MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Kernel Shares & ETF Investing Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Best Investment Apps
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing 101
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • How to Invest in the NASDAQ from New Zealand
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Popular Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Shares vs Property Investment
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Popular Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Managed Funds
          • Pathfinder Managed Funds Review
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Australian Investment Funds
        • Advisers & Wealth
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Hamilton
          • Financial Advisers Tauranga
          • Financial Advisers Napier & Hastings
          • Financial Advisers Palmerston North
          • Financial Advisers Wellington
          • Financial Advisers Lower Hutt & Hutt Valley
          • Financial Advisers Whanganui
          • Financial Advisers Kapiti
          • Financial Advisers Wairarapa
          • Financial Advisers Nelson & Tasman
          • Financial Advisers Christchurch
          • Financial Advisers Dunedin
          • Craigs Investment Partners Review
          • Craigs vs Forsyth Barr vs JBWere
          • Lighthouse Financial Services Review
          • Wealth Advisers Auckland
          • Wealth Advisers Hamilton
          • Wealth Advisers Tauranga
          • Wealth Advisers Napier & Hastings
          • Wealth Advisers Palmerston North
          • Wealth Advisers Lower Hutt & Upper Hutt
          • Wealth Advisers Wellington
          • Wealth Advisers Nelson
          • Wealth Advisers Christchurch
          • Wealth Advisers Dunedin
        • Bank Credit Ratings
        • Depositor Compensation Scheme (DCS) Explained
        • Tax on Investments and Savings
        • Tax Efficient Investing
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Leading ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Best Car Finance
      • Loan Types
        • Electric Vehicle Loans
        • Car Loan Refinance
        • Bad Credit Car Loans
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        • Business Vehicle Loans
        • Asset Finance
      • Tools & Calculators
        • Car Finance Calculator
        • Car Loan Amortisation Calculator
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        • Motorcycle and Moped Loan Calculator
        • Asset Finance Repayment Calculator
        • Boat Financing Calculator
      • Resources
        • Car Finance Documents Checklist
        • Car Dealership Finance vs Alternatives
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Car Loan Brokers vs Direct Car Finance
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Simplify Car Loans - Real Customer Reviews & Facts
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • Simplify vs MTF vs UDC vs Heartland
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance by Vehicle
        • Toyota Aqua Financing Guide
        • Toyota Corolla Financing Guide
        • Toyota HiAce Financing Guide
        • Toyota RAV4 Financing Guide
        • Toyota Hilux Financing Guide
      • Car Finance Add-On Insurance
        • Compare Mechanical Breakdown Insurance
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • PPI (Payment Protection Insurance)
    • Best Personal Loans
      • Loan Types
        • Debt Consolidation Loans
        • Secured Loans
        • Bad Credit Loans
        • Green Loans
        • Dental Loans and Finance
        • Home Renovation Loans
        • Online Loans
        • Cash Advance
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        • Low Income Loans
        • Beneficiary Loans
      • Tools & Calculators
        • Personal Loan Calculator
        • Debt Consolidation Calculator
        • Refinance Personal Loan Calculator
        • Home Renovation Loan Calculator
        • Interest Calculator
      • Lender Reviews
        • Harmoney Loans Review
        • Nectar Review
        • Avanti Finance Review
        • Money Sweetspot Review
        • Save My Bacon Review
      • Credit Health
        • How to Build Credit in New Zealand
        • Credit Scores and Credit Checks
        • Interest Rates Guide
        • Interest Rate Comparison
      • Debt Solutions
        • How to Pay Down Debt Faster
        • Baycorp and Debt Collection
        • The Dangers of Debt Consolidation
        • Using Home Equity for Non-Essential Expenses
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Overview
    • Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Cove Car Insurance - Real Customer Reviews & Facts
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home & Contents Insurance
      • House Insurance
      • House Insurance Calculator
      • Home and Contents Insurance
      • Best Holiday Home and Airbnb Insurance Policies
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Area Replacement vs Sum Insured
      • Natural Disaster House Insurance
      • MAS House Insurance - Real Customer Reviews & Facts
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Renters' Insurance
      • Students Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
    • Life & Health Insurance
      • Compare Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Life Insurance Explained (Videos)
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Health Insurance Explained (Videos)
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • Income Protection Insurance Explained (Videos)
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
    • Travel Insurance
      • Compare Travel Insurance
      • AMEX Airpoints Platinum Travel Insurance Review
      • Travel Insurance by Destination
        • Australia and the Pacifc
          • Australia Travel Insurance
          • Fiji Travel Insurance
          • Rarotonga Travel Insurance
        • Asia
          • Bali Travel Insurance
          • China Travel Insurance
          • India Travel Insurance
          • Japan Travel Insurance
          • Malaysia Travel Insurance
          • Singapore Travel Insurance
          • South Korea Travel Insurance
          • Thailand Travel Insurance
          • Vietnam Travel Insurance
        • Americas & Africa
          • Canada Travel Insurance
          • Peru Travel Insurance
          • South Africa Travel Insurance
          • USA Travel Insurance
        • Europe
          • France Travel Insurance
          • Greece Travel Insurance
          • Italy Travel Insurance
          • UK Travel Insurance
      • Specific Risk Cover
        • Do I Need Travel Insurance?
        • Pregnancy Travel Insurance
      • Travel Insurer Reviews
        • Southern Cross Travel Insurance Review
        • AMI Travel Insurance Review
        • State Travel Insurance Review
      • Essential Information
        • Basic vs Comprehensive Travel Insurance
        • Health Insurance vs Travel Insurance
        • ACC vs Travel Insurance
        • Australia NZ Reciprocal Health Care Agreement
        • Travel Insurance Excess Explained
        • Claiming on Travel Insurance
        • How to Renew a New Zealand Passport
        • What is TAANZ?
        • Travel Packing List
        • Travel Insurers Directory
        • Travel Insurance Glossary
    • Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
      • ACC CoverPlus Extra (CPX) Explained
      • Co-Shareholder Insurance Cover
    • Find a Broker
      • Trusted Insurance Brokers in Wellington
      • Trusted Insurance Brokers in Christchurch
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • Kiwibank Airpoints Cards Have Ended – Best Replacement Options
      • BNZ Advantage Credit Cards Are Changing (Not Good News) – Best Replacement Options
      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • AMEX Airpoints Platinum - Real Cardholder Reviews & Facts
        • American Express Gold Rewards Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • China Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • South Korea Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
      • Open a USD Bank Account from New Zealand
      • Sending Money to Australia
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Wedge Review
      • Best Savings Accounts
      • Term Deposits vs Cash Funds
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • Interest Rate Predictions 2026 & 2027
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Self-Employed Mortgage Applications
      • Interest Rate Strategies
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Top 10 Areas for First Home Buyers 2025
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
      • Investment Property Mortgages
      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • NZCB Review
