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      • Comparisons >
        • Sharesies vs Hatch vs Stake
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      • Guides >
        • How to Invest in Shares
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      • Reviews >
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      • Guides >
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    • Cryptocurrency >
      • Reviews >
        • Easy Crypto Review
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      • Guides >
        • How to Buy Bitcoin in New Zealand
        • Beginner's Guide to Bitcoin and Blockchain
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        • A Beginner’s Guide to Investing in Cryptocurrencies
        • Decentralised Finance
        • Bitcoin in New Zealand
        • New Zealand Bitcoin Exchanges
        • How to Buy Ethereum in New Zealand
        • Other Coins >
          • How to Buy Ripple in New Zealand
          • How to Buy Cardano in New Zealand
          • How to Buy Dogecoin in New Zealand
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          • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance >
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    • Credit Scores & Interest Rates >
      • Credit Scores and Credit Checks 2022
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      • Baycorp and Debt Collection
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      • Buy Now Pay Later Apps >
        • Afterpay Review
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  • Insurance
    • Car Insurance >
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      • Reviews >
        • Tower Car Insurance Review
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      • AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
      • Young Driver Car Insurance
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    • Home, Contents and Other Insurance >
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      • Insurance Brokers >
        • Trusted Insurance Brokers in Wellington
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    • Pet Insurance >
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    • Life & Health Insurance >
      • Life Insurance >
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Calculator
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        • Buying Life Insurance Direct vs. Using an Insurance Broker
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        • When To Cancel Or Change a Life Insurance Policy
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      • Health Insurance
      • Income Protection Insurance >
        • ACC vs Income Protection Insurance
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      • Mortgage Insurance
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      • Redundancy Insurance
      • Funeral Insurance >
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
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    • Air New Zealand Credit Cards >
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Reviews >
      • American Express Credit Cards Review >
        • American Express Airpoints Platinum Review
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      • Wise Debit Card Review
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    • Guides >
      • Pay Off Credit Card Debt
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      • Where is Amex Accepted?
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    • Other Credit Cards >
      • Travel Money Cards
      • Travelex Money Card vs Wise Debit Card Comparison
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  • Banking & Savings
    • Banking >
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    • Savings >
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    • Guides and Resources >
      • Open Banking Guide
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    • Reviews >
      • Wise International Money Transfer Review
      • Heartland Bank Review
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      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
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  • Mortgages
    • Mortgage Essentials >
      • Best Home Loans
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    • Other Mortgage Options >
      • Interest-Only Mortgages Guide
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    • Alternative Mortgage Options >
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    • Mortgage Management >
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
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    • Mortgage Brokers >
      • Mortgage Brokers Explained
      • Mortgage Brokers - Auckland
