MoneyHub NZ
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  • Investing
    • Investing Platforms
      • Reviews
        • Sharesies Review
        • Hatch Review
        • Stake Review
          • Stake Black Review
        • Tiger Brokers (NZ) Review
        • Superhero Review
        • BlackBull Markets Share Trading Platform Review
        • ASB Securities Review
        • Invest Direct Review
        • InvestNow Review
        • Kernel Review
        • Interactive Brokers
        • Smart Review
        • Catalist Review
      • Comparisons
        • Sharesies vs Hatch vs Stake
        • Kernel vs Smart
        • Hatch vs Stake
        • Hatch vs Tiger Brokers
        • Sharesies vs Tiger Brokers
        • Stake vs Tiger Brokers
        • Comparing Sharesies vs Investnow vs Hatch vs Invest Direct and more
        • Best Investment Apps
        • How Do I Start Investing?
        • Virtual Stocks and Shares Trading Games
      • Guides
        • How to Invest in Shares
        • Investing in Vanguard Funds from New Zealand
        • Investing in the US Stock Market from New Zealand
          • How To Buy Tesla Shares
          • How To Buy Apple Shares
          • How To Buy Amazon Shares
          • How To Buy Alphabet Shares
          • How To Buy Netflix Shares
          • How To Buy Microsoft Shares
          • How To Buy Meta Shares
        • US Extended Hours Trading Explained
        • What Happens If Your Investing Platform Shuts Down?
        • Fractional Shares
        • Transferring Share Portfolios
        • How to Read and Understand a Share Chart
        • NZX in a Nutshell
        • Investing in the ASX from New Zealand
        • Investing in Asian Markets from New Zealand
        • Understand Gross vs Net
        • How to Attend the 2026 Berkshire Hathaway Annual Shareholders Meeting
    • Introduction to Investing
      • Guides
        • Index Funds
        • ETFs (Exchange Traded Funds)
        • Cash Funds
        • Index Funds vs ETFs
        • 10 Ways to Invest in New Zealand
        • Compound Interest Explained
        • How to Invest Regularly
        • Passive Investing vs Active Investing
        • Investments You Can Own Forever
        • Investing Mistakes
        • Investing in the S&P 500 from New Zealand
        • Best Retirement Income Products in New Zealand
        • Shares vs ETFs
        • Dollar Cost Averaging Guide
        • Margin Lending and Loans Explained
        • Borrowing to Invest in Property, Shares or Funds
        • Passive Income Strategies
        • How Wealthy New Zealanders Invest Their Money
        • The Best Way to Invest Inheritance or a Windfall
        • Barefoot Investor-Friendly Financial Products in New Zealand
        • Investment Terms Glossary
        • IPOs
        • Investing in Dividend Shares
        • Common Shareholder Numbers in New Zealand
        • Shorting a Stock
        • Investing vs Trading vs Gambling
        • Investment Strategies for the Time-Poor
        • Advanced Trading Concepts
        • New and Emerging Investment Opportunities and Trends
      • Young People and Investing
        • Investing for Kids
        • Investing For Grandchildren
        • 10 Top Investments for Young New Zealanders
        • Sharesies Kids Accounts Review
        • SquareOne Review
        • Dosh Review
      • Investing Calculators
        • Term Deposit Calculator
        • Compound Interest Calculator
        • Investment Calculator
        • Savings Calculator
        • Net Worth Calculator
        • Million Dollar Calculator
    • Managed Funds, Tax & DIY Investing
      • Guides
        • Investing Guide
        • Managed Funds
          • Pie Funds Management Review
          • Booster Private Land and Property Fund Review
          • AMP Managed Funds Review
        • Our Favourite Managed Funds
        • Advisers
          • Financial Advisers Overview
          • DIY Investing vs Investment Brokerage Firms vs Financial Advisors
          • Financial Advisers Auckland
          • Financial Advisers Wellington
          • Financial Advisers Christchurch
        • Bank Credit Ratings
        • Tax on Investments and Savings
        • Capital Gains Tax
        • Bright-Line Test
        • Ethical Investing
        • Best ESG Funds
        • Asset Allocations to Build Wealth
        • Managing Offshore Investments for Returning New Zealanders and Migrants
        • How to Buy and Sell Bonds
        • Buying NZ Corporate Bonds
        • Trading in a Nutshell
        • Peer to Peer Lending
        • Crowdfunding Guide
        • REITs Guide
        • Jasper Review
        • Investing & Personal Finance Podcasts
        • Emergency Funds
        • UK Pension Transfer to New Zealand
        • Returning to the UK from NZ
        • Spending Your Savings in Retirement
        • How to Take Income from Investments
        • What Am I Entitled to If My UK Pension Scheme or Provider Makes a Mistake?
        • Investment Scams
        • Investing in Recession-Proof Sectors and Asset Classes During a Downturn
        • Hedging Investments
        • Top Personal Finance Books for New Zealanders
        • Top Ten Personal Finance Resources
      • Reviews
        • Simplicity Investment Funds Review
        • Lending Crowd Review
        • Squirrel Review
        • Sharesight Review
        • Lifetime Retirement Income
        • New Zealand Financial Markets Authority (FMA)
      • Calculators
        • Managed Funds Fee Calculator
        • Basis Points Calculator
        • Inflation Calculator
        • Retirement Calculator New Zealand
    • Alternative Investments and Trading
      • Reviews
        • BlackBull Markets Review
        • CMC Markets Review
        • Plus500 Review
        • IG Review
        • TMGM Review
        • CMC Markets vs Plus500 vs IG Markets vs BlackBull Markets
      • Guides
        • How to Invest in Gold
        • How to Invest in Silver
        • Forex Trading Guide
          • Forex Trading Platforms Comparison
          • Forex Trading Tools
          • Forex Trading Courses and Education
          • Forex Regulation
        • Options Trading
        • Contracts for Difference (CFDs) Guide
        • Futures Trading
        • Commodities Trading
        • Copy Trading
      • Cryptocurrency
        • Reviews
          • Easy Crypto Review
          • Swyftx Review
          • Binance Review
          • Easy Crypto vs Swyftx
          • NZDD Review
          • Independent Reserve Review
          • eToro Review
          • Coinbase Review
          • Kiwi-Coin Bitcoin Exchange Review
          • Vault International Bitcoin Fund Review
        • Guides
          • How to Buy Bitcoin in New Zealand
          • Beginner's Guide to Bitcoin and Blockchain
          • Stablecoins
          • Guide to NFTs
          • Bitcoin Wallet Guide
          • Bitcoin Mining
          • How to Sell Bitcoin
          • Bitcoin and Crypto Scams
          • Initial Coin Offerings
          • A Beginner’s Guide to Investing in Cryptocurrencies
          • Decentralised Finance
          • Bitcoin in New Zealand
          • New Zealand Bitcoin Exchanges
          • How to Buy Ethereum in New Zealand
          • Other Coins
            • How to Buy Ripple in New Zealand
            • How to Buy Cardano in New Zealand
            • How to Buy Dogecoin in New Zealand
            • How to Buy Litecoin in New Zealand
            • How to Buy Polkadot in New Zealand
  • Loans & Finance
    • Car Finance
      • Car Finance Calculator
