MoneyHub NZ
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      • Comparisons
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        • Kernel vs Sharesies
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        • Kernel vs Smart
        • Hatch vs Stake
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        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
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          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • How to Invest in the NASDAQ from New Zealand
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
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        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
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        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
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        • Investing in the S&P 500 from New Zealand
        • Shares vs ETFs
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        • Dollar Cost Averaging Guide
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        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
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        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
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        • 10 Popular Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
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    • Managed Funds, Tax & DIY Investing
      • Guides
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          • Pathfinder Managed Funds Review
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        • Bank Credit Ratings
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        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
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        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Squirrel Review
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        • New Zealand Financial Markets Authority (FMA)
      • Calculators
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    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
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        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
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        • Forex Trading Guide
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      • Cryptocurrency
        • Reviews
          • Swyftx Review
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          • Vault International Bitcoin Fund Review
          • NZDD Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
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          • Guide to NFTs
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          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Best Personal Loans
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      • Lender Reviews
        • Harmoney Loans Review
        • Nectar Review
        • Avanti Finance Review
        • Money Sweetspot Review
        • Save My Bacon Review
      • Credit Health
        • How to Build Credit in New Zealand
        • Credit Scores and Credit Checks
        • Interest Rates Guide
        • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
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    • Best Car Finance
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      • Tools & Calculators
        • Car Finance Calculator
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      • Resources
        • Car Finance Documents Checklist
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      • Car Finance Company Reviews
        • Simplify Loans Review
        • Simplify Car Loans - Real Customer Reviews & Facts
        • Better Car Loans - Real Customer Reviews & Facts
        • Toyota Finance Review
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        • Simplify vs MTF vs UDC vs Heartland
        • AA Money Review
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      • Car Finance Add-On Insurance
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  • Car, Home & Pet Insurance
    • Overview
    • Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
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      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
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    • Home & Contents Insurance
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      • Average Cost of Car, House, and Contents Insurance
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      • Initio Review
        • Sum Insured Explained
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Business Insurance
      • Public Liability Insurance
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      • Business Interruption Insurance
      • ACC CoverPlus Extra (CPX) Explained
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    • Find a Broker
      • Trusted Insurance Brokers in Wellington
      • Trusted Insurance Brokers in Christchurch
  • Life & Health Insurance
    • Compare Life Insurance
      • Life Insurance Calculator
      • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
      • Life Insurance Explained (Videos)
      • Stepped vs Level Life Insurance
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      • Buying Life Insurance Direct vs Using an Insurance Broker
      • Life Insurance Policies - Features and Questions to Ask
      • When To Cancel Or Change a Life Insurance Policy
      • Life Insurance For Smokers and Vapers
    • Health Insurance
      • Health Insurance Explained (Videos)
      • Health Insurance Benefits and Limits Compared by Insurer
      • How Many New Zealanders Have Health Insurance?
      • Southern Cross Health Insurance Alternatives
      • ACC Claims Statistics
      • Pharmac Explained & Annual Review
      • Going to Australia for Medical Treatment
      • Dental Costs
      • BMI Calculator New Zealand
    • Income Protection Insurance
      • Income Protection Insurance Claims Statistics
      • Income Protection Insurance Explained (Videos)
      • ACC vs Income Protection Insurance
      • Income Protection Insurance for Self Employed
    • Mortgage Insurance
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  • Travel Insurance
    • Top Destinations
      • Australia Travel Insurance
      • USA Travel Insurance
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      • Other Destinations
        • Asia
          • China Travel Insurance
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        • Europe
          • France Travel Insurance
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        • Americas & Africa
          • Peru Travel Insurance
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    • Pre-Existing Medical Conditions Travel
    • Over 70s Cover
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    • Southern Cross Travel Insurance Review
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Travel Insurance for Unexpected Events
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross vs CoverMore vs Allianz
      • Southern Cross Travel Insurance - Real Customer Reviews and Facts
      • 1Cover vs Southern Cross vs AA Travel Insurance
      • Allianz Travel Insurance - Real Customer Reviews and Facts
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • AMEX Airpoints Platinum Travel Insurance Review
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
      • Our Travel Insurance Resources
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • Kiwibank Airpoints Cards Have Ended – Best Replacement Options
      • BNZ Advantage Credit Cards Are Changing (Not Good News) – Best Replacement Options
    • The Best American Express Credit Cards
    • Credit Cards That Earn Business Class Flights
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Balance Transfer Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Best Foreign Currency Debit & Credit Cards
    • Free Credit Cards
    • Low Interest Credit Cards
    • Credit Cards for Bad Credit
    • Guides & Tools
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Credit Card Minimum Payments Explained
      • Mastercard vs Visa
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Airline Credit Cards
      • Q Card & Q Mastercard Review
      • GEM Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • China Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • South Korea Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
