MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Hamilton
          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Lighthouse Financial Services Review
          • Interest Rate Predictions 2025
            • Money Sweetspot Review
            • 20 Property Investment Risks You Can't Ignore
            • Shares vs Property Investment
            • Milford vs ANZ KiwiSaver Growth Funds Comparison
            • Best Performing KiwiSaver Funds
            • Kernel Shares & ETF Investing Review
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Ending – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
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  • Banking & Savings
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  • KiwiSaver
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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    • Valuable Insights
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  • Financial Independence
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  • Trade Services
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Best Vacuum Cleaners 2025: The Definitive New Zealand Consumer Guide

Our guide explains everything you need to know to buy the right vacuum cleaner at the best price.
best vacuums New Zealand
Updated 3 April 2025
Before you shop for a vacuum, think about your home. What types of flooring will you clean?
  • Do you have wall-to-wall carpet?
  • Are there a lot of stairs?
  • Do you have mostly hardwood floors?
  • Do you have kids constantly spilling things?

This will give you an idea of the type of vacuum you need. For example, if you need portability because your home has a lot of stairs, canister vacuums are a great option. If you want an all-around vacuum that can clean anywhere in your home, an upright may be a better choice. 

Our Vacuum Cleaner Buying Guide Covers:
  • Vacuum Cleaner Features to Consider
  • What Types of Vacuums are Available?
  • Our Top 4 Vacuum Cleaners for everyday New Zealand homes
  • Concluding Tips
  • Frequently Asked Questions

Vacuum Cleaner Features to Consider NZ

Vacuum Cleaner Features to Consider

  1. ​No bag – Do you not want to bother with replacing vacuum bags? Bagless vacuums have a container you detach and empty. You don’t have to buy vacuum bags, but if you have allergies or dust issues, bagless vacuums don’t contain the allergens as well as bag vacuums do. The dust particles may float back into the air, causing more allergy issues.
  2. Bag – If you have pets or allergies, bag vacuums are a better option. While you have to buy and replace the bags, the dust, dander, and pollutants picked up remain sealed in the bag. They don’t get released back into the air when you empty the canister.
  3. Multiple surface options – If you have carpet and hardwood, or even high and low carpets, look for a multi-surface vacuum for an all-in-one product. If you are moving the vacuum around the house a lot, look for a lightweight version to make it easier on yourself.   
  4. Air watts – Look for air watts of at least 200; this should provide ample power and suction to clean up even the smallest particles, including dusty and pet dander. 
  5. Attachments – Will you clean more than your carpets? Look for attachments for the surfaces you’ll clean. Think about furniture, tall objects you’ll dust with the vacuum, and even tight corners. The right attachments make it easy to clean just about any area in your home. 
  6. Filters – Do you or someone in your house suffer from allergies? A HEPA filter is a must. This traps dust, dander, pet hair, pollen, and other small particles, removing them from the carpet. Make sure the filter is HEPA-certified and not ‘HEPA like'.

Other relevant considerations:
  1. How often will you vacuum? If you vacuum daily, a lightweight vacuum provides more portability. It doesn’t have as much power, but if you vacuum frequently, you don’t need it. If you vacuum weekly, or less often, you’ll need a more powerful upright vacuum that has more power and suction.
  2. Do you or a family member have allergies? Vacuuming without a HEPA filter only pushes the allergens around your home. You need a HEPA certified vacuum that eliminates all allergens for easier breathing. It’s worth the investments if you suffer from allergies.
  3. Do you have pets? Look for vacuums with hose attachments that specifically eliminate pet hair and dander. You may want a more powerful vacuum too – look for those rated to clean up pet hair and pet messes. Many pet owners prefer bag vacuums to seal off the pet hair once removed from the carpet. 
  4. Do you need a quiet vacuum? All vacuums make some noise, but if you have an aversion to noise or live in a crowded area, you may care about the noise level. Check the vacuum’s decibel rating. For comparison, a decibel rating in the 70s will sound as loud as a garbage disposal, and a rating below 70 will be rather quiet.
  5. How portable do you need the vacuum? Are you climbing up and down the stairs or lugging it around a sizeable house? Do you need to carry it or roll it? Some vacuums weigh as much as 20 pounds or more, so pay attention to the weight.​

Best Vacuum Cleaners NZ

What Types of Vacuums are Available?