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Our Favourite KiwiSaver Funds
      • Best Performing KiwiSaver Funds
      • Milford vs ANZ KiwiSaver Growth Funds Comparison
      • Free $500+ Government Money for KiwiSaver
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
      • Investment Traps to Avoid When Accessing Your KiwiSaver Funds at 65
      • Feijoa Review
    • KiwiSaver Schemes
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
        • Pathfinder vs ANZ KiwiSaver Growth Funds Comparison
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business Loans & Tools
    • Business Bank Accounts
    • Business Credit Cards
      • American Express Gold Business Card Review
    • Compare Business Loans
      • Small Business Loans
      • Prospa Business Loans Review
      • Business Line of Credit
      • Business Borrowing Options
      • Business Loan Calculator
      • Invoice Finance
      • Business Loan Brokers Explained
      • Commercial Vehicle Finance Options
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Wise Business Account Review
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • Provisional Tax
      • Lighthouse Accounting Services Review
      • PAYE Tax Rates 2025 & 2026
      • Tax Codes in New Zealand
      • Minimum Wage
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Digital Marketing Agencies Auckland
      • Video Production Auckland
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
      • Attending the Singapore FinTech Festival
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
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    • Pet Insurance
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    • Business Insurance
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  • Credit Cards
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      • ANZ vs AMEX vs Westpac Platinum Airpoints Credit Cards
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    • Reviews
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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      • Booster Savvy Review
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    • Guides and Resources
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  • Mortgages
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      • Top 10 Areas for First Home Buyers 2025
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    • Mortgage Brokers
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      • LifeDirect Mortgages Review
    • Buying a Home
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    • Selling a Home
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      • Bridging Finance
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      • Trusts vs LTCs vs Companies
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    • Building a House
      • NZCB Review
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      • Construction Loans
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  • KiwiSaver
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      • KiwiSaver Must-Know Facts
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      • Feijoa Review
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    • KiwiSaver Calculators
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    • For Startups
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  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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  • Travel
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    • Air New Zealand Specific
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    • Lounges, Upgrades, Car Hire & More
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    • Best of New Zealand
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      • Queenstown Like a Local
    • Hotels & Dining
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    • Foreign Currency Exchange
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  • Mobile & SIM
    • Compare Mobile Plans
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    • Saily Review
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    • Apple Watch Buying Guide
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  • Broadband
    • Compare Broadband Plans
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    • Internet Speed Test
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      • Skinny Review
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  • Power
    • Compare Power Companies
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    • Electric Vehicle Power Plans
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    • Power Companies
      • Contact Energy Review
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  • Essential Money Tips
    • Must-Read Lists & Tips
      • Fleeced Kiwi Awards 2025
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      • 10 Things to Do Differently with Money in 2026
      • 10 Signs You’re in Financial Danger
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      • 20 Things to Stop Buying to Have More Money
      • 20 Must-Know Money Lessons (Learned From Experience)
      • 20 Frugal Decisions That Often Backfire
      • 20 Money Habits that Keep You Poor
      • 20 Ways to Save on Household Bills
      • 20 Supermarket Ripoffs
      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
      • Bailing Out Your Partner Financially
      • Financial Red Flags in a Relationship
      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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      • Tips for Families on a Single Income
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    • Valuable Insights
      • Why Am I Not Wealthy?
      • Can the Average New Zealander Become a Millionaire?
      • Money Habits Keeping You in the Rat Race
      • 15 Great Things New Zealanders Can be Optimistic About
      • How to Survive a Recession
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      • Stealth Wealth
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      • Average NZ Salary by Age
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      • Dental Costs
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    • Challenging Economic Conditions
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      • How to Protect Your Finances from Inflation
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
    • FIRE Guides
      • How Much Money Do You Need to Retire Comfortably in New Zealand
      • Retirement in a Nutshell
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      • 10 Habits of Quiet Millionaires
      • Financial Freedom by 50
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      • FIRE Explained
      • The Four Percent Rule
      • Achieving Financial Independence, Faster
      • Five Types of FIRE Plans
      • Getting FIRE’d in New Zealand
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    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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      • Bankruptcy Guide
    • Tax
      • Beginner's Guide to Tax
      • Salary Sacrifice in New Zealand
      • Tax Bracket Creep
      • Choosing an Accountant
      • Accountants in Auckland
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      • Tax Refunds
  • Life Essentials
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      • Make Money Online
      • Paid Survey Websites Review
        • Ipsos iSay Review
        • Nielsen Homescan Review
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        • Valued Opinions Review
        • Opinion World Review
        • Triaba New Zealand Review
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      • Free Samples
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    • Kids Eat Free
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      • HelloFresh Review
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      • Online Supermarkets
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      • Supermarket Christmas Clubs
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    • Entertainment
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    • Consumer Rights
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    • School Holiday Activities
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    • Shopping Resources
      • 65+ Best Online Shopping Websites in New Zealand
      • Shoe Size Conversion Guide
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      • Temu Review
      • Affordable Online Clothes Shopping
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      • Black Friday New Zealand Deals
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    • Living Essentials
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Best eSIM Options and Plans 2026 - The Definitive New Zealand Guide

