MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Kernel Shares & ETF Investing Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Best Investment Apps
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • How to Invest in the NASDAQ from New Zealand
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Popular Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Shares vs Property Investment
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Popular Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
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        • Investment Calculator
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    • Managed Funds, Tax & DIY Investing
      • Guides
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Australian Investment Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
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          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Whanganui
          • Financial Advisers Kapiti
          • Financial Advisers Wairarapa
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Lighthouse Financial Services Review
        • Bank Credit Ratings
        • Depositor Compensation Scheme (DCS) Explained
        • Tax on Investments and Savings
        • Tax Efficient Investing
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Leading ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Best Car Finance
      • Loan Types
        • Electric Vehicle Loans
        • Car Loan Refinance
        • Bad Credit Car Loans
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        • Business Vehicle Loans
        • Asset Finance
      • Tools & Calculators
        • Car Finance Calculator
        • Car Loan Amortisation Calculator
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        • Motorcycle and Moped Loan Calculator
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        • Boat Financing Calculator
      • Resources
        • Car Finance Documents Checklist
        • Car Dealership Finance vs Alternatives
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Simplify Car Loans - Real Customer Reviews & Facts
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • Simplify vs MTF vs UDC vs Heartland
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance by Vehicle
        • Toyota Aqua Financing Guide
        • Toyota Corolla Financing Guide
        • Toyota HiAce Financing Guide
        • Toyota RAV4 Financing Guide
        • Toyota Hilux Financing Guide
      • Car Finance Add-On Insurance
        • Compare Mechanical Breakdown Insurance
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • PPI (Payment Protection Insurance)
    • Best Personal Loans
      • Loan Types
        • Debt Consolidation Loans
        • Secured Loans
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        • Home Renovation Loans
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        • Beneficiary Loans
      • Tools & Calculators
        • Personal Loan Calculator
        • Debt Consolidation Calculator
        • Refinance Personal Loan Calculator
        • Home Renovation Loan Calculator
        • Interest Calculator
      • Lender Reviews
        • Harmoney Loans Review
        • Nectar Review
        • Avanti Finance Review
        • Money Sweetspot Review
        • Save My Bacon Review
      • Credit Health
        • How to Build Credit in New Zealand
        • Credit Scores and Credit Checks
        • Interest Rates Guide
        • Interest Rate Comparison
      • Debt Solutions
        • How to Pay Down Debt Faster
        • Baycorp and Debt Collection
        • The Dangers of Debt Consolidation
        • Using Home Equity for Non-Essential Expenses
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Overview
    • Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Cove Car Insurance - Real Customer Reviews & Facts
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home & Contents Insurance
      • House Insurance
      • House Insurance Calculator
      • Home and Contents Insurance
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Compare Auckland House Insurance Policies & Costs
      • Sum Insured Explained
      • Area Replacement vs Sum Insured
      • Natural Disaster House Insurance
      • MAS House Insurance - Real Customer Reviews & Facts
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Renters' Insurance
      • Students Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Explained (Videos)
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Health Insurance Explained (Videos)
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • Income Protection Insurance Explained (Videos)
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
    • Travel Insurance
      • Compare Travel Insurance
      • AMEX Airpoints Platinum Travel Insurance Review
      • Travel Insurance by Destination
        • Australia and the Pacifc
          • Australia Travel Insurance
          • Fiji Travel Insurance
          • Rarotonga Travel Insurance
        • Asia
          • Bali Travel Insurance
          • China Travel Insurance
          • India Travel Insurance
          • Japan Travel Insurance
          • Malaysia Travel Insurance
          • Singapore Travel Insurance
          • South Korea Travel Insurance
          • Thailand Travel Insurance
          • Vietnam Travel Insurance
        • Americas & Africa
          • Canada Travel Insurance
          • Peru Travel Insurance
          • South Africa Travel Insurance
          • USA Travel Insurance
        • Europe
          • France Travel Insurance
          • Greece Travel Insurance
          • Italy Travel Insurance
          • UK Travel Insurance
      • Specific Risk Cover
        • Do I Need Travel Insurance?
        • Pregnancy Travel Insurance
      • Travel Insurer Reviews
        • Southern Cross Travel Insurance Review
        • AMI Travel Insurance Review
        • State Travel Insurance Review
      • Essential Information
        • Basic vs Comprehensive Travel Insurance
        • Health Insurance vs Travel Insurance
        • ACC vs Travel Insurance
        • Australia NZ Reciprocal Health Care Agreement
        • Travel Insurance Excess Explained
        • Claiming on Travel Insurance
        • How to Renew a New Zealand Passport
        • What is TAANZ?
        • Travel Packing List
        • Travel Insurers Directory
        • Travel Insurance Glossary
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
      • ACC CoverPlus Extra (CPX) Explained
      • Co-Shareholder Insurance Cover
    • Find a Broker
      • Trusted Insurance Brokers in Wellington
      • Trusted Insurance Brokers in Christchurch
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Have Ended – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • AMEX Airpoints Platinum - Real Cardholder Reviews & Facts
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • China Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • South Korea Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
      • Open a USD Bank Account from New Zealand
      • Sending Money to Australia
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Wedge Review
      • Best Savings Accounts
      • Term Deposits vs Cash Funds
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2025 & 2026
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Self-Employed Mortgage Applications
      • Interest Rate Strategies
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Top 10 Areas for First Home Buyers 2025
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $500+ Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
      • Investment Traps to Avoid When Accessing Your KiwiSaver Funds at 65
      • Feijoa Review
    • KiwiSaver Schemes
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business Loans & Tools
    • Business Credit Cards
      • American Express Gold Business Card Review
    • Compare Business Loans
      • Small Business Loans
      • Prospa Business Loans Review
      • Business Line of Credit
      • Business Borrowing Options
      • Business Loan Calculator
      • Business Loan Brokers Explained
      • Commercial Vehicle Finance Options
      • Invoice Finance
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Wise Business Account Review
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • Provisional Tax
      • Lighthouse Accounting Services Review
      • PAYE Tax Rates 2025 & 2026
      • Tax Codes in New Zealand
      • Minimum Wage
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Video Production Auckland
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Digital Marketing Agencies Auckland
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
      • Attending the Singapore FinTech Festival
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
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        • Americas & Africa
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      • Essential Information
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        • What is TAANZ?
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    • Pet Insurance
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      • Cat and Dog Desexing
      • Getting a Kitten
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      • Costs of Owning a Cat
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    • Business Insurance
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      • ACC CoverPlus Extra (CPX) Explained
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    • Find a Broker
      • Trusted Insurance Brokers in Wellington
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  • Credit Cards
    • Best Credit Cards
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    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Have Ended – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
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      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
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    • Credit Cards That Provide Travel Insurance
    • Reviews
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        • American Express Airpoints Platinum Review
        • AMEX Airpoints Platinum - Real Cardholder Reviews & Facts
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
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        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
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        • Emirates Skywards Credit Cards
        • RewardPay Review
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    • Guides
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  • Travel Money Cards
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      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
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    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
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      • Europe Travel Money
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      • USA Travel Money
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  • Banking & Savings
    • Banking
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    • Savings
      • Best Term Deposits
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      • Booster Savvy Review
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      • Wedge Review
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    • Guides and Resources
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    • Reviews
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  • Mortgages
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      • Revolving Credit Mortgages