      • Electric Vehicle Loans
      • How to Refinance Your Car Loan
      • Car Loan Refinance Calculator
      • Car Dealership Finance vs Alternatives
      • Motorcycle and Moped Loans
      • Motorcycle and Moped Loan Calculator
      • Asset Finance
      • Asset Finance Repayment Calculator
      • Business Vehicle Loans
      • Bad Credit Car Loans
      • Car Loan Brokers vs Direct Car Finance
      • Car Loan Amortisation Calculator
      • Car Finance Company Reviews
        • Simplify Loans Review
        • Toyota Finance Review
        • Mazda Finance Review
        • MTF Finance Review
        • AA Money Review
        • Better Finance Review
        • Kiwi Car Loans Review
        • Lending People Review
        • Driva Car Loans Review
      • Car Finance Must-Knows Guides
        • Buying a Car Loan vs Personal Loan?
        • Car Loans and Collateral
        • Car Loan Guarantors
        • How to Save for a Car
        • Paying Cash for a Car vs Car Finance
        • Balloon Payments
        • Boat Financing Calculator
      • Car Finance Add-On Insurance Guides
        • GAP (Guaranteed Asset Protection Insurance) Insurance
        • Compare Mechanical Breakdown Insurance
        • PPI (Payment Protection Insurance)
    • Personal Loans
      • Debt Consolidation Loans
      • Secured Loans
      • Green Loans
      • Home Renovation Loans
      • Online Loans
      • Bad Credit Loans
      • Beneficiary Loans
      • Payday Loans
      • Cash Advance
      • Same Day Loans
      • Low Income Loans
      • Personal Loan Calculator
      • Debt Consolidation Calculator
      • The Dangers of Debt Consolidation
      • Refinance Personal Loan Calculator
      • Home Renovation Loan Calculator
      • Interest Calculator
      • Harmoney Loans Review
      • Nectar Review
      • Avanti Finance Review
      • Save My Bacon Review
    • Credit Scores & Interest Rates
      • Credit Scores and Credit Checks
      • How to Build Credit in New Zealand
      • How to Pay Down Debt Faster
      • Baycorp and Debt Collection
      • Interest Rates Guide
      • Interest Rate Comparison
      • Buy Now Pay Later Apps
        • Afterpay Review
        • Laybuy Review
        • Humm Review
        • Zip Review
  • Insurance
    • Compare Insurance
      • Compare Car Insurance
      • Car Insurance by Vehicle
        • Compare Toyota Aqua Insurance Costs
        • Compare Toyota Corolla Insurance Costs
        • Compare Toyota Hilux Insurance Costs
        • Compare Mazda2 and Demio Insurance Costs
        • Compare Ford Ranger Insurance Costs
        • Compare Nissan Navara Insurance Costs
        • Compare Subaru Legacy Insurance Costs
      • Reviews & Policy Comparisons
        • AMI vs AMP vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance
        • Cove Car Insurance Review
        • Tower Car Insurance Review
        • Young Driver Car Insurance
        • Trade Me Car Insurance Review
        • Caravan Insurance
      • Car Insurance Guides
        • Third Party Car Insurance
        • How to Get Cheaper Car Insurance
        • Car Insurance Calculator
        • No Claims Bonuses Explained
        • Car Insurance Excess Explained
        • Cheapest Cars to Insure
        • Modifications that Make a Car Uninsurable
        • Car Insurers Directory
        • Car Insurance Glossary
        • Most Stolen Cars
    • Home, Contents and Other Insurance
      • House Insurance
      • House Insurance Calculator
      • Difficult to Insure Areas
      • Sum Insured Explained
      • Is Your Home an Insurance Risk?
      • Average Cost of Car, House, and Contents Insurance
      • Insuring Old Houses
      • Contents Insurance
      • Home and Contents Insurance
      • Renters' Insurance
      • Landlord Insurance
      • Dental Insurance and Dentist Plans
      • Phone Insurance
      • Insurance Excess
      • Insurance Company Financial Strength Ratings
      • Motorbike Insurance
      • Initio Review
      • Insurance Brokers
        • Trusted Insurance Brokers in Wellington
        • Trusted Insurance Brokers in Christchurch
    • Compare Pet Insurance
      • Is Pet Insurance Worth Buying?
      • Cat and Dog Desexing
      • Getting a Kitten
      • Buying a Puppy
      • Pet Euthanasia
      • Vet Costs in New Zealand
      • Dog Vaccination Schedule and Costs
      • Costs of Owning a Cat
      • Costs of Owning a Dog
    • Students Insurance
    • Life & Health Insurance
      • Life Insurance
        • Life Insurance Policy Comparison - Cigna vs AIA vs Asteron Life vs Fidelity vs Westpac vs Partners Life
        • Stepped vs Level Life Insurance
        • Life Insurance Calculator
        • Pre-Existing Medical Conditions
        • Buying Life Insurance Direct vs Using an Insurance Broker
        • Life Insurance Policies - Features and Questions to Ask
        • When To Cancel Or Change a Life Insurance Policy
        • Life Insurance For Smokers and Vapers
      • Health Insurance
        • Going to Australia for Medical Treatment
        • BMI Calculator New Zealand
      • Income Protection Insurance
        • ACC vs Income Protection Insurance
        • Income Protection Insurance for Self Employed
      • Mortgage Insurance
      • Trauma Insurance
      • Redundancy Insurance
      • Funeral Insurance
        • What to Do When a Spouse or Partner Dies
        • Funeral Costs
  • Credit Cards
    • Best Credit Cards
    • Rewards and Cashback Credit Cards
    • Credit Cards That Earn Business Class Flights
    • The Best American Express Credit Cards
    • Air New Zealand Airpoints Credit Cards
      • ANZ vs AMEX vs Kiwibank vs Westpac Platinum Airpoints Credit Cards
      • ANZ Airpoints Visa Platinum vs AMEX Airpoints Platinum
      • Kiwibank Airpoints Platinum Visa vs AMEX Airpoints Platinum
      • Westpac Airpoints Platinum Mastercard vs AMEX Airpoints Platinum
    • Balance Transfer Credit Cards
    • Platinum and Gold Credit Cards
    • Frequent Flyer Credit Cards
    • Travel Credit Cards
    • Interest Free Credit Cards
    • Virtual Debit and Credit Cards
    • Credit Cards That Provide Travel Insurance
    • Reviews
      • American Express Credit Cards Review
        • American Express Airpoints Platinum Review
        • American Express Gold Rewards Card Review
        • American Express Gold Business Card Review
        • AMEX Comparison - Airpoints Platinum vs Gold Rewards
        • Where is AMEX Accepted?
        • American Express Free Card vs Airpoints Platinum
        • American Express Platinum Card Review
        • American Express Membership Rewards Program Review
        • AMEX Cardholder Feedback
        • Valuing AMEX Membership Rewards Points
        • AMEX Dining Collection Program Review
        • The Best Ways to Spend AMEX Membership Rewards Points
        • Qantas Credit Cards
        • Qatar Airways Credit Cards
        • Singapore Airlines KrisFlyer Credit Cards
        • Cathay Pacific Asia Miles Credit Cards
        • Emirates Skywards Credit Cards
        • RewardPay Review
      • Flight Centre Mastercard Review
    • Guides
      • Pay Off Credit Card Debt
      • Credit Card Basics
      • Mastercard vs Visa
      • Credit Card Minimum Payments Explained
      • Credit Card Interest Calculator
      • Credit Card Debt Amortisation Calculator
      • How to Request a Credit Card Chargeback
    • Other Credit Cards
      • Best Foreign Currency Debit & Credit Cards
      • Free Credit Cards
      • Low Interest Credit Cards
      • Credit Cards for Bad Credit