Our guide explains eSIM technology, which kinds of devices are equipped with eSIM chips, examples of how this technology can be useful and which mobile networks in New Zealand support eSIM devices.
eSIMs NZ Explained
Updated 19 January 2026
Summary:
  • An eSIM is an electronic SIM card embedded within a device's hardware rather than a physical card that can be removed and inserted into a device.
  • Because the eSIM is not a physical card, it doesn't need to be swapped or replaced when switching mobile providers; this can all be done with a few clicks on the device.
  • Depending on your device, you may be able to have more than one SIM and/or eSIM profile(s) active at the same time.
  • Spark, One NZ, Zeronet Mobile and 2degrees support eSIM technology in New Zealand. 
  • Are you travelling overseas? Our research team (and numerous MoneyHub readers) routinely use Revolut's eSIM roaming in Australia, the Pacific Islands, Asia, North America and Europe and other regions. Our roaming comparison has more information.
  • Do you want to migrate from a SIM card to an eSIM? Spark, One NZ and 2degrees will make the switch for you in any one of their stores. The activation is free of charge. You can DIY the process with operators like Zeronet Mobile etc.
 
Our guide covers the following:
  • What is an eSIM?
  • What should I consider when getting an eSIM Plan?
  • eSIM Networks and Plans Available in New Zealand
  • Pros and Cons of eSIMs
  • Frequently Asked Questions

