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Best iPhone Plans

Find the best 24 and 36-month deal for the latest iPhone models from Spark, Vodafone and 2degrees

Updated 05 September 2020

In this guide, we look at the plans offered by Spark, Vodafone and 2degrees, who offer 24 and 36-month plans, the most popular options for those wanting to upgrade their phones. 

Know this first: 24-month plans are more expensive than 36-month plans because the cost of the iPhone is repaid in a shorter period. The longer the term, the cheaper the monthly cost. With any plan, you own the phone once the cost is 100% paid off. However, if you lose or damage the phone, you'll still have to pay the cost of the device and associated plan. We suggest looking at phone insurance if you believe this is a risk.

In this guide, we review plans and prices (for 24 or 36 month contracts) and list:
Are you comparing iPhones? If you're looking to compare iPhone models and features, Apple's comparison tool is the best source for information.

Best iPhone 11 Pro Max plan - Over 24 and 36 months (64 GB)

Know this first - iPhone cost per month: The iPhone 11 Pro Max retails for around $2,149. All networks charge around the same monthly price for 24 and 36 months interest-free repayments. Spark does not charge upfront but they now offer the lowest 36 month repayment rate for iPhone 11 Pro Max. 

The iPhone 11 Pro Max 36 month repayment rates are:
  • Spark - $59.69/month + $0 upfront
  • ​2degrees - $53.33/month + $29 upfront fee
  • Vodafone - $44.44/month​ + $99 upfront fee

The iPhone 11 Pro Max 24 month repayment rates are:
  • Spark - $89.54/month + $0 upfront
  • ​2degrees - $80.00/month + $29 upfront fee
  • Vodafone - $66.66/month​ + $99 upfront fee

Best Plans:

We love: 2degrees $55 Pay Monthly (10GB data, unlimited calls/text to NZ and Australia), a free data hour every day, hotspot and rollover

  • What we love: This plan comes with a generous 10GB of data per month, which you can share with other 2degrees customers if you won't use it. Best of all, all your unused data and minutes carry over each month and last up to a year so you don’t lose what you don’t use. 2degrees doesn't cover phone insurance, but you can get this privately via Spark or Vodafone. 
  • Total monthly cost (36 months): $53.33 phone repayment + $55 Pay Monthly Plan = $108.33
  • Total monthly cost (24 months): $80.00 phone repayment + $55 Pay Monthly Plan = $135.00
  • More details, or sign up: Visit 2degrees

Also good: Vodafone $60 Endless Data (12 GB max data, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $44.44 phone repayment + $60 Monthly Plan = $104.44​
  • Total monthly cost (24 months): $66.66 phone repayment + $60 Monthly Plan = $126.66
  • More details, or sign up: Visit Vodafone

Spark plan: $59.99 8 GB Data (4 GB + 4 GB Bonus per month for 12 months, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $59.69 phone repayment + $59.99 Monthly Plan = $119.68
  • Total monthly cost (24 months): $89.54 phone repayment + $59.99 Monthly Plan = $149.53
  • Includes Spark WiFi, Spotify (Premium) and Lightbox (Standard Plan) subscriptions
  • More details, or sign up: Visit Spark

Best iPhone 11 Pro plan - Over 24 and 36 months (64 GB)

Know this first - iPhone cost per month: The iPhone 11 Pro retails for around $1,949. All networks charge around the same monthly price for 24 and 36 months interest-free repayments. Spark does not charge upfront but they now offer the lowest 36 month repayment rate for iPhone 11 Pro. 