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      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
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      • Saving for a House Deposit
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      • Top 10 Areas for First Home Buyers 2025
      • Buying a Home with Family and Friends
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      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
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      • Amortisation Calculator
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      • Negative Equity
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      • Mortgage Refinance Calculator
    • Mortgage Brokers
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      • Trusted Auckland Mortgage Brokers
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      • Trusted Mortgage Brokers in Tauranga
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      • LifeDirect Mortgages Review
    • Buying a Home
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      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
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      • Buying an Apartment in New Zealand
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    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
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    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
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      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
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      • Our Favourite KiwiSaver Funds
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      • Free $500+ Government Money for KiwiSaver
      • Is KiwiSaver Safe?
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      • Choosing Your KiwiSaver Scheme
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      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
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      • KiwiSaver Withdrawal
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    • KiwiSaver Contributions & Tax
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      • What's My PIR?
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    • KiwiSaver for Life Events and Specific Situations
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      • Investment Traps to Avoid When Accessing Your KiwiSaver Funds at 65
      • Feijoa Review
    • KiwiSaver Schemes
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      • MAS KiwiSaver Scheme
        • MAS Review
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      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
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  • Business Loans & Tools
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      • Bizcap Business Loans Review
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    • Business Essentials
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    • PAYE & Taxes
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    • Online Services
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      • Digital Identity Programs and Online Verification Tools
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    • For Startups
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  • MSD
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    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
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      • Food Banks Auckland
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  • Motoring
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      • Turners Cars Review
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    • Car Dealerships Explained
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      • Gaspy App Review
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      • Buyer’s Guide for the 2023 Toyota Hilux
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    • Warrant of Fitness
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      • Warrant of Fitness Auckland
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      • Warrant of Fitness Wellington
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  • Law
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    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
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    • Air New Zealand Specific
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      • Best Ways to Redeem Air New Zealand Airpoints Dollars
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      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
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    • Foreign Currency Exchange
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  • Mobile & SIM
    • Compare Mobile Plans
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    • Mobile Data Roaming
    • Revolut eSIM – Real User Reviews, Facts & Comparison
    • Saily Review
    • Zeronet Mobile Review
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    • Apple Watch Buying Guide
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    • Best Power Banks
  • Broadband
    • Compare Broadband Plans
    • No Contract Broadband
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    • Internet Speed Test
    • Broadband Provider Reviews
      • 2degrees Broadband Review
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      • Electric Kiwi Broadband Review
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      • NOW Broadband Review
      • One NZ Broadband Review
      • Orcon Broadband Review
      • Spark Broadband Review
      • Skinny Review
      • Starlink Review
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  • Power
    • Compare Power Companies
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    • How to Lower Your Power Bills
    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Electric Vehicle Power Plans
    • How to Use Less Power
    • Power Companies
      • Contact Energy Review
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      • Genesis Energy Review
      • Globug Review
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      • Powershop Review
  • Essential Money Tips
    • Must-Read Lists & Tips
      • Fleeced Kiwi Awards 2025
      • Best and Worst Loyalty Programmes
      • 10 Things to Do Differently with Money in 2025
      • 10 Signs You’re in Financial Danger
      • 20 Indicators You're Doing Well Financially
      • 20 Things to Stop Buying to Have More Money
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Frugal Decisions That Often Backfire
      • 20 Money Habits that Keep You Poor
      • 20 Supermarket Ripoffs
      • 20 Ways to Save on Household Bills
      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
      • Bailing Out Your Partner Financially
      • Financial Red Flags in a Relationship
      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
      • Teaching Kids About Money
      • Single Parenting and Money
      • Tips for Families on a Single Income
      • Financial Planning for Children With Disabilities
    • Valuable Insights
      • Why Am I Not Wealthy?
      • Can the Average New Zealander Become a Millionaire?
      • Money Habits Keeping You in the Rat Race
      • 15 Great Things New Zealanders Can be Optimistic About
      • How to Survive a Recession
      • How to Handle Rising Interest Rates
      • Stealth Wealth
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      • Average NZ Salary by Age
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      • Dental Costs
      • Charities in New Zealand
      • Trade Me Alternatives
    • Challenging Economic Conditions
      • Financial Support Resources
      • How to Protect Your Finances from Inflation
      • Impacts of Inflation in New Zealand
      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
    • FIRE Guides
      • How Much Money Do You Need to Retire Comfortably in New Zealand
      • Retirement in a Nutshell
      • Retirement Money Drawdown
      • 10 Habits of Quiet Millionaires
      • Financial Freedom by 50
      • How to Maximise Income in Retirement
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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      • CAP (Christians Against Poverty) Review
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      • Getting into Debt to Meet Short Term Living Costs
      • Bankruptcy Guide
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Choosing an Accountant
      • Accountants in Auckland
      • Tax Refunds
  • Life Essentials
    • Money & Income Ideas
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      • Make Money Online
      • Paid Survey Websites Review
        • Ipsos iSay Review
        • Nielsen Homescan Review
        • Nielsen Online (Computer & Mobile Panel) Review
        • Valued Opinions Review
        • Opinion World Review
        • Triaba New Zealand Review
        • Rewardia New Zealand Review
      • Free Samples
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      • Hosting International Students
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    • Kids Eat Free
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    • Meal Kits & Supermarkets
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      • HelloFresh Review
      • My Food Bag Review
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      • Online Supermarkets
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      • Supermarket Christmas Clubs
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    • Entertainment
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      • Disney+ Review
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    • Consumer Rights
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      • Tenant and Landlord Obligations & Rights
    • School Holiday Activities
      • Auckland School Holiday Activities
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    • Shopping Resources
      • 65+ Best Online Shopping Websites in New Zealand
      • Shoe Size Conversion Guide
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      • Temu Review
      • Affordable Online Clothes Shopping
      • Best Baby Clothes
      • Buy Books Online
      • Black Friday New Zealand Deals
      • Mother's Day Ideas and Gifts
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    • Living Essentials
      • FInding a Rental in Auckland
      • Gym Memberships Guide
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    • Senior Living
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    • Wedding Resources
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    • Home & Kitchen
      • Bathroom Renovations Guide
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      • Best Mattresses
      • Best Slow Cookers
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      • Best Ride-On Lawn Mowers
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      • Best Meat Thermometers
      • Best Printers
      • Best Computer Desks
      • Best Antivirus, Anti-Malware and Internet Safety Habits
      • Best VPN Services
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      • Best Electric Scooters
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
      • Weight Loss Shakes
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  • Trade Services
    • Auckland Trade Services
      • Acupuncture Auckland
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The Best VPN Services for New Zealanders 2025