Know This First: Who would find an eSIM useful?
  • Travellers: eSIMs are ideal for frequent travellers who need to switch between different networks and plans when visiting different countries. With an eSIM, they can activate a new plan and avoid having to purchase a physical SIM card every time they arrive in a new location.
  •  Internet of Things (IoT) devices: eSIM technology is well-suited for (IoT) devices, such as smart home appliances, wearables, and connected cars. eSIMs can enable these devices to be always connected to a mobile network without requiring a physical SIM card.
  • Business users: eSIMs can be useful for businesses with a large number of employees who need to be connected to a mobile network. With eSIM technology, companies can provision multiple devices with the same network and plan, making it easier to manage their mobile communications.
  • Remote workers: eSIMs are ideal for remote workers who need to be connected to a mobile network but do not want to be tied to a particular network or plan. With an eSIM, they can easily switch between different networks and plans without having to purchase a physical SIM card or change their device.

Our Favourite Game-Changing eSIM Solutions Explained

Staying in NZ? Zeronet Breaks the Data Limit Trap
So many local networks claim "unlimited", then throttle your speeds back after 40GB. Zeronet delivers truly unlimited data at the speed you choose - no throttling, no surprises, just consistent service all month long, as outlined in our plan comparison. Zeronet offers:
  • Real unlimited data - Stream 4K all month at the same speed, not the fake "unlimited" that slows to 1Mbps
  • Choose your speed, not your data cap - 3Mbps for basics, 10Mbps for HD streaming, max for gaming
  • eSIM ready - Activate instantly through their app, no waiting for delivery
  • Get Zeronet's Real Unlimited Data eSIM Plan
  • Our Review of Zeronet Mobile explains more