The iPhone 11 Pro 36 month repayment rates are:
  • Spark - $54.14/month + $0 upfront
  • ​2degrees - $47.77/month + $29 upfront fee
  • Vodafone - $38.88/month​ + $99 upfront fee

The iPhone 11 Pro 24 month repayment rates are:
  • Spark - $81.21​/month + $0 upfront
  • ​2degrees - $71.66/month + $29 upfront fee
  • Vodafone - $58.33/month​ + $99 upfront fee

Best Plans:

We love: 2degrees $55 Pay Monthly (10GB data, unlimited calls/text to NZ and Australia), a free data hour every day, hotspot and rollover

  • What we love: This plan comes with a generous 10GB of data per month, which you can share with other 2degrees customers if you won't use it. Best of all, all your unused data and minutes carry over each month and last up to a year so you don’t lose what you don’t use. 2degrees doesn't cover phone insurance, but you can get this privately via Spark or Vodafone. ​
  • Total monthly cost (36 months): $47.77 phone repayment + $55 Pay Monthly Plan = $102.77
  • Total monthly cost (24 months): $71.66 phone repayment + $55 Pay Monthly Plan = $126.66​
  • More details, or sign up: Visit 2degrees

Also good: Vodafone $60 Endless Data (12 GB max data, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $38.88 phone repayment + $60 Monthly Plan = $98.88
  • Total monthly cost (24 months): $58.33 phone repayment + $60 Monthly Plan = $118.33
  • More details, or sign up: Visit Vodafone

Spark plan: $59.99 8 GB Data (4 GB + 4 GB Bonus per month for 12 months, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $54.14 phone repayment + $59.99 Monthly Plan = $114.13
  • Total monthly cost (24 months): $81.21 phone repayment + $59.99 Monthly Plan = $141.20
  • Includes Spark WiFi, Spotify (Premium) and Lightbox (Standard Plan) subscriptions
  • More details, or sign up: Visit Spark

Best iPhone 11 plan - Over 24 and 36 months (64 GB)

Know this first - iPhone cost per month: The iPhone 11 Pro retails for around $1,349. All networks charge around the same monthly price for 24 and 36 months interest-free repayments. 2degrees and Vodafone are lower than Spark (per month) due to a $29 and $99 respective one-off upfront fees they charge. Spark does not charge upfront. 

The iPhone 11 36 month repayment rates are:
  • Spark - $37.47/month + $0 upfront
  • ​2degrees - $31.11/month + $29 upfront fee
  • Vodafone - $34.72​/month​ + $99 upfront fee

The iPhone 11 24 month repayment rates are:
  • Spark - $56.21​/month + $0 upfront
  • ​2degrees - $46.66/month + $29 upfront fee
  • Vodafone - $52.08/month​ + $99 upfront fee

Best Plans:

We love: 2degrees $55 Pay Monthly (10GB data, unlimited calls/text to NZ and Australia), a free data hour every day, hotspot and rollover

  • What we love: This plan comes with a generous 10GB of data per month, which you can share with other 2degrees customers if you won't use it. Best of all, all your unused data and minutes carry over each month and last up to a year so you don’t lose what you don’t use. 2degrees doesn't cover phone insurance, but you can get this privately via Spark or Vodafone. ​
  • Total monthly cost (36 months): $31.11 phone repayment + $55 Pay Monthly Plan = $86.11
  • Total monthly cost (24 months): $46.66 phone repayment + $55 Pay Monthly Plan = $101.66
  • More details, or sign up: Visit 2degrees

Also good: Vodafone $60 Endless Data (12 GB max data, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $34.72 phone repayment + $60 Monthly Plan = $94.72​
  • Total monthly cost (24 months): $52.08​ phone repayment + $60 Monthly Plan = $112.08​
  • More details, or sign up: Visit Vodafone

Spark plan: $59.99 8 GB Data (4 GB + 4 GB Bonus per month for 12 months, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $34.72​ phone repayment + $59.99 Monthly Plan = $97.46
  • Total monthly cost (24 months): $56.21 phone repayment + $59.99 Monthly Plan = $116.20
  • Includes Spark WiFi, Spotify (Premium) and Lightbox (Standard Plan) subscriptions
  • More details, or sign up: Visit Spark

Best iPhone SE plan - Over 24 and 36 months (64 GB)

Know this first - iPhone cost per month: The iPhone SE retails for around $799. All networks charge around the same monthly price for 24 and 36 months interest-free repayments. 2degrees and Vodafone are lower than Spark (per month) due to a $29 and $99 respective one-off upfront fees they charge. Spark does not charge upfront. 