Compare the best VPN services for New Zealand - we cover expert reviews of NordVPN, Surfshark, ExpressVPN and more.
Best NZ VPN Networks
Updated 17 October 2025

VPNs are increasingly popular throughout New Zealand and the cost of buying an annual subscription is falling. This guide is designed to explain what you need to know about VPNs and help you make an informed purchase. 

​Our VPN Buying Guide Covers:
  • What to look for when choosing a VPN
  • The Best VPNs Available in New Zealand Right Now
  • VPN Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear
  • Frequently Asked Questions

What is a VPN and how does it work?

Each time you do anything online (browsing the news, checking social media, torrenting, streaming), your basic information is seen by your Internet Service Provider (ISP) as well as the recipient. A VPN solves that privacy issue by acting on your behalf as an intermediary. A VPN lets you go anywhere unnoticed, even geo-blocked places. That level of anonymity is what makes VPNs so valuable. 
How a VPN works
Browsing without a VPN
How a VPN works
Browsing with a VPN

How much does a VPN cost?

How much you pay depends on the service and the exchange rate between the NZD and USD (as all VPN services are priced in USD). With the right deal, you should be able to get a VPN for about NZ$50 to NZ$80 a year. VPN services frequently promote generous discounts to get new customers.

​Top 5 Reasons to Use a VPN in New Zealand

Recent statistics have shown that most people use VPNs to overcome the ever-growing restrictions imposed by several countries to access certain content. In New Zealand, users also find VPNs extremely useful for:
  • Streaming geo-blocked content from other countries (Netflix, BBC, Disney Plus, etc)
  • Watching New Zealand content (football, rugby, cricket, etc) while outside of New Zealand
  • Staying clear from bandwidth caps and/or throttling imposed by ISPs
  • Safely using P2P sharing networks
  • Protecting their privacy from snoops
 
The best approach to find the right VPN for your needs:
To find the right VPN, you'll need to first decide what your you need the service for and what will influence your choice. Common factors include:
  • Accessing geo-blocked content
  • Increasing connection speed
  • Torrenting
  • Protecting privacy
  • Price/value for money
  • Accessing a variety of countries' IP addresses 

For instance, you might not be interested in watching content from Netflix USA but browsing with a high level of privacy at an affordable price. Or perhaps, you do want to stream content from specific countries like the UK, Australia, USA etc; in that case, you will need a VPN service that covers those specific locations.

Important: Why Thousands of New Zealand Users Choose NordVPN (And Save Money Doing It)

Here's what shocked MoneyHub readers: Many were paying premium prices for VPNs with just 1-2 New Zealand servers, experiencing constant buffering and connection drops. We published this guide to make New Zealanders aware of alternatives that deliver security and value for money. 

What MoneyHub readers discovered about NordVPN in 2024 and 2025:
  • 20+ dedicated NZ servers vs competitors' 1-3 servers means faster, more reliable connections
  • Consistent Netflix/streaming access while other VPNs get blocked all too often
  • Average savings of US$50+/year with ongoing sales compared to other VPN services
  • No speed throttling - NordVPN doesn't scale back speed

The pattern we're seeing across New Zealand:
  • Several "premium-priced" VPNs charge 2X-3X more than the likes of NordVPN but don't deliver any additional benefits or speeds.
  • We agree that this pricing gap exists because we test VPNs regularly, and NordVPN consistently delivers better value for New Zealand users.

What Makes NordVPN Different for New Zealand Users?
  1. 20+ New Zealand Servers - More bandwidth, zero congestion. Essential for TVNZ+, Three Now, and Sky Sport access from overseas.
  2. Streaming That Works - Netflix, Disney+, BBC iPlayer, Stan are consistently accessible. Geo-blocking updates within hours. UK/US/Aussie content unlocked.
  3. Robust Security - Panama-based (outside Five Eyes), PwC-audited no-logs policy, military-grade encryption.
  4. Speed - NordLynx protocol delivers 10-20% speed loss vs competitors' 40-60%. Perfect for 4K streaming and video calls.
  5. 10 Simultaneous Connections - This means you can connect multiple devices, such as a laptop, phone, tablet, smart TV, router, and gaming consoles, all at once.