Travelling Overseas? Revolut eSIM Ends Roaming Fears and Rip-offs
While Spark and One NZ charge high and have plans scheduled around NZ time, our roaming research confirms Revolut offers transparent, prepaid data that just works. Revolut is popular for data roaming for many reasons:
  • It's cheaper than NZ networks by 30-60% - this includes plans for Australia, USA, Asia and Europe
  • No bill shock - Prepaid packages mean no $200+ surprise bills when you get home
  • 100+ countries, one app - Top up instantly even without WiFi
  • Real user proof: MoneyHub recently heard from a reader -"Revolut, NZ$25 for 5GB in Italy. Two years back, One NZ cost us triple that"
  • 5-minute setup - Install before you fly, activates automatically when you land
  • Our Review of Revolut's Roaming Service explains more

Our View: Revolut is data-only (use WhatsApp for calls), but that's exactly why it's affordable. Your physical SIM stays active for emergency calls while Revolut handles all your data needs. Get Revolut eSIM for Your Next Trip.

Making a decision? Consider Zeronet if:
  • You live in New Zealand and want genuinely unlimited data
  • You're sick of having your speeds throttled
  • You want a sign-up discount (which Zeronet frequently offers)
  • You want to pay one price and forget about data limits

Consider Revolut if:
  • You're travelling overseas (even just to Australia)
  • You want to avoid roaming bill horror stories
  • You prefer prepaid with no risk of overages
  • You need data in multiple countries
  • You're visiting multiple countries on one trip
  • You need more than the 1-2GB daily limits NZ networks impose
Zeronet eSIM
Zeronet eSIM Mobile
Revolut Roaming Review NZ
Roam with Revolut

What is an eSIM NZ

What is an eSIM?

  • An eSIM is a virtual SIM card that has been pre-installed within a device's hardware. Unlike a regular SIM card, an eSIM cannot be removed from the device. Instead, it is programmed with the necessary information that is required to connect to a mobile network.
  • This information is stored in the device's memory and can be updated “over-the-air” (OTA), the process of remotely activating an eSIM card without the need for a physical SIM card.
  • With an OTA eSIM activation, the user can simply scan a QR code or enter an activation code provided by their mobile network operator into their device to download the eSIM profile. This eliminates the need for physically inserting a SIM card into a device.
  • The OTA process also enables users to switch mobile network operators and download multiple eSIM profiles on a single device without needing to physically change SIM cards.

What’s the difference between eSIM and eSIM profile?

  • An eSIM, or Embedded SIM, is a small electronic chip that is embedded directly into a device, such as a smartphone or a smartwatch, and is used to store subscriber identity and network credentials. It is an alternative to the traditional physical SIM card, which is inserted into a device's SIM card slot.
  • An eSIM profile, on the other hand, is the digital profile that is downloaded onto the eSIM chip in order to activate a mobile plan. The eSIM profile contains the subscriber's network credentials, such as phone number, data plan, and other subscription details, which are stored in the eSIM chip.
  • In other words, an eSIM is the physical hardware component that stores the digital eSIM profile, which contains the user's subscription details. The eSIM profile is what allows the user to activate a mobile plan on their eSIM-enabled device without the need for a physical SIM card.
  • Important: Not all devices are compatible with eSIM technology, and not all mobile networks offer eSIM plans. If you're considering an eSIM plan, you should check with your network and device manufacturer to ensure compatibility.

What devices use eSIM technology?

Not all phones offer eSim technology. However, many devices now support this technology, including (but not limited to):
  • Apple iPhones: All iPhones released since the iPhone XR support eSIMs.
  • Google Pixel phones: Google Pixel phones released since the Pixel 2 support eSIMs.
  • Samsung Galaxy phones: Samsung Galaxy phones released since the Galaxy S20 support eSIMs.
  • iPad: All iPad models released since the 3rd generation support eSIMs.
  • Apple Watch: All Apple Watch models released since the Series 3 support eSIMs.
  • Samsung Galaxy Watch: 4G and later
  • Huawei: P40 Pro
  • OPPO: X3 Pro, X5 and X5 Pro

If you have another device, we suggest Googling "(device make and model) + esim" to see if you can use an eSim.

Best eSim Plans and What to Consider NZ

What Should I Consider When Getting an eSIM Plan?