      • Open a USD Bank Account from New Zealand
      • Sending Money to Australia
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Wedge Review
      • Best Savings Accounts
      • Term Deposits vs Cash Funds
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2026 & 2027
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Debt to Income Calculator
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
    • Mortgage Management
      • Self-Employed Mortgage Applications
      • Interest Rate Strategies
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Top 10 Areas for First Home Buyers 2025
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees & Calculator
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Auckland Mortgage Brokers
      • Whangerei Mortgage Brokers
      • Hamilton Mortgage Brokers
      • Tauranga Mortgage Brokers
      • Napier and Hastings Mortgage Brokers
      • Palmerston North Mortgage Brokers
      • Rotorua Mortgage Brokers
      • Gisborne Mortgage Brokers
      • Taupo Mortgage Brokers
      • Whanganui Mortgage Brokers
      • New Plymouth Mortgage Brokers
      • Wellington Mortgage Brokers
      • Wairarapa Mortgage Brokers
      • Kapiti Mortgage Brokers
      • Nelson Mortgage Brokers
      • Blenheim Mortgage Brokers
      • Christchurch Mortgage Brokers
      • West Coast Mortgage Brokers
      • Dunedin Mortgage Brokers
      • Queenstown Mortgage Brokers
      • Wanaka Mortgage Brokers
      • Invercargill Mortgage Brokers
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyer Guide
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • KiwiSaver Switching Explained
      • KiwiSaver Statistics Explained
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $260.72 Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
      • Feijoa Review
    • KiwiSaver Schemes
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
        • Pathfinder vs ANZ KiwiSaver Growth Funds Comparison
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Retirement
    • Planning Your Retirement
      • Over-65 Entitlements - The Definitive List for New Zealanders
      • Retirement in a Nutshell
      • Retirement Budget Calculator (Budget Builder)
      • How Much Money Do You Need to Retire Comfortably in New Zealand
      • Can You Actually Retire on Just NZ Super?
      • Retirement Calculator
      • Net Worth Calculator
      • Can the Average New Zealander Become a Millionaire?
      • Million Dollar Calculator
      • Average and Median New Zealand Net Worth by Age 2024
      • Average KiwiSaver Balance by Age
      • When Can I Retire?
    • NZ Super & Pension Transfers
      • Super Rates 2026 and 2027
      • NZ Superannuation in a Nutshell
      • The Future of NZ Super
      • UK Pension Transfer to New Zealand
      • UK Pension Transfers - “Scheme Pays” Tax Rules
      • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
    • Retirement Income
      • How to Turn $100,000 Into a Retirement Income in New Zealand
      • How to Turn $500,000 Into a Retirement Income in New Zealand
      • How to Turn $2 Million Into a Retirement Income in New Zealand
      • How to Invest So You Never Run Out of Money in Retirement
      • How to Maximise Income in Retirement
      • Retirement Money Drawdown
      • Popular Retirement Income Products in New Zealand
      • Lifetime Retirement Income
      • Spending Your Savings in Retirement
    • Windfalls & Lump Sums
      • The Best Way to Invest Inheritance or a Windfall
      • How to Invest $1 Million in New Zealand
      • Investment Mistakes to Avoid When Accessing Your KiwiSaver Funds at 65
    • Getting Financial Advice
      • Financial Advisers Overview
      • Financial Advisers Directory
      • What the FMA Wants Financial Advice to Be
      • Craigs vs Forsyth Barr vs JBWere
      • Craigs Investment Partners Review
      • Lighthouse Financial Services Review
      • MAS Financial Advice Service Review
      • Free Initial Financial Advice
      • Private Banking
      • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
    • Financial Advisers by City
      • Financial Advisers Auckland
      • Financial Advisers Hamilton
      • Financial Advisers Tauranga
      • Financial Advisers Napier & Hastings
      • Financial Advisers Palmerston North
      • Financial Advisers Wellington
      • Financial Advisers Lower Hutt & Hutt Valley
      • Financial Advisers Whanganui
      • Financial Advisers Kapiti
      • Financial Advisers Wairarapa
      • Financial Advisers Nelson & Tasman
      • Financial Advisers Christchurch
      • Financial Advisers Dunedin
    • Wealth Advisers by City
      • Wealth Advisers Auckland
      • Wealth Advisers Hamilton
      • Wealth Advisers Tauranga
      • Wealth Advisers Napier & Hastings
      • Wealth Advisers Palmerston North
      • Wealth Advisers Lower Hutt & Upper Hutt
      • Wealth Advisers Wellington
      • Wealth Advisers Nelson
      • Wealth Advisers Christchurch
      • Wealth Advisers Dunedin
    • Estate Planning & Later Life
      • Wills Guide
        • Enduring Power of Attorney Guide
        • Trusts Guide
        • Living Wills Guide
        • Probate
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
    • Senior Living
      • Retirement Villages
      • Rest Homes and Residential Care Facilities - Costs and Financing
      • Reverse Mortgages
      • Lifetime Home Review
      • Medical Alarms
      • Tips for Seniors Renting or Paying Down a Mortgage
      • SuperGold Card Review
    • Retire Early (FIRE)
      • FIRE Explained
      • How to Retire Early
      • Financial Freedom by 50
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Achieving Financial Independence, Faster
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
  • Law & Accounting
    • Legal Resources
      • Separation Agreements
      • Prenuptial Agreements
      • Divorce Guide
      • Agreeable Review
      • Footprint Online Wills Review
      • Perpetual Guardian
    • Choosing an Accountant
      • Accountants in Auckland
      • Accountants in Wellington, Hutt and Kapiti
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Tax Refunds
  • Business
    • Business Bank Accounts
    • Business Credit Cards
      • American Express Gold Business Card Review
    • Compare Business Loans
      • Compare & Choose
        • Small Business Loans
        • Business Line of Credit
        • Business Borrowing Options
        • Invoice Finance
      • Calculators
        • Business Loan Calculator
        • Small Business Loan Calculator
        • Business Line of Credit Calculator
        • Business Loan vs Line of Credit Calculator
      • Vehicle & Leasing
        • Commercial Vehicle Finance Options
        • Operating Leases
        • Finance Leases
        • Operating Leases vs Financing Leases
      • Lender Reviews
        • Prospa Business Loans Review
        • Bizcap Business Loans Review
        • Taxi (Business Funding) Review
      • Guides & Data
        • Business Lending Data & Trends
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  • Banking & Savings
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  • KiwiSaver
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  • Motoring
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  • EVs
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  • Travel
    • Air New Zealand Specific
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    • Best of New Zealand
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    • Hotels & Dining
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    • Foreign Currency Exchange
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    • Moving Overseas
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      • Moving to Australia
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  • Mobile & SIM
    • Compare Mobile Plans
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    • Apple Watch Buying Guide
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  • Broadband
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  • Power
    • Compare Power Companies
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    • Power Companies
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  • Essential Money Tips
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The Best VPN Services for New Zealanders 2026

