MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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Best Air Purifiers 2024 - The Definitive New Zealand Buying Guide

Our guide explains everything you need to know to buy the right air purifier for your home at the best price.
best air purifier for New Zealand homes
Updated 2 January 2024
Summary
  • If you suffer from allergies or live in a polluted area, you may think about getting an air purifier to give you the cleanest breathing air and alleviate your sinus issues. Air purifiers live in a crowded market, with the likes of Harvey Norman, Noel Leeming and online retailer pbtech selling all sorts of models.
  • However, not all purifiers are created equal - some may claim they clean the air but instead only bounce the particles around the room (rather than removing them). 
  • If you're in the market for an air purifier, think carefully about why you need it. Do you just feel like the air is polluted, or do you have specific allergy issues? This will help you find the right model and avoid you being stuck with something unfit for your specific needs. 
  • Also, we suggest you challenge how frequently you'll need it - does it need to run around the clock, or do you want a programmable unit?
  • We've put this guide together to help you shop with confidence and avoid buying something that's not fit for purpose. Air purifiers are a long-term investment both financially and in your health, with good models costing more than $500.

To help you shop with confidence, our guide covers:
  • What Makes a Good Air Purifier, and What Do I Need to Consider When Buying One?
  • What Types of Air Purifiers are Available?
  • ​​Four of the Best Air Purifiers Available in New Zealand Right Now
  • Frequently Asked Questions

Know This First: What causes pollutants in the air?
  • The air in your home may be even more polluted than the air outdoors. Not only do you have the pollutants from outside in your home, but you have dust, pet dander (skin, fur, everything related), cigarette smoke, mould, plant spores, chemicals emitted from items in your home, such as mattresses, paint, and furniture, and bacteria and viruses.
  • The air outside moves around because there's more room for circulation. Inside air, though, is static and creates a stale and polluted environment. Even if you clean frequently, you may clear the air slightly, but it doesn't eliminate the pollutants that move around. Only an air purifier can help get the results you need.

Who is an air purifier suited to?
  • People that live in a polluted area or that smoke often benefit from air purifiers. It clears the air, making it easier to breathe. Others that benefit are those suffering from allergies or asthma.
  • Any pollutants or allergens in the air make it harder to take deep breaths, but an air purifier may help by removing the harmful contaminants.​

How do air purifiers work?

Air purifiers sanitize their air as well as purifying it; particles in the air are removed and the air is cleaned to become free of contaminants. How effective and what particles are removed using an air purifier will depend on the model you choose and the size of your room. 

​Are air purifiers effective?

Usually, yes, depending on where you live in New Zealand and your home. However, air purifiers work best when contaminants are in the air. They are not effective when it comes to removing particles that sit on soft surfaces, such as furniture, bedding, and carpets, as well as hard surfaces, such as the walls of your room.

Where and when don't air purifiers work?

The size of the air purifier is key - if it's too small, it won't have the power to sanitize a big room, let alone a home. The best way to limit new particles entering your home is to make sure you keep things clean. This includes frequent vacuuming, replacing carpets with flooring, washing pets often, not smoking in your home, ensuring your home has the correct humidity, not smoking inside and ventilating your home.

best air purifier for New Zealand homes

What Makes a Good Air Purifier, and What Do I Need to Consider When Buying One?

​Air purifiers come in all shapes and sizes; some use the latest technology while others only have the bare minimum features. You may not need the purifier with all the latest features, but knowing what's available will help you make the right decisions.
Air purifiers come in all shapes and sizes; some use the latest technology while others only have the bare minimum features. You may not need the purifier with all the latest features, but knowing what's available will help you make the right decisions.​