Current NordVPN Offer:
  • 2-year plan from ~ US$3/month (67% off standard pricing)
  • 30-day money-back guarantee - full refund, no questions asked
  • 10 simultaneous device connections - protect laptop, phone, tablet, router
  • Threat Protection included - blocks malware, trackers, ads

Our view: NordVPN's approach is to invest in infrastructure (20+ NZ servers) and technology (fastest protocols) rather than expensive advertising. We believe this means they deliver better service and more features at half the cost of other VPN services.

Based on our most recent research, we believe NordVPN's service covers Netflix (NZ/US/UK/AU), Disney+, BBC iPlayer, Stan and Sky Sport. It is our understanding that NordVPN updates geo-blocking workarounds faster than services can block them.

Visit NordVPN
MoneyHub Founder Christopher Walsh shares his experience with VPNs and his preference for NordVPN:
"I've been using NordVPN for years and believe it to be the best around. The pricing is affordable, with plans starting from around US$3/month with a 30-day money-back guarantee. NordVPN has never let me down and is a service I rely on everyday for my work".

"What sets NordVPN apart, though, is its commitment to New Zealanders, which is rare in among VPN service. NordVPN has a dedicated server in Auckland which means more bandwidth and happier clients, myself included. While not all servers offer torrent support, I believe it's the best VPN choice for anyone looking for an unbeatable presence in New Zealand".

Advertising disclosure: This guide contains affiliate links, which means MoneyHub may earn a commission if you click through and make a purchase. However, we only recommend VPN services we believe in and have tested, with NordVPN arguably the best option for anyone in New Zealand looking for a reliable, secure, and affordable VPN.
Christopher Walsh MoneyHub Founder
Christopher Walsh
MoneyHub Founder

NordVPN

Best NZ VPN Networks

What to look for when choosing a VPN

​It is time to talk about a few aspects concerning what to look for when choosing a VPN. We will not overwhelm you with overly technical aspects, but easy to find information that most VPN providers advertise on their websites.
  • The total number of servers. The number of servers is a subjective aspect that gives you an idea of the provider size as well as its ability to handle traffic demand from its customer base. Generally, the more the better.
  • Countries where the VPN has servers installed. The importance of this aspect varies from one user to another. If you travel outside New Zealand during rugby season and need access to local content as if you where at home then you need a provider with servers in New Zealand. If you want to access Netflix USA content from New Zealand then you have no option but choosing a VPN having servers in the USA to make Netflix think you are streaming from there.
  • Simultaneous connections. Once you sign up for a VPN, you will have to download and install their app on each of your devices. You can install the app on as many devices as you want, but each provider has limits on the number of simultaneous connections allowed.
  • Geo-blocking support. If bypassing geo-restrictions is important, this is feature is essential. Not all VPNs can bypass Netflix tough geo-blocking algorithms.
  • Torrenting support. Similar than with geo-blocking, not all VPN providers allow torrenting in their servers.
  • Native support. Arguably this is one of the most overlooked factors. Pay special attention to what devices are supported by the VPN provider. For instance, do not assume that all VPNs support Android or iOS.
  • VPN operation headquarters. This is only important if you are serious about privacy. Certain countries (like the United States) have laws in place that force VPN providers to share certain information if required.
  • VPN logging policy. One step deeper on the privacy topic, not all VPN providers have the same policy regarding the information they store. If you need the highest level of anonymity then you should pay attention to this factor.
  • Bitcoin payments. Yes, this matters from a privacy standpoint too. Bitcoin payments are untraceable, so if your concern for privacy is that high, then you should choose a provider that accept Bitcoins.
  • Kill Switch support. Without diving into technical aspects, it is safe to assert that the kill switch feature is desirable. That said, you will notice that not all VPNs offer this feature on all devices. Since this is a high-level privacy feature, we suggest choosing a provider offering the kill switch on as many devices as possible.

Best VPN New Zealand

The Best VPNs Available in New Zealand Right Now

Our VPN provider list is based on 15+ key features, prices, speed and server availability. We have a side-by-side VPN comparison to help you see the difference between providers. Best of all, all of the top five VPN services offer (at least) a 30-day money-back guarantee. This lets you try without risk. 

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1. NordVPN Review

Pricing: From around US$3/month (2-year plan) - 30-Day Money-Back Guarantee
 
Available on: Windows, macOS, Linux, Android, iOS, AndroidTV, Chrome, Firefox, and routers

Overview:
  • No other VPN service provider is as committed to New Zealanders as NordVPN, based on the servers available locally. Each server incurs costs, so running dozens of them all over New Zealand is a significant investment. More servers imply more bandwidth and less overload hence happier clients.
  • However, not all NordVPN servers offer torrent support; if downloading torrents is your main focus, you probably need to consider other options.
  • If you are looking for a VPN with an unbeatable presence in New Zealand, VPN is arguably the leading choice. 
 
NordVPN highlights at a glance:
  • Counts with a network consisting of 5,400+ servers distributed in 59 countries
  • Counts with over 30 servers in New Zealand
  • Supports up to 6 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes, in selected servers
  • Native Support: Windows, macOS, Linux, Android, iOS, AndroidTV, Chrome, Firefox, and routers
 
NordVPN security and privacy:
  • Where is based? Panama
  • Logs my traffic? No
  • Logs my DNS requests? No
  • Logs my IP address? No
  • Logs my timestamp? No
  • Logs my bandwidth? No
  • Accepts Bitcoin? Yes
  • Kill Switch? Yes, Windows, macOS, Linux, Android 7+, and iOS.
 
NordVPN Pros and Cons:
Pros:
  • Widest VPN presence in New Zealand with over 30 servers deployed locally
  • Double VPN changes IP twice for added privacy
  • Updates Netflix geoblocking algorithm regularly
Cons:
  • Torrent support not available on all servers
  • Doesn’t offer the fastest speeds

More information: NordVPN New Zealand

Surfshark VPN Review NZ

2. Surfshark VPN Review

Pricing: From around US$2/month (2-year plan) - 30-Day Money-Back Guarantee

Platforms it's available on: Windows, macOS, Linux, Android, iOS, FireTV, AppleTV, Chrome, Firefox, and routers

Overview: Surfshark is a popular VPN service provider that offers a wide range of features at an affordable price. With over 3,200 servers in over 65 countries, Surfshark provides users with fast and reliable connections, unlimited bandwidth, and the ability to unblock popular streaming services like Netflix, Hulu, and Amazon Prime Video.