Compare the best VPN services for New Zealand - we cover expert reviews of NordVPN, Surfshark, ExpressVPN and more.
Best NZ VPN Networks
Updated 30 August 2026

VPNs are increasingly popular throughout New Zealand and the cost of buying an annual subscription is falling. This guide is designed to explain what you need to know about VPNs and help you make an informed purchase. 

​Our VPN Buying Guide Covers:
  • What to look for when choosing a VPN
  • The Best VPNs Available in New Zealand Right Now
  • VPN Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear
  • Frequently Asked Questions

Why this guide compares a handful of VPNs, and why NordVPN is our pick
  • There are hundreds of VPN services and we haven't used most of them.
  • This guide covers the mainstream services New Zealanders ask us about and that we've tested ourselves - it isn't a review of the whole market, and we'd rather say that than pretend otherwise.
  • In the interests of full disclosure, NordVPN is the service MoneyHub's founder uses every day, and MoneyHub earns a commission if you sign up through our links. It's our pick because, of the services we've tested, it has the most New Zealand servers, it has reliably worked with the streaming services we use, and its two-year price is among the lowest.
  • If privacy matters more to you than streaming, Proton VPN and Mullvad are well regarded by the security community - we haven't tested them in depth, so we don't rank them. If a service you use isn't here, tell us through our contact page and we'll look at it.​

What is a VPN and how does it work?

Each time you do anything online (browsing the news, checking social media, torrenting, streaming), your basic information is seen by your Internet Service Provider (ISP) as well as the recipient. A VPN solves that privacy issue by acting on your behalf as an intermediary. A VPN lets you go anywhere unnoticed, even geo-blocked places. That level of anonymity is what makes VPNs so valuable. 
How a VPN works
Browsing without a VPN
How a VPN works
Browsing with a VPN

How much does a VPN cost?

How much you pay depends on the service and the exchange rate between the NZD and USD (as most VPN services are priced in USD). With the right deal, you should be able to get a VPN for about NZ$50 to NZ$80 a year. VPN services frequently promote generous discounts to get new customers.

​Top 5 Reasons to Use a VPN in New Zealand

Recent statistics have shown that most people use VPNs to overcome the ever-growing restrictions imposed by several countries to access certain content. In New Zealand, users also find VPNs extremely useful for:
  • Streaming geo-blocked content from other countries (Netflix, BBC, Disney Plus, etc)
  • Watching New Zealand content (football, rugby, cricket, etc) while outside of New Zealand
  • Staying clear from bandwidth caps and/or throttling imposed by ISPs
  • Safely using P2P sharing networks
  • Protecting their privacy from snoops
 
The best approach to find the right VPN for your needs:
To find the right VPN, you'll need to first decide what you need the service for and what will influence your choice. Common factors include:
  • Accessing geo-blocked content
  • Increasing connection speed
  • Torrenting
  • Protecting privacy
  • Price/value for money
  • Accessing a variety of countries' IP addresses 

For instance, you might not be interested in watching content from Netflix USA but browsing with a high level of privacy at an affordable price. Or perhaps, you do want to stream content from specific countries like the UK, Australia, USA etc; in that case, you will need a VPN service that covers those specific locations.

Important: Why Thousands of New Zealand Users Choose NordVPN (And Save Money Doing It)

We believe many New Zealanders were paying premium prices for VPNs with just 1-2 New Zealand servers, experiencing constant buffering and connection drops. We published this guide to make New Zealanders aware of alternatives that deliver security and value for money. 

NordVPN offers several benefits:
  • Over 30 dedicated NZ servers means faster, more reliable connections
  • Consistent Netflix/streaming access while other VPNs get blocked all too often
  • Average savings of US$50+/year with ongoing sales compared to other VPN services
  • No speed throttling - NordVPN doesn't scale back speed
  • Several "premium-priced" VPNs charge 2X-3X more than the likes of NordVPN but don't deliver any additional benefits or speeds.
  • We agree that this pricing gap exists because we test VPNs regularly, and NordVPN consistently delivers better value for New Zealand users.

What Makes NordVPN Different for New Zealand Users?
  1. Over 30 New Zealand Servers - More bandwidth, zero congestion. Essential for TVNZ+, Three Now, and Sky Sport access from overseas.
  2. Streaming That Works - Netflix, Disney+, BBC iPlayer, Stan are consistently accessible. Geo-blocking updates within hours. UK/US/Aussie content unlocked.
  3. Robust Security - Panama-based (outside Five Eyes)​
  4. 10 Simultaneous Connections - This means you can connect multiple devices, such as a laptop, phone, tablet, smart TV, router, and gaming consoles, all at once.