The most popular air purifier features:
  1. Automation – Running an air filter around-the-clock is unnecessary. Choose an air purifier with automated settings. It turns the system on when needed (high pollution) and doesn't run it when unnecessary. Automation works well in high-traffic areas and during seasons of high allergies. It keeps the air clean when it's most polluted, but doesn't run when it's not needed.
  2. Timer – Setting a timer limits how long the purifier runs. If you aren't home, for example, you won't need it. Set the timer so the purifier runs at certain times of the day when you know you'll need it most, whiles saving on electricity when not using it.
  3. Fan – A fan helps the clean air circulate the room. Without a fan, the air next to the purifier is clean, but the rest of the air may remain polluted. Look for a purifier with a fan with multiple settings. You may choose the high setting during the day, but a lower setting at night when you need the noise level minimized.
  4. Pre-filter – This captures the largest particles in the air and prevents them from entering the purifier. This helps prolong the purifier's life. As a bonus, pre-filters are easy to clean and/or replace. 
  5. Capabilities – Air purifiers clean air in specific room sizes; you'll need to know the area's square footage to find the right air purifier for your needs. Other considerations are whether you are cleaning the air in multiple rooms or just one? The most suitable option is a purifier that cleans the air in an area slightly larger than you need. This enables you to clear the air even on the lowest setting when you don't want the noise of the high settings.
  6. Wi-Fi capabilities – Do you like controlling your appliances from your smartphone? If so, look for a purifier with Wi-Fi. You can control the unit when you aren't at home, turning it on before you'll arrive home or shutting it off when you forget.
  7. Remote – Do you want a unit you have to get up to turn on or off, or would you rather have remote control access? 
  8. Weight – Will you keep the air purifier in a single room or move it around? If you will use it in multiple rooms, watch the weight and size of the purifier to make moving it easier. Dragging something heavy around your home isn't fun - if the purifier has a carrying handle or caster wheels for portability, that's even better.
  9. Smart-enabled – Even air purifiers connect to your smartphone. Learn which pollutants your purifier removes and find out what the quality of the air you breathe. All of this is available on your smartphone. A classic air filter doesn't provide this information. You only know when the air is bad when the filter is dirty, and sometimes it's too late.
  10. Filter replacement lights – An air purifier is only as good as its filter's cleanliness. Filter indicator lights let you know if a filter needs replacing. If you forget, you're breathing in the same air you'd breathe without the purifier.
  11. Antimicrobial treatment – Air purifiers pick up the 'junk' in the air, including bacteria. Antimicrobial treatment protects the filter from these microorganisms, giving the air filter a longer life. It also reduces the risk of releasing the germs back into the air. 
  12. Nightlight – This is useful for air purifiers in the bedroom to avoid waking you up or unsettled sleep. 

best air purifier for New Zealand homes

​What Types of Air Purifiers are Available?

Air purifiers come in all forms - the four options below explain what's available in New Zealand, and the pros and cons of each.

Option One: HEPA – High-Efficiency Particulate Air Filtration Purifiers

HEPA is the highest standard in air purifiers. The paper filter grabs air contaminants, so you don't breathe them in. HEPA filters grab 99.9% of the air's pollutants, including the smallest 0.3 microns in size. Make sure the product is a 'true HEPA filter' and not HEPA-like. These filters only trap a fraction of the particles in the air. HEPA filters are efficient, removing most pollutants in the home. However, the filters must be replaced often and get costly. 

Option Two: Carbon Filtration Air Purifiers

Carbon filtration filters are used mostly to clear the air of odours, rather than pollutants, carbon filtration uses activated carbon made of absorbent pores. The pores grab harmful odours, including gases and VOCs from cooking, painting, smoking, and chemical emissions. Carbon filters don't remove allergens or other harmful pollutants that cause respiratory issues. Carbon filters make the room smell fresh, but don't help with breathing issues.

Option Three: Ionic Filtration Air Purifiers

Ionic filtration filters releases ionic particles into the air that pushes contaminants to the floor. This removes the impurities from the air, but they remain in the room. If you add an electrostatic collection plate, it collects the particles removing them from the room. The filter removes particles as little as 0.01 micron in size. Ionic filtration removes allergens including pollen, pet dander, bacteria, and viruses, which help clear the air. It doesn't remove odours, though, and without the collection plate, the particles remain in the room.