Surfshark highlights at a glance: 
  • Counts with a network consisting of 3,200+ servers distributed in 65 countries 
  • Supports unlimited simultaneous connections on multiple devices 
  • Does it count with unlimited bandwidth? Yes 
  • Can it unblock Netflix? Yes 
  • Can it unblock Spotify? Yes 
  • Does it support torrenting? Yes 
  • Native Support: Windows, macOS, Linux, Android, iOS, FireTV, AppleTV, Chrome, Firefox, and routers

Surfshark security and privacy: 
  • Where is based? British Virgin Islands 
  • Logs my traffic? No 
  • Logs my DNS requests? No 
  • Logs my IP address? No 
  • Logs my timestamp? No 
  • Logs my bandwidth? No 
  • Accepts Bitcoin? Yes 
  • Kill Switch? Yes, available on all platforms

Surfshark Pros and Cons: 
Pros: 
  • Affordable pricing with a wide range of features 
  • Fast and reliable connection speeds 
  • Supports unlimited simultaneous connections 
Cons: 
  • Some servers may be slower than others 
  • Customer support can be slow to respond at times 
  • Limited server network compared to some other VPN providers

More information: Surfshark New Zealand

Atlas VPN Review NZ

3. AtlasVPN Review

Pricing: From around US$2/month (3-year plan) - 30-Day Money-Back Guarantee
 
Available on: Windows, macOS, Linux, Android, iOS, AndroidTV

Overview: AtlasVPN is a virtual private network (VPN) service providing fast and secure internet access. It offers advanced security features such as military-grade encryption and protocols to protect users' online privacy and security. AtlasVPN has a no-logs policy, which means it doesn't store any data on users' internet activities. AtlasVPN offers unlimited bandwidth and supports torrenting.

AtlasVPN highlights at a glance: 
  • Counts with a network consisting of 750 servers distributed in 38 countries 
  • Supports up to 5 simultaneous connections on multiple devices 
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes, most of their servers are P2P-friendly
  • Native Support: Windows, macOS, Linux, Android, iOS, AndroidTV

AtlasVPN security and privacy:
Where is based? United States.
Logs my traffic? No
Logs my DNS requests? No
Logs my IP address? No
Logs my timestamp? No
Logs my bandwidth? No
Accepts Bitcoin? Yes
In which platforms is Kill Switch available? Windows and Mac.

AtlasVPN Pros and Cons
Pros:
  • Advanced security features: AtlasVPN provides advanced security features such as military-grade encryption, secure protocols, and a no-logs policy to protect users' online privacy and security.
  • Fast and reliable connection: AtlasVPN offers a fast and reliable connection speed, which is essential for streaming, torrenting, or online gaming.
  • User-friendly interface: AtlasVPN has a user-friendly interface that is easy to use and navigate, making it accessible for beginners and advanced users.
Cons:
  • Limited server network: AtlasVPN has a smaller server network than other VPN providers, with servers in only 38 countries. This could be a drawback for users who need access to servers in more locations.
  • No live chat support: AtlasVPN does not offer live chat support, which could be an issue for users requiring immediate VPN connection assistance.
  • Inconsistent streaming performance: While AtlasVPN can unblock streaming services like Netflix, some users have reported inconsistent streaming performance, which could be problematic for users relying on a VPN for streaming content.

More information: AtlasVPN New Zealand

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4. ExpressVPN Review

Pricing: From around US$7/month (2-year plan), although other plans are cheaper - 30-Day Money-Back Guarantee
 
Available on: Windows, macOS, Linux, Android, iOS, AndroidTV, Samsung Smart Tv, Sony Smart Tv, Apple TV, Fire Stick, Chromecast, Roku, Chrome, Firefox, and routers

Overview: 
  • Another top-tier contender in the VPN arena is ExpressVPN. With over 3000 servers worldwide, you certainly have a lot of locations to choose from. Unfortunately, ExpressVPN only counts with one server in New Zealand.
  • However, if latency is an issue, they count with five servers in Australia. Similar to NordVPN, the specialists of ExpressVPN are constantly monitoring popular streaming services such as Netflix and Spotify in order to guarantee their service can effectively “bypass” their geoblocking restrictions.  
​
ExpressVPN highlights at a glance:
  • Counts with a network consisting of 3000+ servers distributed in 94 countries
  • 1 server in New Zealand
  • Supports up to 5 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes
  • Native Support: Windows, macOS, Linux, Android, iOS, AndroidTV, Samsung Smart Tv, Sony Smart Tv, Apple TV, Fire Stick, Chromecast, Roku, Chrome, Firefox, and routers
 
ExpressVPN security and privacy
  • Where is based? The British Virgin Islands
  • Logs my traffic? No
  • Logs my DNS requests? No
  • Logs my IP address? No
  • Logs my timestamp? Yes
  • Logs my bandwidth? Yes
  • Accepts Bitcoin? Yes
  • Kill Switch? Only on Windows, macOS, Linux, Android, and routers, details here
 
ExpressVPN Pros and Cons:
Pros:
  • Torrent support on all servers
  • Fast and reliable
  • Native support for virtually any device that can connect to the Internet
Cons:
  • The VPN logs some of your information
  • Only one server is available in New Zealand
  • Higher monthly cost than most​

More information: ExpressVPN New Zealand

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5. Hotspot Shield Review

Pricing: From around US$8/month (1-year plan) - 45-Day Money-Back Guarantee
 
Available on: Windows, macOS, Android, iOS, Chrome

Overview:
  • If you have been researching VPN options in New Zealand then most probably you already heard about HotspotShield VPN. With a network consisting of 80 countries and over 3000 servers, you have plenty of options to choose from. One of the differentiating points of Hotspot Shield has to do with its speed.
  • Thanks to their proprietary Catapult Hydra protocol, Hotspot shield claim itself to be the fastest VPN provider regardless of your location. While that sounds enough to become the best provider, it does log timestamps, bandwidth, and even the IP address. Moreover, Hotspot Shield does not offer a native Firefox extension nor accept Bitcoin as a payment method. Despite these disadvantages, if you only concern is raw speed, then Hotspot Shield is among the best VPN providers you can find in New Zealand.
 