      • Q Card & Q Mastercard Review
      • GEM Visa Review
      • Onecard Visa Review
      • Purple Visa Review
  • Travel Money Cards
    • Travel Money Card Reviews and Comparisons
      • Wise Debit Card Review
      • Revolut Review
      • Revolut vs Wise - Which Is Better?
      • Travelex Money Card vs Wise Debit Card Comparison
      • OneSmart Card vs Wise Debit Card Comparison
      • Cash Passport vs Wise Debit Card Comparison
    • Travel Money By Country
      • Top Travel Destinations Where the NZD is Strong Right Now
      • Australia Travel Money
      • Bali Travel Money
      • Canada Travel Money
      • Europe Travel Money
      • Fiji Travel Money
      • Japan Travel Money
      • Rarotonga Travel Money
      • Singapore Travel Money
      • Thailand Travel Money
      • USA Travel Money
      • UK Travel Money
      • United Arab Emirates Travel Money
  • Banking & Savings
    • Banking
      • Best Bank Accounts
      • Best Debit Cards
      • Best Joint Bank Accounts
      • Kids Bank Accounts
      • Cut Overdraft Costs
      • Private Banking
      • Open an Australian Bank Account from New Zealand
      • Open a UK Bank Account from New Zealand
    • Savings
      • Best Term Deposits
      • Best Notice Saver Accounts
      • Booster Savvy Review
      • Booster Savvy Analytics Review
      • Best PIE Term Deposits
      • Best Call Accounts
      • Best Savings Accounts
      • Term Deposit Alternatives
    • Guides and Resources
      • Banks vs Credit Unions
      • Open Banking Explained
      • NZ Bank Prefix Codes
    • Reviews
      • Wise Money Transfer Review
      • Heartland Bank Review
      • First Credit Union Review
      • NZCU Baywide Review
      • The Co-operative Bank NZ Review
      • Western Union Review
  • Mortgages
    • Mortgage Essentials
      • Best Home Loans
      • Mortgage Calculator
      • How Much Can I Borrow?
      • Debt to Income Ratios
      • Equity (and Leverage) Calculator
      • Mortgage Repayment Calculator
      • Mortgage Options
      • Mortgage Cashback
    • Other Mortgage Options
      • Interest-Only Mortgages Guide
      • Interest-Only Mortgage Calculator
      • Revolving Credit Mortgages
      • Offset Mortgages
      • Offset Mortgage Calculator
      • Fixed vs Floating Mortgage Rate Calculator
      • Understanding Interest Rate Swaps
      • What is the OCR?
    • Alternative Mortgage Options
      • Low-Deposit Home Loans
      • Rent to Own Homes
      • First Home Loan Guide
      • Reverse Mortgages
      • Lifetime Home Review
    • Mortgage Management
      • Saving for a House Deposit
      • Saving for a House Deposit as a Young Professional
      • Buying a Home with Family and Friends
      • Pay Off Your Mortgage Faster
      • Mortgage Overpayment Calculator
      • What To Do if You Bought a House at the Peak of the New Zealand Market
      • Tips for Seniors Renting or Paying Down a Mortgage
      • Remortgaging Guide
      • Mortgage Relief and Holidays
      • Amortisation Calculator
      • Mortgage Break Fees
      • Defaulting on a Mortgage
      • High Deposit Mortgages
      • Negative Equity
      • How to Manage Higher Mortgage Payments
      • Mortgage Refinance Calculator
    • Mortgage Brokers
      • Mortgage Brokers Explained
      • Trusted Auckland Mortgage Brokers
      • Trusted Hamilton Mortgage Brokers
      • Trusted Mortgage Brokers in Tauranga
      • Trusted Mortgage Brokers in Napier and Hastings
      • Trusted Mortgage Brokers in Wellington
      • Trusted Mortgage Brokers on the Kapiti Coast
      • Trusted Mortgage Brokers in Christchurch
      • LifeDirect Mortgages Review
    • Buying a Home
      • First Home Buyers Checklist
      • Home Buying Glossary
      • Best House Price & Valuation Websites in New Zealand
      • New Zealand Property Types
      • Rateable Value vs Market Value
      • Leasehold Property Guide
      • Conveyancing vs Lawyers
      • Buying an Apartment in New Zealand
      • Buying vs Renting a House
    • Selling a Home
      • How to Sell Your House Privately
      • Real Estate Agent Fees
      • Bridging Finance
    • Property Investment
      • Investment Property Mortgages
      • Renting Directly to Tenants vs Using an Agent
      • Interest Deductibility Changes
    • Building a House
      • Average Building Cost Per Square Metre
      • Cost to Build a New House
      • Buying Land to Build a House
      • Construction Loans
      • Tiny Homes in New Zealand
  • KiwiSaver
    • KiwiSaver Basics
      • Free $500+ Government Money for KiwiSaver
      • Our Favourite KiwiSaver Funds
      • Is KiwiSaver Safe?
      • Choosing a KiwiSaver Fund
      • How Aggressive Should KiwiSaver Be
      • Choosing Your KiwiSaver Scheme
      • Balanced vs Moderate vs Growth KiwiSaver Funds - What is right for me?
      • KiwiSaver Must-Know Facts
      • Opting out of KiwiSaver
      • What Do I Do With My KiwiSaver When I Retire?
      • KiwiSaver Withdrawal
      • Merging KiwiSaver and Australian Super Balances
      • Switching KiwiSaver Funds
      • KiwiSaver Robo and Digital Advice Tools
      • Ethical Kiwisaver Funds
      • KiwiSaver Private Equity Investments
    • KiwiSaver Contributions & Tax
      • Your KiwiSaver Contributions
      • KiwiSaver Contributions - Gross or Net?
      • Employer KiwiSaver Contributions
      • Government KiwiSaver Contributions
      • KiwiSaver Savings Suspensions
      • Voluntary Contributions
      • What's My PIR?
      • KiwiSaver and Tax
    • KiwiSaver for Life Events and Specific Situations
      • Average KiwiSaver Balance by Age
      • KiwiSaver First-Home Withdrawal
      • KiwiSaver First Home Grant Guide
      • KiwiSaver Hardship Applications
      • KiwiSaver in a Divorce or Separation
      • KiwiSaver for Kids
    • KiwiSaver Schemes
      • Amanah KiwiSaver Scheme
      • AMP KiwiSaver Scheme
      • ANZ KiwiSaver Scheme
      • ASB KiwiSaver Scheme
      • AON KiwiSaver Scheme
      • BNZ KiwiSaver Scheme
      • Booster KiwiSaver Scheme
      • Fisher Funds KiwiSaver Scheme
      • Generate KiwiSaver Scheme
      • InvestNow KiwiSaver Scheme
      • Pie KiwiSaver Scheme Review
      • Kernel KiwiSaver Review
      • Kernel KiwiSaver Plan vs Superlife KiwiSaver Scheme
      • Kiwi Wealth KiwiSaver Scheme
      • kōura Wealth KiwiSaver Review
      • SBS Wealth KiwiSaver Scheme Review
      • MAS KiwiSaver Scheme
        • MAS Review
      • Mercer KiwiSaver Scheme
      • Milford KiwiSaver Plan
      • New Zealand Defence Force KiwiSaver Scheme
      • GoalsGetter KiwiSaver Scheme
      • Pathfinder KiwiSaver Review
      • QuayStreet KiwiSaver Scheme
      • Simplicity KiwiSaver Review
      • Summer KiwiSaver Scheme
      • SuperLife Review
      • Westpac KiwiSaver Scheme
    • KiwiSaver Calculators
      • KiwiSaver Calculator
      • KiwiSaver Returns Calculator
  • Business
    • Compare Business Loans
      • Business Line of Credit
      • Business Borrowing Options
      • Small Business Loans
      • Operating Leases
      • Finance Leases
      • Operating Leases vs Financing Leases
      • Car Loan Repayment Calculator
      • Prospa Business Loans Review
      • Bizcap Business Loans Review
      • Taxi (Business Funding) Review
    • Business Insurance
      • Public Liability Insurance
      • Professional Indemnity Insurance
      • Business Interruption Insurance
    • Wise Business Account Review
    • Business Credit Cards
    • Business Essentials
      • Money Saving Tips For Businesses