Now that you know the features to consider, let’s look at the six vacuum types available:
Best Vacuum Cleaners NZ

​Upright Vacuum

  • This is your traditional vacuum. They work great on large, carpeted areas.
  • You’ll find Upright models with both bag and bagless options.
  • Upright vacuums push forward, cleaning with a brush powered by the motor. The brush loosens the dirt and pollutants, and the suction sucks them up into the vacuum.
  • Many uprights have height adjustments for different floor types and include hose attachments for easy cleaning.
  • The upright vacuum is your ‘standard’ vacuum, and there are plenty of options to choose from regarding weight, power, and use. 

Pros:
  • Typically, the most affordable vacuum type
  • Good for deep cleaning carpets
  • Cleans a wider area at once
  • Easy to store

Cons:
  • Uprights often weigh 20 pounds or more
  • Often noisy​
Best Vacuum Cleaners NZ

​Canister Vacuum

  • This lighter vacuum works well on hardwood floors and some small carpeted areas. The powerhead is separate from the motor, making it easier to manoeuvre and carry throughout the house, but it may be harder on high pile carpet.
  • Most canister vacuums come with attachments great for cleaning upholstery and even drapes, which is especially helpful if it has a long wand. 

Pros:
  • Great for cleaning hardwood floors
  • Lighter than upright vacuums
  • Quiet motor
  • Easy to move around, especially on stairs

Cons:
  • Hard to store with the separate motor and wand
  • Doesn’t work well on most carpets​
Best Vacuum Cleaners NZ

​Stick Vacuums

  • Also known as a ‘sweeper vacuum,’ the stick vacuum is a battery-operated vacuum that cleans up spills and small areas well.
  • Most homeowners use the stick vacuum on bathroom and kitchen floors, but work well on quick carpet cleanups too. For example, if you have small children that are constantly spilling, a stick vacuum may make your life a little easier. 

Pros:
  • Lightweight and easy to move
  • Push model, like an upright which cleans wide areas at once
  • An easy way to clean up spills
  • Most models have ‘dirt cups’ instead of bags, saving you money on bags

Cons:
  • Not meant for deep cleaning carpets
  • Many run on batteries, which if not powered up won’t work​
Best Vacuum Cleaners NZ

​Handheld Vacuum

  • Use a handheld vacuum for areas that an upright or even stick vacuum can’t reach. These portable vacuums work well in tight corners, to clean up spills, or even to vacuum stairs.
  • You don’t have to lug a heavy vacuum around with you – handhelds are lightweight and come corded or cordless.

Pros:
  • Works great on short pile carpeting and hardwood floors
  • Great for cleaning other areas, such as your car’s interior
  • Easy to move around
  • Some models pick up pet hair

Cons:
  • Only works a small area at a time
  • Most handhelds have little power
Best Vacuum Cleaners NZ

​Pet Vacuums

  • Pets are a member of our families, but they can leave a lot of hair and mess around the house. Pet vacuums specifically pick up pet hair and dander that other vacuums may miss.
  • Most pet vacuums have a detachable beater brush to easily clean the hair from it, keeping the vacuum running properly.
  • Many pet vacuums also include attachments to clean pet hair off other surfaces, such as upholstery and drapes. 