Hotspot Shield highlights at a glance
  • Counts with a network consisting of 3200+ servers distributed in 80 countries
  • Counts with an unknown number of servers in New Zealand  (we assume is only one)
  • Supports up to 5 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes
  • Native Support: Windows, macOS, Android, iOS, Chrome
 
Hotspot Shield security and privacy:
  • Where is based? The United States
  • Logs my traffic? No
  • Logs my DNS requests? Yes
  • Logs my IP address? Yes
  • Logs my timestamp? Yes
  • Logs my bandwidth? Yes
  • Accepts Bitcoin? No
  • Kill Switch? Only on Windows, details here
 
Hotspot Shield VPN Pros and Cons:
Pros:
  • ​Ultra-fast speeds
  • Very easy to use
  • Torrent support on all servers
Cons:
  • Logging policies
  • Offers limited native support​

​More information: Hotspot Shield New Zealand

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6. IPVanish VPN Review

Pricing: From around US$3/month (1-year plan) - 30-Day Money-Back Guarantee
 
Available on: Windows, macOS, Linux, Android, iOS, Chrome, Fire TV, and routers

Overview:
  • Although IPVanish does not count with an impressive number of servers, it certainly has a lot to offer at an affordable price. Firstly, is the only VPN provider in our list that includes 250GB of free cloud storage on all its plans. That alone is a good reason to consider IPVanish as your provider.
  • It counts with 5 servers in Auckland to choose from. Add unlimited torrent bandwidth on all its servers and it offers an excellent option for anyone who uses P2P sharing services continually.
  • If all that is still not enough then you will be happy to know that IPVanish is the only VPN on our list that let you connect up to ten devices at the same time. All in all, IPVanish offers a good balance of features at a very good price.
 
IPVanish highlights at a glance 
  • Counts with a network consisting of 1,400+ servers distributed in 75 countries
  • Counts with 5 servers in New Zealand (Auckland)
  • Supports up to 10 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes
  • Native Support: Windows, macOS, Linux, Android, iOS, Chrome, Fire TV, and routers
 
IPVanish security and privacy: 
  • Where is based? The United States
  • Logs my traffic? No
  • Logs my DNS requests? No
  • Logs my IP address? No
  • Logs my timestamp? No
  • Logs my bandwidth? No
  • Accepts Bitcoin? No
  • Kill Switch? Only on Windows, macOS, and Android, details here
 
IPVanish VPN Pros and Cons:
Pros:
  • 250GB SugarSync® encrypted storage & backup included on all plans
  • Up to 10 devices can connect at once
  • Unlimited bandwidth for torrents on all servers
Cons:​
  • Limited New Zealand servers

More information: IPVanish

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7. TunnelBear VPN Review

Pricing: From around US$3/month (1-year plan) - 30-Day Money-Back Guarantee

Available on: Windows, macOS, Android, iOS, Chrome, Firefox, Opera

​​Overview:
  • TunnelBear is a relatively new actor in the VPN scene, mostly known because of its free plan. However, in recent years, the company has made huge efforts to earn users’ trust through its Transparency Reports. TunnelBear philosophy is straightforward: “ we strive to give users a clear understanding of how our service operates so they can make informed choices”.
  • Given that VPNs are widely used to bypassing the censorship imposed in many countries, it’s good to see a company taking such an honest approach. Aside from its “transparency philosophy” advantage, TunnelBear offers one of the most affordable VPN services in New Zealand along with an elegant graphical interface and a handy app called RememBear Password Manager.
  • Sadly, all these benefits are somehow overshadowed by TunnelBear inability to bypass streaming services such as Netflix. Nevertheless, if that is not a dealbreaker for you, TunnelBear can offer a good way to anonymously browse the web and download torrents.
 
TunnelBear highlights at a glance
  • Counts with a network consisting of 1800+ servers distributed in 23 countries
  • Counts with an unknown number of servers in New Zealand (we assume is only one)
  • Up to 5 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes (paid plan only)
  • Can it unblock Netflix? No
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes
  • Native Support: Windows, macOS, Android, iOS, Chrome, Firefox, Opera
 
TunnelBear security and privacy:
  • Where is based? The United States
  • Logs my traffic? No
  • Logs my DNS requests? No
  • Logs my IP address? No
  • Logs my timestamp? No
  • Logs my bandwidth? Yes
  • Accepts Bitcoin? Yes
  • Kill Switch? Only on Windows, and macOS details here
 
TunnelBear VPN Pros and Cons
Pros:
  • Affordable 3-year plan
  • RememBear Password Manager app to keep your accounts secure
  • Publishes regular, independent security audits of its apps
Cons:
  • Logs bandwidth usage
  • Does not support Netflix

More information: TunnelBear

Important: Why Thousands of New Zealand Users Choose NordVPN (And Save Money Doing It)

Here's what shocked MoneyHub readers: Many were paying premium prices for VPNs with just 1-2 New Zealand servers, experiencing constant buffering and connection drops. We published this guide to make New Zealanders aware of alternatives that deliver security and value for money. 

What MoneyHub readers discovered about NordVPN in 2024 and 2025:
  • 20+ dedicated NZ servers vs competitors' 1-3 servers means faster, more reliable connections
  • Consistent Netflix/streaming access while other VPNs get blocked all too often
  • Average savings of US$50+/year with ongoing sales compared to other VPN services
  • No speed throttling - NordVPN doesn't scale back speed

The pattern we're seeing across New Zealand:
  • Several "premium-priced" VPNs charge 2X-3X more than the likes of NordVPN but don't deliver any additional benefits or speeds.
  • We agree that this pricing gap exists because we test VPNs regularly, and NordVPN consistently delivers better value for New Zealand users.