Option Four: Ultraviolet Light Air Purifiers

Ultraviolet light filters uses UV light to kill the air's pollutants. Using only the UV-C ultraviolet light spectrum, the UV light is safe. Mainly used to kill viruses and bacteria, UV purifiers create a sterile environment in the home. Most air purifiers use UV light as an add-on, not as the main component of the purifier.

Understand ​Clean Air Delivery Rate (CADR) Ratings

You buy an air purifier to clear the air, so you need to know its Clean Air Delivery Rate, or how much air the air purifier can clean. You'll see the CADR in cubic feet per hour. Each purifier has differing CADR capabilities; the higher the CADR, the more of the room it cleans. You should choose one that suits the room size; anything too small will make your efforts pointless.

Purifiers are tested for CADR for each major pollutant:
  • Dust
  • Smoke
  • Pollen

Understand the CADR and what it means:
  • The purifier should have a rating for each. You'll see it labelled with three numbers.
  • Each number will be between 10 – 450; the higher the rating, the more effective the purifier is at removing the pollutant.
  • The rating will include all three numbers typically in a row, such as 100/150/300. Read closely to see which pollutant each number refers to. This enables you to choose the unit that purifies the pollutant you're most concerned about. 

Air Purifiers - Other Considerations to Make Sure You Get the Best Results:

  1. The size of the room matters. You can buy the highest rated purifier, but if it only purifiers 300 cubic meters and your room is 800 cubic meters, it won't clean the air. Pay close attention to a purifier's rating and compare it to your room's size. Aim for a purifier that has a rating slightly larger than the size of your room.
  2. The purifier's placement. The best purifier won't work if you don't place it correctly. To maximize the effect, don't place a purifier in the corner of a room, or in an area blocked by furniture, tables, or walls. Give it at least two to three feet on each side. This allows the purifier to grab pollutants from all angles or emit ions into the air throughout the room (ion filter). 

best air purifier for New Zealand homes

​Four of the Best Air Purifiers Available in New Zealand Right Now

Our list below, which is in no particular order, covers Air Purifiers available online and in stores around New Zealand. We have selected these based on average consumer reviews from customers locally and internationally, as well as various vendor websites and social media platforms both in New Zealand and, if available, overseas.
 
Important: No air purifier brand or retailer or brand has paid to appear on this list, and MoneyHub.co.nz has no relationship with any air purifier supplier or brand below.
best air purifier for New Zealand homes

Fellowes AeraMax DX5 Air Purifier

The Fellowes AeraMax Air Purifier has a four-stage purification system. It captures 99.9% of pollutants, including allergens and cigarette smoke. Easy to operate and with a quiet fan, this powerful air purifier is great for allergy sufferers.

Features:
  • Best for rooms up to 8m2
  • Antimicrobial treatment to reduce the spread of bacteria and mould spores
  • True HEPA filter
  • Removes particles 0.3 microns in size
  • Automatic sensors to control the air's purity
  • Automatically increases power during high allergy season
  • Filter change indicator

​​Pricing: Around $290

​See more details and specifications at pbtech.co.nz
Fellowes AeraMax DX5 Air Purifier
best air purifier for New Zealand homes

Xiaomi Air Purifier

Small but powerful, the Xiaomi Air Purifier is 40% smaller than its original version, yet has a 310 m3/h CADR. Its high pressured fan with aerodynamic pressure draws in and blows up to keep the germs out of the air you breathe.