      • Get Debtors to Pay Overdue Invoices
      • Working Capital
      • Liquidations and Receiverships
      • Can't Make Payroll Guide
      • Buying out a Business Partner
      • Business Brokers
    • PAYE & Taxes
      • PAYE Calculator
      • PAYE Tax Rates 2025 & 2026
      • Minimum Wage
      • Tax Codes in New Zealand
    • Business Calculators & Resources
      • GST Calculator
      • GST Due Dates 2025
      • Business Loan Calculator
      • ROI Calculator
      • IRR Calculator
      • Internal Rate of Return
      • Percent Off Calculator
      • Profit Margin Calculator
      • Current Ratio Calculator
      • Quick Ratio Calculator
    • Online Services
      • Domain Names
      • Trusted Web Designers
        • Auckland Web Designers
        • Hamilton Web Designers
        • Wellington Web Designers
        • Christchurch Web Designers
        • Tauranga Web Designers
        • Lower Hutt Web Designers
        • Dunedin Web Designers
      • Digital Identity Programs and Online Verification Tools
      • Trusted Auckland SEO Companies
      • Social Media Influencer Marketing
      • PayPal NZ Account Fees
      • Paypal vs Stripe Review
      • Hnry Review
      • n3 Trade Card Review
      • Plain English Awards
      • Retail Security Options and Costs
    • For Startups
      • How to Start a Business in New Zealand
      • Raising Capital
      • Product Market Fit
      • Crowdfunding vs Bank Financing
      • Blackbird vs Movac
      • How to Become an Angel Investor
      • How to Raise Money from Angel Investors
      • Alternatives to VC Funding
      • Hiring for a Startup
      • VCFO (Virtual CFO)
      • New Zealand Startup and Founder Incubators
      • Expanding Offshore
      • New Zealand Invoice Template
      • Business Podcasts
  • MSD
    • Navigating Work and Income Benefits
    • Jobseeker Support Benefit Rates 2025 and 2026
    • Jobseeker Support Guide
    • Accommodation Supplement Guide
    • SuperGold Card Review
    • Disability Allowance
    • MyMSD
    • Community Services Card
    • Hardship Assistance - Urgent Costs and Living Expense Assistance
    • Loans for Unemployed
    • Working for Families Guide
    • Childcare Subsidies in New Zealand
    • Super Rates 2025 and 2026
    • NZ Superannuation in a Nutshell
    • Government Departments Helping New Zealanders Directly
    • Food Grants Guide
    • Food Banks Directory
      • Food Banks Auckland
      • Food Banks Northland
      • Food Banks Hamilton Waikato
      • Food Banks Wellington
      • Food Banks Christchurch
  • Motoring
    • Buying and Selling a Car
      • Car Valuations
      • Buying a Used Car
      • Selling a Car
      • Turners Cars Review
      • CarJam Review
      • CarJam vs MotorWeb Car Report Comparison
      • Top Cars that Hold Their Value
      • Vehicle Leasing
      • Car Registration in New Zealand
      • The Women's Guide to Buying a Car
    • Car Dealerships Explained
    • Everyday Driving
      • Costs of Owning a Car
      • 20 Ways to Make Driving Cheaper
      • Gaspy App Review
      • Parking Tickets
      • AA Membership Review
      • Best Car Batteries
      • Best Electric Cars
      • Buyer’s Guide for the 2023 Toyota Hilux
      • Buyer’s Guide for the 2023 Toyota RAV4
      • Buyer’s Guide for the 2023 Ford Ranger
    • Warrant of Fitness
      • Guide to Warrant of Fitness
      • Warrant of Fitness Auckland
      • Warrant of Fitness Hamilton
      • Warrant of Fitness Tauranga
      • Warrant of Fitness Lower Hutt
      • Warrant of Fitness Wellington
      • Warrant of Fitness Christchurch
      • Warrant of Fitness Dunedin
  • Law
    • Wills Guide
    • Separation Agreements
    • Prenuptial Agreements
    • Divorce Guide
    • Trusts Guide
    • Enduring Power of Attorney Guide
    • Living Wills Guide
    • Probate
    • Agreeable Review
    • Footprint Online Wills Review
    • Perpetual Guardian
  • Travel
    • Moving Overseas
      • Working Holiday Visas
      • Working Holiday Visas for 30+ Year-Old New Zealanders
      • Moving to Australia
      • Moving to London
    • Air New Zealand Specific
      • Air NZ Upgrade Guide
      • How to Redeem Air New Zealand Airpoints Dollars
      • Fastest Way To Earn Air NZ Status Points
      • Air New Zealand Koru Membership Review
      • Airpoints Flexipay Guide
      • Air New Zealand Travel Tips
      • Air New Zealand Refunds & Credits
    • Lounges, Upgrades, Car Hire & More
      • How to Get Access to Airport Lounges
      • Air New Zealand Skycouch Review
      • No Nonsense Upgrade Guide
      • Car Rental Hire
      • Auckland Airport Car Parking
    • Best of New Zealand
      • Auckland Travel for Less
      • 100+ Free Things to do in Auckland
      • Queenstown Like a Local
    • Hotels & Dining
      • Accor Plus Review
      • First Table Guide
      • Hotel Booking Sites Compared
    • Foreign Currency Exchange
      • Currency Converter
      • Australian Dollars Exchange Rate
      • American Dollars Exchange Rate
      • British Pound Exchange Rate
      • Canadian Dollars Exchange Rate
      • Euro Exchange Rate
      • Fijian Dollars Exchange Rate
      • Hong Kong Dollar Exchange Rate
      • Korean Won Exchange Rate
      • Indian Rupee Exchange Rate
      • Japanese Yen Exchange Rate
      • Malaysian Ringgit Exchange Rate
      • South African Rand Exchange Rate
      • Singapore Dollars Exchange Rate
      • Thai Baht Exchange Rate
      • Chinese Yuan Exchange Rate
  • Travel Insurance
    • Compare Travel Insurance
    • AMEX Airpoints Platinum Travel Insurance Review
    • Travel Insurance by Destination
      • Australia and the Pacifc
        • Australia Travel Insurance
        • Fiji Travel Insurance
        • Rarotonga Travel Insurance
      • Asia
        • Bali Travel Insurance
        • China Travel Insurance
        • India Travel Insurance
        • Japan Travel Insurance
        • Malaysia Travel Insurance
        • Singapore Travel Insurance
        • South Korea Travel Insurance
        • Thailand Travel Insurance
        • Vietnam Travel Insurance
      • Americas & Africa
        • Canada Travel Insurance
        • Peru Travel Insurance
        • South Africa Travel Insurance
        • USA Travel Insurance
      • Europe
        • France Travel Insurance
        • Greece Travel Insurance
        • Italy Travel Insurance
        • UK Travel Insurance
    • Specific Risk Cover
      • Do I Need Travel Insurance?
      • Pregnancy Travel Insurance
    • Travel Insurer Reviews
      • Southern Cross Travel Insurance Review
      • AMI Travel Insurance Review
      • State Travel Insurance Review
    • Essential Information
      • Basic vs Comprehensive Travel Insurance
      • Health Insurance vs Travel Insurance
      • ACC vs Travel Insurance
      • Australia NZ Reciprocal Health Care Agreement
      • Travel Insurance Excess Explained
      • Claiming on Travel Insurance
      • How to Renew a New Zealand Passport
      • What is TAANZ?
      • Travel Packing List
      • Travel Insurers Directory
      • Travel Insurance Glossary
  • Mobile & SIM
    • Compare Mobile Plans
    • SIM Only Mobile Plans
    • eSIM Plans
    • Apple Watch Buying Guide
    • Spark Mobile Review
    • 2degrees Mobile Review
    • One NZ Mobile Review
    • Kiwi Mobile Review
    • Mobile Data Roaming
    • Saily Review
    • Best iPhone Plans
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Online Supermarkets Comparison - The Definitive New Zealand Guide