Pros:
  • Helps eliminate pet hair
  • Helps eliminate pet odour
  • Lightweight and easy to carry around the house
  • Cleans carpets and hardwood

Cons:
  • Only cleans small areas at a time
  • Some pet hair is hard to vacuum​
Best Vacuum Cleaners NZ

Robot Vacuums

  • Are you tired of pushing a vacuum? The robotic vacuum does it for you. You set the sensor boundaries, and the vacuum does the rest.
  • It may not be as powerful as an upright vacuum, but if you use it frequently enough, it will keep your carpets clean and your hands-free.

Pros:
  • Set up regular vacuuming intervals and have more free time
  • You can control some robot vacuums from your phone
  • Gets into tight areas well
  • Works on low pile carpets and hardwood

Cons:
  • Doesn’t provide the deep clean of an upright vacuum
  • You have to declutter the room for it to work
  • Arguably not very effective in vacuuming
  • Many models are noisy

Best Vacuum Cleaners NZ

The Top Vacuums Available in New Zealand Right Now

Best Vacuum Cleaners NZ

Miele C2 Compact Vacuum Cleaner

Move around the house easily with the Miele C2 Compact Vacuum Cleaner. With 1800w of power, this vacuum works well on many surfaces, deep cleaning the area from pet hair, dust, and debris. 
 
Features: 
  • Multiple settings to adjust to different surfaces
  • Easily manoeuvres throughout your home, including in tight areas
  • Includes an AirClean filter for cleaner air
  • Bagged vacuum

Learn more here: Visit Miele
Pricing: Around $579
Miele C2 Compact Cat & Dog Vacuum
Best Vacuum Cleaners NZ

Bissell Powerforce Helix Bagless Upright Vacuum

If you prefer a bagless upright, the Bissell Powerforce Helix Upright is a great choice. Great for cleaning any room whether carpeted or hardwood flooring, the vacuum has great suction and includes several accessories to help clean high up areas and tight corners. The separate filter helps capture more dust, debris, and allergens, keeping your house free from debris.
 
Features:
  • Bagless vacuum
  • Affordable price
  • High powered
  • Great for dusting, vacuuming, and cleaning up
 
Learn more here: Visit Bissell
Pricing: Around $349
Bissell Powerforce Helix Upright Vacuum
Best Vacuum Cleaners NZ

Dyson Big Ball Origin Vacuum Cleaner

The Dyson Big Ball Vacuum Cleaner is great for all-around cleaning from picking up fine dust particles to deep cleaning your rugs. The cyclone technology helps separate the dust so that there’s no need for a filter – just a canister to empty. 
 
Features: 
  • The no-touch canister empties with the push of a button
  • 360-degree rotating handle for easy cleaning
  • Accessories to clean stairs and upholstery
  • Includes brushes to scrub hardwood floors and carpeting

Learn more here: Visit Dyson
Pricing: Around $1,126
Dyson Cinetic Big Ball Origin vacuum
Best Vacuum Cleaners NZ

Bosch Series 6 Bagged vacuum cleaner ProAnimal

If you’re tired of animal hair all over the house, the Series 6 Bagged vacuum cleaner ProAnimal may help. It’s the perfect tool to eliminate pet hair from your hardwood or carpeting. Its multi-sized bristles pick up both dust and pet hair, leaving your carpet and flooring clean. It also includes a turbo airflow that picks up even the most stubborn pet hair from the carpet.
 
Features: 
  • EasyClean Brush Removal technology makes it easy to cut the pet hair off the bristles
  • Includes an upholstery nozzle to remove pet hair from furniture
  • A bionic filter to eliminate pet odours
  • High capacity dust bags to collect the debris

Learn more here: Visit Bosch
Pricing:
Around $899
Bosch Zoo'o ProAnimal Bagged Vacuum Cleaner

Best Vacuum Cleaners NZ

Buying a Vacuum Cleaner - Final Thoughts and Tips

  • ​Every household has different vacuum needs. Don’t assume it’s a one-size-fits-all purchase.
  • Think of your flooring and what you need to vacuum, whether dust, pet hair, or debris.
  • If you’re constantly cleaning up after a child, a lightweight vacuum that’s easy to whip around the house is great.
  • If you’re looking for a heavy-duty tool that cleans the entire home, you’ll want a sturdier upright that has generous power and suction.
  • A vacuum is an investment. Do your research and find the vacuum that suits your needs. Many retailers sell vacuums - Noel Leeming, Harvey Norman and The Warehouse are good starting points. 