Current NordVPN Offer:
  • 2-year plan from ~ US$3/month (67% off standard pricing)
  • 30-day money-back guarantee - full refund, no questions asked
  • 10 simultaneous device connections - protect laptop, phone, tablet, router
  • Threat Protection included - blocks malware, trackers, ads

Our view: NordVPN's approach is to invest in infrastructure (30+ NZ servers) and technology (fastest protocols) rather than expensive advertising. We believe this means they deliver better service and more features at half the cost of other VPN services.

Based on our most recent research, we believe NordVPN's service covers Netflix (NZ/US/UK/AU), Disney+, BBC iPlayer, Stan and Sky Sport. It is our understanding that NordVPN updates geo-blocking workarounds faster than services can block them.

Visit NordVPN
MoneyHub Founder Christopher Walsh shares his experience with VPNs and his preference for NordVPN:
"I've been using NordVPN for years and believe it to be the best around. The pricing is affordable, with plans starting from around US$3/month with a 30-day money-back guarantee. NordVPN has never let me down and is a service I rely on everyday for my work".

"What sets NordVPN apart, though, is its commitment to New Zealanders, which is rare among VPN services. NordVPN has 30+ servers throughout New Zealand which means more bandwidth and happier clients, myself included. While not all servers offer torrent support, I believe it's the best VPN choice for anyone looking for an unbeatable presence in New Zealand".

Advertising disclosure: This guide contains affiliate links, which means MoneyHub may earn a commission if you click through and make a purchase. However, we only recommend VPN services we believe in and have tested, with NordVPN arguably the best option for anyone in New Zealand looking for a reliable, secure, and affordable VPN.
Christopher Walsh MoneyHub Founder
Christopher Walsh
MoneyHub Founder

NordVPN

Best NZ VPN Networks

What to look for when choosing a VPN

​It is time to talk about a few aspects concerning what to look for when choosing a VPN. We will not overwhelm you with overly technical aspects, but easy to find information that most VPN providers advertise on their websites.
  • The total number of servers: The number of servers is a subjective aspect that gives you an idea of the provider size as well as its ability to handle traffic demand from its customer base. Generally, the more the better.
  • Countries where the VPN has servers installed: The importance of this aspect varies from one user to another. If you travel outside New Zealand during rugby season and need access to local content as if you were at home then you need a provider with servers in New Zealand. If you want to access Netflix USA content from New Zealand then you have no option but choosing a VPN having servers in the USA to make Netflix think you are streaming from there.
  • Simultaneous connections: Once you sign up for a VPN, you will have to download and install their app on each of your devices. You can install the app on as many devices as you want, but each provider has limits on the number of simultaneous connections allowed.
  • Geo-blocking support: If bypassing geo-restrictions is important, this is feature is essential. Not all VPNs can bypass Netflix tough geo-blocking algorithms.
  • ​Native support: Arguably this is one of the most overlooked factors. Pay special attention to what devices are supported by the VPN provider. For instance, do not assume that all VPNs support Android or iOS.
  • VPN operation headquarters: This is only important if you are serious about privacy. Certain countries (like the United States) have laws in place that force VPN providers to share certain information if required.
  • VPN logging policy: One step deeper on the privacy topic, not all VPN providers have the same policy regarding the information they store. If you need the highest level of anonymity then you should pay attention to this factor.
  • Bitcoin payments: Yes, this matters from a privacy standpoint too. Bitcoin payments are untraceable, so if your concern for privacy is that high, then you should choose a provider that accepts Bitcoins.
  • Kill Switch support: Without diving into technical aspects, it is safe to assert that the kill switch feature is desirable. That said, you will notice that not all VPNs offer this feature on all devices. Since this is a high-level privacy feature, we suggest choosing a provider offering the kill switch on as many devices as possible.

Best VPN New Zealand

The Best VPNs Available in New Zealand Right Now

Our VPN provider list is based on 15+ key features, prices, speed and server availability. We have a side-by-side VPN comparison to help you see the difference between providers. Best of all, all of the top six VPN services offer (at least) a 30-day money-back guarantee. This lets you try without risk. 

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1. NordVPN Review

Pricing: From around US$3/month (2-year plan) - 30-Day Money-Back Guarantee
 
Available on: Windows, macOS, Linux, Android, iOS, AndroidTV, Chrome, Firefox, and routers

Overview:
  • No other VPN service provider is as committed to New Zealanders as NordVPN, based on the servers available locally. Each server incurs costs, so running dozens of them all over New Zealand is a significant investment. More servers imply more bandwidth and less overload hence happier clients.
  • However, not all NordVPN servers offer torrent support; if downloading torrents is your main focus, you probably need to consider other options.
  • If you are looking for a VPN with an unbeatable presence in New Zealand, NordVPN is arguably the leading choice. 
 
NordVPN highlights at a glance:
  • Counts with a network consisting of 8,200+ servers
  • Counts with over 30 servers in New Zealand
  • Supports up to 10 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes, in selected servers
  • Native Support: Windows, macOS, Linux, Android, iOS, AndroidTV, Chrome, Firefox, and routers
 
NordVPN security and privacy:
  • Where is based? Panama
  • Logs my traffic? No
  • Logs my DNS requests? No
  • Logs my IP address? No
  • Logs my timestamp? No
  • Logs my bandwidth? No
  • Accepts Bitcoin? Yes
  • Kill Switch? Yes, Windows, macOS, Linux, Android 7+, and iOS.
 