Our must-read guide compares PAK’nSAVE vs Countdown vs New World vs Farro vs The Honest Grocer, including the pros, cons, costs and limitations

Online supermarket comparision
Updated 24 August 2021

Summary:
  • Our guide compares the three major supermarkets and two specialty grocers.
  • Our view is that the lowest prices are offered by PAK'n'SAVE, which is consistent with research undertaken by Consumer. However, PAK'n'SAVE does not offer a delivery service so it's pick-up only.
  • This leaves Countdown (which delivers nationwide) and New World (which doesn't deliver within the South Island other than via a limited pilot trial)
  • To help make sense of what's on offer, we look at the specs of each service and compare them in detail. We have included Farro and The Honest Grocer as these are popular delivery-only services.  

Our guide covers:
  • Online Grocery Shopping Basics: Pros and Cons
  • Best Online Grocery - we compared price and convenience from Pak’nSave, Countdown, New World, Farro and The Honest Grocer
  • Online Grocery Sites Comparison Table 
  • Tips to Successfully Shop Groceries Online

PAK’nSAVE vs Countdown vs New World vs Farro

Online Grocery Shopping Basics: Pros and Cons

Online grocers can either be brick-and-mortar supermarkets and grocery stores that offer online ordering or standalone ecommerce sites that offer grocery items as one of their services. 

Among these, there are two main ways customers can receive their orders: in-store pickup or delivery. In-store (also known as “click and collect”) works by allowing customers to place their orders online and pick up their orders in the store at a convenient time - during workdays, that usually means when they’re heading home. This is the less expensive option compared to delivery. A grocery delivery service can be a convenient option for anyone, including the elderly, people with limited mobility or lack of transportation. Delivery costs depend largely on how much is in your virtual trolley or shopping cart. For example, Countdown charges a $14 delivery fee for orders up to $199.99 and $9 if it’s $200 or more. 