The iPhone SE 36 month repayment rates are:
  • Spark - $22.19/month + $0 upfront
  • ​2degrees - $21.38/month + $29 upfront fee
  • Vodafone - $18.05/month​ + $99 upfront fee

The iPhone SE 24 month repayment rates are:
  • Spark - $33.29​/month + $0 upfront
  • ​2degrees - $32.08/month + $29 upfront fee
  • Vodafone - $27.08/month​ + $99 upfront fee

Best Plans:

We love: 2degrees $55 Pay Monthly (10GB data, unlimited calls/text to NZ and Australia), a free data hour every day, hotspot and rollover

  • What we love: This plan comes with a generous 10GB of data per month, which you can share with other 2degrees customers if you won't use it. Best of all, all your unused data and minutes carry over each month and last up to a year so you don’t lose what you don’t use. 2degrees doesn't cover phone insurance, but you can get this privately via Spark or Vodafone. ​
  • Total monthly cost (36 months): $21.38 phone repayment + $55 Pay Monthly Plan = $76.38
  • Total monthly cost (24 months): $32.08 phone repayment + $55 Pay Monthly Plan = $110.83
  • More details, or sign up: Visit 2degrees

Also good: Vodafone $60 Endless Data (12 GB max data, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $18.05​ phone repayment + $60 Monthly Plan = $78.05​
  • Total monthly cost (24 months): $27.08 phone repayment + $60 Monthly Plan = $87.08
  • More details, or sign up: Visit Vodafone

Spark plan: $59.99 8 GB Data (4 GB + 4 GB Bonus per month for 12 months, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $22.19 phone repayment + $59.99 Monthly Plan = $82.18
  • Total monthly cost (24 months): $33.29 phone repayment + $59.99 Monthly Plan = $93.28
  • Includes Spark WiFi, Spotify (Premium) and Lightbox (Standard Plan) subscriptions
  • More details, or sign up: Visit Spark

Best iPhone XR plan - Over 24 and 36 months (64 GB)

Know this first - iPhone cost per month: The iPhone XR retails for around $1,149. All networks charge around the same monthly price for 24 and 36 months interest-free repayments. 2degrees and Vodafone are lower than Spark (per month) due to a $29 and $99 respective one-off upfront fees they charge. Spark does not charge upfront. 

The iPhone XR Pro 36 month repayment rates are:
  • Spark - $31.92/month + $0 upfront
  • ​2degrees - $31.11/month + $29 upfront fee
  • Vodafone - $29.16/month​ + $99 upfront fee

The iPhone XR Pro 24 month repayment rates are:
  • Spark - $47.88​/month + $0 upfront
  • ​2degrees - $38.33/month + $29 upfront fee
  • Vodafone - $43.75​/month​ + $99 upfront fee

Best Plans:

We love: 2degrees $55 Pay Monthly (10GB data, unlimited calls/text to NZ and Australia), a free data hour every day, hotspot and rollover

  • What we love: This plan comes with a generous 10GB of data per month, which you can share with other 2degrees customers if you won't use it. Best of all, all your unused data and minutes carry over each month and last up to a year so you don’t lose what you don’t use. 2degrees doesn't cover phone insurance, but you can get this privately via Spark or Vodafone. ​
  • Total monthly cost (36 months): $31.11 phone repayment + $40 Pay Monthly Plan = $71.11
  • ​Total monthly cost (24 months): $46.66 phone repayment + $40 Pay Monthly Plan = $86.66
  • More details, or sign up: Visit 2degrees