Just as you'd select a phone network, an eSim is not different. Here are some factors to keep in mind:
  1. Network coverage and reputation: Make sure that the network you're considering has good network coverage in the areas where you'll be using your device. Check their coverage maps as a starting point, and reviews from other users to see how satisfied they are with the network's service will give you an insight to how reliable the service is.
  2. Data speeds: If you'll be using your device for data-intensive activities like streaming or video conferencing, make sure that the network offers fast data speeds in your area (e.g. 4G or 5G).
  3. Plan pricing: Compare the pricing of eSIM plans from different networks to ensure you're getting a good value. Look for hidden fees or charges that could add up over time.
  4. Plan flexibility: Make sure that the network offers plans that are flexible enough to meet your needs; for example, plans that allow you to adjust your data allowance or other features as needed.
  5. Activation process: Check the network's activation process to make sure it's easy and straightforward. Some networks may require you to visit a store in person to activate your eSIM, while others may allow you to activate your plan remotely.
  6. Device compatibility: Ensure your device is compatible with the network's eSIM technology. Some networks may only support eSIMs on certain devices, so it's essential to check before signing up for a plan.

Best eSIM Plans NZ

eSIM Networks and Plans Available in New Zealand

Before joining any network, please check the coverage to make sure the reception is adequate for your needs:
  • Spark Coverage
  • One NZ Coverage
  • 2Degrees Coverage
Spark esim

Spark

​Spark was the first mobile network in New Zealand to support eSIM devices and is currently the only one with plans for wearable devices. Spark offers specific plans for wearable devices, all of which are charged monthly and offer unlimited data (with some limits in speed).
  • One Number Wearable Plan – For Apple Watch, you need to have a qualifying mobile plan for your iPhone. This plan shares SMS and minutes with the primary phone plan.
  • Endless Wearable Plan – For Samsung watch, provides unlimited SMS texts to NZ mobiles, and unlimited minutes to Spark mobiles and NZ landlines. Setting up the watch requires a phone that is connected to the Spark network.
 
As well as their wearable plans, Spark supports eSIMs for mobiles and tablets through their plans, serving personal, business and government customers.
 
Spark has put together a list of devices that are compatible with their eSIM plans, but they also have a disclaimer that they can “only guarantee eSIM works on a device purchased from Spark”.  

One NZ esim

One NZ (previously known as Vodafone)

​Starting in 2023, One NZ supports eSIM devices through their various plans. If your mobile has an eSIM, you can simply sign up for a plan through their website, they’ll email you a QR code and you can activate your profile on your phone without having to visit the store. At the moment, One NZ only supports eSIMs in mobiles and tablets but they plan to introduce plans for wearable devices later this year. 

2degrees esim

2degrees

2degrees also supports eSIM devices, but not wearables at the moment. They have plans with limited and unlimited data, and with eSIMs, they can be purchased and activated remotely using a QR code.

Our Favourite Game-Changing eSIM Solutions Explained

Staying in NZ? Zeronet Breaks the Data Limit Trap
So many local networks claim "unlimited", then throttle your speeds back after 40GB. Zeronet delivers truly unlimited data at the speed you choose - no throttling, no surprises, just consistent service all month long, as outlined in our plan comparison. Zeronet offers:
  • Real unlimited data - Stream 4K all month at the same speed, not the fake "unlimited" that slows to 1Mbps
  • Choose your speed, not your data cap - 3Mbps for basics, 10Mbps for HD streaming, max for gaming
  • eSIM ready - Activate instantly through their app, no waiting for delivery
  • Get Zeronet's Real Unlimited Data eSIM Plan
  • Our Review of Zeronet Mobile explains more