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers in Christchurch
    • Buying a Home >
      • First Home Buyers Checklist
      • Home Buying Glossary
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
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    • Selling a Home >
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment >
      • Investment Property Mortgages
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    • Building a House >
      • Average Building Cost Per Square Metre
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  • KiwiSaver
    • Our Favourite KiwiSaver Funds
    • KiwiSaver Essentials >
      • Switching KiwiSaver Funds
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      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Choosing Your KiwiSaver Provider
      • KiwiSaver Robo and Digital Advice Tools
      • Opting out of KiwiSaver
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      • What's My PIR?
      • Contributions >
        • How to Check Your KiwiSaver Contributions
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        • Voluntary Contributions
    • KiwiSaver Returns Calculator
    • Guides >
      • KiwiSaver Hardship Applications
      • Choosing a KiwiSaver Fund
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      • KiwiSaver Guide
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      • KiwiSaver First Home Grant Guide
      • KiwiSaver Private Equity
    • Schemes >
      • Amanah KiwiSaver Scheme
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      • Pathfinder KiwiSaver Review
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • JUNO KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • Lifestages KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • Nikko AM KiwiSaver Scheme
      • Westpac KiwiSaver Scheme
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
  • Business
    • Business Essentials >
      • Business Loans
      • Prospa Business Loans Review
      • Business Credit Cards
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      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
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      • Business Brokers
    • Business Calculators >
      • Business Loan Calculator
      • ROI Calculator
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      • Internal Rate of Return
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      • Current Ratio Calculator
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    • Online Services >
      • Domain Names
      • Trusted Web Designers >
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
    • For Startups >
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • Students
    • Scholarships 2022
    • Jobs >
      • Student Jobs Guide
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      • University and Polytechnic Student CV Templates
    • Money Resources >
      • Student Bank Accounts
      • Student Loans & Allowances
      • Year 13 Essential Checklist
      • Student Money Tips
      • Money in a Nutshell for Teenagers
      • Freebies for School Students
      • Money Tips for Kids and Teenagers
    • Education >
      • What to Study in 2023
      • Alternative Study Providers
      • School Holidays 2022
      • Public Holidays 2022
  • Motoring
    • Buying and Selling a Car >
      • Car Valuations
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      • Selling a Car
      • Top Cars that Hold Their Value
      • Vehicle Leasing
    • Everyday Driving >
      • 20 Ways to Make Driving Cheaper
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
    • Warrant of Fitness >
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Footprint Online Wills Review
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    • Trusts Guide
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    • Probate
    • Perpetual Guardian
  • Job Hunting
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      • CV Templates & Tips
      • Cover Letters
      • Common Interview Questions
    • Guides & Resources >
      • How to Improve Your LinkedIn Profile
      • Part-Time Jobs Guide
      • Redundancy Payouts and Entitlements
      • How to Get Promoted
      • Self-Employment Guide
      • Workplace Bullying
    • Recruitment Agencies >
      • Recruitment Agencies Auckland
      • Recruitment Agencies Wellington
      • Recruitment Agencies Christchurch
  • Broadband
  • Power
    • Compare Power Companies
    • How to Lower Your Power Bills
    • Fixed Contracts vs Open Power Plans – What You Need to Know
    • Power Companies >
      • Contact Energy Review
      • Ecotricity Review
      • Electric Kiwi Review
      • Flick Electric Review
      • Frank Energy Review
      • Genesis Energy Review