What Makes NordVPN Different for New Zealand Users?
  1. 20+ New Zealand Servers - More bandwidth, zero congestion. Essential for TVNZ+, Three Now, and Sky Sport access from overseas.
  2. Streaming That Works - Netflix, Disney+, BBC iPlayer, Stan are consistently accessible. Geo-blocking updates within hours. UK/US/Aussie content unlocked.
  3. Robust Security - Panama-based (outside Five Eyes), PwC-audited no-logs policy, military-grade encryption.
  4. Speed - NordLynx protocol delivers 10-20% speed loss vs competitors' 40-60%. Perfect for 4K streaming and video calls.
  5. 10 Simultaneous Connections - This means you can connect multiple devices, such as a laptop, phone, tablet, smart TV, router, and gaming consoles, all at once.

Current NordVPN Offer:
  • 2-year plan from ~ US$3/month (67% off standard pricing)
  • 30-day money-back guarantee - full refund, no questions asked
  • 10 simultaneous device connections - protect laptop, phone, tablet, router
  • Threat Protection included - blocks malware, trackers, ads

Our view: NordVPN's approach is to invest in infrastructure (20+ NZ servers) and technology (fastest protocols) rather than expensive advertising. We believe this means they deliver better service and more features at half the cost of other VPN services.

Based on our most recent research, we believe NordVPN's service covers Netflix (NZ/US/UK/AU), Disney+, BBC iPlayer, Stan and Sky Sport. It is our understanding that NordVPN updates geo-blocking workarounds faster than services can block them.

Visit NordVPN
MoneyHub Founder Christopher Walsh shares his experience with VPNs and his preference for NordVPN:
"I've been using NordVPN for years and believe it to be the best around. The pricing is affordable, with plans starting from around US$3/month with a 30-day money-back guarantee. NordVPN has never let me down and is a service I rely on everyday for my work".

"What sets NordVPN apart, though, is its commitment to New Zealanders, which is rare in among VPN service. NordVPN has a dedicated server in Auckland which means more bandwidth and happier clients, myself included. While not all servers offer torrent support, I believe it's the best VPN choice for anyone looking for an unbeatable presence in New Zealand".

Advertising disclosure: This guide contains affiliate links, which means MoneyHub may earn a commission if you click through and make a purchase. However, we only recommend VPN services we believe in and have tested, with NordVPN arguably the best option for anyone in New Zealand looking for a reliable, secure, and affordable VPN.
Christopher Walsh MoneyHub Founder
Christopher Walsh
MoneyHub Founder

NordVPN

Best VPN New Zealand

VPN Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear

Choosing between the top VPN providers isn't easy - our comparison charts help you make the right choice.

Last tested: October 2025

Monthly Costs & Free Inclusions Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear

Features
NordVPN
ExpressVPN
Hotspot Shield
IPVanish
TunnelBear
Standard 1 or 2-Year Plan Costs
Around US$3/month (2-year plan) 
From around US$7/month (2-year plan)
Around US$8/month (1-year plan)
From around US$3/month (1-year plan)
Around US$3/month (1-year plan)
Free Inclusions
-
-
-
​​250GB SugarSync® encrypted storage & backup included on all plans
​​3-year Remembear Password Manager
Money-Back Guarantee
30 days
​30 days
45 days
30 days
30 days

Highlights and Features Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear

Features
NordVPN
ExpressVPN
Hotspot Shield
IPVanish
TunnelBear
Servers
5,400+
3,000+
3,200+
1,400+
​1,800+
Countries
59
94
80
75
23
NZ based servers?
30
1
Unknown
5
Unknown
Simultaneous connections?
6
5
5
10
5
Bandwidth
Unlimited
Unlimited
​Unlimited
Unlimited
Unlimited
Unblocks Netflix?
Yes
Yes
Yes
Yes
No
Unblocks Spotify?
Yes
​Yes
Yes
Yes
Yes
Torrent Support?
Selected Servers
Yes
​Yes
Yes
Yes
Native support
​Windows, macOS, Linux, Android, iOS, AndroidTV, Chrome, Firefox, and routers
Windows, macOS, Linux, Android, iOS, AndroidTV, Samsung Smart Tv, Sony Smart Tv, Apple TV, Fire Stick, Chromecast, Roku, Chrome, Firefox, and routers
Windows, macOS, Android, iOS, Chrome
​Windows, macOS, Linux, Android, iOS, Chrome, Fire TV, and routers
​Windows, macOS, Android, iOS, Chrome, Firefox, Opera

Privacy Highlights Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear

Features
NordVPN
ExpressVPN
Hotspot Shield
IPVanish
TunnelBear
Kill Switch
​Windows, macOS, Linux, Android 7+, and iOS
Windows, macOS, Linux, Android, and routers
Windows
​Windows, macOS, and Android
Windows and macOS
Logs Traffic
​No
​No
No
No
No
Logs DNS requests
No
No
Yes
No
No
Logs IP address
No
No
Yes
No
No
Logs Timestamps
No
Yes
Yes
No
No
Logs Bandwidth
No
Yes
Yes
No
Yes
Accept Bitcoin
Yes
Yes
No
No
Yes

VPNs NZ Frequently Asked Questions

Frequently Asked Questions


Do I need a VPN?

There are several reasons why you might want to use a VPN, including:
  • To protect your online privacy and keep your personal information and online activity safe from prying eyes.
  • To access content that might be restricted in New Zealand (or wherever you are), such as websites, streaming services, and social media platforms.
  • To secure your internet connection on public Wi-Fi networks, which can be vulnerable to hacking and cyber threats.
  • To bypass internet censorship and access the web freely, even in countries with strict internet regulations.

How do I choose the right VPN service?