Best Vacuum Cleaners NZ Frequently Asked Questions

Frequently Asked Questions

What types of vacuum cleaners are there?

Several types of vacuum cleaners include upright, canister, stick, handheld, and robot vacuums. Each type has advantages and is suitable for different cleaning needs, as outlined above. 

How do I choose the right vacuum cleaner for my home?

Consider the size and layout of your home, the types of floors and surfaces you need to clean, and any specific features you may need, such as a HEPA filter for allergies or a pet hair attachment.

How often should I replace the filter on my vacuum cleaner?

The frequency of filter replacement depends on the filter type and the vacuum cleaner usage. Some filters can be washed and reused, while others need to be replaced every few months or more frequently. Consult the manufacturer's recommendations or the owner's manual for specific guidance.

Can I use my vacuum cleaner on all types of floors?

Most vacuum cleaners are designed to work on various surfaces, including carpets, hardwood floors, and tiles. Some models may have specific attachments or settings for different floor types.

How do I maintain and care for my vacuum cleaner?

To keep your vacuum cleaner in good working order, regularly empty the dustbin or bag, clean or replace the filter, and remove any debris or tangles from the brush roll. Follow the manufacturer's recommendations for specific maintenance and care instructions. This useful guide has suggestions to extend the life of a vacuum cleaner (and other appliances).

Do vacuum cleaners come with a warranty?

Yes, most vacuum cleaners come with a manufacturer's warranty that covers defects in materials or workmanship. The length of the warranty and the specific terms and conditions vary by model and manufacturer.

How much should I expect to pay for a vacuum cleaner?

The price of a vacuum cleaner can vary widely based on the type, features, and brand. You can find basic models starting at around $100, while high-end models can cost $500+ or $1,000+.

How do I store my vacuum cleaner when it is not in use?

Store your vacuum cleaner in a dry, well-ventilated area when it is not in use. Ensure the cord is fully unwound and empties the dustbin or bag before storing the machine. Avoid storing the vacuum cleaner in a damp or humid location, as this can lead to mould or mildew growth.

Should I buy a second-hand vacuum cleaner from Trade Me/Facebook Marketplace?

Buying a secondhand vacuum cleaner can be a cost-effective way to get a good quality machine at a lower price. However, there are some things to consider before making a purchase:
  1. Condition: Ensure the vacuum cleaner is in good working order and has no visible damage or wear. Test it out to ensure it has good suction, and all of the attachments are working properly.
  2. Age: An older vacuum cleaner may not have the same performance or features as a newer model. It may also be more prone to breakdowns or require more maintenance.
  3. Warranty: Secondhand vacuum cleaners may not come with a warranty, so you'll need to pay for any repairs or maintenance out of pocket.
  4. Safety: If the vacuum cleaner is electric, ensure it has been properly tested and is safe to use. Avoid using a vacuum cleaner with frayed cords or other visible damage.

Overall, buying a secondhand vacuum cleaner can be a good option if you are on a tight budget and are willing to take on the risk of potential repairs or maintenance, or the vacuum performing below expectations. If you have the means to buy a new vacuum cleaner, it may provide greater peace of mind and a longer warranty period.


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        • Qantas Credit Cards
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  • Banking & Savings
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      • LifeDirect Mortgages Review
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  • KiwiSaver
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  • Travel Insurance
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
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      • Guarantors - Loans and Mortgages
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    • Valuable Insights
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  • Financial Independence
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  • Life Essentials
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    • Shopping Resources
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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