      • Globug Review
      • Mercury Energy Review
      • Meridian Energy Review
      • Nova Energy Review
      • Powershop Review
      • Pulse Energy Review
      • Trustpower Review
  • Financial Independence
    • FIRE Guides >
      • Retirement in a Nutshell
      • How to Retire Early
      • FIRE Explained
      • The Four Percent Rule
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
      • FIRE and NZ Real Estate
      • Achieving Financial Independence, Faster
    • FIRE Tools >
      • Budgeting Apps
      • Free Financial Literacy Classes
      • Free Financial Products
      • 50/30/20 Budget Calculator
      • Budget Planner
    • Tax >
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
    • Money Tips >
      • Teaching Kids About Money
      • Single Parenting and Money
      • How to Protect Your Finances from Inflation
      • Tips for Families on a Single Income
      • 20 Ways to Save LOTS on Household Bills
      • Side Hustles
      • Lending Money to Friends & Family
  • Better Living
    • Food & Grocery >
      • My Food Bag vs HelloFresh vs WOOP vs Bargain Box Comparison
      • HelloFresh Review
      • My Food Bag Review
      • Bargain Box Review
      • Woop Review
      • Online Supermarkets
      • Save Money on Food
      • Supermarket Christmas Clubs >
        • New World Christmas Club Review
        • PAK'nSAVE Christmas Club Review
        • Countdown Christmas Club Vouchers
      • Coupons & Deals >
        • Kids Eat Free
    • Entertainment >
      • Streaming TV Services
      • Netflix Review >
        • Best Netflix Movies
        • Best Netflix TV Shows
      • Amazon Prime Video Review >
        • Best Amazon Prime Movies
        • Best Amazon Prime TV Shows
      • Disney+ Review
      • Apple TV+ Review
    • Consumer Rights >
      • How to Get a Refund, Repair or Replacement
      • What To Do If You Do NOT Receive Your Refund
      • The Complete Guide to Renting in New Zealand
    • Free Samples
    • Make Money Online
    • Paid Survey Websites Review
    • Nielsen Homescan Review
    • Nielsen Digital Voice Review
    • Valued Opinions Review
    • Opinion World Review
    • Triaba New Zealand Review
    • Rewardia New Zealand Review
    • School Holiday Activities >
      • Auckland School Holiday Activities
      • Wellington School Holiday Activities
      • Christchurch School Holiday Activities
    • 65+ Best Online Shopping Websites in New Zealand
    • Shoe Size Conversion Guide
    • Affordable Online Clothes Shopping
    • Best Baby Clothes
    • Dress Size Conversion
    • New Zealand Fashion Designers
    • Buy Books Online
    • Black Friday New Zealand Deals
    • Mother's Day Ideas and Gifts
    • Father's Day Ideas and Gifts
    • Daycare Checklist
    • How to Sell on Fiverr
    • Computer & Accessories >
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      • Computer Desks
    • Gym Memberships Guide
    • Retirement Villages
    • Home & Kitchen >
      • Best Vacuum Cleaners
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      • Best Treadmills
      • Best Washing Machines
      • Best Air Fryers
      • Best Juicers
      • Best Fridge Freezers
      • Best Mattresses
      • Best Ride-On Lawn Mowers
      • Best Pressure Cookers
      • Best Lawn Mowers
    • Blinds, Curtains and Drapes Auckland
    • Bathroom Renovations Guide
    • Weddings on a Budget
    • Wedding Budget Calculator
    • Trade Me Selling Tips
    • Prezzy Cards
    • Health & Personal Care >
      • Weight Loss Shakes
      • Teeth Whitening
      • Anti-Ageing Creams
      • Hair Straighteners
      • Sunscreen
      • Jenny Craig Review
      • Weight Watchers Review
    • Grammarly Review
    • Moving to New Zealand
  • Trade & Professional Services
    • Auckland Trade & Professional Services >
      • Acupuncture Auckland
      • Arborists Auckland
      • Asbestos Removal Auckland
      • Auto Electricians Auckland
      • Bathroom Renovations Auckland
      • Builders Auckland
      • Building Inspectors Auckland
      • Cabinet Makers Auckland
      • Car Detailing Auckland ​
      • Catering Auckland
      • Cattery Auckland
      • Chimney Sweep Auckland
      • Chiropractors Auckland
      • Cleaners Auckland
      • Computer Repair Experts Auckland
      • Concreters Auckland
      • Dentists Auckland
      • Dog Boarding Kennels Auckland
      • Dog Daycare Auckland
      • Dog Grooming Auckland
      • Dry Cleaners Auckland
      • Electricians Auckland
      • Eyelash Extensions Auckland
      • Firewood Auckland
      • Flooring Companies Auckland
      • Fridge Repair Auckland
      • Garage Door Repair Auckland
      • Glaziers Auckland
      • Graphic Design Auckland
      • Gutter Cleaning Auckland
      • Gym Memberships Auckland
      • Hair Salons Auckland