Travelling Overseas? Revolut eSIM Ends Roaming Fears and Rip-offs
While Spark and One NZ charge high and have plans scheduled around NZ time, our roaming research confirms Revolut offers transparent, prepaid data that just works. Revolut is popular for data roaming for many reasons:
  • It's cheaper than NZ networks by 30-60% - this includes plans for Australia, USA, Asia and Europe
  • No bill shock - Prepaid packages mean no $200+ surprise bills when you get home
  • 100+ countries, one app - Top up instantly even without WiFi
  • Real user proof: MoneyHub recently heard from a reader -"Revolut, NZ$25 for 5GB in Italy. Two years back, One NZ cost us triple that"
  • 5-minute setup - Install before you fly, activates automatically when you land
  • Our Review of Revolut's Roaming Service explains more

Our View: Revolut is data-only (use WhatsApp for calls), but that's exactly why it's affordable. Your physical SIM stays active for emergency calls while Revolut handles all your data needs. Get Revolut eSIM for Your Next Trip.

Making a decision? Consider Zeronet if:
  • You live in New Zealand and want genuinely unlimited data
  • You're sick of having your speeds throttled
  • You want a sign-up discount (which Zeronet frequently offers)
  • You want to pay one price and forget about data limits

Consider Revolut if:
  • You're travelling overseas (even just to Australia)
  • You want to avoid roaming bill horror stories
  • You prefer prepaid with no risk of overages
  • You need data in multiple countries
  • You're visiting multiple countries on one trip
  • You need more than the 1-2GB daily limits NZ networks impose
Zeronet eSIM
Zeronet eSIM Mobile
Revolut Roaming Review NZ
Roam with Revolut

Best eSIM Plans NZ Pros and Cons

Pros and Cons of eSIMs

Pros:

  • No physical SIM card: eSIMs eliminate the need for a physical SIM card, making it more convenient for users to switch networks or devices.
  • Multiple profiles: eSIM technology enables users to store multiple profiles on their devices, allowing them to switch between networks or plans without having to swap SIM cards.
  • Remote provisioning: eSIMs can be provisioned remotely, eliminating the need for a physical SIM card to be shipped to the user.
  • Greater security: eSIM technology is more secure than regular SIM cards, as it is more difficult to clone or steal an eSIM.

Cons:

  • Limited availability: eSIM technology is still relatively new and is not yet widely available.
  • Compatibility issues: Some devices may not support eSIM technology, which can limit the user's options.
  • Dependence on technology: eSIMs rely heavily on technology, which means that they are vulnerable to issues such as software bugs, network outages, and hacking.
  • Network lock-in: When networks lock their eSIMs to their own network, eSIM technology can make it more difficult for users to switch networks.

Best eSIM Plans NZ FAQs

Frequently Asked Questions

What is an eSIM?

​An eSIM is an electronic SIM card that is embedded within a device's hardware, rather than being a physical card that can be removed and inserted.

How are eSIMs different from regular SIM cards?

The most obvious difference between an eSIM and a regular SIM card is the physical format. A regular SIM card is a small plastic card that can be removed from a device and inserted into another device, whereas an eSIM is embedded within the device's hardware. eSIMs are also programmable, which means that they can be updated over-the-air, whereas regular SIM cards cannot be updated remotely.

How do eSIMs work?

eSIMs store the information required to connect to a mobile network in the device's memory, which can be updated over the phone.

What are the benefits of using an eSIM?

Some benefits of eSIMs include greater convenience, improved security, the ability to store multiple profiles on a single device, and remote provisioning.

Can I use an eSIM with any network?

This depends on the network and device. Some networks may lock their eSIMs to their own network, and some devices may only support certain networks.

Can I use an eSIM with multiple networks?

Yes, eSIMs can store multiple profiles, allowing users to switch between networks or plans without swapping physical SIM cards.

What devices support eSIM technology?

​Many smartphones, tablets, and smartwatches now support eSIM technology, including Apple iPhones, Google Pixel phones, Samsung Galaxy phones and watches, Huawei phones, iPads, and Apple Watches.