NordVPN Pros and Cons:
Pros:
  • Widest VPN presence in New Zealand with over 30 servers deployed locally
  • Double VPN changes IP twice for added privacy
  • Updates Netflix geoblocking algorithm regularly
Cons:
  • Torrent support not available on all servers

More information: NordVPN New Zealand

Surfshark VPN Review NZ

2. Surfshark VPN Review

Know This: Surfshark and NordVPN share a parent company, Nord Security, but run as separate services with different apps, pricing and server networks. Both are MoneyHub affiliate partners.

Pricing: From around US$2/month (2-year plan) - 30-Day Money-Back Guarantee

Platforms it's available on: Windows, macOS, Linux, Android, iOS, FireTV, AppleTV, Chrome, Firefox, and routers

Overview: Surfshark is a popular VPN service provider that offers a wide range of features at an affordable price. Surfshark provides users with fast and reliable connections, unlimited bandwidth, and the ability to unblock popular streaming services like Netflix, Hulu, and Amazon Prime Video.

Surfshark highlights at a glance: 
  • Counts with a network consisting of 4,500+ servers in 100+ countries
  • Supports unlimited simultaneous connections on multiple devices 
  • Does it count with unlimited bandwidth? Yes 
  • Can it unblock Netflix? Yes 
  • Can it unblock Spotify? Yes 
  • Does it support torrenting? Yes 
  • Native Support: Windows, macOS, Linux, Android, iOS, FireTV, AppleTV, Chrome, Firefox, and routers

Surfshark security and privacy: 
  • Where is based? British Virgin Islands 
  • Logs my traffic? No 
  • Logs my DNS requests? No 
  • Logs my IP address? No 
  • Logs my timestamp? No 
  • Logs my bandwidth? No 
  • Accepts Bitcoin? Yes 
  • Kill Switch? Yes, available on all platforms

Surfshark Pros and Cons: 
Pros: 
  • Affordable pricing with a wide range of features 
  • Fast and reliable connection speeds 
  • Supports unlimited simultaneous connections 
Cons: 
  • Some servers may be slower than others 
  • Customer support can be slow to respond at times 
  • Limited server network compared to some other VPN providers

More information: Surfshark New Zealand

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3. TunnelBear VPN Review

Pricing: From around US$3/month (1-year plan) - 30-Day Money-Back Guarantee

Available on: Windows, macOS, Android, iOS, Chrome, Firefox, Opera

​​Overview:
  • TunnelBear is mostly known because of its free plan. However, in recent years, the company has made huge efforts to earn users’ trust through its Transparency Reports. TunnelBear philosophy is straightforward: “ we strive to give users a clear understanding of how our service operates so they can make informed choices”.
  • Given that VPNs are widely used to bypassing the censorship imposed in many countries, it’s good to see a company taking such an honest approach. Aside from its “transparency philosophy” advantage, TunnelBear offers one of the most affordable VPN services in New Zealand. 
  • Sadly, all these benefits are somehow overshadowed by TunnelBear inability to bypass streaming services such as Netflix. Nevertheless, if that is not a dealbreaker for you, TunnelBear can offer a good way to anonymously browse the web and download torrents.
 
TunnelBear highlights at a glance
  • Counts with a network consisting of 1,800+ servers distributed in 23 countries
  • Counts with an unknown number of servers in New Zealand (we assume is only one)
  • Up to 5 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes (paid plan only)
  • Can it unblock Netflix? No
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes
  • Native Support: Windows, macOS, Android, iOS, Chrome, Firefox, Opera
 
TunnelBear security and privacy:
  • Where is based? The United States
  • Logs my traffic? No
  • Logs my DNS requests? No
  • Logs my IP address? No
  • Logs my timestamp? No
  • Logs my bandwidth? Yes
  • Accepts Bitcoin? Yes
  • Kill Switch? Only on Windows, and macOS details here
 
TunnelBear VPN Pros and Cons
Pros:
  • Affordable 3-year plan
  • Publishes regular, independent security audits of its apps
Cons:
  • Logs bandwidth usage
  • Does not support Netflix

More information: TunnelBear

Picture

4. ExpressVPN Review

Pricing: From around US$7/month (2-year plan), although other plans are cheaper - 30-Day Money-Back Guarantee
 
Available on: Windows, macOS, Linux, Android, iOS, AndroidTV, Samsung Smart Tv, Sony Smart Tv, Apple TV, Fire Stick, Chromecast, Roku, Chrome, Firefox, and routers

Overview: 
  • Another top-tier contender in the VPN arena is ExpressVPN. With over 3,000 servers worldwide, you certainly have a lot of locations to choose from. Unfortunately, ExpressVPN only counts with one server in New Zealand.
  • However, if latency is an issue, they count with five servers in Australia. Similar to NordVPN, the specialists of ExpressVPN are constantly monitoring popular streaming services such as Netflix and Spotify in order to guarantee their service can effectively “bypass” their geoblocking restrictions.  
​
ExpressVPN highlights at a glance:
  • Counts with a network consisting of 3000+ servers distributed in 94 countries
  • 1 server in New Zealand
  • Supports up to 5 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes
  • Native Support: Windows, macOS, Linux, Android, iOS, AndroidTV, Samsung Smart Tv, Sony Smart Tv, Apple TV, Fire Stick, Chromecast, Roku, Chrome, Firefox, and routers
 
ExpressVPN security and privacy
  • Where is based? The British Virgin Islands
  • Logs my traffic? No
  • Logs my DNS requests? No
  • Logs my IP address? No
  • Logs my timestamp? Yes
  • Logs my bandwidth? Yes
  • Accepts Bitcoin? Yes
  • Kill Switch? Only on Windows, macOS, Linux, Android, and routers, details here
 