      • Heat Pump & AC Specialists Auckland
      • Home Security Systems Auckland
      • Korean BBQ Auckland
      • Land Surveyors Auckland
      • Landscapers Auckland
      • Lawn Mowing Services Auckland
      • Locksmiths Auckland
      • Mechanics Auckland
      • Makeup Artists Auckland
      • Naturopaths Auckland
      • Optometrists Auckland
      • Painters Auckland
      • Panel Beaters Auckland
      • Personal Trainers Auckland
      • Pest Control Auckland
      • Plumbers Auckland
      • Podiatrists Auckland
      • Puppy School Auckland
      • Roofing Auckland
      • Scaffolding Auckland
      • Screen Printing Auckland
      • Solar Panels Auckland
      • Quality Tyres Auckland
      • Wedding Car Hire Auckland
      • Wedding Celebrant Auckland
      • Wedding Photographers Auckland
      • Wedding Videographers Auckland
      • Window Tinting Auckland
    • Wellington Trade Services >
      • Arborists Wellington
      • Bathroom Renovations Wellington
      • Builders Wellington
      • Building Inspectors Wellington
      • Car Detailing Wellington
      • Catering Wellington
      • Cattery Wellington
      • Dog Boarding Kennels Wellington
      • Dog Daycare Wellington
      • Dog Grooming Wellington
      • Firewood Wellington
      • Glaziers Wellington
      • Gym Memberships Wellington
      • Heat Pump & AC Specialists Wellington
      • Lawn Mowing Services Wellington
      • Mechanics Wellington
      • Panel Beaters Wellington
      • Personal Trainers Wellington
      • Pest Control Wellington
      • Plumbers Wellington
      • Puppy School Wellington
      • Roofing Wellington
      • Wedding Photographers Wellington
    • Christchurch Trade Services >
      • Arborists Christchurch
      • Bathroom Renovations Christchurch
      • Builders Christchurch
      • Building Inspectors Christchurch
      • Car Detailing Christchurch
      • Catering Christchurch
      • Cattery Christchurch
      • Dog Boarding Kennels Christchurch
      • Dog Daycare Christchurch
      • Dog Grooming Christchurch
      • Firewood Christchurch
      • Glaziers Christchurch
      • Gym Memberships Christchurch
      • Heat Pump & AC Specialists Christchurch
      • Lawn Mowing Services in Christchurch
      • Mechanics Christchurch
      • Panel Beaters in Christchurch
      • Personal Trainers Christchurch
      • Pest Control Christchurch
      • Plumbers Christchurch
      • Puppy School Christchurch
      • Roofing Christchurch
      • Wedding Photographers Christchurch
    • Hamilton Trade Services >
      • Arborists Hamilton
      • Bathroom Renovations Hamilton
      • Builders Hamilton
      • Building Inspectors Hamilton
      • ​Car Detailing Hamilton
      • Catering Hamilton
      • Cattery Hamilton
      • Dog Boarding Kennels Hamilton
      • Dog Daycare Hamilton
      • Dog Grooming Hamilton
      • Glaziers Hamilton
      • Gym Memberships Hamilton
      • Heat Pump & AC Specialists Hamilton
      • Lawn Mowing Services Hamilton
      • Mechanics Hamilton
      • Panel Beaters Hamilton
      • Personal Trainers Hamilton
      • Pest Control Hamilton
      • Plumbers Hamilton
      • Puppy Schools Hamilton
      • Roofing Hamilton
    • Tauranga Trade Services >
      • Arborists Tauranga
      • Bathroom Renovations Tauranga
      • Builders Tauranga
      • Building Inspectors Tauranga
      • ​Car Detailing Tauranga
      • Catering Tauranga
      • Cattery Tauranga
      • Dog Boarding Kennels Tauranga
      • Dog Daycare Tauranga
      • Dog Grooming Tauranga
      • Glaziers Tauranga
      • Gym Memberships Tauranga
      • Heat Pump & AC Specialists Tauranga
      • Lawn Mowing Services Tauranga
      • Mechanics Tauranga
      • Panel Beaters Tauranga
      • Personal Trainers Tauranga
      • Pest Control Tauranga
      • Plumbers Tauranga
      • Roofing Tauranga
    • Dunedin Trade Services >
      • Builders Dunedin
      • Building Inspectors Dunedin
      • Car Detailing Dunedin ​
      • Catering Dunedin
      • Firewood Dunedin
      • Gym Memberships Dunedin
      • Heat Pump & AC Specialists Dunedin
      • Mechanics Dunedin
      • Panel Beaters Dunedin
      • Personal Trainers Dunedin
      • Plumbers Dunedin
      • Wedding Photographers Queenstown
    • Lower Hutt Trade Services >
      • Builders Lower Hutt
      • Catering Lower Hutt
      • Mechanics Lower Hutt
      • Panel Beaters Lower Hutt
      • Plumbers Lower Hutt
    • Napier and Hastings Trade Services >
      • Building Inspectors Napier and Hastings
      • Heat Pump & AC Specialists Napier and Hastings
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Smartphone contracts can end up costing a lot every month – but if you separate your phone from your mobile provider, you can save a lot with a SIM-only deal.