Also good: Vodafone $60 Endless Data (12 GB max data, unlimited calls/text to NZ and Australia)

  • ​Total monthly cost (36 months): $29.16​ phone repayment + $60 Monthly Plan = $89.16
  • Total monthly cost (24 months): $43.75​ phone repayment + $60 Monthly Plan = $103.75​
  • More details, or sign up: Visit Vodafone

Spark plan: $59.99 8 GB Data (4 GB + 4 GB Bonus per month for 12 months, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $31.92 phone repayment + $59.99 Monthly Plan = $91.91
  • Total monthly cost (24 months): $47.88 phone repayment + $59.99 Monthly Plan = $108.87
  • Includes Spark WiFi, Spotify (Premium) and Lightbox (Standard Plan) subscriptions
  • More details, or sign up: Visit Spark

Best iPhone 7 plan - Over 24 and 36 months (32 GB)

Know this first - iPhone cost per month: The iPhone 7 retails for around $599. All networks charge around the same monthly price for 24 and 36 months interest-free repayments. While 2degrees no longer offer iPhone 7, Vodafone offers lower monthly rate due to the $99 upfront fee that they charge. Spark does not charge upfront. 

The iPhone 7 36 month repayment rates are:
  • Spark - $16.64/month + $0 upfront
  • ​2degrees - $15.83/month + $29 upfront fee
  • Vodafone - $13.88/month​ + $99 upfront fee

The iPhone 7 24 month repayment rates are:
  • Spark - $24.96/month + $0 upfront
  • ​2degrees - $23.75/month + 29 upfront fee
  • Vodafone - $20.83/month​ + $99 upfront fee

Best Plans:

We love: 2degrees $55 Pay Monthly (10GB data, unlimited calls/text to NZ and Australia), a free data hour every day, hotspot and rollover

  • What we love: This plan comes with a generous 10GB of data per month, which you can share with other 2degrees customers if you won't use it. Best of all, all your unused data and minutes carry over each month and last up to a year so you don’t lose what you don’t use. 2degrees doesn't cover phone insurance, but you can get this privately via Spark or Vodafone. ​
  • Total monthly cost (36 months): $15.83 phone repayment + $55 Pay Monthly Plan = $70.83
  • Total monthly cost (24 months): $23.75 phone repayment + $55 Pay Monthly Plan = $78.75
  • More details, or sign up: Visit 2degrees

Also good: Vodafone $60 Endless Data (12 GB max data, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $13.88 phone repayment + $60 Monthly Plan = $73.88​
  • Total monthly cost (24 months): $20.83​ phone repayment + $60 Monthly Plan = $80.83​
  • More details, or sign up: Visit Vodafone

Spark plan: $59.99 8 GB Data (4 GB + 4 GB Bonus per month for 12 months, unlimited calls/text to NZ and Australia)

  • Total monthly cost (36 months): $16.64​ phone repayment + $59.99 Monthly Plan = $76.63
  • Total monthly cost (24 months): $24.96 phone repayment + $59.99 Monthly Plan = $84.95
  • Includes Spark WiFi, Spotify (Premium) and Lightbox (Standard Plan) subscriptions
  • More details, or sign up: Visit Spark

How we choose the best iPhone plans

  • We believe value is impossible to ignore and takes centre stage when pricing an iPhone plan. Across the three major networks, 2degrees continues to offer the best value for money with the iPhone range the provide.
  • Vodafone is the closest competitor to 2degrees, in terms of price for the selected handset, where you’re looking at a mid-range data plans. For those who have a tendency to push or bust their monthly data allowance, 2degrees offers unlimited plans that still let you hotspot your data. 
  • While international travel understandably isn’t practical in the current global climate, our mobile data roaming guide.
  • Periodically, Spark, 2degrees and Vodafone offer additional discounts on the above the standard plans. Be aware, however, that these discounts are often limited to 3-month or 6-month periods.
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