When choosing a VPN service, you'll want to consider several factors, including:
  • The security and privacy features offered by the VPN, such as encryption standards and no-log policies.
  • The number of servers and server locations offered by the VPN.
  • The compatibility of the VPN with different devices and operating systems.
  • The speed and reliability of the VPN connection.
  • The cost of the VPN service and the availability of a free trial or money-back guarantee.

As a background, our list of trusted VPNs above offer a range of services and are compared in detail in the tables.

Is it legal in New Zealand to use a VPN?

Yes - there is no law against using VPNs, and media reports suggest many New Zealanders have ongoing subscriptions.

Can a VPN slow down my internet speed?

Yes, a VPN can slow down your internet speed, as the data has to travel through an additional server before reaching its destination. However, the extent of the speed reduction will depend on several factors, such as the quality and speed of the VPN server you are connected to, the distance between the server and your device, and the encryption standards used by the VPN. With most of New Zealand now using 4G, 5G and fibre (or Fibe-ready), there's little risk of noticably slower connection using a VPN.

Can a VPN access Australian Netflix, Stan, or Binge from New Zealand?

Yes - you can connect to an Australian VPN server to access Australian-exclusive content on Netflix, Stan, Binge, or Paramount+. This is particularly useful for Australian sports content, reality TV shows, and local productions not available in NZ. NordVPN and Surfshark consistently bypass Australian streaming geo-blocks.

Can I watch UK sports (Premier League, rugby, F1) on cheaper UK streaming with a VPN?

Yes - you can connect to UK VPN servers to access BBC iPlayer (free with TV license), ITV Hub, or UK NOW TV subscriptions, which are often cheaper than New Zealand equivalents. This gives access to Premier League football, Six Nations rugby, Wimbledon, and Formula 1. Note that BBC iPlayer requires a UK postcode (use a valid UK postcode generator for verification).

Will a VPN help me watch US sports (NFL, NBA, MLB) from New Zealand?

Yes - ESPN+, Paramount+, and Peacock offer US sports at lower prices than NZ equivalents. Connect to a US VPN server and sign up with a US payment method (or use PayPal). MLB.TV blacks out local games, but connecting to a server in a different US state bypasses this. For NFL Game Pass International, connect to a non-US server for better pricing.

What's the difference between free VPNs and paid VPNs for New Zealand users?

Free VPNs typically have data caps (often 500MB-10GB/month), slower speeds, fewer servers, and may log/sell your data to advertisers. They rarely unblock Netflix or other streaming services. Paid VPNs (US$3-$8/month) offer unlimited data, faster speeds, better security, New Zealand servers, and reliable streaming access. For serious use, paid VPNs are worth the investment—roughly the cost of one coffee per month.

Is a VPN necessary if I already use HTTPS and incognito mode?

HTTPS encrypts data between your browser and websites, while incognito mode prevents local browsing history storage. However, neither hides your IP address from websites nor prevents your ISP from seeing which sites you visit. A VPN adds an additional layer by masking your IP address, encrypting all internet traffic (not just browser traffic), and hiding your activity from your ISP. All three technologies serve different purposes and work best together.

Will a VPN protect my online payments and financial transactions?

Yes and no - a VPN can provide a high level of security for your online activities but it can't protect you from scams or fraud. Always be cautious when providing personal or financial information online.

Can I use a VPN on all my devices?

Yes, many VPN services offer apps and software for multiple devices, including desktops, laptops, smartphones, and tablets. Some VPNs even have router-compatible versions, so you can protect your connected devices with a single VPN subscription. It is important to check the compatibility of the VPN with your devices before purchasing a subscription, even if a free warranty is offered. 

Can I use a VPN to watch geo-restricted content, such as Netflix or Disney+

Yes, a VPN can help you access geo-restricted content, such as Netflix or Disney+, by allowing you to connect to a server in a different region. However, it's important to note that streaming services are taking more action to block VPN connections, so it may not always be possible to access restricted content. Therefore, choosing a VPN service with a good reputation for unblocking popular streaming services is important.

Do I need to pay for a VPN service, or are there free options available?

While there are free VPN services available, it's important to be cautious about using them. Free VPNs may not offer the same level of security and privacy as paid services, and some may even collect and sell your data. On the other hand, paid VPN services generally offer more robust security features, faster speeds, and better customer support.

Can I use a VPN to protect my privacy on social media?

Yes, using a VPN can help protect your privacy on social media by encrypting your internet connection and hiding your IP address. However, social media companies may still collect and use your data, so it's important to be cautious about the information you share online.

What is a kill switch, and why is it important?

A kill switch is a feature offered by some VPN services that will automatically cut off your internet connection if the VPN connection is lost. This helps to protect your privacy and security by preventing your data from being transmitted over an unencrypted connection. A kill switch is important because it protects against data leaks, which can occur if the VPN connection is disrupted.

How do I know if a VPN service is trustworthy?

To determine if a VPN service is trustworthy, you can consider factors such as the company's privacy policy, encryption standards, and location (some countries have stronger privacy laws than others). It's also helpful to read reviews from other users and to check if the VPN service has undergone independent security audits. Generally, a VPN service with a strong reputation uses top-of-the-line encryption standards, and a clear and transparent privacy policy, is more likely to be trustworthy.

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  • Banking & Savings
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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      • Feijoa Review
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  • MSD
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  • Law
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    • Air New Zealand Specific
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    • Best of New Zealand
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    • Foreign Currency Exchange
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  • Mobile & SIM
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  • Power
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  • Essential Money Tips
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    • Money & Relationships
      • Bailing Out Your Partner Financially
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      • Guarantors - Loans and Mortgages
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    • Valuable Insights
      • Why Am I Not Wealthy?
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    • Challenging Economic Conditions
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      • Graduating Without a Job
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  • Financial Independence
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    • Tax
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  • Life Essentials
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    • Shopping Resources
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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    • Wellington Trade Services
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      • Drainage Services in Wellington
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    • Christchurch Trade Services
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    • Hamilton Trade Services
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    • Tauranga Trade Services
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      • Dentists Tauranga
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      • Gutter Cleaning Tauranga
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      • Heat Pump & AC Specialists Tauranga
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