Whatever your needs and habits, there's a good chance you're paying to much at the moment. Switching to a cheaper provider is easy, and you can keep your number with no hassle. 

This guide lists everything you need to know when looking for a new SIM only plan and our top picks for low, medium and high data users, as well as covering entertainment packages and free data and minutes offers.

Looking specifically for a new iPhone with a 24 or 36-month plan? Use our Best iPhone Plan Review. ​
Best SIM Phone Plans NZ

"SIM Only" Must-Know Facts and Tips

SIM Only Mobile Plans NZ

SIM only means you are not paying for a phone

All SIM only plans only cover a service which includes data, minutes and/or texts. You don't pay anything with regards to a phone device, as each plan requires you to have an existing phone.
SIM Only Mobile Plans NZ

The known networks are NOT the cheapest in most instances

New Zealand's recent arrival of Skinny and Warehouse Mobile offer cheaper data and calling bundles than the likes of Spark, Vodafone and 2Degrees. If you're with a big network, you're probably overpaying. 
SIM Only Mobile Plans NZ

Most SIM-only deals are for 28 days, 30 days or one month

This means you've got more flexibility to cancel, upgrade or downgrade the plan you pick. You can switch providers without paying penalties. 
SIM Only Mobile Plans NZ

Even though contracts are 30 days, you will probably have a credit check done

While this is mostly a formality, if you do have bad credit your application may be declined and you will need to stick to a pay-as-you-go SIM provider. See our credit score and credit reporting guide for more information. Also, if you're already paying off a phone you may be flagged as a higher risk customer.
SIM Only Mobile Plans NZ

Check the promotion and special offer details

There is no point signing up to an offer that locks you in for 12 months if the offer pricing or bonus data/minutes only applies for the first 3 months. Check out exactly what you’re paying over the entire contract period.
SIM Only Mobile Plans NZ

Pick a SIM Only plan that offers the allowance you NEED

Don’t overpay for things you don’t need. If you have internet at home and don’t watch TV on your phone, it’s unlikely you’ll need 10GB of data and unlimited minutes. 
SIM Only Mobile Plans NZ

You'll need to have an unlocked phone

Check your phone, as some phones from Telecom, Vodafone, Skinny and 2degrees will be SIM-locked to their networks. You can find out if the phone is locked by putting a SIM from another provider. To unlock your phone, you’ll need an IMEI number - you can find it by dialling *#06# on most phones or look for it on the label in the battery compartment, or on the box the phone came in.

Each provider’s website gives guidance about unlocking a phone, which is free if your phone is out of contract, or around $30 if it’s in a contract. Phones bought from overseas or via Trade Me will specify if they are unlocked or locked, so always buy an unlocked phone to save any hassle and extra costs.
SIM Only Mobile Plans NZ

Check the signal strength where you live and work

There is no point picking a provider if it doesn’t work in your lounge or bedroom. These links just need your address to show if you’ll get 3G or 4G
  • Spark Coverage (includes Warehouse Mobile and Skinny networks)
  • 2 Degrees Mobile Coverage
  • Vodafone Coverage
  • Kogan Mobile Coverage (powered by Vodafone)
SIM Only Mobile Plans NZ

Switching from a contract to a SIM deal? Tell your current service provider ASAP!

Monthly plans usually require a month in advance notice, so as soon as you know you’re leaving the plan, advise your provider. You will have to pay the final month’s bill, so it’s best to buy the new provider’s sim first and organise your new deal to start as your current provider’s billing month finishes, therefore avoiding being stranded and paying twice for two plans at changeover time. 
SIM Only Mobile Plans NZ

Keeping your number is easy

Once you have a new provider’s SIM, you can submit a change of number request online via their website. It’s usually processed in one working day and you can call the new provider’s support team if you have any issues. 
sim-only plans NZ

Best SIM Only Phone Plans

Once you know which network(s) cover your home and work locations, and you know how much data you’ll need, look for the best deals that fit this. We’ve listed our best buys below, sorted by value for money and user types (low, medium and heavy).
 
As 4G covers around 95% of Kiwi homes and workplaces, all the below best buys come with 4G data (unless otherwise stated).

1. Low Users

For light users who want the convenience of a reasonable data limit and enough minutes, these are our best buys with 1GB+ data a month:
Kogan Mobile Sim Plans
Kogan Mobile $15 Small 30 day plan
What you get: 1.5 GB data/month, unlimited texts and minutes within New Zealand and to Australia and free voicemail
Price: $15/month
Link: Kogan Mobile Plans

Kogan Mobile is a challenger and offers tremendous value for around 50 cents a day. The deal is effectively a Vodafone service at a fraction of the cost. It’s a 30 day rolling contract, but you can pay annually ($160) and save around 12%. You can only buy it online, meaning you won’t be able to troubleshoot any issues at a Vodafone retailer, and there are no Kogan Mobile stores. All support is either email or live chat-based. However, if you are happy to forgo face to face customer service, Kogan Mobile is by far the cheapest SIM-only offering in New Zealand.
 
Need-to-knows
  • 30 day rolling contract.
  • Top-ups of data are available, starting from 300MB
  • Tethering is permitted within your data allowance - more details are here.
  • You can keep your existing number per Kogan Mobile's guidance.
  • The plan price may increase at any time
  • For more details, Kogan Mobile publishes its plan information PDFs here.
skinny direct sim card data plans nz
Skinny $16 28-day Plan
What you get: 1.25 GB data/month, 200 minutes, unlimited texts within New Zealand and to Australia, free voicemail
Price: $16/month
Link: Skinny Plans

Skinny's entry deal isn't as competitive as Kogan Mobile by way of less data and capped minutes, although using the Spark network may make it more desirable for some users. You can only buy it online, meaning you won’t be able to troubleshoot any issues at a Spark or Skinny retailer. However, if you are happy to skip the face to face customer service, Skinny offers big savings to a medium data user.
 