Pros:
  • Convenience - this is the biggest one. Whether you’re too busy to go in-store to buy your groceries each week or if you just wanted to save some time, online grocery shopping provides you with the flexibility to pick up or have your order delivered to you at your convenience
  • Selection: depending on the online grocer, they may have items in their warehouse that aren’t in stock at their physical stores. Or you may be able to find an extensive range of products that aren’t commonly found in normal supermarkets. Shopping groceries online allows you to find everything you need simply by typing the name or brand of a product, as well as relevant products.
  • No impulse shopping: when you shop for groceries online, you aren’t exposed to the fancy displays and alluring promotions. Having a single snapshot of your shopping cart also allows you to evaluate the things you buy and how much you’re spending, so you don’t go over your grocery budget.
  • Price comparison: online grocery shopping makes comparing prices so easy. At a glance, you can see which products offer a better bargain.
  • Product substitutions: Before you submit your order you can let your online grocer know that you’re happy for them to substitute an alternative item. In the case that an item is out of stock, usually, online grocers will substitute it with a similar product of equal or higher quality, but will only charge you an equal or lower price

Cons to shopping groceries online:
  • Price - if you opt in for grocery delivery services, you will end up paying a premium in the forms of delivery fees and/or fuel surcharges that can take a substantial bite out of your grocery budget. 
  • Missing item, poor food quality or damaged goods - unfortunately, these do happen which may require additional effort on your part to get replacement of the items or request refunds if you didn’t get what you ordered
  • Specific delivery time window - time slot availability changes depending on seasons/holidays and how much staff the online grocers have on their hands. If you want to get grocery shopping done in a specific window each week, it pays to learn when exactly you need to place your order to guarantee that time slot.
  • Item availability - some online grocers don’t offer the option to purchase from the hot/deli counters such as roast chicken.
  • Portion sizes - when buying groceries at a physical store, it’s easy to see how big or small an item is. Online grocery shopping is a different story. The definition of portion size for online grocers may be different to your definition so there may be occasions where you receive significantly smaller options to what you expected. To avoid situations like these, it’s important to pay attention to serving size AND weight requirements so you know exactly how much you need to order.
  • Order minimums - this may not be the case for all online grocers but sometimes there is a minimum order amount required for free pickups

PAK’nSAVE vs Countdown vs New World vs Farro

Compare Pak’nSave vs Countdown vs New World vs Farro vs The Honest Grocer - What You Need to Know

We compare the supermarkets and specialty grocers side-by-side:
Online supermarket comparision - Pak'nsave

Pak’nSave

  • ​Website: Pak'nSave
  • Why we like it: Lowest food prices and small minimum spend amount. If you’ve been a regular grocery shopper, you’ll know that Pak’nSave prides itself for offering low prices without compromising on selection or quality. According to a 12 week survey conducted by Consumer, Pak’nSave was indeed the cheapest compared to Countdown and New World - on average, saving more than $10 a week which equates to more than $500 a year.
  • Order options: Pick up only
  • Service fee: Service fee for Click & Collect is $5, whatever the value of your order is.
  • Minimum order value: $1
  • Cut-off time for placing, changing or cancelling an order: up to 24 hours prior to your order pick-up time. If you are running late to collect your order, you will need to call their contact centre on 0800 725 672 to make alternative arrangements.
  • Time slot availability: Click & Collect time slots are released exactly 7 days in advance. We recommend booking further ahead if you are able to.
  • Alcohol: Alcohol can be purchased online but proof of ID will be required when collecting your order.
  • Items not available: flowers, gift cards, tobacco, hot food, oversized items and very heavy items
  • Order fulfillment: orders assembled by personal shopper at your chosen Pak’nSave store
  • Substitutions: Provided (on consent). If a product order is not available, a substitution will be made with a similar product of equal or higher quality. However, they will only charge an equal or lower price. 
  • Bags: $1 eco-friendly bags will be used or an alternative (such as cardboard box) if bags are not preferred
Online supermarket comparision - countdown

Countdown

  • Website: Countdown
  • Why we like it: wide variety of selection and user friendly website. Countdown continues to drive customer satisfaction through technology and innovation. One such example is their monthly delivery subscription service, Delivery Saver.
  • Order options: Pick up and Delivery available
  • Service fee: For deliveries in most areas, Countdown offers flat fees - $14 for orders up to $199.99 and $9 for orders over $200.00. This amount is added on top of your order.
  • To save on delivery fees, Countdown offers a Delivery Saver subscription ($23 per month subscription or $118 per 6 months subscription). These allow you to receive undelivered deliveries for grocery orders over $80.
  • Countdown’s Pick up service is FREE for all orders over $50. Pick up orders below $50 will be charged a $5 service fee.
  • Minimum order value:
  • $0 for general deliveries (flat fees are applied)
  • $80 for Delivery Saver Subscriptions
  • $50 for FREE Pick up (otherwise $5 for service fee)
  • Delivery details: Delivery slots generally close one to three hours prior to allow the Countdown team to prepare your order. Specific delivery times cannot be requested (due to volume of deliveries) so when you checkout your order, you will need to leave a note to the drivers so they know where to place your order when no one is at home.
  • Cut-off time for placing, changing or cancelling an order: Requesting for cancellation needs to be made as soon as possible to their Customer Care Team. If the order has been picked, then you will be unable to cancel the order and a $20 cancellation fee may be charged.
  • Time slot availability: Viewable during ordering process
  • Alcohol: Alcohol can be purchased online but proof of ID and order confirmation email will be required when collecting your order.
  • Items not available: flowers, tobacco, hot food, oversized items and very heavy items
  • Order fulfillment: orders assembled by personal shopper at your chosen Countdown store
  • Substitutions: Provided (on consent). If a product order is not available, a substitution will be made with a similar product of equal or higher quality. However, they will only charge an equal or lower price. 
  • Bags: $1 bag charge per order will be applied at checkout unless customers choose to BYO bags for in-store collection.
  • Refund policy: if you’re unhappy with anything purchased, they will refund your money and replace your purchase.
Online supermarket comparision - New World