ExpressVPN Pros and Cons:
Pros:
  • Torrent support on all servers
  • Fast and reliable
  • Native support for virtually any device that can connect to the Internet
Cons:
  • The VPN logs some of your information
  • Only one server is available in New Zealand
  • Higher monthly cost than most​

More information: ExpressVPN New Zealand

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5. Hotspot Shield Review

Pricing: From around US$8/month (1-year plan) - 45-Day Money-Back Guarantee
 
Available on: Windows, macOS, Android, iOS, Chrome

Overview:
  • If you have been researching VPN options in New Zealand then most probably you already heard about HotspotShield VPN. With a network consisting of 80 countries and over 3000 servers, you have plenty of options to choose from. One of the differentiating points of Hotspot Shield has to do with its speed.
  • Thanks to their proprietary Catapult Hydra protocol, Hotspot shield claims to be the fastest VPN provider regardless of your location. While that sounds enough to become the best provider, it does log timestamps, bandwidth, and even the IP address. Moreover, Hotspot Shield does not offer a native Firefox extension nor accept Bitcoin as a payment method. Despite these disadvantages, if your only concern is raw speed, then Hotspot Shield is among the best VPN providers you can find in New Zealand.
 
Hotspot Shield highlights at a glance
  • Counts with a network consisting of 3200+ servers distributed in 80 countries
  • Counts with an unknown number of servers in New Zealand  (we assume is only one)
  • Supports up to 5 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes
  • Native Support: Windows, macOS, Android, iOS, Chrome
 
Hotspot Shield security and privacy:
  • Where is based? The United States
  • Logs my traffic? No
  • Logs my DNS requests? Yes
  • Logs my IP address? Yes
  • Logs my timestamp? Yes
  • Logs my bandwidth? Yes
  • Accepts Bitcoin? No
  • Kill Switch? Only on Windows, details here
 
Hotspot Shield VPN Pros and Cons:
Pros:
  • ​Ultra-fast speeds
  • Very easy to use
  • Torrent support on all servers
Cons:
  • Logging policies
  • Offers limited native support​

​More information: Hotspot Shield New Zealand

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6. IPVanish VPN Review

Pricing: From around US$3/month (1-year plan) - 30-Day Money-Back Guarantee
 
Available on: Windows, macOS, Linux, Android, iOS, Chrome, Fire TV, and routers

Overview:
  • Although IPVanish does not count with an impressive number of servers, it certainly has a lot to offer at an affordable price.
  • It counts with 5 servers in Auckland to choose from. Add unlimited torrent bandwidth on all its servers and it offers an excellent option for anyone who uses P2P sharing services continually.
 
IPVanish highlights at a glance 
  • Counts with a network consisting of 1,400+ servers distributed in 75 countries
  • Counts with 5 servers in New Zealand (Auckland)
  • Supports up to 10 simultaneous connections on multiple devices
  • Does it count with unlimited bandwidth? Yes
  • Can it unblock Netflix? Yes
  • Can it unblock Spotify? Yes
  • Does it support torrenting? Yes
  • Native Support: Windows, macOS, Linux, Android, iOS, Chrome, Fire TV, and routers
 
IPVanish security and privacy: 
  • Where is based? The United States
  • Logs my traffic? No
  • Logs my DNS requests? No
  • Logs my IP address? No
  • Logs my timestamp? No
  • Logs my bandwidth? No
  • Accepts Bitcoin? No
  • Kill Switch? Only on Windows, macOS, and Android, details here
 
IPVanish VPN Pros and Cons:
Pros:​
  • Up to 10 devices can connect at once
  • Unlimited bandwidth for torrents on all servers
Cons:​
  • Limited New Zealand servers

More information: IPVanish

Best VPN New Zealand

VPN Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear vs Surfshark

Choosing between the top VPN providers isn't easy - our comparison charts help you make the right choice.

Monthly Costs & Free Inclusions Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear vs Surfshark

Features
NordVPN
ExpressVPN
Hotspot Shield
IPVanish
TunnelBear
Surfshark
Standard 1 or 2-Year Plan Costs
Around US$3/month (2-year plan) 
From around US$7/month (2-year plan)
Around US$8/month (1-year plan)
From around US$3/month (1-year plan)
Around US$3/month (1-year plan)
 From around US$2/month (2-year plan)
Free Inclusions
-
-
-
​​-
-
CleanWeb ad and tracker blocker
Money-Back Guarantee
30 days
​30 days
45 days
30 days
30 days
30 days

Highlights and Features Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear vs Surfshark

Features
NordVPN
ExpressVPN
Hotspot Shield
IPVanish
TunnelBear
Surfshark
Servers
8,200+ servers covering 224+ locations
3,000+
3,200+
1,400+
​1,800+
4,500+
Countries
149
94
80
75
23
100+
NZ based servers?
30
1
Unknown
5
Unknown
Yes (Auckland)
Simultaneous connections?
10
5
5
10
5
Unlimited
Bandwidth
Unlimited
Unlimited
​Unlimited
Unlimited
Unlimited
Unlimited
Unblocks Netflix?
Yes
Yes
Yes
Yes
No
Yes
Unblocks Spotify?
Yes
​Yes
Yes
Yes
Yes
Yes
Torrent Support?
Selected Servers
Yes
​Yes
Yes
Yes
Yes
Native support
​Windows, macOS, Linux, Android, iOS, AndroidTV, Chrome, Firefox, and routers
Windows, macOS, Linux, Android, iOS, AndroidTV, Samsung Smart Tv, Sony Smart Tv, Apple TV, Fire Stick, Chromecast, Roku, Chrome, Firefox, and routers
Windows, macOS, Android, iOS, Chrome
​Windows, macOS, Linux, Android, iOS, Chrome, Fire TV, and routers
​Windows, macOS, Android, iOS, Chrome, Firefox, Opera
Windows, macOS, Linux, Android, iOS, FireTV, AppleTV, Chrome, Firefox, and routers