Need-to-knows
  • 28 day rolling contract.
  • Tethering is permitted within your data allowance.
  • You can keep your existing number
  • Skinny may increase the price at any time
  • You'll need to pass the credit check to get the plan
  • There is no top up - when you sign up for Skinny, you register your credit or debit card allowing you to buy plans and add-ons by using your card, without having to top up.
warehouse mobile sim card data plans nz
Warehouse $12 Combo
What you get: 500 MB, unlimited texts and 200 minutes of calls. Everyday rates are at 8 cents/minute, texts at 8 cents, 90-day rollover for credit. 
Price: $12
Link: Warehouse Mobile

Warehouse Mobile isn't as cheap as Kogan and arguably doesn't compete as well against Skinny, but the service is flexible, can be bought in-person and offers an affordable data/phone/text service for low users and/or the budget conscious. 
 
Need-to-knows
  • No contracts, just top up when you need to – unused credit (but not data or text/phone packs) rolls for 90 days
  • Tethering is permitted within your data allowance.
  • You can keep your existing number
  • Warehouse Mobile may increase the price at any time
  • No credit check required, and you can be online in minutes with a new SIM.
  • Uses a 0284 number

2. Medium Users

For users wanting at least 4GB of data and unlimited, we’ve listed our two best buys below:
Kogan Mobile Sim Plans
Kogan Mobile $25 Medium 30 day plan
What you get: 4 GB data/month, unlimited texts and minutes within New Zealand and to Australia and free voicemail
Price: $25/month
Link: Kogan Mobile Plans

Kogan Mobile is a challenger and offers tremendous value for around one dollar a day. The deal is effectively a Vodafone service at a fraction of the cost. It’s a 30 day rolling contract, but you can pay annually ($250) and save around 17%. You can only buy it online, meaning you won’t be able to troubleshoot any issues at a Vodafone retailer, and there are no Kogan Mobile stores. All support is either email or live chat-based. However, if you are happy to forgo face to face customer service, Kogan Mobile is by far the cheapest SIM-only offering in New Zealand.
 
Need-to-knows
  • 30 day rolling contract.
  • Top-ups of data are available, starting from 300MB
  • Tethering is permitted within your data allowance - more details are here.
  • You can keep your existing number per Kogan Mobile's guidance.
  • The plan price may increase at any time
  • For more details, Kogan Mobile publishes its plan information PDFs here.
skinny direct sim card data plans nz
Skinny $36 28-day Plan
What you get: 4.5 GB data/month, unlimited texts and minutes within New Zealand and to Australia, free voicemail
Price: $36/month
Link: Skinny Plans

​For not much more than $1/day, the Skinny plan runs on the Spark 4G network. It’s a one-month rolling contract so it’s flexible, and the data rolls over too. You can only buy it online, meaning you won’t be able to troubleshoot any issues at a Spark or Skinny retailer. However, if you are happy to skip the face to face customer service, Skinny offers big savings to a medium data user.

This plan offers excellent value for anyone who uses around 4.5 GB a month and makes a decent amount of calls. It's available to new customers, and existing Skinny customers who want to change plan.
 
Need-to-knows
  • 28 day rolling contract.
  • Tethering is permitted within your data allowance.
  • You can keep your existing number
  • Skinny may increase the price at any time
  • You'll need to pass the credit check to get the plan
  • There is no top up - when you sign up for Skinny, you register your credit or debit card allowing you to buy plans and add-ons by using your card, without having to top up.

3. High Users

For the data demons, these are our two top picks with more than 8GB of 4G data each month, as well as a reasonable number of minutes:
skinny direct sim card data plans nz
Skinny $46 28-day Plan
What you get: Endless data/month capped at 12GB, unlimited texts and minutes within New Zealand and to Australia.
Price: $46/month
Link: Skinny Plans
Skinny’s 12GB Endless Data plan runs on the Spark 4G network, which is arguably New Zealand’s most comprehensive. It’s a one-month rolling contract so it’s flexible, and the data rolls over too. You can only buy it online, meaning you won’t be able to troubleshoot any issues at a Spark or Skinny retailer. However, if you are happy to skip the face to face customer service, Skinny offers big savings to a medium data user.
​
This plan offers excellent value for anyone who uses around 12GB a month and makes a decent amount of calls. It's available to new customers, and existing Skinny customers who want to change plan.
 