New World

  • Website: New World
  • Why we like it: flexibility and convenience with great customer satisfaction. Given that New World is owned by the same parent organisation as Pak’nSave - Foodstuffs, you can be sure that the quality of product and customer service will be on par. The only downside is that New World currently only offers their online grocery delivery services to the North Island (outside of a pilot trial in the South Island).
  • Order options: Pick up and Delivery available
  • Service fee: For deliveries, New World offers flat fees - $15 for orders up to $199.99 and $10 for orders $200 or more. This amount is added on top of your order. For Click & Collect (pick up), it will cost you a flat fee of $5, whatever the value of your order is.
  • Minimum order value: $1
  • Delivery details: Delivery slots are usually held for you for up to 30 minutes. Although it is strongly recommended for you to be at home to receive your order, the deliverers will contact you if a delivery can’t be made. If instructed, they can leave your order at your door (or an agreed location)
  • Cut-off time for placing, changing or cancelling an order: up to 12 hours prior to your order pick-up time/delivery time. If you are running late to collect your order, you will need to call their contact centre on 0800 463 996 to make alternative arrangements.
  • Time slot availability: Time slots are released exactly 7 days in advance. These are offered for both pick up (Click & Collect) and delivery services
  • Alcohol: Alcohol can be purchased online but proof of ID will be required when collecting your order.
  • Items not available: flowers, gift cards, tobacco, hot food, oversized items and very heavy items
  • Order fulfillment: orders assembled by personal shopper at your chosen New World store
  • Substitutions: Provided (on consent). If a product order is not available, a substitution will be made with a similar product of equal or higher quality. However, they will only charge an equal or lower price. 
  • Bags: Online orders will be packed in paper bags at a cost of 20c each, to a maximum charge of $1. If you prefer no bags used, the store (chosen by you) will offer other packaging options (such as cardboard boxes)
  • Refund policy: if you’re unhappy with anything purchased, you will need to call their contact centre on 0800 483 996 to request for a replacement or refund
Online supermarket comparision - Farro

Farro

  • Website: Farro
  • Why we like it: Farro provides a unique and extensive selection of products that aren’t commonly found in general supermarkets. Farro is well known for its organic produce and range of products that are hard to find elsewhere. Two words to describe Farro - premium and luxury. Unlike most online grocers that don’t offer hot meals, Farro is well known for its ready-to-cook meal options catered for individuals, couples and families. In addition to the high quality foods it provides, Farro works closely with suppliers and food producers ensuring that sustainability is built into their product lifecycle. That means reducing food and packaging waste, which is one of the biggest challenges for online grocers.
  • Order options: Delivery services only
  • Service fee: For deliveries, Farro charges a standardised delivery fee of $15
  • Minimum order value: No minimum
  • Delivery details: While it’s recommended that you are home when the order is delivered, Farro’s delivery drivers will do their best to ensure your order is left in a safe place. There is an option to leave detailed instructions for the drivers. Notifications will also be sent when your order is on its way, 5 minutes away and when your order has been delivered.
  • Cut-off time for placing, changing or cancelling an order: if you would like to add to your order or make changes, you will need to contact them via their contact form or via phone on 09 360 0499. However, it’s important to note that changes to your orders cannot be made if the date of delivery is scheduled on the day.
  • Time slot availability: Monday to Friday, 12pm - 5pm or 6-9pm slots are available.
  • Alcohol: Alcohol can be purchased online but there is no proof of ID required. By submitting an order with Farro is agreeing with their terms and conditions and confirming that you’re over the age of 18 and legally allowed to buy liquor in New Zealand.
  • Items not available: there are no restrictions on items for purchase as long as they’re in stock unless for foods that require pre-ordering such as cakes
  • Order fulfillment: Information not available
  • Substitutions: Not available
  • Bags: No additional cost
  • Refund policy: if you’re unhappy with anything purchased, you will need to submit a request from their contact centre. Items are not refundable unless there is a mistake made in the order or during shipping.
Online supermarket comparision - The Honest Grocer

The Honest Grocer

  • Website: The Honest Grocer
  • Why we like it: fresh New Zealand-grown produce directly from farmers and growers to customers. The Honest Grocer is an ecommerce site that provides exceptional products from New Zealand farmers and growers as well as hand-selected packaged goods from local and international suppliers. And since they don’t have any overheads that normal stores will have, these savings are passed on to their customers.
  • Membership: The Honest Grocer offers membership tiers - Silver status and Gold status. For anyone new who shops with The Honest Grocer, products are priced at their Silver Status. If a person upgrades to Gold Status, members will receive the best possible prices and additional discounts. Their membership cost is $12.95 per month and can be canceled at any time.
  • Order options: Delivery only
  • Service fee: The Honest Grocer only delivers to the North Island at this moment. This is separated by two delivery zones:
  • Zone 1 - encompasses Whangarei-Auckland-Hamilton (approximately): Up to $199.99: delivery fee is $12, $200 and above: delivery fee is $8
  • Zone 2 - rest of the North Island: Up to $199.99: delivery fee is $16, $200 and above: delivery fee is $12
  • There is also an additional $3 flat fee for anything you order that requires chilling (excluding seafood), to allow for special packaging for the item/s. For seafood, there is a $10 flat fee for each order as it requires a lot of special packaging to protect the freshness
  • Minimum order value: $50. This is the minimum amount for products only - excluding delivery fees and any other charges for chilled packaging.
  • Delivery details: delivery will occur at your nominated delivery address. If there is no person to accept delivery, the products will be left at the front door or as instructed by you in your order.
  • Cut-off time for placing, changing or cancelling an order: if changes are made (including due to product availability), you must contact The Honest Grocer’s Customer Support team as soon as possible (within 48 hours). This may be subject to a cancellation fee, which you will be notified by the team.
  • Time slot availability: orders can be made at any time. However, in saying that, dispatching orders takes 5-7 days. The reason is that The Honest Grocer by not holding much stock in their inventory, they’re able to keep prices as low as possible. So that means they order from their suppliers after you order with them.
  • Alcohol: Alcohol can be purchased online but proof of age will be verified by the courier on their behalf.
  • Items not available: no restrictions
  • Order fulfillment: orders are directly made by the supplier for The Honest Grocer
  • Substitutions: None available. If there are any issues related to product availability, the team at The Honest Grocer will inform their customer of such changes and order cancellation may be made.
  • Bags: No additional cost to bags other than specified items that require chilled packaging in order to maintain freshness
  • Refund policy: if you’re unhappy with anything purchased, whether it be delivering the wrong items, having mis-labeled a product on their website or anything that arrives damaged or spoiled, The Honest Grocer will offer a refund or exchange.

Online supermarket comparision

Pak’nSave vs Countdown vs New World vs Farro vs The Honest Grocer Comparison Table

When choosing which online supermarket site to use, there are only a select few factors to consider. As mentioned above, each of these websites have their own uniqueness so it mostly comes down to your preferences as well as the value you see it providing. 