Privacy Highlights Comparison: NordVPN vs ExpressVPN vs Hotspot Shield vs IPVanish vs TunnelBear vs Surfshark

Features
NordVPN
ExpressVPN
Hotspot Shield
IPVanish
TunnelBear
Surfshark
Kill Switch
​Windows, macOS, Linux, Android 7+, and iOS
Windows, macOS, Linux, Android, and routers
Windows
​Windows, macOS, and Android
Windows and macOS
All platforms
Logs Traffic
​No
​No
No
No
No
No
Logs DNS requests
No
No
Yes
No
No
No
Logs IP address
No
No
Yes
No
No
No
Logs Timestamps
No
Yes
Yes
No
No
No
Logs Bandwidth
No
Yes
Yes
No
Yes
No
Accept Bitcoin
Yes
Yes
No
No
Yes
Yes

VPNs NZ Frequently Asked Questions

Frequently Asked Questions


Do I need a VPN?

There are several reasons why you might want to use a VPN, including:
  • To protect your online privacy and keep your personal information and online activity safe from prying eyes.
  • To access content that might be restricted in New Zealand (or wherever you are), such as websites, streaming services, and social media platforms.
  • To secure your internet connection on public Wi-Fi networks, which can be vulnerable to hacking and cyber threats.
  • To bypass internet censorship and access the web freely, even in countries with strict internet regulations.

How do I choose the right VPN service?

When choosing a VPN service, you'll want to consider several factors, including:
  • The security and privacy features offered by the VPN, such as encryption standards and no-log policies.
  • The number of servers and server locations offered by the VPN.
  • The compatibility of the VPN with different devices and operating systems.
  • The speed and reliability of the VPN connection.
  • The cost of the VPN service and the availability of a free trial or money-back guarantee.

As a background, our list of trusted VPNs above offer a range of services and are compared in detail in the tables.

Is it legal in New Zealand to use a VPN?

Yes - there's no law against using a VPN in New Zealand. Using one to access geo-blocked content may breach the streaming service's terms of use, and services actively block VPN traffic.

Can a VPN slow down my internet speed?

Yes, a VPN can slow down your internet speed, as the data has to travel through an additional server before reaching its destination. However, the extent of the speed reduction will depend on several factors, such as the quality and speed of the VPN server you are connected to, the distance between the server and your device, and the encryption standards used by the VPN. With most of New Zealand now using 4G, 5G and fibre (or Fibre-ready), there's little risk of noticeably slower connection using a VPN.

Can a VPN access Australian Netflix, Stan, or Binge from New Zealand?

Yes - you can connect to an Australian VPN server to access Australian-exclusive content on Netflix, Stan, Binge, or Paramount+. This is particularly useful for Australian sports content, reality TV shows, and local productions not available in NZ. NordVPN and Surfshark consistently bypass Australian streaming geo-blocks.

Can I watch UK sports (Premier League, rugby, F1) on cheaper UK streaming with a VPN?

Yes - you can connect to UK VPN servers to access BBC iPlayer (free with TV license), ITV Hub, or UK NOW TV subscriptions, which are often cheaper than New Zealand equivalents. This gives access to Premier League football, Six Nations rugby, Wimbledon, and Formula 1.

What's the difference between free VPNs and paid VPNs for New Zealand users?

Free VPNs typically have data caps (often 500MB-10GB/month), slower speeds, fewer servers, and may log/sell your data to advertisers. They rarely unblock Netflix or other streaming services. Paid VPNs (US$3-$8/month) offer unlimited data, faster speeds, better security, New Zealand servers, and reliable streaming access. For serious use, paid VPNs are worth the investment—roughly the cost of one coffee per month.

Is a VPN necessary if I already use HTTPS and incognito mode?

HTTPS encrypts data between your browser and websites, while incognito mode prevents local browsing history storage. However, neither hides your IP address from websites nor prevents your ISP from seeing which sites you visit. A VPN adds an additional layer by masking your IP address, encrypting all internet traffic (not just browser traffic), and hiding your activity from your ISP. All three technologies serve different purposes and work best together.

Will a VPN protect my online payments and financial transactions?

Yes and no - a VPN can provide a high level of security for your online activities but it can't protect you from scams or fraud. Always be cautious when providing personal or financial information online.

Can I use a VPN on all my devices?

Yes, many VPN services offer apps and software for multiple devices, including desktops, laptops, smartphones, and tablets. Some VPNs even have router-compatible versions, so you can protect your connected devices with a single VPN subscription. It is important to check the compatibility of the VPN with your devices before purchasing a subscription, even if a free warranty is offered. 

Can I use a VPN to watch geo-restricted content, such as Netflix or Disney+

Yes, a VPN can help you access geo-restricted content, such as Netflix or Disney+, by allowing you to connect to a server in a different region. However, it's important to note that streaming services are taking more action to block VPN connections, so it may not always be possible to access restricted content. Therefore, choosing a VPN service with a good reputation for unblocking popular streaming services is important.