Need-to-knows
  • 28 day rolling contract.
  • Tethering is permitted within your data allowance.
  • You can keep your existing number
  • Skinny may increase the price at any time
  • You'll need to pass the credit check to get the plan
  • There is no top up - when you sign up for Skinny, you register your credit or debit card allowing you to buy plans and add-ons by using your card, without having to top up.
Kogan Mobile Sim Plans
Kogan Mobile $35 Large 30 day plan
What you get: 15 GB data/month, unlimited texts and minutes within New Zealand and to Australia and free voicemail
Price: $35/month
Link: Kogan Mobile Plans

Kogan Mobile's Vodafone-network-based service offers a huge 15 GB of data and unlimited calls for aroud $1 per day, and you can pay annually ($330) and save around 22%. You can only buy it online, meaning you won’t be able to troubleshoot any issues at a Vodafone retaile, and there are no Kogan Mobile stores. All support is either email or live chat-based. However, if you are happy to forgo face to face customer service, Kogan Mobile is by far the cheapest SIM-only offering in New Zealand. The data doesn't roll over, and unlike Skinny above it's not unlimited, but this plan is generous with its offering.
 
Need-to-knows
  • 30 day rolling contract.
  • Top-ups of data are available, starting from 300MB
  • Tethering is permitted within your data allowance - more details are here.
  • You can keep your existing number per Kogan Mobile's guidance.
  • The plan price may increase at any time
  • For more details, Kogan Mobile publishes its plan information PDFs here.
2degrees sim card data plans nz
Two Degrees Mobile $60 Monthly Plan
What you get: 12GB endless data per month, unlimited texts and minutes within New Zealand and to Australia
Price: $60/month
Link: 2degrees Mobile

​
2Degrees offers a 12GB on a one-month rolling contract so it’s flexible, and the data carryover too.
This plan offers decent value for anyone who uses around 12GB a month and makes a decent amount of calls. It's available to new customers, and existing 2Degrees customers who want to change plan. 

Need-to-knows
  • One-month rolling contract.
  • Tethering is permitted within your data allowance.
  • You can keep your existing number
  • 2Degrees may increase the price at any time
  • You'll need to pass the credit check to get the plan

Best SIM-only Deals for Specific Purposes

Best Entertainment & Media Plan

spark sim card data plans nz
Spark $39.99 Pay Monthly Plan
What you get: 3GB data, 300 minutes, unlimited New Zealand texts + Free Spotify and Lightbox Access
Price: $39.99/month
Link: Spark

You can roll over to a maximum of 3.5GB. The perks include half price of Spotify Premium and rollover data.
 
This is a fairly decent meaty all-inclusive offering from Spark, although 3GB may be a bit of a challenge for more aggressive data users. It's available to new customers, and existing Spark customers who want to change plan. 

Need-to-knows
  • One-month rolling contract.
  • Tethering is permitted within your data allowance.
  • You can keep your existing number
  • Spark may increase the price at any time
  • You'll need to pass the credit check to get the plan

Looking specifically for a new iPhone with a 24 or 36-month plan? Use our Best iPhone Plan Review. ​
mobile network TDR complain

Complain about your network using the Telecommunications Dispute Resolution (TDR)

Telecommunications Dispute Resolution (TDR) deals with complaints from consumers about any product or service provided by their telecommunications company. As the customer of a New Zealand network, you have the right to make a complaint. It's a free and independent service, but you will need to follow their process to progress a complaint.

Before you complain, you'll need to raise the issue with your network directly via their complaints form or customer service team
  • Once you have done this, you must wait for a response.
  • The network will respond, but if you are unable to agree with their response and your complaint becomes deadlocked, after six weeks has passed you can raise a complaint with the TDR.

The process of complaining with TDR is outlined here. Their helpful FAQs outline what you can expect, and case studies about recent complaints about telecommunication companies in general. The process is impartial, and once a decision is made, Your network will (usually) abide by the ruling should it be in the wrong.

Related guides:
  • 2degrees Mobile Review
  • Spark Mobile Review
  • Vodafone Mobile Review
  • Compare Mobile Plans
  • Mobile Data Roaming
  • Credit Scores and Credit Checks
  • Best iPhone Plans
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