Our table makes the similarities and differences clearer:
​Main things to consider for online grocery shopping
Pak’nSave
Countdown
New World
Farro
​The Honest Grocer
Order option
​Pick up only
​Pick up and Delivery 
​Pick up and Delivery 
​Delivery Only
​Delivery Only
Service fee
$5 for any value
$14 - orders up to $199.99
$9 - orders over $200
(excludes Deliver Saver subscription)
​$15 - orders up to $199.99
$10 - orders over $200
 
For Click & Collect, $5 flat fee for any value
​$15 standardised delivery fee
Zone 1:
Up to $199.99: delivery fee is $12
$200 and above: delivery fee is $8
 
Zone 2:
$199.99: delivery fee is $16
$200 and above: delivery fee is $12
(excluding special packaging)
Minimum order value
​$1
​- $0 for general deliveries (flat fees are applied)
- $80 for Delivery Saver Subscriptions
- $50 for FREE Pick up (otherwise $5 for service fee)
$1
​No minimum
$50 - this amount excludes delivery fees or charges for chilled packaging
Order edit times (change or cancel
Up to 24 hours prior to order pick-up time
ASAP - $20 cancellation fee may be charged
Up to 12 hours prior to order pick-up/delivery time
Up to 24 hours prior to order delivery time
Within 48 hours of ordering. Cancellation fee may be charged
Specified time slot availability
Yes
​No
​No
​No
​No
Bags
$1 eco-friendly bag or alternative (e.g. cardboard box)
$1 bag charge per order unless customers choose BYO bags
20c per paper bag, with maximum charge of $1 or alternative (e.g. cardboard box)
No additional cost
No additional cost to bags other than specified items that require chilled packaging
$3 for general chilled goods
$10 for seafood
Substitutions provided?
Yes
Yes
Yes
No
No
Refund if not satisfied
Yes, but only if items are damaged, faulty or spoiled on pick-up
Yes, if unhappy with purchase, will refund money and replace purchase
​Yes, if unhappy with purchase, will refund money and replace purchase
Yes, but only if items are damaged, fault or spoiled on delivery
Yes, if unhappy with purchase, will refund money and replace purchase
Contact Details
Contact Centre
Contact Centre
Contact Centre
Contact Centre
Contact Centre

PAK’nSAVE vs Countdown vs New World vs Farro

Six Must-Know Tips For Buying Groceries Online

For many, shopping groceries online can be unfamiliar and many people are reluctant to try it. One reason is due to the fact that you can’t physically see the products you’re buying, which means there’s less certainty about the quality of goods you purchase. That being said, online supermarkets are doing a great job to ensure they keep up the standards and quality of their services in both physical and online stores. On top, the market is competitive, meaning the service levels offered are higher than you may expect from an in-store experience.

To help you Here are some things to consider when shopping groceries online:
Pak’nSave vs Countdown vs New World vs Farro vs The Honest Grocer

Customer service is important for your flexibility (and orders may arrive late or be rescheduled)

Having a great and accessible customer service centre/support person is essential. This can be very helpful if you need to change an order, track a late delivery or ask for a replacement or refund in cases of damaged food items or misorders. Online supermarkets avoid email/contact form support and it's rare you'll go back-and-forth to solve an issue.
Pak’nSave vs Countdown vs New World vs Farro vs The Honest Grocer

Delivery fees vary between online supermarkets

Online supermarkets each have different delivery fee structures. Some may offer a flat fee, have a tiered pricing model based on your shopping cart amount or provide unlimited deliveries through purchasing a monthly membership subscription. Whatever it may be, make sure to read through the website’s FAQs and/or terms and conditions to know exactly what you are paying for as costs can add up quite quickly.
Pak’nSave vs Countdown vs New World vs Farro vs The Honest Grocer

Timing and delivery options need to be flexible for both you and the online supermarket

Shopping groceries is all about saving time and convenience. And that begins by learning the timing of delivery for the specific online grocer you choose. Some allow you to track your deliveries and receive orders within a specific delivery window while others don’t allow that flexibility due to staff shortage or delivery volumes. In that case, you may need to schedule yourself around those times or have a set location you’re comfortable for drivers to drop off your groceries when you’re not at home.
Pak’nSave vs Countdown vs New World vs Farro vs The Honest Grocer

Double (and triple check) your order

User error is one of the most common issues when it comes to shopping groceries online. It's easy to accidentally select one apple instead of one kilogram of apples etc. Or maybe you thought a certain item was priced by quantity instead of weight. Just before you checkout, make sure to scan your entire shopping cart.
Pak’nSave vs Countdown vs New World vs Farro vs The Honest Grocer

Orders are first-come-first-serve

In some cases, ordering early in the morning is the best way to ensure that your orders are fresh. That’s because grocery stores typically restock overnight. To improve your odds of finding all the freshest items on your shopping list, you can try creating your order at the earliest delivery slot.
Pak’nSave vs Countdown vs New World vs Farro vs The Honest Grocer

Make sure you get everything you paid for

Upon receiving your delivery or pick-up order, go through each item in your shopping list against the items you’ve received. Mistakes do happen and so if you were charged for something you didn’t receive, head to the customer centre of your online supermarket to receive a refund.

Related Guides
  • ​Countdown Christmas Club
  • PAK'n'Save Christmas Club
  • New World Christmas Club
  • My Food Bag Review
  • Woop Review
  • HelloFresh Review
  • Bargain Box Review
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  • Credit Cards
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        • Qantas Credit Cards
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    • Travel Money By Country
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  • Banking & Savings
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    • Savings
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  • Mortgages
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    • Mortgage Brokers
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      • LifeDirect Mortgages Review
    • Buying a Home
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  • KiwiSaver
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  • Business
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    • For Startups
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  • MSD
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  • Motoring
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  • Law
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    • Best of New Zealand
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    • Foreign Currency Exchange
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  • Travel Insurance
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      • Americas & Africa
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    • Specific Risk Cover
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    • Essential Information
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  • Mobile & SIM
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  • Broadband
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  • Power
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    • Power Companies
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  • Essential Money Tips
    • Must-Read Lists & Tips
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      • 20 Frugal Decisions That Often Backfire
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      • 20 Supermarket Ripoffs
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      • 10 Hidden and Exorbitant Costs of Living in New Zealand
      • 10 Simple Financial Steps with Massive Future Payoffs
    • Money & Relationships
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      • Don’t Let Supporting Your Adult Children Ruin Your Retirement
      • Lending Money to Friends & Family
      • Guarantors - Loans and Mortgages
    • Money & Family
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    • Valuable Insights
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      • Money Habits Keeping You in the Rat Race
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      • Stealth Wealth
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      • Dental Costs
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    • Challenging Economic Conditions
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      • Layoffs, Redundancies and Restructures - Your Rights and Next Steps
      • Graduating Without a Job
      • Should I Stop Contributing to KiwiSaver?
  • Financial Independence
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    • FIRE Tools
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      • SortMe Review
    • Repaying Debt
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    • Tax
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  • Life Essentials
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      • Free Samples
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    • Kids Eat Free
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      • HelloFresh Review
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    • Entertainment
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    • Consumer Rights
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    • Shopping Resources
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    • Living Essentials
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    • Home & Kitchen
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      • Best Computer Desks
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      • Blinds, Curtains and Drapes Auckland
    • Health & Personal Care
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  • Trade Services
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