Do I need to pay for a VPN service, or are there free options available?

While there are free VPN services available, it's important to be cautious about using them. Free VPNs may not offer the same level of security and privacy as paid services, and some may even collect and sell your data. On the other hand, paid VPN services generally offer more robust security features, faster speeds, and better customer support.

Can I use a VPN to protect my privacy on social media?

Yes, using a VPN can help protect your privacy on social media by encrypting your internet connection and hiding your IP address. However, social media companies may still collect and use your data, so it's important to be cautious about the information you share online.

What is a kill switch, and why is it important?

A kill switch is a feature offered by some VPN services that will automatically cut off your internet connection if the VPN connection is lost. This helps to protect your privacy and security by preventing your data from being transmitted over an unencrypted connection. A kill switch is important because it protects against data leaks, which can occur if the VPN connection is disrupted.

How do I know if a VPN service is trustworthy?

To determine if a VPN service is trustworthy, you can consider factors such as the company's privacy policy, encryption standards, and location (some countries have stronger privacy laws than others). It's also helpful to read reviews from other users and to check if the VPN service has undergone independent security audits. Generally, a VPN service with a strong reputation uses top-of-the-line encryption standards, and a clear and transparent privacy policy, is more likely to be trustworthy.

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  • Banking & Savings
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  • KiwiSaver
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  • EVs
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  • Power
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  • Essential Money Tips
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    • Challenging Economic Conditions
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  • Life Essentials
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      • Best Mattresses
      • Best Slow Cookers
      • Best Pressure Cookers
      • Best Blood Pressure Monitors
      • Best Ride-On Lawn Mowers
      • Best Lawn Mowers
      • Best Meat Thermometers
      • Best Printers
      • Best Computer Desks
      • Best Antivirus, Anti-Malware and Internet Safety Habits
      • Best VPN Services
      • Best Password Managers
      • Best Wifi Extenders
      • Best Electric Scooters
      • Best Electric Bikes
      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
      • Weight Loss Shakes
      • Teeth Whitening
      • Anti-Ageing Creams
      • Hair Straighteners
      • Sunscreen
      • Weight Watchers Review
  • Trade Services
    • Auckland Trade Services
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Artificial Grass Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
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      • Chimney Sweep Auckland
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      • Computer Repair Experts Auckland
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      • Dentists Auckland
      • Dog Boarding Kennels Auckland
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      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
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      • Glaziers Auckland
      • Graphic Design Auckland
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      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • House Wash Auckland
      • House Painters Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
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      • Locksmiths Auckland
      • Mechanics Auckland
      • Lawn Mowing Services Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
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      • Panel Beaters Auckland
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      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Rubbish Removal Companies in Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Sports Massage Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Wedding Dresses in Auckland
      • Window Tinting Auckland
    • Wellington Trade Services
      • Arborists Wellington
      • Bathroom Renovations Wellington
      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
      • Dentists Wellington
      • Dog Boarding Kennels Wellington
      • Dog Daycare Wellington
      • Dog Grooming Wellington
      • Drainage Services in Wellington
      • Electricians Wellington
      • Firewood Wellington
      • Glaziers Wellington
      • Gutter Cleaning Wellington
      • Gym Memberships Wellington
      • Heat Pump & AC Specialists Wellington
      • House Painters Welliington
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      • Locksmiths Wellington
      • Mechanics Wellington
      • Panel Beaters Wellington
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      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Solar Panels Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dentists Christchurch
      • Dog Boarding Kennels Christchurch
      • Dog Daycare Christchurch
      • Locksmiths Christchurch
      • Dog Grooming Christchurch
      • Electricians Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gutter Cleaning Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • House Painters Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services
      • Auto Electricians Hamilton
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dentists Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Electricians Hamilton
      • Glaziers Hamilton
      • Gutter Cleaning Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • House Painters Hamiton
      • Lawn Mowing Services Hamilton
      • Locksmiths Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
      • Personal Trainers Hamilton
      • Pest Control Hamilton
      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Dentists Tauranga
      • Electricians Tauranga
      • Glaziers Tauranga
      • Gutter Cleaning Tauranga
      • Gym Memberships Tauranga
      • House Wash Tauranga
      • Heat Pump & AC Specialists Tauranga
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      • Locksmiths Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Dentists Dunedin
      • Dog Daycare Dunedin
      • Dog Grooming Dunedin
      • Electricians Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Gutter Cleaning Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
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      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services
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      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
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    • Napier and Hastings Trade Services
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
  • Students
    • Money
      • Scholarships 2026
      • Student Bank Accounts
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      • Student Money Tips
      • Year 13 Essential Checklist
      • Money in a Nutshell for Teenagers
      • Freebies for School Students
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    • Jobs
      • Student Jobs Guide
      • Student CV Templates
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      • Student Job Interview Questions and Answers
      • Summer Internships 2026
      • ZEIL CV Review
      • Apprenticeships in New Zealand
      • University and Polytechnic Student CV Templates
    • Education & Studying
      • Tips for Choosing NCEA Subjects
      • Resources for NCEA Students
      • What Employers Want (and Understanding NZQF)
      • Tips for Studying Biomed and Health Science
      • What to Study in 2026
      • Alternative Study Providers
      • School Holidays 2026 and 2027
      • Public Holidays 2026 & 2027
  • Events
    • Webinars
    • 2026 MoneyHub Expo
    • 2026 Summit
    • 2025 Summit