How do I activate an eSIM?

The activation process for an eSIM varies depending on the device and network. Some networks allow users to activate an eSIM online, while others require a physical visit to a store.

Is eSIM technology secure?

​Yes, eSIM technology is more secure than regular SIM cards, as it is more difficult to clone or steal an eSIM.

Can I transfer my eSIM to another device?

​Yes, if the new device supports eSIM technology and is compatible with the network.

Do eSIMs have a phone number?

​Yes, eSIMs are assigned a phone number, just like regular SIM cards.

Can I use eSIMs internationally?

​Yes, eSIMs can be used internationally, but roaming charges will almost certainly apply. Beyond Revolut, trusted guides such as the best eSims for international travel lists other options for anyone travelling overseas.

Can eSIMs be hacked?

​While eSIM technology is generally more secure than regular SIM cards, it is not immune to hacking.

Can I use an eSIM and a physical SIM card at the same time?

​Some devices support dual-SIM technology, allowing users to use an eSIM and a physical SIM card simultaneously.

How do I remove an eSIM from a device?

​Since eSIMs are embedded within the device's hardware, they cannot be physically removed. However, you can easily activate and deactivate eSIM profiles with a few clicks.

Our Favourite Game-Changing eSIM Solutions Explained

Consider Zeronet if:
  • You live in New Zealand and want genuinely unlimited data
  • You're sick of having your speeds throttled
  • You want a sign-up discount (which Zeronet frequently offers)
  • You want to pay one price and forget about data limits

Consider Revolut if:
  • You're travelling overseas (even just to Australia)
  • You want to avoid roaming bill horror stories
  • You prefer prepaid with no risk of overages
  • You need data in multiple countries
  • You're visiting multiple countries on one trip
  • You need more than the 1-2GB daily limits NZ networks impose
Zeronet eSIM
Zeronet eSIM Mobile
Revolut Roaming Review NZ
Roam with Revolut

Related Guides:
  • Revolut eSIM Review
  • Zeronet Mobile Review
  • ​SIM Only Mobile Plans
  • Apple Watch Buying Guide

Important: Are you heading overseas with an eSim, and do you need Travel Insurance? Too many New Zealanders take the risk and travel without it. Our Compare Travel Insurance guide helps you find affordable coverage from trusted insurers with a history of paying claims. We also compare by country to help you make finding what you need easier: 
  • Australia and the Pacific: Australia, Fiji and Rarotonga
  • Asia: Bali, China, India, Japan, Malaysia, Singapore, South Korea, Thailand and Vietnam
  • Americas & Africa: Canada, Peru, South Africa and USA
  • Europe: France, Greece, Italy and the UK
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          • Other Coins
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  • Loans & Finance
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  • Insurance
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  • Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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  • Mortgages
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      • Top 10 Areas for First Home Buyers 2025
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      • LifeDirect Mortgages Review
    • Buying a Home
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      • New Zealand Property Types
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      • Bridging Finance
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      • Every Tax Deduction Property Investors Can Claim
      • Trusts vs LTCs vs Companies
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      • 20 Property Investment Risks You Can't Ignore
      • Renting Directly to Tenants vs Using an Agent
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    • Building a House
      • NZCB Review
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      • Construction Loans
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  • KiwiSaver
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      • Our Favourite KiwiSaver Funds
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      • Free $500+ Government Money for KiwiSaver
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      • KiwiSaver Must-Know Facts
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      • Feijoa Review
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        • MAS Review
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    • KiwiSaver Calculators
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  • Business Loans & Tools
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      • PayPal NZ Account Fees
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    • For Startups
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      • Attending the Singapore FinTech Festival
  • MSD
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  • Motoring
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    • Warrant of Fitness
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  • Law
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  • Travel
    • Moving Overseas
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      • Moving to Australia
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    • Air New Zealand Specific
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    • Lounges, Upgrades, Car Hire & More
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