensure they're familiar with your pet's routine and any special needs.

​It's important to be patient, and understanding as your pet adjusts to being left with a pet sitter. If you have concerns about your pet's ability to adjust, it may be a good idea to speak with a veterinarian or a professional trainer for guidance.

How do I ensure that my pet gets enough exercise with a pet sitter?

It's important to make sure that your pet gets enough exercise while you are away. Here are some steps you can take:
  • Discuss your pet's exercise needs with the pet sitter before hiring them, and ensure they can provide adequate exercise for your pet.
  • Leave detailed instructions for the pet sitter about your pet's exercise routine and any special considerations.
  • Consider hiring a pet sitter who offers additional services such as dog walking or playtime to ensure your pet gets enough exercise.
  • Consider hiring a pet sitter who can take your pet to a local dog park or other off-leash areas for exercise.
  • Consider hiring a pet sitter who can take your pet for a hike or outdoor adventure if your pet enjoys that type of activity.

Can I leave my pet with a pet sitter if they're on a special diet or have food allergies?

​Yes, leaving a pet with a special diet or food allergies with a pet sitter is possible. However, it's important to choose a pet sitter who is familiar with special dietary needs and willing to work with you to ensure your pet's dietary needs are met. Be sure to communicate clearly with the pet sitter about your pet's dietary requirements and leave detailed instructions for their care. It's also a good idea to leave any necessary supplies, such as special food or treats, in an easily accessible location.

Related Guides:
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  • Compare Pet Insurance
  • Do You Need Pet Insurance?
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  • Credit Cards
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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    • For Startups
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  • MSD
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  • Law
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    • Best of New Zealand
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    • Foreign Currency Exchange
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  • Travel Insurance
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      • Americas & Africa
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    • Specific Risk Cover
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    • Essential Information
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  • Mobile & SIM
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  • Power
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    • Power Companies
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  • Essential Money Tips
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      • 20 Supermarket Ripoffs
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
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    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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    • Valuable Insights
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      • Dental Costs
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    • Challenging Economic Conditions
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
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  • Financial Independence
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    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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    • Tax
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  • Life Essentials
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      • Free Samples
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    • Kids Eat Free
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      • HelloFresh Review
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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    • Living Essentials
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    • Home & Kitchen
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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