Features:
  • 360-degree triple-layer filter
  • Removes harmful chemicals including formaldehyde 
  • Removes smoke
  • Smartphone controls
  • 400 square foot coverage
  • True HEPA filter
  • Remote control

​​Pricing: Around $400

​See more details and specifications at pbtech.co.nz
Xiaomi Air Purifier
best air purifier for New Zealand homes

Vidawell Air Purifier

Great for all pollutants including allergens, outdoor pollutants, dust, and dander the Vidawell Air Purifier cleans the air effectively. Filtering air at 350m3/h, this air filter has all the latest and necessary features.

Features:
  • Pre-filter
  • HEPA filter
  • Antimicrobial coating
  • Adjustable fan speeds
  • Timer
  • Nightlight 
  • Feedback on air quality

​​Pricing: Around $500

​See more details and specifications at the Airpoints Store (payment by Airpoints Dollars only)
Vidawell Air Purifier
best air purifier for New Zealand homes

Winix Zero+ Pro 5-Stage Air Purifier

If you're looking for an air purifier using the latest technology, the Winix Zero+ Air Purifier is a great choice. With five stages of filtration, this air purifier removes allergens, mould, chemicals, gas, virus, and bacteria. Its 5-filter system includes a pet filter, HEPA filter, anti-bacterial filter, carbon filter, and plasma wave that sends out negative ions.

Features:
  • Smart sensors
  • Dust sensor
  • Odour sensor
  • Nightlight/night mode
  • Fast mode for extreme situations
  • Cleans rooms up to 49.5 m2
  • Four fan speeds

​Pricing: Around $630

​See more details and specifications at The Warehouse
Winix Zero+ Pro 5-Stage Air Purifier

Frequently Asked Questions for Best Air Purifiers NZ

Frequently Asked Questions

What types of air purifiers are there?

There are several types of air purifiers, including HEPA filter air purifiers, activated carbon air purifiers, and UV air purifiers, as outlined in our guide above.

How much should I expect to pay for an air purifier?

Air purifiers range in price from around $250 to $1,000+, depending on the appliance's size, features, and quality.

What features should I look for in an air purifier?

Some features to consider when purchasing an air purifier include the size of the unit, the type of filter, the CADR (Clean Air Delivery Rate) rating, and the noise level.

Know This: It is important to choose an air purifier that is the appropriate size for the room in which it will be used. A larger unit may be necessary for a larger room or one with high ceilings, while a smaller unit may be sufficient for a smaller space.

How do I maintain an air purifier?

To maintain an air purifier, it is important to regularly clean or replace the filters according to the manufacturer's recommendations. This will help ensure that the unit is functioning properly and effectively purifying the air.

Can an air purifier remove all pollutants from the air?

No, air purifiers cannot completely remove all pollutants from the air. However, they can effectively reduce the concentration of many common pollutants, such as dust, pet dander, and smoke.

Will an air purifier make a noticeable difference in my home's air quality?

An air purifier can make a noticeable difference in the air quality of a home, particularly if the unit is properly sized for the space and used in combination with other air quality improvement strategies, such as keeping windows and doors closed and using exhaust fans when cooking.

Can I use an air purifier for allergy relief?

An air purifier can help reduce the concentration of allergens in the air and may provide some relief for allergy sufferers. However, it is important to consult a healthcare professional for personalized advice on allergy management.

Can I use an air purifier in a small space, such as a car or office?

Yes, there are air purifiers specifically designed for use in small spaces, such as cars and offices. These units are typically portable and can be easily moved from one location to another.

Can I use an air purifier with central air conditioning?

 Yes, an air purifier can be used in conjunction with central air conditioning to help improve the air quality in your home.

Related guides:
  • Dehumidifier buying guide
  • Vacuum cleaner buying guide
  • ​20 ways to save money in your home
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  • Banking & Savings
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  • KiwiSaver
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  • Law
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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      • Guarantors - Loans and Mortgages
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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    • Shopping Resources
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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    • Tauranga Trade Services
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    • Dunedin Trade Services
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    • Lower Hutt Trade Services
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    • Napier and Hastings Trade Services
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  • Students
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